# Health insurance premiums 2027 in Dierikon (LU), for a child aged 0 to 18, deductible of 300 CHF, with accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · with accident cover · monthly premiums in CHF_

In [Dierikon](https://praemiencheck.onedoc.ch/en/lu/dierikon/) ([canton Lucerne](https://praemiencheck.onedoc.ch/en/lu/)), in 2027, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/lu/dierikon/child/) with a 300 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/lu/dierikon/child/with-accident/), the cheapest monthly basic insurance premium is **79.55 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 128.95 CHF with sana24 (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2026 (300 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 94.65 | — | 84.55 | 79.55 | 74.45 | 69.35 | 64.35 | +7.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 101.45 | 95.65 | 89.85 | 83.95 | 78.15 | 72.35 | 66.45 | New tariff 2027 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 100.35 | — | 89.65 | 84.35 | 79.05 | 73.65 | 68.35 | +7.7 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 100.95 | — | 90.15 | 84.85 | 79.55 | 74.05 | 68.75 | +6.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 102.55 | 96.75 | 90.95 | 85.05 | 79.25 | 73.45 | 67.55 | +3.0 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 103.40 | 97.60 | 91.75 | 85.90 | 80.10 | 74.25 | 68.40 | +5.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 104.45 | 98.65 | 92.85 | 86.95 | 81.15 | — | 69.45 | +8.0 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 104.55 | 98.75 | 92.90 | 87.05 | 81.25 | 75.40 | 69.55 | +5.4 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 105.05 | 99.25 | 93.45 | 87.55 | 81.75 | 75.95 | 70.05 | +3.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 105.85 | 100.05 | 94.25 | 88.35 | 82.55 | 76.75 | 70.85 | +6.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 106.45 | 100.65 | 94.85 | 88.95 | 83.15 | 77.35 | 71.45 | +6.1 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 105.45 | 100.05 | 94.75 | 89.25 | 83.95 | 78.65 | 73.15 | +3.5 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 105.45 | 100.05 | 94.75 | 89.25 | 83.95 | 78.65 | 73.15 | +3.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 107.55 | 101.75 | 95.95 | 90.05 | 84.25 | — | 72.55 | +8.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 108.15 | 102.35 | 96.55 | 90.65 | 84.85 | 79.05 | 73.15 | +2.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 108.95 | 103.15 | 97.35 | 91.45 | 85.65 | 79.85 | 73.95 | +6.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 110.15 | — | 98.45 | 92.65 | 86.85 | 80.95 | 75.15 | +6.6 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 107.85 | 102.85 | 97.75 | 92.75 | 87.65 | 80.55 | — | +5.3 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 110.30 | 104.50 | 98.65 | 92.80 | 87.00 | 81.15 | 75.30 | +5.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 110.65 | 104.85 | 99.05 | 93.15 | 87.35 | — | 75.65 | +16.4 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 110.85 | 105.05 | 99.25 | 93.35 | 87.55 | 81.75 | — | −9.3 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 112.95 | 107.15 | 101.35 | 95.55 | 89.65 | 83.85 | — | +5.2 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 111.15 | 105.95 | 100.85 | 95.75 | 90.85 | 85.45 | 80.35 | +6.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 113.65 | 107.85 | 102.05 | 96.15 | 90.35 | — | 78.65 | +7.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 113.95 | 108.15 | 102.35 | 96.45 | 90.65 | 84.85 | 78.95 | +6.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 113.95 | 108.15 | 102.35 | 96.45 | 90.65 | 84.85 | 78.95 | +6.1 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 114.95 | 109.15 | 103.35 | 97.45 | 91.65 | 85.85 | 79.95 | +3.5 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 115.05 | 109.25 | 103.45 | 97.55 | 91.75 | 85.95 | — | −8.7 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 113.75 | 108.55 | 103.25 | 97.95 | 93.05 | 87.55 | 82.25 | +6.2 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 115.05 | 109.75 | 104.45 | 99.15 | 94.15 | 88.55 | 83.25 | +6.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 117.45 | 111.65 | 105.85 | 99.95 | 94.15 | 88.35 | 82.45 | +1.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 117.45 | 111.65 | 105.85 | 99.95 | 94.15 | 88.35 | 82.45 | +1.3 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 117.75 | 112.85 | 106.70 | 100.60 | 94.45 | 89.55 | 83.45 | +3.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 118.25 | 112.45 | 106.65 | 100.75 | 94.95 | 89.15 | 83.25 | +4.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 118.85 | 113.05 | 107.25 | 101.35 | 95.55 | 89.75 | 83.85 | +1.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 119.35 | 113.55 | 107.75 | 101.85 | 96.05 | — | 84.35 | +7.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 119.65 | 113.85 | 108.00 | 102.15 | 96.35 | 90.50 | 84.65 | +5.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 119.65 | 113.85 | 108.05 | 102.15 | 96.35 | 90.55 | 84.65 | +4.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 119.65 | 113.85 | 108.05 | 102.15 | 96.35 | 90.55 | 84.65 | +4.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 120.15 | 114.35 | 108.55 | 102.65 | 96.85 | 91.05 | 85.15 | +6.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 120.25 | 114.45 | 108.65 | 102.75 | 96.95 | 91.15 | 85.25 | +2.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 120.25 | 114.35 | 108.55 | 102.75 | 96.85 | 91.05 | 85.25 | +8.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 120.65 | 114.85 | 109.05 | 103.15 | 97.35 | 91.55 | 85.65 | +2.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 120.95 | 115.15 | 109.30 | 103.45 | 97.65 | 91.80 | 85.95 | +5.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 120.95 | 115.15 | 109.30 | 103.45 | 97.65 | 91.80 | 85.95 | +5.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 120.95 | 115.15 | 109.30 | 103.45 | 97.65 | 91.80 | 85.95 | +5.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 120.95 | 115.15 | 109.30 | 103.45 | 97.65 | 91.80 | 85.95 | +5.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 120.95 | 115.15 | 109.30 | 103.45 | 97.65 | 91.80 | 85.95 | +5.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 121.05 | 115.25 | 109.45 | 103.55 | 97.75 | 91.95 | 86.05 | +8.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 121.35 | 115.55 | 109.75 | 103.85 | 98.05 | 92.25 | 86.35 | +9.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 121.55 | 115.75 | 109.95 | 104.05 | 98.25 | 92.45 | 86.55 | +1.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 122.05 | 116.25 | 110.45 | 104.55 | 98.75 | 92.95 | 87.05 | +9.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 122.25 | 116.45 | 110.60 | 104.75 | 98.95 | 93.10 | 87.25 | +5.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 122.55 | 116.75 | 110.85 | 105.05 | 99.25 | 93.35 | 87.55 | +8.4 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 122.75 | 116.95 | 111.15 | 105.25 | 99.45 | 93.65 | 87.75 | +9.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 122.75 | 116.95 | 111.15 | 105.25 | 99.45 | 93.65 | 87.75 | +9.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 123.05 | 117.25 | 111.45 | 105.55 | 99.75 | 93.95 | 88.05 | +4.0 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 123.15 | 117.35 | 111.55 | 105.65 | 99.85 | 94.05 | — | −7.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 123.45 | 117.55 | 111.75 | 105.95 | 100.05 | 94.25 | 88.45 | +2.9 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 124.65 | 118.85 | 113.05 | 107.25 | 101.35 | 95.55 | — | +5.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 124.85 | 119.05 | 113.20 | 107.35 | 101.55 | 95.70 | 89.85 | +5.3 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 124.25 | 119.10 | 112.65 | 107.50 | 101.05 | 95.85 | 89.40 | +2.4 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 125.05 | — | — | 107.55 | — | — | 90.05 | +4.8 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 126.95 | 121.15 | 115.35 | 109.45 | 103.95 | 97.85 | 91.95 | +6.3 % |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 130.95 | 125.25 | 121.95 | 113.45 | 107.65 | 101.95 | 95.95 | +6.8 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 131.35 | — | — | 113.85 | — | — | 96.35 | +4.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 131.85 | 126.05 | 120.25 | 114.35 | 108.55 | 102.75 | 96.85 | +1.4 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 133.45 | 127.65 | 121.85 | 115.95 | 110.15 | 104.35 | 98.45 | +4.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 135.35 | 129.55 | 123.75 | 117.85 | 112.05 | 106.25 | 100.35 | +9.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 135.85 | 130.05 | 124.25 | 118.35 | 112.55 | 106.75 | 100.85 | +7.7 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 136.25 | — | — | 118.75 | — | — | 101.25 | +4.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 137.15 | 131.35 | 125.45 | 119.65 | 113.85 | 107.95 | 102.15 | +2.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 137.35 | 131.45 | 125.65 | 119.85 | 113.95 | 108.15 | 102.35 | +2.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 138.45 | 132.55 | 126.75 | 120.95 | 115.05 | 109.25 | 103.45 | +8.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 138.45 | 132.55 | 126.75 | 120.95 | 115.05 | 109.25 | 103.45 | +8.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 138.45 | 132.55 | 126.75 | 120.95 | 115.05 | 109.25 | 103.45 | +8.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 138.75 | 132.95 | 127.05 | 121.25 | 115.45 | 109.55 | 103.75 | +2.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 139.85 | 134.05 | 128.15 | 122.35 | 116.55 | 110.65 | 104.85 | +8.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 140.45 | 134.55 | 128.75 | 122.95 | 117.05 | 111.25 | 105.45 | +7.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 144.75 | 138.95 | 133.15 | 127.25 | 121.45 | 115.65 | 109.75 | +7.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 144.95 | 139.15 | 133.25 | 127.45 | 121.65 | 115.75 | 109.95 | +7.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 144.95 | 139.15 | 133.25 | 127.45 | 121.65 | 115.75 | 109.95 | +7.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 144.95 | 139.15 | 133.25 | 127.45 | 121.65 | 115.75 | 109.95 | +7.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 144.95 | 139.15 | 133.25 | 127.45 | 121.65 | 115.75 | 109.95 | +7.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 146.45 | 140.65 | 134.75 | 128.95 | 123.15 | 117.25 | 111.45 | +7.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 99.85 | — | 88.25 | — | 76.55 | — | 64.85 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 100.35 | — | 91.05 | — | 81.75 | — | 72.35 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 101.65 | — | 92.25 | — | 82.85 | — | 73.35 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 101.85 | — | — | — | — | 72.75 | — | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 102.25 | — | 90.65 | — | 78.95 | — | 67.25 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 102.25 | — | 90.65 | — | 78.95 | — | 67.25 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 104.05 | — | 92.45 | — | 80.75 | — | 69.05 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 104.35 | — | — | — | — | 75.25 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 105.65 | — | — | — | — | 76.55 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 105.65 | — | — | — | — | 76.55 | — | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 106.95 | — | 97.05 | — | 87.15 | — | 77.15 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 108.15 | — | — | — | — | 79.05 | — | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 108.25 | — | 98.25 | — | 88.25 | — | 78.15 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 110.65 | — | — | — | — | 81.55 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 110.65 | — | — | — | — | 81.55 | — | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 113.55 | — | 103.05 | — | 92.55 | — | 82.05 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 114.05 | — | 102.45 | — | 90.75 | — | 79.05 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 120.75 | — | — | — | — | 91.65 | — | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 122.75 | 116.95 | 111.15 | — | 99.45 | — | 87.75 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 123.55 | 117.75 | 111.95 | — | 100.25 | — | 88.55 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 125.25 | — | 121.45 | — | 113.25 | — | 101.55 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 126.35 | 120.55 | 114.75 | — | 103.05 | — | 91.35 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 126.65 | — | 115.05 | — | 103.35 | — | 91.65 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 127.05 | 121.25 | 115.45 | — | 103.75 | — | 92.05 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 130.95 | — | 124.95 | — | 113.25 | — | 101.55 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 134.45 | — | 124.95 | — | 113.25 | — | 101.55 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 135.95 | — | 124.25 | — | 112.55 | — | 100.95 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 136.55 | — | 124.95 | — | 113.25 | — | 101.55 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 136.55 | — | 124.95 | — | 113.25 | — | 101.55 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 136.55 | — | 124.95 | — | 113.25 | — | 101.55 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 136.55 | — | 124.95 | — | 113.25 | — | 101.55 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 136.75 | — | 125.05 | — | 113.35 | — | 101.75 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 138.55 | 132.75 | 126.95 | — | 115.25 | — | 103.55 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 139.95 | — | 128.25 | — | 116.65 | — | 104.95 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 141.55 | — | 129.95 | — | 118.25 | — | 106.55 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 141.55 | — | 129.95 | — | 118.25 | — | 106.55 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 157.85 | — | 146.15 | — | 134.55 | — | 122.85 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Dierikon for a child aged 0 to 18 with a deductible of 300 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/lu/dierikon/child/with-accident/), the cheapest offer in [Dierikon](https://praemiencheck.onedoc.ch/en/lu/dierikon/) is Agrisano (AGRIsmart) at 79.55 CHF a month.

### How much does health insurance cost in Dierikon in 2027 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/lu/dierikon/child/) with a deductible of 300 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/lu/dierikon/child/with-accident/), monthly premiums run from 79.55 CHF (Agrisano, AGRIsmart) to 128.95 CHF (sana24, Standard model): 122 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 102.75 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Dierikon for a child aged 0 to 18 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 94.65 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/lu/dierikon/child/with-accident/deductible-0/) to 64.35 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/lu/dierikon/child/with-accident/deductible-600/): 30.30 CHF less a month, 363.60 CHF a year. The 600 CHF deductible stays worthwhile up to around 404 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Dierikon for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 92.65 CHF (Agrisano), family doctor / HMO 84.85 CHF (Agrisano), flexible model 88.95 CHF (Assura), telemedicine 79.55 CHF (Agrisano).

### Does a second or third child pay less in Dierikon?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 15 of the 25 insurers present in Dierikon file a reduced premium from a certain number of children insured with them, at a 300 CHF deductible and with accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Agrisano | AGRIsmart | 79.55 CHF | 28.25 CHF from the 3rd child |
| Visana | Managed Care | 102.75 CHF | 30.05 CHF from the 3rd child |
| CONCORDIA | HMO | 85.05 CHF | 32.85 CHF from the 3rd child |
| Galenos | Managed Care | 102.75 CHF | 34.95 CHF from the 3rd child |
| sana24 | Managed Care | 118.35 CHF | 38.25 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 89.25 CHF | 42.25 CHF from the 3rd child |
| Aquilana | SMARTMED | 92.75 CHF | 44.05 CHF from the 3rd child |
| rhenusana | sanmed24 | 107.55 CHF | 51.45 CHF from the 3rd child |
| Krankenkasse Luzerner Hinterland | Telemedicine | 85.90 CHF | 57.80 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 99.95 CHF | 73.85 CHF from the 5th child |
| Groupe Mutuel – Philos | PrimaFlex (Flexible model) | 100.75 CHF | 74.35 CHF from the 5th child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 103.85 CHF | 76.75 CHF from the 5th child |
| Assura | MediTel | 83.95 CHF | 82.45 CHF from the 4th child, 80.85 CHF from the 5th child |
| EGK | EGK-TelCare | 93.35 CHF | 83.65 CHF from the 3rd child |
| SLKK | SmartMed | 95.75 CHF | 84.15 CHF from the 3rd child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 84.30 CHF at Agrisano (AGRIsmart) gives 79.55 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Dierikon is in region 2 of canton Lucerne.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/lu/dierikon/child/with-accident/deductible-0/

## Related pages

- Health insurance premiums 2027 in Dierikon (LU): every situation: https://praemiencheck.onedoc.ch/en/lu/dierikon/
- Premiums 2027 in Dierikon (LU), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/lu/dierikon/child/
- Premiums 2027 in Dierikon (LU), child, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/lu/dierikon/child/with-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/lu/dierikon/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/lu/dierikon/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/lu/dierikon/child/no-accident/deductible-300/
- Deductible Premiums 2027 in Dierikon (LU), child, deductible of 0 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/lu/dierikon/child/with-accident/deductible-0/
- Deductible Premiums 2027 in Dierikon (LU), child, deductible of 100 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/lu/dierikon/child/with-accident/deductible-100/
- Deductible Premiums 2027 in Dierikon (LU), child, deductible of 200 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/lu/dierikon/child/with-accident/deductible-200/
- Deductible Premiums 2027 in Dierikon (LU), child, deductible of 400 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/lu/dierikon/child/with-accident/deductible-400/
- Deductible Premiums 2027 in Dierikon (LU), child, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/lu/dierikon/child/with-accident/deductible-500/
- Deductible Premiums 2027 in Dierikon (LU), child, deductible of 600 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/lu/dierikon/child/with-accident/deductible-600/

Address of this page: praemiencheck.onedoc.ch/en/lu/dierikon/child/with-accident/deductible-0/ — replace `lu` with your canton’s two-letter code (ge, vd, zh…), `dierikon` with your municipality, `child` with `young-adult` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-300` with `deductible-600` for another deductible. Markdown version: add `.md`.