# Health insurance premiums 2027 in Alpnach (OW), for a child aged 0 to 18, deductible of 400 CHF, with accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · with accident cover · monthly premiums in CHF_

In [Alpnach](https://praemiencheck.onedoc.ch/en/ow/alpnach/) ([canton Obwalden](https://praemiencheck.onedoc.ch/en/ow/)), in 2027, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/ow/alpnach/child/) with a 400 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/ow/alpnach/child/with-accident/), the cheapest monthly basic insurance premium is **65.35 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 139.85 CHF with Sympany (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2026 (400 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 85.45 | — | 75.35 | 70.35 | 65.35 | 60.25 | 55.15 | +9.2 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 90.65 | — | 79.95 | 74.65 | 69.35 | 63.95 | 58.65 | +9.8 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 91.25 | — | 80.45 | 75.15 | 69.75 | 64.35 | 59.05 | +8.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 97.45 | 91.65 | 85.85 | 79.95 | 74.15 | — | 62.45 | +9.3 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 99.55 | — | 87.85 | 82.05 | 76.25 | 70.35 | 64.55 | +8.6 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 100.05 | 94.25 | 88.45 | 82.55 | 76.75 | 70.95 | 65.05 | +3.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 101.45 | 95.65 | 89.85 | 83.95 | 78.15 | 72.35 | 66.45 | +4.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 101.45 | 95.65 | 89.85 | 83.95 | 78.15 | 72.35 | 66.45 | +4.5 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 98.75 | 93.65 | 88.65 | 83.65 | 78.45 | 71.65 | — | +6.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 101.85 | 96.05 | 90.25 | 84.35 | 78.55 | 72.75 | 66.85 | +4.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 97.35 | — | 88.05 | — | 78.65 | — | 69.35 | −2.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 102.75 | 96.85 | 91.05 | 85.25 | 79.35 | 73.55 | 67.75 | +4.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 102.75 | 96.85 | 91.05 | 85.25 | 79.35 | 73.55 | 67.75 | +4.5 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 101.05 | 95.65 | 90.35 | 84.85 | 79.55 | 74.25 | 68.75 | +5.2 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 101.05 | 95.65 | 90.35 | 84.85 | 79.55 | 74.25 | 68.75 | +5.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 102.95 | — | 91.35 | — | 79.65 | — | 67.95 | +1.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 103.05 | 97.25 | 91.45 | 85.55 | 79.75 | 73.95 | 68.05 | +3.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 103.40 | 97.60 | 91.75 | 85.90 | 80.10 | 74.25 | 68.40 | +4.6 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 103.45 | 97.65 | 91.85 | 86.05 | 80.15 | 74.35 | — | +5.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 104.50 | 98.70 | 92.85 | 87.00 | 81.20 | 75.35 | 69.50 | +4.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 104.50 | 98.70 | 92.85 | 87.00 | 81.20 | 75.35 | 69.50 | +4.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 104.50 | 98.70 | 92.85 | 87.00 | 81.20 | 75.35 | 69.50 | +4.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 104.50 | 98.70 | 92.85 | 87.00 | 81.20 | 75.35 | 69.50 | +4.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 104.50 | 98.70 | 92.85 | 87.00 | 81.20 | 75.35 | 69.50 | +4.6 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 105.05 | 99.25 | 93.45 | 87.65 | 81.75 | 75.95 | 70.05 | +2.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 105.65 | 99.85 | 94.00 | 88.15 | 82.35 | 76.50 | 70.65 | +4.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 105.85 | 100.05 | 94.25 | 88.35 | 82.55 | — | 70.85 | +17.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 106.65 | — | 95.05 | — | 83.35 | — | 71.65 | +1.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 103.75 | — | 93.85 | — | 83.95 | — | 73.95 | −2.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 107.35 | 101.55 | 95.75 | 89.85 | 84.05 | — | 72.35 | +9.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 107.35 | 101.55 | 95.75 | 89.85 | 84.05 | — | 72.35 | +9.0 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 107.45 | 101.65 | 95.85 | 89.95 | 84.15 | 78.35 | 72.45 | +2.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 107.75 | 101.95 | 96.15 | 90.25 | 84.45 | 78.65 | 72.75 | 0.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 107.90 | 102.10 | 96.25 | 90.40 | 84.60 | 78.75 | 72.90 | +4.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 104.95 | — | 95.05 | — | 84.95 | — | 74.85 | −2.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 108.45 | 102.65 | 96.85 | 90.95 | 85.15 | 79.35 | 73.45 | +0.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 108.45 | 102.65 | 96.85 | 90.95 | 85.15 | 79.35 | 73.45 | +0.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 108.55 | — | 96.95 | — | 85.25 | — | 73.55 | +1.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 108.85 | 103.05 | 97.25 | 91.35 | 85.55 | 79.75 | 73.85 | +5.9 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 109.65 | 103.85 | 98.05 | 92.15 | 86.35 | 80.55 | — | −13.6 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 109.65 | 103.85 | 98.05 | 92.15 | 86.35 | 80.55 | — | −13.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 109.75 | — | 98.15 | — | 86.45 | — | 74.75 | +1.0 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 110.15 | 104.35 | 98.55 | 92.65 | 86.85 | 81.05 | 75.25 | +5.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 110.15 | 104.35 | 98.55 | 92.65 | 86.85 | 81.05 | 75.15 | +5.8 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 111.60 | 105.75 | 99.90 | 94.10 | 88.25 | 82.40 | 76.60 | +6.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 112.05 | 106.25 | 100.45 | 94.55 | 88.75 | — | 77.05 | +9.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 112.35 | 106.55 | 100.75 | — | 89.05 | — | 77.35 | +6.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 110.05 | — | 99.65 | — | 89.15 | — | 78.55 | −5.6 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 112.80 | 107.00 | 101.15 | 95.30 | 89.50 | 83.65 | 77.80 | +6.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 112.95 | 107.15 | 101.35 | — | 89.65 | — | 77.95 | +6.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 113.95 | 108.15 | 102.35 | 96.45 | 90.65 | 84.85 | 78.95 | +5.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 113.95 | 108.15 | 102.25 | 96.45 | 90.65 | 84.75 | 78.95 | +4.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 113.95 | 108.15 | 102.25 | 96.45 | 90.65 | 84.75 | 78.95 | +4.5 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 114.15 | 108.35 | 102.55 | 96.75 | 90.85 | 85.05 | — | +4.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 115.65 | 109.85 | 104.05 | 98.15 | 92.35 | 86.55 | 80.65 | +3.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 116.95 | 111.15 | 105.35 | — | 93.65 | — | 81.95 | +6.0 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 117.15 | 111.35 | 105.55 | 99.65 | 93.85 | 88.05 | 82.15 | +2.5 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 117.25 | 112.35 | 106.25 | 100.15 | 94.05 | 89.20 | 83.10 | +2.5 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 119.00 | 113.20 | 107.35 | 101.50 | 95.70 | 89.85 | 84.00 | +6.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 119.05 | — | 107.45 | — | 95.75 | — | 84.05 | +1.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 119.15 | — | 107.55 | — | 95.85 | — | 84.15 | +7.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 119.15 | — | 107.55 | — | 95.85 | — | 84.15 | +7.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 119.15 | — | 107.55 | — | 95.85 | — | 84.15 | +7.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 117.35 | — | 107.55 | — | 95.85 | — | 84.15 | +7.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 113.05 | — | 107.55 | — | 95.85 | — | 84.15 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 117.35 | — | 107.55 | — | 95.85 | — | 84.15 | +8.3 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 119.15 | — | 107.55 | — | 95.85 | — | 84.15 | +7.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 119.55 | 113.75 | 107.95 | 102.05 | 96.25 | 90.45 | 84.55 | +0.1 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 120.05 | 114.25 | 108.35 | 102.55 | 96.75 | 90.85 | — | −11.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 120.15 | 114.35 | 108.45 | 102.65 | 96.85 | 90.95 | 85.15 | +4.4 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 118.15 | 113.05 | 107.95 | 102.75 | 97.95 | 92.55 | 87.35 | +6.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 122.35 | 116.55 | 110.75 | — | 99.05 | — | 87.35 | +6.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 122.85 | — | 111.25 | — | 99.55 | — | 87.85 | −2.4 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 120.95 | 115.75 | 110.55 | 105.15 | 100.25 | 94.75 | 89.45 | +6.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 123.55 | 117.75 | 111.95 | 106.05 | 100.25 | 94.45 | 88.55 | +5.6 % |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 123.65 | 118.25 | 115.05 | 106.45 | 100.35 | 94.75 | 89.25 | +2.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 124.65 | 118.75 | 112.95 | 107.15 | 101.25 | 95.45 | 89.65 | +5.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 124.65 | 118.75 | 112.95 | 107.15 | 101.25 | 95.45 | 89.65 | +5.2 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 122.35 | 117.05 | 111.75 | 106.45 | 101.45 | 95.85 | 90.45 | +6.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 125.75 | 119.95 | 114.15 | 108.25 | 102.45 | 96.65 | 90.75 | +5.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 126.95 | 121.15 | 115.35 | 109.45 | 103.65 | 97.85 | 91.95 | New tariff 2027 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 127.15 | 121.35 | 115.55 | 109.65 | 103.85 | 98.05 | 92.15 | +5.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 128.45 | 122.65 | 116.85 | 110.95 | 105.15 | 99.35 | 93.45 | +5.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 128.85 | 123.05 | 117.25 | 111.35 | 105.55 | 99.75 | 93.85 | +5.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 128.85 | 123.05 | 117.25 | 111.35 | 105.55 | 99.75 | 93.85 | +5.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 129.05 | 123.25 | 117.45 | — | 105.75 | — | 94.05 | +5.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 129.75 | 123.95 | 118.15 | 112.25 | 106.45 | 100.65 | 94.75 | +6.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 129.75 | 123.95 | 118.15 | 112.25 | 106.45 | 100.65 | 94.75 | +6.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 130.05 | 124.25 | 118.45 | 112.55 | 106.75 | 100.95 | 95.05 | +5.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 131.15 | 125.35 | 119.55 | 113.65 | 107.85 | 102.05 | 96.15 | +6.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 131.35 | 125.55 | 119.75 | 113.85 | 108.05 | 102.25 | 96.35 | +4.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 132.55 | 126.75 | 120.95 | 115.05 | 109.25 | 103.45 | 97.55 | +6.1 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 134.95 | 129.15 | 123.35 | 117.45 | 111.95 | 105.85 | 99.95 | +6.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 135.45 | 129.55 | 123.75 | 117.95 | 112.05 | 106.25 | 100.45 | +6.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 135.85 | 130.05 | 124.25 | 118.35 | 112.55 | 106.75 | 100.85 | +4.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 135.85 | 130.05 | 124.25 | 118.35 | 112.55 | 106.75 | 100.85 | +4.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 136.85 | 130.95 | 125.15 | 119.35 | 113.45 | 107.65 | 101.85 | +6.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 137.85 | 132.05 | 126.15 | 120.35 | 114.55 | 108.65 | 102.85 | +5.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 140.45 | — | 128.85 | — | 117.15 | — | 105.45 | +17.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 140.95 | 135.15 | 129.35 | 123.45 | 117.65 | 111.85 | 105.95 | +5.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 141.35 | — | 129.65 | — | 118.05 | — | 106.35 | +17.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 141.35 | — | 129.65 | — | 118.05 | — | 106.35 | +17.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 143.15 | 137.35 | 131.55 | 125.65 | 119.85 | 114.05 | 108.15 | +4.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 144.65 | — | 133.05 | — | 121.35 | — | 109.65 | +17.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 146.35 | — | 134.75 | — | 123.05 | — | 111.35 | +17.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 163.15 | — | 151.45 | — | 139.85 | — | 128.15 | +16.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 95.25 | — | — | — | — | 66.15 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 95.25 | — | — | — | — | 66.15 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 96.45 | — | — | — | — | 67.35 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 97.55 | — | — | — | — | 68.45 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 98.75 | — | — | — | — | 69.65 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 101.05 | — | — | — | — | 71.95 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 101.05 | — | — | — | — | 71.95 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 110.25 | — | — | — | — | 81.15 | — | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 120.65 | — | — | 103.15 | — | — | 85.65 | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 126.85 | — | — | 109.35 | — | — | 91.85 | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 131.55 | — | — | 114.05 | — | — | 96.55 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Alpnach for a child aged 0 to 18 with a deductible of 400 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/ow/alpnach/child/with-accident/), the cheapest offer in [Alpnach](https://praemiencheck.onedoc.ch/en/ow/alpnach/) is Agrisano (AGRIsmart) at 65.35 CHF a month.

### How much does health insurance cost in Alpnach in 2027 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/ow/alpnach/child/) with a deductible of 400 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/ow/alpnach/child/with-accident/), monthly premiums run from 65.35 CHF (Agrisano, AGRIsmart) to 139.85 CHF (Sympany, Standard model): 117 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 94.65 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Alpnach for a child aged 0 to 18 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 85.45 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/ow/alpnach/child/with-accident/deductible-0/) to 55.15 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/ow/alpnach/child/with-accident/deductible-600/): 30.30 CHF less a month, 363.60 CHF a year. The 600 CHF deductible stays worthwhile up to around 404 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Alpnach for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 400 CHF and with accident cover, the cheapest premium per model is: standard model 76.25 CHF (Agrisano), family doctor / HMO 69.75 CHF (Agrisano), flexible model 82.35 CHF (Sanitas), telemedicine 65.35 CHF (Agrisano).

### Does a second or third child pay less in Alpnach?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 16 of the 26 insurers present in Alpnach file a reduced premium from a certain number of children insured with them, at a 400 CHF deductible and with accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Agrisano | AGRIsmart | 65.35 CHF | 20.45 CHF from the 3rd child |
| Visana | Tel Care | 78.15 CHF | 23.45 CHF from the 3rd child |
| CONCORDIA | HMO | 76.75 CHF | 26.55 CHF from the 3rd child |
| SWICA | Standard model | 95.85 CHF | 26.55 CHF from the 3rd child |
| Galenos | Managed Care | 101.25 CHF | 31.35 CHF from the 3rd child |
| sana24 | Combi Care | 106.45 CHF | 32.75 CHF from the 3rd child |
| Aquilana | SMARTMED | 78.45 CHF | 36.85 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 79.55 CHF | 37.45 CHF from the 3rd child |
| Krankenkasse Steffisburg | Casa | 81.75 CHF | 42.85 CHF from the 3rd child |
| Krankenkasse Luzerner Hinterland | Telemedicine | 88.25 CHF | 58.50 CHF from the 3rd child |
| Groupe Mutuel – Mutuel | PrimaFlex (Flexible model) | 84.45 CHF | 62.15 CHF from the 5th child |
| Groupe Mutuel – Philos | PrimaFlex (Flexible model) | 85.55 CHF | 62.95 CHF from the 5th child |
| Groupe Mutuel – Avenir | PrimaFlex (Flexible model) | 102.45 CHF | 75.65 CHF from the 5th child |
| EGK | EGK-Care | 86.35 CHF | 77.15 CHF from the 3rd child |
| SLKK | SmartMed | 97.95 CHF | 85.65 CHF from the 3rd child |
| Assura | MediTel | 103.65 CHF | 101.85 CHF from the 4th child, 100.05 CHF from the 5th child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 70.10 CHF at Agrisano (AGRIsmart) gives 65.35 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Alpnach is in region 0 of canton Obwalden.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ow/alpnach/child/with-accident/deductible-0/

## Related pages

- Health insurance premiums 2027 in Alpnach (OW): every situation: https://praemiencheck.onedoc.ch/en/ow/alpnach/
- Premiums 2027 in Alpnach (OW), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/ow/alpnach/child/
- Premiums 2027 in Alpnach (OW), child, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/ow/alpnach/child/with-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/ow/alpnach/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/ow/alpnach/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/ow/alpnach/child/no-accident/deductible-400/
- Deductible Premiums 2027 in Alpnach (OW), child, deductible of 0 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ow/alpnach/child/with-accident/deductible-0/
- Deductible Premiums 2027 in Alpnach (OW), child, deductible of 100 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ow/alpnach/child/with-accident/deductible-100/
- Deductible Premiums 2027 in Alpnach (OW), child, deductible of 200 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ow/alpnach/child/with-accident/deductible-200/
- Deductible Premiums 2027 in Alpnach (OW), child, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ow/alpnach/child/with-accident/deductible-300/
- Deductible Premiums 2027 in Alpnach (OW), child, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ow/alpnach/child/with-accident/deductible-500/
- Deductible Premiums 2027 in Alpnach (OW), child, deductible of 600 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ow/alpnach/child/with-accident/deductible-600/

Address of this page: praemiencheck.onedoc.ch/en/ow/alpnach/child/with-accident/deductible-0/ — replace `ow` with your canton’s two-letter code (ge, vd, zh…), `alpnach` with your municipality, `child` with `young-adult` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-400` with `deductible-600` for another deductible. Markdown version: add `.md`.