# Health insurance premiums 2027 in Escholzmatt-Marbach (LU), for an adult aged 26 or over who wants a deductible of 1'500 CHF with accident cover

_Compulsory basic health insurance (KVG/LAMal) · adult (26 and over) · with accident cover · monthly premiums in CHF_

In [Escholzmatt-Marbach](https://praemiencheck.onedoc.ch/en/lu/escholzmatt-marbach/) ([canton Lucerne](https://praemiencheck.onedoc.ch/en/lu/)), in 2027, for [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/lu/escholzmatt-marbach/adult/) with a 1'500 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/lu/escholzmatt-marbach/adult/with-accident/), the cheapest monthly basic insurance premium is **365.80 CHF** with **Krankenkasse Luzerner Hinterland** (Telemedicine model) and the most expensive is 561.85 CHF with Groupe Mutuel – Mutuel (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (1'500 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 435.80 | 424.10 | 394.95 | 365.80 | 336.60 | 307.45 | +4.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 439.35 | 427.70 | 398.55 | 369.35 | 340.20 | 311.05 | −0.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 440.15 | 428.55 | 399.35 | 370.15 | 341.05 | 311.85 | New tariff 2027 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 440.45 | 428.80 | 399.65 | 370.45 | 341.30 | 312.15 | +4.2 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 441.25 | 429.65 | 400.45 | 371.25 | 342.15 | 312.95 | +3.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 441.55 | 429.95 | 400.75 | 371.55 | — | 313.25 | +4.5 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 434.95 | 424.85 | 399.65 | 374.35 | 349.15 | 323.95 | +7.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 444.50 | 432.85 | 403.70 | 374.50 | 345.35 | 316.20 | +5.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 451.65 | 440.05 | 410.85 | 381.65 | 352.55 | 323.35 | +3.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 451.65 | 440.05 | 410.85 | 381.65 | 352.55 | 323.35 | +4.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 451.65 | 440.05 | 410.85 | 381.65 | 352.55 | 323.35 | +4.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 453.45 | 441.85 | 412.65 | 383.45 | — | 325.15 | +4.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 453.85 | 442.25 | 413.05 | 383.85 | 354.75 | 325.55 | +2.2 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 454.45 | 442.85 | 413.65 | 384.45 | 355.35 | 326.15 | +3.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 457.25 | 445.65 | 416.45 | 387.25 | 358.15 | 328.95 | +4.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 458.55 | 446.95 | 417.75 | 388.55 | 359.45 | 330.25 | +6.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 460.25 | 448.65 | 419.45 | 390.25 | 361.15 | 331.95 | +7.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 460.85 | 449.35 | 420.35 | 390.85 | 361.85 | 332.85 | +5.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 461.15 | 449.55 | 420.35 | 391.15 | 362.05 | 332.85 | +6.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 461.45 | 449.85 | 420.65 | 391.45 | — | 333.15 | +4.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 461.85 | 450.25 | 421.05 | 391.85 | 362.75 | 333.55 | +4.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 463.55 | 451.95 | 422.75 | 393.55 | 364.45 | 335.25 | +5.8 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 463.90 | 453.50 | 423.05 | 393.90 | 364.75 | 335.55 | +4.1 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 458.65 | 447.85 | 421.05 | 394.25 | 367.45 | 340.65 | +5.1 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 458.65 | 447.85 | 421.05 | 394.25 | 367.45 | 340.65 | +5.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 464.75 | 453.15 | 423.95 | 394.75 | 365.65 | 336.45 | +2.9 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 464.75 | 453.15 | 423.95 | 394.75 | 365.65 | 336.45 | +3.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 465.15 | 453.50 | 424.35 | 395.15 | 366.00 | 336.85 | +5.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 465.45 | 453.85 | 424.65 | 395.45 | — | 337.15 | +4.5 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 460.35 | 449.65 | 423.05 | 396.25 | 369.55 | 342.95 | +7.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 461.05 | 449.35 | 425.65 | 396.45 | 361.85 | 332.65 | +7.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 466.95 | 455.35 | 426.15 | 396.95 | 367.85 | 338.65 | +11.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 467.75 | 456.15 | 426.95 | 397.75 | 368.65 | 339.45 | +4.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 467.75 | 456.15 | 426.95 | 397.75 | 368.65 | 339.45 | +4.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 468.05 | 456.45 | 427.25 | 398.05 | 368.95 | 339.75 | +4.4 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 462.85 | 452.15 | 425.35 | 398.45 | 371.65 | 344.85 | +6.4 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 461.85 | 451.65 | 425.95 | 400.25 | 374.65 | 348.95 | +6.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 470.25 | 458.65 | 429.45 | 400.25 | 371.15 | 341.95 | +3.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 470.25 | 458.65 | 429.45 | 400.25 | 371.15 | 341.95 | +3.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 470.35 | 458.70 | 429.55 | 400.35 | 371.20 | 342.05 | +5.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 471.15 | 459.55 | 430.35 | 401.15 | 372.05 | 346.85 | +9.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 466.45 | 454.85 | 431.15 | 401.95 | 378.25 | 349.15 | +7.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 466.45 | 454.85 | 431.15 | 401.95 | 367.35 | 338.15 | +6.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 466.45 | 454.85 | 431.15 | 401.95 | 367.35 | 338.15 | +6.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 461.05 | 454.85 | 431.15 | 401.95 | 372.85 | 343.65 | −1.3 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 472.35 | 460.65 | 431.55 | 402.35 | 373.15 | 344.05 | +11.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 472.35 | 460.65 | 431.55 | 402.35 | 373.15 | 344.05 | +11.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 472.35 | 460.65 | 431.55 | 402.35 | 373.15 | 344.05 | +11.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 472.35 | 460.65 | 431.55 | 402.35 | 373.15 | 344.05 | +11.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 473.85 | 462.25 | 433.05 | 403.85 | 374.75 | 357.55 | +7.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 474.55 | 463.05 | 434.05 | 404.55 | 375.55 | 346.55 | +4.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 474.55 | 462.95 | 433.75 | 404.55 | 375.45 | 346.25 | +4.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 475.50 | 463.85 | 434.70 | 405.50 | 376.35 | 347.20 | +5.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 475.50 | 463.85 | 434.70 | 405.50 | 376.35 | 347.20 | +5.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 475.50 | 463.85 | 434.70 | 405.50 | 376.35 | 347.20 | +5.4 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 466.45 | 456.35 | 430.95 | 405.65 | 380.25 | 346.65 | +5.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 475.65 | 464.05 | 434.85 | 405.65 | 376.55 | 347.35 | +4.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 475.65 | 464.05 | 434.85 | 405.65 | 376.55 | 347.35 | +5.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 476.85 | 465.25 | 436.05 | 406.85 | 377.75 | 348.55 | +6.2 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 472.45 | 462.05 | 435.75 | 409.45 | 383.25 | 357.05 | +6.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 480.05 | 468.45 | 439.25 | 410.05 | 380.95 | 351.75 | +9.9 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 481.35 | 469.75 | 440.55 | 411.35 | — | 353.05 | +4.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 480.05 | 469.05 | 441.55 | 413.55 | 385.95 | 358.45 | +6.3 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 477.75 | 467.25 | 440.65 | 414.05 | 387.65 | 361.05 | +6.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 485.55 | 474.05 | 445.05 | 415.55 | 386.55 | 357.55 | +4.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 486.65 | 475.05 | 445.85 | 416.65 | 387.55 | 358.35 | +4.9 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 488.15 | 476.55 | 447.35 | 418.25 | 389.05 | 359.85 | +5.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 488.75 | 477.05 | 447.85 | 418.75 | 389.55 | 360.35 | +10.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 490.25 | 478.65 | 449.45 | 420.25 | 391.15 | 373.95 | +9.3 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 491.15 | 481.25 | 451.50 | 421.70 | 396.95 | 367.15 | +1.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 492.55 | 480.95 | 451.75 | 422.55 | 393.45 | 364.25 | +6.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 492.55 | 480.95 | 451.75 | 422.55 | 393.45 | 364.25 | +6.1 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 490.55 | 480.05 | 453.05 | 426.55 | 399.55 | 372.55 | +4.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 497.55 | 485.95 | 456.75 | 427.55 | 398.45 | 369.25 | +3.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 497.55 | 485.95 | 456.75 | 427.55 | 398.45 | 369.25 | +2.2 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 498.85 | 487.25 | 458.15 | 428.85 | 399.75 | 370.55 | +3.5 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 503.55 | 491.85 | 462.75 | 433.55 | 404.35 | 375.25 | +6.4 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 504.35 | 492.65 | 463.45 | 434.35 | 405.15 | 375.95 | +2.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 493.85 | 487.75 | 464.05 | 434.85 | 405.65 | 376.55 | +6.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 507.05 | 495.55 | 466.55 | 437.05 | 408.05 | 379.05 | +11.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 508.05 | 496.45 | 467.25 | 438.05 | 408.95 | 379.75 | +4.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 509.95 | 498.45 | 469.45 | 439.95 | 410.95 | 381.95 | +11.2 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 511.15 | 499.45 | 470.25 | 441.15 | 411.95 | 382.75 | +3.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 511.15 | 499.45 | 470.25 | 441.15 | 411.95 | 382.75 | +7.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 511.65 | 500.00 | 470.85 | 441.65 | 412.50 | 383.35 | +5.4 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 509.95 | 498.95 | 471.45 | 443.45 | 415.85 | 388.35 | +11.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 515.35 | 508.65 | 474.55 | 445.35 | 416.15 | 387.05 | +8.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 516.75 | 505.05 | 475.85 | 446.75 | 417.55 | 388.35 | +7.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 516.75 | 505.05 | 475.85 | 446.75 | 417.55 | 388.35 | +7.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 516.85 | 505.25 | 476.05 | 446.85 | 417.75 | 388.55 | +2.9 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 514.75 | 503.15 | 475.75 | 447.75 | 419.75 | 391.75 | +4.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 518.35 | 511.65 | 477.55 | 448.35 | 419.15 | 390.05 | +8.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 518.65 | 507.05 | 477.85 | 448.65 | 419.55 | 390.35 | +6.1 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 517.25 | 506.80 | 480.70 | 449.40 | 423.30 | 391.95 | +2.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 520.25 | 508.65 | 479.45 | 450.25 | 421.15 | 391.95 | +4.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 521.05 | 509.45 | 480.25 | 451.05 | — | 392.75 | +4.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 524.35 | 517.65 | 483.55 | 454.35 | 425.15 | 396.05 | +8.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 524.35 | 517.65 | 483.55 | 454.35 | 425.15 | 396.05 | +8.4 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 525.55 | 513.95 | 484.75 | 455.55 | 426.45 | 397.25 | +6.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 527.85 | 516.35 | 487.35 | 457.85 | 428.85 | 399.85 | +11.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 529.65 | 517.95 | 488.75 | 459.65 | 430.45 | 401.25 | +7.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 531.25 | 519.65 | 490.45 | 461.25 | 432.15 | 402.95 | +11.0 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 533.55 | 521.95 | 492.75 | 463.55 | 434.45 | 405.55 | +4.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 533.55 | 521.85 | 492.75 | 463.55 | 434.35 | 405.25 | +7.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 536.35 | 529.75 | 495.55 | 466.35 | 437.25 | 408.05 | +8.3 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 536.85 | 525.25 | 496.05 | 466.95 | 437.75 | 408.55 | +5.2 % |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 538.05 | 526.45 | 497.25 | 468.05 | 438.95 | 409.75 | +6.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 541.25 | 529.65 | 500.45 | 471.25 | 442.15 | 412.95 | +2.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 542.25 | 530.65 | 501.45 | 472.25 | 443.15 | 413.95 | +9.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 543.05 | 531.55 | 502.55 | 473.05 | 444.05 | 415.05 | +4.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 543.15 | 531.55 | 502.35 | 473.15 | 444.05 | 414.85 | +5.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 546.15 | 534.45 | 505.35 | 476.15 | 446.95 | 417.85 | +2.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 550.35 | 538.65 | 509.55 | 480.35 | 451.15 | 422.05 | +7.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 552.25 | 540.75 | 511.75 | 482.25 | 453.25 | 424.25 | +7.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 555.45 | 543.95 | 514.95 | 485.45 | 456.45 | 427.45 | +7.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 555.95 | 544.25 | 515.15 | 485.95 | 456.75 | 427.65 | +7.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 557.05 | 546.05 | 518.55 | 490.55 | 462.95 | 435.45 | +7.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 574.55 | 563.05 | 534.05 | 504.55 | 475.55 | 446.55 | +7.9 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 590.35 | 578.85 | 549.85 | 520.35 | 491.35 | 462.35 | +10.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 590.45 | 583.75 | 549.65 | 520.45 | 491.25 | 462.15 | +8.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 596.45 | 589.75 | 555.65 | 526.45 | 497.25 | 468.15 | +8.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 631.85 | 620.35 | 591.35 | 561.85 | 532.85 | 503.85 | +7.8 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Escholzmatt-Marbach for an adult aged 26 or over with a deductible of 1'500 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/lu/escholzmatt-marbach/adult/with-accident/), the cheapest offer in [Escholzmatt-Marbach](https://praemiencheck.onedoc.ch/en/lu/escholzmatt-marbach/) is Krankenkasse Luzerner Hinterland (Telemedicine) at 365.80 CHF a month.

### How much does health insurance cost in Escholzmatt-Marbach in 2027 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/lu/escholzmatt-marbach/adult/) with a deductible of 1'500 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/lu/escholzmatt-marbach/adult/with-accident/), monthly premiums run from 365.80 CHF (Krankenkasse Luzerner Hinterland, Telemedicine) to 561.85 CHF (Groupe Mutuel – Mutuel, Standard model): 122 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 395.15 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Escholzmatt-Marbach for an adult aged 26 or over with accident cover?

On the cheapest offer (Krankenkasse Luzerner Hinterland, Telemedicine), the premium goes from 435.80 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/lu/escholzmatt-marbach/adult/with-accident/deductible-300/) to 307.45 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/lu/escholzmatt-marbach/adult/with-accident/deductible-2500/): 128.35 CHF less a month, 1'540.20 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 2'011 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Escholzmatt-Marbach for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 1'500 CHF and with accident cover, the cheapest premium per model is: standard model 393.90 CHF (Krankenkasse Luzerner Hinterland), family doctor / HMO 370.45 CHF (Krankenkasse Luzerner Hinterland), flexible model 391.15 CHF (Assura), telemedicine 365.80 CHF (Krankenkasse Luzerner Hinterland).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 370.55 CHF at Krankenkasse Luzerner Hinterland (Telemedicine) gives 365.80 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Escholzmatt-Marbach is in region 3 of canton Lucerne.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/lu/escholzmatt-marbach/adult/with-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Escholzmatt-Marbach (LU): every situation: https://praemiencheck.onedoc.ch/en/lu/escholzmatt-marbach/
- Premiums 2027 in Escholzmatt-Marbach (LU), adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/lu/escholzmatt-marbach/adult/
- Premiums 2027 in Escholzmatt-Marbach (LU), adult, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/lu/escholzmatt-marbach/adult/with-accident/
- Child: https://praemiencheck.onedoc.ch/en/lu/escholzmatt-marbach/child/
- Young adult: https://praemiencheck.onedoc.ch/en/lu/escholzmatt-marbach/young-adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/lu/escholzmatt-marbach/adult/no-accident/deductible-1500/
- Deductible Premiums 2027 in Escholzmatt-Marbach (LU), adult, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/lu/escholzmatt-marbach/adult/with-accident/deductible-300/
- Deductible Premiums 2027 in Escholzmatt-Marbach (LU), adult, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/lu/escholzmatt-marbach/adult/with-accident/deductible-500/
- Deductible Premiums 2027 in Escholzmatt-Marbach (LU), adult, deductible of 1'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/lu/escholzmatt-marbach/adult/with-accident/deductible-1000/
- Deductible Premiums 2027 in Escholzmatt-Marbach (LU), adult, deductible of 2'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/lu/escholzmatt-marbach/adult/with-accident/deductible-2000/
- Deductible Premiums 2027 in Escholzmatt-Marbach (LU), adult, deductible of 2'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/lu/escholzmatt-marbach/adult/with-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/lu/escholzmatt-marbach/adult/with-accident/deductible-300/ — replace `lu` with your canton’s two-letter code (ge, vd, zh…), `escholzmatt-marbach` with your municipality, `adult` with `child` or `young-adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-1500` with `deductible-2500` for another deductible. Markdown version: add `.md`.