# Health insurance premiums 2026 in Zillis-Reischen (GR), for an adult aged 26 or over with accident cover

In 2026, for an adult aged 26 or over in Zillis-Reischen, with accident cover, the cheapest health insurance premium is:

- **399.55 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/zillis-reischen/adult/with-accident/deductible-300/) (vita surselva, Sparmed)
- **274.70 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/zillis-reischen/adult/with-accident/deductible-2500/) (vita surselva, Sparmed)

## With accident cover: from 274.70 to 569.15 CHF a month depending on the deductible and the model

117 offers from 24 health insurers. With a deductible of 300 CHF, the cheapest is **399.55 CHF** a month with **vita surselva** (Sparmed), the most expensive 569.15 CHF with SLKK (Standard model).

Lowest premium:
- 300 CHF: 399.55 CHF (vita surselva, Sparmed) — https://praemiencheck.onedoc.ch/en/gr/zillis-reischen/adult/with-accident/deductible-300/
- 500 CHF: 389.85 CHF (vita surselva, Sparmed) — https://praemiencheck.onedoc.ch/en/gr/zillis-reischen/adult/with-accident/deductible-500/
- 1'000 CHF: 359.10 CHF (vita surselva, Sparmed) — https://praemiencheck.onedoc.ch/en/gr/zillis-reischen/adult/with-accident/deductible-1000/
- 1'500 CHF: 330.75 CHF (vita surselva, Sparmed) — https://praemiencheck.onedoc.ch/en/gr/zillis-reischen/adult/with-accident/deductible-1500/
- 2'000 CHF: 302.40 CHF (vita surselva, Sparmed) — https://praemiencheck.onedoc.ch/en/gr/zillis-reischen/adult/with-accident/deductible-2000/
- 2'500 CHF: 274.70 CHF (vita surselva, Sparmed) — https://praemiencheck.onedoc.ch/en/gr/zillis-reischen/adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 399.55 | 389.85 | 359.10 | 330.75 | 302.40 | 274.70 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 401.95 | 391.95 | 366.85 | 341.75 | 316.65 | 291.65 |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed | 402.75 | 392.55 | 365.25 | 338.75 | 314.25 | 290.75 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 419.45 | 408.65 | 381.85 | 355.05 | 328.25 | 301.45 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 419.45 | 408.65 | 381.85 | 355.05 | 328.25 | 301.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 420.55 | 408.95 | 379.75 | 350.55 | 321.45 | 292.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 420.55 | 408.95 | 379.75 | 350.55 | 321.45 | 292.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 420.55 | 408.95 | 379.75 | 350.55 | 321.45 | 292.25 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 420.85 | 412.35 | 382.50 | 352.70 | 322.85 | 295.60 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 421.05 | 409.45 | 380.25 | 351.05 | 321.95 | 292.75 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 421.05 | 409.45 | 380.25 | 351.05 | 321.95 | 292.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 422.45 | 410.85 | 381.65 | 352.45 | 323.35 | 294.15 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 423.25 | 412.65 | 386.35 | 359.95 | 333.55 | 307.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 423.85 | 412.15 | 382.95 | 353.85 | 324.65 | 295.45 |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 424.15 | 413.75 | 385.25 | 357.75 | 332.05 | 306.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 427.65 | 416.05 | 386.85 | 357.65 | 328.55 | 299.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 428.75 | 417.05 | 387.95 | 358.75 | 329.55 | 300.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 428.75 | 417.05 | 387.95 | 358.75 | 329.55 | 300.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 428.75 | 417.05 | 387.95 | 358.75 | 329.55 | 300.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 429.60 | 418.00 | 388.80 | 359.60 | 330.50 | 301.30 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 429.65 | 418.05 | 388.85 | 359.65 | 330.55 | 301.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 429.95 | 418.35 | 389.15 | 359.95 | 330.85 | 301.65 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 430.35 | 419.65 | 392.85 | 365.95 | 339.15 | 312.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 431.05 | 419.35 | 390.15 | 361.05 | 331.85 | 302.65 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 435.95 | 424.35 | 395.15 | 365.95 | 336.85 | 307.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 436.65 | 425.05 | 395.85 | 366.65 | 337.55 | 308.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 438.55 | 426.95 | 397.75 | 368.55 | 339.45 | 310.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 440.75 | 434.05 | 399.85 | 370.75 | 341.55 | 312.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 440.75 | 434.05 | 399.85 | 370.75 | 341.55 | 312.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 441.95 | 430.35 | 401.15 | 371.95 | 342.85 | 313.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 441.95 | 430.35 | 401.15 | 371.95 | 342.85 | 313.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 445.75 | 434.05 | 410.05 | 380.85 | 346.55 | 317.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 445.85 | 434.25 | 405.05 | 375.85 | 346.75 | 317.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 445.85 | 434.25 | 405.05 | 375.85 | 346.75 | 317.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 446.05 | 439.35 | 405.15 | 376.05 | 346.85 | 317.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 447.15 | 435.55 | 406.35 | 377.15 | 348.05 | 318.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 447.55 | 435.95 | 406.75 | 377.55 | 348.45 | 319.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 449.65 | 438.05 | 408.85 | 379.65 | 350.55 | 321.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 450.05 | 438.45 | 409.25 | 380.05 | 350.95 | 321.75 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 450.25 | 439.75 | 412.75 | 386.35 | 359.25 | 332.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 450.45 | 438.95 | 409.95 | 380.45 | 351.45 | 322.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 450.85 | 439.15 | 415.15 | 385.95 | 356.85 | 327.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 450.85 | 439.15 | 415.15 | 385.95 | 351.65 | 322.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 450.85 | 439.25 | 410.05 | 380.85 | 351.75 | 322.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 451.35 | 444.65 | 410.45 | 381.35 | 352.15 | 322.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 453.05 | 441.55 | 412.55 | 383.05 | 354.05 | 325.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 454.35 | 443.35 | 415.85 | 387.85 | 360.25 | 332.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 454.55 | 442.95 | 413.75 | 384.55 | 355.45 | 326.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 454.85 | 443.25 | 414.05 | 384.85 | — | 326.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 454.85 | 443.25 | 414.05 | 384.85 | — | 326.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 455.85 | 444.35 | 415.35 | 385.85 | 356.85 | 327.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 455.85 | 444.85 | 417.35 | 389.35 | 361.75 | 334.25 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 456.35 | 444.85 | 415.55 | 386.35 | 357.25 | 328.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 458.55 | 447.05 | 418.05 | 388.55 | 359.55 | 330.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 459.55 | 447.95 | 418.75 | 389.55 | 360.45 | 331.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 459.55 | 447.95 | 418.75 | 389.55 | 360.45 | 331.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 459.65 | 448.05 | 418.85 | 389.65 | 360.55 | 331.35 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 461.05 | 450.95 | 425.55 | 400.25 | 374.85 | 341.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 461.05 | 449.45 | 425.35 | 396.25 | 367.05 | 337.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 461.95 | 455.25 | 421.05 | 391.95 | 362.75 | 333.55 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 462.75 | 451.15 | 421.95 | 392.75 | 363.65 | 334.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 462.85 | 451.25 | 422.05 | 392.85 | 363.75 | 334.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 462.95 | 451.35 | 422.15 | 392.95 | 363.85 | 334.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 462.95 | 451.35 | 422.15 | 392.95 | 363.85 | 334.65 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 465.45 | 453.85 | 424.65 | 395.45 | 366.35 | 337.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 465.75 | 454.15 | 424.95 | 395.75 | 366.65 | 337.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 465.75 | 454.15 | 424.95 | 395.75 | 366.65 | 337.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 467.85 | 456.25 | 427.05 | 397.85 | 368.75 | 339.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 468.25 | 456.65 | 427.45 | 398.25 | 369.15 | 339.95 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 468.25 | 456.55 | 427.45 | 398.25 | 369.05 | 339.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 468.65 | 457.15 | 428.15 | 398.65 | 369.65 | 340.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 471.55 | 459.85 | 430.75 | 401.55 | 372.35 | 343.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 471.55 | 459.85 | 430.75 | 401.55 | 372.35 | 343.25 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 471.75 | 460.15 | 430.95 | 401.85 | 372.65 | 343.45 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 472.45 | 460.85 | 433.45 | 405.45 | 377.45 | 349.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 473.45 | 461.85 | 432.65 | 403.45 | 374.35 | 345.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 475.55 | 463.95 | 434.75 | 405.55 | — | 347.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 476.45 | 464.75 | 440.75 | 411.55 | 382.45 | 353.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 477.35 | 465.85 | 436.85 | 407.35 | 378.35 | 349.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 477.85 | 466.35 | 437.35 | 407.85 | 378.85 | 349.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 478.75 | 467.15 | 437.95 | 408.75 | 379.65 | 350.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 479.75 | 468.15 | 438.95 | 409.75 | — | 351.45 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 480.65 | 469.65 | 442.15 | 414.15 | 386.55 | 359.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 481.65 | 470.05 | 440.85 | 411.65 | 382.55 | 353.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 483.15 | 471.55 | 442.35 | 413.15 | 384.05 | 354.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 484.35 | 472.75 | 443.55 | 414.35 | 385.25 | 356.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 486.75 | 475.05 | 445.95 | 416.75 | 387.55 | 358.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 487.85 | 476.25 | 447.05 | 417.85 | 388.75 | 359.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 488.75 | 478.75 | 453.65 | 428.55 | 403.55 | 378.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 488.85 | 477.35 | 448.35 | 418.85 | 389.85 | 360.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 488.85 | 477.35 | 448.35 | 418.85 | 389.85 | 360.85 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 489.75 | 478.15 | 448.95 | 419.75 | 390.65 | 361.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 490.45 | 478.85 | 449.65 | 420.45 | 391.35 | 362.15 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 493.25 | 481.65 | 452.45 | 423.25 | 394.15 | 364.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 494.55 | 482.95 | 453.75 | 424.55 | 395.45 | 366.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 496.35 | 484.65 | 455.55 | 426.35 | 397.15 | 368.05 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 496.35 | 484.65 | 455.55 | 426.35 | 397.15 | 368.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 496.85 | 485.25 | 456.05 | 426.85 | 397.75 | 368.55 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 497.85 | 486.25 | 457.05 | 427.85 | 398.75 | 369.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 501.95 | 490.25 | 461.15 | 431.95 | 402.75 | 373.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 507.15 | 495.55 | 466.35 | 437.15 | 408.05 | 378.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 508.75 | 497.15 | 467.95 | 438.75 | — | 380.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 509.65 | 502.95 | 468.85 | 439.65 | 410.45 | 381.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 510.65 | 499.05 | 469.85 | 440.65 | 411.55 | 382.35 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 511.65 | 501.25 | 474.95 | 448.65 | 422.55 | 396.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 515.45 | 503.95 | 474.95 | 445.45 | 416.45 | 387.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 517.45 | 506.85 | 480.35 | 453.75 | 427.25 | 400.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 520.85 | 509.25 | 480.05 | 450.85 | 421.75 | 392.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 525.55 | 518.85 | 484.75 | 455.55 | 426.35 | 397.25 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 530.65 | 519.05 | 489.85 | 460.75 | 431.55 | 402.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 532.75 | 521.15 | 491.95 | 462.75 | 433.65 | 404.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 533.95 | 522.45 | 493.45 | 463.95 | 434.95 | 405.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 537.75 | 526.15 | 496.95 | 467.75 | — | 409.45 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 538.85 | 527.15 | 498.05 | 468.85 | 439.65 | 410.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 546.85 | 535.35 | 506.35 | 476.85 | 447.85 | 418.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 567.95 | 556.25 | 527.15 | 497.95 | 468.75 | 439.65 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 569.15 | 557.55 | 528.35 | 499.15 | 470.05 | 440.85 |

117 offers from 24 health insurers.: https://praemiencheck.onedoc.ch/en/gr/zillis-reischen/adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/gr/zillis-reischen/adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/gr/zillis-reischen/adult/with-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Zillis-Reischen for an adult aged 26 or over with a deductible of 300 CHF, with accident cover?

In 2026, with accident cover, the cheapest offer in [Zillis-Reischen](https://praemiencheck.onedoc.ch/en/gr/zillis-reischen/) is vita surselva (Sparmed) at 399.55 CHF a month.

### How much does health insurance cost in Zillis-Reischen in 2026 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/gr/zillis-reischen/adult/) with a deductible of 300 CHF and with accident cover, monthly premiums run from 399.55 CHF (vita surselva, Sparmed) to 569.15 CHF (SLKK, Standard model): 117 offers from 24 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 378.15 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Zillis-Reischen for an adult aged 26 or over with accident cover?

On the cheapest offer (vita surselva, Sparmed), the premium goes from 399.55 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/zillis-reischen/adult/with-accident/deductible-300/) to 274.70 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/zillis-reischen/adult/with-accident/deductible-2500/): 124.85 CHF less a month, 1'498.20 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'965 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Zillis-Reischen for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 420.85 CHF (vita surselva), family doctor / HMO 399.55 CHF (vita surselva), flexible model 420.55 CHF (ÖKK), telemedicine 401.95 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 404.70 CHF at vita surselva (Sparmed) gives 399.55 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/gr/zillis-reischen/adult/with-accident/

## Related pages

- With accident cover: from 274.70 to 569.15 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/gr/zillis-reischen/adult/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/gr/zillis-reischen/adult/with-accident/ — replace `gr` with your canton’s two-letter code (ge, vd, zh…) and `zillis-reischen` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.