# Health insurance premiums 2027 in Sursee (LU), for a young adult aged 19 to 25 without accident cover

In 2027, for a young adult aged 19 to 25 in Sursee, without accident cover, the cheapest health insurance premium is:

- **313.20 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/lu/sursee/young-adult/no-accident/deductible-300/) (Agrisano, AGRIsmart)
- **199.40 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/lu/sursee/young-adult/no-accident/deductible-2500/) (CONCORDIA, HMO)

## Without accident cover: from 199.40 to 449.30 CHF a month depending on the deductible and the model

123 offers from 25 health insurers. With a deductible of 300 CHF, the cheapest is **313.20 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 449.30 CHF with vita surselva (Standard model).

Lowest premium:
- 300 CHF: 313.20 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/lu/sursee/young-adult/no-accident/deductible-300/
- 500 CHF: 303.60 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/lu/sursee/young-adult/no-accident/deductible-500/
- 1'000 CHF: 279.70 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/lu/sursee/young-adult/no-accident/deductible-1000/
- 1'500 CHF: 254.15 CHF (Sanitas, Family doctor 1) — https://praemiencheck.onedoc.ch/en/lu/sursee/young-adult/no-accident/deductible-1500/
- 2'000 CHF: 227.00 CHF (CONCORDIA, HMO) — https://praemiencheck.onedoc.ch/en/lu/sursee/young-adult/no-accident/deductible-2000/
- 2'500 CHF: 199.40 CHF (CONCORDIA, HMO) — https://praemiencheck.onedoc.ch/en/lu/sursee/young-adult/no-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 313.20 | 303.60 | 279.70 | 255.70 | 231.70 | 207.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 319.35 | 308.50 | 281.35 | 254.15 | 227.00 | 199.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 319.35 | 308.50 | 281.35 | 254.15 | 227.00 | 199.90 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 319.70 | 308.90 | 281.80 | 254.60 | 227.60 | 200.40 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 320.70 | 309.70 | 282.10 | 254.50 | 227.00 | 199.40 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 321.75 | 310.80 | 283.40 | 255.95 | 230.00 | 201.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 322.70 | 311.85 | 284.70 | 257.50 | 230.40 | 203.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 322.70 | 311.85 | 284.70 | 257.50 | 230.40 | 203.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 322.70 | 311.85 | 284.70 | 257.50 | 230.40 | 203.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 322.70 | 311.85 | 284.70 | 257.50 | 230.40 | 203.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 322.70 | 311.85 | 284.70 | 257.50 | 230.40 | 203.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 323.20 | 312.20 | 284.40 | 256.70 | 229.00 | 201.30 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 323.70 | 312.80 | 285.70 | 258.60 | 231.40 | 204.30 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 324.30 | 313.60 | 286.60 | 259.20 | 232.20 | 205.20 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 325.00 | 314.00 | 286.20 | 258.50 | 230.90 | 203.10 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 325.20 | 314.20 | 287.00 | 261.55 | 236.10 | 210.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 325.50 | 314.70 | 287.60 | 260.40 | 233.30 | 206.20 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 328.20 | 317.20 | 289.60 | 262.00 | 234.50 | 206.90 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 329.40 | 319.40 | 294.50 | 269.60 | 244.60 | 219.70 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 329.40 | 319.40 | 294.50 | 269.60 | 244.60 | 219.70 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 329.80 | 319.20 | 292.20 | 264.70 | 237.80 | 210.80 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 329.80 | 319.20 | 292.20 | 264.70 | 237.80 | 210.80 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 331.40 | 321.20 | 295.90 | 270.50 | 245.10 | 219.80 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 332.20 | 321.20 | 293.50 | 265.70 | 238.10 | 210.30 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 332.65 | 321.80 | 294.65 | 267.50 | 240.35 | 213.20 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 333.00 | 322.20 | 295.00 | 267.90 | 240.80 | 213.70 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 333.20 | 322.90 | 297.50 | 272.00 | 246.40 | 221.10 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 334.00 | 323.00 | 295.30 | 267.50 | 239.90 | 212.10 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 334.90 | 324.20 | 297.00 | 269.80 | 242.80 | 215.60 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 336.80 | 327.40 | 303.90 | 280.30 | 256.70 | 227.70 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 336.80 | 325.90 | 298.80 | 271.70 | 244.50 | 217.40 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 336.80 | 325.90 | 298.80 | 271.70 | 244.50 | 217.40 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 337.00 | 326.20 | 299.00 | 271.90 | 244.80 | 220.40 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 337.60 | 326.60 | 299.00 | 271.50 | 244.00 | 216.40 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 341.00 | 330.30 | 303.40 | 275.90 | 249.00 | 222.00 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 341.60 | 335.30 | 303.40 | 276.10 | 248.90 | 221.60 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 342.30 | 331.35 | 303.90 | 276.90 | 250.10 | 223.40 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 342.40 | 336.10 | 304.20 | 276.90 | 249.70 | 222.40 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 342.60 | 331.80 | 304.60 | 277.50 | 250.40 | 223.20 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 344.20 | 333.40 | 306.30 | 279.10 | 252.10 | 237.40 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 345.30 | 334.50 | 307.30 | 280.20 | 253.10 | 225.90 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 348.70 | 337.90 | 310.80 | 283.60 | 256.50 | 229.40 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 349.80 | 339.00 | 311.80 | 284.70 | — | 230.50 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 350.40 | 339.60 | 312.40 | 285.30 | 258.20 | 231.10 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 350.40 | 339.60 | 312.40 | 285.30 | 258.20 | 231.10 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 350.80 | 340.00 | 312.80 | 285.70 | 258.60 | 231.40 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 351.50 | 340.70 | 313.50 | 286.20 | 259.10 | 231.90 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 351.50 | 340.70 | 313.50 | 286.20 | 259.10 | 231.90 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 352.20 | 341.50 | 314.30 | 287.20 | 260.10 | 232.90 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 352.70 | 341.90 | 314.70 | 287.60 | — | 233.30 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 353.30 | 342.60 | 315.70 | 288.20 | 261.20 | 234.30 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 353.40 | 342.70 | 315.50 | 288.30 | 261.30 | 234.10 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 354.80 | 343.90 | 320.70 | 293.60 | 262.50 | 235.40 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 356.00 | 345.20 | 318.10 | 290.90 | 263.90 | 237.40 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 356.20 | 345.50 | 318.30 | 291.10 | 264.10 | 236.90 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 356.40 | 345.50 | 318.20 | 291.00 | 263.70 | 236.50 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 356.70 | 345.90 | 318.70 | 291.60 | 264.50 | 237.40 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 357.40 | 346.70 | 319.50 | 292.30 | 265.30 | 238.10 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 357.40 | 346.70 | 319.50 | 292.30 | 265.30 | 238.10 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 358.00 | 347.20 | 320.10 | 292.90 | 265.80 | 238.70 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 358.60 | 347.80 | 320.60 | 293.50 | 266.40 | 239.20 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 360.70 | 349.80 | 328.60 | 301.50 | 268.50 | 241.30 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 361.50 | 350.80 | 323.90 | 296.40 | 269.50 | 242.50 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 362.10 | 351.00 | 323.40 | 295.60 | 267.90 | 240.30 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 362.20 | 351.30 | 324.10 | 296.80 | 269.60 | 242.30 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 363.10 | 352.10 | 324.30 | 296.60 | 268.90 | 241.20 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 364.20 | 353.40 | 326.20 | 299.10 | — | 244.90 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 364.60 | 357.70 | 334.50 | 307.40 | 288.20 | 261.00 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | VIVA health plan | 364.80 | 353.90 | 332.00 | 304.70 | 282.70 | 255.50 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 365.60 | 354.90 | 328.00 | 300.50 | 273.60 | 246.60 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 365.60 | 354.80 | 327.70 | 300.50 | 273.50 | 246.30 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 366.60 | 358.30 | 337.40 | 316.40 | 295.00 | 274.10 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 367.10 | 356.30 | 329.10 | 302.00 | — | 247.80 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 369.90 | 363.60 | 331.70 | 304.40 | 277.20 | 249.90 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 370.30 | 364.00 | 332.10 | 304.80 | 277.60 | 250.30 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 370.50 | 363.60 | 336.50 | 309.40 | 278.30 | 251.20 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 372.10 | 362.50 | 338.30 | 314.20 | 290.10 | 266.00 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 372.70 | 362.00 | 335.00 | 307.60 | 280.60 | 253.70 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 373.70 | 362.90 | 335.80 | 308.60 | 281.60 | 254.40 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 373.70 | 362.90 | 335.80 | 308.60 | 281.60 | 254.40 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 374.20 | 363.30 | 336.20 | 309.10 | 281.90 | 254.80 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 374.40 | 363.60 | 336.40 | 309.30 | 282.20 | 255.10 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 374.40 | 363.60 | 336.40 | 309.30 | 282.20 | 255.10 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 375.00 | 364.10 | 336.50 | 308.90 | 281.40 | 253.80 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 375.80 | 365.00 | 337.80 | 310.60 | 283.40 | 256.20 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 375.90 | 365.20 | 338.20 | 310.80 | 283.80 | 256.90 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 378.60 | 367.80 | 340.70 | 313.50 | — | 259.30 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 379.40 | 368.50 | 341.20 | 314.00 | 286.70 | 259.40 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 380.50 | 370.70 | 346.00 | 321.30 | 296.70 | 272.00 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 381.70 | 375.40 | 343.50 | 316.20 | 289.00 | 261.70 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 384.60 | 373.80 | 346.90 | 319.50 | 297.20 | 275.80 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 384.80 | 374.80 | 349.90 | 324.90 | 300.00 | 275.00 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 386.00 | 375.10 | 347.80 | 320.60 | 293.30 | 266.10 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 386.30 | 379.40 | 356.20 | 329.10 | 302.00 | 274.80 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 387.10 | 376.30 | 349.20 | 322.10 | 295.00 | 267.80 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 388.10 | 377.40 | 350.40 | 323.00 | 296.00 | 269.00 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 389.30 | 378.50 | 351.30 | 324.20 | 297.10 | 269.90 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 389.50 | 383.30 | 351.40 | 324.10 | 296.80 | 269.60 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 389.90 | 379.00 | 351.70 | 324.50 | 297.20 | 270.00 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 390.20 | 383.30 | 356.20 | 329.10 | 302.00 | 274.80 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 390.30 | 379.60 | 352.60 | 325.20 | 298.20 | 271.30 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 392.50 | 381.80 | 354.80 | 327.40 | 300.40 | 273.50 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 393.40 | 387.20 | 355.30 | 328.00 | 300.80 | 273.50 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 394.00 | 383.20 | 356.10 | 328.90 | 301.80 | 274.70 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 394.20 | 383.30 | 356.20 | 329.10 | 302.00 | 274.80 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 398.40 | 389.20 | 366.40 | 343.60 | 320.80 | 298.00 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 401.30 | 390.60 | 363.70 | 336.20 | 309.20 | 282.30 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 405.30 | 394.40 | 367.20 | 339.90 | 312.70 | 285.40 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 406.30 | 395.50 | 368.30 | 341.20 | 314.10 | 287.00 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 407.40 | 396.60 | 369.50 | 342.30 | — | 288.10 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 409.70 | 398.80 | 371.60 | 344.30 | 317.10 | 289.80 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 409.70 | 398.80 | 371.60 | 344.30 | 317.10 | 289.80 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 410.80 | 400.10 | 373.20 | 345.70 | 318.80 | 291.80 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 419.00 | 408.10 | 380.80 | 353.60 | 326.30 | 299.00 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 422.80 | 411.90 | 384.50 | 357.00 | 329.70 | 302.20 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 422.90 | 412.00 | 384.80 | 357.50 | 330.30 | 303.00 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 422.90 | 412.00 | 384.80 | 357.50 | 330.30 | 303.00 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 426.80 | 418.30 | 388.40 | 358.55 | 328.65 | 303.00 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 433.70 | 422.90 | 395.40 | 368.00 | 340.60 | 313.20 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 436.10 | 425.20 | 398.00 | 370.70 | 343.50 | 316.20 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 440.50 | 429.60 | 402.40 | 375.10 | 347.90 | 320.60 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 441.00 | 430.30 | 403.30 | 375.90 | 348.90 | 322.00 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 449.30 | 440.30 | 408.85 | 381.90 | 354.95 | 323.50 |

123 offers from 25 health insurers.: https://praemiencheck.onedoc.ch/en/lu/sursee/young-adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/lu/sursee/young-adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/lu/sursee/young-adult/no-accident.md

\* insurer’s default model

Last modified: 29/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Sursee for a young adult aged 19 to 25 with a deductible of 300 CHF, without accident cover?

In 2027, without accident cover, the cheapest offer in [Sursee](https://praemiencheck.onedoc.ch/en/lu/sursee/) is Agrisano (AGRIsmart) at 313.20 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 332.65 CHF a month.

### How much does health insurance cost in Sursee in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/lu/sursee/young-adult/) with a deductible of 300 CHF and without accident cover, monthly premiums run from 313.20 CHF (Agrisano, AGRIsmart) to 449.30 CHF (vita surselva, Standard model): 123 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 276.40 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Sursee for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 313.20 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/lu/sursee/young-adult/no-accident/deductible-300/) to 207.90 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/lu/sursee/young-adult/no-accident/deductible-2500/): 105.30 CHF less a month, 1'263.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'704 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Sursee for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 332.65 CHF (Sanitas), family doctor / HMO 319.35 CHF (Sanitas), flexible model 322.70 CHF (Sanitas), telemedicine 313.20 CHF (Agrisano).

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/lu/sursee/young-adult/no-accident/

## Related pages

- Without accident cover: from 199.40 to 449.30 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/lu/sursee/young-adult/no-accident/

Address of this page: praemiencheck.onedoc.ch/en/lu/sursee/young-adult/no-accident/ — replace `lu` with your canton’s two-letter code (ge, vd, zh…) and `sursee` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.