# Health insurance premiums 2027 in Surses (GR), for an adult aged 26 or over who wants a deductible of 1'500 CHF without accident cover

_Compulsory basic health insurance (KVG/LAMal) · adult (26 and over) · without accident cover · monthly premiums in CHF_

In [Surses](https://praemiencheck.onedoc.ch/en/gr/surses/) ([canton Graubünden](https://praemiencheck.onedoc.ch/en/gr/)), in 2027, for [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/gr/surses/adult/) with a 1'500 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/gr/surses/adult/no-accident/), the cheapest monthly basic insurance premium is **343.10 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 489.90 CHF with Groupe Mutuel – Avenir (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (1'500 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 400.70 | 391.10 | 367.20 | 343.10 | 319.20 | 295.30 | +4.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 408.50 | 397.70 | 370.60 | 343.40 | 316.30 | 289.20 | +3.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 408.50 | 397.70 | 370.60 | 343.40 | 316.30 | 289.20 | +3.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 408.50 | 397.70 | 370.60 | 343.40 | 316.30 | 289.20 | +3.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 414.80 | 403.80 | 376.30 | 348.70 | 321.20 | 293.60 | +3.6 % |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 411.10 | 401.20 | 374.80 | 349.10 | 325.30 | 302.50 | New tariff 2027 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 415.40 | 404.60 | 377.40 | 350.30 | 323.20 | 296.10 | New tariff 2027 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 417.30 | 406.30 | 378.70 | 351.10 | 323.60 | 296.00 | +4.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 417.90 | 407.20 | 380.00 | 352.80 | 325.80 | 298.60 | +6.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 418.20 | 407.40 | 380.20 | 353.10 | 326.00 | 298.90 | +0.7 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 413.90 | 403.90 | 379.00 | 354.10 | 329.20 | 304.30 | +5.7 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 413.90 | 403.90 | 379.00 | 354.10 | 329.20 | 304.30 | +5.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 420.80 | 409.95 | 382.85 | 355.65 | 328.50 | 301.35 | New tariff 2027 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 423.20 | 412.40 | 385.30 | 358.10 | 331.00 | 303.90 | New tariff 2027 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 426.45 | 416.20 | 388.05 | 358.20 | 328.35 | 302.75 | +7.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 425.70 | 414.85 | 387.70 | 360.55 | 333.40 | 306.25 | +6.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 427.90 | 417.20 | 390.00 | 362.80 | 335.80 | 308.60 | +2.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 427.90 | 417.20 | 390.00 | 362.80 | 335.80 | 308.60 | +2.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 428.00 | 417.20 | 390.10 | 362.90 | 335.90 | 308.70 | +3.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 428.00 | 417.20 | 390.10 | 362.90 | 335.90 | 308.70 | +4.9 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 423.90 | 413.60 | 388.40 | 363.00 | 337.60 | 312.40 | +4.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 429.40 | 418.40 | 390.80 | 363.20 | 335.70 | 308.10 | +3.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 424.10 | 413.20 | 390.90 | 363.70 | 331.90 | 304.70 | New tariff 2027 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 426.20 | 415.90 | 390.50 | 365.00 | 339.40 | 314.10 | +3.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 430.40 | 419.60 | 392.40 | 365.30 | 338.20 | 311.10 | +7.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 431.20 | 420.30 | 393.00 | 365.80 | 338.50 | 311.30 | +6.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 431.40 | 425.20 | 393.20 | 366.00 | 338.70 | 311.50 | +4.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 431.40 | 425.20 | 393.20 | 366.00 | 338.70 | 311.50 | +4.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 432.60 | 421.80 | 394.60 | 367.50 | 340.40 | 313.30 | +2.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 433.00 | 422.20 | 395.00 | 367.90 | 340.80 | 313.60 | +3.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 436.50 | 430.30 | 398.40 | 371.10 | 343.80 | 316.60 | +4.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 437.90 | 427.10 | 400.00 | 372.80 | — | 318.60 | +2.8 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 438.00 | 427.20 | 400.00 | 372.80 | 345.60 | 318.40 | +0.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 437.90 | 427.10 | 399.90 | 372.80 | 345.70 | 318.60 | +0.7 % |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 437.30 | 427.20 | 399.60 | 372.90 | 348.00 | 322.90 | +5.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 433.60 | 422.80 | 400.40 | 373.30 | 341.40 | 314.30 | New tariff 2027 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 438.60 | 427.80 | 400.70 | 373.50 | 346.40 | 319.30 | +11.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 438.80 | 428.10 | 401.20 | 373.70 | 346.80 | 319.80 | +4.2 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 440.70 | 429.80 | 402.60 | 375.40 | 348.20 | 321.00 | +0.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 441.30 | 430.60 | 403.70 | 376.20 | 349.30 | 322.30 | +4.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 441.70 | 435.40 | 403.50 | 376.20 | 349.00 | 321.70 | +4.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 441.80 | 431.10 | 403.90 | 376.70 | — | 322.50 | +3.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 433.60 | 427.50 | 405.20 | 378.00 | 350.90 | 323.80 | New tariff 2027 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 443.70 | 432.80 | 405.70 | 378.60 | 351.40 | 324.30 | +11.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 443.70 | 432.80 | 405.70 | 378.60 | 351.40 | 324.30 | +11.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 443.70 | 432.80 | 405.70 | 378.60 | 351.40 | 324.30 | +11.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 445.30 | 434.45 | 407.30 | 380.15 | 353.00 | 325.85 | +6.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 442.60 | 432.40 | 406.80 | 380.80 | 355.10 | 329.50 | +4.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 447.40 | 436.30 | 408.60 | 380.90 | 353.20 | 325.50 | +0.7 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 440.50 | 430.80 | 405.70 | 381.10 | 356.00 | 330.90 | +4.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 446.70 | 435.90 | 408.80 | 381.60 | 354.60 | 327.40 | +2.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 446.70 | 435.90 | 408.80 | 381.60 | 354.60 | 327.40 | +2.3 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 449.30 | 440.30 | 408.85 | 381.90 | 354.95 | 323.50 | +7.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 447.80 | 437.00 | 409.90 | 382.70 | 355.60 | 328.50 | +7.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 443.10 | 432.30 | 409.90 | 382.80 | 360.40 | 333.30 | New tariff 2027 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 449.80 | 439.10 | 411.90 | 384.80 | 357.70 | 330.60 | +5.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 450.20 | 439.35 | 412.20 | 385.00 | 357.90 | 330.75 | +6.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 450.30 | 439.50 | 412.30 | 385.20 | 358.10 | 331.00 | +7.5 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 443.10 | 433.70 | 410.10 | 386.50 | 363.00 | 339.40 | −5.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 451.90 | 445.70 | 413.80 | 386.50 | 359.20 | 332.00 | +4.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 452.60 | 441.80 | 414.60 | 387.50 | 360.40 | 333.30 | +2.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 452.60 | 441.80 | 414.60 | 387.50 | 360.40 | 333.30 | +0.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 455.10 | 444.10 | 416.40 | 388.60 | 361.00 | 333.30 | +1.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 453.70 | 442.90 | 415.80 | 388.60 | 361.50 | 334.40 | +11.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 453.90 | 443.10 | 415.90 | 388.80 | 361.70 | 334.60 | +3.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 455.05 | 444.25 | 417.10 | 389.90 | 362.75 | 335.65 | +6.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 455.05 | 444.25 | 417.10 | 389.90 | 362.75 | 335.65 | +6.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 455.05 | 444.25 | 417.10 | 389.90 | 362.75 | 335.65 | New tariff 2027 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 456.40 | 445.70 | 418.70 | 391.30 | 364.30 | 337.30 | +4.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 447.90 | 441.80 | 419.50 | 392.30 | 365.20 | 338.10 | New tariff 2027 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 457.80 | 447.10 | 419.90 | 392.70 | — | 338.50 | +2.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 461.80 | 451.10 | 423.90 | 396.70 | — | 342.50 | +2.8 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 463.20 | 452.10 | 424.50 | 396.70 | 369.00 | 341.30 | +3.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 463.00 | 452.30 | 425.30 | 397.90 | 370.90 | 343.90 | +9.4 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 462.00 | 451.30 | 425.80 | 399.80 | 373.70 | 347.70 | +4.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 465.70 | 455.00 | 428.00 | 400.60 | 373.60 | 346.60 | +9.4 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 457.50 | 448.10 | 424.40 | 400.90 | 377.30 | 345.60 | +6.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 463.00 | 452.70 | 427.20 | 401.10 | 375.50 | 349.90 | +9.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 468.00 | 457.00 | 429.20 | 401.50 | 373.80 | 346.10 | +0.8 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 468.00 | 457.20 | 430.10 | 403.10 | 375.90 | 348.70 | +6.5 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 463.70 | 453.90 | 429.20 | 404.50 | 379.90 | 355.20 | −5.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 470.20 | 459.40 | 432.20 | 405.10 | 378.00 | 350.80 | +2.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 471.30 | 460.40 | 433.10 | 405.90 | 378.60 | 351.30 | +6.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 471.30 | 460.40 | 433.10 | 405.90 | 378.60 | 351.30 | +6.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 472.80 | 461.90 | 434.70 | 407.40 | 380.10 | 352.90 | +4.2 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 468.90 | 459.00 | 434.00 | 409.00 | 384.10 | 359.10 | −5.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 476.50 | 465.60 | 438.50 | 411.40 | 384.30 | 357.10 | 0.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 477.70 | 467.00 | 439.80 | 412.60 | — | 358.40 | −0.0 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 478.80 | 468.00 | 440.90 | 413.70 | 386.70 | 359.80 | +4.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 481.30 | 470.40 | 443.10 | 415.90 | 388.60 | 361.40 | +6.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 485.10 | 474.20 | 446.60 | 419.00 | 391.50 | 363.90 | +3.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 484.60 | 473.90 | 447.00 | 419.50 | 392.60 | 365.60 | +9.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 485.60 | 474.70 | 447.40 | 420.20 | 392.90 | 365.60 | +4.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 485.60 | 474.70 | 447.40 | 420.20 | 392.90 | 365.60 | +4.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 485.60 | 474.90 | 447.90 | 420.50 | 393.50 | 366.60 | +9.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 486.30 | 475.40 | 448.10 | 420.90 | 393.60 | 366.40 | +6.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 489.35 | 478.50 | 451.35 | 424.15 | 397.00 | 369.90 | +6.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 492.00 | 481.20 | 454.10 | 426.90 | 399.90 | 372.70 | +0.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 496.30 | 485.40 | 458.20 | 430.90 | 403.60 | 376.40 | +6.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 496.70 | 486.00 | 459.00 | 431.60 | 404.60 | 377.70 | +9.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 496.70 | 486.00 | 459.00 | 431.60 | 404.60 | 377.70 | +9.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 493.90 | 483.70 | 458.10 | 432.10 | 406.40 | 380.80 | +10.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 497.60 | 486.80 | 459.60 | 432.50 | 405.40 | 378.20 | +7.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 498.10 | 491.90 | 459.90 | 432.70 | 405.40 | 378.20 | +4.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 499.40 | 488.50 | 461.30 | 434.00 | 406.80 | 379.50 | +4.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 501.30 | 490.40 | 463.20 | 435.90 | 408.70 | 381.40 | +6.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 501.50 | 490.80 | 463.90 | 436.40 | 409.40 | 382.50 | +4.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 504.10 | 493.30 | 466.20 | 439.00 | 411.90 | 384.80 | +11.6 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 510.60 | 499.80 | 472.50 | 445.30 | 418.20 | 391.00 | +0.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 514.20 | 503.20 | 475.50 | 447.70 | 420.10 | 392.40 | +0.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 513.50 | 507.30 | 475.30 | 448.10 | 420.80 | 393.50 | +4.1 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 515.30 | 504.40 | 476.90 | 449.50 | 422.10 | 394.70 | −5.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 517.50 | 506.80 | 479.60 | 452.40 | — | 398.20 | +2.9 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 525.80 | 515.00 | 487.80 | 460.80 | 433.60 | 406.50 | +6.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 541.50 | 530.80 | 503.80 | 476.40 | 449.40 | 422.40 | +9.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 554.90 | 544.00 | 516.70 | 489.50 | 462.20 | 434.90 | +4.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 555.00 | 544.30 | 517.30 | 489.90 | 462.90 | 435.90 | +9.3 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Surses for an adult aged 26 or over with a deductible of 1'500 CHF, without accident cover?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/gr/surses/adult/no-accident/), the cheapest offer in [Surses](https://praemiencheck.onedoc.ch/en/gr/surses/) is Agrisano (AGRIsmart) at 343.10 CHF a month. The cheapest standard model (free choice of doctor) is curaulta (Standard model) at 372.90 CHF a month.

### How much does health insurance cost in Surses in 2027 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/gr/surses/adult/) with a deductible of 1'500 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/gr/surses/adult/no-accident/), monthly premiums run from 343.10 CHF (Agrisano, AGRIsmart) to 489.90 CHF (Groupe Mutuel – Avenir, Standard model): 117 offers from 24 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 395.50 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Surses for an adult aged 26 or over without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 400.70 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/surses/adult/no-accident/deductible-300/) to 295.30 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/surses/adult/no-accident/deductible-2500/): 105.40 CHF less a month, 1'264.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'705 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Surses for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 1'500 CHF and without accident cover, the cheapest premium per model is: standard model 372.90 CHF (curaulta), family doctor / HMO 343.40 CHF (ÖKK), flexible model 343.40 CHF (ÖKK), telemedicine 343.10 CHF (Agrisano).

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Surses is in region 3 of canton Graubünden.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/gr/surses/adult/no-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Surses (GR): every situation: https://praemiencheck.onedoc.ch/en/gr/surses/
- Premiums 2027 in Surses (GR), adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/gr/surses/adult/
- Premiums 2027 in Surses (GR), adult, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/gr/surses/adult/no-accident/
- Child: https://praemiencheck.onedoc.ch/en/gr/surses/child/
- Young adult: https://praemiencheck.onedoc.ch/en/gr/surses/young-adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/gr/surses/adult/with-accident/deductible-1500/
- Deductible Premiums 2027 in Surses (GR), adult, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/surses/adult/no-accident/deductible-300/
- Deductible Premiums 2027 in Surses (GR), adult, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/surses/adult/no-accident/deductible-500/
- Deductible Premiums 2027 in Surses (GR), adult, deductible of 1'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/surses/adult/no-accident/deductible-1000/
- Deductible Premiums 2027 in Surses (GR), adult, deductible of 2'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/surses/adult/no-accident/deductible-2000/
- Deductible Premiums 2027 in Surses (GR), adult, deductible of 2'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/surses/adult/no-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/gr/surses/adult/no-accident/deductible-300/ — replace `gr` with your canton’s two-letter code (ge, vd, zh…), `surses` with your municipality, `adult` with `child` or `young-adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-1500` with `deductible-2500` for another deductible. Markdown version: add `.md`.