# Health insurance premiums 2026 in Cornaux (NE), for a young adult aged 19 to 25 who wants a deductible of 2'500 CHF without accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · without accident cover · monthly premiums in CHF_

In [Cornaux](https://praemiencheck.onedoc.ch/en/ne/cornaux/) ([canton Neuchâtel](https://praemiencheck.onedoc.ch/en/ne/)), in 2026, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/ne/cornaux/young-adult/) with a 2'500 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/ne/cornaux/young-adult/no-accident/), the cheapest monthly basic insurance premium is **261.90 CHF** with **Sanitas** (Family doctor 1 model) and the most expensive is 470.95 CHF with sana24 (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2025 (2'500 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 381.35 | 370.55 | 343.35 | 316.20 | 289.10 | 261.90 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 381.45 | 370.65 | 343.45 | 316.25 | 289.15 | 262.05 | New tariff 2026 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 381.65 | 370.85 | 343.65 | 316.55 | 289.45 | 262.35 | −9.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 385.40 | 374.60 | 347.40 | 320.25 | 293.15 | 265.95 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 385.40 | 374.60 | 347.40 | 320.25 | 293.15 | 265.95 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 385.40 | 374.60 | 347.40 | 320.25 | 293.15 | 265.95 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 385.55 | 374.75 | 347.55 | 320.35 | 293.25 | 266.05 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 385.55 | 374.75 | 347.55 | 320.35 | 293.25 | 266.05 | New tariff 2026 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 390.65 | 379.95 | 352.95 | 325.55 | 298.55 | 271.55 | −0.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 392.05 | 381.25 | 354.05 | 326.95 | 299.85 | 272.65 | +3.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 394.45 | 383.65 | 356.45 | 329.35 | 302.25 | 275.15 | +5.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 397.55 | 386.75 | 359.55 | 332.35 | 305.25 | 278.15 | +3.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 397.45 | 386.75 | 359.85 | 332.35 | 305.45 | 278.45 | −0.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 399.75 | 389.05 | 362.05 | 334.65 | 307.65 | 280.75 | −0.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 406.15 | 395.35 | 368.25 | 341.05 | 313.95 | 286.85 | +5.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 410.75 | 399.75 | 372.05 | 344.25 | 316.65 | 288.85 | +3.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 406.15 | 395.35 | 380.15 | 353.05 | 316.35 | 289.15 | +2.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 408.95 | 398.25 | 371.25 | 343.85 | 316.85 | 289.85 | −0.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 412.15 | 401.15 | 373.45 | 345.65 | 318.05 | 290.35 | +7.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 413.65 | 402.85 | 375.75 | 348.55 | 321.55 | 294.35 | New tariff 2026 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 413.65 | 402.85 | 375.75 | 348.55 | 321.55 | 294.35 | +5.6 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 414.55 | 403.65 | 376.35 | 349.05 | 321.85 | 294.55 | +7.0 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 405.85 | 396.25 | 372.05 | 347.85 | 321.75 | 294.95 | +5.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 417.35 | 406.25 | 378.55 | 350.85 | 323.15 | 295.45 | +4.2 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 417.15 | 406.25 | 378.95 | 351.65 | 324.45 | 297.15 | +8.0 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 397.05 | 387.95 | 365.25 | 342.55 | 319.75 | 297.15 | +14.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 417.75 | 406.95 | 379.85 | 352.65 | 325.65 | 298.45 | +3.2 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 401.95 | 392.75 | 369.85 | 346.75 | 323.75 | 300.75 | +14.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 422.65 | 411.95 | 384.75 | 357.55 | 330.55 | 303.35 | +4.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 422.65 | 411.95 | 384.75 | 357.55 | 330.55 | 303.35 | +4.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 422.65 | 411.95 | 384.75 | 357.55 | 330.55 | 303.35 | +4.8 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 406.85 | 397.55 | 374.25 | 351.05 | 327.75 | 304.45 | +14.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | VIVA – Gesundheitsplan | 395.85 | 389.65 | 372.75 | 345.45 | 332.25 | 304.95 | New tariff 2026 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 426.45 | 415.55 | 387.95 | 360.35 | 332.85 | 305.25 | +6.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 426.45 | 415.55 | 387.95 | 360.35 | 332.85 | 305.25 | +6.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 425.25 | 419.25 | 392.05 | 364.95 | 333.05 | 305.95 | +2.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 421.45 | 410.65 | 383.55 | 356.35 | 329.25 | 310.55 | +4.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 432.55 | 421.75 | 394.65 | 367.45 | 340.35 | 313.25 | +4.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 432.55 | 421.75 | 394.65 | 367.45 | 340.35 | 313.25 | New tariff 2026 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 433.25 | 422.55 | 395.65 | 368.15 | 341.25 | 314.25 | +1.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 436.45 | 425.35 | 397.65 | 369.95 | 342.25 | 314.55 | +4.2 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 436.45 | 425.55 | 397.95 | 370.35 | 342.85 | 315.25 | +6.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 435.95 | 429.75 | 397.75 | 370.55 | 343.25 | 316.05 | +10.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 433.65 | 422.85 | 395.75 | 368.55 | 341.45 | 317.15 | +3.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 419.05 | 408.25 | 386.65 | 359.55 | 332.45 | 318.35 | +5.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 437.65 | 426.95 | 399.95 | 372.55 | 345.55 | 318.55 | +4.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 438.35 | 427.65 | 400.65 | 373.25 | 346.25 | 319.25 | +1.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 440.85 | 430.15 | 403.15 | 375.75 | 348.75 | 321.75 | +1.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 442.45 | 431.65 | 404.45 | 377.35 | 350.25 | 323.05 | +4.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 446.85 | 436.05 | 408.95 | 381.75 | 354.75 | 327.55 | +4.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 447.25 | 436.45 | 409.35 | 382.15 | 355.05 | 327.95 | +4.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 447.95 | 437.35 | 410.35 | 382.85 | 355.95 | 328.95 | +4.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 447.95 | 437.35 | 410.35 | 382.85 | 355.95 | 328.95 | +4.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 449.15 | 438.35 | 411.25 | 384.05 | 356.95 | 329.85 | +4.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 450.15 | 443.85 | 411.95 | 384.65 | 357.45 | 330.15 | +6.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 450.15 | 443.85 | 411.95 | 384.65 | 357.45 | 330.15 | +6.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 451.05 | 444.75 | 412.85 | 385.55 | 358.35 | 331.05 | +6.5 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 452.35 | 441.65 | 414.75 | 387.25 | 360.25 | 333.35 | −0.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 453.45 | 442.75 | 415.75 | 388.35 | 361.35 | 334.35 | +1.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 444.45 | 433.55 | 406.45 | 381.75 | 356.95 | 334.65 | +4.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 455.95 | 445.05 | 417.85 | 390.55 | 363.25 | 336.05 | New tariff 2026 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 459.45 | 448.65 | 421.45 | 394.35 | 367.25 | 340.15 | +8.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 462.15 | 451.15 | 423.35 | 395.65 | 368.05 | 340.25 | +4.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 463.85 | 453.15 | 425.95 | 398.75 | 371.75 | 344.55 | +18.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 463.85 | 453.15 | 425.95 | 398.75 | 371.75 | 344.55 | +18.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 465.45 | 454.55 | 427.35 | 400.05 | 372.75 | 345.55 | New tariff 2026 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 464.85 | 454.05 | 426.85 | 399.75 | 372.65 | 345.55 | +5.3 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 467.15 | 456.35 | 429.25 | 402.25 | 374.95 | 347.85 | +5.4 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 469.45 | 458.55 | 431.35 | 404.05 | 376.75 | 349.55 | −17.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 469.45 | 458.55 | 431.35 | 404.05 | 376.75 | 349.55 | −9.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 468.75 | 458.05 | 431.05 | 403.65 | 376.65 | 349.65 | +4.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 471.95 | 461.25 | 434.05 | 406.85 | 379.85 | 352.65 | +8.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 471.95 | 461.25 | 434.05 | 406.85 | 379.85 | 352.65 | +8.3 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 473.15 | 462.25 | 435.15 | 408.05 | 380.85 | 353.75 | +2.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 463.55 | 452.65 | 425.55 | 400.85 | 376.05 | 353.75 | +4.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 474.65 | 463.85 | 436.75 | 409.55 | 382.45 | 355.35 | +16.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 479.15 | 468.35 | 441.15 | 414.05 | — | 359.75 | +2.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 480.05 | 469.15 | 442.15 | 414.95 | 387.85 | 360.75 | +16.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 481.05 | 474.75 | 442.85 | 415.55 | 388.35 | 361.05 | +6.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 482.45 | 471.65 | 444.45 | 417.35 | 390.25 | 363.05 | +1.9 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 485.35 | 474.25 | 446.55 | 418.85 | 391.05 | 363.45 | +13.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 486.65 | 475.85 | 448.75 | 421.55 | 394.55 | 367.35 | +4.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 491.05 | 484.75 | 452.85 | 425.65 | 398.35 | 371.05 | +6.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 494.95 | 484.05 | 456.75 | 429.55 | 402.25 | 375.05 | −19.3 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 496.65 | 485.75 | 458.15 | 430.55 | 403.05 | 375.45 | +4.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 496.05 | 489.85 | 457.85 | 430.65 | 403.35 | 376.05 | +6.3 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 496.25 | 485.35 | 458.35 | 431.15 | 404.05 | 376.95 | +15.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 497.05 | 486.35 | 459.15 | 431.95 | 404.95 | 377.75 | +8.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 498.75 | 488.05 | 461.15 | 433.65 | 406.75 | 379.75 | +1.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 501.85 | 491.05 | 463.95 | 436.75 | — | 382.55 | +6.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 501.85 | 491.05 | 463.95 | 436.75 | — | 382.55 | +7.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 506.45 | 495.65 | 468.45 | 441.35 | — | 387.15 | +6.4 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 512.85 | 502.05 | 474.75 | 447.45 | 420.25 | 392.95 | +4.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 512.75 | 502.05 | 475.05 | 447.65 | 420.65 | 393.65 | +4.3 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 534.05 | 523.15 | 495.95 | 468.95 | 441.75 | 414.65 | +15.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 538.45 | 527.65 | 500.45 | 473.35 | — | 419.15 | +7.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 549.15 | 538.25 | 511.05 | 483.75 | 456.55 | 429.25 | +7.3 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 535.05 | 525.85 | 503.05 | 480.25 | 457.45 | 434.65 | +7.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 555.15 | 544.25 | 516.95 | 489.75 | 462.45 | 435.25 | +7.3 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 566.40 | 554.95 | 526.40 | 497.80 | 469.25 | 440.65 | +10.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 567.05 | 556.15 | 528.85 | 501.65 | 474.35 | 447.15 | +7.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 570.35 | 559.55 | 532.35 | 505.25 | — | 451.05 | +7.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 584.95 | 574.05 | 546.75 | 519.55 | 492.25 | 464.95 | +7.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 584.95 | 574.05 | 546.75 | 519.55 | 492.25 | 464.95 | +7.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 590.85 | 579.95 | 552.75 | 525.45 | 498.25 | 470.95 | +7.1 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Cornaux for a young adult aged 19 to 25 with a deductible of 2'500 CHF, without accident cover?

In 2026, [without accident cover](https://praemiencheck.onedoc.ch/en/ne/cornaux/young-adult/no-accident/), the cheapest offer in [Cornaux](https://praemiencheck.onedoc.ch/en/ne/cornaux/) is Sanitas (Family doctor 1) at 261.90 CHF a month.

### How much does health insurance cost in Cornaux in 2026 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/ne/cornaux/young-adult/) with a deductible of 2'500 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/ne/cornaux/young-adult/no-accident/), monthly premiums run from 261.90 CHF (Sanitas, Family doctor 1) to 470.95 CHF (sana24, Standard model): 105 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 359.35 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Cornaux for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (Sanitas, Family doctor 1), the premium goes from 381.35 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ne/cornaux/young-adult/no-accident/deductible-300/) to 261.90 CHF with the 2'500 CHF deductible: 119.45 CHF less a month, 1'433.40 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'893 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Cornaux for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 2'500 CHF and without accident cover, the cheapest premium per model is: standard model 278.15 CHF (Sanitas), family doctor / HMO 261.90 CHF (Sanitas), flexible model 266.05 CHF (Sanitas), telemedicine 262.05 CHF (Sanitas).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 267.05 CHF at Sanitas (Family doctor 1) gives 261.90 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Cornaux is in region 0 of canton Neuchâtel.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ne/cornaux/young-adult/no-accident/deductible-300/

## Related pages

- Health insurance premiums 2026 in Cornaux (NE): every situation: https://praemiencheck.onedoc.ch/en/ne/cornaux/
- Premiums 2026 in Cornaux (NE), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/ne/cornaux/young-adult/
- Premiums 2026 in Cornaux (NE), young adult, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/ne/cornaux/young-adult/no-accident/
- Child: https://praemiencheck.onedoc.ch/en/ne/cornaux/child/
- Adult: https://praemiencheck.onedoc.ch/en/ne/cornaux/adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/ne/cornaux/young-adult/with-accident/deductible-2500/
- Deductible Premiums 2026 in Cornaux (NE), young adult, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ne/cornaux/young-adult/no-accident/deductible-300/
- Deductible Premiums 2026 in Cornaux (NE), young adult, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ne/cornaux/young-adult/no-accident/deductible-500/
- Deductible Premiums 2026 in Cornaux (NE), young adult, deductible of 1'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ne/cornaux/young-adult/no-accident/deductible-1000/
- Deductible Premiums 2026 in Cornaux (NE), young adult, deductible of 1'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ne/cornaux/young-adult/no-accident/deductible-1500/
- Deductible Premiums 2026 in Cornaux (NE), young adult, deductible of 2'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ne/cornaux/young-adult/no-accident/deductible-2000/

Address of this page: praemiencheck.onedoc.ch/en/ne/cornaux/young-adult/no-accident/deductible-300/ — replace `ne` with your canton’s two-letter code (ge, vd, zh…), `cornaux` with your municipality, `young-adult` with `child` or `adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-2500` with `deductible-300` for another deductible. Markdown version: add `.md`.