# Health insurance premiums 2027 in Escholzmatt-Marbach (LU), for an adult aged 26 or over who wants a deductible of 500 CHF without accident cover

_Compulsory basic health insurance (KVG/LAMal) · adult (26 and over) · without accident cover · monthly premiums in CHF_

In [Escholzmatt-Marbach](https://praemiencheck.onedoc.ch/en/lu/escholzmatt-marbach/) ([canton Lucerne](https://praemiencheck.onedoc.ch/en/lu/)), in 2027, for [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/lu/escholzmatt-marbach/adult/) with a 500 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/lu/escholzmatt-marbach/adult/no-accident/), the cheapest monthly basic insurance premium is **397.85 CHF** with **Sanitas** (TelMed Basic model) and the most expensive is 576.65 CHF with Groupe Mutuel – Mutuel (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (500 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 408.70 | 397.85 | 370.70 | 343.55 | 316.40 | 289.25 | −0.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 409.05 | 398.25 | 371.15 | 343.95 | 316.85 | 289.75 | New tariff 2027 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 409.35 | 398.40 | 370.95 | 343.55 | 316.15 | 288.70 | +3.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 410.35 | 399.55 | 372.35 | 345.25 | — | 290.95 | +3.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 413.50 | 402.65 | 375.50 | 348.35 | 321.20 | 294.05 | +4.7 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 413.75 | 402.80 | 375.35 | 347.95 | 320.55 | 293.10 | +3.6 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 412.95 | 403.35 | 379.45 | 355.35 | 331.45 | 307.55 | +6.2 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 416.75 | 405.85 | 378.25 | 350.65 | 323.15 | 295.55 | +2.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 421.35 | 410.55 | 383.45 | 356.25 | — | 302.05 | +3.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 421.75 | 411.05 | 383.85 | 356.65 | 329.65 | 302.45 | +1.9 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 423.55 | 412.65 | 385.45 | 358.25 | 331.05 | 303.85 | +2.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 424.95 | 414.15 | 387.05 | 359.85 | 332.75 | 305.65 | +3.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 426.15 | 415.35 | 388.25 | 361.05 | 334.05 | 306.85 | +5.4 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 426.55 | 415.65 | 388.05 | 360.45 | 332.95 | 305.35 | +3.1 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 426.25 | 416.25 | 391.25 | 366.35 | 341.45 | 316.55 | +3.3 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 426.25 | 416.25 | 391.25 | 366.35 | 341.45 | 316.55 | +3.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 427.65 | 416.85 | 389.75 | 362.55 | 335.45 | 308.35 | +6.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 428.25 | 417.55 | 390.65 | 363.15 | 336.25 | 309.25 | +4.3 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 428.45 | 417.55 | 395.55 | 368.45 | 336.15 | 309.05 | +6.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 428.55 | 417.75 | 390.65 | 363.45 | 336.45 | 309.25 | +5.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 428.85 | 417.85 | 390.05 | 362.35 | 334.65 | 306.95 | +3.8 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 428.85 | 417.85 | 390.05 | 362.35 | 334.65 | 306.95 | +3.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 428.85 | 418.05 | 390.85 | 363.75 | — | 309.45 | +3.9 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 432.55 | 421.75 | 394.55 | 367.45 | — | 313.25 | +3.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 432.75 | 421.90 | 394.75 | 367.55 | 340.40 | 313.30 | +4.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 432.95 | 422.05 | 394.85 | 367.55 | 340.25 | 313.05 | +5.1 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 433.15 | 422.25 | 395.05 | 367.85 | 340.65 | 313.45 | +2.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 433.55 | 422.65 | 400.65 | 373.55 | 351.45 | 324.35 | +6.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 433.55 | 422.65 | 400.65 | 373.55 | 341.25 | 314.15 | +5.3 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 433.55 | 422.65 | 400.65 | 373.55 | 341.25 | 314.15 | +6.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 428.45 | 422.65 | 400.65 | 373.55 | 346.35 | 319.25 | −1.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 433.95 | 423.15 | 396.05 | 368.85 | 341.85 | 314.65 | +9.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 434.75 | 423.95 | 396.75 | 369.65 | 342.55 | 315.45 | +3.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 434.75 | 423.95 | 396.75 | 369.65 | 342.55 | 315.45 | +3.7 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 433.55 | 424.15 | 400.55 | 376.95 | 353.35 | 322.05 | +4.6 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 433.85 | 424.25 | 400.15 | 375.95 | 351.95 | 327.75 | +5.5 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 435.80 | 426.00 | 397.40 | 370.00 | 342.55 | 315.15 | +3.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 437.05 | 426.25 | 399.15 | 371.95 | 344.85 | 317.75 | +3.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 437.05 | 426.25 | 399.15 | 371.95 | 344.85 | 317.75 | +3.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 437.55 | 426.70 | 399.60 | 372.40 | 345.25 | 318.10 | +4.7 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 437.05 | 426.95 | 401.65 | 376.25 | 350.85 | 325.55 | +6.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 437.85 | 427.05 | 399.85 | 372.75 | 345.65 | 322.25 | +8.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 438.55 | 427.55 | 399.75 | 372.05 | 344.35 | 316.65 | +3.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 438.95 | 428.05 | 400.45 | 372.85 | 345.35 | 317.75 | +2.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 439.05 | 428.15 | 401.05 | 373.95 | 346.75 | 319.65 | +9.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 439.05 | 428.15 | 401.05 | 373.95 | 346.75 | 319.65 | +9.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 439.05 | 428.15 | 401.05 | 373.95 | 346.75 | 319.65 | +9.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 439.05 | 428.15 | 401.05 | 373.95 | 346.75 | 319.65 | +9.7 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 439.45 | 429.35 | 403.85 | 378.25 | 352.85 | 327.35 | +5.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 440.35 | 429.55 | 402.45 | 375.25 | 348.25 | 332.25 | +8.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 441.05 | 430.35 | 403.35 | 375.95 | 348.95 | 321.95 | +4.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 442.05 | 431.25 | 404.15 | 376.95 | 349.95 | 322.75 | +3.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 442.05 | 431.25 | 404.15 | 376.95 | 349.95 | 322.75 | +4.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 442.35 | 431.50 | 404.40 | 377.20 | 350.05 | 322.90 | +4.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 442.35 | 431.50 | 404.40 | 377.20 | 350.05 | 322.90 | +4.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 442.35 | 431.50 | 404.40 | 377.20 | 350.05 | 322.90 | +4.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 443.25 | 432.35 | 405.05 | 377.85 | 350.55 | 323.35 | +4.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 443.15 | 432.35 | 405.25 | 378.05 | 351.05 | 323.85 | +5.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 444.45 | 433.35 | 405.65 | 377.95 | 350.25 | 322.55 | +3.8 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 443.85 | 434.05 | 409.35 | 384.65 | 360.05 | 335.35 | +5.5 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 446.15 | 435.85 | 410.35 | 384.25 | 358.65 | 333.05 | +5.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 447.35 | 436.55 | 409.35 | 382.25 | — | 328.05 | +4.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 448.35 | 437.45 | 410.25 | 382.95 | 355.75 | 328.45 | +8.6 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 448.85 | 438.95 | 413.95 | 388.95 | 364.05 | 339.05 | +5.5 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 451.25 | 440.55 | 413.55 | 386.15 | 359.15 | 332.15 | +4.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 452.35 | 441.55 | 414.35 | 387.25 | 360.15 | 332.95 | +4.3 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 453.65 | 442.95 | 415.75 | 388.65 | 361.55 | 334.35 | +4.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 455.65 | 444.85 | 417.65 | 390.55 | 363.45 | 347.45 | +8.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 456.45 | 445.55 | 418.25 | 391.05 | 363.75 | 336.55 | +9.4 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 455.85 | 446.15 | 421.05 | 396.45 | 371.25 | 346.15 | +4.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 457.75 | 447.05 | 419.85 | 392.65 | 365.65 | 338.45 | +5.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 457.75 | 447.05 | 419.85 | 392.65 | 365.65 | 338.45 | +5.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 462.45 | 451.65 | 424.45 | 397.35 | 370.25 | 343.15 | +3.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 462.45 | 451.65 | 424.45 | 397.35 | 370.25 | 343.15 | +1.9 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 463.55 | 452.85 | 425.75 | 398.55 | 371.45 | 344.35 | +3.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 458.95 | 453.25 | 431.25 | 404.05 | 376.95 | 349.85 | +5.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 471.05 | 460.15 | 432.85 | 405.65 | 378.35 | 351.05 | +2.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 471.15 | 460.55 | 433.55 | 406.05 | 379.15 | 352.15 | +9.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 473.95 | 463.25 | 436.25 | 408.85 | 381.85 | 354.95 | +9.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 473.95 | 463.75 | 438.15 | 412.15 | 386.45 | 360.85 | +10.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 476.00 | 465.15 | 438.05 | 410.85 | 383.70 | 356.55 | +4.7 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 476.35 | 465.45 | 438.25 | 411.15 | 383.85 | 356.65 | +2.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 477.45 | 466.45 | 439.25 | 411.95 | 384.75 | 357.45 | +6.8 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 478.15 | 467.05 | 439.35 | 411.65 | 383.85 | 356.25 | +5.6 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 478.35 | 467.65 | 442.15 | 416.15 | 390.05 | 364.05 | +4.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 482.05 | 471.25 | 444.15 | 416.95 | 389.85 | 362.75 | +5.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 482.45 | 471.35 | 443.65 | 415.95 | 388.25 | 360.55 | +3.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 482.65 | 471.75 | 444.45 | 417.25 | 389.95 | 362.75 | +6.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 482.65 | 471.75 | 444.45 | 417.25 | 389.95 | 362.75 | +6.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 483.55 | 472.75 | 445.65 | 418.45 | 391.35 | 364.25 | +3.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 484.25 | 473.45 | 446.35 | 419.15 | — | 364.95 | +4.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 481.35 | 475.15 | 443.15 | 415.95 | 388.65 | 361.45 | +7.3 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 488.25 | 477.25 | 449.65 | 422.05 | 394.55 | 366.95 | +2.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 484.15 | 477.95 | 445.95 | 418.75 | 391.45 | 364.25 | +7.3 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 488.15 | 478.35 | 448.75 | 419.15 | 394.55 | 364.90 | +2.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 490.55 | 479.85 | 452.85 | 425.45 | 398.45 | 371.55 | +9.7 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 493.65 | 482.75 | 455.35 | 427.85 | 400.55 | 373.05 | +5.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 493.75 | 482.95 | 455.85 | 428.65 | 401.65 | 374.45 | +9.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 489.75 | 483.55 | 451.65 | 424.35 | 397.05 | 369.85 | +7.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 489.75 | 483.55 | 451.65 | 424.35 | 397.05 | 369.85 | +7.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 494.65 | 483.75 | 456.55 | 429.25 | 402.05 | 374.75 | +6.8 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 495.85 | 485.15 | 457.95 | 430.85 | 403.75 | 376.85 | +4.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 498.35 | 487.45 | 460.15 | 432.95 | 405.65 | 378.45 | +6.9 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 498.95 | 488.15 | 461.05 | 433.95 | 406.85 | 379.65 | +4.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 503.05 | 492.25 | 465.15 | 437.95 | 410.95 | 383.75 | +1.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 503.95 | 493.15 | 466.05 | 438.85 | 411.75 | 384.65 | +8.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 504.85 | 493.95 | 466.85 | 439.75 | 412.65 | 385.45 | +4.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 504.65 | 494.05 | 467.05 | 439.55 | 412.65 | 385.65 | +4.3 % |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 505.45 | 494.65 | 467.15 | 439.75 | 412.35 | 384.95 | +6.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 500.95 | 494.75 | 462.85 | 435.55 | 408.35 | 381.05 | +7.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 510.15 | 499.25 | 471.95 | 444.75 | 417.45 | 390.15 | +2.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 513.35 | 502.65 | 475.65 | 448.25 | 421.25 | 394.25 | +7.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 514.05 | 503.15 | 475.85 | 448.65 | 421.35 | 394.15 | +6.9 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 514.10 | 503.75 | 477.80 | 446.70 | 420.75 | 389.55 | +2.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 516.25 | 505.55 | 478.65 | 451.15 | 424.15 | 397.25 | +7.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 517.75 | 507.55 | 481.95 | 455.95 | 430.25 | 404.65 | +7.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 519.25 | 508.35 | 481.15 | 453.85 | 426.65 | 399.35 | +6.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 534.05 | 523.35 | 496.35 | 468.95 | 441.95 | 414.95 | +7.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 548.65 | 537.95 | 511.05 | 483.55 | 456.55 | 429.65 | +9.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 551.55 | 545.25 | 513.35 | 486.15 | 458.85 | 431.55 | +7.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 557.15 | 550.95 | 518.95 | 491.75 | 464.45 | 437.25 | +7.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 587.35 | 576.65 | 549.65 | 522.25 | 495.25 | 468.25 | +7.0 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Escholzmatt-Marbach for an adult aged 26 or over with a deductible of 500 CHF, without accident cover?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/lu/escholzmatt-marbach/adult/no-accident/), the cheapest offer in [Escholzmatt-Marbach](https://praemiencheck.onedoc.ch/en/lu/escholzmatt-marbach/) is Sanitas (TelMed Basic) at 397.85 CHF a month. The cheapest standard model (free choice of doctor) is Krankenkasse Luzerner Hinterland (Standard model) at 426.00 CHF a month.

### How much does health insurance cost in Escholzmatt-Marbach in 2027 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/lu/escholzmatt-marbach/adult/) with a deductible of 500 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/lu/escholzmatt-marbach/adult/no-accident/), monthly premiums run from 397.85 CHF (Sanitas, TelMed Basic) to 576.65 CHF (Groupe Mutuel – Mutuel, Standard model): 122 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 395.15 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Escholzmatt-Marbach for an adult aged 26 or over without accident cover?

On the cheapest offer (Sanitas, TelMed Basic), the premium goes from 408.70 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/lu/escholzmatt-marbach/adult/no-accident/deductible-300/) to 289.25 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/lu/escholzmatt-marbach/adult/no-accident/deductible-2500/): 119.45 CHF less a month, 1'433.40 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'893 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Escholzmatt-Marbach for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 500 CHF and without accident cover, the cheapest premium per model is: standard model 426.00 CHF (Krankenkasse Luzerner Hinterland), family doctor / HMO 402.65 CHF (Sanitas), flexible model 417.75 CHF (Assura), telemedicine 397.85 CHF (Sanitas).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 402.60 CHF at Sanitas (TelMed Basic) gives 397.85 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Escholzmatt-Marbach is in region 3 of canton Lucerne.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/lu/escholzmatt-marbach/adult/no-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Escholzmatt-Marbach (LU): every situation: https://praemiencheck.onedoc.ch/en/lu/escholzmatt-marbach/
- Premiums 2027 in Escholzmatt-Marbach (LU), adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/lu/escholzmatt-marbach/adult/
- Premiums 2027 in Escholzmatt-Marbach (LU), adult, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/lu/escholzmatt-marbach/adult/no-accident/
- Child: https://praemiencheck.onedoc.ch/en/lu/escholzmatt-marbach/child/
- Young adult: https://praemiencheck.onedoc.ch/en/lu/escholzmatt-marbach/young-adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/lu/escholzmatt-marbach/adult/with-accident/deductible-500/
- Deductible Premiums 2027 in Escholzmatt-Marbach (LU), adult, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/lu/escholzmatt-marbach/adult/no-accident/deductible-300/
- Deductible Premiums 2027 in Escholzmatt-Marbach (LU), adult, deductible of 1'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/lu/escholzmatt-marbach/adult/no-accident/deductible-1000/
- Deductible Premiums 2027 in Escholzmatt-Marbach (LU), adult, deductible of 1'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/lu/escholzmatt-marbach/adult/no-accident/deductible-1500/
- Deductible Premiums 2027 in Escholzmatt-Marbach (LU), adult, deductible of 2'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/lu/escholzmatt-marbach/adult/no-accident/deductible-2000/
- Deductible Premiums 2027 in Escholzmatt-Marbach (LU), adult, deductible of 2'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/lu/escholzmatt-marbach/adult/no-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/lu/escholzmatt-marbach/adult/no-accident/deductible-300/ — replace `lu` with your canton’s two-letter code (ge, vd, zh…), `escholzmatt-marbach` with your municipality, `adult` with `child` or `young-adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-500` with `deductible-2500` for another deductible. Markdown version: add `.md`.