# Health insurance premiums 2027 in Engelberg (OW), for a young adult aged 19 to 25 who wants a deductible of 500 CHF without accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · without accident cover · monthly premiums in CHF_

In [Engelberg](https://praemiencheck.onedoc.ch/en/ow/engelberg/) ([canton Obwalden](https://praemiencheck.onedoc.ch/en/ow/)), in 2027, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/ow/engelberg/young-adult/) with a 500 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/ow/engelberg/young-adult/no-accident/), the cheapest monthly basic insurance premium is **269.95 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 432.85 CHF with SLKK (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (500 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 279.55 | 269.95 | 246.05 | 222.05 | 198.05 | 174.15 | +7.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 291.50 | 280.65 | 253.50 | 226.30 | 199.20 | 172.05 | +3.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 291.50 | 280.65 | 253.50 | 226.30 | 199.20 | 172.05 | +3.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 287.55 | 281.35 | 249.35 | 222.15 | 194.85 | 177.25 | +3.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 287.55 | 281.35 | 249.35 | 222.15 | 194.85 | 177.25 | +3.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 294.25 | 283.25 | 255.65 | 228.05 | 200.55 | 177.15 | +1.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 294.55 | 283.70 | 256.60 | 229.40 | 202.25 | 175.10 | +3.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 294.55 | 283.70 | 256.60 | 229.40 | 202.25 | 175.10 | +3.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 294.55 | 283.70 | 256.60 | 229.40 | 202.25 | 175.10 | +3.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 294.55 | 283.70 | 256.60 | 229.40 | 202.25 | 175.10 | +3.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 294.55 | 283.70 | 256.60 | 229.40 | 202.25 | 175.10 | +3.8 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 294.85 | 284.95 | 259.95 | 235.05 | 210.15 | 185.25 | −0.9 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 294.85 | 284.95 | 259.95 | 235.05 | 210.15 | 185.25 | −0.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 295.65 | 284.95 | 257.75 | 230.55 | 203.55 | 180.95 | +0.9 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 296.05 | 285.85 | 260.55 | 235.15 | 209.75 | 184.45 | +7.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 297.45 | 286.65 | 259.55 | 232.35 | 205.35 | 178.15 | −0.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 297.75 | 286.95 | 259.75 | 232.65 | 205.55 | 178.45 | +7.4 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 297.65 | 287.45 | 262.05 | 236.45 | 210.95 | 185.55 | +6.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 299.35 | 288.35 | 260.75 | 233.15 | 205.65 | 178.05 | +2.3 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 302.85 | 291.85 | 264.25 | 236.65 | 209.15 | 181.55 | +1.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 303.85 | 293.00 | 265.85 | 238.65 | 211.50 | 184.40 | +3.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 299.45 | 293.15 | 261.25 | 233.95 | 206.75 | 179.45 | +3.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 304.25 | 293.25 | 265.55 | 237.75 | 210.15 | 182.45 | +5.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 306.05 | 295.05 | 267.35 | 239.55 | 211.95 | 184.25 | +5.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 306.15 | 295.35 | 268.15 | 241.05 | 213.95 | 186.75 | +0.8 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 304.95 | 295.55 | 271.85 | 248.35 | 224.75 | 196.35 | +4.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 302.85 | 296.55 | 264.65 | 237.35 | 210.15 | 182.85 | +3.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 311.25 | 300.45 | 273.25 | 246.15 | 219.05 | 191.95 | +0.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 311.55 | 300.75 | 278.85 | 251.65 | 219.35 | 192.25 | +3.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 312.25 | 301.55 | 274.65 | 247.15 | 220.25 | 193.25 | +6.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 314.75 | 303.95 | 276.85 | 249.65 | 222.55 | 195.45 | +0.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 315.75 | 305.05 | 278.15 | 250.65 | 223.75 | 196.75 | +4.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 315.75 | 305.05 | 278.15 | 250.65 | 223.75 | 196.75 | +4.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 311.25 | 305.05 | 273.15 | 245.85 | 218.65 | 191.35 | +3.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 316.65 | 305.65 | 277.85 | 250.15 | 222.45 | 194.75 | +5.1 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 316.45 | 305.65 | 278.45 | 251.15 | 224.05 | 196.85 | +4.3 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 316.75 | 305.95 | 282.25 | 255.15 | 224.55 | 197.45 | New tariff 2027 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 318.95 | 308.15 | 280.95 | 253.85 | 226.75 | 199.65 | +0.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 318.95 | 308.15 | 280.95 | 253.85 | 226.75 | 199.65 | +1.4 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 319.05 | 308.25 | 281.05 | 254.05 | 226.85 | 199.85 | +4.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 320.15 | 309.45 | 282.45 | 255.05 | 228.05 | 201.05 | +4.7 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 320.95 | 310.15 | 283.05 | 255.85 | 228.85 | 201.65 | −0.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 321.15 | 310.35 | 283.25 | 256.05 | 229.05 | 201.85 | +7.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 321.15 | 310.35 | 283.25 | 256.05 | 229.05 | 201.85 | +7.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 321.15 | 310.35 | 283.25 | 256.05 | 229.05 | 201.85 | +7.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 318.05 | 311.85 | 279.95 | 252.65 | 225.45 | 198.15 | +3.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 322.65 | 311.85 | 284.75 | 257.55 | 230.45 | 203.35 | +0.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 320.25 | 312.85 | 289.15 | 262.05 | 241.85 | 214.75 | +3.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 323.95 | 312.85 | 285.15 | 257.45 | 229.75 | 202.05 | +6.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 326.35 | 315.55 | 288.45 | 261.25 | 234.25 | 207.05 | +2.6 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 327.05 | 316.25 | 289.05 | 261.85 | 234.65 | 207.45 | +4.3 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 328.05 | 317.25 | 289.95 | 262.65 | 235.45 | 215.85 | +2.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 329.45 | 318.65 | 291.55 | 264.35 | 237.25 | 210.15 | +14.6 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 330.00 | 319.05 | 291.65 | 264.20 | 236.80 | 209.40 | +5.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 330.05 | 319.35 | 292.15 | 264.95 | 237.95 | 210.75 | +1.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 330.75 | 319.75 | 292.05 | 264.25 | 236.65 | 208.95 | +5.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 331.45 | 320.65 | 293.45 | 266.35 | 239.25 | 212.05 | +14.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 331.45 | 320.65 | 293.45 | 266.35 | 239.25 | 212.05 | +14.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 331.55 | 320.85 | 293.85 | 266.45 | 239.45 | 212.45 | +4.7 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 331.75 | 320.95 | 293.65 | 266.35 | 239.15 | 219.65 | +2.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 328.85 | 321.45 | 294.35 | 267.25 | 236.65 | 209.55 | +1.9 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 333.55 | 322.60 | 295.20 | 268.45 | 242.20 | 216.20 | +5.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 334.05 | 323.15 | 295.95 | 268.65 | 241.35 | 214.15 | +4.4 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 334.05 | 323.15 | 295.95 | 268.65 | 241.35 | 214.15 | +4.4 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 334.45 | 323.55 | 296.25 | 269.05 | 241.75 | 214.55 | +4.4 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 335.15 | 324.25 | 297.05 | 269.75 | 242.55 | 215.25 | +4.3 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 335.65 | 324.85 | 297.65 | 270.55 | — | 216.35 | −1.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 335.95 | 325.25 | 298.25 | 270.85 | 243.85 | 216.95 | +4.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 334.05 | 326.65 | 303.05 | 275.85 | 248.75 | 221.65 | +3.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 337.55 | 326.75 | 299.55 | 272.45 | 245.35 | 218.25 | +0.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 337.55 | 326.75 | 299.55 | 272.45 | 245.35 | 218.25 | −1.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 338.85 | 327.85 | 300.25 | 272.65 | 245.15 | 217.55 | +1.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 339.15 | 328.35 | 301.15 | 274.05 | 246.95 | 219.85 | +14.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 335.05 | 328.85 | 296.85 | 269.65 | 242.35 | 215.15 | +3.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 340.65 | 329.85 | 302.65 | 275.55 | 248.45 | 221.25 | +0.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 340.95 | 330.15 | 303.05 | 275.85 | 248.75 | 221.65 | +1.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 340.95 | 330.15 | 303.05 | 275.85 | 248.75 | 221.65 | +4.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 343.05 | 332.15 | 304.95 | 277.95 | 250.75 | 223.65 | +14.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 342.95 | 332.25 | 305.25 | 277.85 | 250.85 | 223.85 | +4.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 343.65 | 332.95 | 305.95 | 278.55 | 251.55 | 224.65 | +4.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 343.65 | 332.95 | 305.95 | 278.55 | 251.55 | 224.65 | +4.7 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 344.35 | 333.45 | 306.25 | 279.05 | 251.85 | 224.65 | +4.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 347.45 | 336.75 | 309.85 | 282.35 | 255.45 | 228.45 | +4.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 348.45 | 337.45 | 309.75 | 281.95 | 254.35 | 226.55 | +5.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 349.35 | 338.65 | 311.45 | 284.25 | — | 230.05 | −1.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 349.65 | 338.75 | 311.45 | 284.15 | 256.95 | 229.65 | +5.3 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 351.15 | 340.35 | 313.15 | 286.15 | 258.95 | 231.75 | +4.2 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 351.40 | 340.40 | 313.00 | 285.60 | 258.15 | 230.75 | +5.2 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 349.55 | 341.25 | 320.35 | 299.45 | 278.05 | 257.05 | +4.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 352.15 | 341.35 | 314.25 | 287.05 | — | 232.85 | −2.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 355.55 | 344.75 | 317.65 | 290.45 | 263.45 | 236.25 | New tariff 2027 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 357.45 | 346.55 | 319.35 | 292.05 | 264.85 | 237.55 | +5.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 359.55 | 348.75 | 321.65 | 294.45 | 267.45 | 240.25 | +4.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 361.45 | 350.55 | 323.25 | 295.95 | 268.75 | 241.45 | +5.3 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 363.25 | 352.45 | 325.35 | 298.15 | — | 243.95 | −4.2 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 364.95 | 354.15 | 326.85 | 299.55 | 272.35 | 245.05 | +2.1 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 366.95 | 356.25 | 329.35 | 301.95 | 279.65 | 258.25 | +4.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 367.25 | 356.55 | 329.35 | 302.15 | 275.15 | 247.95 | −1.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 367.65 | 356.85 | 329.75 | 302.55 | 275.55 | 248.35 | +4.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 368.75 | 357.85 | 330.65 | 303.35 | 276.05 | 248.85 | +4.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 369.25 | 358.35 | 331.15 | 303.85 | 276.65 | 249.35 | +5.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 369.25 | 358.35 | 331.15 | 303.85 | 276.65 | 249.35 | +5.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 375.25 | 364.55 | 337.55 | 310.15 | 283.15 | 256.15 | +4.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 379.85 | 369.05 | 341.95 | 314.75 | 287.65 | 260.55 | +4.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 379.85 | 369.05 | 341.95 | 314.75 | 287.65 | 260.55 | +4.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 380.25 | 369.55 | 342.55 | 315.15 | 288.15 | 261.15 | +4.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 381.65 | 370.85 | 343.65 | 316.55 | 289.45 | 262.35 | +14.5 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 380.35 | 371.15 | 348.35 | 325.55 | 302.75 | 279.95 | +4.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 388.95 | 378.05 | 350.75 | 323.55 | 296.25 | 269.05 | +5.3 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 390.85 | 380.05 | 352.95 | 325.75 | — | 271.55 | −2.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 389.95 | 380.35 | 356.25 | 332.05 | 307.95 | 283.85 | +5.2 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 398.95 | 389.15 | 364.45 | 339.75 | 315.05 | 290.35 | +5.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 400.05 | 389.25 | 362.05 | 334.95 | 307.85 | 280.75 | +4.1 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 399.80 | 391.70 | 359.35 | 331.00 | 302.70 | 274.40 | +4.1 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 403.45 | 393.45 | 368.55 | 343.55 | 318.65 | 293.65 | +5.2 % |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 405.35 | 394.65 | 367.95 | 341.05 | 314.25 | 287.45 | +2.1 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 443.75 | 432.85 | 405.45 | 377.95 | 350.65 | 323.15 | +5.2 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Engelberg for a young adult aged 19 to 25 with a deductible of 500 CHF, without accident cover?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/ow/engelberg/young-adult/no-accident/), the cheapest offer in [Engelberg](https://praemiencheck.onedoc.ch/en/ow/engelberg/) is Agrisano (AGRIsmart) at 269.95 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 293.00 CHF a month.

### How much does health insurance cost in Engelberg in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/ow/engelberg/young-adult/) with a deductible of 500 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/ow/engelberg/young-adult/no-accident/), monthly premiums run from 269.95 CHF (Agrisano, AGRIsmart) to 432.85 CHF (SLKK, Standard model): 117 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 257.85 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Engelberg for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 279.55 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ow/engelberg/young-adult/no-accident/deductible-300/) to 174.15 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ow/engelberg/young-adult/no-accident/deductible-2500/): 105.40 CHF less a month, 1'264.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'705 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Engelberg for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 500 CHF and without accident cover, the cheapest premium per model is: standard model 293.00 CHF (Sanitas), family doctor / HMO 280.65 CHF (Sanitas), flexible model 283.70 CHF (Sanitas), telemedicine 269.95 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 274.70 CHF at Agrisano (AGRIsmart) gives 269.95 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Engelberg is in region 0 of canton Obwalden.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ow/engelberg/young-adult/no-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Engelberg (OW): every situation: https://praemiencheck.onedoc.ch/en/ow/engelberg/
- Premiums 2027 in Engelberg (OW), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/ow/engelberg/young-adult/
- Premiums 2027 in Engelberg (OW), young adult, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/ow/engelberg/young-adult/no-accident/
- Child: https://praemiencheck.onedoc.ch/en/ow/engelberg/child/
- Adult: https://praemiencheck.onedoc.ch/en/ow/engelberg/adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/ow/engelberg/young-adult/with-accident/deductible-500/
- Deductible Premiums 2027 in Engelberg (OW), young adult, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ow/engelberg/young-adult/no-accident/deductible-300/
- Deductible Premiums 2027 in Engelberg (OW), young adult, deductible of 1'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ow/engelberg/young-adult/no-accident/deductible-1000/
- Deductible Premiums 2027 in Engelberg (OW), young adult, deductible of 1'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ow/engelberg/young-adult/no-accident/deductible-1500/
- Deductible Premiums 2027 in Engelberg (OW), young adult, deductible of 2'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ow/engelberg/young-adult/no-accident/deductible-2000/
- Deductible Premiums 2027 in Engelberg (OW), young adult, deductible of 2'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ow/engelberg/young-adult/no-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/ow/engelberg/young-adult/no-accident/deductible-300/ — replace `ow` with your canton’s two-letter code (ge, vd, zh…), `engelberg` with your municipality, `young-adult` with `child` or `adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-500` with `deductible-2500` for another deductible. Markdown version: add `.md`.