# Health insurance premiums 2027 in Stansstad (NW), for a young adult aged 19 to 25 who wants a deductible of 1'500 CHF without accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · without accident cover · monthly premiums in CHF_

In [Stansstad](https://praemiencheck.onedoc.ch/en/nw/stansstad/) ([canton Nidwalden](https://praemiencheck.onedoc.ch/en/nw/)), in 2027, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/nw/stansstad/young-adult/) with a 1'500 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/nw/stansstad/young-adult/no-accident/), the cheapest monthly basic insurance premium is **211.85 CHF** with **Visana** (Managed Care model) and the most expensive is 344.45 CHF with Einsiedler Krankenkasse (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (1'500 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 277.25 | 271.05 | 239.15 | 211.85 | 184.55 | 177.65 | +4.4 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 272.05 | 262.45 | 238.55 | 214.65 | 190.55 | 166.65 | +4.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 281.35 | 275.15 | 243.15 | 215.95 | 188.65 | 177.65 | +3.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 284.25 | 273.40 | 246.25 | 219.05 | 191.90 | 164.80 | +1.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 284.25 | 273.40 | 246.25 | 219.05 | 191.90 | 164.80 | +1.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 287.25 | 276.40 | 249.25 | 222.10 | 194.95 | 167.80 | +1.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 287.25 | 276.40 | 249.25 | 222.10 | 194.95 | 167.80 | +1.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 287.25 | 276.40 | 249.25 | 222.10 | 194.95 | 167.80 | +1.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 287.25 | 276.40 | 249.25 | 222.10 | 194.95 | 167.80 | +1.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 287.25 | 276.40 | 249.25 | 222.10 | 194.95 | 167.80 | +1.9 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 288.15 | 277.95 | 252.65 | 227.25 | 201.85 | 176.65 | +4.9 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 289.65 | 279.45 | 254.05 | 228.45 | 203.05 | 177.55 | +3.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 296.30 | 285.45 | 258.30 | 231.10 | 204.00 | 176.85 | +1.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 296.95 | 290.75 | 258.85 | 231.55 | 204.35 | 177.65 | +3.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 296.85 | 286.15 | 258.95 | 231.75 | 204.75 | 181.75 | +1.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 298.45 | 287.65 | 260.55 | 233.35 | 206.25 | 179.15 | +4.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 300.35 | 294.15 | 262.25 | 234.95 | 207.75 | 180.45 | +3.1 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 293.15 | 283.75 | 260.05 | 236.55 | 212.85 | 184.85 | +5.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 301.75 | 290.95 | 263.75 | 236.65 | 209.55 | 182.45 | +12.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 301.75 | 290.95 | 263.75 | 236.65 | 209.55 | 182.45 | +12.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 301.75 | 290.95 | 263.75 | 236.65 | 209.55 | 182.45 | +12.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 303.55 | 292.65 | 265.55 | 238.45 | 211.25 | 184.15 | +13.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 305.35 | 294.35 | 266.55 | 238.85 | 211.15 | 183.45 | +6.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 307.05 | 296.05 | 268.25 | 240.55 | 212.85 | 185.15 | +6.5 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 306.75 | 295.95 | 268.85 | 241.75 | 214.55 | 187.55 | +5.1 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 301.55 | 291.55 | 266.65 | 241.75 | 216.85 | 191.95 | +0.7 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 301.55 | 291.55 | 266.65 | 241.75 | 216.85 | 191.95 | +0.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 307.35 | 296.55 | 269.35 | 242.25 | 215.15 | 187.95 | +1.6 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 308.45 | 297.55 | 269.95 | 242.35 | 214.85 | 187.25 | +4.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 310.35 | 299.55 | 272.45 | 245.25 | 218.25 | 191.05 | +12.8 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 312.25 | 301.25 | 273.55 | 245.75 | 218.15 | 190.35 | +6.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 312.25 | 301.25 | 273.55 | 245.75 | 218.15 | 190.35 | +6.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 311.95 | 305.75 | 273.85 | 246.55 | 219.25 | 192.05 | +3.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 312.55 | 301.75 | 274.55 | 247.45 | 220.35 | 193.25 | +1.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 313.85 | 302.85 | 275.35 | 247.75 | 220.25 | 192.65 | +5.4 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 315.35 | 304.15 | 276.55 | 248.85 | 221.05 | 193.45 | +3.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 315.95 | 305.15 | 278.05 | 250.85 | 223.85 | 196.65 | +1.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 317.55 | 306.55 | 278.95 | 251.35 | 223.85 | 196.35 | +4.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 318.75 | 312.55 | 280.65 | 253.35 | 226.05 | 198.85 | +3.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 319.55 | 308.85 | 281.65 | 254.45 | 227.45 | 200.25 | New tariff 2027 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 323.15 | 312.45 | 285.45 | 258.05 | 231.05 | 204.15 | +6.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 324.15 | 313.45 | 286.25 | 259.05 | 232.05 | 204.85 | +8.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 324.15 | 313.45 | 286.25 | 259.05 | 232.05 | 204.85 | +6.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 324.15 | 313.45 | 286.25 | 259.05 | 232.05 | 204.85 | +5.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 324.15 | 313.45 | 286.25 | 259.05 | 232.05 | 204.85 | +5.2 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 325.35 | 314.45 | 287.25 | 260.05 | 232.95 | 205.65 | −0.2 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 325.35 | 314.45 | 287.25 | 260.05 | 232.95 | 205.65 | −0.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 325.25 | 314.45 | 287.25 | 260.15 | — | 205.85 | +4.7 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 325.55 | 314.65 | 287.55 | 260.35 | 233.05 | 205.95 | −0.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 326.75 | 315.85 | 288.55 | 261.35 | 234.05 | 206.85 | +5.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 326.75 | 315.85 | 288.55 | 261.35 | 234.05 | 206.85 | +5.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 326.65 | 315.85 | 288.75 | 261.55 | 234.45 | 207.35 | +1.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 326.65 | 315.85 | 288.75 | 261.55 | 234.45 | 207.35 | +3.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 326.95 | 316.25 | 289.25 | 261.85 | 234.85 | 207.85 | +6.5 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 328.15 | 317.45 | 290.25 | 263.15 | 236.05 | 208.95 | +0.7 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 329.55 | 318.60 | 291.15 | 263.75 | 237.40 | 208.90 | +6.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 330.45 | 319.65 | 292.55 | 265.35 | 238.35 | 211.15 | +1.7 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 331.05 | 320.25 | 292.95 | 265.65 | 238.35 | 218.85 | +5.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 332.35 | 321.45 | 294.15 | 266.95 | 239.65 | 212.35 | +5.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 332.95 | 322.25 | 295.25 | 267.85 | 240.85 | 213.85 | +19.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 334.05 | 323.35 | 296.15 | 268.95 | 241.95 | 214.75 | +4.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 334.25 | 323.45 | 296.35 | 269.15 | 242.15 | 214.95 | +4.6 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 333.10 | 322.15 | 294.70 | 269.20 | 243.70 | 218.15 | +6.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 334.45 | 323.75 | 296.75 | 269.35 | 242.35 | 215.35 | +6.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 329.05 | 318.15 | 296.55 | 269.45 | 236.85 | 209.65 | +11.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 335.75 | 329.55 | 297.65 | 270.35 | 243.05 | 215.85 | +3.0 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 337.55 | 326.75 | 299.55 | 272.55 | 245.35 | 218.25 | +5.0 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 338.35 | 327.55 | 300.25 | 272.95 | 245.65 | 226.15 | +5.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 338.05 | 327.35 | 300.15 | 272.95 | 245.95 | 218.75 | +3.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 338.15 | 327.45 | 300.45 | 273.05 | 246.05 | 219.15 | +6.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 334.55 | 323.65 | 300.15 | 273.05 | 242.25 | 215.15 | New tariff 2027 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 338.35 | 327.55 | 300.35 | 273.25 | — | 219.05 | +4.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 338.35 | 327.55 | 300.35 | 273.25 | — | 219.05 | +4.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 339.75 | 328.85 | 301.65 | 274.35 | 247.05 | 219.85 | +5.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 340.85 | 329.95 | 302.45 | 275.05 | 247.65 | 220.25 | −5.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 340.85 | 330.15 | 303.15 | 275.75 | 248.75 | 221.75 | +19.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 341.05 | 330.25 | 303.05 | 275.95 | — | 221.75 | +4.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 341.45 | 330.65 | 303.55 | 276.35 | 249.25 | 222.15 | +5.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 341.45 | 330.65 | 303.55 | 276.35 | 249.25 | 222.15 | +5.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 341.45 | 330.65 | 303.55 | 276.35 | 249.25 | 222.15 | +5.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 341.55 | 330.75 | 303.55 | 276.45 | 249.35 | 222.25 | +12.5 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 342.05 | 331.25 | 304.05 | 276.95 | 249.85 | 222.65 | +1.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 343.65 | 332.55 | 304.85 | 277.15 | 249.45 | 221.75 | +6.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 344.75 | 334.05 | 307.15 | 279.65 | 252.65 | 225.75 | +19.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 345.75 | 334.95 | 307.75 | 280.65 | 253.55 | 226.45 | +1.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 345.75 | 334.95 | 307.75 | 280.65 | 253.55 | 226.45 | +0.3 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 331.65 | 323.35 | 302.35 | 281.45 | 260.05 | 239.15 | +4.7 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 348.75 | 337.75 | 310.35 | 282.95 | 255.55 | 228.05 | −4.6 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 348.05 | 337.35 | 310.45 | 283.05 | 260.75 | 239.35 | +5.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 348.55 | 337.85 | 310.85 | 283.45 | 256.45 | 229.45 | +5.6 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 350.90 | 339.90 | 312.50 | 285.30 | 258.35 | 231.45 | +6.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 350.55 | 339.85 | 312.85 | 285.45 | 258.45 | 231.45 | +5.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 351.55 | 340.75 | 313.55 | 286.45 | — | 232.25 | +2.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 352.65 | 341.75 | 314.25 | 286.85 | 259.45 | 232.05 | −4.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 345.45 | 338.25 | 314.75 | 287.65 | 267.85 | 240.65 | +20.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 345.45 | 338.25 | 314.75 | 287.65 | 267.85 | 240.65 | +13.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 355.25 | 344.25 | 316.65 | 289.15 | 261.65 | 234.05 | +4.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 355.55 | 344.65 | 317.35 | 290.15 | 262.85 | 235.65 | +6.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 356.65 | 345.95 | 318.95 | 291.55 | 264.55 | 237.55 | +19.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 359.55 | 348.75 | 321.65 | 294.45 | 267.45 | 240.25 | +4.9 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 360.15 | 349.35 | 322.05 | 294.75 | 267.55 | 240.25 | +4.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 360.05 | 349.15 | 322.05 | 294.95 | 267.85 | 240.65 | +11.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 360.05 | 349.15 | 322.05 | 294.95 | 267.85 | 240.65 | +15.3 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 360.05 | 349.15 | 322.05 | 294.95 | 267.85 | 240.65 | +19.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 360.55 | 349.85 | 322.85 | 295.45 | 268.45 | 241.55 | +5.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 360.55 | 349.85 | 322.85 | 295.45 | 268.45 | 241.55 | +5.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 367.65 | 356.75 | 329.55 | 302.25 | 274.95 | 247.75 | +5.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 367.65 | 356.75 | 329.55 | 302.25 | 274.95 | 247.75 | +5.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 369.95 | 359.35 | 332.35 | 304.85 | 277.95 | 250.95 | +6.2 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 360.85 | 351.55 | 328.75 | 306.05 | 283.25 | 260.45 | +4.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 371.75 | 360.85 | 333.55 | 306.25 | 279.05 | 251.75 | +5.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 371.75 | 360.85 | 333.55 | 306.25 | 279.05 | 251.75 | +5.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 376.25 | 365.45 | 338.25 | 311.15 | 284.05 | 256.95 | +0.3 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 377.85 | 367.05 | 339.95 | 312.75 | — | 258.55 | +4.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 379.85 | 368.95 | 341.65 | 314.35 | 287.15 | 259.85 | +5.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 383.85 | 372.95 | 345.65 | 318.45 | 291.15 | 263.95 | +5.9 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 387.90 | 378.05 | 348.60 | 321.15 | 289.70 | 266.15 | +5.5 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 387.95 | 377.05 | 349.65 | 322.15 | 294.85 | 267.35 | −2.4 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 390.15 | 379.45 | 352.55 | 325.05 | 298.15 | 271.15 | +18.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 396.65 | 385.95 | 359.05 | 331.55 | 304.65 | 277.65 | +5.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 400.05 | 389.15 | 361.85 | 334.65 | 307.35 | 280.05 | +5.9 % |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 407.55 | 396.95 | 370.75 | 344.45 | 317.95 | 291.55 | +2.4 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Stansstad for a young adult aged 19 to 25 with a deductible of 1'500 CHF, without accident cover?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/nw/stansstad/young-adult/no-accident/), the cheapest offer in [Stansstad](https://praemiencheck.onedoc.ch/en/nw/stansstad/) is Visana (Managed Care) at 211.85 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 231.10 CHF a month.

### How much does health insurance cost in Stansstad in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/nw/stansstad/young-adult/) with a deductible of 1'500 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/nw/stansstad/young-adult/no-accident/), monthly premiums run from 211.85 CHF (Visana, Managed Care) to 344.45 CHF (Einsiedler Krankenkasse, Standard model): 122 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 264.85 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Stansstad for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (Visana, Managed Care), the premium goes from 277.25 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/nw/stansstad/young-adult/no-accident/deductible-300/) to 177.65 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/nw/stansstad/young-adult/no-accident/deductible-2500/): 99.60 CHF less a month, 1'195.20 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'628 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Stansstad for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 1'500 CHF and without accident cover, the cheapest premium per model is: standard model 231.10 CHF (Sanitas), family doctor / HMO 211.85 CHF (Visana), flexible model 222.10 CHF (Sanitas), telemedicine 214.65 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 216.60 CHF at Visana (Managed Care) gives 211.85 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Stansstad is in region 0 of canton Nidwalden.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/nw/stansstad/young-adult/no-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Stansstad (NW): every situation: https://praemiencheck.onedoc.ch/en/nw/stansstad/
- Premiums 2027 in Stansstad (NW), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/nw/stansstad/young-adult/
- Premiums 2027 in Stansstad (NW), young adult, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/nw/stansstad/young-adult/no-accident/
- Child: https://praemiencheck.onedoc.ch/en/nw/stansstad/child/
- Adult: https://praemiencheck.onedoc.ch/en/nw/stansstad/adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/nw/stansstad/young-adult/with-accident/deductible-1500/
- Deductible Premiums 2027 in Stansstad (NW), young adult, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/nw/stansstad/young-adult/no-accident/deductible-300/
- Deductible Premiums 2027 in Stansstad (NW), young adult, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/nw/stansstad/young-adult/no-accident/deductible-500/
- Deductible Premiums 2027 in Stansstad (NW), young adult, deductible of 1'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/nw/stansstad/young-adult/no-accident/deductible-1000/
- Deductible Premiums 2027 in Stansstad (NW), young adult, deductible of 2'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/nw/stansstad/young-adult/no-accident/deductible-2000/
- Deductible Premiums 2027 in Stansstad (NW), young adult, deductible of 2'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/nw/stansstad/young-adult/no-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/nw/stansstad/young-adult/no-accident/deductible-300/ — replace `nw` with your canton’s two-letter code (ge, vd, zh…), `stansstad` with your municipality, `young-adult` with `child` or `adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-1500` with `deductible-2500` for another deductible. Markdown version: add `.md`.