# Health insurance premiums 2027 in Zizers (GR), for a young adult aged 19 to 25 who wants a deductible of 2'500 CHF without accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · without accident cover · monthly premiums in CHF_

In [Zizers](https://praemiencheck.onedoc.ch/en/gr/zizers/) ([canton Graubünden](https://praemiencheck.onedoc.ch/en/gr/)), in 2027, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/gr/zizers/young-adult/) with a 2'500 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/gr/zizers/young-adult/no-accident/), the cheapest monthly basic insurance premium is **194.80 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 344.20 CHF with SLKK (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (2'500 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 300.30 | 290.70 | 266.80 | 242.70 | 218.80 | 194.80 | +5.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 315.90 | 305.05 | 277.90 | 250.70 | 223.60 | 196.45 | +5.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 315.90 | 305.05 | 277.90 | 250.70 | 223.60 | 196.45 | New tariff 2027 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 316.80 | 306.10 | 279.10 | 251.70 | 224.70 | 197.70 | +1.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 318.10 | 307.30 | 280.10 | 253.00 | 225.90 | 198.70 | +2.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 318.60 | 307.90 | 280.90 | 253.50 | 226.50 | 199.50 | +1.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 319.20 | 308.35 | 281.20 | 254.00 | 226.90 | 199.75 | +5.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 319.20 | 308.35 | 281.20 | 254.00 | 226.90 | 199.75 | +5.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 319.20 | 308.35 | 281.20 | 254.00 | 226.90 | 199.75 | +5.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 319.20 | 308.35 | 281.20 | 254.00 | 226.90 | 199.75 | +5.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 319.20 | 308.35 | 281.20 | 254.00 | 226.90 | 199.75 | New tariff 2027 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 321.10 | 310.10 | 282.50 | 254.90 | 227.40 | 199.80 | +2.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 320.20 | 309.50 | 282.30 | 255.10 | 228.10 | 200.90 | +8.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 320.20 | 309.50 | 282.30 | 255.10 | 228.10 | 200.90 | +8.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 320.20 | 309.50 | 282.30 | 255.10 | 228.10 | 200.90 | +8.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 320.40 | 309.70 | 282.70 | 255.30 | 228.30 | 201.40 | +1.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 322.90 | 311.90 | 284.30 | 256.70 | 229.20 | 201.60 | +3.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 317.60 | 307.40 | 282.20 | 256.80 | 231.40 | 206.10 | +5.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 325.50 | 314.80 | 287.60 | 260.40 | 233.40 | 206.20 | New tariff 2027 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 319.40 | 309.10 | 283.70 | 258.20 | 232.70 | 207.20 | +4.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 329.05 | 318.20 | 291.10 | 263.90 | 236.75 | 209.60 | +5.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 329.40 | 318.70 | 291.80 | 264.30 | 237.40 | 210.40 | +1.6 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 332.30 | 321.30 | 293.80 | 266.20 | 238.70 | 211.10 | +2.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 332.50 | 321.70 | 298.30 | 271.20 | 240.30 | 213.20 | New tariff 2027 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 323.20 | 313.20 | 288.30 | 263.30 | 238.40 | 213.50 | +9.0 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 323.20 | 313.20 | 288.30 | 263.30 | 238.40 | 213.50 | +9.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 336.30 | 325.30 | 297.50 | 269.80 | 242.20 | 214.40 | +1.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 341.30 | 330.30 | 302.60 | 274.80 | 247.20 | 219.50 | +1.9 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 342.40 | 331.60 | 304.30 | 277.10 | 250.00 | 222.70 | +2.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 342.40 | 331.60 | 304.40 | 277.30 | 250.20 | 223.10 | +2.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 342.40 | 331.60 | 304.40 | 277.30 | 250.20 | 223.10 | +2.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 342.70 | 331.80 | 304.70 | 277.60 | 250.40 | 223.30 | +12.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 344.20 | 333.40 | 306.30 | 279.10 | 252.10 | 224.90 | +11.5 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 347.10 | 336.00 | 308.40 | 280.60 | 252.90 | 225.20 | +4.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 345.60 | 338.50 | 311.40 | 284.20 | 253.40 | 226.30 | New tariff 2027 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 346.40 | 335.60 | 308.40 | 281.30 | 254.20 | 227.10 | +2.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 346.60 | 335.80 | 308.60 | 281.50 | 254.40 | 227.20 | +12.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 346.60 | 335.80 | 308.60 | 281.50 | 254.40 | 227.20 | +12.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 346.60 | 335.80 | 308.60 | 281.50 | 254.40 | 227.20 | +12.0 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 348.60 | 337.80 | 310.60 | 283.30 | 256.20 | 229.00 | +2.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 349.60 | 343.40 | 311.40 | 284.20 | 256.90 | 229.70 | +5.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 349.60 | 343.40 | 311.40 | 284.20 | 256.90 | 229.70 | +5.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 351.80 | 340.80 | 313.00 | 285.30 | 257.60 | 229.90 | +1.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 349.30 | 338.50 | 311.40 | 284.20 | — | 230.00 | +4.9 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 349.90 | 339.10 | 312.00 | 284.90 | 257.80 | 230.60 | +7.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 350.30 | 339.50 | 312.30 | 285.20 | 258.10 | 231.00 | +6.1 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 351.30 | 340.50 | 313.40 | 286.20 | 259.10 | 232.00 | +9.1 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 342.10 | 332.70 | 309.10 | 285.60 | 261.90 | 232.80 | +3.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 352.20 | 341.40 | 314.20 | 287.10 | — | 232.90 | +3.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 354.20 | 343.40 | 316.20 | 289.10 | 262.00 | 234.90 | +0.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 354.50 | 343.60 | 316.50 | 289.40 | 262.20 | 235.20 | +12.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 355.80 | 345.00 | 317.80 | 290.70 | 263.60 | 236.50 | +8.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 354.10 | 343.30 | 316.10 | 289.00 | 261.90 | 237.50 | +11.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 357.40 | 351.20 | 319.20 | 292.00 | 264.70 | 237.50 | +5.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 356.00 | 345.20 | 318.10 | 290.90 | 263.90 | 239.50 | +11.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 359.30 | 348.50 | 321.40 | 294.20 | 267.10 | 240.00 | +4.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 361.30 | 355.10 | 323.10 | 295.90 | 268.60 | 241.40 | +5.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 362.10 | 351.30 | 324.20 | 297.00 | 269.90 | 242.80 | +0.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 362.10 | 351.30 | 324.20 | 297.00 | 269.90 | 242.80 | −1.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 362.00 | 351.30 | 324.40 | 296.90 | 269.90 | 243.00 | +1.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 366.80 | 356.00 | 328.80 | 301.70 | — | 247.50 | +3.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 369.70 | 358.90 | 331.70 | 304.60 | — | 250.40 | +3.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 355.00 | 347.80 | 324.40 | 297.30 | 277.70 | 250.50 | New tariff 2027 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 371.10 | 364.80 | 332.90 | 305.60 | 278.40 | 251.10 | +5.3 % |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 360.20 | 350.50 | 329.00 | 304.40 | 281.00 | 251.50 | New tariff 2027 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 370.90 | 360.20 | 333.20 | 305.80 | 278.80 | 251.80 | +6.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 373.00 | 362.10 | 334.80 | 307.60 | 280.30 | 253.00 | +8.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 373.00 | 362.10 | 334.80 | 307.60 | 280.30 | 253.00 | +8.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 375.40 | 364.40 | 336.80 | 309.30 | 281.80 | 254.20 | +2.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 373.60 | 362.80 | 335.70 | 308.50 | 281.40 | 254.30 | 0.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 358.70 | 351.60 | 328.20 | 301.10 | 281.40 | 254.30 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 369.90 | 362.80 | 335.70 | 308.50 | 281.40 | 254.30 | New tariff 2027 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 375.20 | 364.50 | 337.50 | 310.10 | 283.10 | 256.10 | +10.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 376.60 | 365.70 | 338.40 | 311.20 | 283.90 | 256.60 | +5.3 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 378.90 | 368.00 | 340.80 | 313.60 | 286.40 | 259.20 | +2.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 379.50 | 368.80 | 341.80 | 314.40 | 287.40 | 260.40 | +10.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 379.50 | 368.80 | 341.90 | 314.40 | 287.50 | 260.50 | +6.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 381.80 | 370.90 | 343.60 | 316.30 | 289.10 | 261.80 | +5.3 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 381.30 | 370.50 | 343.40 | 316.20 | — | 262.00 | +0.3 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 355.20 | 346.80 | 325.90 | 305.00 | 283.60 | 262.70 | +5.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 385.70 | 374.70 | 346.90 | 319.20 | 291.60 | 263.80 | +1.0 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 372.60 | 361.80 | 334.90 | 307.50 | 285.20 | 263.80 | +5.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 383.90 | 373.20 | 346.20 | 318.80 | 291.80 | 264.80 | +6.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 385.10 | 378.90 | 346.90 | 319.70 | 292.40 | 265.20 | +5.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 386.70 | 376.00 | 348.80 | 321.60 | 294.60 | 267.40 | New tariff 2027 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 388.00 | 377.30 | 350.40 | 322.90 | 296.00 | 269.00 | +10.5 % |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 383.20 | 373.00 | 350.70 | 325.00 | 300.70 | 270.10 | +7.3 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 397.60 | 387.65 | 357.85 | 330.00 | 302.20 | 270.35 | +5.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 390.60 | 384.30 | 352.40 | 325.10 | 297.90 | 270.60 | +5.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 391.10 | 380.30 | 353.20 | 326.00 | 299.00 | 271.80 | +2.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 391.10 | 380.30 | 353.20 | 326.00 | 299.00 | 271.80 | +2.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 393.00 | 382.10 | 354.90 | 327.60 | 300.30 | 273.10 | +5.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 392.30 | 381.60 | 354.70 | 327.20 | 300.30 | 273.30 | +10.4 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 393.20 | 382.40 | 355.20 | 328.20 | 301.00 | 273.80 | +8.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 393.60 | 382.80 | 355.70 | 328.50 | 301.50 | 274.30 | −1.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 393.80 | 383.00 | 355.90 | 328.70 | 301.60 | 274.50 | +11.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 394.80 | 383.90 | 356.60 | 329.30 | 302.10 | 274.80 | +5.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 395.40 | 384.60 | 357.40 | 330.30 | 303.20 | 276.10 | +2.9 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 396.90 | 386.20 | 359.20 | 331.80 | 304.80 | 277.80 | +6.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 397.80 | 386.90 | 359.70 | 332.40 | 305.10 | 277.90 | +8.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 402.00 | 391.00 | 363.80 | 336.50 | 309.30 | 282.00 | +8.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 402.00 | 391.00 | 363.80 | 336.50 | 309.30 | 282.00 | +8.5 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 386.00 | 376.80 | 354.00 | 331.20 | 308.40 | 285.70 | +5.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 408.20 | 397.40 | 370.30 | 343.10 | 316.10 | 288.90 | +2.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 408.20 | 397.40 | 370.30 | 343.10 | 316.10 | 288.90 | +2.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 410.20 | 399.30 | 372.10 | 344.80 | 317.60 | 290.30 | +8.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 410.40 | 399.60 | 372.50 | 345.30 | — | 291.10 | +3.6 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 418.45 | 408.45 | 380.80 | 351.55 | 322.20 | 292.95 | +7.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 414.40 | 403.50 | 376.20 | 349.00 | 321.70 | 294.40 | +8.3 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 399.70 | 390.30 | 366.70 | 343.10 | 319.60 | 296.00 | −2.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 428.80 | 418.10 | 391.10 | 363.70 | 336.70 | 309.70 | +10.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 418.30 | 408.50 | 383.80 | 359.10 | 334.40 | 309.70 | −2.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 429.70 | 418.90 | 391.80 | 364.60 | 337.50 | 310.40 | +2.8 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 422.90 | 413.00 | 388.00 | 363.10 | 338.20 | 313.20 | −2.4 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 433.30 | 422.40 | 395.10 | 367.90 | 340.60 | 313.30 | +5.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 433.70 | 423.00 | 396.10 | 368.60 | 341.70 | 314.70 | +6.3 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 464.80 | 453.90 | 426.40 | 399.00 | 371.60 | 344.20 | −2.4 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Zizers for a young adult aged 19 to 25 with a deductible of 2'500 CHF, without accident cover?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/gr/zizers/young-adult/no-accident/), the cheapest offer in [Zizers](https://praemiencheck.onedoc.ch/en/gr/zizers/) is Agrisano (AGRIsmart) at 194.80 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 209.60 CHF a month.

### How much does health insurance cost in Zizers in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/gr/zizers/young-adult/) with a deductible of 2'500 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/gr/zizers/young-adult/no-accident/), monthly premiums run from 194.80 CHF (Agrisano, AGRIsmart) to 344.20 CHF (SLKK, Standard model): 117 offers from 24 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 289.00 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Zizers for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 300.30 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/zizers/young-adult/no-accident/deductible-300/) to 194.80 CHF with the 2'500 CHF deductible: 105.50 CHF less a month, 1'266.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'707 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Zizers for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 2'500 CHF and without accident cover, the cheapest premium per model is: standard model 209.60 CHF (Sanitas), family doctor / HMO 196.45 CHF (Sanitas), flexible model 199.75 CHF (Sanitas), telemedicine 194.80 CHF (Agrisano).

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Zizers is in region 2 of canton Graubünden.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/gr/zizers/young-adult/no-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Zizers (GR): every situation: https://praemiencheck.onedoc.ch/en/gr/zizers/
- Premiums 2027 in Zizers (GR), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/gr/zizers/young-adult/
- Premiums 2027 in Zizers (GR), young adult, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/gr/zizers/young-adult/no-accident/
- Child: https://praemiencheck.onedoc.ch/en/gr/zizers/child/
- Adult: https://praemiencheck.onedoc.ch/en/gr/zizers/adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/gr/zizers/young-adult/with-accident/deductible-2500/
- Deductible Premiums 2027 in Zizers (GR), young adult, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/zizers/young-adult/no-accident/deductible-300/
- Deductible Premiums 2027 in Zizers (GR), young adult, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/zizers/young-adult/no-accident/deductible-500/
- Deductible Premiums 2027 in Zizers (GR), young adult, deductible of 1'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/zizers/young-adult/no-accident/deductible-1000/
- Deductible Premiums 2027 in Zizers (GR), young adult, deductible of 1'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/zizers/young-adult/no-accident/deductible-1500/
- Deductible Premiums 2027 in Zizers (GR), young adult, deductible of 2'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/zizers/young-adult/no-accident/deductible-2000/

Address of this page: praemiencheck.onedoc.ch/en/gr/zizers/young-adult/no-accident/deductible-300/ — replace `gr` with your canton’s two-letter code (ge, vd, zh…), `zizers` with your municipality, `young-adult` with `child` or `adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-2500` with `deductible-300` for another deductible. Markdown version: add `.md`.