# Health insurance premiums 2026 in Thusis (GR), for a child aged 0 to 18, deductible of 600 CHF, without accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · without accident cover · monthly premiums in CHF_

In [Thusis](https://praemiencheck.onedoc.ch/en/gr/thusis/) ([canton Graubünden](https://praemiencheck.onedoc.ch/en/gr/)), in 2026, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/gr/thusis/child/) with a 600 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/gr/thusis/child/no-accident/), the cheapest monthly basic insurance premium is **50.45 CHF** with **vita surselva** (Sparmed model) and the most expensive is 106.05 CHF with Groupe Mutuel – Avenir (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2025 (600 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 84.55 | 80.10 | 73.75 | 67.50 | 62.15 | 55.85 | 50.45 | +4.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 79.85 | — | 70.35 | 65.65 | 60.85 | 56.05 | 51.25 | +4.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 83.95 | 78.55 | 73.25 | 67.75 | 62.35 | 56.95 | 51.45 | +8.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 83.95 | 78.55 | 73.25 | 67.75 | 62.35 | 56.95 | 51.45 | New tariff 2026 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 84.95 | 79.55 | 74.15 | 68.65 | 63.25 | 57.85 | 52.35 | +8.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 86.35 | 80.95 | 75.55 | 70.05 | 64.65 | — | 53.75 | +9.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 84.35 | — | 74.25 | 69.35 | 64.25 | 59.25 | 54.25 | +2.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 87.45 | 82.05 | 76.65 | 71.15 | 65.85 | — | 54.95 | +9.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 85.85 | — | 75.65 | 70.55 | 65.45 | 60.35 | 55.25 | +3.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 87.85 | 82.55 | 77.15 | 71.65 | 66.25 | 60.85 | 55.35 | New tariff 2026 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 87.85 | 82.55 | 77.15 | 71.65 | 66.25 | 60.85 | 55.35 | +8.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 87.95 | 82.55 | 77.15 | 71.75 | 66.35 | — | 55.45 | +12.0 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 89.30 | 84.55 | 77.95 | 72.30 | 66.60 | 60.95 | 56.25 | +5.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 89.95 | — | 79.15 | — | 68.25 | — | 57.35 | +8.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 89.95 | — | 79.15 | — | 68.25 | — | 57.35 | +8.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 89.95 | — | 79.15 | — | 68.25 | — | 57.35 | +8.7 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 88.65 | 83.65 | 78.65 | 73.55 | 68.65 | 63.75 | 58.65 | +6.7 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 88.65 | 83.65 | 78.65 | 73.55 | 68.65 | 63.75 | 58.65 | +6.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 91.55 | — | 80.75 | — | 69.85 | — | 58.95 | +8.6 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 92.45 | 86.95 | 81.45 | 75.85 | 70.45 | 64.95 | 59.35 | +9.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 92.45 | 86.95 | 81.45 | 75.85 | 70.45 | 64.95 | 59.35 | +9.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 91.95 | 86.55 | 81.15 | 75.65 | 70.25 | — | 59.45 | +13.9 % |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed | 88.65 | 87.75 | 86.25 | 78.95 | 70.75 | 64.05 | 59.65 | +3.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 92.75 | 87.35 | 81.95 | 76.45 | 71.05 | 65.65 | 60.15 | +7.6 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 93.75 | — | 82.65 | 77.15 | 71.65 | 66.05 | 60.45 | +3.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 95.15 | 89.75 | 84.25 | 78.85 | 73.35 | 67.95 | 62.45 | +11.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 95.15 | 89.75 | 84.25 | 78.85 | 73.35 | 67.95 | 62.45 | +11.2 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 95.85 | 90.35 | 84.85 | 79.25 | 73.85 | 68.35 | 62.75 | +8.8 % |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 93.55 | 92.55 | 91.05 | 83.35 | 74.65 | 67.85 | 63.35 | +5.1 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 96.75 | 91.35 | 85.95 | 80.45 | 75.05 | 69.65 | 64.15 | +6.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 97.55 | 92.05 | 86.65 | 81.15 | 75.75 | 70.25 | 64.85 | +10.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 97.55 | 92.05 | 86.65 | 81.15 | 75.75 | 70.25 | 64.85 | +10.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 97.75 | 92.35 | 86.95 | 81.45 | 76.05 | — | 65.25 | +8.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 91.85 | — | 83.25 | — | 74.55 | — | 65.85 | +9.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 91.85 | — | 83.25 | — | 74.55 | — | 65.85 | 0.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 100.55 | — | 89.75 | — | 78.85 | — | 67.95 | +8.1 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 100.85 | — | — | 84.55 | — | — | 68.25 | +8.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 97.95 | — | 88.75 | — | 79.45 | — | 70.25 | +8.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 101.25 | — | 92.75 | — | 81.85 | — | 71.05 | New tariff 2026 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 99.15 | — | 89.85 | — | 80.45 | — | 71.15 | +5.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 104.35 | 98.95 | 93.55 | 88.05 | 82.65 | 77.25 | 71.75 | New tariff 2026 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 105.15 | 99.85 | 94.45 | 88.95 | 83.55 | 78.15 | 72.65 | +11.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 105.45 | 100.05 | 94.65 | 89.15 | 83.75 | 78.35 | 72.85 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 105.45 | 100.05 | 94.65 | 89.15 | 83.75 | 78.35 | 72.85 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 105.45 | 100.05 | 94.65 | 89.15 | 83.75 | 78.35 | 72.85 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 105.45 | 100.05 | 94.65 | 89.15 | 83.75 | 78.35 | 72.85 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 105.55 | 100.15 | 94.75 | 89.35 | 83.95 | 78.55 | 73.05 | New tariff 2026 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 106.05 | 100.65 | 95.15 | 89.75 | 84.25 | 78.85 | 73.35 | +4.8 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 106.05 | — | — | 89.75 | — | — | 73.45 | +8.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 106.45 | 101.05 | 95.65 | 90.15 | 84.75 | 79.35 | 73.85 | +11.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 106.45 | 101.05 | 95.65 | 90.15 | 84.75 | 79.35 | 73.85 | +11.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 106.75 | 101.35 | 95.95 | 90.45 | 85.05 | 79.65 | 74.15 | New tariff 2026 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 105.25 | — | 96.75 | — | 85.85 | — | 75.05 | +10.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 108.85 | 103.35 | 97.95 | 92.35 | 86.85 | 81.35 | 75.75 | +6.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 108.95 | 103.55 | 98.15 | 92.65 | 87.25 | 81.85 | 76.35 | +6.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 109.25 | — | 98.45 | — | 87.55 | — | 76.75 | +9.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 109.25 | — | 98.45 | — | 87.55 | — | 76.75 | +9.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 109.25 | — | 98.45 | — | 87.55 | — | 76.75 | +9.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 109.25 | — | 98.45 | — | 87.55 | — | 76.75 | +9.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 107.55 | — | 97.55 | — | 87.45 | — | 77.35 | +6.3 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 110.05 | — | — | 93.75 | — | — | 77.45 | +8.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 110.15 | 104.75 | 99.35 | 93.95 | 88.55 | 83.15 | 77.65 | +11.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 106.25 | 101.55 | 96.85 | 92.15 | 87.65 | 82.75 | 77.95 | +16.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 110.65 | 105.15 | 99.75 | 94.25 | 88.85 | 83.35 | 77.95 | +10.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 110.65 | 105.15 | 99.75 | 94.25 | 88.85 | 83.35 | 77.95 | +10.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 112.65 | — | 101.75 | — | 90.85 | — | 80.05 | +17.4 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 112.95 | 107.55 | 102.15 | 96.75 | 91.35 | 85.95 | 80.45 | +9.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 113.25 | 107.85 | 102.35 | 96.95 | 91.45 | 86.05 | 80.55 | +3.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 113.25 | 107.85 | 102.35 | 96.95 | 91.45 | 86.05 | 80.55 | +3.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 113.45 | 107.95 | 102.55 | 97.05 | 91.65 | 86.15 | 80.75 | +4.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 113.65 | 108.25 | 102.85 | 97.35 | 91.95 | 86.55 | 81.05 | +9.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 113.95 | — | 103.15 | — | 92.25 | — | 81.35 | +17.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 113.95 | — | 103.15 | — | 92.25 | — | 81.35 | +13.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 113.95 | — | 103.15 | — | 92.25 | — | 81.35 | +13.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 114.15 | 108.75 | 103.25 | 97.85 | 92.35 | 86.95 | 81.45 | +10.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 114.85 | 109.35 | 103.85 | — | 92.75 | — | 81.55 | +6.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 114.25 | 108.85 | 103.55 | 98.05 | 92.65 | 87.25 | 81.75 | +9.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 114.25 | 108.85 | 103.55 | 98.05 | 92.65 | 87.25 | 81.75 | +9.7 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 111.45 | 106.55 | 101.65 | 96.65 | 91.95 | 86.85 | 81.85 | +18.9 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 112.75 | 107.75 | 102.85 | 97.75 | 93.05 | 87.85 | 82.85 | +18.9 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 116.25 | 110.75 | 105.25 | — | 94.15 | — | 83.05 | +6.3 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 116.05 | — | 105.25 | — | 94.35 | — | 83.45 | +6.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 116.65 | — | 105.85 | — | 94.95 | — | 84.05 | +13.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 117.15 | 111.65 | 106.25 | 100.75 | 95.35 | 89.85 | 84.45 | +4.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 117.15 | 111.65 | 106.25 | 100.75 | 95.35 | 89.85 | 84.45 | +4.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 117.15 | 111.65 | 106.25 | 100.75 | 95.35 | 89.85 | 84.45 | +4.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 117.15 | 111.65 | 106.25 | 100.75 | 95.35 | 89.85 | 84.45 | +4.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 118.35 | 112.95 | 107.45 | 102.05 | 96.55 | 91.15 | 85.65 | +4.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 119.55 | 114.15 | 108.75 | 103.25 | 97.85 | 92.45 | 86.95 | +10.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 120.35 | 114.85 | 109.35 | — | 98.25 | — | 87.05 | +6.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 121.25 | 115.85 | 110.35 | 104.95 | 99.45 | 94.05 | 88.55 | New tariff 2026 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 121.25 | 115.85 | 110.35 | 104.95 | 99.45 | 94.05 | 88.55 | New tariff 2026 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 123.55 | 118.15 | 112.75 | 107.25 | 101.85 | 96.45 | 91.05 | +9.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 123.55 | 118.15 | 112.75 | 107.25 | 101.85 | 96.45 | 91.05 | +9.7 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 124.45 | 118.95 | 113.55 | 107.95 | 102.75 | 97.05 | 91.55 | +18.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 124.95 | 119.55 | 114.25 | 108.75 | 103.35 | 97.95 | 92.45 | +9.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 126.05 | 120.75 | 115.35 | 109.85 | 104.45 | 99.05 | 93.55 | +9.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 127.85 | 122.45 | 117.05 | 111.55 | 106.15 | 100.85 | 95.35 | +9.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 129.05 | 123.65 | 118.15 | 112.75 | 107.25 | 101.75 | 96.35 | +0.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 130.25 | — | 119.35 | — | 108.55 | — | 97.65 | +12.8 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 132.75 | 127.25 | 121.75 | — | 110.65 | — | 99.55 | +5.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 138.65 | 133.25 | 127.85 | 122.35 | 116.95 | 111.55 | 106.05 | +9.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 89.25 | — | — | — | — | 62.25 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 90.45 | — | — | — | — | 63.35 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 90.45 | — | — | — | — | 63.35 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 91.55 | — | — | — | — | 64.45 | — | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 94.65 | 89.95 | 85.25 | 80.55 | 75.85 | 69.45 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 94.95 | — | — | — | — | 67.95 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 94.95 | — | — | — | — | 67.95 | — | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 95.35 | 94.45 | 93.55 | 92.65 | 91.65 | 90.75 | — | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 96.95 | 91.55 | 86.15 | 80.75 | 75.25 | 69.85 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 97.15 | — | — | — | — | 70.15 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 98.35 | — | — | — | — | 71.25 | — | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 104.65 | 103.75 | 102.75 | 101.85 | 101.05 | 100.05 | — | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 104.65 | 103.85 | 102.85 | 101.95 | 101.05 | 100.05 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 107.35 | — | — | — | — | 80.25 | — | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 109.55 | 104.15 | 98.75 | 93.35 | 87.85 | 82.55 | — | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Thusis for a child aged 0 to 18 with a deductible of 600 CHF, without accident cover?

In 2026, [without accident cover](https://praemiencheck.onedoc.ch/en/gr/thusis/child/no-accident/), the cheapest offer in [Thusis](https://praemiencheck.onedoc.ch/en/gr/thusis/) is vita surselva (Sparmed) at 50.45 CHF a month.

### How much does health insurance cost in Thusis in 2026 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/gr/thusis/child/) with a deductible of 600 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/gr/thusis/child/no-accident/), monthly premiums run from 50.45 CHF (vita surselva, Sparmed) to 106.05 CHF (Groupe Mutuel – Avenir, Standard model): 117 offers from 24 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 98.15 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Thusis for a child aged 0 to 18 without accident cover?

On the cheapest offer (vita surselva, Sparmed), the premium goes from 84.55 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/thusis/child/no-accident/deductible-0/) to 50.45 CHF with the 600 CHF deductible: 34.10 CHF less a month, 409.20 CHF a year. The 600 CHF deductible stays worthwhile up to around 455 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Thusis for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 600 CHF and without accident cover, the cheapest premium per model is: standard model 56.25 CHF (vita surselva), family doctor / HMO 50.45 CHF (vita surselva), flexible model 51.45 CHF (Assura), telemedicine 51.25 CHF (Agrisano).

### Does a second or third child pay less in Thusis?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2026. 13 of the 24 insurers present in Thusis file a reduced premium from a certain number of children insured with them, at a 600 CHF deductible and without accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Agrisano | AGRIsmart | 51.25 CHF | 18.55 CHF from the 3rd child |
| SWICA | FAVORIT MULTICHOICE | 71.05 CHF | 20.55 CHF from the 3rd child |
| sana24 | Managed Care | 73.35 CHF | 20.65 CHF from the 3rd child |
| Visana | Managed Care | 62.45 CHF | 21.75 CHF from the 3rd child |
| Galenos | Managed Care | 80.55 CHF | 23.95 CHF from the 3rd child |
| CONCORDIA | HMO | 59.35 CHF | 24.85 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 58.65 CHF | 26.75 CHF from the 3rd child |
| rhenusana | sanmed24 | 68.25 CHF | 31.55 CHF from the 3rd child |
| Assura | Qualimed | 51.45 CHF | 50.05 CHF from the 4th child, 48.65 CHF from the 5th child |
| Groupe Mutuel – Philos | PrimaFlex | 72.65 CHF | 53.25 CHF from the 5th child |
| Groupe Mutuel – Mutuel | OptiMed | 80.45 CHF | 59.05 CHF from the 5th child |
| SLKK | SLKK-SmartMed | 77.95 CHF | 66.85 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed | 91.05 CHF | 66.95 CHF from the 5th child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 55.60 CHF at vita surselva (Sparmed) gives 50.45 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Thusis is in region 3 of canton Graubünden.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/gr/thusis/child/no-accident/deductible-0/

## Related pages

- Health insurance premiums 2026 in Thusis (GR): every situation: https://praemiencheck.onedoc.ch/en/gr/thusis/
- Premiums 2026 in Thusis (GR), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/gr/thusis/child/
- Premiums 2026 in Thusis (GR), child, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/gr/thusis/child/no-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/gr/thusis/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/gr/thusis/adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/gr/thusis/child/with-accident/deductible-600/
- Deductible Premiums 2026 in Thusis (GR), child, deductible of 0 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/thusis/child/no-accident/deductible-0/
- Deductible Premiums 2026 in Thusis (GR), child, deductible of 100 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/thusis/child/no-accident/deductible-100/
- Deductible Premiums 2026 in Thusis (GR), child, deductible of 200 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/thusis/child/no-accident/deductible-200/
- Deductible Premiums 2026 in Thusis (GR), child, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/thusis/child/no-accident/deductible-300/
- Deductible Premiums 2026 in Thusis (GR), child, deductible of 400 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/thusis/child/no-accident/deductible-400/
- Deductible Premiums 2026 in Thusis (GR), child, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/thusis/child/no-accident/deductible-500/

Address of this page: praemiencheck.onedoc.ch/en/gr/thusis/child/no-accident/deductible-0/ — replace `gr` with your canton’s two-letter code (ge, vd, zh…), `thusis` with your municipality, `child` with `young-adult` or `adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-600` with `deductible-0` for another deductible. Markdown version: add `.md`.