# Health insurance premiums 2027 in Silvaplana (GR), for a child aged 0 to 18, deductible of 400 CHF, with accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · with accident cover · monthly premiums in CHF_

In [Silvaplana](https://praemiencheck.onedoc.ch/en/gr/silvaplana/) ([canton Graubünden](https://praemiencheck.onedoc.ch/en/gr/)), in 2027, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/gr/silvaplana/child/) with a 400 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/gr/silvaplana/child/with-accident/), the cheapest monthly basic insurance premium is **70.35 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 145.25 CHF with Groupe Mutuel – Avenir (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2026 (400 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 90.45 | — | 80.35 | 75.35 | 70.35 | 65.25 | 60.25 | +4.5 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 94.05 | 89.10 | 83.20 | 77.25 | 71.35 | 65.40 | 59.45 | +4.4 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 95.95 | — | 85.25 | 79.95 | 74.65 | 69.25 | 63.95 | +4.9 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 96.55 | — | 85.75 | 80.45 | 75.15 | 69.65 | 64.35 | +3.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 99.05 | 93.25 | 87.45 | 81.55 | 75.75 | 69.95 | 64.05 | New tariff 2027 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 99.25 | 94.05 | 87.80 | 82.60 | 76.35 | 70.15 | 64.95 | +4.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 100.25 | 94.45 | 88.65 | 82.75 | 76.95 | 71.15 | 65.25 | +2.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 100.25 | 94.45 | 88.65 | 82.75 | 76.95 | 71.15 | 65.25 | +2.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 101.35 | 95.55 | 89.75 | 83.85 | 78.05 | 72.25 | 66.35 | +2.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 99.85 | — | 90.65 | — | 81.45 | — | 72.15 | +4.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 104.85 | 99.05 | 93.25 | 87.35 | 81.55 | 75.75 | 69.85 | +2.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 104.85 | 99.05 | 93.25 | 87.35 | 81.55 | 75.75 | 69.85 | +2.5 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 105.35 | — | 93.65 | 87.85 | 82.05 | 76.15 | 70.35 | +3.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 105.45 | — | 93.85 | — | 82.15 | — | 70.45 | +6.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 105.45 | — | 93.85 | — | 82.15 | — | 70.45 | +6.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 105.45 | — | 93.85 | — | 82.15 | — | 70.45 | +6.9 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 101.15 | — | 91.85 | — | 82.55 | — | 73.15 | +2.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 106.25 | 100.45 | 94.65 | 88.75 | 82.95 | 77.15 | 71.25 | +3.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 106.95 | 101.15 | 95.35 | 89.45 | 83.65 | — | 71.95 | +10.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 106.95 | 101.15 | 95.35 | 89.45 | 83.65 | — | 71.95 | +8.6 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 106.95 | 101.15 | 95.35 | 89.45 | 83.65 | 77.85 | 71.95 | +4.5 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 107.25 | — | 95.65 | — | 83.95 | — | 72.25 | +6.9 % |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 104.55 | 103.55 | 101.75 | 93.55 | 84.15 | 78.75 | 73.05 | +5.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 107.55 | 101.75 | 95.95 | 90.05 | 84.25 | — | 72.55 | +8.5 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 107.45 | 102.05 | 96.75 | 91.25 | 85.95 | 80.65 | 75.25 | +6.1 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 107.45 | 102.05 | 96.75 | 91.25 | 85.95 | 80.65 | 75.25 | +6.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 110.15 | 104.35 | 98.55 | 92.65 | 86.85 | 81.05 | 75.15 | +3.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 110.55 | 104.75 | 98.95 | 93.05 | 87.25 | 81.45 | 75.55 | +2.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 107.75 | — | 97.95 | — | 87.95 | — | 78.05 | +3.0 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 111.95 | 106.15 | 100.35 | 94.45 | 88.65 | 82.85 | — | −14.9 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 112.25 | 106.45 | 100.65 | 94.85 | 88.95 | 83.15 | — | +7.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 109.15 | — | 99.15 | — | 89.05 | — | 79.05 | +3.0 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 109.65 | 104.55 | 99.55 | 94.45 | 89.35 | 82.25 | — | +6.8 % |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 111.45 | 110.45 | 108.65 | 99.95 | 90.05 | 84.45 | 78.95 | +6.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 113.65 | 107.85 | 102.05 | 96.15 | 90.35 | — | 78.65 | +9.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 115.85 | 110.05 | 104.25 | 98.35 | 92.55 | 86.75 | 80.85 | +4.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 115.85 | 110.05 | 104.25 | 98.35 | 92.55 | 86.75 | 80.85 | +4.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 114.45 | — | 103.95 | — | 93.45 | — | 82.95 | −0.3 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 117.15 | 111.35 | 105.55 | 99.65 | 93.85 | 88.15 | 82.15 | +6.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 117.65 | — | 106.05 | — | 94.35 | — | 82.65 | +6.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 118.75 | 112.95 | 107.05 | 101.25 | 95.45 | 89.55 | 83.75 | +4.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 118.75 | 112.95 | 107.05 | 101.25 | 95.45 | 89.55 | 83.75 | +4.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 119.35 | 113.55 | 107.75 | 101.85 | 96.05 | — | 84.35 | +8.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 122.75 | 116.95 | 111.15 | — | 99.45 | — | 87.75 | +0.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 122.75 | 116.95 | 111.10 | 105.25 | 99.45 | 93.60 | 87.75 | +6.3 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 119.75 | 114.75 | 109.75 | 104.65 | 99.95 | 94.65 | 89.65 | −2.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 124.05 | 118.25 | 112.40 | 106.55 | 100.75 | 94.90 | 89.05 | +6.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 124.05 | 118.25 | 112.40 | 106.55 | 100.75 | 94.90 | 89.05 | +6.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 124.05 | 118.25 | 112.40 | 106.55 | 100.75 | 94.90 | 89.05 | +6.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 124.05 | 118.25 | 112.40 | 106.55 | 100.75 | 94.90 | 89.05 | +6.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 124.05 | 118.25 | 112.40 | 106.55 | 100.75 | 94.90 | 89.05 | +6.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 124.65 | 118.85 | 113.05 | — | 101.35 | — | 89.65 | +1.5 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 124.85 | 118.95 | 113.15 | 107.35 | 101.45 | 95.65 | — | −13.2 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 124.75 | 118.95 | 113.15 | 107.25 | 101.45 | 95.65 | — | −13.2 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 125.05 | 119.25 | 113.45 | 107.55 | 101.75 | 95.95 | 90.05 | +3.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 125.40 | 119.60 | 113.75 | 107.90 | 102.10 | 96.25 | 90.40 | +6.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 126.25 | 120.45 | 114.65 | 108.75 | 102.95 | 97.15 | 91.25 | +5.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 126.25 | 120.45 | 114.65 | 108.75 | 102.95 | 97.15 | 91.25 | +7.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 126.25 | 120.45 | 114.65 | 108.75 | 102.95 | 97.15 | 91.25 | +5.6 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 126.65 | 120.85 | 115.05 | 109.25 | 103.35 | 97.55 | — | +6.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 126.95 | 121.15 | 115.35 | 109.45 | 103.65 | 97.85 | 91.95 | +1.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 127.65 | — | 116.05 | — | 104.35 | — | 92.65 | +3.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 127.75 | 121.95 | 116.15 | 110.25 | 104.45 | 98.65 | 92.75 | +1.3 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 125.45 | 120.25 | 115.05 | 109.75 | 104.75 | 99.25 | 93.95 | −2.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 128.05 | 122.25 | 116.40 | 110.55 | 104.75 | 98.90 | 93.05 | +6.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 128.45 | 122.65 | 116.85 | 110.95 | 105.15 | 99.35 | 93.45 | +1.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 128.45 | 122.65 | 116.85 | 110.95 | 105.15 | 99.35 | 93.45 | +1.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 128.55 | 122.75 | 116.95 | — | 105.25 | — | 93.55 | +0.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 129.15 | — | 117.55 | — | 105.85 | — | 94.15 | +5.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 129.15 | — | 117.55 | — | 105.85 | — | 94.15 | +5.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 129.15 | — | 117.55 | — | 105.85 | — | 94.15 | +5.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 121.85 | — | 117.55 | — | 105.85 | — | 94.15 | +12.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 117.15 | — | 112.85 | — | 105.85 | — | 94.15 | +18.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 129.15 | — | 117.55 | — | 105.85 | — | 94.15 | +5.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 129.25 | 123.35 | 117.55 | 111.75 | 105.85 | 100.05 | 94.25 | +4.3 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 126.95 | 121.65 | 116.35 | 111.05 | 106.05 | 100.45 | 95.05 | −2.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 130.65 | 124.85 | 119.05 | 113.15 | 107.35 | 101.55 | 95.65 | +5.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 131.65 | 125.85 | 120.05 | 114.15 | 108.35 | 102.55 | 96.65 | +7.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 134.45 | 128.65 | 122.75 | 116.95 | 111.15 | 105.25 | 99.45 | +4.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 134.45 | 128.65 | 122.85 | 116.95 | 111.15 | 105.35 | 99.45 | +4.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 134.45 | 128.65 | 122.85 | 116.95 | 111.15 | 105.35 | 99.45 | +4.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 138.75 | 132.95 | 127.15 | 121.25 | 115.45 | 109.65 | 103.75 | +4.2 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 139.95 | 134.15 | 128.35 | 122.45 | 116.95 | 110.85 | 104.95 | −2.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 140.75 | 134.95 | 129.05 | 123.25 | 117.45 | 111.55 | 105.75 | +7.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 141.45 | 135.65 | 129.85 | — | 118.15 | — | 106.45 | +0.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 141.55 | 135.75 | 129.95 | 124.05 | 118.25 | 112.45 | 106.55 | +1.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 141.65 | 135.85 | 130.05 | 124.15 | 118.35 | 112.55 | 106.65 | +5.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 143.15 | 137.35 | 131.55 | 125.65 | 119.85 | 114.05 | 108.15 | +4.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 143.15 | 137.35 | 131.55 | 125.65 | 119.85 | 114.05 | 108.15 | +4.3 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 144.15 | — | 132.45 | — | 120.85 | — | 109.15 | +9.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 145.25 | 139.45 | 133.65 | 127.75 | 121.95 | 116.15 | 110.25 | +6.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 145.25 | 139.45 | 133.65 | 127.75 | 121.95 | 116.15 | 110.25 | +6.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 145.25 | 139.45 | 133.65 | 127.75 | 121.95 | 116.15 | 110.25 | +6.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 145.25 | 139.45 | 133.65 | 127.75 | 121.95 | 116.15 | 110.25 | +6.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 145.85 | — | 134.25 | — | 122.55 | — | 110.85 | +9.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 145.85 | — | 134.25 | — | 122.55 | — | 110.85 | +9.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 145.85 | — | 134.25 | — | 122.55 | — | 110.85 | +9.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 146.75 | 140.95 | 135.15 | 129.25 | 123.45 | 117.65 | 111.75 | +6.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 149.25 | — | 137.65 | — | 125.95 | — | 114.25 | +9.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 150.35 | 144.55 | 138.75 | 132.85 | 127.05 | 121.25 | 115.35 | +9.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 150.35 | 144.55 | 138.75 | 132.85 | 127.05 | 121.25 | 115.35 | +9.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 152.15 | 146.35 | 140.55 | 134.65 | 128.85 | 123.05 | 117.15 | +9.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 154.25 | 148.45 | 142.65 | 136.75 | 130.95 | 125.15 | 119.25 | +4.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 155.55 | 149.75 | 143.95 | 138.05 | 132.25 | 126.45 | 120.55 | +9.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 166.35 | — | 154.75 | — | 143.05 | — | 131.35 | +8.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 168.55 | 162.75 | 156.95 | 151.05 | 145.25 | 139.45 | 133.55 | +9.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 100.95 | — | — | — | — | 71.85 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 100.95 | — | — | — | — | 71.85 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 102.25 | — | — | — | — | 73.15 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 103.45 | — | — | — | — | 74.35 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 104.65 | — | — | — | — | 75.55 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 107.05 | — | — | — | — | 77.95 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 107.05 | — | — | — | — | 77.95 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 116.85 | — | — | — | — | 87.75 | — | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 119.95 | — | — | 102.45 | — | — | 84.95 | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 126.05 | — | — | 108.55 | — | — | 91.05 | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 130.75 | — | — | 113.25 | — | — | 95.75 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Silvaplana for a child aged 0 to 18 with a deductible of 400 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/gr/silvaplana/child/with-accident/), the cheapest offer in [Silvaplana](https://praemiencheck.onedoc.ch/en/gr/silvaplana/) is Agrisano (AGRIsmart) at 70.35 CHF a month. The cheapest standard model (free choice of doctor) is vita surselva (Standard model) at 76.35 CHF a month.

### How much does health insurance cost in Silvaplana in 2027 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/gr/silvaplana/child/) with a deductible of 400 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/gr/silvaplana/child/with-accident/), monthly premiums run from 70.35 CHF (Agrisano, AGRIsmart) to 145.25 CHF (Groupe Mutuel – Avenir, Standard model): 117 offers from 24 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 106.05 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Silvaplana for a child aged 0 to 18 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 90.45 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/silvaplana/child/with-accident/deductible-0/) to 60.25 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/silvaplana/child/with-accident/deductible-600/): 30.20 CHF less a month, 362.40 CHF a year. The 600 CHF deductible stays worthwhile up to around 403 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Silvaplana for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 400 CHF and with accident cover, the cheapest premium per model is: standard model 76.35 CHF (vita surselva), family doctor / HMO 71.35 CHF (vita surselva), flexible model 76.95 CHF (Assura), telemedicine 70.35 CHF (Agrisano).

### Does a second or third child pay less in Silvaplana?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 14 of the 24 insurers present in Silvaplana file a reduced premium from a certain number of children insured with them, at a 400 CHF deductible and with accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Agrisano | AGRIsmart | 70.35 CHF | 21.85 CHF from the 3rd child |
| Visana | Managed Care | 92.55 CHF | 27.55 CHF from the 3rd child |
| CONCORDIA | HMO | 82.95 CHF | 29.45 CHF from the 3rd child |
| SWICA | Standard model | 105.85 CHF | 30.95 CHF from the 3rd child |
| sana24 | Managed Care | 108.35 CHF | 33.35 CHF from the 3rd child |
| Galenos | Managed Care | 105.85 CHF | 34.15 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 85.95 CHF | 40.65 CHF from the 3rd child |
| Aquilana | CASAMED | 88.95 CHF | 42.15 CHF from the 3rd child |
| Assura | MediTel | 75.75 CHF | 74.15 CHF from the 4th child, 72.55 CHF from the 5th child |
| Groupe Mutuel – Philos | OptiMed (Healthcare network) | 102.95 CHF | 76.05 CHF from the 5th child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 103.65 CHF | 76.55 CHF from the 5th child |
| EGK | EGK-TelCare | 88.65 CHF | 78.05 CHF from the 3rd child |
| SLKK | SmartMed | 99.95 CHF | 87.45 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 127.05 CHF | 94.15 CHF from the 5th child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 75.10 CHF at Agrisano (AGRIsmart) gives 70.35 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Silvaplana is in region 2 of canton Graubünden.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/gr/silvaplana/child/with-accident/deductible-0/

## Related pages

- Health insurance premiums 2027 in Silvaplana (GR): every situation: https://praemiencheck.onedoc.ch/en/gr/silvaplana/
- Premiums 2027 in Silvaplana (GR), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/gr/silvaplana/child/
- Premiums 2027 in Silvaplana (GR), child, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/gr/silvaplana/child/with-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/gr/silvaplana/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/gr/silvaplana/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/gr/silvaplana/child/no-accident/deductible-400/
- Deductible Premiums 2027 in Silvaplana (GR), child, deductible of 0 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/silvaplana/child/with-accident/deductible-0/
- Deductible Premiums 2027 in Silvaplana (GR), child, deductible of 100 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/silvaplana/child/with-accident/deductible-100/
- Deductible Premiums 2027 in Silvaplana (GR), child, deductible of 200 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/silvaplana/child/with-accident/deductible-200/
- Deductible Premiums 2027 in Silvaplana (GR), child, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/silvaplana/child/with-accident/deductible-300/
- Deductible Premiums 2027 in Silvaplana (GR), child, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/silvaplana/child/with-accident/deductible-500/
- Deductible Premiums 2027 in Silvaplana (GR), child, deductible of 600 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/silvaplana/child/with-accident/deductible-600/

Address of this page: praemiencheck.onedoc.ch/en/gr/silvaplana/child/with-accident/deductible-0/ — replace `gr` with your canton’s two-letter code (ge, vd, zh…), `silvaplana` with your municipality, `child` with `young-adult` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-400` with `deductible-600` for another deductible. Markdown version: add `.md`.