# Health insurance premiums 2027 in Hergiswil (NW), for an adult aged 26 or over

In 2027, for an adult aged 26 or over in Hergiswil, the cheapest health insurance premium is:

- [Without accident cover](https://praemiencheck.onedoc.ch/en/nw/hergiswil/adult/no-accident/): **374.45 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/nw/hergiswil/adult/no-accident/deductible-300/) (Agrisano, AGRIsmart), **262.20 CHF** with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/nw/hergiswil/adult/no-accident/deductible-2500/) (Sanitas, TelMed Basic).
- [With accident cover](https://praemiencheck.onedoc.ch/en/nw/hergiswil/adult/with-accident/): **394.45 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/nw/hergiswil/adult/with-accident/deductible-300/) (Agrisano, AGRIsmart), **282.00 CHF** with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/nw/hergiswil/adult/with-accident/deductible-2500/) (Sanitas, TelMed Basic).

## Without accident cover: from 262.20 to 560.05 CHF a month depending on the deductible and the model

122 offers from 26 health insurers. With a deductible of 300 CHF, the cheapest is **374.45 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 560.05 CHF with Groupe Mutuel – Mutuel (Standard model).

Lowest premium:
- 300 CHF: 374.45 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/nw/hergiswil/adult/no-accident/deductible-300/
- 500 CHF: 364.85 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/nw/hergiswil/adult/no-accident/deductible-500/
- 1'000 CHF: 340.95 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/nw/hergiswil/adult/no-accident/deductible-1000/
- 1'500 CHF: 316.50 CHF (Sanitas, TelMed Basic) — https://praemiencheck.onedoc.ch/en/nw/hergiswil/adult/no-accident/deductible-1500/
- 2'000 CHF: 289.35 CHF (Sanitas, TelMed Basic) — https://praemiencheck.onedoc.ch/en/nw/hergiswil/adult/no-accident/deductible-2000/
- 2'500 CHF: 262.20 CHF (Sanitas, TelMed Basic) — https://praemiencheck.onedoc.ch/en/nw/hergiswil/adult/no-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 374.45 | 364.85 | 340.95 | 316.95 | 292.95 | 269.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 381.65 | 370.80 | 343.70 | 316.50 | 289.35 | 262.20 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 386.15 | 375.30 | 348.15 | 320.95 | 293.80 | 266.70 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 396.45 | 386.25 | 360.95 | 335.55 | 310.15 | 284.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 397.45 | 386.65 | 359.45 | 332.35 | 305.25 | 278.15 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 397.55 | 388.25 | 364.65 | 341.05 | 317.45 | 286.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 397.95 | 391.75 | 359.85 | 332.55 | 305.25 | 278.05 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 398.65 | 388.35 | 362.95 | 337.45 | 311.85 | 286.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 398.95 | 392.75 | 360.75 | 333.55 | 306.25 | 278.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 400.55 | 389.85 | 362.65 | 335.45 | 308.45 | 281.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 401.75 | 390.95 | 363.85 | 336.65 | — | 282.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 403.75 | 397.55 | 365.65 | 338.35 | 311.15 | 283.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 403.75 | 397.55 | 365.65 | 338.35 | 311.15 | 283.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 404.10 | 393.25 | 366.10 | 338.95 | 311.80 | 284.65 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 406.15 | 395.35 | 368.15 | 340.85 | 313.75 | 286.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 408.55 | 397.55 | 369.85 | 342.05 | 314.45 | 286.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 408.60 | 397.75 | 370.65 | 343.45 | 316.30 | 289.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 409.55 | 398.75 | 371.55 | 344.45 | 317.35 | 290.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 409.55 | 398.75 | 371.55 | 344.45 | 317.35 | 290.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 410.95 | 399.95 | 372.25 | 344.45 | 316.85 | 289.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 411.25 | 400.55 | 373.35 | 346.15 | 319.15 | 291.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 413.10 | 402.25 | 375.10 | 347.90 | 320.75 | 293.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 413.10 | 402.25 | 375.10 | 347.90 | 320.75 | 293.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 413.10 | 402.25 | 375.10 | 347.90 | 320.75 | 293.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 413.55 | 407.25 | 375.35 | 348.05 | 320.85 | 293.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 414.25 | 403.45 | 376.35 | 349.15 | 322.15 | 294.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 415.15 | 404.25 | 377.15 | 350.05 | 322.85 | 295.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 415.15 | 404.25 | 377.15 | 350.05 | 322.85 | 295.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 415.15 | 404.25 | 377.15 | 350.05 | 322.85 | 295.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 415.95 | 405.05 | 382.85 | 355.75 | 323.75 | 296.55 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 416.15 | 405.35 | 378.15 | 351.15 | 323.95 | 296.85 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 416.75 | 405.85 | 378.35 | 350.95 | 323.55 | 296.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 417.45 | 406.65 | 379.45 | 352.35 | 325.25 | 298.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 417.95 | 406.85 | 379.15 | 351.45 | 323.75 | 296.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 417.95 | 406.85 | 379.15 | 351.45 | 323.75 | 296.05 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 418.05 | 408.05 | 383.15 | 358.15 | 333.25 | 308.35 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 418.05 | 408.05 | 383.15 | 358.15 | 333.25 | 308.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 418.25 | 407.45 | 380.35 | 353.15 | 326.15 | 298.95 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 418.45 | 407.55 | 379.95 | 352.35 | 324.85 | 297.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 418.85 | 408.05 | 380.85 | 353.75 | 326.65 | 299.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 419.05 | 408.25 | 381.05 | 353.95 | 326.85 | 299.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 419.75 | 408.95 | 381.75 | 354.65 | — | 300.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 419.75 | 408.95 | 381.75 | 354.65 | — | 300.35 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 419.95 | 409.15 | 381.95 | 354.65 | 327.55 | 300.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 422.95 | 412.15 | 384.95 | 357.85 | 330.75 | 303.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 423.35 | 412.55 | 385.35 | 358.25 | — | 304.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 423.85 | 413.05 | 385.85 | 358.75 | 331.65 | 304.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 425.75 | 414.75 | 387.15 | 359.55 | 332.05 | 304.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 426.25 | 415.35 | 387.95 | 360.45 | 333.15 | 305.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 426.95 | 416.15 | 388.95 | 361.85 | 334.75 | 307.55 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 427.75 | 416.95 | 389.65 | 362.35 | 335.15 | 310.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 427.95 | 417.15 | 389.95 | 362.85 | 335.75 | 308.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 427.95 | 417.15 | 389.95 | 362.85 | 335.75 | 308.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 427.95 | 417.15 | 389.95 | 362.85 | 335.75 | 308.65 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 430.55 | 419.65 | 392.05 | 364.45 | 336.95 | 309.35 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 431.05 | 420.15 | 392.75 | 365.25 | 337.95 | 310.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 431.35 | 420.45 | 393.25 | 365.95 | 338.75 | 311.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 433.35 | 422.55 | 395.35 | 368.25 | 341.15 | 314.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 433.35 | 422.55 | 395.35 | 368.25 | 341.15 | 314.05 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 433.65 | 422.55 | 394.95 | 367.15 | 339.45 | 311.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 434.65 | 423.85 | 396.75 | 369.55 | 342.55 | 315.35 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 435.25 | 424.45 | 397.15 | 369.85 | 342.65 | 318.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 435.85 | 424.95 | 397.65 | 370.45 | 343.15 | 315.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 437.15 | 426.35 | 399.25 | 372.05 | 345.05 | 329.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 437.15 | 426.35 | 399.25 | 372.05 | 345.05 | 329.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 437.65 | 426.85 | 399.75 | 372.55 | — | 318.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 437.85 | 426.95 | 404.75 | 377.55 | 355.35 | 328.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 437.85 | 431.85 | 409.55 | 382.45 | 355.35 | 328.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 437.85 | 426.95 | 404.75 | 377.55 | 345.65 | 318.45 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 437.95 | 428.25 | 403.15 | 378.45 | 353.35 | 328.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 439.65 | 428.95 | 401.75 | 374.55 | 347.55 | 338.95 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 441.00 | 430.00 | 402.60 | 375.20 | 347.75 | 320.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 441.05 | 430.15 | 402.95 | 375.65 | 348.35 | 321.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 441.55 | 430.65 | 403.45 | 376.15 | 348.85 | 321.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 442.45 | 431.75 | 404.75 | 377.35 | 350.35 | 323.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 444.55 | 433.70 | 406.55 | 379.40 | 352.25 | 325.10 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 445.05 | 434.75 | 409.25 | 383.15 | 357.45 | 331.95 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 445.70 | 434.75 | 407.35 | 379.90 | 352.50 | 325.10 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 446.65 | 435.75 | 408.55 | 381.25 | 353.95 | 326.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 450.35 | 439.65 | 412.65 | 385.25 | 358.25 | 331.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 450.35 | 440.15 | 414.55 | 388.55 | 362.85 | 337.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 450.65 | 439.85 | 412.65 | 385.55 | 358.45 | 331.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 451.25 | 440.35 | 413.05 | 385.75 | 358.55 | 331.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 451.25 | 440.35 | 413.05 | 385.75 | 358.55 | 331.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 452.65 | 441.95 | 415.05 | 387.55 | 360.65 | 333.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 452.65 | 441.95 | 415.05 | 387.55 | 360.65 | 333.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 453.05 | 442.35 | 415.35 | 387.95 | 360.95 | 333.95 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 454.75 | 444.05 | 416.85 | 389.75 | 362.65 | 335.45 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 456.85 | 446.05 | 418.85 | 391.65 | 364.45 | 337.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 457.25 | 446.45 | 424.15 | 397.05 | 365.05 | 337.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 457.25 | 451.05 | 419.05 | 391.85 | 364.55 | 337.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 457.55 | 446.75 | 419.55 | 392.45 | 365.35 | 338.15 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 457.65 | 446.95 | 419.75 | 392.65 | 365.55 | 338.35 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 459.55 | 448.75 | 423.25 | 397.25 | 371.25 | 345.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 459.75 | 448.65 | 420.95 | 393.25 | 365.55 | 337.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 462.15 | 456.15 | 433.85 | 406.75 | 379.65 | 352.55 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 469.45 | 458.45 | 431.05 | 403.65 | 376.20 | 348.80 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 469.55 | 458.85 | 431.65 | 404.45 | 377.45 | 350.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 471.45 | 460.65 | 433.55 | 406.35 | 379.25 | 352.15 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 471.65 | 460.95 | 433.95 | 406.55 | 379.55 | 352.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 471.65 | 460.75 | 433.55 | 406.25 | 379.05 | 351.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 473.55 | 462.75 | 435.65 | 408.45 | — | 354.25 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 474.15 | 463.25 | 435.85 | 408.35 | 381.05 | 353.55 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 476.35 | 465.65 | 438.45 | 411.25 | 384.25 | 357.35 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 480.25 | 469.95 | 443.45 | 417.15 | 390.65 | 364.35 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 481.55 | 470.65 | 443.05 | 415.45 | 387.95 | 360.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 481.55 | 470.75 | 443.65 | 416.45 | 389.35 | 362.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 481.55 | 475.35 | 443.35 | 416.15 | 388.85 | 361.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 481.95 | 471.05 | 443.75 | 416.55 | 389.25 | 361.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 487.05 | 476.15 | 448.85 | 421.65 | 394.35 | 367.15 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 492.35 | 481.65 | 454.65 | 427.25 | 400.25 | 373.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 493.75 | 483.45 | 457.95 | 431.85 | 406.25 | 380.65 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 495.15 | 484.35 | 457.05 | 429.75 | 402.55 | 375.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 497.45 | 486.65 | 459.55 | 432.35 | 405.25 | 378.15 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 500.75 | 490.05 | 463.15 | 435.65 | 408.75 | 381.75 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 504.20 | 495.05 | 468.55 | 438.05 | 407.45 | 376.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 505.25 | 494.35 | 467.15 | 439.85 | 412.55 | 385.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 506.35 | 495.65 | 468.65 | 441.25 | 414.25 | 387.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 507.55 | 496.65 | 469.35 | 442.05 | 414.85 | 387.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 509.25 | 498.55 | 471.55 | 444.15 | 417.15 | 390.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 527.55 | 516.85 | 489.85 | 462.45 | 435.45 | 408.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 560.05 | 549.35 | 522.45 | 494.95 | 468.05 | 441.05 |

122 offers from 26 health insurers.: https://praemiencheck.onedoc.ch/en/nw/hergiswil/adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/nw/hergiswil/adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/nw/hergiswil/adult/no-accident.md

## With accident cover: from 282.00 to 602.55 CHF a month depending on the deductible and the model

122 offers from 26 health insurers. With a deductible of 300 CHF, the cheapest is **394.45 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 602.55 CHF with Groupe Mutuel – Mutuel (Standard model).

Lowest premium:
- 300 CHF: 394.45 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/nw/hergiswil/adult/with-accident/deductible-300/
- 500 CHF: 384.35 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/nw/hergiswil/adult/with-accident/deductible-500/
- 1'000 CHF: 359.15 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/nw/hergiswil/adult/with-accident/deductible-1000/
- 1'500 CHF: 333.85 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/nw/hergiswil/adult/with-accident/deductible-1500/
- 2'000 CHF: 308.65 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/nw/hergiswil/adult/with-accident/deductible-2000/
- 2'500 CHF: 282.00 CHF (Sanitas, TelMed Basic) — https://praemiencheck.onedoc.ch/en/nw/hergiswil/adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 394.45 | 384.35 | 359.15 | 333.85 | 308.65 | 283.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 410.30 | 398.65 | 369.50 | 340.30 | 311.15 | 282.00 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 415.10 | 403.45 | 374.30 | 345.10 | 315.95 | 286.80 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 417.55 | 406.85 | 380.15 | 353.45 | 326.75 | 300.15 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 419.85 | 409.05 | 382.25 | 355.45 | 328.55 | 301.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 426.15 | 419.45 | 385.25 | 356.15 | 326.95 | 297.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 427.15 | 420.55 | 386.35 | 357.15 | 328.05 | 298.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 427.65 | 416.05 | 386.85 | 357.65 | 328.55 | 299.35 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 427.85 | 417.75 | 392.35 | 367.05 | 341.65 | 308.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 430.35 | 418.75 | 389.55 | 360.35 | 331.25 | 302.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 431.05 | 419.45 | 390.25 | 361.05 | 331.95 | 302.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 432.35 | 420.75 | 391.55 | 362.35 | — | 304.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 432.35 | 425.65 | 391.55 | 362.35 | 333.15 | 304.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 432.35 | 425.65 | 391.55 | 362.35 | 333.15 | 304.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 432.85 | 421.25 | 392.05 | 362.85 | 333.75 | 304.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 434.40 | 422.75 | 393.60 | 364.40 | 335.25 | 306.10 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 435.85 | 424.25 | 395.05 | 365.85 | 336.75 | 307.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 439.25 | 427.60 | 398.45 | 369.25 | 340.10 | 310.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 440.15 | 428.55 | 399.35 | 370.15 | 341.05 | 311.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 440.15 | 428.55 | 399.35 | 370.15 | 341.05 | 311.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 440.65 | 429.05 | 399.85 | 370.65 | 341.55 | 312.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 440.65 | 429.05 | 399.85 | 370.65 | 341.55 | 312.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 442.55 | 430.95 | 401.75 | 372.55 | 343.45 | 314.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 442.75 | 436.05 | 401.95 | 372.75 | 343.55 | 314.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 443.05 | 431.45 | 402.25 | 373.05 | 343.95 | 314.75 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 443.65 | 432.05 | 402.85 | 373.65 | 344.55 | 315.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 444.05 | 432.40 | 403.25 | 374.05 | 344.90 | 315.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 444.05 | 432.40 | 403.25 | 374.05 | 344.90 | 315.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 444.05 | 432.40 | 403.25 | 374.05 | 344.90 | 315.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 445.75 | 434.15 | 404.95 | 375.75 | 346.65 | 317.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 446.65 | 434.95 | 405.85 | 376.65 | 347.45 | 318.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 446.65 | 434.95 | 405.85 | 376.65 | 347.45 | 318.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 446.65 | 434.95 | 405.85 | 376.65 | 347.45 | 318.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 447.65 | 435.95 | 412.05 | 382.85 | 348.45 | 319.25 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 447.75 | 436.15 | 406.95 | 377.85 | 348.65 | 319.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 449.15 | 437.55 | 408.35 | 379.15 | 350.05 | 320.85 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 449.85 | 439.05 | 412.25 | 385.45 | 358.65 | 331.85 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 449.85 | 439.05 | 412.25 | 385.45 | 358.65 | 331.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 450.05 | 438.45 | 409.25 | 380.05 | 350.95 | 321.75 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 450.65 | 439.05 | 409.85 | 380.65 | 351.55 | 322.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 450.65 | 439.05 | 409.85 | 380.65 | 351.55 | 322.35 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 450.75 | 439.15 | 409.95 | 380.75 | 351.65 | 322.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 450.85 | 439.25 | 410.05 | 380.85 | 351.75 | 322.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 451.65 | 440.05 | 410.85 | 381.65 | — | 323.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 451.65 | 440.05 | 410.85 | 381.65 | — | 323.35 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 453.85 | 442.25 | 413.05 | 383.85 | 354.75 | 325.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 455.05 | 443.45 | 414.25 | 385.05 | 355.95 | 326.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 455.55 | 443.95 | 414.75 | 385.55 | — | 327.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 455.85 | 444.25 | 415.05 | 385.85 | 356.75 | 327.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 456.05 | 444.45 | 415.25 | 386.05 | 356.95 | 327.75 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 456.75 | 445.05 | 415.95 | 386.75 | 357.55 | 328.45 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 457.85 | 446.25 | 417.05 | 387.85 | 358.75 | 332.85 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 458.85 | 447.25 | 418.05 | 388.85 | 359.75 | 330.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 459.35 | 447.75 | 418.55 | 389.35 | 360.25 | 331.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 460.45 | 448.85 | 419.65 | 390.45 | 361.35 | 332.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 460.45 | 448.85 | 419.65 | 390.45 | 361.35 | 332.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 460.45 | 448.85 | 419.65 | 390.45 | 361.35 | 332.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 461.85 | 450.25 | 421.05 | 391.85 | 362.75 | 333.55 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 465.85 | 454.25 | 425.05 | 395.85 | 366.75 | 340.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 466.25 | 454.65 | 425.45 | 396.25 | 367.15 | 337.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 466.25 | 454.65 | 425.45 | 396.25 | 367.15 | 337.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 466.65 | 455.05 | 425.85 | 396.65 | 367.55 | 338.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 467.75 | 456.15 | 426.95 | 397.75 | 368.65 | 339.45 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 469.45 | 457.75 | 428.60 | 399.45 | 370.25 | 341.10 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 470.45 | 458.85 | 429.65 | 400.45 | 371.35 | 354.15 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 470.45 | 458.85 | 429.65 | 400.45 | 371.35 | 354.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 470.95 | 459.35 | 430.15 | 400.95 | — | 342.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 471.15 | 459.45 | 435.55 | 406.35 | 382.45 | 353.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 471.15 | 464.75 | 440.75 | 411.55 | 382.45 | 353.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 471.15 | 459.45 | 435.55 | 406.35 | 371.95 | 342.85 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 471.25 | 460.75 | 433.85 | 407.25 | 380.25 | 353.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 472.25 | 460.55 | 431.45 | 402.25 | 373.05 | 343.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 472.75 | 461.15 | 431.95 | 402.75 | 373.65 | 344.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 473.15 | 461.55 | 432.35 | 403.15 | 374.05 | 364.85 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 474.50 | 462.80 | 433.65 | 404.50 | 375.30 | 346.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 476.15 | 464.65 | 435.65 | 406.15 | 377.15 | 348.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 477.85 | 466.20 | 437.05 | 407.85 | 378.70 | 349.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 478.25 | 466.55 | 437.45 | 408.25 | 379.05 | 349.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 478.85 | 467.85 | 440.35 | 412.35 | 384.75 | 357.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 483.15 | 471.45 | 442.25 | 413.15 | 383.95 | 354.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 483.15 | 471.45 | 442.25 | 413.15 | 383.95 | 354.75 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 484.15 | 472.55 | 443.35 | 414.15 | 385.05 | 355.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 484.65 | 473.15 | 444.15 | 414.65 | 385.65 | 356.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 484.65 | 473.65 | 446.15 | 418.15 | 390.55 | 363.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 484.85 | 473.25 | 444.05 | 414.85 | 385.75 | 356.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 487.15 | 475.65 | 446.65 | 417.15 | 388.15 | 359.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 487.15 | 475.65 | 446.65 | 417.15 | 388.15 | 359.15 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 487.45 | 475.95 | 446.95 | 417.45 | 388.45 | 359.45 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 489.35 | 477.75 | 448.55 | 419.35 | 390.25 | 361.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 489.55 | 482.85 | 448.75 | 419.55 | 390.35 | 361.25 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 490.25 | 478.65 | 449.45 | 420.25 | 391.15 | 361.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 492.05 | 480.35 | 456.45 | 427.25 | 392.85 | 363.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 492.25 | 480.65 | 451.45 | 422.25 | 393.15 | 363.95 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 492.45 | 480.85 | 451.65 | 422.55 | 393.35 | 364.15 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 494.45 | 482.85 | 455.45 | 427.45 | 399.55 | 371.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 497.25 | 490.85 | 466.95 | 437.75 | 408.55 | 379.45 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 499.70 | 488.05 | 458.85 | 429.70 | 400.55 | 371.35 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 504.75 | 493.15 | 463.95 | 434.75 | 405.65 | 376.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 505.05 | 493.35 | 464.15 | 435.05 | 405.85 | 376.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 505.25 | 493.65 | 464.45 | 435.25 | 406.15 | 376.95 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 507.25 | 498.05 | 471.40 | 440.70 | 409.95 | 379.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 507.25 | 495.65 | 466.45 | 437.25 | 408.15 | 378.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 507.55 | 496.05 | 467.05 | 437.55 | 408.55 | 379.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 509.55 | 497.95 | 468.75 | 439.55 | — | 381.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 509.85 | 498.25 | 469.05 | 439.85 | 410.75 | 381.55 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 511.25 | 500.25 | 472.05 | 444.05 | 415.85 | 387.85 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 512.55 | 501.05 | 471.75 | 442.55 | 413.45 | 384.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 515.55 | 508.85 | 474.75 | 445.55 | 416.35 | 387.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 515.95 | 504.25 | 475.15 | 445.95 | 416.75 | 387.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 518.15 | 506.55 | 477.35 | 448.15 | 419.05 | 389.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 521.45 | 509.75 | 480.65 | 451.45 | 422.25 | 393.15 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 529.75 | 518.25 | 489.25 | 459.75 | 430.75 | 401.75 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 529.95 | 518.35 | 489.15 | 459.95 | 430.85 | 401.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 531.25 | 520.25 | 492.75 | 464.75 | 437.15 | 409.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 535.25 | 523.65 | 494.45 | 465.25 | 436.15 | 406.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 538.85 | 527.35 | 498.35 | 468.85 | 439.85 | 410.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 540.95 | 529.25 | 500.15 | 470.95 | 441.75 | 412.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 543.35 | 531.65 | 502.55 | 473.35 | 444.15 | 415.05 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 544.75 | 533.25 | 504.25 | 474.75 | 445.75 | 416.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 547.95 | 536.45 | 507.45 | 477.95 | 448.95 | 419.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 567.55 | 556.05 | 527.05 | 497.55 | 468.55 | 439.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 602.55 | 591.05 | 562.05 | 532.55 | 503.55 | 474.55 |

122 offers from 26 health insurers.: https://praemiencheck.onedoc.ch/en/nw/hergiswil/adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/nw/hergiswil/adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/nw/hergiswil/adult/with-accident.md

\* insurer’s default model

Last modified: 29/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Hergiswil for an adult aged 26 or over?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/nw/hergiswil/adult/no-accident/): Agrisano (AGRIsmart) at 374.45 CHF a month with a [deductible of 300 CHF](https://praemiencheck.onedoc.ch/en/nw/hergiswil/adult/no-accident/deductible-300/), and Sanitas (TelMed Basic) at 262.20 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/nw/hergiswil/adult/no-accident/deductible-2500/). [With accident cover](https://praemiencheck.onedoc.ch/en/nw/hergiswil/adult/with-accident/): Agrisano (AGRIsmart) at 394.45 CHF, and Sanitas (TelMed Basic) at 282.00 CHF.

### How much does accident cover cost in basic insurance in Hergiswil?

For an adult aged 26 or over with Agrisano (AGRIsmart), the premium rises from 374.45 CHF a month [without accident cover](https://praemiencheck.onedoc.ch/en/nw/hergiswil/adult/no-accident/) to 394.45 CHF with accident cover, at the 300 CHF deductible: 20.00 CHF a month, 240.00 CHF a year. You only need this cover if you are not already fully insured for accidents under the [Accident Insurance Act (UVG/LAA)](https://www.fedlex.admin.ch/eli/cc/1982/1676_1676_1676/en). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 379.20 CHF at Agrisano (AGRIsmart) gives 374.45 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/nw/hergiswil/adult/

## Related pages

- Without accident cover: from 262.20 to 560.05 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/nw/hergiswil/adult/no-accident/
- With accident cover: from 282.00 to 602.55 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/nw/hergiswil/adult/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/nw/hergiswil/adult/ — replace `nw` with your canton’s two-letter code (ge, vd, zh…) and `hergiswil` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.