# Health insurance premiums 2027 in Neuenkirch (LU), for an adult aged 26 or over without accident cover

In 2027, for an adult aged 26 or over in Neuenkirch, without accident cover, the cheapest health insurance premium is:

- **422.25 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/lu/neuenkirch/adult/no-accident/deductible-300/) (Sanitas, TelMed Basic)
- **302.80 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/lu/neuenkirch/adult/no-accident/deductible-2500/) (Sanitas, TelMed Basic)

## Without accident cover: from 302.80 to 599.95 CHF a month depending on the deductible and the model

123 offers from 25 health insurers. With a deductible of 300 CHF, the cheapest is **422.25 CHF** a month with **Sanitas** (TelMed Basic), the most expensive 599.95 CHF with Groupe Mutuel – Mutuel (Standard model).

Lowest premium:
- 300 CHF: 422.25 CHF (Sanitas, TelMed Basic) — https://praemiencheck.onedoc.ch/en/lu/neuenkirch/adult/no-accident/deductible-300/
- 500 CHF: 411.40 CHF (Sanitas, TelMed Basic) — https://praemiencheck.onedoc.ch/en/lu/neuenkirch/adult/no-accident/deductible-500/
- 1'000 CHF: 384.25 CHF (Sanitas, TelMed Basic) — https://praemiencheck.onedoc.ch/en/lu/neuenkirch/adult/no-accident/deductible-1000/
- 1'500 CHF: 357.10 CHF (Sanitas, TelMed Basic) — https://praemiencheck.onedoc.ch/en/lu/neuenkirch/adult/no-accident/deductible-1500/
- 2'000 CHF: 329.95 CHF (Sanitas, TelMed Basic) — https://praemiencheck.onedoc.ch/en/lu/neuenkirch/adult/no-accident/deductible-2000/
- 2'500 CHF: 302.80 CHF (Sanitas, TelMed Basic) — https://praemiencheck.onedoc.ch/en/lu/neuenkirch/adult/no-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 422.25 | 411.40 | 384.25 | 357.10 | 329.95 | 302.80 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 424.35 | 414.75 | 390.85 | 366.85 | 342.85 | 318.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 424.45 | 413.75 | 386.55 | 359.35 | 332.35 | 305.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 426.45 | 415.75 | 388.55 | 361.35 | — | 307.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 426.95 | 416.15 | 388.95 | 361.85 | 334.75 | 307.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 427.20 | 416.35 | 389.20 | 362.00 | 334.90 | 307.75 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 427.90 | 416.95 | 389.50 | 362.10 | 334.70 | 307.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 428.45 | 417.55 | 389.95 | 362.35 | 334.85 | 307.25 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 428.75 | 417.95 | 390.65 | 363.45 | 336.35 | 309.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 430.35 | 419.65 | 392.45 | 365.25 | — | 311.05 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 432.50 | 421.55 | 394.10 | 366.70 | 339.30 | 311.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 433.25 | 422.45 | 395.25 | 368.15 | 341.05 | 313.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 437.05 | 426.25 | 399.15 | 371.95 | 344.85 | 317.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 437.25 | 426.45 | 399.25 | 372.15 | 345.05 | 317.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 437.45 | 426.85 | 399.85 | 372.35 | 345.45 | 318.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 438.55 | 427.65 | 400.05 | 372.45 | 344.95 | 317.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 438.65 | 427.75 | 400.55 | 373.55 | 346.35 | 319.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 440.05 | 429.15 | 401.95 | 374.65 | 347.45 | 320.15 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 440.35 | 430.35 | 405.45 | 380.55 | 355.55 | 330.65 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 440.35 | 430.35 | 405.45 | 380.55 | 355.55 | 330.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 441.15 | 430.35 | 403.15 | 376.05 | 348.95 | 321.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 441.15 | 430.25 | 403.05 | 375.75 | 348.45 | 321.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 442.05 | 431.25 | 404.15 | 376.95 | 349.95 | 322.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 442.05 | 431.25 | 404.15 | 376.95 | 349.95 | 322.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 442.15 | 431.35 | 404.25 | 377.05 | 350.05 | 322.85 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 443.75 | 432.95 | 405.65 | 378.45 | 351.35 | 324.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 444.05 | 433.05 | 405.25 | 377.55 | 349.85 | 322.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | VIVA health plan | 444.45 | 433.55 | 412.85 | 385.55 | 364.85 | 337.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 444.65 | 433.85 | 406.75 | 379.55 | 352.55 | 325.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 446.05 | 435.25 | 408.05 | 380.95 | — | 326.75 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 446.55 | 435.55 | 407.85 | 380.05 | 352.45 | 324.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 447.05 | 436.20 | 409.10 | 381.90 | 354.75 | 327.60 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 447.25 | 436.45 | 409.35 | 382.15 | 355.15 | 327.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 447.25 | 436.45 | 409.35 | 382.15 | 355.15 | 327.95 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 449.05 | 439.45 | 415.25 | 391.15 | 367.05 | 342.85 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 449.15 | 438.95 | 413.75 | 388.35 | 362.95 | 337.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 449.85 | 438.95 | 417.05 | 389.95 | 357.55 | 330.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 449.95 | 439.15 | 411.95 | 384.85 | — | 330.65 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 450.35 | 440.95 | 417.25 | 393.75 | 370.05 | 338.45 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 450.55 | 439.85 | 412.85 | 385.45 | 358.45 | 331.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 451.25 | 440.35 | 412.75 | 385.15 | 357.65 | 330.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 451.35 | 440.55 | 413.45 | 386.25 | 359.25 | 332.05 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 451.65 | 441.45 | 416.05 | 390.45 | 364.95 | 339.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 452.05 | 441.20 | 414.05 | 386.90 | 359.75 | 332.60 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 452.35 | 441.55 | 414.35 | 387.25 | 360.15 | 332.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 454.25 | 443.45 | 416.25 | 389.15 | 362.05 | 353.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 454.85 | 444.05 | 416.85 | 389.75 | 362.65 | 335.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 454.85 | 444.05 | 416.85 | 389.75 | 362.65 | 335.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 455.05 | 444.25 | 422.35 | 395.25 | 373.35 | 346.25 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 455.50 | 445.80 | 417.15 | 389.70 | 362.30 | 334.90 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 455.55 | 444.65 | 417.45 | 390.15 | 362.85 | 335.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 455.75 | 445.45 | 419.95 | 393.85 | 368.15 | 342.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 456.45 | 445.65 | 418.55 | 391.35 | 364.35 | 337.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 456.45 | 445.65 | 418.55 | 391.35 | 364.35 | 337.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 456.65 | 445.65 | 417.95 | 390.15 | 362.55 | 334.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 456.85 | 446.05 | 418.85 | 391.75 | 364.65 | 341.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 457.00 | 446.15 | 419.00 | 391.80 | 364.65 | 337.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 457.00 | 446.15 | 419.00 | 391.80 | 364.65 | 337.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 457.00 | 446.15 | 419.00 | 391.80 | 364.65 | 337.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 457.65 | 446.85 | 424.95 | 397.85 | 365.45 | 338.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 459.15 | 448.15 | 420.35 | 392.65 | 364.95 | 337.25 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 459.35 | 449.55 | 424.85 | 400.15 | 375.45 | 350.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 460.35 | 449.45 | 427.65 | 400.45 | 368.05 | 340.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 460.95 | 450.25 | 423.25 | 395.85 | 368.85 | 341.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 461.85 | 450.95 | 423.65 | 396.35 | 369.15 | 341.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 462.45 | 451.65 | 424.45 | 397.35 | 370.25 | 343.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 462.45 | 451.65 | 424.45 | 397.35 | 370.25 | 343.15 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 464.45 | 454.55 | 429.55 | 404.65 | 379.75 | 354.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 465.55 | 454.75 | 427.65 | 400.45 | — | 346.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 469.95 | 459.15 | 431.95 | 404.85 | 377.75 | 361.75 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 471.15 | 460.35 | 433.25 | 406.15 | 379.05 | 351.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 474.95 | 464.25 | 437.05 | 409.85 | 382.85 | 355.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 474.95 | 464.25 | 437.05 | 409.85 | 382.85 | 355.65 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 477.65 | 467.95 | 442.85 | 418.15 | 393.05 | 367.95 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 479.05 | 468.25 | 441.15 | 413.95 | 386.95 | 359.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 481.35 | 470.65 | 443.65 | 416.25 | 389.25 | 362.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 481.35 | 475.15 | 443.15 | 415.95 | 388.65 | 361.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 483.95 | 478.35 | 456.55 | 429.35 | 402.25 | 375.15 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 484.15 | 473.95 | 448.35 | 422.35 | 396.65 | 371.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 484.15 | 473.45 | 446.45 | 419.05 | 392.05 | 365.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 484.15 | 477.95 | 445.95 | 418.75 | 391.45 | 364.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 487.55 | 476.65 | 449.45 | 422.15 | 394.95 | 367.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 489.25 | 483.65 | 461.75 | 434.65 | 407.55 | 380.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 489.75 | 483.55 | 451.65 | 424.35 | 397.05 | 369.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 489.75 | 483.55 | 451.65 | 424.35 | 397.05 | 369.85 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 491.35 | 480.25 | 452.55 | 424.85 | 397.15 | 369.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 491.75 | 480.90 | 453.75 | 426.60 | 399.45 | 372.30 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 494.35 | 483.45 | 456.15 | 428.95 | 401.65 | 374.45 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 496.35 | 485.45 | 458.25 | 431.05 | 403.85 | 376.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 497.45 | 486.75 | 459.55 | 432.35 | 405.35 | 378.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 499.55 | 488.45 | 460.75 | 433.05 | 405.35 | 377.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 499.75 | 488.85 | 461.65 | 434.35 | 407.05 | 379.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 499.75 | 488.85 | 461.65 | 434.35 | 407.05 | 379.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 500.15 | 489.45 | 462.25 | 435.05 | 408.05 | 380.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 500.95 | 494.75 | 462.85 | 435.55 | 408.35 | 381.05 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 501.15 | 490.45 | 464.95 | 438.95 | 412.85 | 386.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 501.15 | 490.45 | 463.45 | 436.05 | 409.05 | 382.05 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 501.95 | 490.95 | 463.35 | 435.75 | 408.25 | 380.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 503.05 | 492.25 | 465.15 | 437.95 | 410.95 | 383.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 504.55 | 493.75 | 466.55 | 439.45 | — | 385.15 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 505.45 | 494.65 | 467.15 | 439.75 | 412.35 | 384.95 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 507.05 | 496.80 | 471.25 | 440.50 | 409.80 | 384.20 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 507.75 | 496.95 | 469.75 | 442.65 | 415.55 | 388.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 510.85 | 499.95 | 472.55 | 445.05 | 417.75 | 390.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 511.15 | 500.25 | 472.95 | 445.75 | 418.45 | 391.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 515.55 | 504.85 | 477.85 | 450.45 | 423.45 | 396.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 516.05 | 505.15 | 477.85 | 450.65 | 423.35 | 396.05 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 518.25 | 507.45 | 480.25 | 453.25 | 426.05 | 398.95 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 519.45 | 508.75 | 481.55 | 454.45 | 427.35 | 400.55 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 519.75 | 508.95 | 481.85 | 454.65 | 427.65 | 400.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 520.75 | 509.95 | 482.75 | 455.65 | 428.55 | 401.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 524.35 | 513.65 | 486.65 | 459.25 | 432.25 | 405.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 527.35 | 516.65 | 489.65 | 462.25 | 435.25 | 408.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 528.85 | 518.65 | 493.05 | 467.05 | 441.35 | 415.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 529.25 | 518.25 | 491.05 | 463.75 | 436.55 | 409.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 532.25 | 521.35 | 494.15 | 466.85 | 439.65 | 412.35 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 534.00 | 523.20 | 496.30 | 469.35 | 437.05 | 410.10 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 537.75 | 526.85 | 499.55 | 472.25 | 445.05 | 417.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 545.45 | 534.75 | 507.85 | 480.35 | 453.45 | 426.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 551.55 | 545.25 | 513.35 | 486.15 | 458.85 | 431.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 557.15 | 550.95 | 518.95 | 491.75 | 464.45 | 437.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 560.45 | 549.75 | 522.75 | 495.35 | 468.35 | 441.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 599.95 | 589.25 | 562.25 | 534.85 | 507.85 | 480.85 |

123 offers from 25 health insurers.: https://praemiencheck.onedoc.ch/en/lu/neuenkirch/adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/lu/neuenkirch/adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/lu/neuenkirch/adult/no-accident.md

\* insurer’s default model

Last modified: 29/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Neuenkirch for an adult aged 26 or over with a deductible of 300 CHF, without accident cover?

In 2027, without accident cover, the cheapest offer in [Neuenkirch](https://praemiencheck.onedoc.ch/en/lu/neuenkirch/) is Sanitas (TelMed Basic) at 422.25 CHF a month. The cheapest standard model (free choice of doctor) is Krankenkasse Luzerner Hinterland (Standard model) at 455.50 CHF a month.

### How much does health insurance cost in Neuenkirch in 2027 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/lu/neuenkirch/adult/) with a deductible of 300 CHF and without accident cover, monthly premiums run from 422.25 CHF (Sanitas, TelMed Basic) to 599.95 CHF (Groupe Mutuel – Mutuel, Standard model): 123 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 407.65 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Neuenkirch for an adult aged 26 or over without accident cover?

On the cheapest offer (Sanitas, TelMed Basic), the premium goes from 422.25 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/lu/neuenkirch/adult/no-accident/deductible-300/) to 302.80 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/lu/neuenkirch/adult/no-accident/deductible-2500/): 119.45 CHF less a month, 1'433.40 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'893 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Neuenkirch for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 455.50 CHF (Krankenkasse Luzerner Hinterland), family doctor / HMO 427.20 CHF (Sanitas), flexible model 441.15 CHF (Sympany), telemedicine 422.25 CHF (Sanitas).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 427.00 CHF at Sanitas (TelMed Basic) gives 422.25 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/lu/neuenkirch/adult/no-accident/

## Related pages

- Without accident cover: from 302.80 to 599.95 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/lu/neuenkirch/adult/no-accident/

Address of this page: praemiencheck.onedoc.ch/en/lu/neuenkirch/adult/no-accident/ — replace `lu` with your canton’s two-letter code (ge, vd, zh…) and `neuenkirch` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.