# Health insurance premiums 2026 in La Chaux-du-Milieu (NE), for an adult aged 26 or over who wants a deductible of 2'000 CHF without accident cover

_Compulsory basic health insurance (KVG/LAMal) · adult (26 and over) · without accident cover · monthly premiums in CHF_

In [La Chaux-du-Milieu](https://praemiencheck.onedoc.ch/en/ne/la-chaux-du-milieu/) ([canton Neuchâtel](https://praemiencheck.onedoc.ch/en/ne/)), in 2026, for [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/ne/la-chaux-du-milieu/adult/) with a 2'000 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/ne/la-chaux-du-milieu/adult/no-accident/), the cheapest monthly basic insurance premium is **425.55 CHF** with **SWICA** (FAVORIT SANTE model) and the most expensive is 659.45 CHF with vita surselva (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2025 (2'000 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 517.75 | 506.85 | 486.15 | 459.05 | 425.55 | 398.35 | +2.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 523.55 | 512.75 | 485.55 | 458.45 | 431.35 | 404.15 | +2.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 524.35 | 513.55 | 486.45 | 459.25 | 432.15 | 405.05 | +2.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 527.55 | 516.75 | 489.55 | 462.45 | 435.35 | 408.15 | +4.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 529.65 | 518.85 | 491.75 | 464.55 | 437.45 | 410.35 | +4.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 529.65 | 518.85 | 491.75 | 464.55 | 437.45 | 410.35 | +4.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 529.65 | 518.85 | 491.75 | 464.55 | 437.45 | 410.35 | +4.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 531.75 | 520.95 | 493.75 | 466.55 | 439.45 | 412.25 | New tariff 2026 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 533.65 | 522.85 | 502.05 | 474.95 | 441.45 | 414.35 | +2.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 541.95 | 531.15 | 503.95 | 476.85 | 449.75 | 422.65 | +4.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 541.95 | 531.15 | 503.95 | 476.85 | 449.75 | 422.65 | New tariff 2026 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 543.15 | 532.35 | 505.15 | 478.05 | 450.95 | 423.85 | +4.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 543.75 | 532.85 | 505.55 | 478.35 | 451.05 | 423.85 | New tariff 2026 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 546.25 | 535.55 | 508.65 | 481.15 | 454.25 | 427.25 | +4.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | VIVA – Gesundheitsplan | 512.85 | 506.65 | 494.15 | 466.85 | 455.15 | 427.85 | New tariff 2026 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 547.45 | 536.65 | 509.45 | 482.35 | 455.25 | 428.05 | +0.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 549.45 | 538.45 | 510.75 | 482.95 | 455.35 | 427.55 | +3.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 551.25 | 540.25 | 512.55 | 484.75 | 457.15 | 429.35 | +6.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 550.80 | 540.00 | 512.80 | 485.65 | 458.55 | 431.35 | New tariff 2026 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 553.15 | 542.35 | 515.25 | 488.05 | 461.05 | 433.85 | New tariff 2026 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 553.15 | 542.35 | 515.25 | 488.05 | 461.05 | 433.85 | +4.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 554.25 | 543.55 | 516.35 | 489.15 | 462.15 | 434.95 | +4.2 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 550.15 | 540.65 | 516.35 | 492.15 | 462.45 | 435.95 | +4.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 558.15 | 547.05 | 519.35 | 491.65 | 463.95 | 436.25 | +3.5 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 559.85 | 549.05 | 521.95 | 494.75 | 467.75 | 440.55 | +3.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 560.45 | 549.65 | 522.45 | 495.35 | 468.25 | 441.15 | +4.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 561.15 | 554.85 | 522.95 | 495.75 | 468.45 | 441.15 | +8.7 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 545.75 | 536.65 | 513.95 | 491.25 | 468.55 | 445.85 | +12.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 561.25 | 550.25 | 523.05 | 495.75 | 468.55 | 441.25 | +6.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 562.45 | 551.75 | 524.85 | 497.35 | 470.45 | 443.45 | +6.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 563.65 | 552.85 | 525.75 | 498.55 | 471.45 | 455.55 | +3.9 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 552.55 | 543.25 | 520.25 | 497.35 | 474.25 | 451.35 | +12.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 560.45 | 549.65 | 529.95 | 502.75 | 475.65 | 464.35 | +4.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 562.35 | 551.55 | 530.75 | 503.65 | 476.55 | 449.35 | +4.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 570.35 | 559.35 | 531.75 | 504.15 | 476.65 | 449.05 | +5.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 570.35 | 559.35 | 531.75 | 504.15 | 476.65 | 449.05 | +5.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 568.95 | 558.25 | 531.35 | 503.85 | 476.95 | 449.95 | +6.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 565.75 | 555.55 | 529.95 | 503.85 | 478.25 | 452.65 | +6.8 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 559.15 | 549.85 | 526.65 | 503.25 | 480.05 | 456.85 | +12.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 575.25 | 564.55 | 537.55 | 510.15 | 483.15 | 456.15 | +4.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 575.55 | 564.85 | 537.65 | 510.45 | 483.45 | 456.25 | +7.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 576.45 | 565.65 | 538.55 | 511.35 | 484.25 | 457.05 | New tariff 2026 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 577.45 | 566.55 | 539.25 | 511.95 | 484.75 | 457.45 | +4.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 579.95 | 569.15 | 541.95 | 514.85 | 487.75 | 464.35 | +3.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 583.65 | 572.65 | 544.95 | 517.15 | 489.55 | 461.75 | +3.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 582.45 | 576.25 | 544.25 | 517.05 | 489.75 | 462.55 | +5.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 582.45 | 576.25 | 544.25 | 517.05 | 489.75 | 462.55 | +5.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 577.35 | 567.15 | 541.55 | 515.55 | 489.85 | 464.35 | +6.4 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 583.75 | 572.75 | 545.15 | 517.55 | 490.05 | 462.45 | +5.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 582.80 | 572.00 | 544.80 | 517.60 | 490.50 | 463.35 | New tariff 2026 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 583.95 | 577.75 | 545.85 | 518.55 | 491.35 | 464.05 | +5.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 581.45 | 570.65 | 549.95 | 522.75 | 495.65 | 468.55 | +4.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 589.15 | 578.35 | 551.15 | 524.00 | 496.90 | 469.70 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 589.15 | 578.35 | 551.15 | 524.00 | 496.90 | 469.70 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 589.25 | 578.45 | 551.25 | 524.05 | 496.95 | 469.85 | New tariff 2026 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 590.45 | 584.25 | 552.35 | 525.05 | 497.85 | 470.55 | +5.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 591.35 | 580.55 | 553.35 | 526.25 | 499.15 | 471.95 | +7.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 591.35 | 580.55 | 553.35 | 526.25 | 499.15 | 471.95 | +7.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 591.35 | 580.65 | 553.65 | 526.25 | 499.25 | 472.35 | +6.4 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 591.35 | 580.65 | 553.65 | 526.25 | 499.25 | 472.35 | +6.4 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 592.15 | 581.45 | 554.55 | 527.05 | 500.05 | 473.15 | +3.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 587.85 | 577.05 | 556.25 | 529.15 | 502.05 | 474.95 | +3.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 595.15 | 584.25 | 556.95 | 529.75 | 502.45 | 475.25 | −6.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 595.85 | 584.95 | 557.65 | 530.35 | 503.15 | 475.85 | −6.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 593.85 | 583.65 | 558.05 | 532.05 | 506.35 | 480.75 | +3.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 609.65 | 598.85 | 571.65 | 544.55 | 517.45 | 490.35 | +4.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 612.05 | 601.15 | 573.95 | 546.65 | 519.35 | 492.15 | New tariff 2026 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 612.55 | 601.85 | 574.85 | 547.45 | 520.45 | 493.45 | +3.9 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 617.95 | 606.95 | 579.15 | 551.45 | 523.85 | 496.05 | +4.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 619.25 | 608.55 | 581.55 | 554.15 | 527.15 | 500.25 | +6.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 621.45 | 610.65 | 583.45 | 556.35 | 529.25 | 502.15 | +4.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 622.65 | 611.85 | 584.75 | 557.55 | 530.45 | 503.35 | +7.2 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 632.85 | 622.05 | 594.75 | 567.45 | 540.15 | 512.85 | +3.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 632.55 | 621.65 | 594.55 | 567.45 | 540.25 | 513.15 | +2.4 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 633.05 | 622.25 | 595.15 | 568.05 | 540.95 | 513.75 | +4.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 633.95 | 623.15 | 595.95 | 568.75 | 541.65 | 514.45 | +2.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 635.75 | 629.55 | 597.65 | 570.35 | 543.15 | 515.85 | +5.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 637.15 | 626.25 | 598.95 | 571.75 | 544.45 | 517.15 | +6.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 637.35 | 626.55 | 599.35 | 572.25 | 545.15 | 518.05 | +19.3 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 637.35 | 626.55 | 599.35 | 572.25 | 545.15 | 518.05 | +19.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 642.25 | 636.05 | 604.05 | 576.85 | 549.55 | 522.35 | +5.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 644.05 | 633.15 | 605.85 | 578.65 | 551.35 | 524.05 | +6.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 643.55 | 632.85 | 605.95 | 578.45 | 551.55 | 524.55 | +6.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 644.95 | 634.15 | 606.95 | 579.85 | 552.75 | 525.65 | +1.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 645.95 | 635.05 | 607.75 | 580.45 | 553.25 | 525.95 | −13.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 652.15 | 641.25 | 614.15 | 587.05 | 559.85 | 532.85 | +17.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 657.85 | 646.95 | 619.65 | 592.45 | 565.15 | 537.85 | +6.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 659.45 | 648.65 | 621.55 | 594.35 | 567.35 | 540.15 | +17.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 663.95 | 652.95 | 625.45 | 597.85 | 570.35 | 542.75 | +4.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 666.65 | 655.55 | 627.95 | 600.15 | 572.45 | 544.85 | +11.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 673.65 | 662.95 | 635.95 | 608.55 | 581.55 | 554.55 | +3.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 678.55 | 667.65 | 640.35 | 613.15 | 585.85 | 558.55 | +6.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 681.75 | 670.85 | 643.65 | 616.65 | 589.45 | 562.25 | +17.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 685.45 | 674.55 | 647.25 | 620.05 | 592.75 | 565.45 | +6.5 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 688.25 | 677.45 | 650.15 | 622.85 | 595.65 | 568.35 | +3.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 692.45 | 681.75 | 654.85 | 627.35 | 600.45 | 573.45 | +6.3 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 705.75 | 695.05 | 667.85 | 640.65 | 613.65 | 586.75 | +7.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 733.35 | 722.55 | 695.35 | 668.25 | 641.15 | 614.05 | +17.2 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 755.25 | 743.85 | 717.25 | 686.80 | 659.45 | 633.60 | +9.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 594.25 | 583.45 | 556.25 | 529.15 | — | 474.95 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 624.15 | 613.35 | 586.25 | 559.05 | — | 504.85 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 624.15 | 613.35 | 586.25 | 559.05 | — | 504.85 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 630.25 | 619.45 | 592.25 | 565.15 | — | 510.95 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 672.15 | 661.35 | 634.25 | 607.05 | — | 552.85 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 714.25 | 703.45 | 676.25 | 649.15 | — | 594.85 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in La Chaux-du-Milieu for an adult aged 26 or over with a deductible of 2'000 CHF, without accident cover?

In 2026, [without accident cover](https://praemiencheck.onedoc.ch/en/ne/la-chaux-du-milieu/adult/no-accident/), the cheapest offer in [La Chaux-du-Milieu](https://praemiencheck.onedoc.ch/en/ne/la-chaux-du-milieu/) is SWICA (FAVORIT SANTE) at 425.55 CHF a month. The cheapest standard model (free choice of doctor) is Helsana (Standard model) at 517.45 CHF a month.

### How much does health insurance cost in La Chaux-du-Milieu in 2026 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/ne/la-chaux-du-milieu/adult/) with a deductible of 2'000 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/ne/la-chaux-du-milieu/adult/no-accident/), monthly premiums run from 425.55 CHF (SWICA, FAVORIT SANTE) to 659.45 CHF (vita surselva, Standard model): 105 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 523.85 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in La Chaux-du-Milieu for an adult aged 26 or over without accident cover?

On the cheapest offer (SWICA, FAVORIT SANTE), the premium goes from 517.75 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ne/la-chaux-du-milieu/adult/no-accident/deductible-300/) to 398.35 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ne/la-chaux-du-milieu/adult/no-accident/deductible-2500/): 119.40 CHF less a month, 1'432.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'892 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in La Chaux-du-Milieu for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 2'000 CHF and without accident cover, the cheapest premium per model is: standard model 517.45 CHF (Helsana), family doctor / HMO 425.55 CHF (SWICA), flexible model 435.35 CHF (Assura), telemedicine 431.35 CHF (Helsana).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 430.70 CHF at SWICA (FAVORIT SANTE) gives 425.55 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: La Chaux-du-Milieu is in region 0 of canton Neuchâtel.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ne/la-chaux-du-milieu/adult/no-accident/deductible-300/

## Related pages

- Health insurance premiums 2026 in La Chaux-du-Milieu (NE): every situation: https://praemiencheck.onedoc.ch/en/ne/la-chaux-du-milieu/
- Premiums 2026 in La Chaux-du-Milieu (NE), adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/ne/la-chaux-du-milieu/adult/
- Premiums 2026 in La Chaux-du-Milieu (NE), adult, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/ne/la-chaux-du-milieu/adult/no-accident/
- Child: https://praemiencheck.onedoc.ch/en/ne/la-chaux-du-milieu/child/
- Young adult: https://praemiencheck.onedoc.ch/en/ne/la-chaux-du-milieu/young-adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/ne/la-chaux-du-milieu/adult/with-accident/deductible-2000/
- Deductible Premiums 2026 in La Chaux-du-Milieu (NE), adult, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ne/la-chaux-du-milieu/adult/no-accident/deductible-300/
- Deductible Premiums 2026 in La Chaux-du-Milieu (NE), adult, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ne/la-chaux-du-milieu/adult/no-accident/deductible-500/
- Deductible Premiums 2026 in La Chaux-du-Milieu (NE), adult, deductible of 1'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ne/la-chaux-du-milieu/adult/no-accident/deductible-1000/
- Deductible Premiums 2026 in La Chaux-du-Milieu (NE), adult, deductible of 1'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ne/la-chaux-du-milieu/adult/no-accident/deductible-1500/
- Deductible Premiums 2026 in La Chaux-du-Milieu (NE), adult, deductible of 2'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ne/la-chaux-du-milieu/adult/no-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/ne/la-chaux-du-milieu/adult/no-accident/deductible-300/ — replace `ne` with your canton’s two-letter code (ge, vd, zh…), `la-chaux-du-milieu` with your municipality, `adult` with `child` or `young-adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-2000` with `deductible-2500` for another deductible. Markdown version: add `.md`.