# Health insurance premiums 2027 in Stans (NW), for an adult aged 26 or over who wants a deductible of 300 CHF without accident cover

_Compulsory basic health insurance (KVG/LAMal) · adult (26 and over) · without accident cover · monthly premiums in CHF_

In [Stans](https://praemiencheck.onedoc.ch/en/nw/stans/) ([canton Nidwalden](https://praemiencheck.onedoc.ch/en/nw/)), in 2027, for [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/nw/stans/adult/) with a 300 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/nw/stans/adult/no-accident/), the cheapest monthly basic insurance premium is **374.45 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 560.05 CHF with Groupe Mutuel – Mutuel (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (300 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 374.45 | 364.85 | 340.95 | 316.95 | 292.95 | 269.05 | +3.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 381.65 | 370.80 | 343.70 | 316.50 | 289.35 | 262.20 | −3.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 386.15 | 375.30 | 348.15 | 320.95 | 293.80 | 266.70 | +1.5 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 396.45 | 386.25 | 360.95 | 335.55 | 310.15 | 284.95 | +4.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 397.45 | 386.65 | 359.45 | 332.35 | 305.25 | 278.15 | +1.2 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 397.55 | 388.25 | 364.65 | 341.05 | 317.45 | 286.95 | +4.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 397.95 | 391.75 | 359.85 | 332.55 | 305.25 | 278.05 | +3.4 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 398.65 | 388.35 | 362.95 | 337.45 | 311.85 | 286.45 | +3.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 398.95 | 392.75 | 360.75 | 333.55 | 306.25 | 278.95 | +2.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 400.55 | 389.85 | 362.65 | 335.45 | 308.45 | 281.25 | New tariff 2027 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 401.75 | 390.95 | 363.85 | 336.65 | — | 282.45 | +3.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 403.75 | 397.55 | 365.65 | 338.35 | 311.15 | 283.85 | +2.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 403.75 | 397.55 | 365.65 | 338.35 | 311.15 | 283.85 | +2.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 404.10 | 393.25 | 366.10 | 338.95 | 311.80 | 284.65 | +1.5 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 406.15 | 395.35 | 368.15 | 340.85 | 313.75 | 286.55 | +4.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 408.55 | 397.55 | 369.85 | 342.05 | 314.45 | 286.75 | +5.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 408.60 | 397.75 | 370.65 | 343.45 | 316.30 | 289.15 | +1.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 409.55 | 398.75 | 371.55 | 344.45 | 317.35 | 290.25 | +1.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 409.55 | 398.75 | 371.55 | 344.45 | 317.35 | 290.25 | +2.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 410.95 | 399.95 | 372.25 | 344.45 | 316.85 | 289.05 | +5.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 411.25 | 400.55 | 373.35 | 346.15 | 319.15 | 291.95 | +1.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 413.10 | 402.25 | 375.10 | 347.90 | 320.75 | 293.65 | +1.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 413.10 | 402.25 | 375.10 | 347.90 | 320.75 | 293.65 | +1.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 413.10 | 402.25 | 375.10 | 347.90 | 320.75 | 293.65 | +1.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 413.55 | 407.25 | 375.35 | 348.05 | 320.85 | 293.55 | +2.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 414.25 | 403.45 | 376.35 | 349.15 | 322.15 | 294.95 | +1.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 415.15 | 404.25 | 377.15 | 350.05 | 322.85 | 295.75 | +9.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 415.15 | 404.25 | 377.15 | 350.05 | 322.85 | 295.75 | +9.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 415.15 | 404.25 | 377.15 | 350.05 | 322.85 | 295.75 | +9.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 415.95 | 405.05 | 382.85 | 355.75 | 323.75 | 296.55 | +9.4 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 416.15 | 405.35 | 378.15 | 351.15 | 323.95 | 296.85 | +4.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 416.75 | 405.85 | 378.35 | 350.95 | 323.55 | 296.15 | −2.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 417.45 | 406.65 | 379.45 | 352.35 | 325.25 | 298.15 | +9.9 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 417.95 | 406.85 | 379.15 | 351.45 | 323.75 | 296.05 | +5.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 417.95 | 406.85 | 379.15 | 351.45 | 323.75 | 296.05 | +5.0 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 418.05 | 408.05 | 383.15 | 358.15 | 333.25 | 308.35 | +2.8 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 418.05 | 408.05 | 383.15 | 358.15 | 333.25 | 308.35 | +2.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 418.25 | 407.45 | 380.35 | 353.15 | 326.15 | 298.95 | +1.2 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 418.45 | 407.55 | 379.95 | 352.35 | 324.85 | 297.25 | +5.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 418.85 | 408.05 | 380.85 | 353.75 | 326.65 | 299.55 | +4.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 419.05 | 408.25 | 381.05 | 353.95 | 326.85 | 299.65 | +3.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 419.75 | 408.95 | 381.75 | 354.65 | — | 300.35 | +3.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 419.75 | 408.95 | 381.75 | 354.65 | — | 300.35 | +3.8 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 419.95 | 409.15 | 381.95 | 354.65 | 327.55 | 300.35 | +4.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 422.95 | 412.15 | 384.95 | 357.85 | 330.75 | 303.55 | +1.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 423.35 | 412.55 | 385.35 | 358.25 | — | 304.05 | +3.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 423.85 | 413.05 | 385.85 | 358.75 | 331.65 | 304.55 | +2.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 425.75 | 414.75 | 387.15 | 359.55 | 332.05 | 304.55 | +5.6 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 426.25 | 415.35 | 387.95 | 360.45 | 333.15 | 305.65 | −2.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 426.95 | 416.15 | 388.95 | 361.85 | 334.75 | 307.55 | +9.9 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 427.75 | 416.95 | 389.65 | 362.35 | 335.15 | 310.95 | +4.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 427.95 | 417.15 | 389.95 | 362.85 | 335.75 | 308.65 | +4.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 427.95 | 417.15 | 389.95 | 362.85 | 335.75 | 308.65 | +4.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 427.95 | 417.15 | 389.95 | 362.85 | 335.75 | 308.65 | +4.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 430.55 | 419.65 | 392.05 | 364.45 | 336.95 | 309.35 | +5.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 431.05 | 420.15 | 392.75 | 365.25 | 337.95 | 310.45 | −2.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 431.35 | 420.45 | 393.25 | 365.95 | 338.75 | 311.45 | +4.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 433.35 | 422.55 | 395.35 | 368.25 | 341.15 | 314.05 | +1.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 433.35 | 422.55 | 395.35 | 368.25 | 341.15 | 314.05 | +0.2 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 433.65 | 422.55 | 394.95 | 367.15 | 339.45 | 311.75 | +3.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 434.65 | 423.85 | 396.75 | 369.55 | 342.55 | 315.35 | +6.5 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 435.25 | 424.45 | 397.15 | 369.85 | 342.65 | 318.45 | +4.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 435.85 | 424.95 | 397.65 | 370.45 | 343.15 | 315.95 | +4.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 437.15 | 426.35 | 399.25 | 372.05 | 345.05 | 329.05 | +7.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 437.15 | 426.35 | 399.25 | 372.05 | 345.05 | 329.05 | +6.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 437.65 | 426.85 | 399.75 | 372.55 | — | 318.35 | +1.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 437.85 | 426.95 | 404.75 | 377.55 | 355.35 | 328.25 | +14.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 437.85 | 431.85 | 409.55 | 382.45 | 355.35 | 328.25 | +9.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 437.85 | 426.95 | 404.75 | 377.55 | 345.65 | 318.45 | New tariff 2027 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 437.95 | 428.25 | 403.15 | 378.45 | 353.35 | 328.25 | +4.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 439.65 | 428.95 | 401.75 | 374.55 | 347.55 | 338.95 | +6.5 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 441.00 | 430.00 | 402.60 | 375.20 | 347.75 | 320.35 | +5.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 441.05 | 430.15 | 402.95 | 375.65 | 348.35 | 321.15 | +4.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 441.55 | 430.65 | 403.45 | 376.15 | 348.85 | 321.65 | +4.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 442.45 | 431.75 | 404.75 | 377.35 | 350.35 | 323.45 | +5.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 444.55 | 433.70 | 406.55 | 379.40 | 352.25 | 325.10 | +1.5 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 445.05 | 434.75 | 409.25 | 383.15 | 357.45 | 331.95 | +5.1 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 445.70 | 434.75 | 407.35 | 379.90 | 352.50 | 325.10 | +5.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 446.65 | 435.75 | 408.55 | 381.25 | 353.95 | 326.75 | +4.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 450.35 | 439.65 | 412.65 | 385.25 | 358.25 | 331.35 | +10.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 450.35 | 440.15 | 414.55 | 388.55 | 362.85 | 337.25 | +10.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 450.65 | 439.85 | 412.65 | 385.55 | 358.45 | 331.35 | +4.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 451.25 | 440.35 | 413.05 | 385.75 | 358.55 | 331.25 | +4.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 451.25 | 440.35 | 413.05 | 385.75 | 358.55 | 331.25 | +4.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 452.65 | 441.95 | 415.05 | 387.55 | 360.65 | 333.65 | +5.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 452.65 | 441.95 | 415.05 | 387.55 | 360.65 | 333.65 | +5.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 453.05 | 442.35 | 415.35 | 387.95 | 360.95 | 333.95 | +10.7 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 454.75 | 444.05 | 416.85 | 389.75 | 362.65 | 335.45 | +2.8 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 456.85 | 446.05 | 418.85 | 391.65 | 364.45 | 337.25 | +4.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 457.25 | 446.45 | 424.15 | 397.05 | 365.05 | 337.95 | +14.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 457.25 | 451.05 | 419.05 | 391.85 | 364.55 | 337.35 | +2.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 457.55 | 446.75 | 419.55 | 392.45 | 365.35 | 338.15 | +1.2 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 457.65 | 446.95 | 419.75 | 392.65 | 365.55 | 338.35 | +4.0 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 459.55 | 448.75 | 423.25 | 397.25 | 371.25 | 345.15 | +4.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 459.75 | 448.65 | 420.95 | 393.25 | 365.55 | 337.85 | +5.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 462.15 | 456.15 | 433.85 | 406.75 | 379.65 | 352.55 | +14.2 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 469.45 | 458.45 | 431.05 | 403.65 | 376.20 | 348.80 | +5.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 469.55 | 458.85 | 431.65 | 404.45 | 377.45 | 350.25 | +9.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 471.45 | 460.65 | 433.55 | 406.35 | 379.25 | 352.15 | +0.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 471.65 | 460.95 | 433.95 | 406.55 | 379.55 | 352.65 | +10.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 471.65 | 460.75 | 433.55 | 406.25 | 379.05 | 351.75 | +4.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 473.55 | 462.75 | 435.65 | 408.45 | — | 354.25 | +4.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 474.15 | 463.25 | 435.85 | 408.35 | 381.05 | 353.55 | −2.0 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 476.35 | 465.65 | 438.45 | 411.25 | 384.25 | 357.35 | +4.0 % |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 480.25 | 469.95 | 443.45 | 417.15 | 390.65 | 364.35 | +2.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 481.55 | 470.65 | 443.05 | 415.45 | 387.95 | 360.35 | +5.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 481.55 | 470.75 | 443.65 | 416.45 | 389.35 | 362.25 | +9.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 481.55 | 475.35 | 443.35 | 416.15 | 388.85 | 361.65 | +2.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 481.95 | 471.05 | 443.75 | 416.55 | 389.25 | 361.95 | +4.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 487.05 | 476.15 | 448.85 | 421.65 | 394.35 | 367.15 | +4.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 492.35 | 481.65 | 454.65 | 427.25 | 400.25 | 373.25 | +4.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 493.75 | 483.45 | 457.95 | 431.85 | 406.25 | 380.65 | +4.5 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 495.15 | 484.35 | 457.05 | 429.75 | 402.55 | 375.25 | +4.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 497.45 | 486.65 | 459.55 | 432.35 | 405.25 | 378.15 | +6.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 500.75 | 490.05 | 463.15 | 435.65 | 408.75 | 381.75 | +4.5 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 504.20 | 495.05 | 468.55 | 438.05 | 407.45 | 376.95 | +4.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 505.25 | 494.35 | 467.15 | 439.85 | 412.55 | 385.35 | +4.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 506.35 | 495.65 | 468.65 | 441.25 | 414.25 | 387.25 | +5.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 507.55 | 496.65 | 469.35 | 442.05 | 414.85 | 387.55 | +4.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 509.25 | 498.55 | 471.55 | 444.15 | 417.15 | 390.25 | +4.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 527.55 | 516.85 | 489.85 | 462.45 | 435.45 | 408.45 | +10.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 560.05 | 549.35 | 522.45 | 494.95 | 468.05 | 441.05 | +4.5 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Stans for an adult aged 26 or over with a deductible of 300 CHF, without accident cover?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/nw/stans/adult/no-accident/), the cheapest offer in [Stans](https://praemiencheck.onedoc.ch/en/nw/stans/) is Agrisano (AGRIsmart) at 374.45 CHF a month.

### How much does health insurance cost in Stans in 2027 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/nw/stans/adult/) with a deductible of 300 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/nw/stans/adult/no-accident/), monthly premiums run from 374.45 CHF (Agrisano, AGRIsmart) to 560.05 CHF (Groupe Mutuel – Mutuel, Standard model): 122 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 392.45 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Stans for an adult aged 26 or over without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 374.45 CHF a month with the 300 CHF deductible to 269.05 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/nw/stans/adult/no-accident/deductible-2500/): 105.40 CHF less a month, 1'264.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'705 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Stans for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 433.65 CHF (Agrisano), family doctor / HMO 386.15 CHF (Sanitas), flexible model 404.10 CHF (Sanitas), telemedicine 374.45 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 379.20 CHF at Agrisano (AGRIsmart) gives 374.45 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Stans is in region 0 of canton Nidwalden.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/nw/stans/adult/no-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Stans (NW): every situation: https://praemiencheck.onedoc.ch/en/nw/stans/
- Premiums 2027 in Stans (NW), adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/nw/stans/adult/
- Premiums 2027 in Stans (NW), adult, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/nw/stans/adult/no-accident/
- Child: https://praemiencheck.onedoc.ch/en/nw/stans/child/
- Young adult: https://praemiencheck.onedoc.ch/en/nw/stans/young-adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/nw/stans/adult/with-accident/deductible-300/
- Deductible Premiums 2027 in Stans (NW), adult, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/nw/stans/adult/no-accident/deductible-500/
- Deductible Premiums 2027 in Stans (NW), adult, deductible of 1'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/nw/stans/adult/no-accident/deductible-1000/
- Deductible Premiums 2027 in Stans (NW), adult, deductible of 1'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/nw/stans/adult/no-accident/deductible-1500/
- Deductible Premiums 2027 in Stans (NW), adult, deductible of 2'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/nw/stans/adult/no-accident/deductible-2000/
- Deductible Premiums 2027 in Stans (NW), adult, deductible of 2'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/nw/stans/adult/no-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/nw/stans/adult/no-accident/deductible-300/ — replace `nw` with your canton’s two-letter code (ge, vd, zh…), `stans` with your municipality, `adult` with `child` or `young-adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-300` with `deductible-2500` for another deductible. Markdown version: add `.md`.