# Health insurance premiums 2026 in Val Terbi (JU), for a child aged 0 to 18 without accident cover

In 2026, for a child aged 0 to 18 in Val Terbi, without accident cover, the cheapest health insurance premium is:

- **108.35 CHF** a month with a [0 CHF deductible](https://praemiencheck.onedoc.ch/en/ju/val-terbi/child/no-accident/deductible-0/) (Agrisano, AGRIsmart)
- **75.95 CHF** a month with a [600 CHF deductible](https://praemiencheck.onedoc.ch/en/ju/val-terbi/child/no-accident/deductible-600/) (Assura, Qualimed)

## Without accident cover: from 75.95 to 180.45 CHF a month depending on the deductible and the model

104 offers from 21 health insurers. With a deductible of 0 CHF, the cheapest is **108.35 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 180.45 CHF with Galenos (Standard model).

Lowest premium:
- 0 CHF: 108.35 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ju/val-terbi/child/no-accident/deductible-0/
- 100 CHF: 103.05 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/ju/val-terbi/child/no-accident/deductible-100/
- 200 CHF: 97.65 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/ju/val-terbi/child/no-accident/deductible-200/
- 300 CHF: 92.15 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/ju/val-terbi/child/no-accident/deductible-300/
- 400 CHF: 86.75 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/ju/val-terbi/child/no-accident/deductible-400/
- 500 CHF: 81.35 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/ju/val-terbi/child/no-accident/deductible-500/
- 600 CHF: 75.95 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/ju/val-terbi/child/no-accident/deductible-600/

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 108.35 | — | 98.75 | 94.05 | 89.25 | 84.45 | 79.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 108.45 | 103.05 | 97.65 | 92.15 | 86.75 | 81.35 | 75.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Care network (Delta) | 109.75 | 104.35 | 98.95 | 93.45 | 88.05 | 82.65 | 77.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 110.45 | 105.05 | 99.65 | 94.15 | 88.75 | 83.35 | 77.85 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 111.65 | — | 101.85 | 96.85 | 92.05 | 87.05 | 82.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 112.35 | 106.95 | 101.55 | 96.05 | 90.65 | 85.25 | 79.85 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 113.65 | — | 103.65 | 98.65 | 93.65 | 88.65 | 83.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | VIVA – Gesundheitsplan | 114.35 | 108.85 | 108.15 | 102.65 | 102.05 | 96.65 | 91.15 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 115.95 | 110.55 | 105.15 | 99.65 | 94.25 | — | 83.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 116.85 | 111.45 | 106.05 | 100.55 | 95.15 | — | 84.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 118.65 | — | — | — | — | 91.65 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 119.35 | — | 110.75 | — | 102.05 | — | 93.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 119.55 | 114.25 | 108.85 | 103.35 | 97.95 | — | 87.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 120.05 | — | — | — | — | 93.05 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 120.05 | — | — | — | — | 93.05 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 120.05 | — | — | — | — | 93.05 | — |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 120.35 | 114.95 | 109.55 | 104.05 | 98.65 | 93.25 | 87.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 120.35 | 114.95 | 109.55 | 104.05 | 98.65 | 93.25 | 87.85 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 122.25 | 121.45 | 120.45 | 119.55 | 118.65 | 117.65 | — |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 122.85 | 117.45 | 112.05 | 106.55 | 101.15 | 95.75 | 90.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 123.05 | — | — | — | — | 95.95 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 123.05 | — | — | — | — | 95.95 | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 123.95 | 123.05 | 122.15 | 121.25 | 120.25 | 119.35 | — |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 124.25 | 118.85 | 113.45 | 107.95 | 102.55 | 97.15 | 91.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 124.25 | 118.85 | 113.45 | 107.95 | 102.55 | 97.15 | 91.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 124.95 | 119.55 | 114.15 | 108.65 | 103.25 | — | 92.45 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 126.05 | 121.05 | 116.15 | 112.05 | 105.95 | 100.05 | — |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 126.55 | 121.15 | 115.75 | 110.35 | 104.95 | 99.55 | 94.05 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 126.55 | 121.15 | 115.75 | 110.35 | 104.95 | 99.55 | 94.05 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 126.65 | 121.15 | 115.65 | 110.05 | 104.65 | 99.15 | 93.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 126.65 | 121.15 | 115.65 | 110.05 | 104.65 | 99.15 | 93.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 126.85 | 121.45 | 116.05 | 110.55 | 105.15 | 99.85 | 94.35 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 126.85 | — | 115.65 | 110.15 | 104.65 | 99.05 | 93.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 127.15 | — | 117.95 | — | 108.75 | — | 99.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 127.15 | — | 117.95 | — | 108.75 | — | 99.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 127.45 | — | — | — | — | 100.35 | — |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 128.05 | 122.55 | 117.05 | 111.55 | 106.05 | 100.55 | 94.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 128.05 | 122.65 | 117.25 | 111.75 | 106.35 | 100.95 | 95.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 128.35 | 122.85 | 117.45 | 111.95 | 106.55 | 101.05 | 95.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 128.35 | 122.85 | 117.45 | 111.95 | 106.55 | 101.05 | 95.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 128.55 | 123.15 | 117.75 | 112.35 | 106.95 | 101.55 | 96.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 128.75 | — | 119.45 | — | 110.05 | — | 100.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 128.85 | — | — | — | — | 101.75 | — |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 129.55 | 124.15 | 118.75 | 113.25 | 107.95 | 102.55 | 97.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 129.85 | 124.45 | 119.05 | 113.55 | 108.15 | 102.75 | 97.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 130.35 | 124.95 | 119.55 | 114.05 | 108.65 | 103.25 | 97.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 130.95 | 125.55 | 120.25 | 114.75 | 109.35 | 103.95 | 98.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 131.05 | 125.65 | 120.25 | 114.75 | 109.45 | 104.05 | 98.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 131.05 | 125.65 | 120.25 | 114.75 | 109.35 | 103.95 | 98.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 131.05 | 125.65 | 120.25 | 114.75 | 109.35 | 103.95 | 98.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 131.05 | 125.65 | 120.25 | 114.75 | 109.35 | 103.95 | 98.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 131.05 | 125.65 | 120.25 | 114.75 | 109.35 | 103.95 | 98.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 131.15 | 125.75 | 120.35 | 114.95 | 109.55 | 104.15 | 98.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 131.85 | 126.45 | 121.05 | 115.55 | 110.15 | 104.75 | 99.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 131.95 | 126.55 | 121.15 | 115.65 | 110.25 | — | 99.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 132.55 | 127.15 | 121.75 | 116.35 | 110.95 | 105.55 | 100.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 133.75 | 128.35 | 122.85 | 117.45 | 111.95 | 106.55 | 101.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 134.75 | — | 123.95 | — | 113.15 | — | 102.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 134.75 | — | 123.95 | — | 113.15 | — | 102.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 135.35 | 129.95 | 124.55 | 119.05 | 113.65 | 108.25 | 102.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 136.45 | 130.95 | 125.55 | 120.05 | 114.65 | 109.15 | 103.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 138.45 | — | 127.75 | — | 116.85 | — | 105.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 138.45 | — | 127.75 | — | 116.85 | — | 105.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 139.45 | 134.05 | 128.65 | 123.15 | 117.75 | 112.35 | 106.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 139.55 | — | 129.55 | — | 119.45 | — | 109.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 139.85 | 134.35 | 128.85 | — | 117.65 | — | 106.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 140.55 | — | — | — | — | 113.45 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 140.65 | 135.15 | 129.65 | — | 118.55 | — | 107.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 141.15 | 135.65 | 130.25 | 124.75 | 119.35 | 113.85 | 108.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 141.15 | 135.65 | 130.25 | 124.75 | 119.35 | 113.85 | 108.45 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 142.05 | 136.65 | 131.25 | 125.75 | 120.35 | 114.95 | 109.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 142.65 | 137.15 | 131.75 | 126.25 | 120.85 | 115.35 | 109.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 143.75 | — | 135.95 | — | 125.05 | — | 114.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 144.45 | 139.05 | 133.55 | 127.95 | 122.45 | 116.95 | 111.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 144.55 | 139.15 | 133.75 | 128.25 | 122.85 | 117.45 | 111.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 144.65 | 139.15 | 133.65 | — | 122.55 | — | 111.45 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 145.65 | 140.25 | 134.85 | 129.45 | 123.95 | 118.55 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 146.05 | — | 135.25 | — | 124.35 | — | 113.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 146.75 | — | 135.95 | — | 125.05 | — | 114.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 146.75 | — | 135.95 | — | 125.05 | — | 114.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 146.75 | — | 135.95 | — | 125.05 | — | 114.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 146.75 | — | 135.95 | — | 125.05 | — | 114.25 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 148.25 | 147.35 | 146.35 | 145.45 | 144.45 | 143.55 | — |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 148.35 | 142.95 | 137.45 | 132.05 | 126.55 | 121.15 | 115.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 148.35 | 142.95 | 137.45 | 132.05 | 126.55 | 121.15 | 115.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 150.45 | — | 139.65 | — | 128.75 | — | 117.85 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 150.90 | 146.25 | 139.95 | 133.75 | 129.05 | 122.85 | 116.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 152.25 | — | 141.35 | — | 130.45 | — | 119.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 153.15 | — | 142.35 | — | 131.45 | — | 120.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 154.05 | — | 143.25 | — | 132.35 | — | 121.45 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 155.15 | — | — | 138.85 | — | — | 122.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 155.85 | — | 145.05 | — | 134.15 | — | 123.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 155.85 | — | 145.05 | — | 134.15 | — | 123.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 155.95 | 150.45 | 144.95 | — | 133.85 | — | 122.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 156.95 | 151.45 | 146.05 | 140.55 | 135.15 | 129.65 | 124.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 156.95 | 151.45 | 146.05 | 140.55 | 135.15 | 129.65 | 124.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 160.15 | 154.65 | 149.25 | 143.75 | 138.35 | 132.85 | 127.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 161.85 | 156.45 | 150.95 | 145.55 | 140.05 | 134.65 | 129.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 161.85 | 156.45 | 150.95 | 145.55 | 140.05 | 134.65 | 129.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 167.05 | 161.65 | 156.15 | 150.75 | 145.25 | 139.85 | 134.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 167.05 | 161.65 | 156.15 | 150.75 | 145.25 | 139.85 | 134.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 168.85 | 163.35 | 157.95 | 152.45 | 147.05 | 141.55 | 136.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 175.75 | — | 164.95 | — | 154.05 | — | 143.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 180.45 | 174.95 | 169.55 | 164.05 | 158.65 | 153.15 | 147.75 |

104 offers from 21 health insurers.: https://praemiencheck.onedoc.ch/en/ju/val-terbi/child/no-accident/deductible-0/ · All deductibles: https://praemiencheck.onedoc.ch/en/ju/val-terbi/child/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/ju/val-terbi/child/no-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Val Terbi for a child aged 0 to 18 with a deductible of 0 CHF, without accident cover?

In 2026, without accident cover, the cheapest offer in [Val Terbi](https://praemiencheck.onedoc.ch/en/ju/val-terbi/) is Agrisano (AGRIsmart) at 108.35 CHF a month. The cheapest standard model (free choice of doctor) is Assura (Standard model) at 126.85 CHF a month.

### How much does health insurance cost in Val Terbi in 2026 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/ju/val-terbi/child/) with a deductible of 0 CHF and without accident cover, monthly premiums run from 108.35 CHF (Agrisano, AGRIsmart) to 180.45 CHF (Galenos, Standard model): 104 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 122.65 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Val Terbi for a child aged 0 to 18 without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 108.35 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/ju/val-terbi/child/no-accident/deductible-0/) to 79.75 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/ju/val-terbi/child/no-accident/deductible-600/): 28.60 CHF less a month, 343.20 CHF a year. The 600 CHF deductible stays worthwhile up to around 381 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Val Terbi for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 0 CHF and without accident cover, the cheapest premium per model is: standard model 126.85 CHF (Assura), family doctor / HMO 109.75 CHF (Assura), flexible model 108.45 CHF (Assura), telemedicine 108.35 CHF (Agrisano).

### Does a second or third child pay less in Val Terbi?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2026. 13 of the 21 insurers present in Val Terbi file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and without accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Visana | VIVA – Gesundheitsplan | 114.35 CHF | 44.85 CHF from the 3rd child |
| Agrisano | AGRIsmart | 108.35 CHF | 46.55 CHF from the 3rd child |
| Galenos | Managed Care | 148.35 CHF | 54.15 CHF from the 3rd child |
| SWICA | FAVORIT MEDPHARM | 143.75 CHF | 56.95 CHF from the 3rd child |
| sana24 | Combi Care | 160.15 CHF | 58.65 CHF from the 3rd child |
| Aquilana | SMARTMED | 126.05 CHF | 60.45 CHF from the 3rd child |
| CONCORDIA | HMO | 126.65 CHF | 62.25 CHF from the 3rd child |
| rhenusana | Standard model | 155.15 CHF | 75.05 CHF from the 3rd child |
| Groupe Mutuel – Philos | PrimaFlex | 122.85 CHF | 90.85 CHF from the 5th child |
| Groupe Mutuel – Avenir | OptiMed | 126.55 CHF | 93.65 CHF from the 5th child |
| Groupe Mutuel – Mutuel | OptiMed | 129.55 CHF | 95.95 CHF from the 5th child |
| Assura | Qualimed | 108.45 CHF | 106.85 CHF from the 4th child, 105.15 CHF from the 5th child |
| EGK | EGK-TelCare | 122.25 CHF | 105.25 CHF from the 3rd child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 113.50 CHF at Agrisano (AGRIsmart) gives 108.35 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ju/val-terbi/child/no-accident/

## Related pages

- Without accident cover: from 75.95 to 180.45 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/ju/val-terbi/child/no-accident/

Address of this page: praemiencheck.onedoc.ch/en/ju/val-terbi/child/no-accident/ — replace `ju` with your canton’s two-letter code (ge, vd, zh…) and `val-terbi` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.