# Health insurance premiums 2027 in Alpnach (OW), for a young adult aged 19 to 25 with accident cover

In 2027, for a young adult aged 19 to 25 in Alpnach, with accident cover, the cheapest health insurance premium is:

- **299.30 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ow/alpnach/young-adult/with-accident/deductible-300/) (Agrisano, AGRIsmart)
- **188.30 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ow/alpnach/young-adult/with-accident/deductible-2500/) (Agrisano, AGRIsmart)

## With accident cover: from 188.30 to 477.20 CHF a month depending on the deductible and the model

117 offers from 26 health insurers. With a deductible of 300 CHF, the cheapest is **299.30 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 477.20 CHF with SLKK (Standard model).

Lowest premium:
- 300 CHF: 299.30 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ow/alpnach/young-adult/with-accident/deductible-300/
- 500 CHF: 289.20 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ow/alpnach/young-adult/with-accident/deductible-500/
- 1'000 CHF: 264.00 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ow/alpnach/young-adult/with-accident/deductible-1000/
- 1'500 CHF: 238.70 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ow/alpnach/young-adult/with-accident/deductible-1500/
- 2'000 CHF: 213.50 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ow/alpnach/young-adult/with-accident/deductible-2000/
- 2'500 CHF: 188.30 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ow/alpnach/young-adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 299.30 | 289.20 | 264.00 | 238.70 | 213.50 | 188.30 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 312.70 | 306.10 | 271.90 | 242.70 | 213.60 | 194.70 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 312.70 | 306.10 | 271.90 | 242.70 | 213.60 | 194.70 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 316.30 | 304.70 | 275.50 | 246.30 | 217.20 | 192.40 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 316.60 | 305.90 | 279.30 | 252.50 | 225.80 | 199.20 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 318.20 | 306.55 | 277.40 | 248.20 | 219.05 | 189.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 318.20 | 306.55 | 277.40 | 248.20 | 219.05 | 189.90 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 318.30 | 307.60 | 280.80 | 253.90 | 227.10 | 200.30 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 321.50 | 309.85 | 280.70 | 251.50 | 222.35 | 193.20 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 321.50 | 309.85 | 280.70 | 251.50 | 222.35 | 193.20 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 321.50 | 309.85 | 280.70 | 251.50 | 222.35 | 193.20 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 321.50 | 309.85 | 280.70 | 251.50 | 222.35 | 193.20 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 321.50 | 309.85 | 280.70 | 251.50 | 222.35 | 193.20 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 321.70 | 310.10 | 280.90 | 251.70 | 222.60 | 193.40 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 322.20 | 311.50 | 284.60 | 257.80 | 231.00 | 204.30 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 322.20 | 311.50 | 284.60 | 257.80 | 231.00 | 204.30 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 323.00 | 311.40 | 282.20 | 253.00 | 223.90 | 199.60 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 325.00 | 313.40 | 284.20 | 255.00 | 225.90 | 196.70 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 325.20 | 313.60 | 284.40 | 255.20 | 226.10 | 196.90 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 325.30 | 313.70 | 284.50 | 255.30 | 226.20 | 197.00 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 325.40 | 313.80 | 284.60 | 255.40 | 226.30 | 197.10 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 325.40 | 318.80 | 284.60 | 255.40 | 226.30 | 197.10 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 327.20 | 315.60 | 286.40 | 257.20 | 228.10 | 198.90 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 329.10 | 322.40 | 288.20 | 259.10 | 229.90 | 200.70 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 331.45 | 319.80 | 290.65 | 261.45 | 232.30 | 203.15 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 332.90 | 322.80 | 297.40 | 272.10 | 246.70 | 216.20 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 334.20 | 322.60 | 293.40 | 264.20 | 235.10 | 205.90 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 338.10 | 331.50 | 297.30 | 268.10 | 239.00 | 209.80 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 338.30 | 326.70 | 297.50 | 268.30 | 239.20 | 210.00 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 339.70 | 328.10 | 298.90 | 269.70 | 240.60 | 211.40 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 340.20 | 328.50 | 304.90 | 275.70 | 241.00 | 211.80 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 340.90 | 329.40 | 300.40 | 270.90 | 241.90 | 212.90 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 343.50 | 331.90 | 302.70 | 273.50 | 244.40 | 215.20 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 344.40 | 332.80 | 303.60 | 274.40 | 245.30 | 216.10 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 344.70 | 333.20 | 304.20 | 274.70 | 245.70 | 216.70 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 344.70 | 333.20 | 304.20 | 274.70 | 245.70 | 216.70 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 345.40 | 338.70 | 304.60 | 275.40 | 246.20 | 217.10 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 345.70 | 334.10 | 308.60 | 279.40 | 246.60 | 217.40 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 346.00 | 334.30 | 305.20 | 276.00 | 246.80 | 217.70 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 348.00 | 336.40 | 307.20 | 278.00 | 248.90 | 219.70 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 348.00 | 336.40 | 307.20 | 278.00 | 248.90 | 219.70 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 348.10 | 336.50 | 307.30 | 278.20 | 249.00 | 220.00 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 349.30 | 337.80 | 308.80 | 279.30 | 250.30 | 221.30 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 349.40 | 341.50 | 316.00 | 286.90 | 265.10 | 236.00 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 350.20 | 338.60 | 309.40 | 280.20 | 251.10 | 221.90 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 350.50 | 338.90 | 309.70 | 280.50 | 251.40 | 222.20 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 350.50 | 338.90 | 309.70 | 280.50 | 251.40 | 222.20 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 350.50 | 338.90 | 309.70 | 280.50 | 251.40 | 222.20 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 352.00 | 340.40 | 311.20 | 282.00 | 252.90 | 223.70 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 353.20 | 341.60 | 312.40 | 283.20 | 254.10 | 224.90 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 355.80 | 344.20 | 315.00 | 285.80 | 256.70 | 227.50 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 355.90 | 344.30 | 315.10 | 285.90 | 256.80 | 235.90 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 356.00 | 344.40 | 315.20 | 286.00 | 256.90 | 227.70 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 356.15 | 344.45 | 315.30 | 286.15 | 256.95 | 227.80 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 358.70 | 350.80 | 321.60 | 292.50 | 259.60 | 230.40 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 359.30 | 347.70 | 318.50 | 289.30 | 260.20 | 231.00 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 359.90 | 348.30 | 319.10 | 289.90 | 260.80 | 240.00 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 359.90 | 348.25 | 319.10 | 290.60 | 262.75 | 235.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 360.00 | 348.40 | 319.20 | 290.00 | 260.90 | 231.70 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 361.40 | 349.80 | 320.60 | 291.40 | 262.30 | 233.10 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 361.40 | 349.80 | 320.60 | 291.40 | 262.30 | 233.10 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 361.60 | 350.10 | 321.10 | 291.60 | 262.60 | 233.60 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 362.50 | 350.80 | 321.70 | 292.50 | 263.30 | 234.20 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 362.50 | 350.80 | 321.70 | 292.50 | 263.30 | 234.20 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 362.90 | 351.20 | 322.10 | 292.90 | 263.70 | 234.60 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 363.50 | 351.90 | 322.70 | 293.50 | 264.40 | 235.20 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 363.60 | 356.90 | 322.70 | 293.60 | 264.40 | 235.20 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 363.70 | 352.00 | 322.90 | 293.70 | 264.50 | 235.40 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 364.30 | 356.40 | 330.90 | 301.70 | 272.60 | 243.40 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 366.00 | 354.40 | 325.20 | 296.00 | — | 237.70 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 366.40 | 354.90 | 325.90 | 296.40 | 267.40 | 238.40 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 368.00 | 356.40 | 327.20 | 298.00 | 268.90 | 239.70 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 368.00 | 356.40 | 327.20 | 298.00 | 268.90 | 239.70 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 369.70 | 358.10 | 328.90 | 299.70 | 270.60 | 241.40 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 371.30 | 359.70 | 330.50 | 301.30 | 272.20 | 243.00 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 371.70 | 360.10 | 330.90 | 301.70 | 272.60 | 243.40 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 371.70 | 360.10 | 330.90 | 301.70 | 272.60 | 243.40 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 371.80 | 360.20 | 331.00 | 301.80 | 272.70 | 243.50 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 373.80 | 362.30 | 333.30 | 303.80 | 274.80 | 245.80 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 373.90 | 362.20 | 333.00 | 303.90 | 274.70 | 245.50 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 374.30 | 362.60 | 333.50 | 304.30 | 275.10 | 246.00 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 374.60 | 363.10 | 334.10 | 304.60 | 275.60 | 246.60 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 374.60 | 363.10 | 334.10 | 304.60 | 275.60 | 246.60 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 378.70 | 367.20 | 338.20 | 308.70 | 279.70 | 250.70 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 378.85 | 367.20 | 338.05 | 308.85 | 279.70 | 250.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 379.10 | 367.50 | 338.30 | 309.10 | 280.00 | 250.80 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 380.80 | 369.20 | 340.00 | 310.80 | — | 252.50 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 381.00 | 372.00 | 349.50 | 327.00 | 304.00 | 281.50 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 382.60 | 371.00 | 341.80 | 312.70 | 283.50 | 254.30 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 383.80 | 372.20 | 343.00 | 313.80 | — | 255.50 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 387.40 | 375.80 | 346.60 | 317.40 | 288.30 | 259.10 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 387.60 | 375.90 | 346.70 | 317.60 | 288.40 | 259.20 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 391.70 | 380.10 | 350.90 | 321.70 | 292.60 | 263.40 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 391.80 | 380.10 | 350.90 | 321.80 | 292.60 | 263.40 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 395.40 | 383.80 | 354.60 | 325.40 | 296.30 | 267.10 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 395.70 | 384.10 | 354.90 | 325.70 | — | 267.40 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 399.60 | 388.00 | 358.80 | 329.60 | 300.50 | 271.30 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 399.70 | 388.10 | 359.20 | 329.70 | 305.80 | 282.70 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 400.00 | 388.40 | 359.20 | 330.00 | 300.90 | 271.70 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 400.20 | 388.50 | 359.40 | 330.20 | 301.00 | 271.90 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 400.20 | 388.50 | 359.40 | 330.20 | 301.00 | 271.90 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 400.40 | 388.80 | 359.60 | 330.40 | 301.30 | 272.10 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 407.00 | 398.85 | 366.30 | 337.80 | 309.30 | 280.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 408.50 | 397.00 | 368.00 | 338.50 | 309.50 | 280.50 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 413.50 | 401.90 | 372.70 | 343.50 | 314.40 | 285.20 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 413.50 | 401.90 | 372.70 | 343.50 | 314.40 | 285.20 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 413.90 | 402.40 | 373.40 | 343.90 | 314.90 | 285.90 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 414.10 | 404.10 | 379.60 | 355.10 | 330.60 | 306.10 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 415.40 | 403.80 | 374.60 | 345.40 | 316.30 | 287.10 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 419.90 | 409.70 | 384.00 | 358.30 | 332.70 | 307.00 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 421.20 | 409.60 | 380.40 | 351.20 | 322.10 | 292.90 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 425.40 | 413.80 | 384.60 | 355.40 | — | 297.10 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 429.40 | 419.00 | 392.70 | 366.40 | 340.30 | 314.00 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 434.20 | 423.70 | 397.10 | 370.50 | 344.00 | 317.50 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 435.20 | 423.60 | 394.40 | 365.20 | 336.10 | 306.90 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 436.30 | 424.80 | 396.40 | 367.80 | 339.30 | 310.80 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 477.20 | 465.60 | 436.40 | 407.20 | 378.10 | 348.90 |

117 offers from 26 health insurers.: https://praemiencheck.onedoc.ch/en/ow/alpnach/young-adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/ow/alpnach/young-adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/ow/alpnach/young-adult/with-accident.md

\* insurer’s default model

Last modified: 29/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Alpnach for a young adult aged 19 to 25 with a deductible of 300 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in [Alpnach](https://praemiencheck.onedoc.ch/en/ow/alpnach/) is Agrisano (AGRIsmart) at 299.30 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 331.45 CHF a month.

### How much does health insurance cost in Alpnach in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/ow/alpnach/young-adult/) with a deductible of 300 CHF and with accident cover, monthly premiums run from 299.30 CHF (Agrisano, AGRIsmart) to 477.20 CHF (SLKK, Standard model): 117 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 262.60 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Alpnach for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 299.30 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ow/alpnach/young-adult/with-accident/deductible-300/) to 188.30 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ow/alpnach/young-adult/with-accident/deductible-2500/): 111.00 CHF less a month, 1'332.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'780 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Alpnach for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 331.45 CHF (Sanitas), family doctor / HMO 312.70 CHF (Visana), flexible model 321.50 CHF (Sanitas), telemedicine 299.30 CHF (Agrisano).

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ow/alpnach/young-adult/with-accident/

## Related pages

- With accident cover: from 188.30 to 477.20 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/ow/alpnach/young-adult/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/ow/alpnach/young-adult/with-accident/ — replace `ow` with your canton’s two-letter code (ge, vd, zh…) and `alpnach` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.