# Health insurance premiums 2027 in Ebikon (LU), for a child aged 0 to 18, deductible of 400 CHF, with accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · with accident cover · monthly premiums in CHF_

In [Ebikon](https://praemiencheck.onedoc.ch/en/lu/ebikon/) ([canton Lucerne](https://praemiencheck.onedoc.ch/en/lu/)), in 2027, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/lu/ebikon/child/) with a 400 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/lu/ebikon/child/with-accident/), the cheapest monthly basic insurance premium is **82.55 CHF** with **ÖKK** (ÖKK CASAMED HMO model) and the most expensive is 137.75 CHF with Sympany (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2026 (400 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 105.85 | — | 94.25 | — | 82.55 | — | 70.85 | +5.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 108.35 | — | 96.75 | — | 85.05 | — | 73.35 | +5.5 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 108.35 | — | 96.75 | — | 85.05 | — | 73.35 | +5.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 109.15 | 103.35 | 97.55 | 91.65 | 85.85 | 80.05 | 74.15 | +2.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 109.15 | 103.35 | 97.55 | 91.65 | 85.85 | 80.05 | 74.15 | New tariff 2027 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 110.25 | — | 98.65 | — | 86.95 | — | 75.25 | +5.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 111.25 | 105.45 | 99.65 | 93.75 | 87.95 | 82.15 | 76.25 | +6.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 111.75 | 105.95 | 100.15 | 94.25 | 88.45 | — | 76.75 | +9.3 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 111.75 | 105.95 | 100.15 | 94.25 | 88.45 | 82.65 | 76.75 | +3.6 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 111.80 | 105.95 | 100.15 | 94.30 | 88.45 | 82.65 | 76.80 | +6.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 111.85 | 106.05 | 100.25 | 94.35 | 88.55 | 82.75 | 76.85 | +6.5 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 113.05 | 107.20 | 101.40 | 95.55 | 89.70 | 83.90 | 78.05 | +6.3 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 111.75 | — | 101.05 | 95.75 | 90.45 | 85.05 | 79.75 | +8.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 112.35 | — | 101.65 | 96.25 | 90.95 | 85.55 | 80.15 | +6.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 115.05 | 109.25 | 103.45 | 97.55 | 91.75 | 85.95 | 80.05 | +2.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 115.85 | 110.05 | 104.25 | 98.35 | 92.55 | 86.75 | 80.85 | +6.5 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 114.85 | 109.55 | 104.15 | 98.65 | 93.35 | 88.15 | 82.55 | +3.6 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 114.85 | 109.55 | 104.15 | 98.65 | 93.35 | 88.15 | 82.55 | +3.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 117.05 | 111.25 | 105.45 | 99.55 | 93.75 | — | 82.05 | +8.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 118.45 | 112.65 | 106.85 | 100.95 | 95.15 | — | 83.45 | +16.6 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 115.65 | 110.55 | 105.55 | 100.45 | 95.35 | 88.15 | — | +5.3 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 114.55 | — | 105.25 | — | 95.85 | — | 86.55 | +6.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 114.55 | — | 105.25 | — | 95.85 | — | 86.55 | +4.7 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 119.25 | 113.40 | 107.60 | 101.75 | 95.90 | 90.10 | 84.25 | +6.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 120.25 | 114.45 | 108.65 | 102.75 | 96.95 | — | 85.25 | +9.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 120.95 | — | 109.35 | — | 97.65 | — | 85.95 | +5.5 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 121.15 | 115.35 | 109.55 | 103.75 | 97.85 | 92.05 | — | +5.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 122.55 | 116.75 | 110.95 | 105.05 | 99.25 | 93.45 | 87.55 | +1.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 122.55 | 116.75 | 110.95 | 105.05 | 99.25 | 93.45 | 87.55 | +1.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 122.55 | 116.75 | 110.95 | 105.05 | 99.25 | 93.45 | 87.55 | +6.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 122.55 | 116.75 | 110.95 | 105.05 | 99.25 | 93.45 | 87.55 | +6.3 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 122.55 | — | 110.85 | 105.05 | 99.25 | 93.35 | 87.55 | +6.9 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 122.55 | 117.45 | 111.10 | 106.00 | 99.65 | 94.55 | 88.20 | +5.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 123.35 | 117.55 | 111.75 | — | 100.05 | — | 88.35 | +6.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 123.35 | 117.55 | 111.75 | 105.85 | 100.05 | 94.25 | 88.35 | +2.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 123.40 | 117.60 | 111.75 | 105.90 | 100.10 | 94.25 | 88.40 | New tariff 2027 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 123.45 | 117.65 | 111.85 | 105.95 | 100.15 | 94.35 | — | −11.9 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 123.45 | 117.65 | 111.85 | 105.95 | 100.15 | 94.35 | — | −11.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 123.55 | 117.65 | 111.85 | 106.05 | 100.15 | 94.35 | 88.55 | +2.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 123.95 | 118.15 | 112.35 | 106.45 | 100.65 | 94.85 | 88.95 | +1.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 124.75 | 118.95 | 113.10 | 107.25 | 101.45 | 95.60 | 89.75 | +4.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 124.75 | 118.95 | 113.10 | 107.25 | 101.45 | 95.60 | 89.75 | +4.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 124.75 | 118.95 | 113.10 | 107.25 | 101.45 | 95.60 | 89.75 | +4.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 124.75 | 118.95 | 113.10 | 107.25 | 101.45 | 95.60 | 89.75 | +4.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 124.75 | 118.95 | 113.10 | 107.25 | 101.45 | 95.60 | 89.75 | New tariff 2027 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 124.85 | 119.05 | 113.25 | 107.35 | 101.55 | 95.75 | 89.85 | +2.9 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 124.85 | 119.05 | 113.25 | 107.35 | 101.55 | 95.75 | 89.85 | +2.9 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 125.25 | 119.55 | 113.65 | 107.75 | 101.95 | 96.15 | 90.25 | +3.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 125.35 | 119.55 | 113.75 | — | 102.05 | — | 90.35 | +1.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 121.95 | — | 112.15 | — | 102.15 | — | 92.25 | +4.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 125.45 | 119.65 | 113.85 | 107.95 | 102.15 | 96.35 | 90.45 | +3.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 125.75 | 119.95 | 114.15 | 108.25 | 102.45 | 96.65 | 90.75 | +3.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 126.10 | 120.30 | 114.45 | 108.60 | 102.80 | 96.95 | 91.10 | +4.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 126.65 | 120.85 | 115.05 | 109.15 | 103.35 | 97.55 | 91.65 | +7.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 123.45 | — | 113.55 | — | 103.45 | — | 93.35 | +4.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 126.85 | 121.05 | 115.25 | 109.35 | 103.55 | 97.75 | 91.85 | +1.4 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 123.95 | 118.85 | 113.75 | 108.55 | 103.75 | 98.35 | 93.15 | +6.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 127.15 | 121.35 | 115.55 | — | 103.85 | — | 92.15 | +5.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 127.35 | 121.55 | 115.75 | 109.85 | 104.05 | 98.25 | 92.35 | +7.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 127.65 | 121.85 | 116.05 | 110.15 | 104.35 | — | 92.65 | +8.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 128.05 | 122.25 | 116.45 | 110.55 | 104.75 | 98.95 | 93.05 | +7.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 128.05 | 122.25 | 116.45 | 110.55 | 104.75 | 98.95 | 93.05 | +7.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 128.35 | 122.55 | 116.75 | 110.85 | 105.05 | 99.25 | 93.35 | +2.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 128.45 | 122.65 | 116.85 | 110.95 | 105.15 | 99.35 | 93.45 | +2.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 128.75 | 122.95 | 117.10 | 111.25 | 105.45 | 99.60 | 93.75 | +4.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 129.25 | 123.45 | 117.65 | 111.75 | 105.95 | 100.15 | 94.25 | +6.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FlexCare | 129.35 | 123.55 | 117.75 | — | 106.05 | — | 94.35 | +4.8 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 126.95 | 121.65 | 116.45 | 111.15 | 106.25 | 100.75 | 95.45 | +6.5 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 129.25 | 123.90 | 118.55 | 111.85 | 106.45 | 101.10 | 94.40 | +5.1 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 128.35 | 123.05 | 117.85 | 112.45 | 107.45 | 101.85 | 96.55 | +6.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 130.85 | 125.05 | 119.25 | — | 107.55 | — | 95.85 | +4.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 131.35 | 125.45 | 119.65 | 113.85 | 107.95 | 102.15 | 96.35 | +8.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 129.45 | — | 119.05 | — | 108.45 | — | 97.95 | +4.7 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 132.75 | 126.95 | 121.15 | 115.25 | 109.45 | 103.65 | — | −10.8 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 133.55 | 127.75 | 121.95 | 116.15 | 110.25 | 104.45 | — | +5.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 133.85 | 128.05 | 122.15 | 116.35 | 110.55 | 104.65 | 98.85 | +8.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 135.45 | 129.65 | 123.75 | 117.95 | 112.15 | 106.25 | 100.45 | +8.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 137.45 | 131.65 | 125.85 | 119.95 | 114.15 | 108.35 | 102.45 | +1.4 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 139.15 | 133.35 | 127.55 | 121.65 | 115.85 | 110.05 | 104.15 | +2.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 139.55 | — | 127.85 | — | 116.25 | — | 104.55 | +6.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 140.85 | — | 129.25 | — | 117.55 | — | 105.85 | +5.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 140.85 | — | 129.25 | — | 117.55 | — | 105.85 | +5.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 140.85 | — | 129.25 | — | 117.55 | — | 105.85 | +5.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 137.95 | — | 129.25 | — | 117.55 | — | 105.85 | +7.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 127.75 | — | 124.15 | — | 117.55 | — | 105.85 | +13.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 137.25 | — | 129.25 | — | 117.55 | — | 105.85 | +7.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 140.85 | — | 129.25 | — | 117.55 | — | 105.85 | +5.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 140.85 | 135.05 | 129.25 | 123.35 | 117.55 | 111.75 | 105.85 | +8.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 141.15 | 135.35 | 129.55 | 123.65 | 117.85 | 112.05 | 106.15 | +6.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 141.75 | 135.95 | 130.05 | 124.25 | 118.45 | 112.55 | 106.75 | +3.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 141.55 | 135.75 | 129.95 | 124.05 | 118.55 | 112.45 | 106.55 | +6.5 % |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 141.95 | 136.25 | 132.95 | 124.45 | 118.65 | 112.85 | 106.95 | +2.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 142.05 | — | 130.35 | — | 118.65 | — | 107.05 | +6.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 142.65 | 136.85 | 131.05 | — | 119.35 | — | 107.65 | +4.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 142.85 | — | 131.15 | — | 119.55 | — | 107.85 | +6.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 142.85 | — | 131.15 | — | 119.55 | — | 107.85 | +6.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 142.85 | — | 131.15 | — | 119.55 | — | 107.85 | +6.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 144.35 | — | 132.75 | — | 121.05 | — | 109.35 | +4.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 145.55 | 139.75 | 133.85 | 128.05 | 122.25 | 116.35 | 110.55 | +8.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 147.55 | 141.65 | 135.85 | 130.05 | 124.15 | 118.35 | 112.55 | +2.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 150.25 | 144.45 | 138.55 | 132.75 | 126.95 | 121.05 | 115.25 | +8.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 150.25 | 144.45 | 138.55 | 132.75 | 126.95 | 121.05 | 115.25 | +8.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 150.25 | 144.45 | 138.55 | 132.75 | 126.95 | 121.05 | 115.25 | +8.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 150.25 | 144.45 | 138.55 | 132.75 | 126.95 | 121.05 | 115.25 | +8.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 150.25 | 144.45 | 138.55 | 132.75 | 126.95 | 121.05 | 115.25 | +8.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 151.85 | 145.95 | 140.15 | 134.35 | 128.45 | 122.65 | 116.85 | +7.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 152.95 | 147.05 | 141.25 | 135.45 | 129.55 | 123.75 | 117.95 | +8.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 152.95 | 147.05 | 141.25 | 135.45 | 129.55 | 123.75 | 117.95 | +8.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 152.95 | 147.05 | 141.25 | 135.45 | 129.55 | 123.75 | 117.95 | +8.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 154.55 | 148.65 | 142.85 | 137.05 | 131.15 | 125.35 | 119.55 | +8.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 161.05 | — | 149.45 | — | 137.75 | — | 126.05 | +5.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 106.85 | — | — | — | — | 77.75 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 110.85 | — | — | — | — | 81.75 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 112.15 | — | — | — | — | 83.05 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 112.15 | — | — | — | — | 83.05 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 114.85 | — | — | — | — | 85.75 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 117.45 | — | — | — | — | 88.35 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 117.45 | — | — | — | — | 88.35 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 128.15 | — | — | — | — | 99.05 | — | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 137.85 | — | — | 120.35 | — | — | 102.85 | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 144.75 | — | — | 127.25 | — | — | 109.75 | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 150.15 | — | — | 132.65 | — | — | 115.25 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Ebikon for a child aged 0 to 18 with a deductible of 400 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/lu/ebikon/child/with-accident/), the cheapest offer in [Ebikon](https://praemiencheck.onedoc.ch/en/lu/ebikon/) is ÖKK (ÖKK CASAMED HMO) at 82.55 CHF a month. The cheapest standard model (free choice of doctor) is Krankenkasse Luzerner Hinterland (Standard model) at 95.90 CHF a month.

### How much does health insurance cost in Ebikon in 2027 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/lu/ebikon/child/) with a deductible of 400 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/lu/ebikon/child/with-accident/), monthly premiums run from 82.55 CHF (ÖKK, ÖKK CASAMED HMO) to 137.75 CHF (Sympany, Standard model): 122 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 112.45 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Ebikon for a child aged 0 to 18 with accident cover?

On the cheapest offer (ÖKK, ÖKK CASAMED HMO), the premium goes from 105.85 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/lu/ebikon/child/with-accident/deductible-0/) to 70.85 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/lu/ebikon/child/with-accident/deductible-600/): 35.00 CHF less a month, 420.00 CHF a year. The 600 CHF deductible stays worthwhile up to around 467 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Ebikon for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 400 CHF and with accident cover, the cheapest premium per model is: standard model 95.90 CHF (Krankenkasse Luzerner Hinterland), family doctor / HMO 82.55 CHF (ÖKK), flexible model 85.05 CHF (ÖKK), telemedicine 85.85 CHF (Assura).

### Does a second or third child pay less in Ebikon?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 15 of the 25 insurers present in Ebikon file a reduced premium from a certain number of children insured with them, at a 400 CHF deductible and with accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Agrisano | AGRIcontact | 90.45 CHF | 27.55 CHF from the 3rd child |
| Visana | Managed Care | 107.95 CHF | 31.05 CHF from the 3rd child |
| CONCORDIA | HMO | 85.85 CHF | 31.45 CHF from the 3rd child |
| Galenos | Managed Care | 100.15 CHF | 32.35 CHF from the 3rd child |
| sana24 | Managed Care | 117.55 CHF | 35.85 CHF from the 3rd child |
| SWICA | Standard model | 117.55 CHF | 36.05 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 93.35 CHF | 44.35 CHF from the 3rd child |
| Aquilana | SMARTMED | 95.35 CHF | 45.35 CHF from the 3rd child |
| Krankenkasse Luzerner Hinterland | Telemedicine | 88.45 CHF | 59.55 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 99.25 CHF | 73.25 CHF from the 5th child |
| Groupe Mutuel – Philos | PrimaFlex (Flexible model) | 100.05 CHF | 73.85 CHF from the 5th child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 103.35 CHF | 76.35 CHF from the 5th child |
| Assura | MediTel | 85.85 CHF | 84.15 CHF from the 4th child, 82.45 CHF from the 5th child |
| EGK | EGK-Care | 100.15 CHF | 89.45 CHF from the 3rd child |
| SLKK | SmartMed | 103.75 CHF | 90.85 CHF from the 3rd child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 87.30 CHF at ÖKK (ÖKK CASAMED HMO) gives 82.55 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Ebikon is in region 1 of canton Lucerne.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/lu/ebikon/child/with-accident/deductible-0/

## Related pages

- Health insurance premiums 2027 in Ebikon (LU): every situation: https://praemiencheck.onedoc.ch/en/lu/ebikon/
- Premiums 2027 in Ebikon (LU), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/lu/ebikon/child/
- Premiums 2027 in Ebikon (LU), child, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/lu/ebikon/child/with-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/lu/ebikon/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/lu/ebikon/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/lu/ebikon/child/no-accident/deductible-400/
- Deductible Premiums 2027 in Ebikon (LU), child, deductible of 0 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/lu/ebikon/child/with-accident/deductible-0/
- Deductible Premiums 2027 in Ebikon (LU), child, deductible of 100 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/lu/ebikon/child/with-accident/deductible-100/
- Deductible Premiums 2027 in Ebikon (LU), child, deductible of 200 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/lu/ebikon/child/with-accident/deductible-200/
- Deductible Premiums 2027 in Ebikon (LU), child, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/lu/ebikon/child/with-accident/deductible-300/
- Deductible Premiums 2027 in Ebikon (LU), child, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/lu/ebikon/child/with-accident/deductible-500/
- Deductible Premiums 2027 in Ebikon (LU), child, deductible of 600 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/lu/ebikon/child/with-accident/deductible-600/

Address of this page: praemiencheck.onedoc.ch/en/lu/ebikon/child/with-accident/deductible-0/ — replace `lu` with your canton’s two-letter code (ge, vd, zh…), `ebikon` with your municipality, `child` with `young-adult` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-400` with `deductible-600` for another deductible. Markdown version: add `.md`.