# Health insurance premiums 2027 in La Chaux-de-Fonds (NE), for a child aged 0 to 18, deductible of 400 CHF, with accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · with accident cover · monthly premiums in CHF_

In [La Chaux-de-Fonds](https://praemiencheck.onedoc.ch/en/ne/la-chaux-de-fonds/) ([canton Neuchâtel](https://praemiencheck.onedoc.ch/en/ne/)), in 2027, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/ne/la-chaux-de-fonds/child/) with a 400 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/ne/la-chaux-de-fonds/child/with-accident/), the cheapest monthly basic insurance premium is **104.35 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 218.25 CHF with Sympany (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2026 (400 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 123.65 | — | 113.95 | 109.15 | 104.35 | 99.55 | 94.75 | +0.6 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 125.95 | — | 116.15 | 111.25 | 106.35 | 101.45 | 96.55 | +1.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 130.25 | 124.45 | 118.65 | 112.75 | 106.95 | 101.15 | 95.25 | +6.5 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 126.75 | — | 116.85 | 111.95 | 107.05 | 102.05 | 97.15 | +0.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 131.05 | 125.25 | 119.45 | 113.55 | 107.75 | 101.95 | 96.05 | +6.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 133.85 | 128.05 | 122.25 | 116.35 | 110.55 | — | 98.85 | +7.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 135.05 | 129.25 | 123.45 | 117.55 | 111.75 | 105.95 | 100.05 | +6.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 137.55 | 131.75 | 125.95 | 120.05 | 114.25 | 108.45 | 102.55 | +6.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 137.55 | 131.75 | 125.95 | 120.05 | 114.25 | 108.45 | 102.55 | +6.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 139.05 | 133.25 | 127.45 | 121.55 | 115.75 | 109.95 | 104.05 | New tariff 2027 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | VIVA health plan | 139.25 | 133.45 | 127.65 | 121.75 | 115.95 | 110.15 | 104.25 | +0.9 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 141.45 | 135.65 | 129.85 | 123.95 | 118.15 | 112.35 | — | −10.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 141.95 | 136.15 | 130.35 | 124.45 | 118.65 | 112.85 | 106.95 | +1.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 142.65 | 136.75 | 130.95 | 125.15 | 119.25 | 113.45 | 107.65 | +2.3 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 142.75 | 136.95 | 131.15 | 125.25 | 119.45 | 113.65 | 107.75 | +1.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 142.85 | 137.05 | 131.15 | 125.35 | 119.55 | 113.65 | 107.85 | +2.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 143.15 | 137.35 | 131.55 | 125.65 | 119.85 | 114.05 | 108.15 | +2.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 143.75 | 137.95 | 132.15 | 126.25 | 120.45 | — | 108.75 | +8.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 144.25 | 138.45 | 132.65 | 126.75 | 120.95 | 115.15 | 109.25 | +0.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 144.25 | 138.45 | 132.65 | 126.75 | 120.95 | 115.15 | 109.25 | +0.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 144.65 | 138.85 | 133.05 | 127.15 | 121.35 | 115.55 | 109.65 | +0.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 144.65 | 138.85 | 133.05 | 127.15 | 121.35 | 115.55 | 109.65 | +0.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 145.35 | 139.55 | 133.75 | 127.85 | 122.05 | 116.25 | 110.35 | +1.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 145.45 | 139.65 | 133.85 | 127.95 | 122.15 | 116.35 | 110.45 | +0.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 145.85 | 140.05 | 134.25 | 128.35 | 122.55 | 116.75 | 110.85 | +0.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 146.25 | 140.45 | 134.65 | 128.75 | 122.95 | 117.15 | 111.25 | +0.1 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 143.65 | 138.55 | 133.55 | 128.45 | 123.35 | 115.45 | — | +10.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 146.85 | 140.95 | 135.15 | 129.35 | 123.45 | 117.65 | 111.85 | +6.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Hausspital | 147.05 | 141.25 | 135.45 | 129.55 | 123.75 | 117.95 | 112.05 | New tariff 2027 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 149.25 | 143.45 | 137.65 | 131.75 | 125.95 | 120.15 | 114.25 | +0.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 149.25 | 143.45 | 137.65 | 131.75 | 125.95 | 120.15 | 114.25 | +1.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 149.45 | — | 137.85 | — | 126.15 | — | 114.45 | +1.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 149.95 | 144.15 | 138.35 | 132.45 | 126.65 | — | 114.95 | +7.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 150.85 | 145.05 | 139.25 | 133.35 | 127.55 | — | 115.85 | +7.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 150.85 | — | 139.15 | 133.35 | 127.55 | 121.65 | 115.85 | 0.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 151.05 | 145.25 | 139.45 | 133.55 | 127.75 | 121.95 | 116.05 | +1.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 151.05 | 145.25 | 139.45 | 133.55 | 127.75 | 121.95 | 116.05 | +1.2 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 152.45 | 146.65 | 140.85 | 134.95 | 129.15 | 123.35 | — | −10.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 153.75 | — | 142.15 | — | 130.45 | — | 118.75 | +1.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 149.75 | — | 140.45 | — | 131.05 | — | 121.75 | +4.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 154.85 | 149.05 | 143.20 | 137.35 | 131.55 | 125.70 | 119.85 | +2.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 154.95 | 149.15 | 143.35 | 137.45 | 131.65 | 125.85 | 119.95 | +6.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 155.95 | 150.15 | 144.25 | 138.45 | 132.65 | 126.75 | 120.95 | +0.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 155.95 | 150.15 | 144.25 | 138.45 | 132.65 | 126.75 | 120.95 | +0.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 156.25 | 150.45 | 144.65 | 138.75 | 132.95 | 127.15 | 121.25 | +1.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 156.50 | 150.70 | 144.85 | 139.00 | 133.20 | 127.35 | 121.50 | +2.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 156.50 | 150.70 | 144.85 | 139.00 | 133.20 | 127.35 | 121.50 | +2.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 156.50 | 150.70 | 144.85 | 139.00 | 133.20 | 127.35 | 121.50 | +2.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 156.50 | 150.70 | 144.85 | 139.00 | 133.20 | 127.35 | 121.50 | +2.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 156.50 | 150.70 | 144.85 | 139.00 | 133.20 | 127.35 | 121.50 | +2.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 157.55 | 151.75 | 145.95 | — | 134.25 | — | 122.55 | +3.5 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 157.95 | — | 146.35 | — | 134.65 | — | 122.95 | +1.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 157.95 | — | 146.35 | — | 134.65 | — | 122.95 | +1.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 158.15 | 152.35 | 146.55 | — | 134.85 | — | 123.15 | +3.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 158.15 | 152.35 | 146.50 | 140.65 | 134.85 | 129.00 | 123.15 | +2.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 158.25 | 152.45 | 146.65 | 140.75 | 134.95 | — | 123.25 | +7.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 160.15 | 154.35 | 148.55 | — | 136.85 | — | 125.15 | +3.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 161.15 | 155.35 | 149.55 | 143.65 | 137.85 | 132.05 | 126.15 | +0.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 161.50 | 155.70 | 149.85 | 144.00 | 138.20 | 132.35 | 126.50 | +2.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 161.65 | 155.85 | 150.05 | 144.15 | 138.35 | 132.55 | 126.65 | +0.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 159.35 | — | 149.55 | — | 139.55 | — | 129.65 | +4.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 159.35 | — | 149.55 | — | 139.55 | — | 129.65 | +4.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 163.15 | 157.25 | 151.45 | 145.65 | 139.75 | 133.95 | 128.15 | +0.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 163.35 | 157.55 | 151.65 | 145.85 | 140.05 | 134.15 | 128.35 | +2.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 163.35 | 157.55 | 151.65 | 145.85 | 140.05 | 134.15 | 128.35 | +2.3 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 161.35 | — | 151.35 | — | 141.25 | — | 131.25 | +4.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 164.85 | 159.05 | 153.15 | 147.35 | 141.55 | 135.65 | 129.85 | +0.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 165.05 | 159.25 | 153.35 | 147.55 | 141.75 | 135.85 | 130.05 | +2.3 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 165.75 | 159.95 | 154.15 | 148.35 | 142.45 | 136.65 | — | +9.4 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 165.75 | 159.95 | 154.15 | 148.25 | 142.45 | 136.65 | 130.75 | +1.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 166.55 | — | 154.95 | — | 143.25 | — | 131.55 | +1.7 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 167.15 | 161.35 | 155.55 | 149.65 | 143.85 | 138.05 | — | −8.8 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 167.65 | 161.85 | 156.05 | — | 144.35 | — | 132.65 | −3.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 169.25 | 163.45 | 157.65 | 151.75 | 145.95 | 140.15 | 134.25 | +1.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 169.95 | 164.05 | 158.25 | 152.45 | 146.55 | 140.75 | 134.95 | +0.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 169.05 | — | 158.65 | — | 148.05 | — | 137.55 | +1.2 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 173.25 | 167.90 | 162.55 | 157.25 | 150.10 | 144.75 | 139.45 | +4.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 156.35 | — | 154.85 | — | 153.35 | — | 144.35 | New tariff 2027 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 177.65 | 171.85 | 166.05 | — | 154.35 | — | 142.65 | +3.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 179.35 | — | 167.75 | — | 156.05 | — | 144.35 | +13.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 179.35 | — | 167.75 | — | 156.05 | — | 144.35 | +13.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 179.35 | — | 167.75 | — | 156.05 | — | 144.35 | +13.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 162.85 | — | 161.25 | — | 156.05 | — | 144.35 | +22.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 167.45 | — | 166.85 | — | 156.05 | — | 144.35 | +20.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 179.35 | — | 167.75 | — | 156.05 | — | 144.35 | +13.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 181.95 | 176.15 | 170.25 | 164.45 | 158.65 | 152.75 | 146.95 | +2.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 183.85 | 178.05 | 172.25 | 166.35 | 160.55 | 154.75 | 148.85 | +2.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 188.35 | — | 176.75 | — | 165.05 | — | 153.35 | +4.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 189.75 | 183.95 | 178.15 | 172.25 | 166.45 | 160.65 | 154.75 | +2.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 189.75 | 183.95 | 178.15 | 172.25 | 166.45 | 160.65 | 154.75 | +2.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 189.75 | 183.95 | 178.15 | 172.25 | 166.45 | 160.65 | 154.75 | +2.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 191.75 | 185.95 | 180.05 | 174.25 | 168.45 | 162.55 | 156.75 | +2.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 209.65 | — | 197.95 | — | 186.25 | — | 174.65 | +5.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 209.65 | — | 197.95 | — | 186.25 | — | 174.65 | +5.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 214.55 | — | 202.85 | — | 191.15 | — | 179.55 | +5.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 216.95 | — | 205.35 | — | 193.65 | — | 181.95 | +5.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 224.35 | — | 212.75 | — | 201.05 | — | 189.35 | +5.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 241.65 | — | 229.95 | — | 218.25 | — | 206.65 | +5.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 135.95 | — | — | — | — | 106.85 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 137.65 | — | — | — | — | 108.55 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 139.35 | — | — | — | — | 110.25 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 139.35 | — | — | — | — | 110.25 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 141.05 | — | — | — | — | 111.95 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 144.35 | — | — | — | — | 115.25 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 149.35 | — | — | — | — | 120.25 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 162.85 | — | — | — | — | 133.75 | — | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 194.05 | — | — | 176.55 | — | — | 159.05 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in La Chaux-de-Fonds for a child aged 0 to 18 with a deductible of 400 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/ne/la-chaux-de-fonds/child/with-accident/), the cheapest offer in [La Chaux-de-Fonds](https://praemiencheck.onedoc.ch/en/ne/la-chaux-de-fonds/) is Agrisano (AGRIsmart) at 104.35 CHF a month.

### How much does health insurance cost in La Chaux-de-Fonds in 2027 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/ne/la-chaux-de-fonds/child/) with a deductible of 400 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/ne/la-chaux-de-fonds/child/with-accident/), monthly premiums run from 104.35 CHF (Agrisano, AGRIsmart) to 218.25 CHF (Sympany, Standard model): 107 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 136.05 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in La Chaux-de-Fonds for a child aged 0 to 18 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 123.65 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/ne/la-chaux-de-fonds/child/with-accident/deductible-0/) to 94.75 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/ne/la-chaux-de-fonds/child/with-accident/deductible-600/): 28.90 CHF less a month, 346.80 CHF a year. The 600 CHF deductible stays worthwhile up to around 385 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in La Chaux-de-Fonds for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 400 CHF and with accident cover, the cheapest premium per model is: standard model 127.55 CHF (Agrisano), family doctor / HMO 106.95 CHF (Assura), flexible model 107.75 CHF (Assura), telemedicine 104.35 CHF (Agrisano).

### Does a second or third child pay less in La Chaux-de-Fonds?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 12 of the 21 insurers present in La Chaux-de-Fonds file a reduced premium from a certain number of children insured with them, at a 400 CHF deductible and with accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Visana | VIVA health plan | 115.95 CHF | 33.45 CHF from the 3rd child |
| Agrisano | AGRIsmart | 104.35 CHF | 34.35 CHF from the 3rd child |
| Galenos | Managed Care | 132.65 CHF | 41.85 CHF from the 3rd child |
| CONCORDIA | HMO | 118.65 CHF | 45.75 CHF from the 3rd child |
| sana24 | Combi Care | 158.65 CHF | 47.25 CHF from the 3rd child |
| SWICA | Favorit Multichoice | 153.35 CHF | 51.75 CHF from the 3rd child |
| Aquilana | SMARTMED | 123.35 CHF | 59.35 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 120.95 CHF | 89.55 CHF from the 5th child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 121.35 CHF | 89.85 CHF from the 5th child |
| Groupe Mutuel – Philos | PrimaFlex (Flexible model) | 125.95 CHF | 93.35 CHF from the 5th child |
| Assura | PharMed | 106.95 CHF | 105.25 CHF from the 4th child, 103.55 CHF from the 5th child |
| EGK | EGK-TelCare | 118.15 CHF | 105.15 CHF from the 3rd child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 109.10 CHF at Agrisano (AGRIsmart) gives 104.35 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: La Chaux-de-Fonds is in region 0 of canton Neuchâtel.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ne/la-chaux-de-fonds/child/with-accident/deductible-0/

## Related pages

- Health insurance premiums 2027 in La Chaux-de-Fonds (NE): every situation: https://praemiencheck.onedoc.ch/en/ne/la-chaux-de-fonds/
- Premiums 2027 in La Chaux-de-Fonds (NE), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/ne/la-chaux-de-fonds/child/
- Premiums 2027 in La Chaux-de-Fonds (NE), child, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/ne/la-chaux-de-fonds/child/with-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/ne/la-chaux-de-fonds/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/ne/la-chaux-de-fonds/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/ne/la-chaux-de-fonds/child/no-accident/deductible-400/
- Deductible Premiums 2027 in La Chaux-de-Fonds (NE), child, deductible of 0 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ne/la-chaux-de-fonds/child/with-accident/deductible-0/
- Deductible Premiums 2027 in La Chaux-de-Fonds (NE), child, deductible of 100 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ne/la-chaux-de-fonds/child/with-accident/deductible-100/
- Deductible Premiums 2027 in La Chaux-de-Fonds (NE), child, deductible of 200 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ne/la-chaux-de-fonds/child/with-accident/deductible-200/
- Deductible Premiums 2027 in La Chaux-de-Fonds (NE), child, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ne/la-chaux-de-fonds/child/with-accident/deductible-300/
- Deductible Premiums 2027 in La Chaux-de-Fonds (NE), child, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ne/la-chaux-de-fonds/child/with-accident/deductible-500/
- Deductible Premiums 2027 in La Chaux-de-Fonds (NE), child, deductible of 600 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ne/la-chaux-de-fonds/child/with-accident/deductible-600/

Address of this page: praemiencheck.onedoc.ch/en/ne/la-chaux-de-fonds/child/with-accident/deductible-0/ — replace `ne` with your canton’s two-letter code (ge, vd, zh…), `la-chaux-de-fonds` with your municipality, `child` with `young-adult` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-400` with `deductible-600` for another deductible. Markdown version: add `.md`.