# Health insurance premiums 2027 in Eschenbach (LU), for a young adult aged 19 to 25 who wants a deductible of 2'500 CHF with accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · with accident cover · monthly premiums in CHF_

In [Eschenbach](https://praemiencheck.onedoc.ch/en/lu/eschenbach/) ([canton Lucerne](https://praemiencheck.onedoc.ch/en/lu/)), in 2027, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/lu/eschenbach/young-adult/) with a 2'500 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/lu/eschenbach/young-adult/with-accident/), the cheapest monthly basic insurance premium is **200.30 CHF** with **Atupri** (HMO model) and the most expensive is 336.30 CHF with Groupe Mutuel – Mutuel (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (2'500 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 328.60 | 317.00 | 287.80 | 258.60 | 229.50 | 200.30 | +6.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 328.60 | 317.00 | 287.80 | 258.60 | 229.50 | 200.30 | +6.2 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 329.10 | 317.45 | 288.30 | 259.10 | 234.35 | 200.80 | +5.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 330.10 | 318.50 | 289.30 | 260.10 | 231.00 | 201.80 | +10.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 332.15 | 320.50 | 291.35 | 262.15 | 233.00 | 203.85 | +7.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 332.15 | 320.50 | 291.35 | 262.15 | 233.00 | 203.85 | New tariff 2027 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 330.10 | 318.50 | 289.30 | 260.10 | 231.00 | 204.30 | +1.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 335.60 | 323.95 | 294.80 | 265.60 | 236.45 | 207.30 | +7.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 335.60 | 323.95 | 294.80 | 265.60 | 236.45 | 207.30 | +7.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 335.60 | 323.95 | 294.80 | 265.60 | 236.45 | 207.30 | +7.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 335.60 | 323.95 | 294.80 | 265.60 | 236.45 | 207.30 | +7.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 335.60 | 323.95 | 294.80 | 265.60 | 236.45 | 207.30 | New tariff 2027 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 336.00 | 324.40 | 295.20 | 266.00 | 236.90 | 207.70 | +6.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 337.80 | 326.20 | 297.00 | 267.80 | 238.70 | 209.50 | +2.7 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 321.00 | 310.90 | 285.70 | 260.50 | 235.20 | 210.00 | +9.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 340.40 | 328.80 | 299.60 | 270.40 | 241.30 | 212.10 | +6.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 341.40 | 329.90 | 300.90 | 271.40 | 242.40 | 213.40 | +4.9 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 332.60 | 320.95 | 293.20 | 267.00 | 240.75 | 214.45 | +5.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 344.40 | 332.70 | 303.50 | 274.40 | 245.20 | 216.00 | +12.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 346.00 | 334.35 | 305.20 | 276.00 | 246.85 | 217.70 | +7.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 347.40 | 335.80 | 306.60 | 277.40 | 248.30 | 219.10 | +1.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 347.30 | 335.80 | 306.80 | 277.30 | 248.30 | 219.30 | +6.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 347.30 | 335.80 | 306.80 | 277.30 | 248.30 | 219.30 | +6.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 347.20 | 335.60 | 306.40 | 277.20 | 248.10 | 219.60 | New tariff 2027 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 348.30 | 336.60 | 307.50 | 278.30 | 249.10 | 220.00 | +14.3 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 348.30 | 336.60 | 307.50 | 278.30 | 249.10 | 220.00 | +14.3 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 348.30 | 336.60 | 307.50 | 278.30 | 249.10 | 220.00 | +14.3 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 348.30 | 336.60 | 307.50 | 278.30 | 249.10 | 220.00 | +14.3 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 339.60 | 328.90 | 302.20 | 275.50 | 248.80 | 222.20 | +9.9 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 341.40 | 330.60 | 303.90 | 277.00 | 250.10 | 223.40 | +8.7 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 342.90 | 332.10 | 305.30 | 278.60 | 251.70 | 224.90 | +5.6 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 342.90 | 332.10 | 305.30 | 278.60 | 251.70 | 224.90 | +5.6 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 350.15 | 338.45 | 310.30 | 282.55 | 254.85 | 227.40 | +5.5 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 358.10 | 346.50 | 317.30 | 288.10 | 259.00 | 229.80 | +11.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 359.10 | 347.60 | 318.60 | 289.10 | 260.10 | 231.10 | +6.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 356.90 | 345.30 | 316.10 | 286.90 | 257.80 | 231.60 | +12.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 361.50 | 349.90 | 320.70 | 291.50 | 262.40 | 233.20 | +8.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 361.70 | 350.10 | 325.00 | 295.80 | 262.60 | 233.40 | New tariff 2027 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 362.10 | 350.50 | 321.30 | 292.10 | — | 233.80 | +5.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 363.50 | 351.90 | 322.70 | 293.50 | 264.40 | 235.20 | +8.3 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 364.80 | 353.20 | 324.00 | 294.90 | 265.70 | 236.80 | +7.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 366.10 | 354.40 | 325.30 | 296.10 | 266.90 | 237.80 | +5.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 366.20 | 354.60 | 325.40 | 296.20 | 267.10 | 237.90 | +11.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 366.20 | 354.60 | 325.40 | 296.20 | 267.10 | 237.90 | +11.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 366.30 | 359.60 | 325.50 | 296.30 | 267.10 | 238.00 | +11.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 366.30 | 359.60 | 325.50 | 296.30 | 267.10 | 238.00 | +11.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 366.50 | 354.90 | 325.70 | 296.50 | 267.40 | 238.20 | +15.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 359.00 | 347.40 | 318.20 | 289.00 | 259.90 | 238.20 | +15.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 366.50 | 354.90 | 325.70 | 296.50 | 267.40 | 238.20 | +15.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 366.90 | 355.30 | 326.10 | 296.90 | 267.80 | 238.60 | +2.9 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 367.70 | 356.10 | 326.90 | 297.70 | 268.60 | 239.40 | +4.7 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 367.70 | 356.10 | 326.90 | 297.70 | 268.60 | 239.40 | +4.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 369.20 | 357.60 | 328.40 | 299.20 | 270.10 | 240.90 | +5.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 369.90 | 358.30 | 335.30 | 306.10 | 270.80 | 241.60 | New tariff 2027 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 348.70 | 338.70 | 313.20 | 287.90 | 262.50 | 242.60 | +9.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 370.90 | 359.30 | 330.10 | 300.90 | — | 242.60 | +5.8 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 371.10 | 359.40 | 330.30 | 301.10 | 271.90 | 242.80 | +8.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 372.30 | 360.70 | 331.50 | 302.30 | 273.20 | 244.00 | New tariff 2027 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 372.00 | 360.50 | 331.50 | 302.00 | 273.00 | 244.00 | +14.3 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 372.70 | 361.10 | 331.90 | 302.70 | 273.60 | 244.40 | +4.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 375.80 | 364.20 | 335.00 | 305.80 | 276.70 | 247.50 | +8.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 376.10 | 368.60 | 339.40 | 310.20 | 276.90 | 247.80 | New tariff 2027 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 376.10 | 364.50 | 335.30 | 306.10 | 277.00 | 247.80 | +9.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 376.80 | 365.20 | 336.00 | 306.80 | — | 248.50 | +5.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 379.70 | 368.10 | 338.90 | 309.70 | — | 251.40 | +5.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 380.00 | 368.40 | 339.20 | 310.00 | 280.90 | 251.70 | +4.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 380.00 | 368.40 | 339.20 | 310.00 | 280.90 | 251.70 | +4.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 380.60 | 369.10 | 340.10 | 310.60 | 281.60 | 252.60 | +15.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 381.80 | 370.10 | 340.90 | 311.80 | 282.60 | 253.40 | +3.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 384.30 | 372.70 | 343.50 | 314.30 | 285.20 | 256.00 | +6.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 385.00 | 373.50 | 344.50 | 315.00 | 286.00 | 257.00 | +15.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 386.00 | 374.40 | 345.20 | 316.00 | 286.90 | 257.70 | +1.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 369.90 | 362.40 | 337.30 | 308.20 | 287.20 | 258.10 | New tariff 2027 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 387.00 | 375.30 | 346.10 | 317.00 | 287.80 | 258.60 | +4.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 388.00 | 376.40 | 347.20 | 318.00 | 288.90 | 259.70 | +8.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 388.00 | 376.40 | 347.20 | 318.00 | 288.90 | 259.70 | +8.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 389.00 | 377.30 | 348.20 | 319.00 | 289.80 | 260.70 | +3.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 374.10 | 366.50 | 341.40 | 312.30 | 291.30 | 262.20 | New tariff 2027 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 391.30 | 379.70 | 350.50 | 321.30 | 292.20 | 263.00 | +14.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 391.40 | 379.80 | 350.60 | 321.40 | — | 263.10 | +5.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 392.40 | 380.90 | 351.90 | 322.40 | 293.40 | 264.40 | +6.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 393.10 | 381.50 | 352.30 | 323.10 | 294.00 | 264.80 | +6.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 395.70 | 389.10 | 354.90 | 325.70 | 296.60 | 267.40 | +11.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 395.80 | 384.30 | 355.30 | 325.80 | 296.80 | 267.80 | +14.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 396.10 | 389.50 | 355.30 | 326.10 | 297.00 | 267.80 | +11.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 382.60 | 372.40 | 346.70 | 321.00 | 295.40 | 269.70 | +7.8 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 400.80 | 389.20 | 360.00 | 330.90 | 301.70 | 272.50 | +6.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 401.80 | 390.20 | 361.00 | 331.80 | 302.70 | 273.50 | +4.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 401.80 | 390.20 | 361.00 | 331.80 | 302.70 | 273.50 | +2.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 402.30 | 390.60 | 361.40 | 332.30 | 303.10 | 273.90 | +3.7 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 391.30 | 380.90 | 354.60 | 328.30 | 302.10 | 275.90 | +7.9 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 376.40 | 367.40 | 344.90 | 322.40 | 299.40 | 276.90 | +5.5 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 394.80 | 383.20 | 354.30 | 324.80 | 300.80 | 277.80 | +5.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 406.90 | 395.30 | 366.10 | 336.90 | 307.80 | 278.60 | +10.6 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 395.70 | 385.10 | 358.60 | 332.00 | 305.50 | 278.90 | +7.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 408.30 | 401.70 | 367.50 | 338.30 | 309.20 | 280.00 | +10.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 408.40 | 396.80 | 367.60 | 338.40 | 309.30 | 280.10 | +7.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 408.60 | 397.10 | 368.10 | 338.60 | 309.60 | 280.60 | +10.3 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 411.00 | 399.40 | 370.20 | 341.00 | 311.90 | 282.70 | +6.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 394.60 | 387.10 | 362.00 | 332.80 | 311.90 | 282.70 | New tariff 2027 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 410.90 | 399.40 | 370.40 | 340.90 | 311.90 | 282.90 | +10.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 413.20 | 401.70 | 372.70 | 343.20 | 314.20 | 285.20 | +10.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 416.80 | 410.10 | 375.90 | 346.80 | 317.60 | 288.40 | +10.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 419.00 | 407.30 | 378.10 | 349.00 | 319.80 | 290.60 | +10.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 420.60 | 409.00 | 379.80 | 350.60 | — | 292.30 | +5.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 421.00 | 414.30 | 380.10 | 351.00 | 321.80 | 292.60 | +10.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 422.50 | 411.00 | 382.00 | 352.50 | 323.50 | 294.50 | +10.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 423.50 | 411.80 | 382.70 | 353.50 | 324.30 | 295.20 | +9.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 423.50 | 411.80 | 382.70 | 353.50 | 324.30 | 295.20 | +9.9 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 416.10 | 407.80 | 378.65 | 349.50 | 320.40 | 299.60 | +1.6 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 409.10 | 399.10 | 374.60 | 350.10 | 325.60 | 301.10 | +5.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 432.50 | 421.00 | 392.00 | 362.50 | 333.50 | 304.50 | +14.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 434.00 | 422.30 | 393.10 | 364.00 | 334.80 | 305.60 | +9.8 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 434.80 | 423.20 | 394.00 | 364.80 | 335.70 | 306.50 | +7.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 436.80 | 425.20 | 396.00 | 366.80 | 337.70 | 308.50 | +2.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 437.20 | 425.50 | 396.30 | 367.20 | 338.00 | 308.80 | +9.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 437.20 | 425.50 | 396.30 | 367.20 | 338.00 | 308.80 | +9.7 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 438.00 | 429.25 | 398.60 | 372.30 | 341.65 | 311.00 | +1.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 450.80 | 439.10 | 410.00 | 380.80 | 351.60 | 322.50 | +9.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 455.40 | 443.70 | 414.50 | 385.40 | 356.20 | 327.00 | +9.6 % |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 461.40 | 449.80 | 420.60 | 391.40 | 362.30 | 333.10 | +8.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 464.30 | 452.80 | 423.80 | 394.30 | 365.30 | 336.30 | +9.7 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Eschenbach for a young adult aged 19 to 25 with a deductible of 2'500 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/lu/eschenbach/young-adult/with-accident/), the cheapest offer in [Eschenbach](https://praemiencheck.onedoc.ch/en/lu/eschenbach/) is Atupri (HMO) at 200.30 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 217.70 CHF a month.

### How much does health insurance cost in Eschenbach in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/lu/eschenbach/young-adult/) with a deductible of 2'500 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/lu/eschenbach/young-adult/with-accident/), monthly premiums run from 200.30 CHF (Atupri, HMO) to 336.30 CHF (Groupe Mutuel – Mutuel, Standard model): 122 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 262.00 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Eschenbach for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (Atupri, HMO), the premium goes from 328.60 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/lu/eschenbach/young-adult/with-accident/deductible-300/) to 200.30 CHF with the 2'500 CHF deductible: 128.30 CHF less a month, 1'539.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 2'011 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Eschenbach for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 2'500 CHF and with accident cover, the cheapest premium per model is: standard model 217.70 CHF (Sanitas), family doctor / HMO 200.30 CHF (Atupri), flexible model 207.30 CHF (Sanitas), telemedicine 200.30 CHF (Atupri).

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Eschenbach is in region 3 of canton Lucerne.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/lu/eschenbach/young-adult/with-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Eschenbach (LU): every situation: https://praemiencheck.onedoc.ch/en/lu/eschenbach/
- Premiums 2027 in Eschenbach (LU), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/lu/eschenbach/young-adult/
- Premiums 2027 in Eschenbach (LU), young adult, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/lu/eschenbach/young-adult/with-accident/
- Child: https://praemiencheck.onedoc.ch/en/lu/eschenbach/child/
- Adult: https://praemiencheck.onedoc.ch/en/lu/eschenbach/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/lu/eschenbach/young-adult/no-accident/deductible-2500/
- Deductible Premiums 2027 in Eschenbach (LU), young adult, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/lu/eschenbach/young-adult/with-accident/deductible-300/
- Deductible Premiums 2027 in Eschenbach (LU), young adult, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/lu/eschenbach/young-adult/with-accident/deductible-500/
- Deductible Premiums 2027 in Eschenbach (LU), young adult, deductible of 1'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/lu/eschenbach/young-adult/with-accident/deductible-1000/
- Deductible Premiums 2027 in Eschenbach (LU), young adult, deductible of 1'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/lu/eschenbach/young-adult/with-accident/deductible-1500/
- Deductible Premiums 2027 in Eschenbach (LU), young adult, deductible of 2'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/lu/eschenbach/young-adult/with-accident/deductible-2000/

Address of this page: praemiencheck.onedoc.ch/en/lu/eschenbach/young-adult/with-accident/deductible-300/ — replace `lu` with your canton’s two-letter code (ge, vd, zh…), `eschenbach` with your municipality, `young-adult` with `child` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-2500` with `deductible-300` for another deductible. Markdown version: add `.md`.