# Health insurance premiums 2026 in Geuensee (LU), for a child aged 0 to 18, deductible of 300 CHF, without accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · without accident cover · monthly premiums in CHF_

In [Geuensee](https://praemiencheck.onedoc.ch/en/lu/geuensee/) ([canton Lucerne](https://praemiencheck.onedoc.ch/en/lu/)), in 2026, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/lu/geuensee/child/) with a 300 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/lu/geuensee/child/no-accident/), the cheapest monthly basic insurance premium is **67.15 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 106.45 CHF with sana24 (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2025 (300 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 81.45 | — | 71.85 | 67.15 | 62.35 | 57.55 | 52.85 | +1.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 84.55 | 79.15 | 73.75 | 68.35 | 62.95 | — | 52.05 | +2.5 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 85.95 | — | 75.85 | 70.95 | 65.95 | 60.85 | 55.95 | +0.7 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 87.45 | — | 77.35 | 72.15 | 67.15 | 62.05 | 56.85 | +0.4 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 88.85 | 83.40 | 77.90 | 72.40 | 66.95 | 61.45 | 55.95 | +7.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 88.75 | 83.35 | 77.95 | 72.45 | 67.05 | — | 56.15 | +5.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 89.25 | 83.95 | 78.55 | 73.05 | 67.65 | 62.25 | 56.75 | −0.3 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausmed | 89.85 | 84.40 | 78.90 | 73.40 | 67.95 | 62.45 | 56.95 | +6.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 89.75 | 84.35 | 78.95 | 73.45 | 68.05 | 62.65 | 57.25 | +3.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 91.15 | 85.75 | 80.25 | 74.65 | 69.15 | 63.65 | 58.15 | +9.0 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 91.15 | 85.75 | 80.35 | 74.85 | 69.45 | 64.05 | 58.65 | +7.8 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 91.15 | 85.75 | 80.35 | 74.85 | 69.45 | 64.05 | 58.65 | +7.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 92.85 | 87.45 | 81.95 | 76.35 | 70.85 | 65.35 | 59.85 | +9.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 93.05 | 87.65 | 82.25 | 76.75 | 71.35 | 65.95 | 60.45 | +3.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 93.35 | 87.95 | 82.55 | 77.05 | 71.65 | — | 60.75 | +11.8 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 91.45 | 86.75 | 82.05 | 77.35 | 72.55 | 66.25 | — | +4.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 93.85 | 88.45 | 83.05 | 77.55 | 72.15 | — | 61.35 | +8.4 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 94.85 | 89.40 | 83.90 | 78.40 | 72.95 | 67.45 | 61.95 | +7.5 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 95.55 | — | 84.45 | 78.95 | 73.45 | 67.85 | 62.35 | +0.6 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 95.85 | 90.45 | 85.05 | 79.65 | 74.15 | 68.75 | — | +4.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 96.25 | 90.75 | 85.25 | 79.65 | 74.15 | 68.75 | 63.15 | +8.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 96.15 | 90.75 | 85.35 | 79.95 | 74.55 | 69.15 | 63.65 | New tariff 2026 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 96.15 | 90.75 | 85.35 | 79.95 | 74.55 | 69.15 | 63.65 | +3.8 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 94.75 | 89.95 | 85.15 | 80.25 | 75.75 | 70.65 | 65.75 | +16.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 97.05 | 91.55 | 86.15 | 80.65 | 75.25 | 69.75 | 64.35 | −1.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 97.05 | 91.55 | 86.15 | 80.65 | 75.25 | 69.75 | 64.35 | −0.9 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 97.05 | 92.05 | 87.15 | 82.15 | 77.55 | 72.35 | 67.35 | +16.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 98.55 | 93.15 | 87.75 | 82.35 | 76.95 | — | 66.05 | +3.2 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 98.15 | 93.15 | 88.25 | 83.15 | 78.45 | 73.25 | 68.15 | +16.2 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 99.55 | 94.15 | 88.75 | 83.25 | 77.85 | 72.45 | 66.95 | +7.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | VIVA – Gesundheitsplan | 98.85 | 93.45 | 90.25 | 84.75 | 81.65 | 76.15 | 70.75 | New tariff 2026 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 101.35 | 95.95 | 90.55 | 85.15 | 79.75 | 74.35 | 68.85 | +3.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 101.45 | 96.05 | 90.65 | 85.25 | 79.85 | 74.45 | 68.95 | +3.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 102.15 | 96.75 | 91.35 | 85.85 | 80.45 | 75.05 | 69.55 | New tariff 2026 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 102.35 | 96.95 | 91.55 | 86.05 | 80.65 | 75.25 | 69.75 | +9.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 102.55 | 97.15 | 91.75 | 86.35 | 80.95 | 75.55 | 70.05 | +3.9 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 102.55 | 97.15 | 91.75 | 86.35 | 80.95 | 75.55 | 70.05 | +3.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 102.95 | 97.55 | 92.15 | 86.65 | 81.25 | 75.85 | 70.35 | +9.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 103.15 | 97.75 | 92.35 | 86.90 | 81.50 | 76.10 | 70.60 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 103.15 | 97.75 | 92.35 | 86.90 | 81.50 | 76.10 | 70.60 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 103.15 | 97.75 | 92.35 | 86.90 | 81.50 | 76.10 | 70.60 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 103.15 | 97.75 | 92.35 | 86.90 | 81.50 | 76.10 | 70.60 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 103.25 | 97.85 | 92.45 | 86.95 | 81.55 | 76.15 | 70.65 | New tariff 2026 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 103.55 | 98.15 | 92.75 | 87.25 | 81.85 | 76.45 | 70.95 | +9.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 103.55 | 98.15 | 92.75 | 87.25 | 81.85 | 76.45 | 70.95 | +9.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 103.65 | 98.15 | 92.75 | 87.25 | 81.85 | 76.35 | 70.95 | +9.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 104.35 | 98.95 | 93.55 | 88.05 | 82.65 | 77.25 | 71.75 | New tariff 2026 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 104.65 | 99.15 | 93.75 | 88.25 | 82.85 | 77.35 | 71.95 | +9.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 104.95 | 99.55 | 94.15 | 88.65 | 83.25 | 77.85 | 72.35 | +11.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 104.95 | 99.55 | 94.15 | 88.65 | 83.25 | 77.85 | 72.35 | +11.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 105.35 | 99.95 | 94.45 | 89.05 | 83.55 | 78.05 | 72.65 | New tariff 2026 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 105.55 | 100.15 | 94.75 | 89.25 | 83.95 | 78.55 | 73.05 | +2.9 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 105.65 | — | — | 89.35 | — | — | 73.15 | +7.1 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 92.15 | 91.25 | 90.35 | 89.45 | 88.45 | 87.55 | — | +6.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 105.95 | 100.45 | 94.95 | 89.55 | 84.05 | 78.65 | 73.15 | +9.0 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 105.85 | 100.45 | 95.05 | 89.65 | 84.15 | 78.75 | — | +4.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 106.15 | 100.75 | 95.35 | 89.85 | 84.45 | 79.05 | 73.55 | +11.0 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 92.75 | 91.85 | 90.95 | 89.95 | 89.05 | 88.15 | — | +8.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 106.65 | 101.25 | 95.85 | 90.35 | 84.95 | 79.55 | 74.05 | +5.6 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 107.45 | 101.95 | 96.45 | 90.95 | 85.45 | 79.95 | 74.35 | +7.3 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 108.35 | 102.95 | 97.45 | 91.95 | 86.75 | 81.05 | 75.45 | +16.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 108.55 | 103.25 | 97.85 | 92.35 | 86.95 | 81.55 | 76.05 | +11.0 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 110.05 | 105.45 | 98.50 | 92.75 | 87.00 | 81.25 | 75.50 | +7.6 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 111.05 | — | — | 94.75 | — | — | 78.55 | +7.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 113.95 | 108.45 | 103.05 | 97.55 | 92.15 | 86.65 | 81.25 | +1.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 114.25 | 108.85 | 103.45 | 97.95 | 92.55 | 87.15 | 81.75 | +9.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 114.55 | 109.15 | 103.75 | 98.25 | 92.85 | 87.45 | 81.95 | +3.0 % |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 115.45 | 110.05 | 106.95 | 98.95 | 93.55 | 88.05 | 82.55 | +5.8 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 115.25 | — | — | 98.95 | — | — | 82.65 | +7.1 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 116.10 | 111.25 | 105.20 | 99.10 | 93.05 | 88.25 | 82.15 | +7.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 117.75 | 112.25 | 106.85 | 101.35 | 95.95 | 90.45 | 85.05 | +1.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 117.85 | 112.45 | 107.05 | 101.55 | 96.15 | 90.75 | 85.25 | +10.9 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 105.15 | 104.25 | 103.25 | 102.35 | 101.35 | 100.45 | — | +8.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 119.05 | 113.65 | 108.15 | 102.75 | 97.25 | 91.85 | 86.35 | New tariff 2026 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 119.75 | 114.25 | 108.85 | 103.35 | 97.95 | 92.45 | 87.05 | +8.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 119.75 | 114.25 | 108.85 | 103.35 | 97.95 | 92.45 | 87.05 | +8.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 119.75 | 114.25 | 108.85 | 103.35 | 97.95 | 92.45 | 87.05 | +8.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 120.95 | 115.55 | 110.05 | 104.65 | 99.15 | 93.75 | 88.25 | +8.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 121.05 | 115.65 | 110.15 | 104.75 | 99.25 | 93.85 | 88.35 | +4.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 121.55 | 116.15 | 110.65 | 105.25 | 99.75 | 94.35 | 88.85 | +1.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 121.55 | 116.15 | 110.65 | 105.25 | 99.75 | 94.35 | 88.85 | +1.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 121.55 | 116.15 | 110.65 | 105.25 | 99.75 | 94.35 | 88.85 | +1.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 121.55 | 116.15 | 110.65 | 105.25 | 99.75 | 94.35 | 88.85 | +1.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 121.55 | 116.15 | 110.65 | 105.25 | 99.75 | 94.35 | 88.85 | +1.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 122.85 | 117.35 | 111.95 | 106.45 | 101.05 | 95.55 | 90.15 | +1.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 85.15 | — | 76.55 | — | 67.85 | — | 59.15 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 86.25 | — | 75.45 | — | 64.55 | — | 53.65 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 88.25 | — | 77.45 | — | 66.65 | — | 55.75 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 88.25 | — | 77.45 | — | 66.65 | — | 55.75 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 88.55 | — | 79.55 | — | 70.55 | — | 61.55 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 89.85 | — | 79.05 | — | 68.15 | — | 57.35 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 90.75 | — | 81.65 | — | 72.35 | — | 63.15 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 91.05 | — | — | — | — | 63.95 | — | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 91.95 | — | 82.65 | — | 73.25 | — | 63.95 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 93.35 | — | — | — | — | 66.35 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 93.35 | — | — | — | — | 66.35 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 93.35 | — | — | — | — | 66.35 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 95.75 | — | — | — | — | 68.65 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 95.75 | — | — | — | — | 68.65 | — | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 96.45 | — | 86.75 | — | 76.95 | — | 67.15 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 98.65 | — | 87.85 | — | 77.05 | — | 66.15 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 99.15 | — | — | — | — | 72.05 | — | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 100.15 | — | 91.65 | — | 80.85 | — | 69.95 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 100.25 | — | — | — | — | 73.25 | — | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 103.75 | — | 95.15 | — | 84.35 | — | 73.45 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 105.45 | — | 96.95 | — | 86.05 | — | 75.25 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 107.65 | — | 96.85 | — | 85.95 | — | 75.15 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 107.75 | 102.25 | 96.65 | — | 85.55 | — | 74.45 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 107.75 | 102.25 | 96.65 | — | 85.55 | — | 74.45 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 107.75 | — | 98.15 | — | 87.25 | — | 76.45 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 109.45 | — | — | — | — | 82.45 | — | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 110.25 | 104.75 | 99.25 | — | 88.15 | — | 77.05 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 111.75 | 106.25 | 100.75 | — | 89.65 | — | 78.55 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 111.85 | — | 101.05 | — | 90.15 | — | 79.35 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 111.85 | — | 101.05 | — | 90.15 | — | 79.35 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 111.85 | — | 101.05 | — | 90.15 | — | 79.35 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 113.25 | — | 102.45 | — | 91.55 | — | 80.75 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 114.55 | — | 103.75 | — | 92.95 | — | 82.05 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 114.55 | — | 103.75 | — | 92.95 | — | 82.05 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 114.55 | — | 103.75 | — | 92.95 | — | 82.05 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 114.55 | — | 103.75 | — | 92.95 | — | 82.05 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 121.65 | 116.15 | 110.65 | — | 99.55 | — | 88.45 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 129.35 | — | 118.45 | — | 107.75 | — | 96.85 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Geuensee for a child aged 0 to 18 with a deductible of 300 CHF, without accident cover?

In 2026, [without accident cover](https://praemiencheck.onedoc.ch/en/lu/geuensee/child/no-accident/), the cheapest offer in [Geuensee](https://praemiencheck.onedoc.ch/en/lu/geuensee/) is Agrisano (AGRIsmart) at 67.15 CHF a month. The cheapest standard model (free choice of doctor) is Krankenkasse Luzerner Hinterland (Standard model) at 78.40 CHF a month.

### How much does health insurance cost in Geuensee in 2026 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/lu/geuensee/child/) with a deductible of 300 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/lu/geuensee/child/no-accident/), monthly premiums run from 67.15 CHF (Agrisano, AGRIsmart) to 106.45 CHF (sana24, Standard model): 123 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 92.15 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Geuensee for a child aged 0 to 18 without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 81.45 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/lu/geuensee/child/no-accident/deductible-0/) to 52.85 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/lu/geuensee/child/no-accident/deductible-600/): 28.60 CHF less a month, 343.20 CHF a year. The 600 CHF deductible stays worthwhile up to around 381 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Geuensee for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 78.40 CHF (Krankenkasse Luzerner Hinterland), family doctor / HMO 68.35 CHF (CSS), flexible model 73.45 CHF (Assura), telemedicine 67.15 CHF (Agrisano).

### Does a second or third child pay less in Geuensee?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2026. 15 of the 25 insurers present in Geuensee file a reduced premium from a certain number of children insured with them, at a 300 CHF deductible and without accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Agrisano | AGRIsmart | 67.15 CHF | 23.65 CHF from the 3rd child |
| Visana | Managed Care | 87.25 CHF | 24.05 CHF from the 3rd child |
| Galenos | Managed Care | 80.65 CHF | 27.35 CHF from the 3rd child |
| sana24 | VIVA – Gesundheitsplan | 84.75 CHF | 27.45 CHF from the 3rd child |
| CONCORDIA | HMO | 74.65 CHF | 27.75 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 74.85 CHF | 34.85 CHF from the 3rd child |
| Aquilana | SMARTMED | 77.35 CHF | 36.15 CHF from the 3rd child |
| rhenusana | sanmed24 | 89.35 CHF | 42.15 CHF from the 3rd child |
| Krankenkasse Luzerner Hinterland | Telemedicine | 72.40 CHF | 48.35 CHF from the 3rd child |
| Groupe Mutuel – Philos | PrimaFlex | 85.15 CHF | 62.55 CHF from the 5th child |
| Groupe Mutuel – Mutuel | OptiMed | 86.05 CHF | 63.25 CHF from the 5th child |
| Groupe Mutuel – Avenir | OptiMed | 88.65 CHF | 65.15 CHF from the 5th child |
| Assura | PharMed | 73.05 CHF | 71.45 CHF from the 4th child, 70.05 CHF from the 5th child |
| SLKK | SLKK-SmartMed | 80.25 CHF | 70.25 CHF from the 3rd child |
| EGK | EGK-Care | 89.45 CHF | 76.95 CHF from the 3rd child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 72.30 CHF at Agrisano (AGRIsmart) gives 67.15 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Geuensee is in region 3 of canton Lucerne.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/lu/geuensee/child/no-accident/deductible-0/

## Related pages

- Health insurance premiums 2026 in Geuensee (LU): every situation: https://praemiencheck.onedoc.ch/en/lu/geuensee/
- Premiums 2026 in Geuensee (LU), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/lu/geuensee/child/
- Premiums 2026 in Geuensee (LU), child, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/lu/geuensee/child/no-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/lu/geuensee/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/lu/geuensee/adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/lu/geuensee/child/with-accident/deductible-300/
- Deductible Premiums 2026 in Geuensee (LU), child, deductible of 0 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/lu/geuensee/child/no-accident/deductible-0/
- Deductible Premiums 2026 in Geuensee (LU), child, deductible of 100 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/lu/geuensee/child/no-accident/deductible-100/
- Deductible Premiums 2026 in Geuensee (LU), child, deductible of 200 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/lu/geuensee/child/no-accident/deductible-200/
- Deductible Premiums 2026 in Geuensee (LU), child, deductible of 400 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/lu/geuensee/child/no-accident/deductible-400/
- Deductible Premiums 2026 in Geuensee (LU), child, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/lu/geuensee/child/no-accident/deductible-500/
- Deductible Premiums 2026 in Geuensee (LU), child, deductible of 600 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/lu/geuensee/child/no-accident/deductible-600/

Address of this page: praemiencheck.onedoc.ch/en/lu/geuensee/child/no-accident/deductible-0/ — replace `lu` with your canton’s two-letter code (ge, vd, zh…), `geuensee` with your municipality, `child` with `young-adult` or `adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-300` with `deductible-600` for another deductible. Markdown version: add `.md`.