# Health insurance premiums 2026 in Wolfenschiessen (NW), for a young adult aged 19 to 25 who wants a deductible of 2'000 CHF with accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · with accident cover · monthly premiums in CHF_

In [Wolfenschiessen](https://praemiencheck.onedoc.ch/en/nw/wolfenschiessen/) ([canton Nidwalden](https://praemiencheck.onedoc.ch/en/nw/)), in 2026, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/nw/wolfenschiessen/young-adult/) with a 2'000 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/nw/wolfenschiessen/young-adult/with-accident/), the cheapest monthly basic insurance premium is **187.55 CHF** with **Visana** (Managed Care model) and the most expensive is 329.35 CHF with Einsiedler Krankenkasse (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2025 (2'000 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 286.75 | 280.05 | 245.85 | 216.75 | 187.55 | 185.45 | −1.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 276.15 | 266.05 | 241.05 | 215.95 | 190.85 | 167.05 | +6.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 293.85 | 287.15 | 253.05 | 223.85 | 194.65 | 185.45 | −1.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 294.65 | 283.05 | 253.85 | 224.65 | 195.55 | 177.05 | +2.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 294.65 | 283.05 | 253.85 | 224.65 | 195.55 | 177.05 | +3.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 294.65 | 283.05 | 253.85 | 224.65 | 195.55 | 177.05 | +6.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 296.35 | 284.65 | 255.55 | 226.35 | 197.15 | 177.05 | −0.8 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 290.85 | 280.25 | 253.95 | 227.55 | 201.05 | 174.75 | +5.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 300.70 | 289.10 | 259.90 | 230.70 | 201.60 | 172.40 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 300.75 | 289.15 | 259.95 | 230.75 | 201.65 | 172.45 | New tariff 2026 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 303.15 | 291.45 | 262.35 | 233.15 | 203.95 | 177.05 | −3.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 295.75 | 285.05 | 258.25 | 231.35 | 204.55 | 177.75 | +5.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 303.90 | 292.30 | 263.10 | 233.90 | 204.80 | 175.60 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 303.90 | 292.30 | 263.10 | 233.90 | 204.80 | 175.60 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 303.90 | 292.30 | 263.10 | 233.90 | 204.80 | 175.60 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 303.95 | 292.35 | 263.15 | 233.95 | 204.85 | 175.65 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 303.95 | 292.35 | 263.15 | 233.95 | 204.85 | 175.65 | New tariff 2026 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 305.65 | 294.05 | 264.85 | 235.65 | 206.55 | 178.65 | +5.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 307.35 | 295.75 | 266.55 | 237.35 | 208.25 | 179.05 | +7.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 309.85 | 298.25 | 269.05 | 239.85 | 210.75 | 181.55 | −3.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 310.15 | 303.55 | 269.35 | 240.15 | 211.05 | 185.45 | −1.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 310.15 | 298.65 | 269.65 | 240.15 | 211.15 | 194.15 | +12.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 312.65 | 301.05 | 271.85 | 242.65 | 213.55 | 184.35 | +5.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 312.65 | 301.05 | 271.85 | 242.65 | 213.55 | 184.35 | +5.2 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 302.75 | 292.55 | 266.65 | 240.85 | 213.95 | 197.85 | +4.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 313.45 | 301.85 | 272.65 | 243.45 | 214.35 | 185.15 | +5.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 313.75 | 307.05 | 272.95 | 243.75 | 214.55 | 185.45 | −1.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 314.75 | 303.15 | 273.95 | 244.75 | 215.65 | 189.35 | +10.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 315.25 | 303.65 | 274.45 | 245.25 | 216.15 | 192.85 | +14.1 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 316.85 | 305.25 | 276.05 | 246.95 | 217.75 | 190.65 | +5.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 317.55 | 306.05 | 277.05 | 247.55 | 218.55 | 194.15 | +12.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 318.35 | 306.75 | 277.55 | 248.35 | 219.25 | 190.05 | +9.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 319.35 | 307.65 | 287.45 | 258.35 | 221.95 | 192.85 | +0.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 321.15 | 309.65 | 280.65 | 251.15 | 222.15 | 194.15 | +11.9 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 321.95 | 310.25 | 281.15 | 251.95 | 222.75 | 193.65 | +5.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 323.95 | 312.35 | 283.15 | 253.95 | 224.85 | 195.65 | +9.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 325.85 | 319.15 | 284.95 | 255.85 | 226.65 | 197.45 | −1.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 326.35 | 314.75 | 285.55 | 256.35 | 227.25 | 198.05 | +13.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 327.55 | 315.95 | 286.75 | 257.55 | 228.45 | 206.25 | +10.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 324.75 | 313.05 | 283.85 | 256.55 | 229.15 | 203.55 | +2.3 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 322.45 | 311.65 | 284.85 | 258.05 | 231.25 | 204.45 | +4.7 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 322.45 | 311.65 | 284.85 | 258.05 | 231.25 | 204.45 | +4.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 330.25 | 318.75 | 289.75 | 260.25 | 231.25 | 202.25 | +9.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 331.35 | 319.75 | 290.55 | 261.35 | 232.25 | 206.25 | +5.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 331.85 | 320.25 | 291.05 | 261.85 | 232.75 | 203.55 | +13.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 332.25 | 320.75 | 291.75 | 262.25 | 233.25 | 204.25 | +11.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 332.95 | 326.25 | 292.15 | 262.95 | 233.75 | 204.65 | −1.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 333.65 | 321.95 | 292.75 | 263.65 | 234.45 | 205.25 | −0.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 334.15 | 322.65 | 293.65 | 264.15 | 235.15 | 206.15 | +9.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 329.45 | 317.85 | 293.75 | 264.55 | 235.45 | 206.25 | +9.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 334.55 | 322.95 | 293.75 | 264.55 | 235.45 | 206.25 | −10.4 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 333.55 | 321.90 | 292.75 | 263.55 | 235.55 | 205.25 | +8.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 335.45 | 323.85 | 294.65 | 265.45 | 236.35 | 207.15 | +2.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 335.55 | 323.95 | 294.75 | 265.55 | 236.45 | 207.25 | +13.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 335.75 | 324.05 | 294.95 | 265.75 | 236.55 | 207.45 | +0.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 335.75 | 324.05 | 294.95 | 265.75 | 236.55 | 207.45 | +0.1 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Sanmed24 | 340.15 | 328.55 | 299.35 | 270.25 | 241.05 | 220.15 | +16.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 340.85 | 332.75 | 303.65 | 274.45 | 241.65 | 212.55 | +0.7 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausmed | 337.15 | 325.50 | 296.35 | 269.15 | 242.05 | 214.90 | +7.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 341.45 | 329.85 | 300.65 | 271.45 | 242.35 | 213.15 | New tariff 2026 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 341.75 | 330.25 | 301.25 | 271.75 | 242.75 | 213.75 | +9.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 342.25 | 330.65 | 301.45 | 272.25 | 243.15 | 214.55 | +3.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 339.05 | 327.35 | 298.25 | 270.85 | 243.45 | 217.85 | +2.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 344.05 | 332.45 | 303.25 | 274.05 | 244.95 | 215.75 | +5.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 345.25 | 333.65 | 304.45 | 275.25 | 246.15 | 216.95 | +21.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 345.65 | 334.15 | 305.15 | 275.65 | 246.65 | 217.65 | +9.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 346.35 | 334.75 | 305.55 | 276.35 | 247.25 | 218.05 | +1.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 346.35 | 334.75 | 305.55 | 276.35 | 247.25 | 218.05 | +1.4 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Casa | 347.65 | 336.05 | 306.85 | 277.65 | 248.55 | 227.65 | +23.6 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 348.45 | 336.75 | 307.65 | 278.45 | 249.25 | 220.15 | +7.3 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 348.45 | 336.85 | 307.65 | 278.45 | 249.35 | 220.15 | +7.3 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 348.45 | 336.85 | 307.65 | 278.45 | 249.35 | 220.15 | +7.3 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 348.65 | 337.05 | 307.85 | 278.75 | 249.55 | 220.35 | +4.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 349.15 | 337.45 | 308.35 | 279.15 | 249.95 | 220.85 | New tariff 2026 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 350.45 | 338.85 | 309.65 | 280.45 | 251.35 | 222.15 | +1.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 350.75 | 344.05 | 309.85 | 280.75 | 251.55 | 222.35 | −1.0 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 350.85 | 339.25 | 310.05 | 280.85 | 251.75 | 222.55 | +4.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 352.75 | 341.15 | 311.95 | 282.75 | 253.65 | 224.45 | New tariff 2026 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 352.75 | 341.15 | 311.95 | 282.75 | 253.65 | 224.45 | +21.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 352.75 | 341.15 | 311.95 | 282.75 | 253.65 | 224.45 | +21.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 353.35 | 341.75 | 312.55 | 283.35 | 254.25 | 225.05 | +0.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 354.55 | 342.95 | 313.75 | 284.55 | 255.45 | 226.25 | −0.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 354.55 | 342.95 | 313.75 | 284.55 | 255.45 | 226.25 | New tariff 2026 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 355.20 | 343.50 | 314.35 | 285.40 | 256.75 | 228.15 | +8.4 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 358.25 | 346.75 | 317.75 | 288.25 | 259.25 | 230.25 | +6.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 360.35 | 348.85 | 319.85 | 290.35 | 261.35 | 232.35 | +6.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 362.45 | 350.85 | 321.65 | 292.45 | 263.35 | 234.15 | +7.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 362.45 | 350.85 | 321.65 | 292.45 | 263.35 | 234.15 | +5.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 363.15 | 351.55 | 322.35 | 293.15 | 264.05 | 234.85 | +13.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 363.55 | 352.05 | 323.05 | 293.55 | 264.55 | 235.55 | +11.3 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 359.65 | 348.05 | 319.15 | 289.65 | 265.65 | 242.65 | +8.2 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 342.65 | 333.65 | 311.15 | 288.65 | 265.65 | 243.15 | +7.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 366.85 | 355.25 | 326.05 | 296.85 | 267.75 | 238.55 | +1.4 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 370.15 | 358.55 | 329.35 | 300.15 | 271.05 | 241.85 | +15.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 370.65 | 359.15 | 330.15 | 300.65 | 271.65 | 242.65 | +6.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 370.65 | 359.15 | 330.15 | 300.65 | 271.65 | 242.65 | +6.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 370.85 | 359.25 | 330.05 | 300.85 | 271.75 | 242.55 | +1.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 371.55 | 359.95 | 330.75 | 301.55 | 272.45 | 243.25 | +20.6 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 373.85 | 362.50 | 335.95 | 305.65 | 275.30 | 248.80 | +6.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 374.85 | 363.15 | 334.05 | 304.85 | 275.65 | 246.55 | +5.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 377.85 | 366.15 | 337.05 | 307.85 | 278.65 | 249.55 | −5.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 378.15 | 366.65 | 337.65 | 308.15 | 279.15 | 250.15 | +9.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 378.95 | 367.35 | 338.15 | 308.95 | 279.85 | 250.65 | +5.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 378.95 | 367.35 | 338.15 | 308.95 | 279.85 | 250.65 | +5.1 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 370.05 | 359.85 | 334.15 | 308.45 | 282.85 | 257.15 | +9.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 387.25 | 375.55 | 346.45 | 317.25 | 288.05 | 258.95 | +5.0 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 372.85 | 362.85 | 338.35 | 313.85 | 289.35 | 264.85 | +7.8 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 378.65 | 368.15 | 341.85 | 315.65 | 289.45 | 263.15 | +9.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 391.35 | 379.65 | 350.55 | 321.35 | 292.15 | 263.05 | +5.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 382.85 | 372.35 | 345.75 | 319.15 | 292.65 | 266.15 | +9.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 403.65 | 392.05 | 362.85 | 333.65 | 304.55 | 275.35 | +1.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 407.75 | 396.25 | 367.25 | 337.75 | 308.75 | 279.75 | +5.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 407.85 | 396.25 | 367.05 | 337.85 | 308.75 | 279.55 | +4.9 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 421.25 | 409.65 | 380.45 | 351.25 | 322.15 | 292.95 | +9.2 % |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 424.75 | 413.45 | 385.55 | 357.55 | 329.35 | 301.35 | +12.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 336.95 | 325.35 | 296.15 | 266.95 | — | 208.65 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 350.35 | 338.75 | 309.55 | 280.35 | — | 222.05 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 350.35 | 338.75 | 309.55 | 280.35 | — | 222.05 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 353.05 | 341.45 | 312.25 | 283.05 | — | 224.75 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 371.75 | 360.15 | 330.95 | 301.75 | — | 243.45 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 390.45 | 378.85 | 349.65 | 320.45 | — | 262.15 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Wolfenschiessen for a young adult aged 19 to 25 with a deductible of 2'000 CHF, with accident cover?

In 2026, [with accident cover](https://praemiencheck.onedoc.ch/en/nw/wolfenschiessen/young-adult/with-accident/), the cheapest offer in [Wolfenschiessen](https://praemiencheck.onedoc.ch/en/nw/wolfenschiessen/) is Visana (Managed Care) at 187.55 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 214.35 CHF a month.

### How much does health insurance cost in Wolfenschiessen in 2026 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/nw/wolfenschiessen/young-adult/) with a deductible of 2'000 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/nw/wolfenschiessen/young-adult/with-accident/), monthly premiums run from 187.55 CHF (Visana, Managed Care) to 329.35 CHF (Einsiedler Krankenkasse, Standard model): 121 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 256.65 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Wolfenschiessen for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (Visana, Managed Care), the premium goes from 286.75 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/nw/wolfenschiessen/young-adult/with-accident/deductible-300/) to 185.45 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/nw/wolfenschiessen/young-adult/with-accident/deductible-2500/): 101.30 CHF less a month, 1'215.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'651 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Wolfenschiessen for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 2'000 CHF and with accident cover, the cheapest premium per model is: standard model 214.35 CHF (Sanitas), family doctor / HMO 187.55 CHF (Visana), flexible model 195.55 CHF (Sympany), telemedicine 190.85 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 192.70 CHF at Visana (Managed Care) gives 187.55 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Wolfenschiessen is in region 0 of canton Nidwalden.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/nw/wolfenschiessen/young-adult/with-accident/deductible-300/

## Related pages

- Health insurance premiums 2026 in Wolfenschiessen (NW): every situation: https://praemiencheck.onedoc.ch/en/nw/wolfenschiessen/
- Premiums 2026 in Wolfenschiessen (NW), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/nw/wolfenschiessen/young-adult/
- Premiums 2026 in Wolfenschiessen (NW), young adult, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/nw/wolfenschiessen/young-adult/with-accident/
- Child: https://praemiencheck.onedoc.ch/en/nw/wolfenschiessen/child/
- Adult: https://praemiencheck.onedoc.ch/en/nw/wolfenschiessen/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/nw/wolfenschiessen/young-adult/no-accident/deductible-2000/
- Deductible Premiums 2026 in Wolfenschiessen (NW), young adult, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/nw/wolfenschiessen/young-adult/with-accident/deductible-300/
- Deductible Premiums 2026 in Wolfenschiessen (NW), young adult, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/nw/wolfenschiessen/young-adult/with-accident/deductible-500/
- Deductible Premiums 2026 in Wolfenschiessen (NW), young adult, deductible of 1'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/nw/wolfenschiessen/young-adult/with-accident/deductible-1000/
- Deductible Premiums 2026 in Wolfenschiessen (NW), young adult, deductible of 1'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/nw/wolfenschiessen/young-adult/with-accident/deductible-1500/
- Deductible Premiums 2026 in Wolfenschiessen (NW), young adult, deductible of 2'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/nw/wolfenschiessen/young-adult/with-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/nw/wolfenschiessen/young-adult/with-accident/deductible-300/ — replace `nw` with your canton’s two-letter code (ge, vd, zh…), `wolfenschiessen` with your municipality, `young-adult` with `child` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-2000` with `deductible-2500` for another deductible. Markdown version: add `.md`.