# Health insurance premiums 2027 in Ebikon (LU), for a young adult aged 19 to 25 who wants a deductible of 500 CHF without accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · without accident cover · monthly premiums in CHF_

In [Ebikon](https://praemiencheck.onedoc.ch/en/lu/ebikon/) ([canton Lucerne](https://praemiencheck.onedoc.ch/en/lu/)), in 2027, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/lu/ebikon/young-adult/) with a 500 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/lu/ebikon/young-adult/no-accident/), the cheapest monthly basic insurance premium is **318.15 CHF** with **Sanitas** (Family doctor 1 model) and the most expensive is 469.50 CHF with vita surselva (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (500 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 329.00 | 318.15 | 291.05 | 263.85 | 236.70 | 209.55 | +3.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 329.00 | 318.15 | 291.05 | 263.85 | 236.70 | 209.55 | New tariff 2027 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 331.90 | 321.10 | 294.00 | 266.80 | 239.80 | 212.60 | +6.3 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 332.10 | 321.20 | 294.00 | 267.00 | 239.80 | 212.60 | +5.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 332.40 | 321.55 | 294.45 | 267.25 | 240.10 | 212.95 | +3.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 332.40 | 321.55 | 294.45 | 267.25 | 240.10 | 212.95 | +3.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 332.40 | 321.55 | 294.45 | 267.25 | 240.10 | 212.95 | +3.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 332.40 | 321.55 | 294.45 | 267.25 | 240.10 | 212.95 | +3.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 332.40 | 321.55 | 294.45 | 267.25 | 240.10 | 212.95 | New tariff 2027 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 336.30 | 325.30 | 297.50 | 269.80 | 242.20 | 214.40 | +5.3 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 337.70 | 326.90 | 299.80 | 272.60 | 245.60 | 218.40 | +5.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 337.80 | 327.10 | 300.10 | 272.70 | 245.70 | 218.70 | +4.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 339.70 | 328.80 | 301.60 | 274.60 | 247.40 | 220.30 | +5.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 339.70 | 328.80 | 301.60 | 274.60 | 247.40 | 220.30 | +5.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 339.70 | 328.80 | 301.60 | 274.60 | 247.40 | 220.30 | +5.2 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 340.50 | 329.60 | 302.00 | 274.40 | 246.90 | 219.30 | +0.9 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 341.70 | 330.70 | 303.00 | 275.20 | 247.60 | 219.80 | +0.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 342.70 | 331.85 | 304.70 | 277.55 | 250.40 | 223.25 | +3.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 343.60 | 332.90 | 305.90 | 278.50 | 251.50 | 224.60 | +4.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 343.60 | 332.90 | 305.90 | 278.50 | 251.50 | 224.60 | +4.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 346.40 | 335.40 | 307.60 | 279.90 | 252.20 | 224.50 | +4.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 348.50 | 337.50 | 309.90 | 282.30 | 254.80 | 227.20 | +1.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 349.80 | 339.00 | 311.90 | 284.70 | 257.60 | 233.30 | +7.6 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 351.35 | 340.40 | 312.95 | 285.55 | 258.15 | 230.70 | +5.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FlexCare | 352.20 | 341.10 | 313.40 | 285.70 | 258.00 | 230.30 | +4.1 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 355.10 | 344.10 | 316.70 | 289.30 | 261.85 | 234.45 | +5.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 355.20 | 344.50 | 317.60 | 290.10 | 263.20 | 236.20 | +4.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 356.10 | 345.00 | 317.30 | 289.60 | 261.90 | 234.20 | +4.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 358.40 | 347.40 | 319.80 | 292.20 | 264.70 | 237.20 | +0.9 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 357.70 | 347.70 | 322.80 | 297.80 | 272.90 | 248.00 | +3.1 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 357.70 | 347.70 | 322.80 | 297.80 | 272.90 | 248.00 | +3.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 359.30 | 348.50 | 321.40 | 294.20 | 267.10 | 240.00 | New tariff 2027 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 361.30 | 350.50 | 323.30 | 296.20 | 269.10 | 241.90 | +3.0 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 360.10 | 350.70 | 327.20 | 303.60 | 279.90 | 250.50 | +4.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 361.60 | 350.70 | 327.70 | 300.60 | 269.40 | 242.20 | New tariff 2027 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 362.30 | 351.50 | 324.30 | 297.20 | 270.10 | 243.00 | +8.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 363.20 | 352.40 | 325.30 | 298.10 | 271.00 | 257.80 | +7.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 365.60 | 354.80 | 327.70 | 300.50 | 273.50 | 246.30 | +5.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 367.70 | 356.80 | 335.80 | 308.70 | 275.50 | 248.30 | New tariff 2027 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 367.10 | 356.90 | 331.60 | 306.30 | 280.80 | 255.60 | +6.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 367.80 | 357.00 | 329.80 | 302.70 | 275.60 | 248.50 | +5.4 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 368.00 | 357.30 | 330.40 | 302.90 | 276.00 | 249.00 | +6.8 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 369.10 | 358.90 | 333.50 | 307.90 | 282.40 | 257.00 | +5.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 370.50 | 359.70 | 332.50 | 305.40 | 278.30 | 251.10 | +8.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 370.50 | 359.70 | 332.50 | 305.40 | 278.30 | 251.10 | +8.1 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 371.80 | 361.00 | 333.80 | 306.60 | 279.40 | 252.20 | +2.8 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 371.80 | 361.00 | 333.80 | 306.60 | 279.40 | 252.20 | +2.8 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 373.80 | 362.80 | 335.40 | 308.00 | 280.55 | 253.15 | +5.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 374.10 | 363.30 | 336.20 | 309.00 | 281.90 | 254.80 | +6.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 374.50 | 363.60 | 336.30 | 309.10 | 281.80 | 254.60 | +2.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 371.50 | 365.30 | 333.30 | 306.10 | 278.80 | 251.60 | +7.3 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 376.70 | 365.90 | 338.80 | 311.70 | 284.50 | 257.40 | +4.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 376.70 | 365.90 | 338.80 | 311.60 | 284.50 | 257.40 | New tariff 2027 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 376.60 | 365.90 | 338.90 | 311.50 | 284.50 | 257.60 | +6.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 373.80 | 367.00 | 343.90 | 316.80 | 297.80 | 270.70 | New tariff 2027 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 377.90 | 367.10 | 340.00 | 312.80 | 285.70 | 258.60 | +7.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 377.90 | 367.10 | 340.00 | 312.80 | 285.70 | 258.60 | +7.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 378.50 | 367.70 | 340.50 | 313.40 | 286.30 | 259.10 | +5.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 378.50 | 367.70 | 340.50 | 313.40 | 286.30 | 259.10 | +8.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 380.40 | 369.60 | 342.50 | 315.30 | 288.30 | 261.10 | +5.4 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 380.90 | 370.20 | 343.20 | 315.80 | 288.80 | 261.80 | +6.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 381.60 | 370.70 | 343.70 | 316.50 | 289.40 | 262.30 | +5.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 377.10 | 370.90 | 339.00 | 311.70 | 284.40 | 257.20 | +7.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 386.10 | 375.20 | 347.90 | 320.70 | 293.40 | 266.10 | +2.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 387.00 | 376.00 | 348.30 | 320.50 | 292.90 | 265.10 | +4.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 386.90 | 376.00 | 348.70 | 321.50 | 294.20 | 267.00 | +2.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 387.00 | 376.20 | 349.10 | 321.90 | 294.90 | 267.70 | +5.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 388.20 | 377.50 | 350.60 | 323.10 | 296.20 | 269.20 | +4.3 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 388.70 | 378.00 | 350.80 | 323.70 | 296.60 | 269.50 | +3.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 391.00 | 380.10 | 352.90 | 325.60 | 298.40 | 271.10 | +2.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 391.60 | 380.90 | 353.90 | 326.50 | 299.50 | 272.50 | +6.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 393.60 | 382.80 | 355.60 | 328.50 | — | 274.30 | +4.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 393.60 | 382.80 | 355.60 | 328.50 | — | 274.30 | +3.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 390.00 | 383.20 | 360.20 | 333.00 | 314.00 | 286.90 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 390.00 | 383.20 | 356.10 | 329.00 | 297.80 | 270.70 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 390.00 | 383.20 | 360.20 | 333.00 | 314.00 | 286.90 | New tariff 2027 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 395.70 | 384.90 | 357.70 | 330.60 | 303.50 | 276.40 | +4.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 395.70 | 384.90 | 357.70 | 330.60 | 303.50 | 276.40 | +2.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 398.20 | 387.20 | 359.60 | 332.00 | 304.50 | 276.90 | +0.9 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 401.20 | 390.10 | 362.40 | 334.70 | 306.90 | 279.30 | +5.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 401.50 | 390.70 | 363.60 | 336.40 | 309.40 | 282.20 | +5.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 401.50 | 390.70 | 363.60 | 336.40 | 309.40 | 282.20 | +5.4 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 404.10 | 393.30 | 366.10 | 338.80 | 311.70 | 284.50 | +2.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 404.30 | 393.60 | 366.60 | 339.20 | 312.20 | 285.20 | +5.9 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 402.80 | 394.50 | 373.50 | 352.60 | 331.20 | 310.30 | +4.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 406.30 | 395.40 | 368.30 | 341.20 | 314.00 | 286.90 | +0.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 406.60 | 395.90 | 368.90 | 341.50 | 314.50 | 287.50 | +5.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 408.90 | 398.20 | 371.20 | 343.80 | 316.80 | 289.80 | +5.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 405.70 | 399.50 | 367.50 | 340.30 | 313.00 | 285.80 | +7.3 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 410.70 | 399.90 | 372.70 | 345.60 | — | 291.40 | +3.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 411.70 | 400.90 | 373.70 | 346.60 | 319.50 | 292.30 | +8.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 407.40 | 401.20 | 369.30 | 342.00 | 314.80 | 287.50 | +7.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 413.80 | 402.90 | 375.60 | 348.40 | 321.10 | 293.80 | +2.5 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 413.90 | 403.10 | 376.00 | 348.90 | 321.70 | 294.60 | +4.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 414.10 | 403.30 | 376.20 | 349.00 | — | 294.80 | +3.9 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 413.40 | 403.80 | 379.70 | 355.50 | 331.50 | 307.30 | +5.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 415.20 | 404.30 | 377.00 | 349.70 | 322.50 | 295.20 | +6.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 418.00 | 407.30 | 380.40 | 352.90 | 326.00 | 299.00 | +5.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 419.70 | 408.80 | 381.60 | 354.30 | 327.00 | 299.80 | +6.9 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 422.50 | 411.80 | 384.90 | 357.40 | 335.10 | 313.70 | +4.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 422.60 | 411.90 | 384.70 | 357.50 | 330.50 | 303.30 | +5.4 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 422.80 | 413.00 | 388.30 | 363.60 | 339.00 | 314.30 | +5.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 424.30 | 413.40 | 386.10 | 358.90 | 331.60 | 304.30 | +6.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 420.40 | 414.20 | 382.30 | 355.00 | 327.70 | 300.50 | +7.3 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 427.80 | 417.00 | 389.90 | 362.70 | — | 308.50 | +4.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 427.90 | 417.20 | 390.30 | 362.80 | 335.90 | 308.90 | +6.8 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 427.50 | 417.60 | 392.60 | 367.60 | 342.80 | 317.80 | +5.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 430.10 | 419.30 | 392.10 | 365.00 | 337.90 | 310.80 | +2.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 432.90 | 422.00 | 394.80 | 367.50 | 340.30 | 313.00 | +6.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 429.10 | 422.90 | 390.90 | 363.70 | 336.40 | 309.20 | +7.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 438.00 | 427.00 | 399.80 | 372.50 | 345.30 | 318.00 | +6.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 438.00 | 427.00 | 399.80 | 372.50 | 345.30 | 318.00 | +6.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 433.40 | 427.20 | 395.30 | 368.00 | 340.70 | 313.50 | +7.3 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 437.80 | 428.50 | 405.70 | 382.90 | 360.10 | 337.40 | +4.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 451.60 | 440.70 | 413.50 | 386.20 | 358.90 | 331.70 | +6.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 456.20 | 445.30 | 418.00 | 390.80 | 363.50 | 336.20 | +6.9 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 455.15 | 446.05 | 418.70 | 386.85 | 359.60 | 327.70 | +1.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 459.40 | 448.70 | 421.70 | 394.30 | 367.30 | 340.30 | +5.9 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 462.10 | 451.30 | 424.20 | 397.00 | — | 342.80 | +4.1 % |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 468.90 | 458.00 | 430.60 | 403.10 | 375.80 | 348.30 | +2.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 469.80 | 458.90 | 431.50 | 404.00 | 376.60 | 349.20 | +5.5 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 479.10 | 469.50 | 440.80 | 412.00 | 383.30 | 354.55 | +1.9 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Ebikon for a young adult aged 19 to 25 with a deductible of 500 CHF, without accident cover?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/lu/ebikon/young-adult/no-accident/), the cheapest offer in [Ebikon](https://praemiencheck.onedoc.ch/en/lu/ebikon/) is Sanitas (Family doctor 1) at 318.15 CHF a month.

### How much does health insurance cost in Ebikon in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/lu/ebikon/young-adult/) with a deductible of 500 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/lu/ebikon/young-adult/no-accident/), monthly premiums run from 318.15 CHF (Sanitas, Family doctor 1) to 469.50 CHF (vita surselva, Standard model): 122 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 310.30 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Ebikon for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (Sanitas, Family doctor 1), the premium goes from 329.00 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/lu/ebikon/young-adult/no-accident/deductible-300/) to 209.55 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/lu/ebikon/young-adult/no-accident/deductible-2500/): 119.45 CHF less a month, 1'433.40 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'893 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Ebikon for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 500 CHF and without accident cover, the cheapest premium per model is: standard model 331.85 CHF (Sanitas), family doctor / HMO 318.15 CHF (Sanitas), flexible model 321.55 CHF (Sanitas), telemedicine 318.15 CHF (Sanitas).

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Ebikon is in region 1 of canton Lucerne.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/lu/ebikon/young-adult/no-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Ebikon (LU): every situation: https://praemiencheck.onedoc.ch/en/lu/ebikon/
- Premiums 2027 in Ebikon (LU), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/lu/ebikon/young-adult/
- Premiums 2027 in Ebikon (LU), young adult, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/lu/ebikon/young-adult/no-accident/
- Child: https://praemiencheck.onedoc.ch/en/lu/ebikon/child/
- Adult: https://praemiencheck.onedoc.ch/en/lu/ebikon/adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/lu/ebikon/young-adult/with-accident/deductible-500/
- Deductible Premiums 2027 in Ebikon (LU), young adult, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/lu/ebikon/young-adult/no-accident/deductible-300/
- Deductible Premiums 2027 in Ebikon (LU), young adult, deductible of 1'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/lu/ebikon/young-adult/no-accident/deductible-1000/
- Deductible Premiums 2027 in Ebikon (LU), young adult, deductible of 1'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/lu/ebikon/young-adult/no-accident/deductible-1500/
- Deductible Premiums 2027 in Ebikon (LU), young adult, deductible of 2'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/lu/ebikon/young-adult/no-accident/deductible-2000/
- Deductible Premiums 2027 in Ebikon (LU), young adult, deductible of 2'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/lu/ebikon/young-adult/no-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/lu/ebikon/young-adult/no-accident/deductible-300/ — replace `lu` with your canton’s two-letter code (ge, vd, zh…), `ebikon` with your municipality, `young-adult` with `child` or `adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-500` with `deductible-2500` for another deductible. Markdown version: add `.md`.