# Health insurance premiums 2027 in Urmein (GR), for an adult aged 26 or over with accident cover

In 2027, for an adult aged 26 or over in Urmein, with accident cover, the cheapest health insurance premium is:

- **417.05 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/urmein/adult/with-accident/deductible-300/) (Agrisano, AGRIsmart)
- **299.85 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/urmein/adult/with-accident/deductible-2500/) (vita surselva, Sparmed)

## With accident cover: from 299.85 to 591.95 CHF a month depending on the deductible and the model

117 offers from 24 health insurers. With a deductible of 300 CHF, the cheapest is **417.05 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 591.95 CHF with Groupe Mutuel – Avenir (Standard model).

Lowest premium:
- 300 CHF: 417.05 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/gr/urmein/adult/with-accident/deductible-300/
- 500 CHF: 406.95 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/gr/urmein/adult/with-accident/deductible-500/
- 1'000 CHF: 381.55 CHF (curaulta, CASAMED) — https://praemiencheck.onedoc.ch/en/gr/urmein/adult/with-accident/deductible-1000/
- 1'500 CHF: 355.05 CHF (curaulta, CASAMED) — https://praemiencheck.onedoc.ch/en/gr/urmein/adult/with-accident/deductible-1500/
- 2'000 CHF: 325.60 CHF (vita surselva, Sparmed) — https://praemiencheck.onedoc.ch/en/gr/urmein/adult/with-accident/deductible-2000/
- 2'500 CHF: 299.85 CHF (vita surselva, Sparmed) — https://praemiencheck.onedoc.ch/en/gr/urmein/adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 417.05 | 406.95 | 381.75 | 356.45 | 331.25 | 306.05 |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 419.05 | 408.85 | 381.55 | 355.05 | 330.55 | 307.05 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 424.25 | 413.95 | 385.65 | 355.60 | 325.60 | 299.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 434.15 | 422.55 | 393.35 | 364.15 | 335.05 | 305.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 434.45 | 422.85 | 393.65 | 364.45 | 335.35 | 306.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 434.45 | 422.85 | 393.65 | 364.45 | 335.35 | 306.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 434.45 | 422.85 | 393.65 | 364.45 | 335.35 | 306.15 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 436.75 | 425.15 | 395.95 | 366.75 | 337.65 | 308.45 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 440.35 | 429.55 | 402.75 | 375.95 | 349.15 | 322.45 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 440.35 | 429.55 | 402.75 | 375.95 | 349.15 | 322.45 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 441.45 | 430.65 | 404.05 | 377.35 | 350.65 | 324.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 441.85 | 430.25 | 401.05 | 371.85 | 342.75 | 313.55 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 443.85 | 433.05 | 406.35 | 379.45 | 352.55 | 325.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 444.65 | 433.05 | 403.85 | 374.65 | 345.55 | 316.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 444.85 | 433.25 | 404.05 | 374.85 | 345.75 | 316.55 |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 446.05 | 435.65 | 407.15 | 379.65 | 353.95 | 328.05 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 447.25 | 438.20 | 406.55 | 379.45 | 352.35 | 320.70 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 447.25 | 435.60 | 406.45 | 377.25 | 348.10 | 318.95 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 449.55 | 437.95 | 408.75 | 379.55 | 350.45 | 321.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 450.25 | 438.65 | 409.45 | 380.25 | 351.15 | 321.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 451.25 | 439.55 | 415.55 | 386.35 | 352.05 | 322.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 452.50 | 440.85 | 411.70 | 382.50 | 353.35 | 324.20 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 455.35 | 443.75 | 414.55 | 385.35 | 356.25 | 327.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 455.35 | 443.75 | 414.55 | 385.35 | 356.25 | 327.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 455.45 | 443.85 | 414.65 | 385.45 | 356.35 | 327.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 455.45 | 443.85 | 414.65 | 385.45 | 356.35 | 327.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 456.65 | 444.95 | 415.75 | 386.65 | 357.45 | 328.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 456.85 | 450.15 | 415.95 | 386.85 | 357.65 | 328.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 456.85 | 450.15 | 415.95 | 386.85 | 357.65 | 328.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 458.05 | 446.45 | 417.25 | 388.05 | 358.95 | 329.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 460.35 | 448.75 | 419.55 | 390.35 | 361.25 | 332.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 460.75 | 449.15 | 419.95 | 390.75 | 361.65 | 332.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 461.45 | 454.95 | 430.95 | 401.75 | 372.55 | 343.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 461.45 | 449.85 | 425.75 | 396.65 | 362.35 | 333.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 462.35 | 455.65 | 421.45 | 392.35 | 363.15 | 333.95 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 464.95 | 453.35 | 424.15 | 394.95 | 365.85 | 336.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 466.05 | 454.45 | 425.25 | 396.05 | 366.95 | 337.75 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 466.15 | 454.55 | 425.35 | 396.15 | 367.05 | 337.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 466.15 | 454.55 | 425.35 | 396.15 | — | 337.85 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 466.65 | 456.65 | 431.55 | 406.45 | 381.45 | 356.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 466.85 | 455.15 | 426.05 | 396.85 | 367.65 | 338.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 467.15 | 455.65 | 426.65 | 397.15 | 368.15 | 339.15 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 467.75 | 456.15 | 426.95 | 397.75 | 368.65 | 339.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 467.75 | 461.15 | 426.95 | 397.75 | 368.65 | 339.45 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 468.95 | 458.45 | 431.45 | 404.95 | 377.95 | 351.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 469.85 | 458.35 | 429.35 | 399.85 | 370.85 | 341.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 470.35 | 458.75 | 429.55 | 400.35 | — | 342.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 471.15 | 460.15 | 432.65 | 404.65 | 377.05 | 349.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 471.75 | 460.05 | 436.05 | 406.85 | 382.85 | 353.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 472.25 | 460.55 | 431.45 | 402.25 | 373.05 | 343.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 472.25 | 460.55 | 431.45 | 402.25 | 373.05 | 343.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 472.25 | 460.55 | 431.45 | 402.25 | 373.05 | 343.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 473.55 | 461.90 | 432.75 | 403.55 | 374.40 | 345.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 474.35 | 462.75 | 433.55 | 404.35 | 375.25 | 346.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 475.55 | 463.95 | 434.75 | 405.55 | 376.45 | 347.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 475.55 | 463.95 | 434.75 | 405.55 | 376.45 | 347.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 476.75 | 465.15 | 435.95 | 406.75 | 377.65 | 348.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 476.85 | 470.35 | 446.25 | 417.15 | 387.95 | 358.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 478.75 | 472.15 | 437.95 | 408.75 | 379.65 | 350.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 478.80 | 467.15 | 438.00 | 408.80 | 379.65 | 350.50 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 478.95 | 467.35 | 438.15 | 408.95 | 379.85 | 350.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 479.45 | 467.85 | 438.65 | 409.45 | 380.35 | 351.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 481.85 | 470.25 | 441.05 | 411.85 | 382.75 | 353.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 481.85 | 470.25 | 441.05 | 411.85 | 382.75 | 353.55 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 482.85 | 471.15 | 442.05 | 412.85 | 383.65 | 354.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 483.05 | 471.45 | 442.25 | 413.05 | 383.95 | 354.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 483.25 | 471.65 | 442.45 | 413.25 | 384.15 | 354.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 484.05 | 472.40 | 443.25 | 414.05 | 384.90 | 355.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 484.05 | 472.40 | 443.25 | 414.05 | 384.90 | 355.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 484.05 | 472.40 | 443.25 | 414.05 | 384.90 | 355.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 485.95 | 474.45 | 445.45 | 415.95 | 386.95 | 357.95 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 487.15 | 477.05 | 451.65 | 426.25 | 400.85 | 366.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 487.55 | 475.95 | 446.75 | 417.55 | — | 359.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 487.85 | 476.25 | 447.05 | 417.85 | 388.75 | 359.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 488.55 | 478.15 | 451.85 | 425.55 | 399.35 | 373.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 491.85 | 480.25 | 451.05 | 421.85 | — | 363.55 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 492.05 | 480.45 | 453.05 | 425.05 | 397.05 | 369.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 493.05 | 481.55 | 452.55 | 423.05 | 394.05 | 365.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 493.05 | 482.05 | 454.55 | 426.55 | 398.95 | 371.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 494.05 | 483.55 | 456.95 | 430.35 | 403.85 | 377.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 495.95 | 484.45 | 455.45 | 425.95 | 396.95 | 367.95 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 498.45 | 486.85 | 457.65 | 428.65 | 399.35 | 370.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 499.45 | 487.85 | 458.65 | 429.45 | 400.35 | 371.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 499.45 | 487.85 | 458.65 | 429.45 | 400.35 | 371.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 500.75 | 489.15 | 459.95 | 430.75 | 401.65 | 372.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 501.15 | 489.45 | 460.35 | 431.15 | 401.95 | 372.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 507.55 | 495.95 | 466.75 | 437.55 | 408.45 | 379.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 508.55 | 496.95 | 467.75 | 438.55 | 409.45 | 380.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 508.95 | 497.35 | 468.15 | 438.95 | — | 380.65 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 510.05 | 498.45 | 469.25 | 440.05 | 411.05 | 382.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 510.25 | 498.55 | 469.35 | 440.25 | 411.05 | 381.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 514.75 | 503.15 | 473.95 | 444.75 | 415.65 | 386.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 514.75 | 503.15 | 473.95 | 444.75 | 415.65 | 386.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 515.55 | 503.95 | 474.75 | 445.55 | 416.45 | 387.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 516.35 | 504.85 | 475.85 | 446.35 | 417.35 | 388.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 517.45 | 505.95 | 476.95 | 447.45 | 418.45 | 389.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 520.85 | 509.20 | 480.05 | 450.85 | 421.70 | 392.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 524.25 | 512.65 | 483.45 | 454.25 | 425.15 | 395.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 526.25 | 514.65 | 485.45 | 456.25 | 427.15 | 397.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 526.35 | 515.35 | 487.85 | 459.85 | 432.25 | 404.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 528.15 | 521.55 | 487.35 | 458.15 | 429.05 | 399.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 529.35 | 517.85 | 488.85 | 459.35 | 430.35 | 401.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 529.35 | 517.85 | 488.85 | 459.35 | 430.35 | 401.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 529.65 | 517.95 | 488.75 | 459.65 | 430.45 | 401.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 530.25 | 518.65 | 489.45 | 460.25 | 431.15 | 401.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 531.65 | 519.95 | 490.85 | 461.65 | 432.45 | 403.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 534.55 | 523.05 | 494.05 | 464.55 | 435.55 | 406.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 536.55 | 524.95 | 495.75 | 466.55 | 437.45 | 408.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 537.25 | 525.65 | 496.45 | 467.25 | 438.15 | 408.95 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 542.75 | 531.15 | 501.95 | 472.75 | 443.65 | 414.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 543.35 | 531.75 | 502.55 | 473.35 | 444.25 | 415.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 544.65 | 537.95 | 503.85 | 474.65 | 445.45 | 416.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 551.75 | 540.15 | 510.95 | 481.75 | — | 423.45 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 560.55 | 548.95 | 519.75 | 490.65 | 461.45 | 432.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 577.45 | 565.95 | 536.95 | 507.45 | 478.45 | 449.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 588.95 | 577.25 | 548.15 | 518.95 | 489.75 | 460.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 591.95 | 580.45 | 551.45 | 521.95 | 492.95 | 463.95 |

117 offers from 24 health insurers.: https://praemiencheck.onedoc.ch/en/gr/urmein/adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/gr/urmein/adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/gr/urmein/adult/with-accident.md

\* insurer’s default model

Last modified: 29/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Urmein for an adult aged 26 or over with a deductible of 300 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in [Urmein](https://praemiencheck.onedoc.ch/en/gr/urmein/) is Agrisano (AGRIsmart) at 417.05 CHF a month. The cheapest standard model (free choice of doctor) is curaulta (Standard model) at 446.05 CHF a month.

### How much does health insurance cost in Urmein in 2027 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/gr/urmein/adult/) with a deductible of 300 CHF and with accident cover, monthly premiums run from 417.05 CHF (Agrisano, AGRIsmart) to 591.95 CHF (Groupe Mutuel – Avenir, Standard model): 117 offers from 24 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 390.75 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Urmein for an adult aged 26 or over with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 417.05 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/urmein/adult/with-accident/deductible-300/) to 306.05 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/urmein/adult/with-accident/deductible-2500/): 111.00 CHF less a month, 1'332.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'780 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Urmein for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 446.05 CHF (curaulta), family doctor / HMO 419.05 CHF (curaulta), flexible model 434.45 CHF (ÖKK), telemedicine 417.05 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 421.80 CHF at Agrisano (AGRIsmart) gives 417.05 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/gr/urmein/adult/with-accident/

## Related pages

- With accident cover: from 299.85 to 591.95 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/gr/urmein/adult/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/gr/urmein/adult/with-accident/ — replace `gr` with your canton’s two-letter code (ge, vd, zh…) and `urmein` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.