# Health insurance premiums 2026 in Schenkon (LU), for a young adult aged 19 to 25

In 2026, for a young adult aged 19 to 25 in Schenkon, the cheapest health insurance premium is:

- [Without accident cover](https://praemiencheck.onedoc.ch/en/lu/schenkon/young-adult/no-accident/): **290.15 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/lu/schenkon/young-adult/no-accident/deductible-300/) (Agrisano, AGRIsmart), **175.45 CHF** with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/lu/schenkon/young-adult/no-accident/deductible-2500/) (CSS, HMO (health practice)).
- [With accident cover](https://praemiencheck.onedoc.ch/en/lu/schenkon/young-adult/with-accident/): **305.65 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/lu/schenkon/young-adult/with-accident/deductible-300/) (Agrisano, AGRIsmart), **189.05 CHF** with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/lu/schenkon/young-adult/with-accident/deductible-2500/) (CSS, HMO (health practice)).

## Without accident cover: from 175.45 to 434.20 CHF a month depending on the deductible and the model

123 offers from 25 health insurers. With a deductible of 300 CHF, the cheapest is **290.15 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 434.20 CHF with vita surselva (Standard model).

Lowest premium:
- 300 CHF: 290.15 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/lu/schenkon/young-adult/no-accident/deductible-300/
- 500 CHF: 280.55 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/lu/schenkon/young-adult/no-accident/deductible-500/
- 1'000 CHF: 256.75 CHF (CSS, HMO (health practice)) — https://praemiencheck.onedoc.ch/en/lu/schenkon/young-adult/no-accident/deductible-1000/
- 1'500 CHF: 229.65 CHF (CSS, HMO (health practice)) — https://praemiencheck.onedoc.ch/en/lu/schenkon/young-adult/no-accident/deductible-1500/
- 2'000 CHF: 202.55 CHF (CSS, HMO (health practice)) — https://praemiencheck.onedoc.ch/en/lu/schenkon/young-adult/no-accident/deductible-2000/
- 2'500 CHF: 175.45 CHF (CSS, HMO (health practice)) — https://praemiencheck.onedoc.ch/en/lu/schenkon/young-adult/no-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 290.15 | 280.55 | 256.75 | 232.95 | 209.05 | 185.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 294.75 | 283.95 | 256.75 | 229.65 | 202.55 | 175.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 297.35 | 286.55 | 259.35 | 232.25 | 205.15 | 182.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 299.15 | 288.35 | 261.15 | 234.05 | 206.95 | 182.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 300.20 | 289.40 | 262.25 | 235.05 | 207.95 | 180.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 300.35 | 289.55 | 262.35 | 235.15 | 208.05 | 180.95 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 302.75 | 291.80 | 264.35 | 236.95 | 211.00 | 182.10 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 303.40 | 292.60 | 265.40 | 238.20 | 211.10 | 183.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 303.40 | 292.60 | 265.40 | 238.20 | 211.10 | 183.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 303.40 | 292.60 | 265.40 | 238.20 | 211.10 | 183.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 303.55 | 292.75 | 265.55 | 238.35 | 211.25 | 184.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 303.55 | 292.75 | 265.55 | 238.35 | 211.25 | 184.05 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 305.55 | 295.55 | 270.45 | 245.35 | 220.25 | 195.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 305.95 | 295.25 | 268.35 | 240.85 | 213.95 | 188.15 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausmed | 306.05 | 295.05 | 267.85 | 242.40 | 216.95 | 191.60 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 306.05 | 295.25 | 268.15 | 240.95 | 213.95 | 186.75 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 306.55 | 295.55 | 267.75 | 240.05 | 212.45 | 184.65 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 308.25 | 297.25 | 269.45 | 241.75 | 214.15 | 186.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 309.65 | 298.75 | 271.65 | 244.55 | 217.35 | 190.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 309.65 | 298.75 | 271.65 | 244.55 | 217.35 | 190.25 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 310.75 | 300.45 | 275.15 | 249.55 | 223.95 | 198.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 310.85 | 300.15 | 272.95 | 245.75 | 218.75 | 194.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 311.35 | 300.65 | 273.65 | 246.25 | 219.25 | 192.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 311.35 | 300.65 | 273.65 | 246.25 | 219.25 | 192.35 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 312.05 | 301.05 | 273.45 | 245.85 | 218.35 | 191.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 313.05 | 302.25 | 275.05 | 247.85 | 220.75 | 193.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 313.55 | 307.35 | 275.45 | 248.15 | 220.95 | 193.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 314.35 | 308.05 | 276.15 | 248.85 | 221.65 | 194.35 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 314.65 | 304.65 | 279.75 | 254.85 | 229.95 | 204.95 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 314.65 | 304.65 | 279.75 | 254.85 | 229.95 | 204.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 314.75 | 303.95 | 276.75 | 249.65 | 222.55 | 195.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 315.25 | 304.25 | 276.55 | 248.75 | 221.15 | 193.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 316.95 | 305.95 | 278.25 | 250.45 | 222.85 | 195.15 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 317.15 | 307.75 | 284.05 | 260.55 | 236.95 | 213.35 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 317.55 | 306.55 | 278.95 | 251.35 | 223.85 | 196.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 317.75 | 306.95 | 281.65 | 254.45 | 227.35 | 200.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 319.55 | 308.75 | 281.65 | 254.45 | 227.35 | 200.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 319.55 | 308.75 | 281.65 | 254.45 | 227.35 | 200.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 321.95 | 311.15 | 284.05 | 256.85 | 229.85 | 202.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 321.95 | 311.15 | 284.05 | 256.85 | 229.85 | 202.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 322.05 | 311.35 | 284.45 | 256.95 | 230.05 | 203.05 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 322.40 | 311.45 | 284.00 | 257.00 | 230.20 | 203.50 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 322.85 | 312.15 | 285.15 | 257.75 | 230.75 | 203.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 326.25 | 315.45 | 288.35 | 261.15 | 234.05 | 206.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 327.45 | 316.65 | 289.55 | 262.35 | 235.35 | 208.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 328.15 | 317.35 | 290.15 | 263.05 | 235.95 | 208.75 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 328.65 | 317.75 | 290.15 | 262.55 | 235.05 | 207.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 330.45 | 319.75 | 292.75 | 265.35 | 238.35 | 211.45 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 331.95 | 321.15 | 293.95 | 266.95 | 239.75 | 213.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 332.05 | 321.25 | 294.15 | 266.95 | — | 212.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | VIVA – Gesundheitsplan | 332.65 | 321.75 | 301.55 | 274.25 | 254.05 | 226.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 334.25 | 323.55 | 296.65 | 269.15 | 242.25 | 215.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 334.75 | 323.95 | 296.85 | 269.65 | — | 215.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 335.55 | 324.75 | 297.65 | 270.45 | 243.35 | 216.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 336.15 | 325.35 | 298.15 | 271.05 | 243.95 | 216.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 336.15 | 325.35 | 298.15 | 271.05 | 243.95 | 216.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 336.15 | 325.35 | 298.15 | 271.05 | 243.95 | 216.75 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 336.95 | 326.05 | 298.75 | 271.45 | 244.25 | 216.95 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 336.95 | 326.05 | 298.75 | 271.45 | 244.25 | 216.95 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 338.15 | 327.05 | 299.45 | 271.65 | 243.95 | 216.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 339.95 | 333.75 | 301.85 | 274.55 | 247.35 | 220.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 340.35 | 334.15 | 302.15 | 274.95 | 247.65 | 220.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 340.75 | 329.85 | 306.65 | 279.45 | 248.55 | 221.35 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 342.35 | 331.65 | 304.45 | 277.35 | 250.25 | 223.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 342.65 | 331.85 | 314.35 | 287.15 | 252.35 | 225.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 342.65 | 331.75 | 304.45 | 277.25 | 249.95 | 222.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 343.85 | 333.15 | 306.15 | 278.75 | 251.75 | 224.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 344.25 | 333.45 | 306.25 | 279.15 | 252.05 | 224.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 344.55 | 333.65 | 306.65 | 279.45 | 252.35 | 225.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 345.05 | 334.05 | 306.25 | 278.55 | 250.85 | 223.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 345.75 | 334.95 | 307.75 | 280.65 | — | 226.45 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 347.25 | 338.95 | 317.95 | 297.05 | 275.65 | 254.75 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 347.85 | 338.25 | 314.15 | 289.95 | 265.95 | 241.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 348.35 | 337.45 | 310.15 | 282.95 | 255.65 | 228.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 348.45 | 337.65 | 310.45 | 283.35 | — | 229.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 350.35 | 339.55 | 312.35 | 287.15 | 261.95 | 238.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 350.55 | 339.75 | 312.55 | 285.45 | 258.35 | 231.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 350.55 | 339.75 | 312.55 | 285.45 | 258.35 | 231.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 350.95 | 344.75 | 312.85 | 285.55 | 258.35 | 231.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 352.25 | 341.55 | 314.35 | 287.15 | 260.15 | 232.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 352.25 | 341.55 | 314.35 | 287.15 | 260.15 | 232.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 352.45 | 341.75 | 314.85 | 287.35 | 260.35 | 233.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 354.35 | 343.65 | 316.65 | 289.25 | 262.25 | 235.25 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 355.95 | 346.05 | 321.35 | 296.65 | 272.05 | 247.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 356.15 | 349.15 | 321.95 | 294.85 | 263.85 | 236.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 356.35 | 345.65 | 318.65 | 291.25 | 264.25 | 237.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 358.35 | 347.55 | 320.35 | 293.25 | 266.15 | 239.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 358.35 | 347.75 | 320.75 | 293.25 | 266.35 | 239.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 358.35 | 352.05 | 320.15 | 292.95 | 265.65 | 238.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 359.35 | 348.55 | 321.35 | 294.25 | — | 239.95 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 359.95 | 349.95 | 325.05 | 300.05 | 275.15 | 250.15 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 360.65 | 349.85 | 322.55 | 295.25 | 268.05 | 240.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 361.95 | 355.75 | 323.85 | 296.55 | 269.35 | 242.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 363.85 | 352.95 | 325.85 | 298.75 | 271.55 | 244.45 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 364.45 | 353.65 | 326.85 | 299.35 | 277.05 | 255.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 364.45 | 353.65 | 326.55 | 299.35 | 272.35 | 245.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 365.05 | 354.15 | 326.95 | 299.65 | 272.35 | 245.15 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 365.25 | 354.45 | 327.25 | 300.25 | 273.05 | 245.95 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 365.75 | 354.75 | 327.15 | 299.55 | 272.05 | 244.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 366.55 | 355.85 | 328.95 | 301.45 | 274.45 | 247.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 368.55 | 357.75 | 330.65 | 303.45 | 276.45 | 249.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 369.25 | 358.45 | 331.25 | 304.15 | 277.05 | 249.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 371.55 | 360.65 | 333.35 | 306.15 | 278.85 | 251.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 374.75 | 363.85 | 336.65 | 309.35 | 282.05 | 254.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 375.35 | 364.45 | 337.35 | 312.15 | 286.95 | 259.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 375.35 | 364.45 | 337.15 | 309.95 | 282.65 | 255.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 376.25 | 365.55 | 338.55 | 311.15 | 284.15 | 257.15 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 377.85 | 368.55 | 345.75 | 323.05 | 300.25 | 277.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 378.85 | 367.95 | 340.75 | 313.45 | 286.25 | 258.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 378.85 | 367.95 | 340.75 | 313.45 | 286.25 | 258.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 379.15 | 368.35 | 341.25 | 314.05 | 286.95 | 259.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 386.55 | 375.75 | 348.65 | 321.45 | — | 267.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 387.55 | 376.65 | 349.45 | 322.15 | 294.85 | 267.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 391.25 | 380.35 | 353.15 | 325.85 | 298.55 | 271.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 391.25 | 380.35 | 353.15 | 325.85 | 298.55 | 271.35 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 396.05 | 385.15 | 357.65 | 330.25 | 302.85 | 275.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 401.15 | 390.35 | 363.15 | 336.05 | 308.95 | 281.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 403.35 | 392.65 | 365.65 | 338.25 | 311.25 | 284.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 403.65 | 392.75 | 365.45 | 338.25 | 310.95 | 283.75 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 404.55 | 393.75 | 366.25 | 338.85 | 311.45 | 284.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 407.75 | 396.85 | 369.65 | 342.35 | 315.05 | 287.85 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 412.25 | 403.90 | 374.65 | 345.45 | 316.20 | 291.20 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 434.20 | 425.40 | 394.65 | 368.30 | 337.55 | 306.75 |

123 offers from 25 health insurers.: https://praemiencheck.onedoc.ch/en/lu/schenkon/young-adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/lu/schenkon/young-adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/lu/schenkon/young-adult/no-accident.md

## With accident cover: from 189.05 to 436.85 CHF a month depending on the deductible and the model

123 offers from 25 health insurers. With a deductible of 300 CHF, the cheapest is **305.65 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 436.85 CHF with vita surselva (Standard model).

Lowest premium:
- 300 CHF: 305.65 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/lu/schenkon/young-adult/with-accident/deductible-300/
- 500 CHF: 295.55 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/lu/schenkon/young-adult/with-accident/deductible-500/
- 1'000 CHF: 270.55 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/lu/schenkon/young-adult/with-accident/deductible-1000/
- 1'500 CHF: 245.45 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/lu/schenkon/young-adult/with-accident/deductible-1500/
- 2'000 CHF: 218.25 CHF (CSS, HMO (health practice)) — https://praemiencheck.onedoc.ch/en/lu/schenkon/young-adult/with-accident/deductible-2000/
- 2'500 CHF: 189.05 CHF (CSS, HMO (health practice)) — https://praemiencheck.onedoc.ch/en/lu/schenkon/young-adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 305.65 | 295.55 | 270.55 | 245.45 | 220.35 | 195.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 317.35 | 305.75 | 276.55 | 247.35 | 218.25 | 189.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 320.05 | 308.45 | 279.25 | 250.05 | 220.95 | 197.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 321.95 | 310.35 | 281.15 | 251.95 | 222.85 | 197.05 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 321.95 | 311.35 | 284.95 | 258.55 | 232.15 | 205.85 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 322.40 | 310.75 | 281.55 | 252.40 | 224.80 | 194.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 322.85 | 311.25 | 282.05 | 252.85 | 223.75 | 194.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 322.95 | 311.35 | 282.15 | 252.95 | 223.85 | 194.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 322.95 | 311.35 | 282.15 | 252.95 | 223.85 | 194.65 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 324.75 | 313.15 | 283.95 | 254.75 | 225.65 | 196.45 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausmed | 325.90 | 314.20 | 285.30 | 258.20 | 231.10 | 204.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 326.25 | 314.65 | 285.45 | 256.25 | 227.15 | 197.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 326.25 | 314.65 | 285.45 | 256.25 | 227.15 | 197.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 326.25 | 314.65 | 285.45 | 256.25 | 227.15 | 197.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 326.35 | 314.75 | 285.55 | 256.35 | 227.25 | 198.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 326.35 | 314.75 | 285.55 | 256.35 | 227.25 | 198.05 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 327.35 | 316.55 | 289.85 | 262.95 | 236.05 | 209.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 329.35 | 317.85 | 288.85 | 259.35 | 230.35 | 202.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 329.45 | 317.85 | 288.65 | 259.45 | 230.35 | 201.15 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 330.45 | 318.85 | 289.65 | 260.45 | 231.35 | 202.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 332.15 | 320.55 | 291.35 | 262.15 | 233.05 | 203.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 333.25 | 321.55 | 292.45 | 263.25 | 234.05 | 204.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 333.25 | 321.55 | 292.45 | 263.25 | 234.05 | 204.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 333.95 | 322.35 | 293.15 | 263.95 | 234.85 | 205.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 334.65 | 323.05 | 293.85 | 264.65 | 235.55 | 209.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 335.15 | 323.65 | 294.65 | 265.15 | 236.15 | 207.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 335.15 | 323.65 | 294.65 | 265.15 | 236.15 | 207.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 335.85 | 329.25 | 295.05 | 265.85 | 236.75 | 207.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 336.25 | 324.65 | 295.45 | 266.25 | 237.15 | 207.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 336.55 | 324.95 | 295.75 | 266.55 | 237.45 | 208.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 336.65 | 329.95 | 295.85 | 266.65 | 237.45 | 208.35 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 338.75 | 327.95 | 301.15 | 274.35 | 247.55 | 220.75 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 338.75 | 327.95 | 301.15 | 274.35 | 247.55 | 220.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 338.75 | 327.15 | 297.95 | 268.75 | 239.65 | 210.45 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 341.35 | 331.25 | 305.85 | 280.55 | 255.15 | 229.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 342.05 | 330.45 | 303.15 | 273.95 | 244.85 | 215.65 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 343.30 | 331.65 | 302.50 | 273.70 | 245.20 | 216.80 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 343.95 | 332.35 | 303.15 | 273.95 | 244.85 | 215.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 343.95 | 332.35 | 303.15 | 273.95 | 244.85 | 215.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 346.55 | 334.95 | 305.75 | 276.55 | 247.45 | 218.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 346.55 | 334.95 | 305.75 | 276.55 | 247.45 | 218.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 346.65 | 335.15 | 306.15 | 276.65 | 247.65 | 218.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 347.55 | 336.05 | 307.05 | 277.55 | 248.55 | 219.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 348.05 | 336.45 | 307.25 | 278.05 | 248.95 | 219.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 351.15 | 339.55 | 310.35 | 281.15 | 252.05 | 222.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 352.45 | 340.85 | 311.65 | 282.45 | 253.35 | 224.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 353.15 | 341.55 | 312.35 | 283.15 | 254.05 | 224.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 355.75 | 344.25 | 315.25 | 285.75 | 256.75 | 227.75 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 356.25 | 344.55 | 315.45 | 286.25 | 257.05 | 227.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | VIVA – Gesundheitsplan | 356.35 | 344.65 | 322.95 | 293.85 | 272.15 | 242.95 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 357.25 | 345.65 | 316.45 | 287.35 | 258.15 | 229.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 357.45 | 345.85 | 316.65 | 287.45 | — | 229.15 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 359.85 | 348.35 | 319.35 | 289.85 | 260.85 | 231.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 360.35 | 348.75 | 319.55 | 290.35 | — | 232.05 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 360.65 | 349.05 | 319.85 | 290.65 | 261.55 | 232.35 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 360.65 | 349.05 | 319.85 | 290.65 | 261.55 | 232.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 361.15 | 349.55 | 320.35 | 291.15 | 262.05 | 232.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 361.75 | 350.15 | 320.95 | 291.75 | 262.65 | 233.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 361.75 | 350.15 | 320.95 | 291.75 | 262.65 | 233.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 361.75 | 350.15 | 320.95 | 291.75 | 262.65 | 233.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 363.45 | 351.85 | 322.65 | 293.45 | 264.35 | 235.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 364.15 | 357.45 | 323.25 | 294.15 | 264.95 | 235.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 364.55 | 357.85 | 323.65 | 294.55 | 265.35 | 236.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 366.75 | 355.15 | 330.05 | 300.95 | 267.65 | 238.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 366.95 | 355.25 | 326.15 | 296.95 | 267.75 | 238.65 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 368.55 | 356.95 | 327.75 | 298.55 | 269.45 | 240.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 368.85 | 357.15 | 338.35 | 309.15 | 271.75 | 242.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 370.05 | 358.55 | 329.55 | 300.05 | 271.05 | 242.05 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 370.45 | 360.25 | 334.55 | 308.85 | 283.25 | 257.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 370.45 | 358.85 | 329.65 | 300.45 | 271.35 | 242.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 370.85 | 359.15 | 330.05 | 300.85 | 271.65 | 242.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 372.15 | 360.55 | 331.35 | 302.15 | — | 243.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 373.05 | 361.35 | 332.25 | 303.05 | 273.85 | 244.75 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 373.75 | 364.85 | 342.25 | 319.75 | 296.75 | 274.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 375.05 | 363.45 | 334.25 | 305.05 | — | 246.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 375.85 | 369.25 | 335.05 | 305.85 | 276.75 | 247.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 377.15 | 365.45 | 336.25 | 309.15 | 282.05 | 257.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 377.25 | 365.65 | 336.45 | 307.25 | 278.15 | 248.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 377.25 | 365.65 | 336.45 | 307.25 | 278.15 | 248.95 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 378.95 | 368.55 | 342.25 | 315.95 | 289.75 | 263.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 379.15 | 367.55 | 338.35 | 309.15 | 280.05 | 250.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 379.15 | 367.55 | 338.35 | 309.15 | 280.05 | 250.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 379.35 | 367.85 | 338.85 | 309.35 | 280.35 | 251.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 381.35 | 369.85 | 340.85 | 311.35 | 282.35 | 253.35 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 383.25 | 372.65 | 346.05 | 319.55 | 293.05 | 266.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 383.35 | 375.75 | 346.65 | 317.45 | 284.15 | 254.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 383.55 | 372.05 | 343.05 | 313.55 | 284.55 | 255.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 383.75 | 377.05 | 342.95 | 313.75 | 284.55 | 255.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 385.65 | 374.05 | 344.85 | 315.65 | 286.55 | 257.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 385.75 | 374.25 | 345.25 | 315.75 | 286.75 | 257.75 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 386.05 | 374.45 | 345.25 | 316.05 | 286.95 | 257.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 386.75 | 375.15 | 345.95 | 316.75 | — | 258.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 387.25 | 375.65 | 346.45 | 317.25 | 288.15 | 258.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 387.65 | 381.05 | 346.85 | 317.65 | 288.55 | 259.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 390.95 | 379.25 | 350.15 | 320.95 | 291.75 | 262.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 391.55 | 379.95 | 350.75 | 321.55 | 292.45 | 263.25 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 392.25 | 380.65 | 351.75 | 322.25 | 298.25 | 275.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 392.25 | 380.65 | 351.45 | 322.25 | 293.15 | 263.95 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 393.05 | 381.45 | 352.25 | 323.15 | 293.95 | 264.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 394.55 | 383.05 | 354.05 | 324.55 | 295.55 | 266.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 396.65 | 385.05 | 355.85 | 326.65 | 297.55 | 268.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 397.35 | 385.75 | 356.55 | 327.35 | 298.25 | 269.05 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 397.85 | 386.15 | 357.05 | 327.85 | 298.65 | 269.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 401.35 | 389.65 | 360.55 | 331.35 | 302.15 | 273.05 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 401.95 | 390.25 | 361.05 | 331.95 | 302.75 | 273.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 403.95 | 392.35 | 363.15 | 336.05 | 308.95 | 279.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 404.95 | 393.45 | 364.45 | 334.95 | 305.95 | 276.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 405.75 | 394.05 | 364.95 | 335.75 | 306.55 | 277.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 405.75 | 394.05 | 364.95 | 335.75 | 306.55 | 277.45 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 406.65 | 396.65 | 372.15 | 347.75 | 323.15 | 298.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 408.05 | 396.45 | 367.25 | 338.05 | 308.95 | 279.75 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 414.75 | 406.35 | 376.95 | 347.55 | 318.15 | 293.00 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 415.05 | 403.35 | 374.15 | 345.05 | 315.85 | 286.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 416.05 | 404.45 | 375.25 | 346.05 | — | 287.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 418.95 | 407.35 | 378.15 | 348.95 | 319.85 | 290.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 418.95 | 407.35 | 378.15 | 348.95 | 319.85 | 290.65 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 421.65 | 410.05 | 380.85 | 351.65 | 322.55 | 293.35 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 430.70 | 419.15 | 389.95 | 360.75 | 331.65 | 302.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 431.65 | 420.05 | 390.85 | 361.65 | 332.55 | 303.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 432.25 | 420.55 | 391.45 | 362.25 | 333.05 | 303.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 434.05 | 422.55 | 393.55 | 364.05 | 335.05 | 306.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 436.65 | 424.95 | 395.85 | 366.65 | 337.45 | 308.35 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 436.85 | 428.00 | 397.05 | 370.55 | 339.60 | 308.65 |

123 offers from 25 health insurers.: https://praemiencheck.onedoc.ch/en/lu/schenkon/young-adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/lu/schenkon/young-adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/lu/schenkon/young-adult/with-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Schenkon for a young adult aged 19 to 25?

In 2026, [without accident cover](https://praemiencheck.onedoc.ch/en/lu/schenkon/young-adult/no-accident/): Agrisano (AGRIsmart) at 290.15 CHF a month with a [deductible of 300 CHF](https://praemiencheck.onedoc.ch/en/lu/schenkon/young-adult/no-accident/deductible-300/), and CSS (HMO (health practice)) at 175.45 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/lu/schenkon/young-adult/no-accident/deductible-2500/). [With accident cover](https://praemiencheck.onedoc.ch/en/lu/schenkon/young-adult/with-accident/): Agrisano (AGRIsmart) at 305.65 CHF, and CSS (HMO (health practice)) at 189.05 CHF.

### How much does accident cover cost in basic insurance in Schenkon?

For a young adult aged 19 to 25 with Agrisano (AGRIsmart), the premium rises from 290.15 CHF a month [without accident cover](https://praemiencheck.onedoc.ch/en/lu/schenkon/young-adult/no-accident/) to 305.65 CHF with accident cover, at the 300 CHF deductible: 15.50 CHF a month, 186.00 CHF a year. You only need this cover if you are not already fully insured for accidents under the [Accident Insurance Act (UVG/LAA)](https://www.fedlex.admin.ch/eli/cc/1982/1676_1676_1676/en). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 295.30 CHF at Agrisano (AGRIsmart) gives 290.15 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/lu/schenkon/young-adult/

## Related pages

- Without accident cover: from 175.45 to 434.20 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/lu/schenkon/young-adult/no-accident/
- With accident cover: from 189.05 to 436.85 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/lu/schenkon/young-adult/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/lu/schenkon/young-adult/ — replace `lu` with your canton’s two-letter code (ge, vd, zh…) and `schenkon` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.