# Health insurance premiums 2027 in Sils im Engadin/Segl (GR), for an adult aged 26 or over who wants a deductible of 500 CHF without accident cover

_Compulsory basic health insurance (KVG/LAMal) · adult (26 and over) · without accident cover · monthly premiums in CHF_

In [Sils im Engadin/Segl](https://praemiencheck.onedoc.ch/en/gr/sils-im-engadin-segl/) ([canton Graubünden](https://praemiencheck.onedoc.ch/en/gr/)), in 2027, for [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/gr/sils-im-engadin-segl/adult/) with a 500 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/gr/sils-im-engadin-segl/adult/no-accident/), the cheapest monthly basic insurance premium is **401.80 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 582.50 CHF with Galenos (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (500 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 411.40 | 401.80 | 377.80 | 353.90 | 329.80 | 305.90 | +3.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 426.90 | 416.10 | 389.00 | 361.80 | 334.80 | 307.60 | +5.5 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 426.90 | 416.10 | 389.00 | 361.80 | 334.80 | 307.60 | +5.5 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 426.90 | 416.10 | 389.00 | 361.80 | 334.80 | 307.60 | +5.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 428.00 | 417.20 | 390.10 | 362.90 | 335.90 | 308.70 | +1.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 428.00 | 417.20 | 390.10 | 362.90 | 335.90 | 308.70 | +1.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 430.30 | 419.50 | 392.40 | 365.20 | — | 311.00 | +3.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 432.70 | 421.90 | 394.80 | 367.60 | 340.60 | 313.40 | +3.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 433.00 | 422.20 | 395.00 | 367.90 | 340.80 | 313.60 | +1.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 433.40 | 422.60 | 400.40 | 373.30 | 341.20 | 314.10 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 433.40 | 422.60 | 400.40 | 373.30 | 341.20 | 314.10 | New tariff 2027 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 433.70 | 422.70 | 395.20 | 367.60 | 340.10 | 312.50 | +3.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 434.05 | 423.20 | 396.05 | 368.85 | 341.70 | 314.60 | New tariff 2027 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 434.10 | 423.30 | 396.10 | 369.00 | 341.90 | 314.80 | New tariff 2027 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 434.20 | 423.40 | 396.30 | 369.10 | — | 314.90 | +2.4 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 435.10 | 424.90 | 399.70 | 374.30 | 348.90 | 323.70 | +4.2 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 436.30 | 425.30 | 397.70 | 370.10 | 342.60 | 315.00 | +3.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 437.90 | 427.10 | 399.90 | 372.80 | 345.70 | 318.60 | +4.0 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 437.60 | 427.30 | 401.90 | 376.40 | 350.80 | 325.40 | +3.1 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 438.20 | 428.20 | 403.30 | 378.40 | 353.40 | 328.50 | +4.6 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 438.20 | 428.20 | 403.30 | 378.40 | 353.40 | 328.50 | +4.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 439.10 | 428.25 | 401.10 | 373.95 | 346.80 | 319.65 | +5.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 442.80 | 432.00 | 404.90 | 377.70 | 350.70 | 323.50 | +0.4 % |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 446.40 | 435.20 | 408.40 | 381.90 | 355.30 | 332.50 | New tariff 2027 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 448.40 | 437.40 | 409.60 | 381.90 | 354.30 | 326.50 | +0.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 448.30 | 437.50 | 415.40 | 388.20 | 366.10 | 339.00 | New tariff 2027 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 448.30 | 437.60 | 410.60 | 383.20 | 356.20 | 329.20 | +3.2 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 448.90 | 438.00 | 410.40 | 382.80 | 355.30 | 327.70 | +3.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 450.80 | 440.10 | 413.20 | 385.70 | 358.80 | 331.80 | +3.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 452.60 | 441.80 | 414.60 | 387.50 | 360.40 | 333.30 | +0.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 452.60 | 441.80 | 414.60 | 387.50 | 360.40 | 333.30 | −0.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 452.10 | 441.90 | 416.30 | 390.30 | 364.60 | 339.00 | +3.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 453.90 | 443.10 | 416.00 | 388.80 | — | 334.60 | +2.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 455.10 | 444.10 | 416.40 | 388.60 | 361.00 | 333.30 | +1.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 455.00 | 444.20 | 417.10 | 389.90 | 362.80 | 335.70 | New tariff 2027 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 457.80 | 447.10 | 419.90 | 392.70 | — | 338.50 | +2.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 453.30 | 447.50 | 425.30 | 398.20 | 371.10 | 343.90 | New tariff 2027 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 459.00 | 448.20 | 421.00 | 393.90 | 366.80 | 339.60 | +7.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 459.25 | 448.40 | 421.30 | 394.10 | 366.95 | 339.80 | +5.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 460.00 | 449.20 | 422.10 | 394.90 | 367.90 | 340.70 | +2.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 460.00 | 449.20 | 422.10 | 394.90 | 367.90 | 340.70 | +2.0 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 462.20 | 452.80 | 429.10 | 405.60 | 382.00 | 350.20 | +5.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 464.35 | 453.50 | 426.35 | 399.15 | 372.05 | 344.90 | +5.3 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 463.70 | 454.00 | 428.90 | 404.20 | 379.10 | 354.00 | +4.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 465.10 | 454.40 | 427.20 | 400.00 | 373.00 | 345.80 | +2.1 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 464.20 | 454.90 | 427.05 | 399.20 | 366.75 | 349.10 | +5.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 466.20 | 455.50 | 428.50 | 401.10 | 374.10 | 347.20 | +3.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 467.60 | 456.70 | 429.50 | 402.20 | 374.90 | 347.70 | +5.9 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 467.90 | 457.30 | 430.30 | 402.80 | 375.90 | 348.90 | +4.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 467.90 | 457.70 | 432.10 | 406.10 | 380.40 | 354.90 | +4.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 469.00 | 458.00 | 430.30 | 402.50 | 374.90 | 347.10 | +0.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 469.30 | 458.50 | 431.40 | 404.20 | 377.20 | 350.00 | +7.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 469.35 | 458.50 | 431.40 | 404.20 | 377.05 | 349.90 | +5.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 469.35 | 458.50 | 431.40 | 404.20 | 377.05 | 349.90 | +5.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 469.35 | 458.50 | 431.40 | 404.20 | 377.05 | 349.90 | New tariff 2027 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 470.70 | 460.00 | 433.00 | 405.60 | 378.60 | 351.60 | +4.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 472.10 | 461.30 | 434.10 | 407.00 | 379.90 | 356.50 | +6.8 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 472.80 | 462.00 | 434.80 | 407.80 | 380.60 | 353.40 | +5.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 468.30 | 462.40 | 440.30 | 413.10 | 386.00 | 358.90 | New tariff 2027 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 468.60 | 462.40 | 430.40 | 403.20 | 375.90 | 348.70 | +3.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 468.60 | 462.40 | 430.40 | 403.20 | 375.90 | 348.70 | +3.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 473.60 | 462.90 | 435.70 | 408.50 | — | 354.30 | −0.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 474.30 | 463.60 | 436.40 | 409.20 | 382.20 | 355.00 | +5.5 % |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 474.80 | 463.60 | 435.30 | 407.40 | 379.80 | 356.00 | +5.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 474.70 | 463.90 | 436.70 | 409.60 | 382.50 | 359.10 | +6.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 474.70 | 463.90 | 436.80 | 409.60 | 382.60 | 355.40 | +7.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 474.70 | 463.90 | 436.80 | 409.60 | 382.60 | 355.40 | +7.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 474.70 | 463.90 | 436.80 | 409.60 | 382.60 | 355.40 | +7.8 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 475.60 | 464.50 | 436.80 | 409.10 | 381.30 | 353.70 | +3.1 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 476.30 | 465.50 | 438.40 | 411.20 | 384.10 | 357.00 | +4.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 474.20 | 467.90 | 436.00 | 408.80 | 381.50 | 354.20 | +3.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 480.30 | 469.50 | 442.40 | 415.20 | 388.10 | 361.00 | +2.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 480.30 | 469.50 | 442.40 | 415.20 | 388.10 | 361.00 | +2.1 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 482.00 | 471.10 | 443.90 | 416.70 | 389.60 | 362.30 | +0.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 479.70 | 473.50 | 441.60 | 414.30 | 387.10 | 359.80 | +3.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 485.50 | 474.70 | 447.60 | 420.40 | 393.30 | 366.20 | +7.8 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 486.40 | 475.70 | 450.20 | 424.10 | 398.10 | 372.00 | +4.1 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 487.40 | 478.10 | 454.50 | 430.80 | 407.30 | 383.70 | −1.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 489.80 | 479.10 | 452.20 | 424.70 | 397.80 | 370.80 | +4.6 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 489.05 | 479.25 | 449.95 | 420.55 | 391.25 | 374.15 | +6.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 492.00 | 481.20 | 454.10 | 426.90 | 399.90 | 372.70 | −0.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 490.90 | 484.70 | 452.70 | 425.50 | 398.20 | 371.00 | +3.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 498.20 | 487.30 | 460.20 | 433.10 | 405.90 | 378.80 | 0.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 499.70 | 488.80 | 461.50 | 434.30 | 407.00 | 379.80 | +3.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 499.70 | 488.80 | 461.50 | 434.30 | 407.00 | 379.80 | +3.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 503.50 | 492.80 | 465.80 | 438.40 | 411.40 | 384.50 | +8.3 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 504.00 | 493.20 | 466.10 | 438.90 | 411.90 | 385.00 | +4.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 504.70 | 493.85 | 466.70 | 439.55 | 412.40 | 385.25 | +5.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 505.50 | 494.70 | 467.60 | 440.40 | 413.30 | 386.20 | +2.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 507.20 | 496.30 | 468.70 | 441.10 | 413.60 | 386.00 | +3.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 511.10 | 500.20 | 472.90 | 445.70 | 418.40 | 391.10 | +5.9 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 511.20 | 500.30 | 473.10 | 445.90 | 418.70 | 391.50 | +0.1 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 510.10 | 500.30 | 475.60 | 450.90 | 426.30 | 401.60 | −1.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 512.20 | 501.30 | 474.00 | 446.70 | 419.50 | 392.20 | +5.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 512.30 | 501.60 | 474.60 | 447.20 | 420.20 | 393.30 | +3.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 512.10 | 501.90 | 476.30 | 450.30 | 424.60 | 399.00 | +9.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 513.00 | 502.20 | 475.00 | 447.90 | — | 393.70 | +2.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 514.20 | 503.20 | 475.50 | 447.70 | 420.10 | 392.40 | +0.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 515.10 | 504.20 | 477.00 | 449.70 | 422.40 | 395.20 | +3.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 515.00 | 504.30 | 477.30 | 449.90 | 422.90 | 396.00 | +8.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 515.00 | 504.30 | 477.30 | 449.90 | 422.90 | 396.00 | +8.3 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 515.80 | 505.90 | 480.90 | 455.90 | 431.00 | 406.00 | −1.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 517.50 | 506.60 | 479.30 | 452.10 | 424.80 | 397.60 | +3.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 521.90 | 511.00 | 483.80 | 456.50 | 429.30 | 402.00 | +5.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 524.50 | 513.70 | 486.60 | 459.40 | 432.40 | 405.20 | +6.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 527.40 | 516.50 | 489.20 | 462.00 | 434.70 | 407.40 | +5.9 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 531.20 | 520.40 | 493.20 | 466.20 | 439.00 | 411.90 | +5.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 538.20 | 527.30 | 500.10 | 472.80 | 445.60 | 418.30 | +5.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 539.40 | 528.70 | 501.50 | 474.30 | 447.30 | 420.10 | +7.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 543.70 | 532.80 | 505.50 | 478.30 | 451.00 | 423.70 | +5.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 541.10 | 534.80 | 502.90 | 475.60 | 448.40 | 421.10 | +3.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 547.30 | 536.60 | 509.60 | 482.20 | 455.20 | 428.30 | +4.6 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 549.00 | 538.10 | 510.90 | 483.70 | 456.50 | 429.30 | +0.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 557.80 | 551.60 | 519.60 | 492.40 | 465.10 | 437.80 | +3.6 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 566.80 | 555.90 | 528.40 | 501.00 | 473.60 | 446.20 | −1.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 575.40 | 564.70 | 537.80 | 510.30 | 483.40 | 456.40 | +8.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 593.40 | 582.50 | 555.20 | 528.00 | 500.70 | 473.50 | +3.7 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Sils im Engadin/Segl for an adult aged 26 or over with a deductible of 500 CHF, without accident cover?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/gr/sils-im-engadin-segl/adult/no-accident/), the cheapest offer in [Sils im Engadin/Segl](https://praemiencheck.onedoc.ch/en/gr/sils-im-engadin-segl/) is Agrisano (AGRIsmart) at 401.80 CHF a month. The cheapest standard model (free choice of doctor) is ÖKK (Standard model) at 463.60 CHF a month.

### How much does health insurance cost in Sils im Engadin/Segl in 2027 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/gr/sils-im-engadin-segl/adult/) with a deductible of 500 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/gr/sils-im-engadin-segl/adult/no-accident/), monthly premiums run from 401.80 CHF (Agrisano, AGRIsmart) to 582.50 CHF (Galenos, Standard model): 117 offers from 24 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 410.90 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Sils im Engadin/Segl for an adult aged 26 or over without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 411.40 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/sils-im-engadin-segl/adult/no-accident/deductible-300/) to 305.90 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/sils-im-engadin-segl/adult/no-accident/deductible-2500/): 105.50 CHF less a month, 1'266.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'707 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Sils im Engadin/Segl for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 500 CHF and without accident cover, the cheapest premium per model is: standard model 463.60 CHF (ÖKK), family doctor / HMO 416.10 CHF (ÖKK), flexible model 416.10 CHF (ÖKK), telemedicine 401.80 CHF (Agrisano).

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Sils im Engadin/Segl is in region 2 of canton Graubünden.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/gr/sils-im-engadin-segl/adult/no-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Sils im Engadin/Segl (GR): every situation: https://praemiencheck.onedoc.ch/en/gr/sils-im-engadin-segl/
- Premiums 2027 in Sils im Engadin/Segl (GR), adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/gr/sils-im-engadin-segl/adult/
- Premiums 2027 in Sils im Engadin/Segl (GR), adult, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/gr/sils-im-engadin-segl/adult/no-accident/
- Child: https://praemiencheck.onedoc.ch/en/gr/sils-im-engadin-segl/child/
- Young adult: https://praemiencheck.onedoc.ch/en/gr/sils-im-engadin-segl/young-adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/gr/sils-im-engadin-segl/adult/with-accident/deductible-500/
- Deductible Premiums 2027 in Sils im Engadin/Segl (GR), adult, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/sils-im-engadin-segl/adult/no-accident/deductible-300/
- Deductible Premiums 2027 in Sils im Engadin/Segl (GR), adult, deductible of 1'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/sils-im-engadin-segl/adult/no-accident/deductible-1000/
- Deductible Premiums 2027 in Sils im Engadin/Segl (GR), adult, deductible of 1'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/sils-im-engadin-segl/adult/no-accident/deductible-1500/
- Deductible Premiums 2027 in Sils im Engadin/Segl (GR), adult, deductible of 2'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/sils-im-engadin-segl/adult/no-accident/deductible-2000/
- Deductible Premiums 2027 in Sils im Engadin/Segl (GR), adult, deductible of 2'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/sils-im-engadin-segl/adult/no-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/gr/sils-im-engadin-segl/adult/no-accident/deductible-300/ — replace `gr` with your canton’s two-letter code (ge, vd, zh…), `sils-im-engadin-segl` with your municipality, `adult` with `child` or `young-adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-500` with `deductible-2500` for another deductible. Markdown version: add `.md`.