# Health insurance premiums 2027 in Stansstad (NW), for a child aged 0 to 18, deductible of 0 CHF, without accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · without accident cover · monthly premiums in CHF_

In [Stansstad](https://praemiencheck.onedoc.ch/en/nw/stansstad/) ([canton Nidwalden](https://praemiencheck.onedoc.ch/en/nw/)), in 2027, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/nw/stansstad/child/) with a 0 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/nw/stansstad/child/no-accident/), the cheapest monthly basic insurance premium is **78.65 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 135.25 CHF with Sympany (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2026 (0 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 78.65 | — | 69.05 | 64.35 | 59.45 | 54.65 | 49.85 | +3.5 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 83.55 | — | 73.35 | 68.35 | 63.25 | 58.15 | 53.05 | +4.3 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 83.95 | — | 73.75 | 68.65 | 63.55 | 58.45 | 53.35 | +2.9 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 87.05 | — | 78.35 | — | 69.75 | — | 61.05 | +3.8 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 87.85 | 83.15 | 78.55 | 73.85 | 69.05 | 62.75 | — | +4.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 90.45 | — | — | — | — | 63.35 | — | +1.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 90.45 | — | — | — | — | 63.35 | — | +2.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 91.55 | — | — | — | — | 64.45 | — | +1.3 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 91.65 | — | 80.55 | 75.05 | 69.55 | 63.95 | 58.45 | +2.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 91.95 | 86.55 | 81.15 | 75.65 | 70.25 | — | 59.35 | +6.5 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 92.15 | 86.75 | 81.35 | 75.95 | 70.45 | 65.05 | — | +4.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 92.55 | 87.15 | 81.65 | 76.25 | 70.75 | 65.25 | 59.85 | +3.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 92.65 | — | — | — | — | 65.65 | — | +3.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 92.85 | — | 83.65 | — | 74.35 | — | 65.05 | +3.9 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 92.85 | — | 83.65 | — | 74.35 | — | 65.05 | +3.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 93.05 | 87.65 | 82.25 | 76.75 | 71.35 | — | 60.45 | +6.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 93.65 | 88.15 | 82.75 | 77.25 | 71.75 | 66.35 | 60.85 | +2.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 93.65 | 88.15 | 82.75 | 77.25 | 71.75 | 66.35 | 60.85 | +2.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 93.65 | 88.15 | 82.75 | 77.25 | 71.75 | 66.35 | 60.85 | +2.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 93.75 | — | — | — | — | 66.75 | — | +2.4 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 93.85 | 88.85 | 83.95 | 78.85 | 73.85 | 68.95 | 63.85 | +3.4 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 93.85 | 88.85 | 83.95 | 78.85 | 73.85 | 68.95 | 63.85 | +3.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 93.95 | — | 84.65 | — | 75.35 | — | 65.95 | +3.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 94.05 | 88.65 | 83.20 | 77.75 | 72.35 | 66.90 | 61.45 | +3.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 95.05 | 89.65 | 84.20 | 78.75 | 73.35 | 67.90 | 62.45 | +3.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 95.05 | 89.65 | 84.20 | 78.75 | 73.35 | 67.90 | 62.45 | +3.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 95.05 | 89.65 | 84.20 | 78.75 | 73.35 | 67.90 | 62.45 | +3.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 95.05 | 89.65 | 84.20 | 78.75 | 73.35 | 67.90 | 62.45 | +3.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 95.05 | 89.65 | 84.20 | 78.75 | 73.35 | 67.90 | 62.45 | +3.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 95.85 | — | 85.05 | — | 74.15 | — | 63.25 | +1.2 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 95.95 | 90.45 | 84.95 | 79.45 | 73.95 | 68.45 | 62.85 | +5.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 95.95 | — | — | — | — | 68.85 | — | +1.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 95.95 | — | — | — | — | 68.85 | — | +0.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 96.10 | 90.70 | 85.25 | 79.80 | 74.40 | 68.95 | 63.50 | +3.2 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 96.45 | 90.95 | 85.45 | 79.95 | 74.75 | 69.05 | 63.55 | −1.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 96.75 | 91.35 | 85.95 | 80.45 | 75.05 | 69.75 | 64.25 | +5.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 96.75 | 91.35 | 85.95 | 80.45 | 75.05 | 69.75 | 64.25 | +5.2 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 97.65 | 92.15 | 86.65 | 81.15 | 75.65 | 70.15 | 64.55 | +5.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 97.75 | 92.35 | 86.95 | 81.45 | 76.15 | 70.75 | 65.25 | +5.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 97.85 | 92.55 | 87.15 | 81.65 | 76.25 | 70.85 | 65.35 | +5.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 98.15 | 92.75 | 87.30 | 81.85 | 76.45 | 71.00 | 65.55 | +3.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 98.55 | — | 88.85 | — | 79.05 | — | 69.25 | +0.6 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 98.65 | 93.25 | 87.85 | 82.35 | 76.85 | 71.45 | — | +6.9 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 98.65 | 93.25 | 87.75 | 82.25 | 77.05 | 71.35 | 65.75 | −2.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 98.75 | 93.25 | 87.85 | 82.25 | 76.75 | 71.25 | 65.75 | +5.0 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 98.85 | 93.45 | 88.05 | 82.55 | 77.15 | 71.65 | 66.15 | +4.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 98.95 | 93.55 | 88.15 | 82.65 | 77.25 | 71.85 | 66.35 | +5.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 98.95 | 93.55 | 88.15 | 82.65 | 77.25 | 71.85 | 66.35 | +5.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 99.35 | — | 88.55 | — | 77.65 | — | 66.85 | +1.3 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 99.85 | 94.35 | 88.95 | 83.35 | 78.25 | 72.45 | 66.95 | −2.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 100.15 | 94.75 | 89.35 | 83.85 | 78.45 | 73.15 | 67.65 | +5.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 101.05 | — | 90.25 | — | 79.35 | — | 68.45 | +1.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 101.35 | 95.95 | 90.55 | 85.05 | 79.65 | — | 68.75 | +7.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 101.35 | 95.95 | 90.55 | 85.05 | 79.65 | — | 68.75 | +6.5 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 101.35 | 95.95 | 90.55 | 85.05 | 79.55 | 74.15 | — | +6.8 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 101.65 | 96.25 | 90.95 | 85.55 | 80.05 | 74.65 | — | +4.0 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 102.25 | 96.85 | 91.45 | 85.95 | 80.45 | 75.05 | 69.55 | +4.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 102.25 | — | 91.45 | — | 80.55 | — | 69.65 | +1.2 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 102.45 | 97.05 | 91.65 | 86.15 | 80.75 | 75.35 | 69.85 | +3.4 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 102.45 | 97.05 | 91.65 | 86.15 | 80.75 | 75.35 | 69.85 | +5.3 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 104.45 | 98.95 | 93.50 | 88.00 | 82.50 | 77.05 | 71.55 | +5.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 104.75 | — | — | — | — | 77.65 | — | +0.2 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 105.60 | 100.15 | 94.65 | 89.15 | 83.70 | 78.20 | 72.70 | +5.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 105.75 | 100.35 | 94.95 | 89.45 | 84.05 | — | 73.15 | +6.6 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 106.05 | — | — | 89.75 | — | — | 73.55 | +4.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 106.45 | 100.95 | 95.55 | 90.05 | 84.65 | 79.15 | 73.75 | +2.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 106.45 | 100.95 | 95.55 | 90.05 | 84.65 | 79.15 | 73.75 | +2.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 106.85 | 101.35 | 95.85 | — | 84.75 | — | 73.65 | +5.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 107.45 | 101.95 | 96.45 | — | 85.35 | — | 74.15 | +5.0 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 107.85 | 102.45 | 97.05 | 91.55 | 86.05 | 80.65 | 75.15 | +4.1 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 108.45 | 103.05 | 97.55 | 92.05 | 86.65 | 81.25 | — | +6.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 108.65 | 103.25 | 97.85 | 92.35 | 86.95 | 81.65 | 76.15 | +5.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 109.35 | 103.85 | 98.35 | — | 87.25 | — | 76.05 | +5.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 109.35 | 103.85 | 98.35 | — | 87.25 | — | 76.05 | +5.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 109.65 | 104.25 | 98.75 | 93.35 | 87.85 | 82.45 | 76.95 | +4.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 109.65 | 104.25 | 98.75 | 93.35 | 87.85 | 82.45 | 76.95 | +4.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 110.05 | — | 99.25 | — | 88.35 | — | 77.45 | +4.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 110.15 | 104.75 | 99.25 | 93.75 | 88.55 | 82.85 | 77.25 | −2.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 110.85 | 105.35 | 99.95 | 94.35 | 88.85 | 83.35 | 77.75 | +5.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 110.85 | — | 100.15 | — | 89.25 | — | 78.35 | +1.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 110.85 | — | 106.05 | — | 95.25 | — | 84.35 | New tariff 2027 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 111.05 | 105.65 | 100.25 | 94.85 | 89.45 | 84.05 | 78.55 | +5.2 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 111.40 | 105.95 | 100.45 | 94.95 | 89.50 | 84.00 | 78.50 | +5.0 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 111.45 | — | — | 95.15 | — | — | 78.95 | +4.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 112.25 | 106.85 | 101.35 | 95.95 | 90.45 | 85.05 | 79.55 | +2.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 113.65 | 108.25 | 102.95 | 97.45 | 92.05 | 86.65 | 81.15 | New tariff 2027 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 114.05 | 108.65 | 103.15 | 97.75 | 92.25 | 86.85 | 81.35 | +4.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 115.15 | — | 106.05 | — | 95.25 | — | 84.35 | +15.2 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 115.65 | — | — | 99.35 | — | — | 83.05 | +4.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 116.05 | 110.55 | 105.15 | 99.65 | 94.25 | 88.75 | 83.35 | +4.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 116.05 | 110.55 | 105.15 | 99.65 | 94.25 | 88.75 | 83.35 | +4.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 116.05 | 110.65 | 105.25 | 99.85 | 94.45 | 89.05 | 83.55 | +4.5 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 116.50 | 111.65 | 105.60 | 99.50 | 93.45 | 88.65 | 82.55 | +3.4 % |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 116.55 | 111.55 | 108.65 | 100.65 | 94.75 | 89.75 | 84.75 | +2.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 116.75 | 111.35 | 105.95 | 100.45 | 95.05 | 89.65 | 84.25 | +4.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 116.95 | — | 106.05 | — | 95.25 | — | 84.35 | +14.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 116.95 | — | 106.05 | — | 95.25 | — | 84.35 | +15.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 116.95 | — | 106.05 | — | 95.25 | — | 84.35 | +14.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 116.95 | — | 106.05 | — | 95.25 | — | 84.35 | +15.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 116.95 | — | 106.05 | — | 95.25 | — | 84.35 | +14.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 117.45 | 112.05 | 106.65 | 101.15 | 95.75 | 90.35 | 84.85 | +4.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 117.45 | 112.05 | 106.65 | 101.15 | 95.75 | 90.35 | 84.85 | +4.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 118.95 | 113.55 | 108.25 | 102.75 | 97.35 | 91.95 | 86.45 | +3.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 119.15 | — | 108.25 | — | 97.55 | — | 86.65 | +9.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 119.15 | — | 108.25 | — | 97.55 | — | 86.65 | +9.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 119.15 | — | 108.25 | — | 97.55 | — | 86.65 | +9.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 119.95 | — | 109.05 | — | 98.15 | — | 87.35 | +10.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 120.65 | 115.15 | 109.65 | — | 98.55 | — | 87.45 | +5.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 121.65 | 116.25 | 110.85 | 105.45 | 100.05 | 94.65 | 89.15 | +3.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 121.65 | 116.25 | 110.85 | 105.45 | 100.05 | 94.65 | 89.15 | +3.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 121.65 | 116.25 | 110.85 | 105.45 | 100.05 | 94.65 | 89.15 | +3.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 121.95 | 116.45 | 111.05 | 105.55 | 100.15 | 94.65 | 89.25 | +4.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 122.05 | 116.65 | 111.15 | 105.75 | 100.25 | 94.85 | 89.35 | +4.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 122.05 | 116.65 | 111.15 | 105.75 | 100.25 | 94.85 | 89.35 | +4.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 122.75 | — | 111.85 | — | 100.95 | — | 90.15 | +10.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 123.05 | 117.65 | 112.15 | 106.75 | 101.25 | 95.75 | 90.35 | +4.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 127.45 | 121.95 | 116.55 | 111.05 | 105.55 | 100.15 | 94.65 | +4.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 127.45 | 121.95 | 116.55 | 111.05 | 105.55 | 100.15 | 94.65 | +4.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 128.25 | 122.85 | 117.55 | 112.05 | 106.65 | 101.25 | 95.75 | +4.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 128.75 | 123.25 | 117.85 | 112.35 | 106.95 | 101.45 | 96.05 | +4.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 129.45 | 124.15 | 118.75 | 113.25 | 107.85 | 102.45 | 96.95 | +4.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 135.25 | — | 124.35 | — | 113.55 | — | 102.75 | +9.9 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Stansstad for a child aged 0 to 18 with a deductible of 0 CHF, without accident cover?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/nw/stansstad/child/no-accident/), the cheapest offer in [Stansstad](https://praemiencheck.onedoc.ch/en/nw/stansstad/) is Agrisano (AGRIsmart) at 78.65 CHF a month.

### How much does health insurance cost in Stansstad in 2027 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/nw/stansstad/child/) with a deductible of 0 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/nw/stansstad/child/no-accident/), monthly premiums run from 78.65 CHF (Agrisano, AGRIsmart) to 135.25 CHF (Sympany, Standard model): 122 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 96.55 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Stansstad for a child aged 0 to 18 without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 78.65 CHF a month with the 0 CHF deductible to 49.85 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/nw/stansstad/child/no-accident/deductible-600/): 28.80 CHF less a month, 345.60 CHF a year. The 600 CHF deductible stays worthwhile up to around 384 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Stansstad for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 0 CHF and without accident cover, the cheapest premium per model is: standard model 91.65 CHF (Agrisano), family doctor / HMO 83.95 CHF (Agrisano), flexible model 92.65 CHF (Helsana), telemedicine 78.65 CHF (Agrisano).

### Does a second or third child pay less in Stansstad?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 17 of the 26 insurers present in Stansstad file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and without accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Agrisano | AGRIsmart | 78.65 CHF | 33.25 CHF from the 3rd child |
| Visana | Managed Care | 92.55 CHF | 36.05 CHF from the 3rd child |
| Galenos | Managed Care | 109.65 CHF | 41.25 CHF from the 3rd child |
| sana24 | Managed Care | 114.05 CHF | 41.25 CHF from the 3rd child |
| Aquilana | SMARTMED | 87.85 CHF | 41.55 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 93.85 CHF | 44.55 CHF from the 3rd child |
| CONCORDIA | HMO | 95.95 CHF | 46.15 CHF from the 3rd child |
| SWICA | Favorit Multichoice | 110.85 CHF | 46.25 CHF from the 3rd child |
| rhenusana | sanmed24 | 106.05 CHF | 50.65 CHF from the 3rd child |
| Krankenkasse Steffisburg | Casa | 98.85 CHF | 52.25 CHF from the 3rd child |
| Krankenkasse Luzerner Hinterland | Telemedicine | 104.45 CHF | 70.60 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 96.75 CHF | 71.35 CHF from the 5th child |
| Groupe Mutuel – Philos | PrimaFlex (Flexible model) | 97.75 CHF | 72.15 CHF from the 5th child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 116.05 CHF | 85.85 CHF from the 5th child |
| SLKK | SmartMed | 96.45 CHF | 86.25 CHF from the 3rd child |
| EGK | EGK-TelCare | 98.65 CHF | 90.25 CHF from the 3rd child |
| Assura | MediTel | 113.65 CHF | 112.05 CHF from the 4th child, 110.45 CHF from the 5th child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 83.40 CHF at Agrisano (AGRIsmart) gives 78.65 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Stansstad is in region 0 of canton Nidwalden.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/nw/stansstad/child/no-accident/deductible-0/

## Related pages

- Health insurance premiums 2027 in Stansstad (NW): every situation: https://praemiencheck.onedoc.ch/en/nw/stansstad/
- Premiums 2027 in Stansstad (NW), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/nw/stansstad/child/
- Premiums 2027 in Stansstad (NW), child, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/nw/stansstad/child/no-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/nw/stansstad/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/nw/stansstad/adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/nw/stansstad/child/with-accident/deductible-0/
- Deductible Premiums 2027 in Stansstad (NW), child, deductible of 100 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/nw/stansstad/child/no-accident/deductible-100/
- Deductible Premiums 2027 in Stansstad (NW), child, deductible of 200 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/nw/stansstad/child/no-accident/deductible-200/
- Deductible Premiums 2027 in Stansstad (NW), child, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/nw/stansstad/child/no-accident/deductible-300/
- Deductible Premiums 2027 in Stansstad (NW), child, deductible of 400 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/nw/stansstad/child/no-accident/deductible-400/
- Deductible Premiums 2027 in Stansstad (NW), child, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/nw/stansstad/child/no-accident/deductible-500/
- Deductible Premiums 2027 in Stansstad (NW), child, deductible of 600 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/nw/stansstad/child/no-accident/deductible-600/

Address of this page: praemiencheck.onedoc.ch/en/nw/stansstad/child/no-accident/deductible-0/ — replace `nw` with your canton’s two-letter code (ge, vd, zh…), `stansstad` with your municipality, `child` with `young-adult` or `adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-0` with `deductible-600` for another deductible. Markdown version: add `.md`.