# Health insurance premiums 2026 in Cortaillod (NE), for a young adult aged 19 to 25

In 2026, for a young adult aged 19 to 25 in Cortaillod, the cheapest health insurance premium is:

- [Without accident cover](https://praemiencheck.onedoc.ch/en/ne/cortaillod/young-adult/no-accident/): **381.35 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ne/cortaillod/young-adult/no-accident/deductible-300/) (Sanitas, Family doctor 1), **261.90 CHF** with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ne/cortaillod/young-adult/no-accident/deductible-2500/) (Sanitas, Family doctor 1).
- [With accident cover](https://praemiencheck.onedoc.ch/en/ne/cortaillod/young-adult/with-accident/): **410.00 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ne/cortaillod/young-adult/with-accident/deductible-300/) (Sanitas, Family doctor 1), **281.70 CHF** with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ne/cortaillod/young-adult/with-accident/deductible-2500/) (Sanitas, Family doctor 1).

## Without accident cover: from 261.90 to 590.85 CHF a month depending on the deductible and the model

105 offers from 21 health insurers. With a deductible of 300 CHF, the cheapest is **381.35 CHF** a month with **Sanitas** (Family doctor 1), the most expensive 590.85 CHF with sana24 (Standard model).

Lowest premium:
- 300 CHF: 381.35 CHF (Sanitas, Family doctor 1) — https://praemiencheck.onedoc.ch/en/ne/cortaillod/young-adult/no-accident/deductible-300/
- 500 CHF: 370.55 CHF (Sanitas, Family doctor 1) — https://praemiencheck.onedoc.ch/en/ne/cortaillod/young-adult/no-accident/deductible-500/
- 1'000 CHF: 343.35 CHF (Sanitas, Family doctor 1) — https://praemiencheck.onedoc.ch/en/ne/cortaillod/young-adult/no-accident/deductible-1000/
- 1'500 CHF: 316.20 CHF (Sanitas, Family doctor 1) — https://praemiencheck.onedoc.ch/en/ne/cortaillod/young-adult/no-accident/deductible-1500/
- 2'000 CHF: 289.10 CHF (Sanitas, Family doctor 1) — https://praemiencheck.onedoc.ch/en/ne/cortaillod/young-adult/no-accident/deductible-2000/
- 2'500 CHF: 261.90 CHF (Sanitas, Family doctor 1) — https://praemiencheck.onedoc.ch/en/ne/cortaillod/young-adult/no-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 381.35 | 370.55 | 343.35 | 316.20 | 289.10 | 261.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 381.45 | 370.65 | 343.45 | 316.25 | 289.15 | 262.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 381.65 | 370.85 | 343.65 | 316.55 | 289.45 | 262.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 385.40 | 374.60 | 347.40 | 320.25 | 293.15 | 265.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 385.40 | 374.60 | 347.40 | 320.25 | 293.15 | 265.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 385.40 | 374.60 | 347.40 | 320.25 | 293.15 | 265.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 385.55 | 374.75 | 347.55 | 320.35 | 293.25 | 266.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 385.55 | 374.75 | 347.55 | 320.35 | 293.25 | 266.05 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 390.65 | 379.95 | 352.95 | 325.55 | 298.55 | 271.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 392.05 | 381.25 | 354.05 | 326.95 | 299.85 | 272.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 394.45 | 383.65 | 356.45 | 329.35 | 302.25 | 275.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | VIVA – Gesundheitsplan | 395.85 | 389.65 | 372.75 | 345.45 | 332.25 | 304.95 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 397.05 | 387.95 | 365.25 | 342.55 | 319.75 | 297.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 397.45 | 386.75 | 359.85 | 332.35 | 305.45 | 278.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 397.55 | 386.75 | 359.55 | 332.35 | 305.25 | 278.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 399.75 | 389.05 | 362.05 | 334.65 | 307.65 | 280.75 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 401.95 | 392.75 | 369.85 | 346.75 | 323.75 | 300.75 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 405.85 | 396.25 | 372.05 | 347.85 | 321.75 | 294.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 406.15 | 395.35 | 380.15 | 353.05 | 316.35 | 289.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 406.15 | 395.35 | 368.25 | 341.05 | 313.95 | 286.85 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 406.85 | 397.55 | 374.25 | 351.05 | 327.75 | 304.45 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 408.95 | 398.25 | 371.25 | 343.85 | 316.85 | 289.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 410.75 | 399.75 | 372.05 | 344.25 | 316.65 | 288.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 412.15 | 401.15 | 373.45 | 345.65 | 318.05 | 290.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 413.65 | 402.85 | 375.75 | 348.55 | 321.55 | 294.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 413.65 | 402.85 | 375.75 | 348.55 | 321.55 | 294.35 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 414.55 | 403.65 | 376.35 | 349.05 | 321.85 | 294.55 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 417.15 | 406.25 | 378.95 | 351.65 | 324.45 | 297.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 417.35 | 406.25 | 378.55 | 350.85 | 323.15 | 295.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 417.75 | 406.95 | 379.85 | 352.65 | 325.65 | 298.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 419.05 | 408.25 | 386.65 | 359.55 | 332.45 | 318.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 421.45 | 410.65 | 383.55 | 356.35 | 329.25 | 310.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 422.65 | 411.95 | 384.75 | 357.55 | 330.55 | 303.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 422.65 | 411.95 | 384.75 | 357.55 | 330.55 | 303.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 422.65 | 411.95 | 384.75 | 357.55 | 330.55 | 303.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 425.25 | 419.25 | 392.05 | 364.95 | 333.05 | 305.95 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 426.45 | 415.55 | 387.95 | 360.35 | 332.85 | 305.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 426.45 | 415.55 | 387.95 | 360.35 | 332.85 | 305.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 432.55 | 421.75 | 394.65 | 367.45 | 340.35 | 313.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 432.55 | 421.75 | 394.65 | 367.45 | 340.35 | 313.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 433.25 | 422.55 | 395.65 | 368.15 | 341.25 | 314.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 433.65 | 422.85 | 395.75 | 368.55 | 341.45 | 317.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 435.95 | 429.75 | 397.75 | 370.55 | 343.25 | 316.05 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 436.45 | 425.55 | 397.95 | 370.35 | 342.85 | 315.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 436.45 | 425.35 | 397.65 | 369.95 | 342.25 | 314.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 437.65 | 426.95 | 399.95 | 372.55 | 345.55 | 318.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 438.35 | 427.65 | 400.65 | 373.25 | 346.25 | 319.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 440.85 | 430.15 | 403.15 | 375.75 | 348.75 | 321.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 442.45 | 431.65 | 404.45 | 377.35 | 350.25 | 323.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 444.45 | 433.55 | 406.45 | 381.75 | 356.95 | 334.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 446.85 | 436.05 | 408.95 | 381.75 | 354.75 | 327.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 447.25 | 436.45 | 409.35 | 382.15 | 355.05 | 327.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 447.95 | 437.35 | 410.35 | 382.85 | 355.95 | 328.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 447.95 | 437.35 | 410.35 | 382.85 | 355.95 | 328.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 449.15 | 438.35 | 411.25 | 384.05 | 356.95 | 329.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 450.15 | 443.85 | 411.95 | 384.65 | 357.45 | 330.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 450.15 | 443.85 | 411.95 | 384.65 | 357.45 | 330.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 451.05 | 444.75 | 412.85 | 385.55 | 358.35 | 331.05 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 452.35 | 441.65 | 414.75 | 387.25 | 360.25 | 333.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 453.45 | 442.75 | 415.75 | 388.35 | 361.35 | 334.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 455.95 | 445.05 | 417.85 | 390.55 | 363.25 | 336.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 459.45 | 448.65 | 421.45 | 394.35 | 367.25 | 340.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 462.15 | 451.15 | 423.35 | 395.65 | 368.05 | 340.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 463.55 | 452.65 | 425.55 | 400.85 | 376.05 | 353.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 463.85 | 453.15 | 425.95 | 398.75 | 371.75 | 344.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 463.85 | 453.15 | 425.95 | 398.75 | 371.75 | 344.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 464.85 | 454.05 | 426.85 | 399.75 | 372.65 | 345.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 465.45 | 454.55 | 427.35 | 400.05 | 372.75 | 345.55 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 467.15 | 456.35 | 429.25 | 402.25 | 374.95 | 347.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 468.75 | 458.05 | 431.05 | 403.65 | 376.65 | 349.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 469.45 | 458.55 | 431.35 | 404.05 | 376.75 | 349.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 469.45 | 458.55 | 431.35 | 404.05 | 376.75 | 349.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 471.95 | 461.25 | 434.05 | 406.85 | 379.85 | 352.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 471.95 | 461.25 | 434.05 | 406.85 | 379.85 | 352.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 473.15 | 462.25 | 435.15 | 408.05 | 380.85 | 353.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 474.65 | 463.85 | 436.75 | 409.55 | 382.45 | 355.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 479.15 | 468.35 | 441.15 | 414.05 | — | 359.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 480.05 | 469.15 | 442.15 | 414.95 | 387.85 | 360.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 481.05 | 474.75 | 442.85 | 415.55 | 388.35 | 361.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 482.45 | 471.65 | 444.45 | 417.35 | 390.25 | 363.05 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 485.35 | 474.25 | 446.55 | 418.85 | 391.05 | 363.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 486.65 | 475.85 | 448.75 | 421.55 | 394.55 | 367.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 491.05 | 484.75 | 452.85 | 425.65 | 398.35 | 371.05 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 494.95 | 484.05 | 456.75 | 429.55 | 402.25 | 375.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 496.05 | 489.85 | 457.85 | 430.65 | 403.35 | 376.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 496.25 | 485.35 | 458.35 | 431.15 | 404.05 | 376.95 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 496.65 | 485.75 | 458.15 | 430.55 | 403.05 | 375.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 497.05 | 486.35 | 459.15 | 431.95 | 404.95 | 377.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 498.75 | 488.05 | 461.15 | 433.65 | 406.75 | 379.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 501.85 | 491.05 | 463.95 | 436.75 | — | 382.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 501.85 | 491.05 | 463.95 | 436.75 | — | 382.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 506.45 | 495.65 | 468.45 | 441.35 | — | 387.15 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 512.75 | 502.05 | 475.05 | 447.65 | 420.65 | 393.65 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 512.85 | 502.05 | 474.75 | 447.45 | 420.25 | 392.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 534.05 | 523.15 | 495.95 | 468.95 | 441.75 | 414.65 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 535.05 | 525.85 | 503.05 | 480.25 | 457.45 | 434.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 538.45 | 527.65 | 500.45 | 473.35 | — | 419.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 549.15 | 538.25 | 511.05 | 483.75 | 456.55 | 429.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 555.15 | 544.25 | 516.95 | 489.75 | 462.45 | 435.25 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 566.40 | 554.95 | 526.40 | 497.80 | 469.25 | 440.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 567.05 | 556.15 | 528.85 | 501.65 | 474.35 | 447.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 570.35 | 559.55 | 532.35 | 505.25 | — | 451.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 584.95 | 574.05 | 546.75 | 519.55 | 492.25 | 464.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 584.95 | 574.05 | 546.75 | 519.55 | 492.25 | 464.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 590.85 | 579.95 | 552.75 | 525.45 | 498.25 | 470.95 |

105 offers from 21 health insurers.: https://praemiencheck.onedoc.ch/en/ne/cortaillod/young-adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/ne/cortaillod/young-adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/ne/cortaillod/young-adult/no-accident.md

## With accident cover: from 281.70 to 632.55 CHF a month depending on the deductible and the model

105 offers from 21 health insurers. With a deductible of 300 CHF, the cheapest is **410.00 CHF** a month with **Sanitas** (Family doctor 1), the most expensive 632.55 CHF with sana24 (Standard model).

Lowest premium:
- 300 CHF: 410.00 CHF (Sanitas, Family doctor 1) — https://praemiencheck.onedoc.ch/en/ne/cortaillod/young-adult/with-accident/deductible-300/
- 500 CHF: 398.40 CHF (Sanitas, Family doctor 1) — https://praemiencheck.onedoc.ch/en/ne/cortaillod/young-adult/with-accident/deductible-500/
- 1'000 CHF: 369.20 CHF (Sanitas, Family doctor 1) — https://praemiencheck.onedoc.ch/en/ne/cortaillod/young-adult/with-accident/deductible-1000/
- 1'500 CHF: 340.00 CHF (Sanitas, Family doctor 1) — https://praemiencheck.onedoc.ch/en/ne/cortaillod/young-adult/with-accident/deductible-1500/
- 2'000 CHF: 310.90 CHF (Sanitas, Family doctor 1) — https://praemiencheck.onedoc.ch/en/ne/cortaillod/young-adult/with-accident/deductible-2000/
- 2'500 CHF: 281.70 CHF (Sanitas, Family doctor 1) — https://praemiencheck.onedoc.ch/en/ne/cortaillod/young-adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 410.00 | 398.40 | 369.20 | 340.00 | 310.90 | 281.70 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 410.05 | 398.45 | 369.25 | 340.05 | 310.95 | 281.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 410.75 | 399.15 | 369.95 | 340.75 | 311.65 | 282.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 414.35 | 402.75 | 373.55 | 344.35 | 315.25 | 286.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 414.35 | 402.75 | 373.55 | 344.35 | 315.25 | 286.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 414.35 | 402.75 | 373.55 | 344.35 | 315.25 | 286.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 414.45 | 402.85 | 373.65 | 344.45 | 315.35 | 286.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 414.45 | 402.85 | 373.65 | 344.45 | 315.35 | 286.15 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 418.25 | 408.65 | 384.75 | 360.85 | 336.85 | 313.05 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 420.35 | 408.85 | 379.85 | 350.35 | 321.35 | 292.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 421.85 | 410.25 | 381.05 | 351.85 | 322.75 | 293.55 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 423.35 | 413.65 | 389.55 | 365.25 | 341.05 | 316.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | VIVA – Gesundheitsplan | 423.95 | 417.25 | 399.15 | 369.95 | 355.85 | 326.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 424.45 | 412.85 | 383.65 | 354.45 | 325.35 | 296.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 427.35 | 415.75 | 386.55 | 357.35 | 328.25 | 299.05 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 427.75 | 416.25 | 387.25 | 357.75 | 328.75 | 299.75 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 428.55 | 418.75 | 394.25 | 369.75 | 345.25 | 320.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 430.25 | 418.75 | 389.75 | 360.25 | 331.25 | 302.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 432.65 | 421.05 | 391.85 | 362.65 | 333.55 | 304.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 434.15 | 422.55 | 393.35 | 364.15 | 335.05 | 305.85 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 436.75 | 426.45 | 400.35 | 374.35 | 346.35 | 317.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 437.05 | 425.45 | 396.25 | 367.05 | 337.95 | 308.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 437.15 | 425.45 | 409.15 | 379.95 | 340.55 | 311.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 439.55 | 427.95 | 398.75 | 369.55 | 340.45 | 311.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 440.05 | 428.55 | 399.55 | 370.05 | 341.05 | 312.05 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 443.65 | 432.05 | 402.85 | 373.65 | 344.55 | 315.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 445.15 | 433.55 | 404.35 | 375.15 | 346.05 | 316.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 445.15 | 433.55 | 404.35 | 375.15 | 346.05 | 316.85 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 446.45 | 434.85 | 405.65 | 376.45 | 347.35 | 318.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 449.55 | 437.95 | 408.75 | 379.55 | 350.45 | 321.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 450.95 | 439.35 | 416.15 | 386.95 | 357.85 | 342.65 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 451.55 | 439.95 | 410.75 | 381.55 | 352.45 | 323.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 451.55 | 439.95 | 410.75 | 381.55 | 352.45 | 323.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 453.55 | 441.95 | 412.75 | 383.55 | 354.45 | 334.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 454.85 | 443.25 | 414.05 | 384.85 | 355.75 | 326.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 454.85 | 443.25 | 414.05 | 384.85 | 355.75 | 326.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 454.85 | 443.25 | 414.05 | 384.85 | 355.75 | 326.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 457.65 | 451.15 | 421.95 | 392.85 | 358.55 | 329.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 459.65 | 448.05 | 418.85 | 389.65 | 360.55 | 331.35 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 462.15 | 450.55 | 421.35 | 392.15 | 363.05 | 333.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 465.45 | 453.85 | 424.65 | 395.45 | 366.35 | 337.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 465.45 | 453.85 | 424.65 | 395.45 | 366.35 | 337.15 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 466.25 | 454.75 | 425.75 | 396.25 | 367.25 | 338.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 466.65 | 455.05 | 425.85 | 396.65 | 367.55 | 341.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 466.75 | 460.15 | 425.95 | 396.75 | 367.65 | 338.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 470.95 | 459.45 | 430.45 | 400.95 | 371.95 | 342.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 471.65 | 460.15 | 431.15 | 401.65 | 372.65 | 343.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 474.35 | 462.85 | 433.85 | 404.35 | 375.35 | 346.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 476.05 | 464.45 | 435.25 | 406.05 | 376.95 | 347.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 478.25 | 466.55 | 437.45 | 410.85 | 384.25 | 360.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 480.85 | 469.25 | 440.05 | 410.85 | 381.75 | 352.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 481.25 | 469.65 | 440.45 | 411.25 | 382.15 | 352.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 481.95 | 475.25 | 441.15 | 411.95 | 382.75 | 353.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 481.95 | 475.25 | 441.15 | 411.95 | 382.75 | 353.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 482.05 | 470.55 | 441.55 | 412.05 | 383.05 | 354.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 482.05 | 470.55 | 441.55 | 412.05 | 383.05 | 354.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 482.95 | 476.25 | 442.05 | 412.95 | 383.75 | 354.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 483.35 | 471.75 | 442.55 | 413.35 | 384.25 | 355.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 486.75 | 475.15 | 445.95 | 416.75 | 387.65 | 358.45 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 486.75 | 475.25 | 446.25 | 416.75 | 387.75 | 358.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 487.95 | 476.45 | 447.45 | 417.95 | 388.95 | 359.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 488.25 | 476.55 | 447.35 | 418.25 | 389.05 | 359.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 494.35 | 482.75 | 453.55 | 424.35 | 395.25 | 366.05 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 498.35 | 486.75 | 457.55 | 428.35 | 399.25 | 370.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 498.85 | 487.15 | 457.95 | 431.35 | 404.75 | 380.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 499.15 | 487.55 | 458.35 | 429.15 | 400.05 | 370.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 499.15 | 487.55 | 458.35 | 429.15 | 400.05 | 370.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 500.15 | 488.55 | 459.35 | 430.15 | 401.05 | 371.85 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 502.65 | 491.05 | 461.85 | 432.85 | 403.55 | 374.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 502.65 | 490.95 | 461.85 | 432.65 | 403.45 | 374.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 502.65 | 490.95 | 461.85 | 432.65 | 403.45 | 374.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 504.35 | 492.85 | 463.85 | 434.35 | 405.35 | 376.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 507.85 | 496.25 | 467.05 | 437.85 | 408.75 | 379.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 507.85 | 496.25 | 467.05 | 437.85 | 408.75 | 379.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 509.05 | 497.45 | 468.25 | 439.05 | 409.95 | 380.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 510.75 | 499.05 | 469.95 | 440.75 | 411.55 | 382.45 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 511.15 | 499.45 | 470.35 | 441.15 | 411.95 | 382.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 515.05 | 508.35 | 474.15 | 445.05 | 415.85 | 386.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 515.55 | 503.95 | 474.75 | 445.55 | — | 387.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 516.55 | 504.85 | 475.75 | 446.55 | 417.35 | 388.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 519.15 | 507.55 | 478.35 | 449.15 | 420.05 | 390.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 523.65 | 512.05 | 482.85 | 453.65 | 424.55 | 395.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 525.75 | 519.05 | 484.85 | 455.75 | 426.55 | 397.35 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 525.85 | 514.25 | 485.05 | 455.85 | 426.75 | 397.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 529.95 | 518.25 | 489.05 | 459.95 | 430.75 | 401.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 531.05 | 524.45 | 490.25 | 461.05 | 431.95 | 402.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 533.95 | 522.25 | 493.15 | 463.95 | 434.75 | 405.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 534.85 | 523.25 | 494.05 | 464.85 | 435.75 | 406.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 536.65 | 525.15 | 496.15 | 466.65 | 437.65 | 408.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 540.05 | 528.45 | 499.25 | 470.05 | — | 411.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 540.05 | 528.45 | 499.25 | 470.05 | — | 411.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 544.95 | 533.35 | 504.15 | 474.95 | — | 416.65 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 548.85 | 537.25 | 508.05 | 478.85 | 449.75 | 420.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 551.65 | 540.15 | 511.15 | 481.65 | 452.65 | 423.65 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 569.85 | 558.35 | 529.60 | 500.85 | 472.10 | 443.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 574.55 | 562.85 | 533.65 | 504.55 | 475.35 | 446.15 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 575.75 | 565.75 | 541.25 | 516.75 | 492.25 | 467.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 579.35 | 567.75 | 538.55 | 509.35 | — | 451.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 587.95 | 576.25 | 547.15 | 517.95 | 488.75 | 459.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 594.35 | 582.65 | 553.55 | 524.35 | 495.15 | 466.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 607.05 | 595.45 | 566.25 | 537.05 | 507.95 | 478.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 613.65 | 602.05 | 572.85 | 543.65 | — | 485.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 626.25 | 614.55 | 585.35 | 556.25 | 527.05 | 497.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 626.25 | 614.55 | 585.35 | 556.25 | 527.05 | 497.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 632.55 | 620.95 | 591.75 | 562.55 | 533.45 | 504.25 |

105 offers from 21 health insurers.: https://praemiencheck.onedoc.ch/en/ne/cortaillod/young-adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/ne/cortaillod/young-adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/ne/cortaillod/young-adult/with-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Cortaillod for a young adult aged 19 to 25?

In 2026, [without accident cover](https://praemiencheck.onedoc.ch/en/ne/cortaillod/young-adult/no-accident/): Sanitas (Family doctor 1) at 381.35 CHF a month with a [deductible of 300 CHF](https://praemiencheck.onedoc.ch/en/ne/cortaillod/young-adult/no-accident/deductible-300/), and Sanitas (Family doctor 1) at 261.90 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ne/cortaillod/young-adult/no-accident/deductible-2500/). [With accident cover](https://praemiencheck.onedoc.ch/en/ne/cortaillod/young-adult/with-accident/): Sanitas (Family doctor 1) at 410.00 CHF, and Sanitas (Family doctor 1) at 281.70 CHF.

### How much does accident cover cost in basic insurance in Cortaillod?

For a young adult aged 19 to 25 with Sanitas (Family doctor 1), the premium rises from 381.35 CHF a month [without accident cover](https://praemiencheck.onedoc.ch/en/ne/cortaillod/young-adult/no-accident/) to 410.00 CHF with accident cover, at the 300 CHF deductible: 28.65 CHF a month, 343.80 CHF a year. You only need this cover if you are not already fully insured for accidents under the [Accident Insurance Act (UVG/LAA)](https://www.fedlex.admin.ch/eli/cc/1982/1676_1676_1676/en). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 386.50 CHF at Sanitas (Family doctor 1) gives 381.35 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ne/cortaillod/young-adult/

## Related pages

- Without accident cover: from 261.90 to 590.85 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/ne/cortaillod/young-adult/no-accident/
- With accident cover: from 281.70 to 632.55 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/ne/cortaillod/young-adult/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/ne/cortaillod/young-adult/ — replace `ne` with your canton’s two-letter code (ge, vd, zh…) and `cortaillod` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.