# Health insurance premiums 2026 in Les Planchettes (NE), for a young adult aged 19 to 25 who wants a deductible of 2'000 CHF with accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · with accident cover · monthly premiums in CHF_

In [Les Planchettes](https://praemiencheck.onedoc.ch/en/ne/les-planchettes/) ([canton Neuchâtel](https://praemiencheck.onedoc.ch/en/ne/)), in 2026, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/ne/les-planchettes/young-adult/) with a 2'000 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/ne/les-planchettes/young-adult/with-accident/), the cheapest monthly basic insurance premium is **310.90 CHF** with **Sanitas** (Family doctor 1 model) and the most expensive is 533.45 CHF with sana24 (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2025 (2'000 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 410.00 | 398.40 | 369.20 | 340.00 | 310.90 | 281.70 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 410.05 | 398.45 | 369.25 | 340.05 | 310.95 | 281.75 | New tariff 2026 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 410.75 | 399.15 | 369.95 | 340.75 | 311.65 | 282.45 | −8.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 414.35 | 402.75 | 373.55 | 344.35 | 315.25 | 286.05 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 414.35 | 402.75 | 373.55 | 344.35 | 315.25 | 286.05 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 414.35 | 402.75 | 373.55 | 344.35 | 315.25 | 286.05 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 414.45 | 402.85 | 373.65 | 344.45 | 315.35 | 286.15 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 414.45 | 402.85 | 373.65 | 344.45 | 315.35 | 286.15 | New tariff 2026 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 420.35 | 408.85 | 379.85 | 350.35 | 321.35 | 292.35 | −0.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 421.85 | 410.25 | 381.05 | 351.85 | 322.75 | 293.55 | +2.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 424.45 | 412.85 | 383.65 | 354.45 | 325.35 | 296.15 | +5.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 427.35 | 415.75 | 386.55 | 357.35 | 328.25 | 299.05 | +2.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 427.75 | 416.25 | 387.25 | 357.75 | 328.75 | 299.75 | −0.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 430.25 | 418.75 | 389.75 | 360.25 | 331.25 | 302.25 | −0.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 432.65 | 421.05 | 391.85 | 362.65 | 333.55 | 304.35 | +3.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 434.15 | 422.55 | 393.35 | 364.15 | 335.05 | 305.85 | +6.7 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 418.25 | 408.65 | 384.75 | 360.85 | 336.85 | 313.05 | +13.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 437.05 | 425.45 | 396.25 | 367.05 | 337.95 | 308.75 | +5.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 439.55 | 427.95 | 398.75 | 369.55 | 340.45 | 311.25 | +3.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 437.15 | 425.45 | 409.15 | 379.95 | 340.55 | 311.35 | +2.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 440.05 | 428.55 | 399.55 | 370.05 | 341.05 | 312.05 | −0.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 423.35 | 413.65 | 389.55 | 365.25 | 341.05 | 316.85 | +13.4 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 443.65 | 432.05 | 402.85 | 373.65 | 344.55 | 315.35 | +6.7 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 428.55 | 418.75 | 394.25 | 369.75 | 345.25 | 320.75 | +13.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 445.15 | 433.55 | 404.35 | 375.15 | 346.05 | 316.85 | New tariff 2026 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 445.15 | 433.55 | 404.35 | 375.15 | 346.05 | 316.85 | +5.1 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 436.75 | 426.45 | 400.35 | 374.35 | 346.35 | 317.45 | +5.0 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 446.45 | 434.85 | 405.65 | 376.45 | 347.35 | 318.15 | +7.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 449.55 | 437.95 | 408.75 | 379.55 | 350.45 | 321.25 | +2.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 451.55 | 439.95 | 410.75 | 381.55 | 352.45 | 323.25 | +6.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 451.55 | 439.95 | 410.75 | 381.55 | 352.45 | 323.25 | +6.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 453.55 | 441.95 | 412.75 | 383.55 | 354.45 | 334.25 | +4.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 454.85 | 443.25 | 414.05 | 384.85 | 355.75 | 326.55 | +4.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 454.85 | 443.25 | 414.05 | 384.85 | 355.75 | 326.55 | +4.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 454.85 | 443.25 | 414.05 | 384.85 | 355.75 | 326.55 | +4.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | VIVA – Gesundheitsplan | 423.95 | 417.25 | 399.15 | 369.95 | 355.85 | 326.65 | +5.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 450.95 | 439.35 | 416.15 | 386.95 | 357.85 | 342.65 | +4.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 457.65 | 451.15 | 421.95 | 392.85 | 358.55 | 329.35 | +2.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 459.65 | 448.05 | 418.85 | 389.65 | 360.55 | 331.35 | +3.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 462.15 | 450.55 | 421.35 | 392.15 | 363.05 | 333.85 | +6.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 465.45 | 453.85 | 424.65 | 395.45 | 366.35 | 337.15 | +4.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 465.45 | 453.85 | 424.65 | 395.45 | 366.35 | 337.15 | New tariff 2026 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 466.25 | 454.75 | 425.75 | 396.25 | 367.25 | 338.25 | +1.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 466.65 | 455.05 | 425.85 | 396.65 | 367.55 | 341.35 | +3.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 466.75 | 460.15 | 425.95 | 396.75 | 367.65 | 338.45 | +9.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 470.95 | 459.45 | 430.45 | 400.95 | 371.95 | 342.95 | +4.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 471.65 | 460.15 | 431.15 | 401.65 | 372.65 | 343.65 | +1.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 474.35 | 462.85 | 433.85 | 404.35 | 375.35 | 346.35 | +1.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 476.05 | 464.45 | 435.25 | 406.05 | 376.95 | 347.75 | +4.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 480.85 | 469.25 | 440.05 | 410.85 | 381.75 | 352.55 | +4.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 481.25 | 469.65 | 440.45 | 411.25 | 382.15 | 352.95 | +4.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 481.95 | 475.25 | 441.15 | 411.95 | 382.75 | 353.65 | +6.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 481.95 | 475.25 | 441.15 | 411.95 | 382.75 | 353.65 | +6.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 482.05 | 470.55 | 441.55 | 412.05 | 383.05 | 354.05 | +4.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 482.05 | 470.55 | 441.55 | 412.05 | 383.05 | 354.05 | +4.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 482.95 | 476.25 | 442.05 | 412.95 | 383.75 | 354.55 | +6.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 478.25 | 466.55 | 437.45 | 410.85 | 384.25 | 360.15 | +4.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 483.35 | 471.75 | 442.55 | 413.35 | 384.25 | 355.05 | +4.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 486.75 | 475.15 | 445.95 | 416.75 | 387.65 | 358.45 | +4.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 486.75 | 475.25 | 446.25 | 416.75 | 387.75 | 358.75 | −0.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 487.95 | 476.45 | 447.45 | 417.95 | 388.95 | 359.95 | +1.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 488.25 | 476.55 | 447.35 | 418.25 | 389.05 | 359.85 | New tariff 2026 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 494.35 | 482.75 | 453.55 | 424.35 | 395.25 | 366.05 | +7.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 498.35 | 486.75 | 457.55 | 428.35 | 399.25 | 370.05 | New tariff 2026 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 499.15 | 487.55 | 458.35 | 429.15 | 400.05 | 370.85 | +16.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 499.15 | 487.55 | 458.35 | 429.15 | 400.05 | 370.85 | +16.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 500.15 | 488.55 | 459.35 | 430.15 | 401.05 | 371.85 | +4.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 502.65 | 490.95 | 461.85 | 432.65 | 403.45 | 374.35 | −16.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 502.65 | 490.95 | 461.85 | 432.65 | 403.45 | 374.35 | −8.9 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 502.65 | 491.05 | 461.85 | 432.85 | 403.55 | 374.35 | +5.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 498.85 | 487.15 | 457.95 | 431.35 | 404.75 | 380.75 | +3.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 504.35 | 492.85 | 463.85 | 434.35 | 405.35 | 376.35 | +4.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 507.85 | 496.25 | 467.05 | 437.85 | 408.75 | 379.55 | +7.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 507.85 | 496.25 | 467.05 | 437.85 | 408.75 | 379.55 | +7.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 509.05 | 497.45 | 468.25 | 439.05 | 409.95 | 380.75 | +2.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 510.75 | 499.05 | 469.95 | 440.75 | 411.55 | 382.45 | +14.9 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 511.15 | 499.45 | 470.35 | 441.15 | 411.95 | 382.85 | +12.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 515.05 | 508.35 | 474.15 | 445.05 | 415.85 | 386.65 | +5.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 516.55 | 504.85 | 475.75 | 446.55 | 417.35 | 388.25 | +14.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 519.15 | 507.55 | 478.35 | 449.15 | 420.05 | 390.85 | +1.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 523.65 | 512.05 | 482.85 | 453.65 | 424.55 | 395.35 | +4.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 525.75 | 519.05 | 484.85 | 455.75 | 426.55 | 397.35 | +5.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 525.85 | 514.25 | 485.05 | 455.85 | 426.75 | 397.55 | +4.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 529.95 | 518.25 | 489.05 | 459.95 | 430.75 | 401.55 | −18.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 531.05 | 524.45 | 490.25 | 461.05 | 431.95 | 402.75 | +5.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 533.95 | 522.25 | 493.15 | 463.95 | 434.75 | 405.65 | +14.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 534.85 | 523.25 | 494.05 | 464.85 | 435.75 | 406.55 | +7.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 536.65 | 525.15 | 496.15 | 466.65 | 437.65 | 408.65 | +1.5 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 548.85 | 537.25 | 508.05 | 478.85 | 449.75 | 420.55 | +4.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 551.65 | 540.15 | 511.15 | 481.65 | 452.65 | 423.65 | +4.0 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 569.85 | 558.35 | 529.60 | 500.85 | 472.10 | 443.35 | +9.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 574.55 | 562.85 | 533.65 | 504.55 | 475.35 | 446.15 | +14.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 587.95 | 576.25 | 547.15 | 517.95 | 488.75 | 459.65 | +6.8 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 575.75 | 565.75 | 541.25 | 516.75 | 492.25 | 467.75 | +7.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 594.35 | 582.65 | 553.55 | 524.35 | 495.15 | 466.05 | +6.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 607.05 | 595.45 | 566.25 | 537.05 | 507.95 | 478.75 | +6.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 626.25 | 614.55 | 585.35 | 556.25 | 527.05 | 497.85 | +6.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 626.25 | 614.55 | 585.35 | 556.25 | 527.05 | 497.85 | +6.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 632.55 | 620.95 | 591.75 | 562.55 | 533.45 | 504.25 | +6.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 515.55 | 503.95 | 474.75 | 445.55 | — | 387.25 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 540.05 | 528.45 | 499.25 | 470.05 | — | 411.75 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 540.05 | 528.45 | 499.25 | 470.05 | — | 411.75 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 544.95 | 533.35 | 504.15 | 474.95 | — | 416.65 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 579.35 | 567.75 | 538.55 | 509.35 | — | 451.05 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 613.65 | 602.05 | 572.85 | 543.65 | — | 485.35 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Les Planchettes for a young adult aged 19 to 25 with a deductible of 2'000 CHF, with accident cover?

In 2026, [with accident cover](https://praemiencheck.onedoc.ch/en/ne/les-planchettes/young-adult/with-accident/), the cheapest offer in [Les Planchettes](https://praemiencheck.onedoc.ch/en/ne/les-planchettes/) is Sanitas (Family doctor 1) at 310.90 CHF a month.

### How much does health insurance cost in Les Planchettes in 2026 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/ne/les-planchettes/young-adult/) with a deductible of 2'000 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/ne/les-planchettes/young-adult/with-accident/), monthly premiums run from 310.90 CHF (Sanitas, Family doctor 1) to 533.45 CHF (sana24, Standard model): 105 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 359.35 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Les Planchettes for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (Sanitas, Family doctor 1), the premium goes from 410.00 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ne/les-planchettes/young-adult/with-accident/deductible-300/) to 281.70 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ne/les-planchettes/young-adult/with-accident/deductible-2500/): 128.30 CHF less a month, 1'539.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 2'011 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Les Planchettes for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 2'000 CHF and with accident cover, the cheapest premium per model is: standard model 328.25 CHF (Sanitas), family doctor / HMO 310.90 CHF (Sanitas), flexible model 315.35 CHF (Sanitas), telemedicine 310.95 CHF (Sanitas).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 316.05 CHF at Sanitas (Family doctor 1) gives 310.90 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Les Planchettes is in region 0 of canton Neuchâtel.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ne/les-planchettes/young-adult/with-accident/deductible-300/

## Related pages

- Health insurance premiums 2026 in Les Planchettes (NE): every situation: https://praemiencheck.onedoc.ch/en/ne/les-planchettes/
- Premiums 2026 in Les Planchettes (NE), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/ne/les-planchettes/young-adult/
- Premiums 2026 in Les Planchettes (NE), young adult, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/ne/les-planchettes/young-adult/with-accident/
- Child: https://praemiencheck.onedoc.ch/en/ne/les-planchettes/child/
- Adult: https://praemiencheck.onedoc.ch/en/ne/les-planchettes/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/ne/les-planchettes/young-adult/no-accident/deductible-2000/
- Deductible Premiums 2026 in Les Planchettes (NE), young adult, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ne/les-planchettes/young-adult/with-accident/deductible-300/
- Deductible Premiums 2026 in Les Planchettes (NE), young adult, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ne/les-planchettes/young-adult/with-accident/deductible-500/
- Deductible Premiums 2026 in Les Planchettes (NE), young adult, deductible of 1'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ne/les-planchettes/young-adult/with-accident/deductible-1000/
- Deductible Premiums 2026 in Les Planchettes (NE), young adult, deductible of 1'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ne/les-planchettes/young-adult/with-accident/deductible-1500/
- Deductible Premiums 2026 in Les Planchettes (NE), young adult, deductible of 2'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ne/les-planchettes/young-adult/with-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/ne/les-planchettes/young-adult/with-accident/deductible-300/ — replace `ne` with your canton’s two-letter code (ge, vd, zh…), `les-planchettes` with your municipality, `young-adult` with `child` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-2000` with `deductible-2500` for another deductible. Markdown version: add `.md`.