# Health insurance premiums 2026 in Fischbach (LU), for a young adult aged 19 to 25 without accident cover

In 2026, for a young adult aged 19 to 25 in Fischbach, without accident cover, the cheapest health insurance premium is:

- **282.25 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/lu/fischbach/young-adult/no-accident/deductible-300/) (Agrisano, AGRIsmart)
- **165.15 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/lu/fischbach/young-adult/no-accident/deductible-2500/) (CSS, Hausarztversicherung Profit)

## Without accident cover: from 165.15 to 423.25 CHF a month depending on the deductible and the model

123 offers from 25 health insurers. With a deductible of 300 CHF, the cheapest is **282.25 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 423.25 CHF with vita surselva (Standard model).

Lowest premium:
- 300 CHF: 282.25 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/lu/fischbach/young-adult/no-accident/deductible-300/
- 500 CHF: 272.65 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/lu/fischbach/young-adult/no-accident/deductible-500/
- 1'000 CHF: 246.45 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/lu/fischbach/young-adult/no-accident/deductible-1000/
- 1'500 CHF: 219.35 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/lu/fischbach/young-adult/no-accident/deductible-1500/
- 2'000 CHF: 192.25 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/lu/fischbach/young-adult/no-accident/deductible-2000/
- 2'500 CHF: 165.15 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/lu/fischbach/young-adult/no-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 282.25 | 272.65 | 248.85 | 225.05 | 201.05 | 177.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 284.45 | 273.65 | 246.45 | 219.35 | 192.25 | 165.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 287.65 | 276.85 | 249.75 | 222.55 | 195.55 | 173.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 290.50 | 279.70 | 252.50 | 225.30 | 198.25 | 171.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 290.55 | 279.75 | 252.55 | 225.45 | 198.35 | 171.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 291.05 | 280.15 | 253.05 | 225.95 | 198.75 | 173.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 291.05 | 280.15 | 253.05 | 225.95 | 198.75 | 173.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 291.05 | 280.15 | 253.05 | 225.95 | 198.75 | 173.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 291.05 | 280.15 | 253.05 | 225.95 | 198.75 | 173.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 293.60 | 282.80 | 255.60 | 228.45 | 201.35 | 174.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 293.60 | 282.80 | 255.60 | 228.45 | 201.35 | 174.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 293.60 | 282.80 | 255.60 | 228.45 | 201.35 | 174.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 293.65 | 282.85 | 255.65 | 228.45 | 201.35 | 174.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 293.65 | 282.85 | 255.65 | 228.45 | 201.35 | 174.25 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 293.75 | 282.80 | 255.40 | 227.95 | 204.65 | 173.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 295.95 | 284.85 | 257.15 | 229.45 | 201.75 | 174.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 295.95 | 284.85 | 257.15 | 229.45 | 201.75 | 174.05 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausmed | 296.95 | 285.95 | 259.85 | 235.30 | 210.60 | 185.85 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 297.25 | 287.15 | 262.15 | 237.05 | 211.95 | 186.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 299.55 | 288.85 | 261.85 | 234.45 | 207.45 | 184.15 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 302.25 | 292.05 | 266.55 | 241.05 | 215.55 | 190.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 302.55 | 291.75 | 264.55 | 237.45 | 210.35 | 185.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 302.75 | 291.75 | 263.95 | 236.25 | 208.65 | 180.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 302.85 | 292.05 | 264.85 | 237.75 | 210.65 | 183.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 303.45 | 292.45 | 264.85 | 237.25 | 209.75 | 185.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 304.25 | 293.45 | 268.15 | 240.95 | 213.85 | 186.75 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 304.35 | 293.65 | 266.45 | 239.35 | 216.05 | 192.85 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 304.35 | 293.65 | 266.45 | 239.35 | 216.05 | 192.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 304.75 | 294.05 | 267.05 | 239.65 | 212.65 | 185.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 304.75 | 294.05 | 267.05 | 239.65 | 212.65 | 185.75 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 305.35 | 295.95 | 272.35 | 248.75 | 225.15 | 201.55 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 306.05 | 295.25 | 268.15 | 240.95 | 213.85 | 186.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 306.05 | 295.25 | 268.15 | 240.95 | 213.85 | 186.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 306.15 | 295.35 | 268.25 | 241.05 | 214.05 | 186.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 306.75 | 295.75 | 267.95 | 240.25 | 212.55 | 184.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 308.85 | 297.85 | 270.25 | 242.65 | 215.15 | 187.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 310.75 | 300.05 | 273.05 | 245.65 | 218.65 | 193.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 312.75 | 301.95 | 278.45 | 251.35 | 220.55 | 193.45 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 312.85 | 301.85 | 275.40 | 249.30 | 223.30 | 197.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 313.25 | 302.45 | 275.25 | 248.15 | 221.05 | 193.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 313.25 | 302.45 | 275.25 | 248.15 | 221.05 | 193.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 314.35 | 303.55 | 276.45 | 249.25 | 222.15 | 195.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 314.35 | 308.05 | 276.15 | 248.85 | 221.65 | 194.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 314.35 | 308.05 | 276.15 | 248.85 | 221.65 | 194.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 314.65 | 303.75 | 285.75 | 258.65 | 224.25 | 197.05 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 315.25 | 304.55 | 277.55 | 250.15 | 223.15 | 196.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 316.25 | 305.45 | 278.25 | 251.15 | 224.05 | 196.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 318.05 | 307.45 | 280.45 | 252.95 | 226.05 | 199.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 318.55 | 307.75 | 280.55 | 253.45 | 226.35 | 199.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | VIVA – Gesundheitsplan | 318.85 | 307.95 | 287.85 | 260.55 | 240.45 | 213.25 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 319.55 | 308.75 | 281.65 | 254.55 | 227.35 | 200.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 319.65 | 308.75 | 281.15 | 253.55 | 226.05 | 198.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 319.65 | 308.95 | 281.75 | 254.55 | — | 200.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 321.75 | 311.05 | 284.15 | 256.65 | 229.75 | 202.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 321.95 | 311.05 | 283.95 | 258.65 | 233.35 | 209.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 325.15 | 314.15 | 286.95 | 259.65 | 232.45 | 205.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 326.95 | 316.05 | 288.75 | 261.55 | 234.25 | 206.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 327.05 | 316.25 | 289.05 | 261.95 | 234.85 | 207.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 327.35 | 316.55 | 289.35 | 262.25 | — | 208.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 327.45 | 320.25 | 293.05 | 265.95 | 235.15 | 208.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 327.55 | 316.75 | 289.65 | 262.45 | 235.35 | 208.25 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 328.65 | 317.75 | 290.45 | 263.15 | 235.95 | 208.65 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 328.65 | 317.75 | 290.45 | 263.15 | 235.95 | 208.65 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 328.95 | 317.85 | 290.25 | 262.45 | 234.75 | 207.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 329.75 | 319.05 | 291.85 | 264.65 | 237.65 | 210.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 330.95 | 320.25 | 293.25 | 265.85 | 238.85 | 211.95 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 331.25 | 320.45 | 293.35 | 266.15 | 239.15 | 211.95 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 331.45 | 323.05 | 299.35 | 281.25 | 259.85 | 238.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 332.55 | 321.75 | 294.55 | 267.45 | — | 213.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 333.15 | 322.15 | 294.35 | 266.65 | 239.05 | 211.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 335.05 | 324.25 | 297.15 | 269.95 | — | 215.75 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 336.15 | 326.55 | 302.35 | 278.25 | 254.15 | 229.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 337.75 | 327.05 | 299.85 | 272.65 | 245.65 | 218.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 337.75 | 327.05 | 299.85 | 272.65 | 245.65 | 218.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 337.75 | 327.05 | 299.85 | 272.65 | 245.65 | 218.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 337.75 | 327.05 | 299.85 | 272.65 | 245.65 | 218.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 337.75 | 327.05 | 299.85 | 272.65 | 245.65 | 218.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 338.35 | 327.55 | 300.35 | 273.25 | 246.15 | 219.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 339.95 | 333.75 | 301.85 | 274.55 | 247.35 | 220.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 340.35 | 334.15 | 302.15 | 274.95 | 247.65 | 220.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 343.05 | 332.15 | 304.85 | 277.65 | 250.35 | 223.15 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 343.85 | 334.05 | 309.35 | 284.65 | 260.05 | 235.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 345.05 | 334.35 | 307.35 | 279.95 | 252.95 | 225.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 345.35 | 334.55 | 307.45 | 280.25 | — | 226.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 345.65 | 334.85 | 307.75 | 282.45 | 257.15 | 233.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 345.75 | 335.05 | 307.85 | 280.65 | 253.65 | 226.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 345.75 | 335.05 | 307.85 | 280.65 | 253.65 | 226.45 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 346.05 | 335.25 | 307.95 | 280.65 | 253.45 | 226.15 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 347.75 | 337.85 | 312.85 | 287.85 | 262.95 | 238.05 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 347.85 | 337.15 | 310.25 | 282.85 | 260.55 | 239.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 348.55 | 337.75 | 310.65 | 283.45 | 256.45 | 229.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 349.65 | 338.75 | 311.45 | 284.25 | 256.95 | 229.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 350.45 | 339.75 | 312.85 | 285.35 | 258.45 | 231.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 350.95 | 344.75 | 312.85 | 285.55 | 258.35 | 231.05 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 351.65 | 340.85 | 313.75 | 286.65 | 259.45 | 232.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 352.55 | 341.85 | 314.85 | 287.45 | 260.45 | 233.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 354.55 | 343.85 | 316.85 | 289.45 | 262.45 | 235.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 355.75 | 344.75 | 317.15 | 289.55 | 262.05 | 234.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 355.85 | 345.05 | 317.85 | 290.75 | 263.65 | 236.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 357.75 | 346.95 | 319.85 | 292.65 | 265.65 | 238.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 358.35 | 352.05 | 320.15 | 292.95 | 265.65 | 238.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 360.25 | 349.45 | 322.35 | 295.15 | 268.05 | 240.95 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 360.65 | 351.35 | 328.55 | 305.75 | 283.05 | 260.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 361.65 | 350.95 | 323.75 | 296.55 | 269.55 | 242.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 361.75 | 350.85 | 323.55 | 296.35 | 269.05 | 241.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 361.85 | 350.95 | 323.65 | 296.45 | 269.15 | 241.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 361.95 | 355.75 | 323.85 | 296.55 | 269.35 | 242.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 362.15 | 351.45 | 324.55 | 297.05 | 270.15 | 243.15 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 362.65 | 351.95 | 324.95 | 297.55 | 270.55 | 243.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 365.85 | 354.95 | 327.65 | 300.45 | 273.15 | 245.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 365.85 | 354.95 | 327.65 | 300.45 | 273.15 | 245.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 371.05 | 360.25 | 333.05 | 305.95 | — | 251.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 375.05 | 364.15 | 336.85 | 309.55 | 282.35 | 255.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 377.75 | 366.85 | 339.65 | 312.35 | 285.15 | 257.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 377.75 | 366.85 | 339.65 | 312.35 | 285.15 | 257.85 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 382.65 | 371.75 | 344.35 | 316.85 | 289.55 | 262.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 389.75 | 378.85 | 351.55 | 324.35 | 297.05 | 269.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 393.65 | 382.85 | 355.75 | 328.55 | 301.55 | 274.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 393.75 | 382.85 | 355.55 | 328.35 | 301.05 | 273.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 398.95 | 388.25 | 361.35 | 333.85 | 306.95 | 279.95 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 401.85 | 393.70 | 365.20 | 336.75 | 308.25 | 287.90 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 404.55 | 393.75 | 366.25 | 338.85 | 311.45 | 284.05 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 423.25 | 414.70 | 384.70 | 354.75 | 324.70 | 299.00 |

123 offers from 25 health insurers.: https://praemiencheck.onedoc.ch/en/lu/fischbach/young-adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/lu/fischbach/young-adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/lu/fischbach/young-adult/no-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Fischbach for a young adult aged 19 to 25 with a deductible of 300 CHF, without accident cover?

In 2026, without accident cover, the cheapest offer in [Fischbach](https://praemiencheck.onedoc.ch/en/lu/fischbach/) is Agrisano (AGRIsmart) at 282.25 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 302.85 CHF a month.

### How much does health insurance cost in Fischbach in 2026 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/lu/fischbach/young-adult/) with a deductible of 300 CHF and without accident cover, monthly premiums run from 282.25 CHF (Agrisano, AGRIsmart) to 423.25 CHF (vita surselva, Standard model): 123 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 252.55 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Fischbach for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 282.25 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/lu/fischbach/young-adult/no-accident/deductible-300/) to 177.35 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/lu/fischbach/young-adult/no-accident/deductible-2500/): 104.90 CHF less a month, 1'258.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'699 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Fischbach for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 302.85 CHF (Sanitas), family doctor / HMO 284.45 CHF (CSS), flexible model 291.05 CHF (Sympany), telemedicine 282.25 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 287.40 CHF at Agrisano (AGRIsmart) gives 282.25 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/lu/fischbach/young-adult/no-accident/

## Related pages

- Without accident cover: from 165.15 to 423.25 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/lu/fischbach/young-adult/no-accident/

Address of this page: praemiencheck.onedoc.ch/en/lu/fischbach/young-adult/no-accident/ — replace `lu` with your canton’s two-letter code (ge, vd, zh…) and `fischbach` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.