# Health insurance premiums 2026 in Sachseln (OW), for a child aged 0 to 18, deductible of 600 CHF, without accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · without accident cover · monthly premiums in CHF_

In [Sachseln](https://praemiencheck.onedoc.ch/en/ow/sachseln/) ([canton Obwalden](https://praemiencheck.onedoc.ch/en/ow/)), in 2026, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/ow/sachseln/child/) with a 600 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/ow/sachseln/child/no-accident/), the cheapest monthly basic insurance premium is **46.25 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 99.35 CHF with Sympany (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2025 (600 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 74.85 | — | 65.25 | 60.45 | 55.85 | 50.95 | 46.25 | +10.8 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 79.05 | — | 68.95 | 64.05 | 58.95 | 53.95 | 48.95 | +9.7 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 80.45 | — | 70.15 | 65.15 | 60.05 | 54.85 | 49.85 | +9.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 83.65 | 78.25 | 72.85 | 67.35 | 61.95 | — | 51.05 | +2.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 85.65 | 80.25 | 74.85 | 69.45 | 64.05 | — | 53.15 | +3.9 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 87.85 | — | 76.75 | 71.25 | 65.75 | 60.15 | 54.65 | +9.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 91.15 | 85.65 | 80.15 | 74.55 | 69.05 | 63.65 | 58.05 | +10.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 90.75 | 85.25 | 79.85 | 74.35 | 68.95 | 63.45 | 58.05 | +12.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 90.75 | 85.25 | 79.85 | 74.35 | 68.95 | 63.45 | 58.05 | +12.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 92.15 | 86.65 | 81.15 | 75.65 | 70.15 | 64.65 | 59.05 | +10.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 91.85 | 86.45 | 80.95 | 75.55 | 70.05 | 64.65 | 59.15 | +12.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 91.85 | 86.45 | 80.95 | 75.55 | 70.05 | 64.65 | 59.15 | +12.8 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 89.35 | 84.35 | 79.45 | 74.35 | 69.35 | 64.45 | 59.35 | +0.2 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 89.35 | 84.35 | 79.45 | 74.35 | 69.35 | 64.45 | 59.35 | +0.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 92.05 | 86.65 | 81.25 | 75.85 | 70.45 | 65.05 | 59.55 | New tariff 2026 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 92.25 | 86.85 | 81.45 | 75.95 | 70.65 | — | 59.75 | +16.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 92.25 | 86.85 | 81.45 | 75.95 | 70.65 | — | 59.75 | +10.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 93.00 | 87.60 | 82.20 | 76.70 | 71.30 | 65.90 | 60.40 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 93.00 | 87.60 | 82.20 | 76.70 | 71.30 | 65.90 | 60.40 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 93.00 | 87.60 | 82.20 | 76.70 | 71.30 | 65.90 | 60.40 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 93.00 | 87.60 | 82.20 | 76.70 | 71.30 | 65.90 | 60.40 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 93.15 | 87.75 | 82.35 | 76.85 | 71.45 | 66.05 | 60.55 | New tariff 2026 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 93.85 | 88.35 | 82.85 | 77.35 | 71.85 | 66.35 | 60.75 | +10.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 94.15 | 88.75 | 83.35 | 77.85 | 72.45 | 67.05 | 61.55 | New tariff 2026 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 94.25 | — | 83.45 | — | 72.55 | — | 61.65 | +18.7 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Casa | 95.55 | 90.05 | 84.65 | 79.15 | 73.75 | 68.25 | 62.75 | +20.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 95.85 | 90.45 | 85.15 | 79.65 | 74.25 | 68.85 | 63.35 | +14.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 96.05 | 90.65 | 85.25 | 79.85 | 74.45 | 69.05 | 63.55 | +3.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 96.35 | 90.95 | 85.55 | 80.05 | 74.65 | — | 63.75 | +2.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 97.05 | 91.65 | 86.25 | 80.75 | 75.35 | 69.95 | 64.45 | +14.9 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 97.55 | 92.15 | 86.75 | 81.25 | 75.95 | 70.55 | 65.05 | +0.1 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Sanmed24 | 97.75 | 92.35 | 86.95 | 81.35 | 75.95 | 70.55 | 65.05 | +16.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 97.65 | — | 86.85 | — | 75.95 | — | 65.15 | +18.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 91.75 | — | 83.15 | — | 74.45 | — | 65.75 | +1.9 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 99.00 | 93.50 | 88.05 | 82.55 | 77.05 | 71.60 | 66.10 | +4.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 99.45 | — | 88.65 | — | 77.75 | — | 66.85 | +18.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 99.45 | 94.05 | 88.65 | 83.15 | 77.75 | 72.35 | 66.85 | +13.4 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausmed | 100.10 | 94.60 | 89.15 | 83.65 | 78.15 | 72.70 | 67.20 | +4.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 100.05 | 94.65 | 89.25 | 83.75 | 78.35 | 72.95 | 67.45 | +13.4 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 100.05 | 94.65 | 89.25 | 83.75 | 78.35 | 72.95 | 67.45 | +13.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 100.95 | 95.45 | 89.95 | — | 78.85 | — | 67.75 | +6.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 100.55 | — | 89.75 | — | 78.85 | — | 67.95 | +17.9 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 100.45 | 95.05 | 89.65 | 84.15 | 78.75 | 73.35 | 67.95 | +14.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 101.55 | 96.05 | 90.55 | — | 79.45 | — | 68.25 | +8.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 101.95 | 96.55 | 91.05 | 85.65 | 80.15 | 74.75 | 69.25 | +12.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 101.95 | 96.55 | 91.05 | 85.65 | 80.15 | 74.75 | 69.25 | +12.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 97.85 | — | 88.65 | — | 79.45 | — | 70.15 | +7.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 100.85 | — | 92.15 | — | 81.25 | — | 70.45 | +14.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 103.55 | — | 92.65 | — | 81.85 | — | 70.95 | +8.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 103.55 | — | 92.65 | — | 81.85 | — | 70.95 | +8.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 103.55 | — | 92.65 | — | 81.85 | — | 70.95 | +8.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 101.85 | — | 92.65 | — | 81.85 | — | 70.95 | +8.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 103.55 | — | 92.65 | — | 81.85 | — | 70.95 | +8.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 99.05 | — | 89.75 | — | 80.35 | — | 71.05 | +5.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 105.15 | 99.65 | 94.15 | — | 83.05 | — | 71.85 | +6.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 105.35 | 99.85 | 94.45 | 88.85 | 83.35 | 77.85 | 72.25 | +7.9 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 105.65 | 100.15 | 94.70 | 89.20 | 83.70 | 78.25 | 72.75 | +4.7 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 106.65 | 101.25 | 95.75 | 90.25 | 84.85 | 79.45 | 73.95 | +17.0 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 107.05 | — | — | 90.75 | — | — | 74.55 | +8.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 107.65 | 102.15 | 96.65 | 91.25 | 85.75 | 80.35 | 74.85 | +11.9 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 104.75 | 99.95 | 95.15 | 90.25 | 85.75 | 80.75 | 75.85 | +20.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 109.05 | 103.65 | 98.25 | 92.75 | 87.35 | 81.95 | 76.45 | +14.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 109.15 | — | 98.35 | — | 87.45 | — | 76.55 | +17.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 109.95 | 104.45 | 98.95 | — | 87.85 | — | 76.75 | +6.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 107.55 | — | 97.45 | — | 87.35 | — | 77.25 | +7.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 107.25 | 102.35 | 97.45 | 92.45 | 87.85 | 82.65 | 77.65 | +20.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 110.45 | 105.05 | 99.65 | 94.15 | 88.75 | 83.35 | 77.85 | +12.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 110.95 | 105.45 | 100.05 | 94.55 | 89.15 | 83.65 | 78.25 | +17.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 110.95 | 105.45 | 100.05 | 94.55 | 89.15 | 83.65 | 78.25 | +17.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 110.95 | 105.55 | 100.15 | 94.65 | 89.25 | 83.85 | 78.35 | +10.7 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 108.55 | 103.55 | 98.55 | 93.55 | 88.85 | 83.65 | 78.55 | +20.4 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 113.15 | 108.40 | 102.50 | 96.60 | 90.65 | 84.75 | 78.85 | +5.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 112.25 | 106.85 | 101.45 | 95.95 | 90.55 | 85.15 | 79.65 | +10.7 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 112.55 | — | — | 96.25 | — | — | 79.95 | +8.5 % |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 113.15 | 108.05 | 105.05 | 96.95 | 91.25 | 85.95 | 80.85 | +13.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 113.35 | — | 102.55 | — | 91.65 | — | 80.85 | +16.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 113.95 | 108.55 | 103.15 | 97.65 | 92.25 | 86.85 | 81.35 | +4.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 114.05 | — | 103.25 | — | 92.35 | — | 81.45 | +14.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 114.05 | — | 103.25 | — | 92.35 | — | 81.45 | +13.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 114.55 | 109.05 | 103.55 | 98.15 | 92.65 | 87.25 | 81.75 | +4.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 114.55 | 109.05 | 103.55 | 98.15 | 92.65 | 87.25 | 81.75 | +4.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 114.75 | 109.25 | 103.85 | 98.35 | 92.95 | 87.45 | 82.05 | New tariff 2026 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 114.75 | 109.25 | 103.85 | 98.35 | 92.95 | 87.45 | 82.05 | New tariff 2026 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 114.85 | 109.45 | 104.05 | 98.55 | 93.15 | 87.75 | 82.25 | +10.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 116.05 | 110.55 | 105.05 | — | 93.95 | — | 82.85 | +6.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 115.75 | 110.35 | 104.85 | 99.45 | 93.95 | 88.45 | 83.05 | +4.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 115.95 | — | 105.15 | — | 94.25 | — | 83.35 | +6.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 116.65 | 111.25 | 105.85 | 100.35 | 94.95 | 89.55 | 84.05 | +4.6 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 116.75 | — | — | 100.45 | — | — | 84.15 | +8.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 116.85 | — | 105.95 | — | 95.05 | — | 84.25 | +13.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 117.05 | 111.55 | 106.15 | 100.65 | 95.25 | 89.75 | 84.35 | +4.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 118.15 | — | 107.35 | — | 96.45 | — | 85.55 | +13.7 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 119.75 | 114.35 | 108.85 | 103.35 | 98.15 | 92.45 | 86.85 | +20.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 119.55 | 114.05 | 108.65 | 103.15 | 97.75 | 92.25 | 86.85 | +4.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 120.55 | 115.15 | 109.75 | 104.25 | 98.85 | 93.45 | 87.95 | New tariff 2026 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 120.55 | 115.15 | 109.75 | 104.25 | 98.85 | 93.45 | 87.95 | +4.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 120.75 | 115.35 | 109.85 | 104.45 | 98.95 | 93.55 | 88.05 | +4.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 122.75 | 117.35 | 111.85 | 106.45 | 100.95 | 95.55 | 90.05 | +8.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 124.55 | 119.15 | 113.75 | 108.25 | 102.85 | 97.45 | 91.95 | +10.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 127.15 | 121.75 | 116.35 | 110.85 | 105.45 | 100.05 | 94.55 | +4.3 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 131.85 | — | 121.05 | — | 110.15 | — | 99.35 | +13.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 86.55 | — | — | — | — | 59.55 | — | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 87.45 | 82.55 | 77.75 | 73.45 | 67.85 | 62.35 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 87.75 | — | — | — | — | 60.65 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 87.75 | — | — | — | — | 60.65 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 88.85 | — | — | — | — | 61.75 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 89.85 | — | — | — | — | 62.75 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 89.85 | — | — | — | — | 62.75 | — | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 91.75 | 86.35 | 80.95 | 75.55 | 70.05 | 64.65 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 93.15 | — | — | — | — | 66.05 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 94.25 | — | — | — | — | 67.15 | — | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 97.05 | 96.25 | 95.35 | 94.35 | 93.45 | 92.55 | — | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 97.05 | 96.25 | 95.35 | 94.35 | 93.45 | 92.55 | — | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 101.25 | 95.85 | 90.55 | 85.15 | 79.65 | 74.25 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 102.85 | — | — | — | — | 75.85 | — | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 106.35 | 105.45 | 104.45 | 103.55 | 102.65 | 101.75 | — | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Sachseln for a child aged 0 to 18 with a deductible of 600 CHF, without accident cover?

In 2026, [without accident cover](https://praemiencheck.onedoc.ch/en/ow/sachseln/child/no-accident/), the cheapest offer in [Sachseln](https://praemiencheck.onedoc.ch/en/ow/sachseln/) is Agrisano (AGRIsmart) at 46.25 CHF a month.

### How much does health insurance cost in Sachseln in 2026 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/ow/sachseln/child/) with a deductible of 600 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/ow/sachseln/child/no-accident/), monthly premiums run from 46.25 CHF (Agrisano, AGRIsmart) to 99.35 CHF (Sympany, Standard model): 116 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 90.05 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Sachseln for a child aged 0 to 18 without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 74.85 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/ow/sachseln/child/no-accident/deductible-0/) to 46.25 CHF with the 600 CHF deductible: 28.60 CHF less a month, 343.20 CHF a year. The 600 CHF deductible stays worthwhile up to around 381 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Sachseln for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 600 CHF and without accident cover, the cheapest premium per model is: standard model 54.65 CHF (Agrisano), family doctor / HMO 49.85 CHF (Agrisano), flexible model 59.75 CHF (CSS), telemedicine 46.25 CHF (Agrisano).

### Does a second or third child pay less in Sachseln?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2026. 15 of the 26 insurers present in Sachseln file a reduced premium from a certain number of children insured with them, at a 600 CHF deductible and without accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Agrisano | AGRIsmart | 46.25 CHF | 17.15 CHF from the 3rd child |
| SWICA | FAVORIT SANTE | 70.45 CHF | 19.25 CHF from the 3rd child |
| Visana | Tel Care | 58.05 CHF | 20.35 CHF from the 3rd child |
| Galenos | Managed Care | 78.25 CHF | 21.55 CHF from the 3rd child |
| sana24 | Combi Care | 81.75 CHF | 21.85 CHF from the 3rd child |
| CONCORDIA | HMO | 58.05 CHF | 23.65 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 59.35 CHF | 27.15 CHF from the 3rd child |
| rhenusana | sanmed24 | 74.55 CHF | 34.75 CHF from the 3rd child |
| Krankenkasse Steffisburg | Casa | 62.75 CHF | 35.65 CHF from the 3rd child |
| Krankenkasse Luzerner Hinterland | Telemedicine | 66.10 CHF | 43.30 CHF from the 3rd child |
| Groupe Mutuel – Philos | PrimaFlex | 63.35 CHF | 46.25 CHF from the 5th child |
| Groupe Mutuel – Mutuel | PrimaFlex | 66.85 CHF | 48.85 CHF from the 5th child |
| Groupe Mutuel – Avenir | PrimaFlex | 78.35 CHF | 57.55 CHF from the 5th child |
| SLKK | SLKK-SmartMed | 75.85 CHF | 64.85 CHF from the 3rd child |
| Assura | Qualimed | 81.35 CHF | 79.75 CHF from the 4th child, 78.05 CHF from the 5th child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 51.40 CHF at Agrisano (AGRIsmart) gives 46.25 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Sachseln is in region 0 of canton Obwalden.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ow/sachseln/child/no-accident/deductible-0/

## Related pages

- Health insurance premiums 2026 in Sachseln (OW): every situation: https://praemiencheck.onedoc.ch/en/ow/sachseln/
- Premiums 2026 in Sachseln (OW), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/ow/sachseln/child/
- Premiums 2026 in Sachseln (OW), child, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/ow/sachseln/child/no-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/ow/sachseln/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/ow/sachseln/adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/ow/sachseln/child/with-accident/deductible-600/
- Deductible Premiums 2026 in Sachseln (OW), child, deductible of 0 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ow/sachseln/child/no-accident/deductible-0/
- Deductible Premiums 2026 in Sachseln (OW), child, deductible of 100 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ow/sachseln/child/no-accident/deductible-100/
- Deductible Premiums 2026 in Sachseln (OW), child, deductible of 200 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ow/sachseln/child/no-accident/deductible-200/
- Deductible Premiums 2026 in Sachseln (OW), child, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ow/sachseln/child/no-accident/deductible-300/
- Deductible Premiums 2026 in Sachseln (OW), child, deductible of 400 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ow/sachseln/child/no-accident/deductible-400/
- Deductible Premiums 2026 in Sachseln (OW), child, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ow/sachseln/child/no-accident/deductible-500/

Address of this page: praemiencheck.onedoc.ch/en/ow/sachseln/child/no-accident/deductible-0/ — replace `ow` with your canton’s two-letter code (ge, vd, zh…), `sachseln` with your municipality, `child` with `young-adult` or `adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-600` with `deductible-0` for another deductible. Markdown version: add `.md`.