# Health insurance premiums 2027 in Ebikon (LU), for a young adult aged 19 to 25 who wants a deductible of 2'000 CHF without accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · without accident cover · monthly premiums in CHF_

In [Ebikon](https://praemiencheck.onedoc.ch/en/lu/ebikon/) ([canton Lucerne](https://praemiencheck.onedoc.ch/en/lu/)), in 2027, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/lu/ebikon/young-adult/) with a 2'000 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/lu/ebikon/young-adult/no-accident/), the cheapest monthly basic insurance premium is **231.95 CHF** with **Sanitas** (Family doctor 1 model) and the most expensive is 378.55 CHF with vita surselva (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (2'000 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 324.25 | 313.40 | 286.30 | 259.10 | 231.95 | 204.80 | +5.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 324.25 | 313.40 | 286.30 | 259.10 | 231.95 | 204.80 | +4.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 327.15 | 316.35 | 289.25 | 262.05 | 235.05 | 207.85 | +8.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 327.35 | 316.45 | 289.25 | 262.25 | 235.05 | 207.85 | +7.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 327.65 | 316.80 | 289.70 | 262.50 | 235.35 | 208.20 | +4.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 327.65 | 316.80 | 289.70 | 262.50 | 235.35 | 208.20 | +4.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 327.65 | 316.80 | 289.70 | 262.50 | 235.35 | 208.20 | +4.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 327.65 | 316.80 | 289.70 | 262.50 | 235.35 | 208.20 | +4.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 327.65 | 316.80 | 289.70 | 262.50 | 235.35 | 208.20 | +4.8 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 331.55 | 320.55 | 292.75 | 265.05 | 237.45 | 209.65 | +7.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 332.95 | 322.15 | 295.05 | 267.85 | 240.85 | 213.65 | +7.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 333.05 | 322.35 | 295.35 | 267.95 | 240.95 | 213.95 | +5.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 335.75 | 324.85 | 297.25 | 269.65 | 242.15 | 214.55 | +1.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 334.95 | 324.05 | 296.85 | 269.85 | 242.65 | 215.55 | +7.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 334.95 | 324.05 | 296.85 | 269.85 | 242.65 | 215.55 | +7.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 334.95 | 324.05 | 296.85 | 269.85 | 242.65 | 215.55 | +7.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 336.95 | 325.95 | 298.25 | 270.45 | 242.85 | 215.05 | +1.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 337.95 | 327.10 | 299.95 | 272.80 | 245.65 | 218.50 | +4.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 338.85 | 328.15 | 301.15 | 273.75 | 246.75 | 219.85 | +5.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 338.85 | 328.15 | 301.15 | 273.75 | 246.75 | 219.85 | +5.9 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 341.65 | 330.65 | 302.85 | 275.15 | 247.45 | 219.75 | +6.4 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 343.75 | 332.75 | 305.15 | 277.55 | 250.05 | 222.45 | +2.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 345.05 | 334.25 | 307.15 | 279.95 | 252.85 | 228.55 | +10.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FlexCare | 347.45 | 336.35 | 308.65 | 280.95 | 253.25 | 225.55 | +5.6 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 346.60 | 335.65 | 308.20 | 280.80 | 253.40 | 225.95 | +6.9 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 350.35 | 339.35 | 311.95 | 284.55 | 257.10 | 229.70 | +6.9 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 351.35 | 340.25 | 312.55 | 284.85 | 257.15 | 229.45 | +5.5 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 350.45 | 339.75 | 312.85 | 285.35 | 258.45 | 231.45 | +5.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 353.65 | 342.65 | 315.05 | 287.45 | 259.95 | 232.45 | +1.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 354.55 | 343.75 | 316.65 | 289.45 | 262.35 | 235.25 | New tariff 2027 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 356.55 | 345.75 | 318.55 | 291.45 | 264.35 | 237.15 | +3.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 356.85 | 345.95 | 322.95 | 295.85 | 264.65 | 237.45 | +0.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 357.55 | 346.75 | 319.55 | 292.45 | 265.35 | 238.25 | +10.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 358.45 | 347.65 | 320.55 | 293.35 | 266.25 | 253.05 | +7.7 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 352.95 | 342.95 | 318.05 | 293.05 | 268.15 | 243.25 | +4.0 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 352.95 | 342.95 | 318.05 | 293.05 | 268.15 | 243.25 | +4.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 360.85 | 350.05 | 322.95 | 295.75 | 268.75 | 241.55 | +7.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 362.95 | 352.05 | 331.05 | 303.95 | 270.75 | 243.55 | +1.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 363.05 | 352.25 | 325.05 | 297.95 | 270.85 | 243.75 | +7.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 363.25 | 352.55 | 325.65 | 298.15 | 271.25 | 244.25 | +9.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 365.75 | 354.95 | 327.75 | 300.65 | 273.55 | 246.35 | +10.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 365.75 | 354.95 | 327.75 | 300.65 | 273.55 | 246.35 | +10.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 366.75 | 360.55 | 328.55 | 301.35 | 274.05 | 246.85 | +9.8 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 367.05 | 356.25 | 329.05 | 301.85 | 274.65 | 247.45 | +3.8 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 367.05 | 356.25 | 329.05 | 301.85 | 274.65 | 247.45 | +3.8 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 355.35 | 345.95 | 322.45 | 298.85 | 275.15 | 245.75 | +5.8 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 369.05 | 358.05 | 330.65 | 303.25 | 275.80 | 248.40 | +6.8 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 362.35 | 352.15 | 326.85 | 301.55 | 276.05 | 250.85 | +8.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 369.75 | 358.85 | 331.55 | 304.35 | 277.05 | 249.85 | +3.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 369.35 | 358.55 | 331.45 | 304.25 | 277.15 | 250.05 | +8.8 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 364.35 | 354.15 | 328.75 | 303.15 | 277.65 | 252.25 | +7.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 372.35 | 366.15 | 334.25 | 306.95 | 279.65 | 252.45 | +9.7 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 371.95 | 361.15 | 334.05 | 306.95 | 279.75 | 252.65 | +6.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 371.95 | 361.15 | 334.05 | 306.85 | 279.75 | 252.65 | +10.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 371.85 | 361.15 | 334.15 | 306.75 | 279.75 | 252.85 | +8.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 373.15 | 362.35 | 335.25 | 308.05 | 280.95 | 253.85 | +10.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 373.15 | 362.35 | 335.25 | 308.05 | 280.95 | 253.85 | +10.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 373.75 | 362.95 | 335.75 | 308.65 | 281.55 | 254.35 | +7.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 373.75 | 362.95 | 335.75 | 308.65 | 281.55 | 254.35 | +10.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 375.65 | 364.85 | 337.75 | 310.55 | 283.55 | 256.35 | +7.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 376.15 | 365.45 | 338.45 | 311.05 | 284.05 | 257.05 | +8.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 376.85 | 365.95 | 338.95 | 311.75 | 284.65 | 257.55 | +6.8 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 382.25 | 371.25 | 343.55 | 315.75 | 288.15 | 260.35 | +5.4 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 381.35 | 370.45 | 343.15 | 315.95 | 288.65 | 261.35 | +3.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 382.15 | 371.25 | 343.95 | 316.75 | 289.45 | 262.25 | +3.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 382.25 | 371.45 | 344.35 | 317.15 | 290.15 | 262.95 | +6.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 383.45 | 372.75 | 345.85 | 318.35 | 291.45 | 264.45 | +5.6 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 383.95 | 373.25 | 346.05 | 318.95 | 291.85 | 264.75 | +4.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 369.05 | 362.25 | 339.15 | 312.05 | 293.05 | 265.95 | +4.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 385.25 | 378.45 | 351.35 | 324.25 | 293.05 | 265.95 | +3.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 386.25 | 375.35 | 348.15 | 320.85 | 293.65 | 266.35 | +3.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 386.85 | 376.15 | 349.15 | 321.75 | 294.75 | 267.75 | +8.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 390.95 | 380.15 | 352.95 | 325.85 | 298.75 | 271.65 | +5.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 390.95 | 380.15 | 352.95 | 325.85 | 298.75 | 271.65 | +3.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 393.45 | 382.45 | 354.85 | 327.25 | 299.75 | 272.15 | +1.2 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 396.45 | 385.35 | 357.65 | 329.95 | 302.15 | 274.55 | +7.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 396.75 | 385.95 | 358.85 | 331.65 | 304.65 | 277.45 | +6.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 396.75 | 385.95 | 358.85 | 331.65 | 304.65 | 277.45 | +6.9 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 399.35 | 388.55 | 361.35 | 334.05 | 306.95 | 279.75 | +3.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 399.55 | 388.85 | 361.85 | 334.45 | 307.45 | 280.45 | +7.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 400.95 | 394.75 | 362.75 | 335.55 | 308.25 | 281.05 | +9.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 401.55 | 390.65 | 363.55 | 336.45 | 309.25 | 282.15 | +0.3 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 385.25 | 378.45 | 355.45 | 328.25 | 309.25 | 282.15 | +4.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 385.25 | 378.45 | 355.45 | 328.25 | 309.25 | 282.15 | +8.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 401.85 | 391.15 | 364.15 | 336.75 | 309.75 | 282.75 | +7.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 402.65 | 396.45 | 364.55 | 337.25 | 310.05 | 282.75 | +9.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 404.15 | 393.45 | 366.45 | 339.05 | 312.05 | 285.05 | +7.5 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 406.95 | 396.15 | 368.95 | 341.85 | 314.75 | 287.55 | +10.4 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 409.05 | 398.15 | 370.85 | 343.65 | 316.35 | 289.05 | +3.2 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 409.15 | 398.35 | 371.25 | 344.15 | 316.95 | 289.85 | +5.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 410.45 | 399.55 | 372.25 | 344.95 | 317.75 | 290.45 | +8.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 413.25 | 402.55 | 375.65 | 348.15 | 321.25 | 294.25 | +7.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 414.95 | 404.05 | 376.85 | 349.55 | 322.25 | 295.05 | +8.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 415.65 | 409.45 | 377.55 | 350.25 | 322.95 | 295.75 | +9.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 417.85 | 407.15 | 379.95 | 352.75 | 325.75 | 298.55 | +6.8 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 398.05 | 389.75 | 368.75 | 347.85 | 326.45 | 305.55 | +4.9 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 408.65 | 399.05 | 374.95 | 350.75 | 326.75 | 302.55 | +6.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 419.55 | 408.65 | 381.35 | 354.15 | 326.85 | 299.55 | +8.7 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 417.75 | 407.05 | 380.15 | 352.65 | 330.35 | 308.95 | +5.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 423.15 | 412.45 | 385.55 | 358.05 | 331.15 | 304.15 | +8.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 424.35 | 418.15 | 386.15 | 358.95 | 331.65 | 304.45 | +9.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 425.35 | 414.55 | 387.35 | 360.25 | 333.15 | 306.05 | +3.7 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 418.05 | 408.25 | 383.55 | 358.85 | 334.25 | 309.55 | +6.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 428.15 | 417.25 | 390.05 | 362.75 | 335.55 | 308.25 | +8.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 428.65 | 422.45 | 390.55 | 363.25 | 335.95 | 308.75 | +9.3 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 422.75 | 412.85 | 387.85 | 362.85 | 338.05 | 313.05 | +6.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 433.25 | 422.25 | 395.05 | 367.75 | 340.55 | 313.25 | +8.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 433.25 | 422.25 | 395.05 | 367.75 | 340.55 | 313.25 | +8.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 446.85 | 435.95 | 408.75 | 381.45 | 354.15 | 326.95 | +8.6 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 450.40 | 441.30 | 413.95 | 382.10 | 354.85 | 322.95 | +3.2 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 433.05 | 423.75 | 400.95 | 378.15 | 355.35 | 332.65 | +4.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 451.45 | 440.55 | 413.25 | 386.05 | 358.75 | 331.45 | +8.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 454.65 | 443.95 | 416.95 | 389.55 | 362.55 | 335.55 | +7.2 % |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 464.15 | 453.25 | 425.85 | 398.35 | 371.05 | 343.55 | +2.5 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 465.05 | 454.15 | 426.75 | 399.25 | 371.85 | 344.45 | +6.8 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 474.35 | 464.75 | 436.05 | 407.25 | 378.55 | 349.80 | +1.9 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 388.85 | 378.05 | 350.85 | 323.75 | — | 269.55 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 388.85 | 378.05 | 350.85 | 323.75 | — | 269.55 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 405.95 | 395.15 | 367.95 | 340.85 | — | 286.65 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 409.35 | 398.55 | 371.45 | 344.25 | — | 290.05 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 423.05 | 412.25 | 385.15 | 357.95 | — | 303.75 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 457.35 | 446.55 | 419.45 | 392.25 | — | 338.05 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Ebikon for a young adult aged 19 to 25 with a deductible of 2'000 CHF, without accident cover?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/lu/ebikon/young-adult/no-accident/), the cheapest offer in [Ebikon](https://praemiencheck.onedoc.ch/en/lu/ebikon/) is Sanitas (Family doctor 1) at 231.95 CHF a month.

### How much does health insurance cost in Ebikon in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/lu/ebikon/young-adult/) with a deductible of 2'000 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/lu/ebikon/young-adult/no-accident/), monthly premiums run from 231.95 CHF (Sanitas, Family doctor 1) to 378.55 CHF (vita surselva, Standard model): 122 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 305.55 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Ebikon for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (Sanitas, Family doctor 1), the premium goes from 324.25 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/lu/ebikon/young-adult/no-accident/deductible-300/) to 204.80 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/lu/ebikon/young-adult/no-accident/deductible-2500/): 119.45 CHF less a month, 1'433.40 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'893 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Ebikon for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 2'000 CHF and without accident cover, the cheapest premium per model is: standard model 245.65 CHF (Sanitas), family doctor / HMO 231.95 CHF (Sanitas), flexible model 235.35 CHF (Sanitas), telemedicine 231.95 CHF (Sanitas).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 236.70 CHF at Sanitas (Family doctor 1) gives 231.95 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Ebikon is in region 1 of canton Lucerne.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/lu/ebikon/young-adult/no-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Ebikon (LU): every situation: https://praemiencheck.onedoc.ch/en/lu/ebikon/
- Premiums 2027 in Ebikon (LU), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/lu/ebikon/young-adult/
- Premiums 2027 in Ebikon (LU), young adult, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/lu/ebikon/young-adult/no-accident/
- Child: https://praemiencheck.onedoc.ch/en/lu/ebikon/child/
- Adult: https://praemiencheck.onedoc.ch/en/lu/ebikon/adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/lu/ebikon/young-adult/with-accident/deductible-2000/
- Deductible Premiums 2027 in Ebikon (LU), young adult, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/lu/ebikon/young-adult/no-accident/deductible-300/
- Deductible Premiums 2027 in Ebikon (LU), young adult, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/lu/ebikon/young-adult/no-accident/deductible-500/
- Deductible Premiums 2027 in Ebikon (LU), young adult, deductible of 1'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/lu/ebikon/young-adult/no-accident/deductible-1000/
- Deductible Premiums 2027 in Ebikon (LU), young adult, deductible of 1'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/lu/ebikon/young-adult/no-accident/deductible-1500/
- Deductible Premiums 2027 in Ebikon (LU), young adult, deductible of 2'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/lu/ebikon/young-adult/no-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/lu/ebikon/young-adult/no-accident/deductible-300/ — replace `lu` with your canton’s two-letter code (ge, vd, zh…), `ebikon` with your municipality, `young-adult` with `child` or `adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-2000` with `deductible-2500` for another deductible. Markdown version: add `.md`.