# Health insurance premiums 2027 in Giswil (OW), for a young adult aged 19 to 25 with accident cover

In 2027, for a young adult aged 19 to 25 in Giswil, with accident cover, the cheapest health insurance premium is:

- **294.55 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ow/giswil/young-adult/with-accident/deductible-300/) (Agrisano, AGRIsmart)
- **183.55 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ow/giswil/young-adult/with-accident/deductible-2500/) (Agrisano, AGRIsmart)

## With accident cover: from 183.55 to 472.45 CHF a month depending on the deductible and the model

117 offers from 26 health insurers. With a deductible of 300 CHF, the cheapest is **294.55 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 472.45 CHF with SLKK (Standard model).

Lowest premium:
- 300 CHF: 294.55 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ow/giswil/young-adult/with-accident/deductible-300/
- 500 CHF: 284.45 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ow/giswil/young-adult/with-accident/deductible-500/
- 1'000 CHF: 259.25 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ow/giswil/young-adult/with-accident/deductible-1000/
- 1'500 CHF: 233.95 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ow/giswil/young-adult/with-accident/deductible-1500/
- 2'000 CHF: 208.75 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ow/giswil/young-adult/with-accident/deductible-2000/
- 2'500 CHF: 183.55 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ow/giswil/young-adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 294.55 | 284.45 | 259.25 | 233.95 | 208.75 | 183.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 307.95 | 301.35 | 267.15 | 237.95 | 208.85 | 189.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 307.95 | 301.35 | 267.15 | 237.95 | 208.85 | 189.95 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 311.55 | 299.95 | 270.75 | 241.55 | 212.45 | 187.65 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 311.85 | 301.15 | 274.55 | 247.75 | 221.05 | 194.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 313.45 | 301.80 | 272.65 | 243.45 | 214.30 | 185.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 313.45 | 301.80 | 272.65 | 243.45 | 214.30 | 185.15 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 313.55 | 302.85 | 276.05 | 249.15 | 222.35 | 195.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 316.75 | 305.10 | 275.95 | 246.75 | 217.60 | 188.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 316.75 | 305.10 | 275.95 | 246.75 | 217.60 | 188.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 316.75 | 305.10 | 275.95 | 246.75 | 217.60 | 188.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 316.75 | 305.10 | 275.95 | 246.75 | 217.60 | 188.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 316.75 | 305.10 | 275.95 | 246.75 | 217.60 | 188.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 316.95 | 305.35 | 276.15 | 246.95 | 217.85 | 188.65 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 317.45 | 306.75 | 279.85 | 253.05 | 226.25 | 199.55 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 317.45 | 306.75 | 279.85 | 253.05 | 226.25 | 199.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 318.25 | 306.65 | 277.45 | 248.25 | 219.15 | 194.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 320.25 | 308.65 | 279.45 | 250.25 | 221.15 | 191.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 320.45 | 308.85 | 279.65 | 250.45 | 221.35 | 192.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 320.55 | 308.95 | 279.75 | 250.55 | 221.45 | 192.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 320.65 | 309.05 | 279.85 | 250.65 | 221.55 | 192.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 320.65 | 314.05 | 279.85 | 250.65 | 221.55 | 192.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 322.45 | 310.85 | 281.65 | 252.45 | 223.35 | 194.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 324.35 | 317.65 | 283.45 | 254.35 | 225.15 | 195.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 326.70 | 315.05 | 285.90 | 256.70 | 227.55 | 198.40 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 328.15 | 318.05 | 292.65 | 267.35 | 241.95 | 211.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 329.45 | 317.85 | 288.65 | 259.45 | 230.35 | 201.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 333.35 | 326.75 | 292.55 | 263.35 | 234.25 | 205.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 333.55 | 321.95 | 292.75 | 263.55 | 234.45 | 205.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 334.95 | 323.35 | 294.15 | 264.95 | 235.85 | 206.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 335.45 | 323.75 | 300.15 | 270.95 | 236.25 | 207.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 336.15 | 324.65 | 295.65 | 266.15 | 237.15 | 208.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 338.75 | 327.15 | 297.95 | 268.75 | 239.65 | 210.45 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 339.65 | 328.05 | 298.85 | 269.65 | 240.55 | 211.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 339.95 | 328.45 | 299.45 | 269.95 | 240.95 | 211.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 339.95 | 328.45 | 299.45 | 269.95 | 240.95 | 211.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 340.65 | 333.95 | 299.85 | 270.65 | 241.45 | 212.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 340.95 | 329.35 | 303.85 | 274.65 | 241.85 | 212.65 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 341.25 | 329.55 | 300.45 | 271.25 | 242.05 | 212.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 343.25 | 331.65 | 302.45 | 273.25 | 244.15 | 214.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 343.25 | 331.65 | 302.45 | 273.25 | 244.15 | 214.95 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 343.35 | 331.75 | 302.55 | 273.45 | 244.25 | 215.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 344.55 | 333.05 | 304.05 | 274.55 | 245.55 | 216.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 344.65 | 336.75 | 311.25 | 282.15 | 260.35 | 231.25 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 345.45 | 333.85 | 304.65 | 275.45 | 246.35 | 217.15 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 345.75 | 334.15 | 304.95 | 275.75 | 246.65 | 217.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 345.75 | 334.15 | 304.95 | 275.75 | 246.65 | 217.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 345.75 | 334.15 | 304.95 | 275.75 | 246.65 | 217.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 347.25 | 335.65 | 306.45 | 277.25 | 248.15 | 218.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 348.45 | 336.85 | 307.65 | 278.45 | 249.35 | 220.15 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 351.05 | 339.45 | 310.25 | 281.05 | 251.95 | 222.75 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 351.15 | 339.55 | 310.35 | 281.15 | 252.05 | 231.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 351.25 | 339.65 | 310.45 | 281.25 | 252.15 | 222.95 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 351.40 | 339.70 | 310.55 | 281.40 | 252.20 | 223.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 353.95 | 346.05 | 316.85 | 287.75 | 254.85 | 225.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 354.55 | 342.95 | 313.75 | 284.55 | 255.45 | 226.25 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 355.15 | 343.55 | 314.35 | 285.15 | 256.05 | 235.25 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 355.15 | 343.50 | 314.35 | 285.85 | 258.00 | 230.30 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 355.25 | 343.65 | 314.45 | 285.25 | 256.15 | 226.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 356.65 | 345.05 | 315.85 | 286.65 | 257.55 | 228.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 356.65 | 345.05 | 315.85 | 286.65 | 257.55 | 228.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 356.85 | 345.35 | 316.35 | 286.85 | 257.85 | 228.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 357.75 | 346.05 | 316.95 | 287.75 | 258.55 | 229.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 357.75 | 346.05 | 316.95 | 287.75 | 258.55 | 229.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 358.15 | 346.45 | 317.35 | 288.15 | 258.95 | 229.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 358.75 | 347.15 | 317.95 | 288.75 | 259.65 | 230.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 358.85 | 352.15 | 317.95 | 288.85 | 259.65 | 230.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 358.95 | 347.25 | 318.15 | 288.95 | 259.75 | 230.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 359.55 | 351.65 | 326.15 | 296.95 | 267.85 | 238.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 361.25 | 349.65 | 320.45 | 291.25 | — | 232.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 361.65 | 350.15 | 321.15 | 291.65 | 262.65 | 233.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 363.25 | 351.65 | 322.45 | 293.25 | 264.15 | 234.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 363.25 | 351.65 | 322.45 | 293.25 | 264.15 | 234.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 364.95 | 353.35 | 324.15 | 294.95 | 265.85 | 236.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 366.55 | 354.95 | 325.75 | 296.55 | 267.45 | 238.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 366.95 | 355.35 | 326.15 | 296.95 | 267.85 | 238.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 366.95 | 355.35 | 326.15 | 296.95 | 267.85 | 238.65 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 367.05 | 355.45 | 326.25 | 297.05 | 267.95 | 238.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 369.05 | 357.55 | 328.55 | 299.05 | 270.05 | 241.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 369.15 | 357.45 | 328.25 | 299.15 | 269.95 | 240.75 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 369.55 | 357.85 | 328.75 | 299.55 | 270.35 | 241.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 369.85 | 358.35 | 329.35 | 299.85 | 270.85 | 241.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 369.85 | 358.35 | 329.35 | 299.85 | 270.85 | 241.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 373.95 | 362.45 | 333.45 | 303.95 | 274.95 | 245.95 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 374.10 | 362.45 | 333.30 | 304.10 | 274.95 | 245.80 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 374.35 | 362.75 | 333.55 | 304.35 | 275.25 | 246.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 376.05 | 364.45 | 335.25 | 306.05 | — | 247.75 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 376.25 | 367.25 | 344.75 | 322.25 | 299.25 | 276.75 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 377.85 | 366.25 | 337.05 | 307.95 | 278.75 | 249.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 379.05 | 367.45 | 338.25 | 309.05 | — | 250.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 382.65 | 371.05 | 341.85 | 312.65 | 283.55 | 254.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 382.85 | 371.15 | 341.95 | 312.85 | 283.65 | 254.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 386.95 | 375.35 | 346.15 | 316.95 | 287.85 | 258.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 387.05 | 375.35 | 346.15 | 317.05 | 287.85 | 258.65 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 390.65 | 379.05 | 349.85 | 320.65 | 291.55 | 262.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 390.95 | 379.35 | 350.15 | 320.95 | — | 262.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 394.85 | 383.25 | 354.05 | 324.85 | 295.75 | 266.55 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 394.95 | 383.35 | 354.45 | 324.95 | 301.05 | 277.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 395.25 | 383.65 | 354.45 | 325.25 | 296.15 | 266.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 395.45 | 383.75 | 354.65 | 325.45 | 296.25 | 267.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 395.45 | 383.75 | 354.65 | 325.45 | 296.25 | 267.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 395.65 | 384.05 | 354.85 | 325.65 | 296.55 | 267.35 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 402.25 | 394.10 | 361.55 | 333.05 | 304.55 | 276.10 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 403.75 | 392.25 | 363.25 | 333.75 | 304.75 | 275.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 408.75 | 397.15 | 367.95 | 338.75 | 309.65 | 280.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 408.75 | 397.15 | 367.95 | 338.75 | 309.65 | 280.45 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 409.15 | 397.65 | 368.65 | 339.15 | 310.15 | 281.15 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 409.35 | 399.35 | 374.85 | 350.35 | 325.85 | 301.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 410.65 | 399.05 | 369.85 | 340.65 | 311.55 | 282.35 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 415.15 | 404.95 | 379.25 | 353.55 | 327.95 | 302.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 416.45 | 404.85 | 375.65 | 346.45 | 317.35 | 288.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 420.65 | 409.05 | 379.85 | 350.65 | — | 292.35 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 424.65 | 414.25 | 387.95 | 361.65 | 335.55 | 309.25 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 429.45 | 418.95 | 392.35 | 365.75 | 339.25 | 312.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 430.45 | 418.85 | 389.65 | 360.45 | 331.35 | 302.15 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 431.55 | 420.05 | 391.65 | 363.05 | 334.55 | 306.05 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 472.45 | 460.85 | 431.65 | 402.45 | 373.35 | 344.15 |

117 offers from 26 health insurers.: https://praemiencheck.onedoc.ch/en/ow/giswil/young-adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/ow/giswil/young-adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/ow/giswil/young-adult/with-accident.md

\* insurer’s default model

Last modified: 29/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Giswil for a young adult aged 19 to 25 with a deductible of 300 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in [Giswil](https://praemiencheck.onedoc.ch/en/ow/giswil/) is Agrisano (AGRIsmart) at 294.55 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 326.70 CHF a month.

### How much does health insurance cost in Giswil in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/ow/giswil/young-adult/) with a deductible of 300 CHF and with accident cover, monthly premiums run from 294.55 CHF (Agrisano, AGRIsmart) to 472.45 CHF (SLKK, Standard model): 117 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 257.85 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Giswil for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 294.55 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ow/giswil/young-adult/with-accident/deductible-300/) to 183.55 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ow/giswil/young-adult/with-accident/deductible-2500/): 111.00 CHF less a month, 1'332.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'780 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Giswil for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 326.70 CHF (Sanitas), family doctor / HMO 307.95 CHF (Visana), flexible model 316.75 CHF (Sanitas), telemedicine 294.55 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 299.30 CHF at Agrisano (AGRIsmart) gives 294.55 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ow/giswil/young-adult/with-accident/

## Related pages

- With accident cover: from 183.55 to 472.45 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/ow/giswil/young-adult/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/ow/giswil/young-adult/with-accident/ — replace `ow` with your canton’s two-letter code (ge, vd, zh…) and `giswil` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.