# Health insurance premiums 2027 in Silvaplana (GR), for a child aged 0 to 18, deductible of 300 CHF, with accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · with accident cover · monthly premiums in CHF_

In [Silvaplana](https://praemiencheck.onedoc.ch/en/gr/silvaplana/) ([canton Graubünden](https://praemiencheck.onedoc.ch/en/gr/)), in 2027, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/gr/silvaplana/child/) with a 300 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/gr/silvaplana/child/with-accident/), the cheapest monthly basic insurance premium is **80.10 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 155.80 CHF with Groupe Mutuel – Avenir (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2026 (300 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 95.20 | — | 85.10 | 80.10 | 75.10 | 70.00 | 65.00 | +4.2 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 98.80 | 93.85 | 87.95 | 82.00 | 76.10 | 70.15 | 64.20 | +4.2 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 100.70 | — | 90.00 | 84.70 | 79.40 | 74.00 | 68.70 | +4.7 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 101.30 | — | 90.50 | 85.20 | 79.90 | 74.40 | 69.10 | +3.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 103.80 | 98.00 | 92.20 | 86.30 | 80.50 | 74.70 | 68.80 | New tariff 2027 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 104.00 | 98.80 | 92.55 | 87.35 | 81.10 | 74.90 | 69.70 | +4.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 105.00 | 99.20 | 93.40 | 87.50 | 81.70 | 75.90 | 70.00 | +2.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 105.00 | 99.20 | 93.40 | 87.50 | 81.70 | 75.90 | 70.00 | +2.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 106.10 | 100.30 | 94.50 | 88.60 | 82.80 | 77.00 | 71.10 | +2.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 109.60 | 103.80 | 98.00 | 92.10 | 86.30 | 80.50 | 74.60 | +2.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 109.60 | 103.80 | 98.00 | 92.10 | 86.30 | 80.50 | 74.60 | +2.3 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 110.10 | — | 98.40 | 92.60 | 86.80 | 80.90 | 75.10 | +3.6 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 111.00 | 105.20 | 99.40 | 93.50 | 87.70 | 81.90 | 76.00 | +3.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 111.70 | 105.90 | 100.10 | 94.20 | 88.40 | — | 76.70 | +9.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 111.70 | 105.90 | 100.10 | 94.20 | 88.40 | — | 76.70 | +8.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 111.70 | 105.90 | 100.10 | 94.20 | 88.40 | 82.60 | 76.70 | +4.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 112.30 | 106.50 | 100.70 | 94.80 | 89.00 | — | 77.30 | +8.0 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 112.20 | 106.80 | 101.50 | 96.00 | 90.70 | 85.40 | 80.00 | +5.7 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 112.20 | 106.80 | 101.50 | 96.00 | 90.70 | 85.40 | 80.00 | +5.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 114.90 | 109.10 | 103.30 | 97.40 | 91.60 | 85.80 | 79.90 | +3.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 115.30 | 109.50 | 103.70 | 97.80 | 92.00 | 86.20 | 80.30 | +2.3 % |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 109.30 | 108.30 | 106.50 | 98.30 | 88.90 | 83.50 | 77.80 | New tariff 2027 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 114.40 | 109.30 | 104.30 | 99.20 | 94.10 | 87.00 | — | +6.4 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 116.70 | 110.90 | 105.10 | 99.20 | 93.40 | 87.60 | — | −10.4 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 117.00 | 111.20 | 105.40 | 99.60 | 93.70 | 87.90 | — | +6.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 118.40 | 112.60 | 106.80 | 100.90 | 95.10 | — | 83.40 | +8.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 120.60 | 114.80 | 109.00 | 103.10 | 97.30 | 91.50 | 85.60 | +4.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 120.60 | 114.80 | 109.00 | 103.10 | 97.30 | 91.50 | 85.60 | +4.1 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 121.90 | 116.10 | 110.30 | 104.40 | 98.60 | 92.90 | 86.90 | +5.7 % |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 116.20 | 115.20 | 113.40 | 104.70 | 94.80 | 89.20 | 83.70 | +5.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 123.50 | 117.70 | 111.80 | 106.00 | 100.20 | 94.30 | 88.50 | +4.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 123.50 | 117.70 | 111.80 | 106.00 | 100.20 | 94.30 | 88.50 | +4.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 124.10 | 118.30 | 112.50 | 106.60 | 100.80 | — | 89.10 | +7.8 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 124.70 | — | — | 107.20 | — | — | 89.70 | +4.7 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 124.50 | 119.50 | 114.50 | 109.40 | 104.70 | 99.40 | 94.40 | −2.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 127.50 | 121.70 | 115.85 | 110.00 | 104.20 | 98.35 | 92.50 | New tariff 2027 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 128.80 | 123.00 | 117.15 | 111.30 | 105.50 | 99.65 | 93.80 | +6.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 128.80 | 123.00 | 117.15 | 111.30 | 105.50 | 99.65 | 93.80 | +6.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 128.80 | 123.00 | 117.15 | 111.30 | 105.50 | 99.65 | 93.80 | +6.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 128.80 | 123.00 | 117.15 | 111.30 | 105.50 | 99.65 | 93.80 | +6.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 128.80 | 123.00 | 117.15 | 111.30 | 105.50 | 99.65 | 93.80 | New tariff 2027 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 129.50 | 123.70 | 117.90 | 112.00 | 106.20 | 100.40 | — | −9.2 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 129.60 | 123.70 | 117.90 | 112.10 | 106.20 | 100.40 | — | −9.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 129.80 | 124.00 | 118.20 | 112.30 | 106.50 | 100.70 | 94.80 | +3.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 130.15 | 124.35 | 118.50 | 112.65 | 106.85 | 101.00 | 95.15 | +6.0 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 130.80 | — | — | 113.30 | — | — | 95.80 | +4.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 131.00 | 125.20 | 119.40 | 113.50 | 107.70 | 101.90 | 96.00 | +5.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 131.00 | 125.20 | 119.40 | 113.50 | 107.70 | 101.90 | 96.00 | +6.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 131.00 | 125.20 | 119.40 | 113.50 | 107.70 | 101.90 | 96.00 | +5.3 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 131.40 | 125.60 | 119.80 | 114.00 | 108.10 | 102.30 | — | +6.4 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 131.70 | 125.90 | 120.10 | 114.20 | 108.40 | 102.60 | 96.70 | +1.2 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 130.20 | 125.00 | 119.80 | 114.50 | 109.50 | 104.00 | 98.70 | −2.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 132.50 | 126.70 | 120.90 | 115.00 | 109.20 | 103.40 | 97.50 | +1.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 132.80 | 127.00 | 121.15 | 115.30 | 109.50 | 103.65 | 97.80 | +6.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 133.20 | 127.40 | 121.60 | 115.70 | 109.90 | 104.10 | 98.20 | +1.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 133.20 | 127.40 | 121.60 | 115.70 | 109.90 | 104.10 | 98.20 | +1.2 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 131.70 | 126.40 | 121.10 | 115.80 | 110.80 | 105.20 | 99.80 | −1.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 134.00 | 128.10 | 122.30 | 116.50 | 110.60 | 104.80 | 99.00 | +4.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 135.40 | 129.60 | 123.80 | 117.90 | 112.10 | 106.30 | 100.40 | +5.3 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 135.50 | — | — | 118.00 | — | — | 100.50 | +4.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 136.40 | 130.60 | 124.80 | 118.90 | 113.10 | 107.30 | 101.40 | +6.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 139.20 | 133.40 | 127.50 | 121.70 | 115.90 | 110.00 | 104.20 | +4.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 139.20 | 133.40 | 127.60 | 121.70 | 115.90 | 110.10 | 104.20 | +4.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 139.20 | 133.40 | 127.60 | 121.70 | 115.90 | 110.10 | 104.20 | +4.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 143.50 | 137.70 | 131.90 | 126.00 | 120.20 | 114.40 | 108.50 | +4.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 144.70 | 138.90 | 133.10 | 127.20 | 121.70 | 115.60 | 109.70 | −2.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 145.50 | 139.70 | 133.80 | 128.00 | 122.20 | 116.30 | 110.50 | +6.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 146.30 | 140.50 | 134.70 | 128.80 | 123.00 | 117.20 | 111.30 | +1.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 146.40 | 140.60 | 134.80 | 128.90 | 123.10 | 117.30 | 111.40 | +5.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 147.90 | 142.10 | 136.30 | 130.40 | 124.60 | 118.80 | 112.90 | +4.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 147.90 | 142.10 | 136.30 | 130.40 | 124.60 | 118.80 | 112.90 | +4.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 150.00 | 144.20 | 138.40 | 132.50 | 126.70 | 120.90 | 115.00 | +6.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 150.00 | 144.20 | 138.40 | 132.50 | 126.70 | 120.90 | 115.00 | +6.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 150.00 | 144.20 | 138.40 | 132.50 | 126.70 | 120.90 | 115.00 | +6.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 150.00 | 144.20 | 138.40 | 132.50 | 126.70 | 120.90 | 115.00 | +6.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 151.50 | 145.70 | 139.90 | 134.00 | 128.20 | 122.40 | 116.50 | +6.5 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 155.10 | 149.30 | 143.50 | 137.60 | 131.80 | 126.00 | 120.10 | +9.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 155.10 | 149.30 | 143.50 | 137.60 | 131.80 | 126.00 | 120.10 | +9.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 156.90 | 151.10 | 145.30 | 139.40 | 133.60 | 127.80 | 121.90 | +9.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 159.00 | 153.20 | 147.40 | 141.50 | 135.70 | 129.90 | 124.00 | +4.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 160.30 | 154.50 | 148.70 | 142.80 | 137.00 | 131.20 | 125.30 | +9.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 173.30 | 167.50 | 161.70 | 155.80 | 150.00 | 144.20 | 138.30 | +9.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 104.60 | — | 95.40 | — | 86.20 | — | 76.90 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 105.70 | — | — | — | — | 76.60 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 105.70 | — | — | — | — | 76.60 | — | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 105.90 | — | 96.60 | — | 87.30 | — | 77.90 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 107.00 | — | — | — | — | 77.90 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 108.20 | — | — | — | — | 79.10 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 109.40 | — | — | — | — | 80.30 | — | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 110.20 | — | 98.60 | — | 86.90 | — | 75.20 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 110.20 | — | 98.60 | — | 86.90 | — | 75.20 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 110.20 | — | 98.60 | — | 86.90 | — | 75.20 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 111.80 | — | — | — | — | 82.70 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 111.80 | — | — | — | — | 82.70 | — | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 112.00 | — | 100.40 | — | 88.70 | — | 77.00 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 112.50 | — | 102.70 | — | 92.70 | — | 82.80 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 113.90 | — | 103.90 | — | 93.80 | — | 83.80 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 119.20 | — | 108.70 | — | 98.20 | — | 87.70 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 121.60 | — | — | — | — | 92.50 | — | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 121.90 | — | 117.60 | — | 110.60 | — | 98.90 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 122.40 | — | 110.80 | — | 99.10 | — | 87.40 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 126.60 | — | 122.30 | — | 110.60 | — | 98.90 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 127.50 | 121.70 | 115.90 | — | 104.20 | — | 92.50 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 129.40 | 123.60 | 117.80 | — | 106.10 | — | 94.40 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 132.40 | — | 120.80 | — | 109.10 | — | 97.40 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 133.30 | 127.50 | 121.70 | — | 110.00 | — | 98.30 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 133.90 | — | 122.30 | — | 110.60 | — | 98.90 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 133.90 | — | 122.30 | — | 110.60 | — | 98.90 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 133.90 | — | 122.30 | — | 110.60 | — | 98.90 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 133.90 | — | 122.30 | — | 110.60 | — | 98.90 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 146.20 | 140.40 | 134.60 | — | 122.90 | — | 111.20 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 148.90 | — | 137.20 | — | 125.60 | — | 113.90 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 150.60 | — | 139.00 | — | 127.30 | — | 115.60 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 150.60 | — | 139.00 | — | 127.30 | — | 115.60 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 150.60 | — | 139.00 | — | 127.30 | — | 115.60 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 154.00 | — | 142.40 | — | 130.70 | — | 119.00 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 171.10 | — | 159.50 | — | 147.80 | — | 136.10 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Silvaplana for a child aged 0 to 18 with a deductible of 300 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/gr/silvaplana/child/with-accident/), the cheapest offer in [Silvaplana](https://praemiencheck.onedoc.ch/en/gr/silvaplana/) is Agrisano (AGRIsmart) at 80.10 CHF a month. The cheapest standard model (free choice of doctor) is vita surselva (Standard model) at 87.35 CHF a month.

### How much does health insurance cost in Silvaplana in 2027 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/gr/silvaplana/child/) with a deductible of 300 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/gr/silvaplana/child/with-accident/), monthly premiums run from 80.10 CHF (Agrisano, AGRIsmart) to 155.80 CHF (Groupe Mutuel – Avenir, Standard model): 117 offers from 24 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 110.80 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Silvaplana for a child aged 0 to 18 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 95.20 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/silvaplana/child/with-accident/deductible-0/) to 65.00 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/silvaplana/child/with-accident/deductible-600/): 30.20 CHF less a month, 362.40 CHF a year. The 600 CHF deductible stays worthwhile up to around 403 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Silvaplana for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 87.35 CHF (vita surselva), family doctor / HMO 82.00 CHF (vita surselva), flexible model 87.50 CHF (Assura), telemedicine 80.10 CHF (Agrisano).

### Does a second or third child pay less in Silvaplana?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 14 of the 24 insurers present in Silvaplana file a reduced premium from a certain number of children insured with them, at a 300 CHF deductible and with accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Agrisano | AGRIsmart | 80.10 CHF | 31.70 CHF from the 3rd child |
| Visana | Managed Care | 103.10 CHF | 33.00 CHF from the 3rd child |
| CONCORDIA | HMO | 93.50 CHF | 37.70 CHF from the 3rd child |
| sana24 | Managed Care | 118.90 CHF | 41.70 CHF from the 3rd child |
| Galenos | Managed Care | 116.50 CHF | 42.60 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 96.00 CHF | 48.00 CHF from the 3rd child |
| Aquilana | SMARTMED | 99.20 CHF | 49.60 CHF from the 3rd child |
| rhenusana | sanmed24 | 107.20 CHF | 53.60 CHF from the 3rd child |
| Assura | MediTel | 86.30 CHF | 84.70 CHF from the 4th child, 83.10 CHF from the 5th child |
| Groupe Mutuel – Philos | OptiMed (Healthcare network) | 113.50 CHF | 85.20 CHF from the 5th child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 114.20 CHF | 85.70 CHF from the 5th child |
| EGK | EGK-TelCare | 99.20 CHF | 88.60 CHF from the 3rd child |
| SLKK | SmartMed | 109.40 CHF | 97.00 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 137.60 CHF | 103.20 CHF from the 5th child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Silvaplana is in region 2 of canton Graubünden.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/gr/silvaplana/child/with-accident/deductible-0/

## Related pages

- Health insurance premiums 2027 in Silvaplana (GR): every situation: https://praemiencheck.onedoc.ch/en/gr/silvaplana/
- Premiums 2027 in Silvaplana (GR), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/gr/silvaplana/child/
- Premiums 2027 in Silvaplana (GR), child, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/gr/silvaplana/child/with-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/gr/silvaplana/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/gr/silvaplana/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/gr/silvaplana/child/no-accident/deductible-300/
- Deductible Premiums 2027 in Silvaplana (GR), child, deductible of 0 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/silvaplana/child/with-accident/deductible-0/
- Deductible Premiums 2027 in Silvaplana (GR), child, deductible of 100 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/silvaplana/child/with-accident/deductible-100/
- Deductible Premiums 2027 in Silvaplana (GR), child, deductible of 200 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/silvaplana/child/with-accident/deductible-200/
- Deductible Premiums 2027 in Silvaplana (GR), child, deductible of 400 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/silvaplana/child/with-accident/deductible-400/
- Deductible Premiums 2027 in Silvaplana (GR), child, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/silvaplana/child/with-accident/deductible-500/
- Deductible Premiums 2027 in Silvaplana (GR), child, deductible of 600 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/silvaplana/child/with-accident/deductible-600/

Address of this page: praemiencheck.onedoc.ch/en/gr/silvaplana/child/with-accident/deductible-0/ — replace `gr` with your canton’s two-letter code (ge, vd, zh…), `silvaplana` with your municipality, `child` with `young-adult` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-300` with `deductible-600` for another deductible. Markdown version: add `.md`.