# Health insurance premiums 2026 in Tschappina (GR), for a child aged 0 to 18, deductible of 200 CHF, with accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · with accident cover · monthly premiums in CHF_

In [Tschappina](https://praemiencheck.onedoc.ch/en/gr/tschappina/) ([canton Graubünden](https://praemiencheck.onedoc.ch/en/gr/)), in 2026, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/gr/tschappina/child/) with a 200 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/gr/tschappina/child/with-accident/), the cheapest monthly basic insurance premium is **74.25 CHF** with **vita surselva** (Sparmed model) and the most expensive is 137.85 CHF with Groupe Mutuel – Avenir (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2025 (200 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 85.10 | 80.60 | 74.25 | 67.95 | 62.55 | 56.20 | 50.80 | +3.7 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 84.35 | — | 74.35 | 69.35 | 64.35 | 59.25 | 54.25 | +3.5 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 89.85 | 85.10 | 78.45 | 72.75 | 67.05 | 61.35 | 56.60 | +2.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 89.05 | — | 78.45 | 73.25 | 67.95 | 62.65 | 57.35 | +2.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 90.65 | 84.85 | 79.05 | 73.15 | 67.35 | 61.55 | 55.65 | +5.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 90.65 | 84.85 | 79.05 | 73.15 | 67.35 | 61.55 | 55.65 | New tariff 2026 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 90.65 | — | 79.85 | 74.55 | 69.15 | 63.75 | 58.45 | +2.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 91.65 | 85.85 | 80.05 | 74.15 | 68.35 | 62.55 | 56.65 | +5.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 93.15 | 87.35 | 81.55 | 75.65 | 69.85 | — | 58.15 | +6.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 94.45 | 88.65 | 82.85 | 76.95 | 71.15 | — | 59.45 | +6.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 94.85 | 89.05 | 83.25 | 77.35 | 71.55 | 65.75 | 59.85 | New tariff 2026 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 94.85 | 89.05 | 83.25 | 77.35 | 71.55 | 65.75 | 59.85 | +5.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 94.95 | 89.15 | 83.35 | 77.45 | 71.65 | — | 59.95 | +8.5 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 95.65 | 90.25 | 84.95 | 79.45 | 74.15 | 68.85 | 63.45 | +4.9 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 95.65 | 90.25 | 84.95 | 79.45 | 74.15 | 68.85 | 63.45 | +4.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 97.05 | — | 85.45 | — | 73.75 | — | 62.05 | +6.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 97.05 | — | 85.45 | — | 73.75 | — | 62.05 | +6.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 97.05 | — | 85.45 | — | 73.75 | — | 62.05 | +6.3 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 98.05 | 92.25 | 86.45 | 80.55 | 74.75 | 68.95 | 63.05 | +6.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 98.05 | 92.25 | 86.45 | 80.55 | 74.75 | 68.95 | 63.05 | +6.5 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 98.75 | — | 87.15 | — | 75.45 | — | 63.75 | +6.3 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 98.95 | — | 87.25 | 81.45 | 75.65 | 69.75 | 63.95 | +2.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 99.25 | 93.45 | 87.65 | 81.75 | 75.95 | — | 64.25 | +10.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 100.05 | 94.25 | 88.45 | 82.55 | 76.75 | 70.95 | 65.05 | +5.6 % |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed | 91.55 | 90.55 | 89.05 | 81.55 | 73.05 | 66.15 | 61.65 | +0.9 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 99.25 | — | 89.95 | — | 80.55 | — | 71.25 | +7.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 99.25 | — | 89.95 | — | 80.55 | — | 71.25 | −1.2 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 101.65 | 95.85 | 90.05 | 84.15 | 78.35 | 72.55 | 66.65 | +6.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 102.15 | 96.35 | 90.45 | 84.65 | 78.85 | 72.95 | 67.15 | +8.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 102.15 | 96.35 | 90.45 | 84.65 | 78.85 | 72.95 | 67.15 | +8.1 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 102.15 | 97.15 | 92.05 | 87.05 | 81.85 | 74.95 | — | +8.8 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 104.35 | 98.55 | 92.75 | 86.85 | 81.05 | 75.25 | 69.35 | +4.8 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 104.55 | 98.75 | 92.95 | 87.15 | 81.25 | 75.45 | — | +9.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 104.75 | 98.85 | 93.05 | 87.25 | 81.35 | 75.55 | 69.75 | +8.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 104.75 | 98.85 | 93.05 | 87.25 | 81.35 | 75.55 | 69.75 | +8.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 105.55 | 99.75 | 93.95 | 88.05 | 82.25 | — | 70.55 | +6.4 % |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 96.55 | 95.55 | 93.95 | 86.05 | 77.05 | 70.05 | 65.45 | +1.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 105.75 | — | 95.85 | — | 85.85 | — | 75.95 | +7.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 108.45 | — | 96.85 | — | 85.15 | — | 73.45 | +6.3 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 107.05 | — | 97.05 | — | 86.95 | — | 76.95 | +3.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 109.25 | — | 100.05 | — | 88.45 | — | 76.75 | New tariff 2026 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 102.25 | 101.35 | 100.35 | 99.35 | 98.35 | 97.35 | — | +6.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 112.45 | 106.65 | 100.85 | 94.95 | 89.15 | 83.35 | 77.45 | New tariff 2026 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 113.45 | 107.65 | 101.85 | 95.95 | 90.15 | 84.35 | 78.45 | +8.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 113.65 | 107.85 | 102.05 | 96.15 | 90.35 | 84.55 | 78.65 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 113.65 | 107.85 | 102.05 | 96.15 | 90.35 | 84.55 | 78.65 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 113.65 | 107.85 | 102.05 | 96.15 | 90.35 | 84.55 | 78.65 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 113.65 | 107.85 | 102.05 | 96.15 | 90.35 | 84.55 | 78.65 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 113.75 | 107.95 | 102.15 | 96.25 | 90.45 | 84.65 | 78.75 | New tariff 2026 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 113.85 | 107.95 | 102.15 | 96.35 | 90.45 | 84.65 | 78.85 | +3.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 114.85 | 109.05 | 103.25 | 97.35 | 91.55 | 85.75 | 79.85 | +8.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 114.85 | 109.05 | 103.25 | 97.35 | 91.55 | 85.75 | 79.85 | +8.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 114.95 | 109.15 | 103.35 | 97.45 | 91.65 | 85.85 | 79.95 | New tariff 2026 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 113.35 | 108.35 | 103.45 | 98.35 | 93.65 | 88.35 | 83.25 | +12.3 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 115.45 | 109.65 | 103.85 | 97.95 | 92.15 | 86.35 | 80.45 | +5.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 113.55 | — | 104.35 | — | 92.75 | — | 81.05 | +8.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 116.05 | — | 105.35 | — | 94.45 | — | 83.65 | +4.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 117.35 | 111.55 | 105.75 | 99.85 | 94.05 | 88.25 | 82.35 | +4.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 117.85 | — | 106.25 | — | 94.55 | — | 82.85 | +7.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 117.85 | — | 106.25 | — | 94.55 | — | 82.85 | +9.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 117.85 | — | 106.25 | — | 94.55 | — | 82.85 | +7.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 117.85 | — | 106.25 | — | 94.55 | — | 82.85 | +7.0 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 118.15 | 112.35 | 106.55 | 100.75 | 94.85 | 89.05 | — | +8.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 118.75 | 112.85 | 107.05 | 101.25 | 95.35 | 89.55 | 83.75 | +8.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 118.75 | 112.85 | 107.05 | 101.25 | 95.35 | 89.55 | 83.75 | +8.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 118.85 | 113.05 | 107.25 | 101.35 | 95.55 | 89.75 | 83.85 | +8.5 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 118.85 | 113.65 | 108.45 | 103.15 | 98.15 | 92.75 | 87.35 | +14.9 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 121.15 | 115.35 | 109.55 | — | 97.85 | — | 86.15 | +4.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 121.45 | — | 109.75 | — | 98.05 | — | 86.45 | +13.4 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 120.25 | 114.95 | 109.75 | 104.35 | 99.35 | 93.75 | 88.45 | +14.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 121.55 | 115.65 | 109.85 | 104.05 | 98.15 | 92.35 | 86.55 | +2.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 121.55 | 115.65 | 109.85 | 104.05 | 98.15 | 92.35 | 86.55 | +2.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 121.75 | 115.85 | 110.05 | 104.25 | 98.35 | 92.55 | 86.75 | +3.7 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 112.25 | 111.25 | 110.25 | 109.25 | 108.35 | 107.35 | — | +6.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 121.85 | 116.05 | 110.25 | 104.35 | 98.55 | 92.75 | 86.85 | +7.6 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 112.25 | 111.35 | 110.35 | 109.35 | 108.35 | 107.35 | — | +11.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 122.55 | 116.65 | 110.85 | 105.05 | 99.15 | 93.35 | 87.55 | +8.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 122.55 | 116.75 | 110.95 | 105.05 | 99.25 | 93.45 | 87.55 | +7.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 122.65 | 116.85 | 111.05 | — | 99.35 | — | 87.65 | +4.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 122.85 | — | 111.25 | — | 99.55 | — | 87.85 | +13.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 122.85 | — | 111.25 | — | 99.55 | — | 87.85 | +10.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 122.85 | — | 111.25 | — | 99.55 | — | 87.85 | +10.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 123.25 | 117.45 | 111.65 | 105.75 | 99.95 | 94.15 | 88.25 | +7.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 123.25 | 117.45 | 111.65 | 105.75 | 99.95 | 94.15 | 88.25 | +7.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 125.15 | — | 113.55 | — | 101.85 | — | 90.15 | +5.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 125.65 | 119.85 | 114.05 | 108.15 | 102.35 | 96.55 | 90.65 | +3.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 125.65 | 119.85 | 114.05 | 108.15 | 102.35 | 96.55 | 90.65 | +3.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 125.65 | 119.85 | 114.05 | 108.15 | 102.35 | 96.55 | 90.65 | +3.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 125.65 | 119.85 | 114.05 | 108.15 | 102.35 | 96.55 | 90.65 | +3.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 125.75 | — | 114.15 | — | 102.45 | — | 90.75 | +10.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 126.95 | 121.15 | 115.35 | — | 103.65 | — | 91.95 | +4.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 126.95 | 121.15 | 115.35 | 109.45 | 103.65 | 97.85 | 91.95 | +3.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 128.95 | 123.15 | 117.35 | 111.45 | 105.65 | 99.85 | 93.95 | +8.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 130.15 | 124.25 | 118.45 | 112.65 | 106.75 | 100.95 | 95.15 | New tariff 2026 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 130.15 | 124.25 | 118.45 | 112.65 | 106.75 | 100.95 | 95.15 | New tariff 2026 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 132.65 | 126.85 | 121.05 | 115.15 | 109.65 | 103.55 | 97.65 | +14.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 133.25 | 127.45 | 121.65 | 115.75 | 109.95 | 104.15 | 98.25 | +7.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 133.25 | 127.45 | 121.65 | 115.75 | 109.95 | 104.15 | 98.25 | +7.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 134.75 | 128.95 | 123.15 | 117.25 | 111.45 | 105.65 | 99.75 | +7.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 135.95 | 130.15 | 124.35 | 118.45 | 112.65 | 106.85 | 100.95 | +7.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 137.85 | 132.05 | 126.25 | 120.35 | 114.55 | 108.75 | 102.85 | +7.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 138.45 | 132.55 | 126.75 | 120.95 | 115.05 | 109.25 | 103.45 | −0.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 140.05 | 134.25 | 128.45 | — | 116.75 | — | 105.05 | +4.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 140.35 | — | 128.65 | — | 117.05 | — | 105.35 | +10.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 149.45 | 143.65 | 137.85 | 131.95 | 126.15 | 120.35 | 114.45 | +7.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 96.35 | — | — | — | — | 67.25 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 97.55 | — | — | — | — | 68.45 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 97.55 | — | — | — | — | 68.45 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 98.75 | — | — | — | — | 69.65 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 102.45 | — | — | — | — | 73.35 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 102.45 | — | — | — | — | 73.35 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 104.85 | — | — | — | — | 75.75 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 106.05 | — | — | — | — | 76.95 | — | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 108.75 | — | — | 91.25 | — | — | 73.75 | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 114.35 | — | — | 96.85 | — | — | 79.35 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 115.75 | — | — | — | — | 86.65 | — | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 118.65 | — | — | 101.15 | — | — | 83.65 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Tschappina for a child aged 0 to 18 with a deductible of 200 CHF, with accident cover?

In 2026, [with accident cover](https://praemiencheck.onedoc.ch/en/gr/tschappina/child/with-accident/), the cheapest offer in [Tschappina](https://praemiencheck.onedoc.ch/en/gr/tschappina/) is vita surselva (Sparmed) at 74.25 CHF a month.

### How much does health insurance cost in Tschappina in 2026 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/gr/tschappina/child/) with a deductible of 200 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/gr/tschappina/child/with-accident/), monthly premiums run from 74.25 CHF (vita surselva, Sparmed) to 137.85 CHF (Groupe Mutuel – Avenir, Standard model): 117 offers from 24 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 98.15 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Tschappina for a child aged 0 to 18 with accident cover?

On the cheapest offer (vita surselva, Sparmed), the premium goes from 85.10 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/tschappina/child/with-accident/deductible-0/) to 50.80 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/tschappina/child/with-accident/deductible-600/): 34.30 CHF less a month, 411.60 CHF a year. The 600 CHF deductible stays worthwhile up to around 457 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Tschappina for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 200 CHF and with accident cover, the cheapest premium per model is: standard model 78.45 CHF (vita surselva), family doctor / HMO 74.25 CHF (vita surselva), flexible model 79.05 CHF (Assura), telemedicine 74.35 CHF (Agrisano).

### Does a second or third child pay less in Tschappina?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2026. 14 of the 24 insurers present in Tschappina file a reduced premium from a certain number of children insured with them, at a 200 CHF deductible and with accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Agrisano | AGRIsmart | 74.35 CHF | 29.85 CHF from the 3rd child |
| Visana | Managed Care | 90.45 CHF | 30.45 CHF from the 3rd child |
| SWICA | FAVORIT MULTICHOICE | 100.05 CHF | 33.85 CHF from the 3rd child |
| sana24 | Managed Care | 102.15 CHF | 34.45 CHF from the 3rd child |
| CONCORDIA | HMO | 86.45 CHF | 34.55 CHF from the 3rd child |
| Galenos | Managed Care | 109.85 CHF | 38.65 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 84.95 CHF | 39.95 CHF from the 3rd child |
| Aquilana | SMARTMED | 92.05 CHF | 43.45 CHF from the 3rd child |
| Groupe Mutuel – Philos | PrimaFlex | 101.85 CHF | 75.15 CHF from the 5th child |
| Assura | Qualimed | 79.05 CHF | 77.55 CHF from the 4th child, 76.05 CHF from the 5th child |
| Groupe Mutuel – Mutuel | OptiMed | 110.25 CHF | 81.45 CHF from the 5th child |
| EGK | EGK-TelCare | 100.35 CHF | 85.45 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed | 121.65 CHF | 89.95 CHF from the 5th child |
| SLKK | SLKK-SmartMed | 103.45 CHF | 91.55 CHF from the 3rd child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 79.40 CHF at vita surselva (Sparmed) gives 74.25 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Tschappina is in region 3 of canton Graubünden.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/gr/tschappina/child/with-accident/deductible-0/

## Related pages

- Health insurance premiums 2026 in Tschappina (GR): every situation: https://praemiencheck.onedoc.ch/en/gr/tschappina/
- Premiums 2026 in Tschappina (GR), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/gr/tschappina/child/
- Premiums 2026 in Tschappina (GR), child, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/gr/tschappina/child/with-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/gr/tschappina/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/gr/tschappina/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/gr/tschappina/child/no-accident/deductible-200/
- Deductible Premiums 2026 in Tschappina (GR), child, deductible of 0 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/tschappina/child/with-accident/deductible-0/
- Deductible Premiums 2026 in Tschappina (GR), child, deductible of 100 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/tschappina/child/with-accident/deductible-100/
- Deductible Premiums 2026 in Tschappina (GR), child, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/tschappina/child/with-accident/deductible-300/
- Deductible Premiums 2026 in Tschappina (GR), child, deductible of 400 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/tschappina/child/with-accident/deductible-400/
- Deductible Premiums 2026 in Tschappina (GR), child, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/tschappina/child/with-accident/deductible-500/
- Deductible Premiums 2026 in Tschappina (GR), child, deductible of 600 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/tschappina/child/with-accident/deductible-600/

Address of this page: praemiencheck.onedoc.ch/en/gr/tschappina/child/with-accident/deductible-0/ — replace `gr` with your canton’s two-letter code (ge, vd, zh…), `tschappina` with your municipality, `child` with `young-adult` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-200` with `deductible-600` for another deductible. Markdown version: add `.md`.