# Health insurance premiums 2026 in Val-de-Travers (NE), for an adult aged 26 or over who wants a deductible of 2'000 CHF with accident cover

_Compulsory basic health insurance (KVG/LAMal) · adult (26 and over) · with accident cover · monthly premiums in CHF_

In [Val-de-Travers](https://praemiencheck.onedoc.ch/en/ne/val-de-travers/) ([canton Neuchâtel](https://praemiencheck.onedoc.ch/en/ne/)), in 2026, for [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/ne/val-de-travers/adult/) with a 2'000 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/ne/val-de-travers/adult/with-accident/), the cheapest monthly basic insurance premium is **457.95 CHF** with **SWICA** (FAVORIT SANTE model) and the most expensive is 689.75 CHF with Sympany (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2025 (2'000 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 557.05 | 545.45 | 523.15 | 493.95 | 457.95 | 428.75 | +2.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 563.25 | 551.65 | 522.45 | 493.25 | 464.15 | 434.95 | +2.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 564.15 | 552.55 | 523.35 | 494.15 | 465.05 | 435.85 | +2.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 567.55 | 555.95 | 526.75 | 497.55 | 468.45 | 439.25 | +4.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 569.85 | 558.25 | 529.05 | 499.85 | 470.75 | 441.55 | +4.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 569.85 | 558.25 | 529.05 | 499.85 | 470.75 | 441.55 | +4.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 569.85 | 558.25 | 529.05 | 499.85 | 470.75 | 441.55 | +4.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 571.45 | 559.85 | 530.65 | 501.45 | 472.35 | 443.15 | New tariff 2026 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 574.25 | 562.55 | 540.25 | 511.05 | 475.05 | 445.85 | +2.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 578.65 | 567.05 | 537.85 | 508.65 | 479.55 | 450.35 | +3.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 580.55 | 568.95 | 539.75 | 510.55 | 481.45 | 452.25 | +6.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 582.15 | 570.45 | 541.35 | 512.15 | 482.95 | 453.85 | New tariff 2026 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 583.05 | 571.45 | 542.25 | 513.05 | 483.95 | 454.75 | +4.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 583.05 | 571.45 | 542.25 | 513.05 | 483.95 | 454.75 | New tariff 2026 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 584.35 | 572.75 | 543.55 | 514.35 | 485.25 | 456.05 | +4.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | VIVA – Gesundheitsplan | 549.05 | 542.45 | 529.05 | 499.85 | 487.35 | 458.15 | New tariff 2026 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 587.75 | 576.15 | 546.95 | 517.75 | 488.65 | 459.45 | +3.5 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 587.75 | 576.25 | 547.25 | 517.75 | 488.75 | 459.75 | +4.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 589.05 | 577.45 | 548.25 | 519.05 | 489.95 | 460.75 | +0.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 592.00 | 580.40 | 551.20 | 522.00 | 492.90 | 463.70 | New tariff 2026 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 574.75 | 565.15 | 541.25 | 517.35 | 493.45 | 469.55 | +12.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 595.15 | 583.55 | 554.35 | 525.15 | 496.05 | 466.85 | New tariff 2026 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 595.15 | 583.55 | 554.35 | 525.15 | 496.05 | 466.85 | +4.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 596.35 | 584.75 | 555.55 | 526.35 | 497.25 | 468.05 | +4.2 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 591.95 | 581.65 | 555.55 | 529.55 | 497.45 | 469.15 | +4.7 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 581.85 | 572.15 | 547.95 | 523.75 | 499.45 | 475.35 | +12.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 600.75 | 594.05 | 559.95 | 530.75 | 501.55 | 472.45 | +8.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 600.85 | 589.15 | 559.95 | 530.85 | 501.65 | 472.45 | +6.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 602.35 | 590.75 | 561.55 | 532.35 | 503.25 | 474.05 | +3.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 602.95 | 591.35 | 562.15 | 532.95 | 503.85 | 474.65 | +4.2 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 603.75 | 592.15 | 562.95 | 533.75 | 504.65 | 475.45 | +5.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 603.75 | 592.15 | 562.95 | 533.75 | 504.65 | 475.45 | +5.7 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 588.85 | 579.05 | 554.65 | 530.05 | 505.55 | 481.15 | +12.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 605.25 | 593.75 | 564.75 | 535.25 | 506.25 | 477.25 | +6.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 606.45 | 594.85 | 565.65 | 536.45 | 507.35 | 490.15 | +3.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 602.95 | 591.35 | 570.15 | 540.95 | 511.85 | 499.65 | +4.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 605.05 | 593.45 | 571.15 | 541.95 | 512.75 | 483.65 | +4.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 612.15 | 600.65 | 571.65 | 542.15 | 513.15 | 484.15 | +6.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 608.65 | 597.65 | 570.15 | 542.15 | 514.55 | 487.05 | +6.8 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 614.65 | 603.05 | 573.85 | 544.65 | 515.55 | 486.35 | +3.7 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 617.85 | 606.25 | 577.05 | 547.85 | 518.75 | 489.55 | +5.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 617.95 | 606.35 | 577.15 | 547.95 | 518.85 | 489.65 | +5.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 618.85 | 607.35 | 578.35 | 548.85 | 519.85 | 490.85 | +4.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 619.25 | 607.65 | 578.45 | 549.25 | 520.15 | 490.95 | +7.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 619.55 | 607.95 | 578.75 | 549.55 | 520.45 | 491.25 | New tariff 2026 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 623.55 | 616.85 | 582.75 | 553.55 | 524.35 | 495.25 | +5.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 623.55 | 616.85 | 582.75 | 553.55 | 524.35 | 495.25 | +5.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 623.95 | 612.35 | 583.15 | 553.95 | 524.85 | 499.65 | +3.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 625.25 | 618.55 | 584.35 | 555.25 | 526.05 | 496.85 | +5.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 621.25 | 610.25 | 582.75 | 554.75 | 527.15 | 499.65 | +6.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 626.35 | 614.75 | 585.55 | 556.35 | 527.25 | 498.05 | New tariff 2026 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 632.15 | 625.45 | 591.35 | 562.15 | 532.95 | 503.85 | +5.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 625.65 | 613.95 | 591.65 | 562.55 | 533.35 | 504.15 | +4.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 633.20 | 621.60 | 592.40 | 563.20 | 534.10 | 504.90 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 633.20 | 621.60 | 592.40 | 563.20 | 534.10 | 504.90 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 633.25 | 621.65 | 592.45 | 563.25 | 534.15 | 504.95 | New tariff 2026 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 636.15 | 624.55 | 595.35 | 566.15 | 537.05 | 507.85 | +7.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 636.15 | 624.55 | 595.35 | 566.15 | 537.05 | 507.85 | +7.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 636.25 | 624.75 | 595.75 | 566.25 | 537.25 | 508.25 | +6.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 636.25 | 624.75 | 595.75 | 566.25 | 537.25 | 508.25 | +6.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 637.15 | 625.45 | 596.35 | 567.15 | 537.95 | 508.85 | −7.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 637.15 | 625.65 | 596.65 | 567.15 | 538.15 | 509.15 | +3.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 637.85 | 626.15 | 597.05 | 567.85 | 538.65 | 509.55 | −7.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 632.55 | 620.85 | 598.55 | 569.35 | 540.15 | 511.05 | +3.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 638.95 | 627.95 | 600.45 | 572.45 | 544.85 | 517.35 | +3.9 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 650.75 | 639.15 | 609.95 | 580.75 | 551.65 | 522.45 | +4.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 655.25 | 643.55 | 614.45 | 585.25 | 556.05 | 526.95 | New tariff 2026 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 655.85 | 644.25 | 615.05 | 585.85 | 556.75 | 527.55 | +4.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 659.05 | 647.55 | 618.55 | 589.05 | 560.05 | 531.05 | +3.9 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 666.25 | 654.75 | 625.75 | 596.25 | 567.25 | 538.25 | +6.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 668.55 | 656.95 | 627.75 | 598.55 | 569.45 | 540.25 | +4.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 669.85 | 658.25 | 629.05 | 599.85 | 570.75 | 541.55 | +7.3 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 677.15 | 665.55 | 636.35 | 607.15 | 578.05 | 548.85 | +3.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 680.45 | 668.85 | 639.65 | 610.45 | 581.35 | 552.15 | +2.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 680.65 | 673.95 | 639.75 | 610.65 | 581.45 | 552.25 | +5.6 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 681.05 | 669.45 | 640.25 | 611.15 | 581.95 | 552.75 | +4.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 681.25 | 669.65 | 640.45 | 611.25 | 582.15 | 552.95 | +2.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 682.05 | 670.35 | 641.25 | 612.05 | 582.85 | 553.75 | +6.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 685.65 | 674.05 | 644.85 | 615.65 | 586.55 | 557.35 | +19.3 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 685.65 | 674.05 | 644.85 | 615.65 | 586.55 | 557.35 | +19.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 687.55 | 680.85 | 646.75 | 617.55 | 588.35 | 559.25 | +5.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 689.45 | 677.75 | 648.65 | 619.45 | 590.25 | 561.15 | +6.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 691.45 | 679.75 | 650.65 | 621.45 | 592.25 | 563.15 | −14.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 692.35 | 680.85 | 651.85 | 622.35 | 593.35 | 564.35 | +6.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 693.85 | 682.25 | 653.05 | 623.85 | 594.75 | 565.55 | +1.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 701.55 | 689.85 | 660.75 | 631.55 | 602.35 | 573.25 | +17.6 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 702.05 | 690.35 | 661.25 | 632.05 | 602.85 | 573.75 | +11.2 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 702.85 | 691.25 | 662.05 | 632.85 | 603.75 | 574.55 | +4.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 704.25 | 692.55 | 663.35 | 634.25 | 605.05 | 575.85 | +6.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 709.45 | 697.85 | 668.65 | 639.45 | 610.35 | 581.15 | +17.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 724.65 | 713.15 | 684.15 | 654.65 | 625.65 | 596.65 | +3.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 726.35 | 714.65 | 685.55 | 656.35 | 627.15 | 598.05 | +6.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 733.35 | 721.65 | 692.45 | 663.35 | 634.15 | 604.95 | +17.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 733.75 | 722.05 | 692.95 | 663.75 | 634.55 | 605.45 | +6.5 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 736.45 | 724.85 | 695.65 | 666.45 | 637.35 | 608.15 | +3.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 744.95 | 733.45 | 704.45 | 674.95 | 645.95 | 616.95 | +6.3 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 759.25 | 747.75 | 718.45 | 689.25 | 660.15 | 631.25 | +7.0 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 759.85 | 748.35 | 721.60 | 691.00 | 663.45 | 637.45 | +9.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 788.85 | 777.25 | 748.05 | 718.85 | 689.75 | 660.55 | +17.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 639.35 | 627.75 | 598.55 | 569.35 | — | 511.05 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 671.55 | 659.95 | 630.75 | 601.55 | — | 543.25 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 671.55 | 659.95 | 630.75 | 601.55 | — | 543.25 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 678.05 | 666.45 | 637.25 | 608.05 | — | 549.75 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 723.15 | 711.55 | 682.35 | 653.15 | — | 594.85 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 768.35 | 756.75 | 727.55 | 698.35 | — | 640.05 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Val-de-Travers for an adult aged 26 or over with a deductible of 2'000 CHF, with accident cover?

In 2026, [with accident cover](https://praemiencheck.onedoc.ch/en/ne/val-de-travers/adult/with-accident/), the cheapest offer in [Val-de-Travers](https://praemiencheck.onedoc.ch/en/ne/val-de-travers/) is SWICA (FAVORIT SANTE) at 457.95 CHF a month. The cheapest standard model (free choice of doctor) is Atupri (Standard model) at 551.65 CHF a month.

### How much does health insurance cost in Val-de-Travers in 2026 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/ne/val-de-travers/adult/) with a deductible of 2'000 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/ne/val-de-travers/adult/with-accident/), monthly premiums run from 457.95 CHF (SWICA, FAVORIT SANTE) to 689.75 CHF (Sympany, Standard model): 105 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 523.85 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Val-de-Travers for an adult aged 26 or over with accident cover?

On the cheapest offer (SWICA, FAVORIT SANTE), the premium goes from 557.05 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ne/val-de-travers/adult/with-accident/deductible-300/) to 428.75 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ne/val-de-travers/adult/with-accident/deductible-2500/): 128.30 CHF less a month, 1'539.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 2'011 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Val-de-Travers for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 2'000 CHF and with accident cover, the cheapest premium per model is: standard model 551.65 CHF (Atupri), family doctor / HMO 457.95 CHF (SWICA), flexible model 468.45 CHF (Assura), telemedicine 464.15 CHF (Helsana).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 463.10 CHF at SWICA (FAVORIT SANTE) gives 457.95 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Val-de-Travers is in region 0 of canton Neuchâtel.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ne/val-de-travers/adult/with-accident/deductible-300/

## Related pages

- Health insurance premiums 2026 in Val-de-Travers (NE): every situation: https://praemiencheck.onedoc.ch/en/ne/val-de-travers/
- Premiums 2026 in Val-de-Travers (NE), adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/ne/val-de-travers/adult/
- Premiums 2026 in Val-de-Travers (NE), adult, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/ne/val-de-travers/adult/with-accident/
- Child: https://praemiencheck.onedoc.ch/en/ne/val-de-travers/child/
- Young adult: https://praemiencheck.onedoc.ch/en/ne/val-de-travers/young-adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/ne/val-de-travers/adult/no-accident/deductible-2000/
- Deductible Premiums 2026 in Val-de-Travers (NE), adult, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ne/val-de-travers/adult/with-accident/deductible-300/
- Deductible Premiums 2026 in Val-de-Travers (NE), adult, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ne/val-de-travers/adult/with-accident/deductible-500/
- Deductible Premiums 2026 in Val-de-Travers (NE), adult, deductible of 1'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ne/val-de-travers/adult/with-accident/deductible-1000/
- Deductible Premiums 2026 in Val-de-Travers (NE), adult, deductible of 1'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ne/val-de-travers/adult/with-accident/deductible-1500/
- Deductible Premiums 2026 in Val-de-Travers (NE), adult, deductible of 2'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ne/val-de-travers/adult/with-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/ne/val-de-travers/adult/with-accident/deductible-300/ — replace `ne` with your canton’s two-letter code (ge, vd, zh…), `val-de-travers` with your municipality, `adult` with `child` or `young-adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-2000` with `deductible-2500` for another deductible. Markdown version: add `.md`.