# Health insurance premiums 2026 in Untervaz (GR), for a young adult aged 19 to 25 with accident cover

In 2026, for a young adult aged 19 to 25 in Untervaz, with accident cover, the cheapest health insurance premium is:

- **299.95 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/untervaz/young-adult/with-accident/deductible-300/) (Agrisano, AGRIsmart)
- **189.65 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/untervaz/young-adult/with-accident/deductible-2500/) (Agrisano, AGRIsmart)

## With accident cover: from 189.65 to 498.25 CHF a month depending on the deductible and the model

117 offers from 24 health insurers. With a deductible of 300 CHF, the cheapest is **299.95 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 498.25 CHF with SLKK (Standard model).

Lowest premium:
- 300 CHF: 299.95 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/gr/untervaz/young-adult/with-accident/deductible-300/
- 500 CHF: 289.95 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/gr/untervaz/young-adult/with-accident/deductible-500/
- 1'000 CHF: 264.85 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/gr/untervaz/young-adult/with-accident/deductible-1000/
- 1'500 CHF: 239.75 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/gr/untervaz/young-adult/with-accident/deductible-1500/
- 2'000 CHF: 214.65 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/gr/untervaz/young-adult/with-accident/deductible-2000/
- 2'500 CHF: 189.65 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/gr/untervaz/young-adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 299.95 | 289.95 | 264.85 | 239.75 | 214.65 | 189.65 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 315.95 | 305.35 | 279.05 | 252.55 | 226.15 | 199.85 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 321.25 | 310.55 | 283.75 | 256.85 | 230.05 | 203.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 321.55 | 309.95 | 280.75 | 251.55 | 222.45 | 193.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 321.55 | 309.95 | 280.75 | 251.55 | 222.45 | 193.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 321.55 | 309.95 | 280.75 | 251.55 | 222.45 | 193.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 322.35 | 310.75 | 281.55 | 252.35 | 223.25 | 194.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 322.45 | 310.85 | 281.65 | 252.45 | 223.35 | 194.15 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 323.35 | 312.55 | 285.75 | 258.95 | 232.15 | 205.35 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 323.35 | 312.55 | 285.75 | 258.95 | 232.15 | 205.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 325.75 | 314.15 | 284.95 | 255.75 | 226.65 | 197.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 325.75 | 314.15 | 284.95 | 255.75 | 226.65 | 197.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 325.75 | 314.15 | 284.95 | 255.75 | 226.65 | 197.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 325.85 | 314.25 | 285.05 | 255.85 | 226.75 | 197.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 325.85 | 314.25 | 285.05 | 255.85 | 226.75 | 197.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 327.05 | 315.45 | 286.25 | 257.05 | 227.95 | 198.75 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 329.15 | 317.55 | 288.35 | 259.15 | 230.05 | 201.75 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 329.15 | 317.55 | 288.35 | 259.15 | 230.05 | 201.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 331.95 | 320.45 | 291.45 | 261.95 | 232.95 | 203.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 332.05 | 320.45 | 291.25 | 262.05 | 232.95 | 203.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 333.85 | 322.35 | 293.35 | 263.85 | 234.85 | 205.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 335.85 | 324.35 | 295.35 | 265.85 | 236.85 | 207.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 336.05 | 324.45 | 295.25 | 266.05 | 236.95 | 207.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 337.25 | 325.55 | 296.35 | 267.25 | 238.05 | 208.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 340.05 | 328.45 | 299.25 | 270.05 | 240.95 | 211.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 340.35 | 328.65 | 303.55 | 274.35 | 241.15 | 212.05 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 340.85 | 329.25 | 300.05 | 270.85 | 241.75 | 212.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 341.15 | 329.45 | 300.35 | 271.15 | 241.95 | 212.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 341.15 | 329.45 | 300.35 | 271.15 | 241.95 | 212.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 341.15 | 329.45 | 300.35 | 271.15 | 241.95 | 212.85 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 343.45 | 333.35 | 307.95 | 282.65 | 257.25 | 237.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 345.45 | 333.95 | 304.95 | 275.45 | 246.45 | 217.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 346.65 | 335.05 | 305.85 | 276.65 | 247.55 | 218.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 349.05 | 337.35 | 308.15 | 279.05 | 249.85 | 220.65 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 349.65 | 337.95 | 308.85 | 279.65 | 250.45 | 221.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 349.85 | 338.25 | 309.05 | 279.85 | 250.75 | 221.55 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 351.45 | 339.85 | 310.65 | 281.55 | 252.35 | 224.55 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 351.85 | 340.25 | 311.05 | 281.85 | 252.75 | 223.55 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 351.95 | 340.35 | 311.15 | 281.95 | 252.85 | 223.65 |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed | 352.15 | 342.15 | 319.95 | 294.65 | 270.45 | 240.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 353.95 | 342.35 | 313.15 | 283.95 | 254.85 | 225.65 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 355.95 | 344.35 | 315.15 | 285.95 | 256.85 | 227.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 356.15 | 349.55 | 315.35 | 286.15 | 257.05 | 227.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 356.15 | 349.55 | 315.35 | 286.15 | 257.05 | 227.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 357.25 | 345.65 | 316.45 | 287.25 | 258.15 | 228.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 357.25 | 345.65 | 316.45 | 287.25 | 258.15 | 228.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 357.25 | 345.65 | 316.45 | 287.25 | 258.15 | 228.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 357.85 | 346.25 | 317.05 | 287.85 | 258.75 | 229.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 358.45 | 350.75 | 321.65 | 292.45 | 259.25 | 230.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 358.85 | 347.25 | 318.05 | 288.85 | — | 230.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 361.55 | 349.95 | 320.75 | 291.55 | 262.45 | 233.25 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 362.05 | 353.05 | 330.65 | 308.05 | 285.05 | 262.55 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 362.55 | 350.95 | 321.75 | 292.55 | 263.45 | 234.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 362.75 | 351.15 | 321.95 | 292.75 | 263.65 | 234.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 364.25 | 357.55 | 323.45 | 294.25 | 265.05 | 235.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 364.95 | 353.35 | 324.15 | 294.95 | — | 236.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 368.25 | 361.65 | 327.45 | 298.25 | 269.15 | 239.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 370.45 | 358.85 | 329.65 | 300.45 | 271.35 | 242.15 |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 370.95 | 360.45 | 337.45 | 310.95 | 285.95 | 254.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 371.75 | 360.25 | 331.25 | 301.75 | 272.75 | 243.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 372.05 | 360.45 | 331.25 | 302.05 | 272.95 | 243.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 372.05 | 360.45 | 331.25 | 302.05 | 272.95 | 243.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 372.45 | 360.85 | 331.65 | 304.55 | 277.35 | 252.15 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 373.90 | 362.55 | 336.00 | 305.65 | 275.35 | 252.60 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 374.25 | 362.65 | 333.45 | 304.25 | 275.15 | 245.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 374.25 | 362.65 | 333.45 | 304.25 | 275.15 | 245.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 376.05 | 364.55 | 335.55 | 306.05 | 277.05 | 248.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 376.45 | 364.95 | 335.95 | 306.45 | 277.45 | 248.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 378.35 | 371.65 | 337.55 | 308.35 | 279.15 | 250.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 380.05 | 368.45 | 339.25 | 310.05 | — | 251.75 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 380.05 | 368.45 | 339.55 | 310.05 | 286.05 | 263.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 380.15 | 368.65 | 339.65 | 310.15 | 281.15 | 252.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 380.55 | 368.85 | 339.65 | 312.55 | 285.35 | 260.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 382.85 | 371.25 | 342.05 | 312.85 | 283.75 | 254.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 383.05 | 371.45 | 342.25 | 313.05 | — | 254.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 383.85 | 372.15 | 342.95 | 313.85 | 284.65 | 255.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 384.55 | 372.85 | 343.75 | 314.55 | 285.35 | 256.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 384.65 | 373.15 | 344.15 | 314.65 | 285.65 | 256.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 385.35 | 373.85 | 344.85 | 315.35 | 286.35 | 257.35 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 385.75 | 374.15 | 344.95 | 315.75 | 286.65 | 257.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 387.05 | 375.45 | 346.25 | 317.05 | 287.95 | 258.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 388.35 | 376.75 | 347.55 | 318.35 | 289.25 | 260.05 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 388.95 | 377.45 | 348.45 | 318.95 | 289.95 | 260.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 389.15 | 377.55 | 348.35 | 319.15 | 290.05 | 260.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 389.85 | 378.35 | 349.35 | 319.85 | 290.85 | 261.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 392.85 | 386.25 | 352.05 | 322.85 | 293.75 | 264.55 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 393.85 | 384.25 | 353.95 | 326.00 | 296.10 | 270.15 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 393.95 | 383.95 | 359.45 | 334.95 | 310.45 | 285.95 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 394.45 | 382.75 | 353.55 | 324.45 | 295.25 | 266.05 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 395.45 | 383.85 | 354.65 | 325.55 | 296.35 | 267.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 396.55 | 384.95 | 355.75 | 326.55 | 297.45 | 268.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 397.25 | 385.55 | 356.35 | 327.25 | 298.05 | 268.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 398.25 | 386.65 | 357.45 | 328.25 | 299.15 | 269.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 398.55 | 391.85 | 357.65 | 328.55 | 299.35 | 270.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 400.75 | 389.15 | 359.95 | 330.75 | 301.65 | 272.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 401.45 | 389.75 | 360.55 | 331.45 | 302.25 | 273.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 401.45 | 389.75 | 360.55 | 331.45 | 302.25 | 273.05 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 402.55 | 390.95 | 361.75 | 332.55 | 303.45 | 274.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 403.15 | 391.65 | 362.65 | 333.15 | 304.15 | 275.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 404.15 | 392.55 | 363.35 | 334.15 | — | 275.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 407.15 | 395.55 | 366.35 | 337.15 | 308.05 | 278.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 407.15 | 395.55 | 366.35 | 337.15 | 308.05 | 278.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 409.75 | 398.15 | 368.95 | 339.75 | 310.65 | 281.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 411.65 | 400.05 | 370.85 | 341.65 | 312.55 | 283.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 413.95 | 402.35 | 373.15 | 343.95 | 314.85 | 285.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 421.25 | 409.65 | 380.45 | 351.25 | 322.15 | 292.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 425.25 | 413.65 | 384.45 | 355.25 | 326.15 | 296.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 425.25 | 413.65 | 384.45 | 355.25 | 326.15 | 296.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 425.35 | 413.75 | 384.55 | 355.35 | — | 297.05 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 425.55 | 414.05 | 385.05 | 355.55 | 326.55 | 297.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 427.75 | 417.75 | 392.65 | 367.55 | 342.55 | 317.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 441.15 | 429.65 | 400.65 | 371.15 | 342.15 | 313.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 442.35 | 430.75 | 401.55 | 372.35 | 343.25 | 314.05 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 447.85 | 437.45 | 411.15 | 384.85 | 358.75 | 332.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 447.85 | 436.25 | 407.05 | 377.85 | 348.75 | 319.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 452.95 | 442.35 | 415.85 | 389.25 | 362.75 | 336.15 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 498.25 | 486.65 | 457.45 | 428.25 | 399.15 | 369.95 |

117 offers from 24 health insurers.: https://praemiencheck.onedoc.ch/en/gr/untervaz/young-adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/gr/untervaz/young-adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/gr/untervaz/young-adult/with-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Untervaz for a young adult aged 19 to 25 with a deductible of 300 CHF, with accident cover?

In 2026, with accident cover, the cheapest offer in [Untervaz](https://praemiencheck.onedoc.ch/en/gr/untervaz/) is Agrisano (AGRIsmart) at 299.95 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 336.05 CHF a month.

### How much does health insurance cost in Untervaz in 2026 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/gr/untervaz/young-adult/) with a deductible of 300 CHF and with accident cover, monthly premiums run from 299.95 CHF (Agrisano, AGRIsmart) to 498.25 CHF (SLKK, Standard model): 117 offers from 24 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 272.85 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Untervaz for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 299.95 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/untervaz/young-adult/with-accident/deductible-300/) to 189.65 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/untervaz/young-adult/with-accident/deductible-2500/): 110.30 CHF less a month, 1'323.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'771 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Untervaz for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 336.05 CHF (Sanitas), family doctor / HMO 321.25 CHF (Agrisano), flexible model 321.55 CHF (ÖKK), telemedicine 299.95 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 305.10 CHF at Agrisano (AGRIsmart) gives 299.95 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/gr/untervaz/young-adult/with-accident/

## Related pages

- With accident cover: from 189.65 to 498.25 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/gr/untervaz/young-adult/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/gr/untervaz/young-adult/with-accident/ — replace `gr` with your canton’s two-letter code (ge, vd, zh…) and `untervaz` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.