# Health insurance premiums 2027 in Eich (LU), for a young adult aged 19 to 25 who wants a deductible of 2'000 CHF with accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · with accident cover · monthly premiums in CHF_

In [Eich](https://praemiencheck.onedoc.ch/en/lu/eich/) ([canton Lucerne](https://praemiencheck.onedoc.ch/en/lu/)), in 2027, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/lu/eich/young-adult/) with a 2'000 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/lu/eich/young-adult/with-accident/), the cheapest monthly basic insurance premium is **240.20 CHF** with **CONCORDIA** (HMO model) and the most expensive is 375.20 CHF with Groupe Mutuel – Mutuel (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (2'000 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 339.30 | 327.70 | 298.50 | 269.30 | 240.20 | 211.00 | +1.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 340.20 | 328.60 | 299.40 | 270.20 | 241.10 | 211.90 | +5.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 342.10 | 330.50 | 301.30 | 272.10 | 243.00 | 213.80 | +5.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 343.00 | 331.35 | 302.20 | 273.00 | 243.85 | 214.70 | +6.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 343.00 | 331.35 | 302.20 | 273.00 | 243.85 | 214.70 | New tariff 2027 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 329.70 | 319.60 | 294.40 | 269.20 | 243.90 | 218.80 | +8.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 343.80 | 332.20 | 303.00 | 273.80 | 244.70 | 215.50 | +9.5 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 342.30 | 330.65 | 301.45 | 272.30 | 244.70 | 213.95 | +6.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 346.60 | 334.95 | 305.80 | 276.60 | 247.45 | 218.30 | +6.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 346.60 | 334.95 | 305.80 | 276.60 | 247.45 | 218.30 | +6.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 346.60 | 334.95 | 305.80 | 276.60 | 247.45 | 218.30 | +6.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 346.60 | 334.95 | 305.80 | 276.60 | 247.45 | 218.30 | +6.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 346.60 | 334.95 | 305.80 | 276.60 | 247.45 | 218.30 | New tariff 2027 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 347.20 | 335.60 | 306.40 | 277.20 | 248.10 | 218.90 | +2.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 348.00 | 336.30 | 307.10 | 278.00 | 248.80 | 219.60 | +10.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 348.70 | 337.20 | 308.20 | 278.70 | 249.70 | 220.70 | +6.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 349.70 | 338.10 | 308.90 | 279.70 | 250.60 | 221.40 | +5.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 350.00 | 338.30 | 309.20 | 280.00 | 250.80 | 221.70 | +10.0 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 345.95 | 334.30 | 305.35 | 278.25 | 251.15 | 224.20 | +6.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 351.60 | 340.00 | 310.80 | 281.60 | 252.50 | 223.30 | +5.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 354.70 | 343.20 | 314.20 | 284.70 | 255.70 | 226.70 | +6.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 354.70 | 343.20 | 314.20 | 284.70 | 255.70 | 226.70 | +6.0 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 348.80 | 338.10 | 311.50 | 284.70 | 258.00 | 231.40 | +8.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 357.20 | 345.60 | 316.40 | 287.20 | 258.10 | 228.90 | +1.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 357.30 | 345.65 | 316.50 | 287.30 | 258.15 | 229.00 | +6.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 358.00 | 346.40 | 317.20 | 288.00 | 258.90 | 229.70 | +9.9 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 350.70 | 339.90 | 313.20 | 286.30 | 259.40 | 232.70 | +7.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 360.10 | 348.50 | 319.30 | 290.10 | 261.00 | 231.80 | New tariff 2027 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 362.10 | 350.40 | 321.20 | 292.10 | 262.90 | 233.70 | +9.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 362.10 | 350.40 | 321.20 | 292.10 | 262.90 | 233.70 | +9.9 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 354.20 | 343.40 | 316.60 | 289.80 | 263.00 | 236.20 | +4.1 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 354.20 | 343.40 | 316.60 | 289.80 | 263.00 | 236.20 | +4.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 362.30 | 350.70 | 321.50 | 292.30 | 263.20 | 237.00 | +9.3 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 364.15 | 352.50 | 323.30 | 294.55 | 266.05 | 237.65 | +6.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 365.40 | 358.80 | 324.60 | 295.40 | 266.30 | 237.10 | +10.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 366.30 | 359.60 | 325.50 | 296.30 | 267.10 | 238.00 | +10.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 366.70 | 355.20 | 326.20 | 296.70 | 267.70 | 238.70 | +5.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 368.30 | 356.70 | 327.50 | 298.30 | 269.20 | 240.00 | +10.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 370.10 | 358.50 | 329.30 | 300.10 | 271.00 | 255.20 | +8.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 371.20 | 359.60 | 330.40 | 301.20 | 272.10 | 242.90 | +1.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 374.90 | 363.30 | 334.10 | 304.90 | 275.80 | 246.60 | +7.2 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 362.10 | 352.10 | 326.60 | 301.30 | 275.90 | 244.80 | +6.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 376.70 | 365.10 | 335.90 | 306.70 | 277.60 | 248.40 | +9.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 376.70 | 365.10 | 335.90 | 306.70 | 277.60 | 248.40 | +9.9 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 376.90 | 365.30 | 336.10 | 306.90 | 277.80 | 248.60 | +4.2 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 376.90 | 365.30 | 336.10 | 306.90 | 277.80 | 248.60 | +4.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 377.10 | 365.50 | 336.30 | 307.10 | 278.00 | 248.80 | +7.3 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 378.70 | 367.10 | 337.90 | 308.80 | 279.60 | 250.40 | +6.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 379.90 | 368.40 | 339.40 | 309.90 | 280.90 | 251.90 | +10.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 380.00 | 368.40 | 339.20 | 310.00 | 280.90 | 251.70 | +4.9 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 381.20 | 369.50 | 340.40 | 311.20 | 282.00 | 252.90 | +7.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 381.30 | 369.60 | 340.50 | 311.30 | 282.10 | 253.00 | +3.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 381.50 | 369.80 | 344.90 | 315.70 | 282.30 | 253.10 | New tariff 2027 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 382.20 | 370.60 | 341.40 | 312.20 | 283.10 | 253.90 | +5.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 382.80 | 371.20 | 342.00 | 312.80 | 283.70 | 255.20 | +13.5 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 383.00 | 371.40 | 342.20 | 313.00 | 283.90 | 254.70 | New tariff 2027 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 383.50 | 371.90 | 342.70 | 313.50 | 284.40 | 255.20 | +13.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 384.30 | 372.70 | 343.50 | 314.30 | 285.20 | 256.00 | +3.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 384.30 | 372.70 | 343.50 | 314.30 | 285.20 | 256.00 | +6.5 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 384.90 | 373.30 | 344.10 | 314.90 | 285.80 | 256.60 | +4.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 385.50 | 373.90 | 344.70 | 315.50 | 286.40 | 257.20 | +7.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 387.60 | 375.90 | 346.70 | 317.60 | 288.40 | 259.20 | +3.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 387.80 | 376.20 | 353.40 | 324.20 | 288.70 | 259.50 | New tariff 2027 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 388.70 | 377.20 | 348.20 | 318.70 | 289.70 | 260.70 | +10.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 393.10 | 381.50 | 352.30 | 323.10 | 294.00 | 264.80 | +3.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 393.20 | 381.70 | 352.70 | 323.20 | 294.20 | 265.20 | +10.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 395.70 | 389.10 | 354.90 | 325.70 | 296.60 | 267.40 | +9.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 396.10 | 389.50 | 355.30 | 326.10 | 297.00 | 267.80 | +9.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 396.80 | 385.20 | 356.00 | 326.80 | 297.70 | 268.50 | +1.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 398.40 | 391.00 | 361.80 | 332.70 | 299.30 | 270.10 | New tariff 2027 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 400.80 | 389.30 | 360.30 | 330.80 | 301.80 | 272.80 | +5.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | VIVA health plan | 390.40 | 378.70 | 355.20 | 326.00 | 302.50 | 273.30 | +9.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 401.80 | 390.20 | 361.00 | 331.80 | 302.70 | 273.50 | +1.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 401.80 | 390.20 | 361.00 | 331.80 | 302.70 | 273.50 | 0.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 402.30 | 390.60 | 361.40 | 332.30 | 303.10 | 273.90 | +9.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 402.50 | 390.90 | 361.70 | 332.50 | 303.40 | 274.20 | +7.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 402.50 | 390.90 | 361.70 | 332.50 | 303.40 | 274.20 | +7.1 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 403.00 | 391.40 | 362.20 | 333.00 | 303.90 | 274.70 | +4.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 404.20 | 392.70 | 363.70 | 334.20 | 305.20 | 276.20 | +10.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 405.90 | 394.20 | 365.10 | 335.90 | 306.70 | 277.60 | +3.3 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 395.80 | 385.60 | 359.90 | 334.20 | 308.60 | 282.90 | +7.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 408.30 | 401.70 | 367.50 | 338.30 | 309.20 | 280.00 | +9.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 392.10 | 384.60 | 359.70 | 330.50 | 309.90 | 280.70 | New tariff 2027 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 413.00 | 401.30 | 372.20 | 343.00 | 313.80 | 284.70 | +3.3 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 404.80 | 394.40 | 368.10 | 341.80 | 315.60 | 289.40 | +7.0 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 416.20 | 404.60 | 375.40 | 346.30 | 317.10 | 287.90 | +6.0 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 394.20 | 385.20 | 362.70 | 340.20 | 317.20 | 294.70 | +5.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 416.80 | 410.10 | 375.90 | 346.80 | 317.60 | 288.40 | +9.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 417.20 | 405.50 | 376.30 | 347.20 | 318.00 | 288.80 | +3.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 417.30 | 405.80 | 376.80 | 347.30 | 318.30 | 289.30 | +10.7 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 409.30 | 398.80 | 372.20 | 345.60 | 319.10 | 292.60 | +7.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 418.50 | 406.90 | 377.70 | 348.50 | 319.40 | 290.20 | +9.5 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 413.50 | 401.90 | 373.00 | 343.50 | 319.50 | 296.50 | +5.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 419.70 | 408.20 | 379.20 | 349.70 | 320.70 | 291.70 | +10.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 421.00 | 414.30 | 380.10 | 351.00 | 321.80 | 292.60 | +9.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 422.00 | 410.50 | 381.50 | 352.00 | 323.00 | 294.00 | +10.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 423.60 | 412.00 | 382.80 | 353.60 | 324.50 | 295.30 | +7.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 423.80 | 412.20 | 383.00 | 353.80 | 324.70 | 295.50 | +3.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 419.60 | 412.20 | 383.00 | 353.80 | 324.70 | 295.50 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 415.40 | 407.90 | 383.00 | 353.80 | 324.70 | 295.50 | New tariff 2027 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 429.40 | 420.80 | 390.75 | 360.70 | 330.65 | 304.85 | +2.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 431.50 | 420.00 | 391.00 | 361.50 | 332.50 | 303.50 | +10.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 433.70 | 422.00 | 392.80 | 363.70 | 334.50 | 305.30 | +8.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 436.80 | 425.20 | 396.00 | 366.80 | 337.70 | 308.50 | 0.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 438.40 | 426.70 | 397.60 | 368.40 | 339.20 | 310.10 | +8.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 438.40 | 426.70 | 397.60 | 368.40 | 339.20 | 310.10 | +8.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 441.70 | 430.20 | 401.20 | 371.70 | 342.70 | 313.70 | +10.2 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 428.40 | 418.40 | 393.90 | 369.40 | 344.90 | 320.40 | +5.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 448.30 | 436.60 | 407.40 | 378.30 | 349.10 | 319.90 | +8.8 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 449.80 | 438.20 | 409.00 | 379.80 | 350.70 | 321.50 | +7.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 452.50 | 440.90 | 411.70 | 382.50 | 353.40 | 324.20 | +8.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 452.50 | 440.90 | 411.70 | 382.50 | 353.40 | 324.20 | +8.7 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 452.00 | 442.95 | 411.30 | 384.20 | 357.10 | 325.45 | +3.6 % |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 461.40 | 449.80 | 420.60 | 391.40 | 362.30 | 333.10 | +7.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 466.70 | 455.00 | 425.80 | 396.70 | 367.50 | 338.30 | +8.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 471.40 | 459.70 | 430.50 | 401.40 | 372.20 | 343.00 | +8.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 474.20 | 462.70 | 433.70 | 404.20 | 375.20 | 346.20 | +10.3 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 376.10 | 364.50 | 335.30 | 306.10 | — | 247.80 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 379.20 | 367.60 | 338.40 | 309.20 | — | 250.90 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 391.60 | 380.00 | 350.80 | 321.60 | — | 263.30 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 394.70 | 383.10 | 353.90 | 324.70 | — | 266.40 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 407.10 | 395.50 | 366.30 | 337.10 | — | 278.80 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 438.10 | 426.50 | 397.30 | 368.10 | — | 309.80 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Eich for a young adult aged 19 to 25 with a deductible of 2'000 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/lu/eich/young-adult/with-accident/), the cheapest offer in [Eich](https://praemiencheck.onedoc.ch/en/lu/eich/) is CONCORDIA (HMO) at 240.20 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 258.15 CHF a month.

### How much does health insurance cost in Eich in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/lu/eich/young-adult/) with a deductible of 2'000 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/lu/eich/young-adult/with-accident/), monthly premiums run from 240.20 CHF (CONCORDIA, HMO) to 375.20 CHF (Groupe Mutuel – Mutuel, Standard model): 123 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 276.40 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Eich for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (CONCORDIA, HMO), the premium goes from 339.30 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/lu/eich/young-adult/with-accident/deductible-300/) to 211.00 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/lu/eich/young-adult/with-accident/deductible-2500/): 128.30 CHF less a month, 1'539.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 2'011 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Eich for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 2'000 CHF and with accident cover, the cheapest premium per model is: standard model 258.15 CHF (Sanitas), family doctor / HMO 240.20 CHF (CONCORDIA), flexible model 247.45 CHF (Sanitas), telemedicine 241.10 CHF (Atupri).

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Eich is in region 2 of canton Lucerne.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/lu/eich/young-adult/with-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Eich (LU): every situation: https://praemiencheck.onedoc.ch/en/lu/eich/
- Premiums 2027 in Eich (LU), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/lu/eich/young-adult/
- Premiums 2027 in Eich (LU), young adult, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/lu/eich/young-adult/with-accident/
- Child: https://praemiencheck.onedoc.ch/en/lu/eich/child/
- Adult: https://praemiencheck.onedoc.ch/en/lu/eich/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/lu/eich/young-adult/no-accident/deductible-2000/
- Deductible Premiums 2027 in Eich (LU), young adult, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/lu/eich/young-adult/with-accident/deductible-300/
- Deductible Premiums 2027 in Eich (LU), young adult, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/lu/eich/young-adult/with-accident/deductible-500/
- Deductible Premiums 2027 in Eich (LU), young adult, deductible of 1'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/lu/eich/young-adult/with-accident/deductible-1000/
- Deductible Premiums 2027 in Eich (LU), young adult, deductible of 1'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/lu/eich/young-adult/with-accident/deductible-1500/
- Deductible Premiums 2027 in Eich (LU), young adult, deductible of 2'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/lu/eich/young-adult/with-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/lu/eich/young-adult/with-accident/deductible-300/ — replace `lu` with your canton’s two-letter code (ge, vd, zh…), `eich` with your municipality, `young-adult` with `child` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-2000` with `deductible-2500` for another deductible. Markdown version: add `.md`.