# Health insurance premiums 2027 in Hergiswil (NW), for an adult aged 26 or over who wants a deductible of 2'500 CHF with accident cover

_Compulsory basic health insurance (KVG/LAMal) · adult (26 and over) · with accident cover · monthly premiums in CHF_

In [Hergiswil](https://praemiencheck.onedoc.ch/en/nw/hergiswil/) ([canton Nidwalden](https://praemiencheck.onedoc.ch/en/nw/)), in 2027, for [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/nw/hergiswil/adult/) with a 2'500 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/nw/hergiswil/adult/with-accident/), the cheapest monthly basic insurance premium is **282.00 CHF** with **Sanitas** (TelMed Basic model) and the most expensive is 474.55 CHF with Groupe Mutuel – Mutuel (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (2'500 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 410.30 | 398.65 | 369.50 | 340.30 | 311.15 | 282.00 | −4.3 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 394.45 | 384.35 | 359.15 | 333.85 | 308.65 | 283.45 | +4.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 415.10 | 403.45 | 374.30 | 345.10 | 315.95 | 286.80 | +2.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 426.15 | 419.45 | 385.25 | 356.15 | 326.95 | 297.75 | +4.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 427.15 | 420.55 | 386.35 | 357.15 | 328.05 | 298.85 | +3.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 427.65 | 416.05 | 386.85 | 357.65 | 328.55 | 299.35 | +1.7 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 417.55 | 406.85 | 380.15 | 353.45 | 326.75 | 300.15 | +5.4 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 419.85 | 409.05 | 382.25 | 355.45 | 328.55 | 301.75 | +4.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 430.35 | 418.75 | 389.55 | 360.35 | 331.25 | 302.05 | +7.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 431.05 | 419.45 | 390.25 | 361.05 | 331.95 | 302.75 | New tariff 2027 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 432.35 | 420.75 | 391.55 | 362.35 | — | 304.05 | +5.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 432.35 | 425.65 | 391.55 | 362.35 | 333.15 | 304.05 | +3.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 432.35 | 425.65 | 391.55 | 362.35 | 333.15 | 304.05 | +3.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 432.85 | 421.25 | 392.05 | 362.85 | 333.75 | 304.55 | +7.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 434.40 | 422.75 | 393.60 | 364.40 | 335.25 | 306.10 | +2.1 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 435.85 | 424.25 | 395.05 | 365.85 | 336.75 | 307.55 | +7.2 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 427.85 | 417.75 | 392.35 | 367.05 | 341.65 | 308.85 | +5.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 439.25 | 427.60 | 398.45 | 369.25 | 340.10 | 310.95 | +2.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 440.15 | 428.55 | 399.35 | 370.15 | 341.05 | 311.85 | +7.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 440.15 | 428.55 | 399.35 | 370.15 | 341.05 | 311.85 | +7.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 440.65 | 429.05 | 399.85 | 370.65 | 341.55 | 312.35 | +1.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 440.65 | 429.05 | 399.85 | 370.65 | 341.55 | 312.35 | +3.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 442.55 | 430.95 | 401.75 | 372.55 | 343.45 | 314.25 | +1.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 442.75 | 436.05 | 401.95 | 372.75 | 343.55 | 314.45 | +3.4 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 443.05 | 431.45 | 402.25 | 373.05 | 343.95 | 314.75 | +7.2 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 443.65 | 432.05 | 402.85 | 373.65 | 344.55 | 315.35 | −7.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 444.05 | 432.40 | 403.25 | 374.05 | 344.90 | 315.75 | +2.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 444.05 | 432.40 | 403.25 | 374.05 | 344.90 | 315.75 | +2.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 444.05 | 432.40 | 403.25 | 374.05 | 344.90 | 315.75 | +2.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 445.75 | 434.15 | 404.95 | 375.75 | 346.65 | 317.45 | +1.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 446.65 | 434.95 | 405.85 | 376.65 | 347.45 | 318.35 | +14.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 446.65 | 434.95 | 405.85 | 376.65 | 347.45 | 318.35 | +14.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 446.65 | 434.95 | 405.85 | 376.65 | 347.45 | 318.35 | +14.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 447.65 | 435.95 | 412.05 | 382.85 | 348.45 | 319.25 | +13.6 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 447.75 | 436.15 | 406.95 | 377.85 | 348.65 | 319.45 | +5.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 449.15 | 437.55 | 408.35 | 379.15 | 350.05 | 320.85 | +14.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 450.05 | 438.45 | 409.25 | 380.05 | 350.95 | 321.75 | +1.7 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 450.65 | 439.05 | 409.85 | 380.65 | 351.55 | 322.35 | +7.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 450.65 | 439.05 | 409.85 | 380.65 | 351.55 | 322.35 | +5.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 450.75 | 439.15 | 409.95 | 380.75 | 351.65 | 322.45 | +8.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 450.85 | 439.25 | 410.05 | 380.85 | 351.75 | 322.55 | +5.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 451.65 | 440.05 | 410.85 | 381.65 | — | 323.35 | +5.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 451.65 | 440.05 | 410.85 | 381.65 | — | 323.35 | +5.4 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 453.85 | 442.25 | 413.05 | 383.85 | 354.75 | 325.55 | −6.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 455.05 | 443.45 | 414.25 | 385.05 | 355.95 | 326.75 | +1.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 455.55 | 443.95 | 414.75 | 385.55 | — | 327.25 | +5.4 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 455.85 | 444.25 | 415.05 | 385.85 | 356.75 | 327.55 | +7.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 456.05 | 444.45 | 415.25 | 386.05 | 356.95 | 327.75 | +3.5 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 456.75 | 445.05 | 415.95 | 386.75 | 357.55 | 328.45 | +4.2 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 458.85 | 447.25 | 418.05 | 388.85 | 359.75 | 330.55 | −5.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 459.35 | 447.75 | 418.55 | 389.35 | 360.25 | 331.05 | +14.2 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 449.85 | 439.05 | 412.25 | 385.45 | 358.65 | 331.85 | +3.8 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 449.85 | 439.05 | 412.25 | 385.45 | 358.65 | 331.85 | +3.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 460.45 | 448.85 | 419.65 | 390.45 | 361.35 | 332.15 | +5.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 460.45 | 448.85 | 419.65 | 390.45 | 361.35 | 332.15 | +5.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 460.45 | 448.85 | 419.65 | 390.45 | 361.35 | 332.15 | +5.6 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 457.85 | 446.25 | 417.05 | 387.85 | 358.75 | 332.85 | +5.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 461.85 | 450.25 | 421.05 | 391.85 | 362.75 | 333.55 | +5.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 466.25 | 454.65 | 425.45 | 396.25 | 367.15 | 337.95 | +1.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 466.25 | 454.65 | 425.45 | 396.25 | 367.15 | 337.95 | +0.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 466.65 | 455.05 | 425.85 | 396.65 | 367.55 | 338.35 | +6.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 467.75 | 456.15 | 426.95 | 397.75 | 368.65 | 339.45 | +9.2 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 465.85 | 454.25 | 425.05 | 395.85 | 366.75 | 340.85 | +5.5 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 469.45 | 457.75 | 428.60 | 399.45 | 370.25 | 341.10 | +7.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 470.95 | 459.35 | 430.15 | 400.95 | — | 342.65 | +2.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 471.15 | 459.45 | 435.55 | 406.35 | 371.95 | 342.85 | New tariff 2027 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 472.25 | 460.55 | 431.45 | 402.25 | 373.05 | 343.95 | +5.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 472.75 | 461.15 | 431.95 | 402.75 | 373.65 | 344.45 | +5.6 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 474.50 | 462.80 | 433.65 | 404.50 | 375.30 | 346.15 | +6.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 476.15 | 464.65 | 435.65 | 406.15 | 377.15 | 348.15 | +7.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 477.85 | 466.20 | 437.05 | 407.85 | 378.70 | 349.55 | +2.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 478.25 | 466.55 | 437.45 | 408.25 | 379.05 | 349.95 | +5.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 471.15 | 459.45 | 435.55 | 406.35 | 382.45 | 353.25 | +22.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 471.15 | 464.75 | 440.75 | 411.55 | 382.45 | 353.25 | +15.0 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 471.25 | 460.75 | 433.85 | 407.25 | 380.25 | 353.25 | +5.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 470.45 | 458.85 | 429.65 | 400.45 | 371.35 | 354.15 | +9.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 470.45 | 458.85 | 429.65 | 400.45 | 371.35 | 354.15 | +4.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 483.15 | 471.45 | 442.25 | 413.15 | 383.95 | 354.75 | +6.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 483.15 | 471.45 | 442.25 | 413.15 | 383.95 | 354.75 | +6.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 484.15 | 472.55 | 443.35 | 414.15 | 385.05 | 355.85 | +6.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 484.85 | 473.25 | 444.05 | 414.85 | 385.75 | 356.55 | +5.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 484.65 | 473.15 | 444.15 | 414.65 | 385.65 | 356.65 | +15.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 478.85 | 467.85 | 440.35 | 412.35 | 384.75 | 357.25 | +6.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 487.15 | 475.65 | 446.65 | 417.15 | 388.15 | 359.15 | +7.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 487.15 | 475.65 | 446.65 | 417.15 | 388.15 | 359.15 | +7.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 487.45 | 475.95 | 446.95 | 417.45 | 388.45 | 359.45 | +15.0 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 489.35 | 477.75 | 448.55 | 419.35 | 390.25 | 361.05 | +3.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 489.55 | 482.85 | 448.75 | 419.55 | 390.35 | 361.25 | +3.2 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 490.25 | 478.65 | 449.45 | 420.25 | 391.15 | 361.95 | +6.9 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 484.65 | 473.65 | 446.15 | 418.15 | 390.55 | 363.05 | +14.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 492.05 | 480.35 | 456.45 | 427.25 | 392.85 | 363.75 | +20.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 492.25 | 480.65 | 451.45 | 422.25 | 393.15 | 363.95 | +1.7 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 492.45 | 480.85 | 451.65 | 422.55 | 393.35 | 364.15 | +5.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 473.15 | 461.55 | 432.35 | 403.15 | 374.05 | 364.85 | +8.6 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 499.70 | 488.05 | 458.85 | 429.70 | 400.55 | 371.35 | +6.8 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 494.45 | 482.85 | 455.45 | 427.45 | 399.55 | 371.45 | +5.4 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 504.75 | 493.15 | 463.95 | 434.75 | 405.65 | 376.45 | −2.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 505.05 | 493.35 | 464.15 | 435.05 | 405.85 | 376.65 | +6.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 505.25 | 493.65 | 464.45 | 435.25 | 406.15 | 376.95 | +13.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 507.25 | 495.65 | 466.45 | 437.25 | 408.15 | 378.95 | +0.3 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 507.25 | 498.05 | 471.40 | 440.70 | 409.95 | 379.25 | +5.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 497.25 | 490.85 | 466.95 | 437.75 | 408.55 | 379.45 | +21.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 507.55 | 496.05 | 467.05 | 437.55 | 408.55 | 379.55 | +14.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 509.55 | 497.95 | 468.75 | 439.55 | — | 381.25 | +5.4 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 509.85 | 498.25 | 469.05 | 439.85 | 410.75 | 381.55 | +6.8 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 512.55 | 501.05 | 471.75 | 442.55 | 413.45 | 384.55 | +5.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 515.55 | 508.85 | 474.75 | 445.55 | 416.35 | 387.25 | +3.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 515.95 | 504.25 | 475.15 | 445.95 | 416.75 | 387.65 | +6.5 % |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 511.25 | 500.25 | 472.05 | 444.05 | 415.85 | 387.85 | +2.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 518.15 | 506.55 | 477.35 | 448.15 | 419.05 | 389.85 | +12.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 521.45 | 509.75 | 480.65 | 451.45 | 422.25 | 393.15 | +6.5 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 529.95 | 518.35 | 489.15 | 459.95 | 430.85 | 401.65 | +5.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 529.75 | 518.25 | 489.25 | 459.75 | 430.75 | 401.75 | +6.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 535.25 | 523.65 | 494.45 | 465.25 | 436.15 | 406.95 | +8.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 531.25 | 520.25 | 492.75 | 464.75 | 437.15 | 409.65 | +5.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 538.85 | 527.35 | 498.35 | 468.85 | 439.85 | 410.85 | +6.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 540.95 | 529.25 | 500.15 | 470.95 | 441.75 | 412.65 | +5.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 543.35 | 531.65 | 502.55 | 473.35 | 444.15 | 415.05 | +6.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 544.75 | 533.25 | 504.25 | 474.75 | 445.75 | 416.75 | +6.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 547.95 | 536.45 | 507.45 | 477.95 | 448.95 | 419.95 | +5.9 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 567.55 | 556.05 | 527.05 | 497.55 | 468.55 | 439.55 | +14.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 602.55 | 591.05 | 562.05 | 532.55 | 503.55 | 474.55 | +5.8 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Hergiswil for an adult aged 26 or over with a deductible of 2'500 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/nw/hergiswil/adult/with-accident/), the cheapest offer in [Hergiswil](https://praemiencheck.onedoc.ch/en/nw/hergiswil/) is Sanitas (TelMed Basic) at 282.00 CHF a month. The cheapest standard model (free choice of doctor) is Agrisano (Standard model) at 328.45 CHF a month.

### How much does health insurance cost in Hergiswil in 2027 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/nw/hergiswil/adult/) with a deductible of 2'500 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/nw/hergiswil/adult/with-accident/), monthly premiums run from 282.00 CHF (Sanitas, TelMed Basic) to 474.55 CHF (Groupe Mutuel – Mutuel, Standard model): 122 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 392.45 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Hergiswil for an adult aged 26 or over with accident cover?

On the cheapest offer (Sanitas, TelMed Basic), the premium goes from 410.30 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/nw/hergiswil/adult/with-accident/deductible-300/) to 282.00 CHF with the 2'500 CHF deductible: 128.30 CHF less a month, 1'539.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 2'011 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Hergiswil for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 2'500 CHF and with accident cover, the cheapest premium per model is: standard model 328.45 CHF (Agrisano), family doctor / HMO 286.80 CHF (Sanitas), flexible model 306.10 CHF (Sanitas), telemedicine 282.00 CHF (Sanitas).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 286.75 CHF at Sanitas (TelMed Basic) gives 282.00 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Hergiswil is in region 0 of canton Nidwalden.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/nw/hergiswil/adult/with-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Hergiswil (NW): every situation: https://praemiencheck.onedoc.ch/en/nw/hergiswil/
- Premiums 2027 in Hergiswil (NW), adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/nw/hergiswil/adult/
- Premiums 2027 in Hergiswil (NW), adult, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/nw/hergiswil/adult/with-accident/
- Child: https://praemiencheck.onedoc.ch/en/nw/hergiswil/child/
- Young adult: https://praemiencheck.onedoc.ch/en/nw/hergiswil/young-adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/nw/hergiswil/adult/no-accident/deductible-2500/
- Deductible Premiums 2027 in Hergiswil (NW), adult, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/nw/hergiswil/adult/with-accident/deductible-300/
- Deductible Premiums 2027 in Hergiswil (NW), adult, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/nw/hergiswil/adult/with-accident/deductible-500/
- Deductible Premiums 2027 in Hergiswil (NW), adult, deductible of 1'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/nw/hergiswil/adult/with-accident/deductible-1000/
- Deductible Premiums 2027 in Hergiswil (NW), adult, deductible of 1'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/nw/hergiswil/adult/with-accident/deductible-1500/
- Deductible Premiums 2027 in Hergiswil (NW), adult, deductible of 2'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/nw/hergiswil/adult/with-accident/deductible-2000/

Address of this page: praemiencheck.onedoc.ch/en/nw/hergiswil/adult/with-accident/deductible-300/ — replace `nw` with your canton’s two-letter code (ge, vd, zh…), `hergiswil` with your municipality, `adult` with `child` or `young-adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-2500` with `deductible-300` for another deductible. Markdown version: add `.md`.