# Health insurance premiums 2027 in Oberkirch (LU), for a young adult aged 19 to 25

In 2027, for a young adult aged 19 to 25 in Oberkirch, the cheapest health insurance premium is:

- [Without accident cover](https://praemiencheck.onedoc.ch/en/lu/oberkirch/young-adult/no-accident/): **313.20 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/lu/oberkirch/young-adult/no-accident/deductible-300/) (Agrisano, AGRIsmart), **199.40 CHF** with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/lu/oberkirch/young-adult/no-accident/deductible-2500/) (CONCORDIA, HMO).
- [With accident cover](https://praemiencheck.onedoc.ch/en/lu/oberkirch/young-adult/with-accident/): **329.70 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/lu/oberkirch/young-adult/with-accident/deductible-300/) (Agrisano, AGRIsmart), **211.00 CHF** with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/lu/oberkirch/young-adult/with-accident/deductible-2500/) (CONCORDIA, HMO).

## Without accident cover: from 199.40 to 449.30 CHF a month depending on the deductible and the model

123 offers from 25 health insurers. With a deductible of 300 CHF, the cheapest is **313.20 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 449.30 CHF with vita surselva (Standard model).

Lowest premium:
- 300 CHF: 313.20 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/lu/oberkirch/young-adult/no-accident/deductible-300/
- 500 CHF: 303.60 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/lu/oberkirch/young-adult/no-accident/deductible-500/
- 1'000 CHF: 279.70 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/lu/oberkirch/young-adult/no-accident/deductible-1000/
- 1'500 CHF: 254.15 CHF (Sanitas, Family doctor 1) — https://praemiencheck.onedoc.ch/en/lu/oberkirch/young-adult/no-accident/deductible-1500/
- 2'000 CHF: 227.00 CHF (CONCORDIA, HMO) — https://praemiencheck.onedoc.ch/en/lu/oberkirch/young-adult/no-accident/deductible-2000/
- 2'500 CHF: 199.40 CHF (CONCORDIA, HMO) — https://praemiencheck.onedoc.ch/en/lu/oberkirch/young-adult/no-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 313.20 | 303.60 | 279.70 | 255.70 | 231.70 | 207.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 319.35 | 308.50 | 281.35 | 254.15 | 227.00 | 199.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 319.35 | 308.50 | 281.35 | 254.15 | 227.00 | 199.90 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 319.70 | 308.90 | 281.80 | 254.60 | 227.60 | 200.40 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 320.70 | 309.70 | 282.10 | 254.50 | 227.00 | 199.40 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 321.75 | 310.80 | 283.40 | 255.95 | 230.00 | 201.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 322.70 | 311.85 | 284.70 | 257.50 | 230.40 | 203.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 322.70 | 311.85 | 284.70 | 257.50 | 230.40 | 203.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 322.70 | 311.85 | 284.70 | 257.50 | 230.40 | 203.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 322.70 | 311.85 | 284.70 | 257.50 | 230.40 | 203.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 322.70 | 311.85 | 284.70 | 257.50 | 230.40 | 203.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 323.20 | 312.20 | 284.40 | 256.70 | 229.00 | 201.30 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 323.70 | 312.80 | 285.70 | 258.60 | 231.40 | 204.30 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 324.30 | 313.60 | 286.60 | 259.20 | 232.20 | 205.20 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 325.00 | 314.00 | 286.20 | 258.50 | 230.90 | 203.10 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 325.20 | 314.20 | 287.00 | 261.55 | 236.10 | 210.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 325.50 | 314.70 | 287.60 | 260.40 | 233.30 | 206.20 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 328.20 | 317.20 | 289.60 | 262.00 | 234.50 | 206.90 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 329.40 | 319.40 | 294.50 | 269.60 | 244.60 | 219.70 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 329.40 | 319.40 | 294.50 | 269.60 | 244.60 | 219.70 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 329.80 | 319.20 | 292.20 | 264.70 | 237.80 | 210.80 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 329.80 | 319.20 | 292.20 | 264.70 | 237.80 | 210.80 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 331.40 | 321.20 | 295.90 | 270.50 | 245.10 | 219.80 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 332.20 | 321.20 | 293.50 | 265.70 | 238.10 | 210.30 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 332.65 | 321.80 | 294.65 | 267.50 | 240.35 | 213.20 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 333.00 | 322.20 | 295.00 | 267.90 | 240.80 | 213.70 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 333.20 | 322.90 | 297.50 | 272.00 | 246.40 | 221.10 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 334.00 | 323.00 | 295.30 | 267.50 | 239.90 | 212.10 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 334.90 | 324.20 | 297.00 | 269.80 | 242.80 | 215.60 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 336.80 | 327.40 | 303.90 | 280.30 | 256.70 | 227.70 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 336.80 | 325.90 | 298.80 | 271.70 | 244.50 | 217.40 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 336.80 | 325.90 | 298.80 | 271.70 | 244.50 | 217.40 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 337.00 | 326.20 | 299.00 | 271.90 | 244.80 | 220.40 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 337.60 | 326.60 | 299.00 | 271.50 | 244.00 | 216.40 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 341.00 | 330.30 | 303.40 | 275.90 | 249.00 | 222.00 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 341.60 | 335.30 | 303.40 | 276.10 | 248.90 | 221.60 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 342.30 | 331.35 | 303.90 | 276.90 | 250.10 | 223.40 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 342.40 | 336.10 | 304.20 | 276.90 | 249.70 | 222.40 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 342.60 | 331.80 | 304.60 | 277.50 | 250.40 | 223.20 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 344.20 | 333.40 | 306.30 | 279.10 | 252.10 | 237.40 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 345.30 | 334.50 | 307.30 | 280.20 | 253.10 | 225.90 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 348.70 | 337.90 | 310.80 | 283.60 | 256.50 | 229.40 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 349.80 | 339.00 | 311.80 | 284.70 | — | 230.50 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 350.40 | 339.60 | 312.40 | 285.30 | 258.20 | 231.10 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 350.40 | 339.60 | 312.40 | 285.30 | 258.20 | 231.10 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 350.80 | 340.00 | 312.80 | 285.70 | 258.60 | 231.40 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 351.50 | 340.70 | 313.50 | 286.20 | 259.10 | 231.90 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 351.50 | 340.70 | 313.50 | 286.20 | 259.10 | 231.90 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 352.20 | 341.50 | 314.30 | 287.20 | 260.10 | 232.90 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 352.70 | 341.90 | 314.70 | 287.60 | — | 233.30 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 353.30 | 342.60 | 315.70 | 288.20 | 261.20 | 234.30 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 353.40 | 342.70 | 315.50 | 288.30 | 261.30 | 234.10 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 354.80 | 343.90 | 320.70 | 293.60 | 262.50 | 235.40 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 356.00 | 345.20 | 318.10 | 290.90 | 263.90 | 237.40 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 356.20 | 345.50 | 318.30 | 291.10 | 264.10 | 236.90 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 356.40 | 345.50 | 318.20 | 291.00 | 263.70 | 236.50 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 356.70 | 345.90 | 318.70 | 291.60 | 264.50 | 237.40 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 357.40 | 346.70 | 319.50 | 292.30 | 265.30 | 238.10 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 357.40 | 346.70 | 319.50 | 292.30 | 265.30 | 238.10 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 358.00 | 347.20 | 320.10 | 292.90 | 265.80 | 238.70 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 358.60 | 347.80 | 320.60 | 293.50 | 266.40 | 239.20 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 360.70 | 349.80 | 328.60 | 301.50 | 268.50 | 241.30 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 361.50 | 350.80 | 323.90 | 296.40 | 269.50 | 242.50 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 362.10 | 351.00 | 323.40 | 295.60 | 267.90 | 240.30 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 362.20 | 351.30 | 324.10 | 296.80 | 269.60 | 242.30 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 363.10 | 352.10 | 324.30 | 296.60 | 268.90 | 241.20 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 364.20 | 353.40 | 326.20 | 299.10 | — | 244.90 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 364.60 | 357.70 | 334.50 | 307.40 | 288.20 | 261.00 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | VIVA health plan | 364.80 | 353.90 | 332.00 | 304.70 | 282.70 | 255.50 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 365.60 | 354.90 | 328.00 | 300.50 | 273.60 | 246.60 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 365.60 | 354.80 | 327.70 | 300.50 | 273.50 | 246.30 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 366.60 | 358.30 | 337.40 | 316.40 | 295.00 | 274.10 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 367.10 | 356.30 | 329.10 | 302.00 | — | 247.80 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 369.90 | 363.60 | 331.70 | 304.40 | 277.20 | 249.90 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 370.30 | 364.00 | 332.10 | 304.80 | 277.60 | 250.30 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 370.50 | 363.60 | 336.50 | 309.40 | 278.30 | 251.20 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 372.10 | 362.50 | 338.30 | 314.20 | 290.10 | 266.00 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 372.70 | 362.00 | 335.00 | 307.60 | 280.60 | 253.70 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 373.70 | 362.90 | 335.80 | 308.60 | 281.60 | 254.40 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 373.70 | 362.90 | 335.80 | 308.60 | 281.60 | 254.40 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 374.20 | 363.30 | 336.20 | 309.10 | 281.90 | 254.80 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 374.40 | 363.60 | 336.40 | 309.30 | 282.20 | 255.10 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 374.40 | 363.60 | 336.40 | 309.30 | 282.20 | 255.10 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 375.00 | 364.10 | 336.50 | 308.90 | 281.40 | 253.80 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 375.80 | 365.00 | 337.80 | 310.60 | 283.40 | 256.20 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 375.90 | 365.20 | 338.20 | 310.80 | 283.80 | 256.90 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 378.60 | 367.80 | 340.70 | 313.50 | — | 259.30 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 379.40 | 368.50 | 341.20 | 314.00 | 286.70 | 259.40 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 380.50 | 370.70 | 346.00 | 321.30 | 296.70 | 272.00 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 381.70 | 375.40 | 343.50 | 316.20 | 289.00 | 261.70 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 384.60 | 373.80 | 346.90 | 319.50 | 297.20 | 275.80 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 384.80 | 374.80 | 349.90 | 324.90 | 300.00 | 275.00 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 386.00 | 375.10 | 347.80 | 320.60 | 293.30 | 266.10 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 386.30 | 379.40 | 356.20 | 329.10 | 302.00 | 274.80 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 387.10 | 376.30 | 349.20 | 322.10 | 295.00 | 267.80 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 388.10 | 377.40 | 350.40 | 323.00 | 296.00 | 269.00 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 389.30 | 378.50 | 351.30 | 324.20 | 297.10 | 269.90 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 389.50 | 383.30 | 351.40 | 324.10 | 296.80 | 269.60 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 389.90 | 379.00 | 351.70 | 324.50 | 297.20 | 270.00 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 390.20 | 383.30 | 356.20 | 329.10 | 302.00 | 274.80 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 390.30 | 379.60 | 352.60 | 325.20 | 298.20 | 271.30 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 392.50 | 381.80 | 354.80 | 327.40 | 300.40 | 273.50 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 393.40 | 387.20 | 355.30 | 328.00 | 300.80 | 273.50 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 394.00 | 383.20 | 356.10 | 328.90 | 301.80 | 274.70 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 394.20 | 383.30 | 356.20 | 329.10 | 302.00 | 274.80 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 398.40 | 389.20 | 366.40 | 343.60 | 320.80 | 298.00 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 401.30 | 390.60 | 363.70 | 336.20 | 309.20 | 282.30 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 405.30 | 394.40 | 367.20 | 339.90 | 312.70 | 285.40 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 406.30 | 395.50 | 368.30 | 341.20 | 314.10 | 287.00 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 407.40 | 396.60 | 369.50 | 342.30 | — | 288.10 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 409.70 | 398.80 | 371.60 | 344.30 | 317.10 | 289.80 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 409.70 | 398.80 | 371.60 | 344.30 | 317.10 | 289.80 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 410.80 | 400.10 | 373.20 | 345.70 | 318.80 | 291.80 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 419.00 | 408.10 | 380.80 | 353.60 | 326.30 | 299.00 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 422.80 | 411.90 | 384.50 | 357.00 | 329.70 | 302.20 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 422.90 | 412.00 | 384.80 | 357.50 | 330.30 | 303.00 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 422.90 | 412.00 | 384.80 | 357.50 | 330.30 | 303.00 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 426.80 | 418.30 | 388.40 | 358.55 | 328.65 | 303.00 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 433.70 | 422.90 | 395.40 | 368.00 | 340.60 | 313.20 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 436.10 | 425.20 | 398.00 | 370.70 | 343.50 | 316.20 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 440.50 | 429.60 | 402.40 | 375.10 | 347.90 | 320.60 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 441.00 | 430.30 | 403.30 | 375.90 | 348.90 | 322.00 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 449.30 | 440.30 | 408.85 | 381.90 | 354.95 | 323.50 |

123 offers from 25 health insurers.: https://praemiencheck.onedoc.ch/en/lu/oberkirch/young-adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/lu/oberkirch/young-adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/lu/oberkirch/young-adult/no-accident.md

## With accident cover: from 211.00 to 474.20 CHF a month depending on the deductible and the model

123 offers from 25 health insurers. With a deductible of 300 CHF, the cheapest is **329.70 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 474.20 CHF with Groupe Mutuel – Mutuel (Standard model).

Lowest premium:
- 300 CHF: 329.70 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/lu/oberkirch/young-adult/with-accident/deductible-300/
- 500 CHF: 319.60 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/lu/oberkirch/young-adult/with-accident/deductible-500/
- 1'000 CHF: 294.40 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/lu/oberkirch/young-adult/with-accident/deductible-1000/
- 1'500 CHF: 269.20 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/lu/oberkirch/young-adult/with-accident/deductible-1500/
- 2'000 CHF: 240.20 CHF (CONCORDIA, HMO) — https://praemiencheck.onedoc.ch/en/lu/oberkirch/young-adult/with-accident/deductible-2000/
- 2'500 CHF: 211.00 CHF (CONCORDIA, HMO) — https://praemiencheck.onedoc.ch/en/lu/oberkirch/young-adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 329.70 | 319.60 | 294.40 | 269.20 | 243.90 | 218.80 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 339.30 | 327.70 | 298.50 | 269.30 | 240.20 | 211.00 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 340.20 | 328.60 | 299.40 | 270.20 | 241.10 | 211.90 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 342.10 | 330.50 | 301.30 | 272.10 | 243.00 | 213.80 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 342.30 | 330.65 | 301.45 | 272.30 | 244.70 | 213.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 343.00 | 331.35 | 302.20 | 273.00 | 243.85 | 214.70 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 343.00 | 331.35 | 302.20 | 273.00 | 243.85 | 214.70 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 343.80 | 332.20 | 303.00 | 273.80 | 244.70 | 215.50 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 345.95 | 334.30 | 305.35 | 278.25 | 251.15 | 224.20 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 346.60 | 334.95 | 305.80 | 276.60 | 247.45 | 218.30 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 346.60 | 334.95 | 305.80 | 276.60 | 247.45 | 218.30 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 346.60 | 334.95 | 305.80 | 276.60 | 247.45 | 218.30 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 346.60 | 334.95 | 305.80 | 276.60 | 247.45 | 218.30 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 346.60 | 334.95 | 305.80 | 276.60 | 247.45 | 218.30 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 347.20 | 335.60 | 306.40 | 277.20 | 248.10 | 218.90 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 348.00 | 336.30 | 307.10 | 278.00 | 248.80 | 219.60 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 348.70 | 337.20 | 308.20 | 278.70 | 249.70 | 220.70 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 348.80 | 338.10 | 311.50 | 284.70 | 258.00 | 231.40 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 349.70 | 338.10 | 308.90 | 279.70 | 250.60 | 221.40 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 350.00 | 338.30 | 309.20 | 280.00 | 250.80 | 221.70 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 350.70 | 339.90 | 313.20 | 286.30 | 259.40 | 232.70 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 351.60 | 340.00 | 310.80 | 281.60 | 252.50 | 223.30 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 354.20 | 343.40 | 316.60 | 289.80 | 263.00 | 236.20 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 354.20 | 343.40 | 316.60 | 289.80 | 263.00 | 236.20 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 354.70 | 343.20 | 314.20 | 284.70 | 255.70 | 226.70 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 354.70 | 343.20 | 314.20 | 284.70 | 255.70 | 226.70 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 357.20 | 345.60 | 316.40 | 287.20 | 258.10 | 228.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 357.30 | 345.65 | 316.50 | 287.30 | 258.15 | 229.00 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 358.00 | 346.40 | 317.20 | 288.00 | 258.90 | 229.70 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 360.10 | 348.50 | 319.30 | 290.10 | 261.00 | 231.80 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 362.10 | 352.10 | 326.60 | 301.30 | 275.90 | 244.80 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 362.10 | 350.40 | 321.20 | 292.10 | 262.90 | 233.70 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 362.10 | 350.40 | 321.20 | 292.10 | 262.90 | 233.70 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 362.30 | 350.70 | 321.50 | 292.30 | 263.20 | 237.00 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 364.15 | 352.50 | 323.30 | 294.55 | 266.05 | 237.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 365.40 | 358.80 | 324.60 | 295.40 | 266.30 | 237.10 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 366.30 | 359.60 | 325.50 | 296.30 | 267.10 | 238.00 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 366.70 | 355.20 | 326.20 | 296.70 | 267.70 | 238.70 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 368.30 | 356.70 | 327.50 | 298.30 | 269.20 | 240.00 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 370.10 | 358.50 | 329.30 | 300.10 | 271.00 | 255.20 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 371.20 | 359.60 | 330.40 | 301.20 | 272.10 | 242.90 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 374.90 | 363.30 | 334.10 | 304.90 | 275.80 | 246.60 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 376.10 | 364.50 | 335.30 | 306.10 | — | 247.80 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 376.70 | 365.10 | 335.90 | 306.70 | 277.60 | 248.40 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 376.70 | 365.10 | 335.90 | 306.70 | 277.60 | 248.40 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 376.90 | 365.30 | 336.10 | 306.90 | 277.80 | 248.60 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 376.90 | 365.30 | 336.10 | 306.90 | 277.80 | 248.60 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 377.10 | 365.50 | 336.30 | 307.10 | 278.00 | 248.80 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 378.70 | 367.10 | 337.90 | 308.80 | 279.60 | 250.40 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 379.20 | 367.60 | 338.40 | 309.20 | — | 250.90 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 379.90 | 368.40 | 339.40 | 309.90 | 280.90 | 251.90 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 380.00 | 368.40 | 339.20 | 310.00 | 280.90 | 251.70 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 381.20 | 369.50 | 340.40 | 311.20 | 282.00 | 252.90 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 381.30 | 369.60 | 340.50 | 311.30 | 282.10 | 253.00 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 381.50 | 369.80 | 344.90 | 315.70 | 282.30 | 253.10 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 382.20 | 370.60 | 341.40 | 312.20 | 283.10 | 253.90 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 382.80 | 371.20 | 342.00 | 312.80 | 283.70 | 255.20 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 383.00 | 371.40 | 342.20 | 313.00 | 283.90 | 254.70 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 383.50 | 371.90 | 342.70 | 313.50 | 284.40 | 255.20 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 384.30 | 372.70 | 343.50 | 314.30 | 285.20 | 256.00 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 384.30 | 372.70 | 343.50 | 314.30 | 285.20 | 256.00 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 384.90 | 373.30 | 344.10 | 314.90 | 285.80 | 256.60 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 385.50 | 373.90 | 344.70 | 315.50 | 286.40 | 257.20 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 387.60 | 375.90 | 346.70 | 317.60 | 288.40 | 259.20 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 387.80 | 376.20 | 353.40 | 324.20 | 288.70 | 259.50 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 388.70 | 377.20 | 348.20 | 318.70 | 289.70 | 260.70 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | VIVA health plan | 390.40 | 378.70 | 355.20 | 326.00 | 302.50 | 273.30 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 391.60 | 380.00 | 350.80 | 321.60 | — | 263.30 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 392.10 | 384.60 | 359.70 | 330.50 | 309.90 | 280.70 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 393.10 | 381.50 | 352.30 | 323.10 | 294.00 | 264.80 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 393.20 | 381.70 | 352.70 | 323.20 | 294.20 | 265.20 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 394.20 | 385.20 | 362.70 | 340.20 | 317.20 | 294.70 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 394.70 | 383.10 | 353.90 | 324.70 | — | 266.40 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 395.70 | 389.10 | 354.90 | 325.70 | 296.60 | 267.40 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 395.80 | 385.60 | 359.90 | 334.20 | 308.60 | 282.90 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 396.10 | 389.50 | 355.30 | 326.10 | 297.00 | 267.80 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 396.80 | 385.20 | 356.00 | 326.80 | 297.70 | 268.50 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 398.40 | 391.00 | 361.80 | 332.70 | 299.30 | 270.10 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 400.80 | 389.30 | 360.30 | 330.80 | 301.80 | 272.80 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 401.80 | 390.20 | 361.00 | 331.80 | 302.70 | 273.50 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 401.80 | 390.20 | 361.00 | 331.80 | 302.70 | 273.50 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 402.30 | 390.60 | 361.40 | 332.30 | 303.10 | 273.90 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 402.50 | 390.90 | 361.70 | 332.50 | 303.40 | 274.20 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 402.50 | 390.90 | 361.70 | 332.50 | 303.40 | 274.20 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 403.00 | 391.40 | 362.20 | 333.00 | 303.90 | 274.70 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 404.20 | 392.70 | 363.70 | 334.20 | 305.20 | 276.20 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 404.80 | 394.40 | 368.10 | 341.80 | 315.60 | 289.40 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 405.90 | 394.20 | 365.10 | 335.90 | 306.70 | 277.60 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 407.10 | 395.50 | 366.30 | 337.10 | — | 278.80 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 408.30 | 401.70 | 367.50 | 338.30 | 309.20 | 280.00 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 409.30 | 398.80 | 372.20 | 345.60 | 319.10 | 292.60 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 413.00 | 401.30 | 372.20 | 343.00 | 313.80 | 284.70 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 413.50 | 401.90 | 373.00 | 343.50 | 319.50 | 296.50 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 415.40 | 407.90 | 383.00 | 353.80 | 324.70 | 295.50 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 416.20 | 404.60 | 375.40 | 346.30 | 317.10 | 287.90 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 416.80 | 410.10 | 375.90 | 346.80 | 317.60 | 288.40 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 417.20 | 405.50 | 376.30 | 347.20 | 318.00 | 288.80 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 417.30 | 405.80 | 376.80 | 347.30 | 318.30 | 289.30 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 418.50 | 406.90 | 377.70 | 348.50 | 319.40 | 290.20 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 419.60 | 412.20 | 383.00 | 353.80 | 324.70 | 295.50 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 419.70 | 408.20 | 379.20 | 349.70 | 320.70 | 291.70 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 421.00 | 414.30 | 380.10 | 351.00 | 321.80 | 292.60 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 422.00 | 410.50 | 381.50 | 352.00 | 323.00 | 294.00 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 423.60 | 412.00 | 382.80 | 353.60 | 324.50 | 295.30 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 423.80 | 412.20 | 383.00 | 353.80 | 324.70 | 295.50 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 428.40 | 418.40 | 393.90 | 369.40 | 344.90 | 320.40 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 429.40 | 420.80 | 390.75 | 360.70 | 330.65 | 304.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 431.50 | 420.00 | 391.00 | 361.50 | 332.50 | 303.50 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 433.70 | 422.00 | 392.80 | 363.70 | 334.50 | 305.30 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 436.80 | 425.20 | 396.00 | 366.80 | 337.70 | 308.50 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 438.10 | 426.50 | 397.30 | 368.10 | — | 309.80 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 438.40 | 426.70 | 397.60 | 368.40 | 339.20 | 310.10 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 438.40 | 426.70 | 397.60 | 368.40 | 339.20 | 310.10 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 441.70 | 430.20 | 401.20 | 371.70 | 342.70 | 313.70 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 448.30 | 436.60 | 407.40 | 378.30 | 349.10 | 319.90 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 449.80 | 438.20 | 409.00 | 379.80 | 350.70 | 321.50 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 452.00 | 442.95 | 411.30 | 384.20 | 357.10 | 325.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 452.50 | 440.90 | 411.70 | 382.50 | 353.40 | 324.20 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 452.50 | 440.90 | 411.70 | 382.50 | 353.40 | 324.20 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 461.40 | 449.80 | 420.60 | 391.40 | 362.30 | 333.10 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 466.70 | 455.00 | 425.80 | 396.70 | 367.50 | 338.30 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 471.40 | 459.70 | 430.50 | 401.40 | 372.20 | 343.00 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 474.20 | 462.70 | 433.70 | 404.20 | 375.20 | 346.20 |

123 offers from 25 health insurers.: https://praemiencheck.onedoc.ch/en/lu/oberkirch/young-adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/lu/oberkirch/young-adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/lu/oberkirch/young-adult/with-accident.md

\* insurer’s default model

Last modified: 29/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Oberkirch for a young adult aged 19 to 25?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/lu/oberkirch/young-adult/no-accident/): Agrisano (AGRIsmart) at 313.20 CHF a month with a [deductible of 300 CHF](https://praemiencheck.onedoc.ch/en/lu/oberkirch/young-adult/no-accident/deductible-300/), and CONCORDIA (HMO) at 199.40 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/lu/oberkirch/young-adult/no-accident/deductible-2500/). [With accident cover](https://praemiencheck.onedoc.ch/en/lu/oberkirch/young-adult/with-accident/): Agrisano (AGRIsmart) at 329.70 CHF, and CONCORDIA (HMO) at 211.00 CHF.

### How much does accident cover cost in basic insurance in Oberkirch?

For a young adult aged 19 to 25 with Agrisano (AGRIsmart), the premium rises from 313.20 CHF a month [without accident cover](https://praemiencheck.onedoc.ch/en/lu/oberkirch/young-adult/no-accident/) to 329.70 CHF with accident cover, at the 300 CHF deductible: 16.50 CHF a month, 198.00 CHF a year. You only need this cover if you are not already fully insured for accidents under the [Accident Insurance Act (UVG/LAA)](https://www.fedlex.admin.ch/eli/cc/1982/1676_1676_1676/en). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/lu/oberkirch/young-adult/

## Related pages

- Without accident cover: from 199.40 to 449.30 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/lu/oberkirch/young-adult/no-accident/
- With accident cover: from 211.00 to 474.20 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/lu/oberkirch/young-adult/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/lu/oberkirch/young-adult/ — replace `lu` with your canton’s two-letter code (ge, vd, zh…) and `oberkirch` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.