# Health insurance premiums 2026 in Sachseln (OW), for a young adult aged 19 to 25 without accident cover

In 2026, for a young adult aged 19 to 25 in Sachseln, without accident cover, the cheapest health insurance premium is:

- **260.25 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ow/sachseln/young-adult/no-accident/deductible-300/) (Agrisano, AGRIsmart)
- **157.35 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ow/sachseln/young-adult/no-accident/deductible-2500/) (Agrisano, AGRIsmart)

## Without accident cover: from 157.35 to 421.65 CHF a month depending on the deductible and the model

116 offers from 26 health insurers. With a deductible of 300 CHF, the cheapest is **260.25 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 421.65 CHF with SLKK (Standard model).

Lowest premium:
- 300 CHF: 260.25 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ow/sachseln/young-adult/no-accident/deductible-300/
- 500 CHF: 250.75 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ow/sachseln/young-adult/no-accident/deductible-500/
- 1'000 CHF: 226.95 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ow/sachseln/young-adult/no-accident/deductible-1000/
- 1'500 CHF: 203.05 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ow/sachseln/young-adult/no-accident/deductible-1500/
- 2'000 CHF: 179.25 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ow/sachseln/young-adult/no-accident/deductible-2000/
- 2'500 CHF: 157.35 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ow/sachseln/young-adult/no-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 260.25 | 250.75 | 226.95 | 203.05 | 179.25 | 157.35 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 274.15 | 264.05 | 239.05 | 214.05 | 188.95 | 163.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 277.05 | 270.85 | 238.95 | 211.65 | 184.35 | 170.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 277.05 | 270.85 | 238.95 | 211.65 | 184.35 | 170.55 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 277.35 | 266.55 | 239.45 | 212.25 | 185.25 | 158.55 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 278.85 | 268.55 | 243.15 | 217.65 | 192.05 | 166.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 280.55 | 269.75 | 242.55 | 215.35 | 188.25 | 161.10 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 280.75 | 269.95 | 242.75 | 215.55 | 188.45 | 161.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 283.50 | 272.70 | 245.50 | 218.35 | 191.25 | 164.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 283.50 | 272.70 | 245.50 | 218.35 | 191.25 | 164.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 283.50 | 272.70 | 245.50 | 218.35 | 191.25 | 164.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 283.65 | 272.85 | 245.75 | 218.55 | 191.45 | 164.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 283.65 | 272.85 | 245.75 | 218.55 | 191.45 | 164.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 287.95 | 277.15 | 249.95 | 222.85 | 195.75 | 177.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 288.55 | 282.35 | 250.35 | 223.15 | 195.85 | 170.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 288.95 | 278.05 | 250.45 | 222.85 | 195.35 | 173.75 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 289.45 | 278.45 | 250.65 | 222.95 | 195.35 | 172.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 289.75 | 278.85 | 251.65 | 224.65 | 197.45 | 177.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 289.75 | 278.85 | 251.65 | 224.65 | 197.45 | 177.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 291.15 | 280.15 | 252.35 | 224.65 | 197.05 | 172.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 291.85 | 285.55 | 253.65 | 226.35 | 199.15 | 171.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 292.25 | 281.35 | 253.75 | 226.15 | 198.65 | 173.75 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 292.55 | 283.05 | 258.95 | 234.95 | 209.85 | 195.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 292.55 | 281.75 | 254.55 | 227.35 | 200.25 | 173.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 292.85 | 282.05 | 254.95 | 227.75 | 200.75 | 179.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 294.05 | 283.35 | 256.45 | 228.95 | 202.05 | 177.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 296.45 | 285.65 | 258.45 | 231.35 | 204.25 | 177.05 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 297.15 | 287.15 | 262.25 | 237.35 | 212.45 | 187.55 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 297.15 | 287.15 | 262.25 | 237.35 | 212.45 | 187.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 297.35 | 286.45 | 258.85 | 231.25 | 203.75 | 176.15 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 299.25 | 288.55 | 261.35 | 234.15 | 207.15 | 179.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 299.25 | 288.55 | 261.35 | 234.15 | 207.15 | 179.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 299.25 | 288.55 | 261.35 | 234.15 | 207.15 | 179.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 299.25 | 288.55 | 261.35 | 234.15 | 207.15 | 179.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 299.85 | 288.95 | 261.95 | 234.75 | 207.55 | 180.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 300.05 | 293.75 | 261.85 | 234.55 | 207.35 | 180.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 301.25 | 290.25 | 262.45 | 234.75 | 207.05 | 179.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 301.95 | 291.05 | 272.45 | 245.35 | 211.45 | 184.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 302.55 | 291.85 | 264.85 | 237.45 | 210.45 | 183.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 302.55 | 291.85 | 264.85 | 237.45 | 210.45 | 183.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 303.15 | 292.45 | 265.25 | 238.05 | 211.05 | 183.85 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 303.35 | 292.55 | 265.25 | 237.95 | 210.65 | 183.35 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 303.55 | 292.35 | 264.75 | 237.05 | 209.25 | 181.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 305.65 | 294.95 | 267.95 | 240.55 | 213.55 | 191.25 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 306.25 | 295.45 | 268.35 | 241.25 | 214.15 | 188.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 306.55 | 300.35 | 268.35 | 241.15 | 213.85 | 186.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 308.35 | 297.55 | 270.35 | 243.25 | 216.15 | 188.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 311.75 | 300.95 | 273.85 | 246.65 | 219.55 | 192.45 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 313.55 | 302.75 | 275.35 | 248.05 | 220.85 | 193.55 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 313.65 | 302.70 | 275.30 | 247.85 | 220.45 | 193.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 313.85 | 302.95 | 275.85 | 250.45 | 224.95 | 201.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 314.25 | 303.45 | 276.35 | 249.15 | 222.05 | 196.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 314.75 | 303.65 | 275.95 | 248.25 | 220.55 | 192.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 316.55 | 305.85 | 278.85 | 251.45 | 224.45 | 197.55 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausmed | 317.05 | 306.10 | 278.70 | 251.90 | 225.70 | 199.70 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 317.95 | 307.15 | 280.05 | 252.85 | 225.85 | 198.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 317.95 | 307.15 | 280.05 | 252.85 | 225.85 | 198.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 319.95 | 309.05 | 281.85 | 254.55 | 227.35 | 200.05 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 319.95 | 309.05 | 281.85 | 254.55 | 227.35 | 200.05 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 320.35 | 309.45 | 282.15 | 254.95 | 227.65 | 200.45 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 320.85 | 310.15 | 283.15 | 255.75 | 228.75 | 201.75 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Sanmed24 | 321.05 | 310.25 | 282.95 | 255.65 | 228.45 | 208.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 321.05 | 310.15 | 282.95 | 255.65 | 228.35 | 201.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 321.75 | 310.95 | 283.75 | 256.65 | 229.55 | 202.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 322.25 | 314.85 | 287.75 | 260.55 | 230.05 | 202.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 322.95 | 316.75 | 284.75 | 257.55 | 230.25 | 203.05 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 323.45 | 312.65 | 285.55 | 258.35 | 231.35 | 204.15 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Casa | 324.75 | 313.95 | 286.65 | 259.35 | 232.15 | 212.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 325.55 | 314.75 | 287.55 | 260.45 | 233.35 | 206.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 325.55 | 314.75 | 287.55 | 260.45 | 233.35 | 206.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 327.35 | 316.55 | 289.45 | 263.95 | 238.55 | 214.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 327.35 | 316.55 | 289.45 | 262.25 | 235.15 | 208.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 327.45 | 316.75 | 289.75 | 262.35 | 235.35 | 208.45 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 328.15 | 317.45 | 290.55 | 263.05 | 236.15 | 209.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 328.15 | 317.45 | 290.55 | 263.05 | 236.15 | 209.15 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 330.05 | 319.25 | 291.95 | 264.65 | 237.45 | 210.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 331.55 | 320.55 | 292.75 | 265.05 | 237.35 | 209.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 332.05 | 321.15 | 293.85 | 266.55 | 239.35 | 212.05 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 332.85 | 321.85 | 294.25 | 266.65 | 239.15 | 211.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 332.95 | 322.25 | 295.25 | 267.85 | 240.85 | 213.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 333.65 | 322.95 | 295.75 | 268.55 | 241.55 | 214.35 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 334.05 | 323.05 | 295.65 | 268.25 | 240.80 | 213.40 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 334.15 | 323.35 | 296.15 | 269.05 | 241.95 | 214.85 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 335.65 | 327.25 | 306.35 | 285.45 | 264.05 | 243.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 336.75 | 325.95 | 298.85 | 271.65 | 244.65 | 217.45 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 336.95 | 326.15 | 299.05 | 271.95 | 244.75 | 217.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 337.45 | 326.65 | 299.45 | 272.35 | 245.25 | 218.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 339.45 | 328.55 | 301.35 | 274.05 | 246.85 | 219.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 340.45 | 329.65 | 302.55 | 275.35 | 248.35 | 221.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 341.65 | 330.85 | 303.75 | 276.55 | — | 222.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 343.25 | 332.35 | 305.05 | 277.85 | 250.55 | 223.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 345.15 | 334.35 | 307.15 | 280.05 | 252.95 | 225.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 350.75 | 339.85 | 312.55 | 285.25 | 258.05 | 230.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 350.75 | 339.85 | 312.55 | 285.25 | 258.05 | 230.75 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 352.25 | 341.55 | 314.65 | 287.15 | 264.85 | 243.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 352.95 | 342.15 | 315.05 | 287.85 | 260.75 | 233.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 353.25 | 342.35 | 315.15 | 287.85 | 260.65 | 233.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 355.75 | 344.95 | 317.85 | 290.65 | — | 236.45 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 357.25 | 346.45 | 319.15 | 291.85 | 264.65 | 237.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 358.35 | 347.65 | 320.65 | 293.25 | 266.25 | 239.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 358.65 | 347.85 | 320.75 | 293.55 | — | 239.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 363.15 | 352.45 | 325.55 | 298.05 | 271.15 | 244.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 364.55 | 353.75 | 326.65 | 299.45 | 272.45 | 245.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 364.55 | 353.75 | 326.65 | 299.45 | 272.45 | 245.25 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 365.15 | 355.95 | 333.15 | 310.35 | 287.55 | 264.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 369.45 | 358.55 | 331.25 | 304.05 | 276.75 | 249.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 370.45 | 360.85 | 336.65 | 312.55 | 288.45 | 264.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 370.65 | 359.85 | 332.65 | 305.55 | 278.45 | 251.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 378.55 | 367.75 | 340.65 | 313.45 | — | 259.25 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 378.95 | 369.15 | 344.45 | 319.75 | 295.15 | 270.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 383.25 | 373.35 | 348.35 | 323.35 | 298.45 | 273.45 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 383.50 | 375.75 | 344.65 | 317.45 | 286.35 | 259.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 384.05 | 373.25 | 346.05 | 318.95 | 291.85 | 264.65 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 396.85 | 386.15 | 359.45 | 332.55 | 305.75 | 278.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 398.45 | 387.65 | 360.55 | 333.35 | — | 279.15 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 421.65 | 410.75 | 383.25 | 355.85 | 328.45 | 301.05 |

116 offers from 26 health insurers.: https://praemiencheck.onedoc.ch/en/ow/sachseln/young-adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/ow/sachseln/young-adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/ow/sachseln/young-adult/no-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Sachseln for a young adult aged 19 to 25 with a deductible of 300 CHF, without accident cover?

In 2026, without accident cover, the cheapest offer in [Sachseln](https://praemiencheck.onedoc.ch/en/ow/sachseln/) is Agrisano (AGRIsmart) at 260.25 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 292.55 CHF a month.

### How much does health insurance cost in Sachseln in 2026 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/ow/sachseln/young-adult/) with a deductible of 300 CHF and without accident cover, monthly premiums run from 260.25 CHF (Agrisano, AGRIsmart) to 421.65 CHF (SLKK, Standard model): 116 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 255.85 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Sachseln for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 260.25 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ow/sachseln/young-adult/no-accident/deductible-300/) to 157.35 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ow/sachseln/young-adult/no-accident/deductible-2500/): 102.90 CHF less a month, 1'234.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'672 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Sachseln for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 292.55 CHF (Sanitas), family doctor / HMO 277.05 CHF (Visana), flexible model 283.65 CHF (Sanitas), telemedicine 260.25 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 265.40 CHF at Agrisano (AGRIsmart) gives 260.25 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ow/sachseln/young-adult/no-accident/

## Related pages

- Without accident cover: from 157.35 to 421.65 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/ow/sachseln/young-adult/no-accident/

Address of this page: praemiencheck.onedoc.ch/en/ow/sachseln/young-adult/no-accident/ — replace `ow` with your canton’s two-letter code (ge, vd, zh…) and `sachseln` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.