# Health insurance premiums 2027 in Schmitten (GR), for a young adult aged 19 to 25 who wants a deductible of 2'000 CHF with accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · with accident cover · monthly premiums in CHF_

In [Schmitten](https://praemiencheck.onedoc.ch/en/gr/schmitten/) ([canton Graubünden](https://praemiencheck.onedoc.ch/en/gr/)), in 2027, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/gr/schmitten/young-adult/) with a 2'000 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/gr/schmitten/young-adult/with-accident/), the cheapest monthly basic insurance premium is **222.00 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 362.40 CHF with Groupe Mutuel – Philos (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (2'000 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 307.90 | 297.70 | 272.60 | 247.30 | 222.00 | 196.90 | +4.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 324.90 | 313.30 | 284.10 | 254.90 | 225.80 | 201.10 | +2.4 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 326.80 | 315.20 | 286.00 | 256.80 | 227.70 | 201.10 | +3.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 329.00 | 317.35 | 288.20 | 259.00 | 229.85 | 200.70 | +5.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 329.00 | 317.35 | 288.20 | 259.00 | 229.85 | 200.70 | New tariff 2027 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 329.40 | 317.80 | 288.60 | 259.40 | 230.30 | 201.10 | +4.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 329.40 | 317.80 | 288.60 | 259.40 | 230.30 | 201.10 | +4.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 329.40 | 317.80 | 288.60 | 259.40 | 230.30 | 201.10 | +4.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 332.40 | 320.75 | 291.60 | 262.40 | 233.25 | 204.10 | +5.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 332.40 | 320.75 | 291.60 | 262.40 | 233.25 | 204.10 | +5.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 332.40 | 320.75 | 291.60 | 262.40 | 233.25 | 204.10 | +5.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 332.40 | 320.75 | 291.60 | 262.40 | 233.25 | 204.10 | +5.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 332.40 | 320.75 | 291.60 | 262.40 | 233.25 | 204.10 | New tariff 2027 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 332.60 | 321.00 | 291.80 | 262.60 | 233.50 | 204.30 | +5.4 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 333.40 | 321.90 | 292.90 | 263.40 | 234.40 | 205.90 | +2.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 325.60 | 314.90 | 288.30 | 261.60 | 234.90 | 208.30 | +5.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 334.90 | 323.30 | 294.10 | 264.90 | 235.80 | 206.60 | New tariff 2027 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 327.40 | 316.70 | 289.90 | 263.00 | 236.20 | 209.40 | +4.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 335.30 | 323.80 | 294.80 | 265.30 | 236.30 | 207.30 | +2.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 336.30 | 324.70 | 295.50 | 266.30 | 237.20 | 208.00 | +2.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 337.30 | 325.80 | 296.80 | 267.30 | 238.30 | 209.30 | +2.2 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 333.20 | 322.40 | 295.60 | 268.80 | 242.00 | 215.20 | +7.5 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 333.20 | 322.40 | 295.60 | 268.80 | 242.00 | 215.20 | +7.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 342.70 | 331.05 | 301.90 | 272.70 | 243.55 | 214.40 | +5.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 344.30 | 332.60 | 303.40 | 274.30 | 245.10 | 215.90 | +14.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 346.30 | 339.60 | 305.40 | 276.30 | 247.10 | 217.90 | +5.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 346.30 | 339.60 | 305.40 | 276.30 | 247.10 | 217.90 | +5.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 346.80 | 335.30 | 306.30 | 276.80 | 247.80 | 218.80 | +2.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 347.10 | 335.50 | 306.30 | 277.10 | 248.00 | 218.80 | +9.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 348.20 | 336.60 | 307.40 | 278.20 | 249.10 | 219.90 | +14.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 348.20 | 336.60 | 307.40 | 278.20 | 249.10 | 219.90 | +14.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 348.20 | 336.60 | 307.40 | 278.20 | 249.10 | 219.90 | +14.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 350.10 | 343.40 | 309.30 | 280.10 | 250.90 | 221.80 | +5.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 353.20 | 341.60 | 312.40 | 283.20 | 254.10 | 224.90 | +0.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 354.00 | 347.30 | 313.10 | 284.00 | 254.80 | 225.60 | +5.0 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 355.90 | 344.20 | 315.10 | 285.90 | 256.70 | 227.60 | +4.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 356.10 | 344.50 | 315.30 | 286.10 | 257.00 | 227.80 | +14.3 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 357.40 | 345.80 | 320.50 | 291.30 | 258.30 | 229.10 | New tariff 2027 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 359.30 | 347.70 | 318.50 | 289.30 | 260.20 | 231.00 | +1.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 359.70 | 348.10 | 318.90 | 289.70 | 260.60 | 231.40 | +0.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 361.10 | 349.50 | 320.30 | 291.10 | 262.00 | 232.80 | +9.0 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 361.20 | 349.60 | 320.40 | 291.20 | 262.10 | 232.90 | +2.3 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 361.20 | 349.60 | 320.40 | 291.20 | 262.10 | 232.90 | +2.3 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 362.10 | 350.50 | 321.30 | 292.10 | 263.00 | 233.80 | +7.4 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 361.00 | 350.15 | 321.30 | 292.40 | 263.55 | 245.50 | +6.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 363.10 | 351.50 | 322.30 | 293.10 | 264.00 | 234.80 | +9.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 363.20 | 355.40 | 326.20 | 297.10 | 264.00 | 234.90 | New tariff 2027 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 365.50 | 358.80 | 324.70 | 295.50 | 266.30 | 237.20 | +4.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 366.00 | 354.40 | 325.20 | 296.00 | 266.90 | 237.70 | +4.4 % |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 341.80 | 332.90 | 312.80 | 289.80 | 268.30 | 242.30 | New tariff 2027 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 368.00 | 356.30 | 327.20 | 298.00 | 268.80 | 239.70 | +8.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 368.10 | 356.50 | 327.30 | 298.10 | 269.00 | 239.80 | +4.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 368.10 | 356.50 | 327.30 | 298.10 | 269.00 | 239.80 | +5.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 369.20 | 357.60 | 328.40 | 299.20 | 270.10 | 240.90 | +11.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 369.50 | 357.90 | 328.70 | 299.50 | 270.40 | 241.20 | +0.9 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 372.40 | 360.80 | 331.60 | 302.50 | 273.30 | 244.10 | +7.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 372.40 | 360.80 | 331.60 | 302.40 | 273.30 | 244.10 | +4.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 376.60 | 365.00 | 335.80 | 306.60 | 277.50 | 248.30 | +0.8 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 364.10 | 354.00 | 328.60 | 303.20 | 277.80 | 258.20 | +7.3 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 377.80 | 366.20 | 337.00 | 307.80 | 278.70 | 249.50 | +2.3 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 379.90 | 368.30 | 339.10 | 309.90 | 280.80 | 251.60 | +2.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 380.10 | 373.40 | 339.30 | 310.10 | 280.90 | 251.80 | +4.8 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 380.00 | 368.60 | 342.00 | 311.60 | 281.20 | 262.20 | +7.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 381.10 | 369.60 | 340.60 | 311.10 | 282.10 | 253.10 | +2.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 382.00 | 370.30 | 341.10 | 312.00 | 282.80 | 253.60 | +4.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 384.30 | 372.70 | 343.50 | 314.30 | 285.20 | 256.00 | 0.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 376.70 | 368.80 | 343.50 | 314.30 | 285.20 | 256.00 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 369.00 | 361.20 | 335.80 | 306.70 | 285.20 | 256.00 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 380.50 | 372.70 | 343.50 | 314.30 | 285.20 | 256.00 | New tariff 2027 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 384.70 | 378.00 | 343.90 | 314.70 | 285.50 | 256.40 | +4.8 % |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 363.60 | 354.60 | 333.60 | 309.60 | 286.80 | 260.10 | +6.5 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 363.80 | 354.80 | 332.30 | 309.80 | 286.80 | 264.30 | +5.2 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 381.60 | 370.00 | 341.10 | 311.60 | 287.60 | 264.60 | +5.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 386.80 | 375.20 | 346.00 | 316.80 | 287.70 | 258.50 | New tariff 2027 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 389.10 | 377.60 | 348.60 | 319.10 | 290.10 | 261.10 | +9.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 389.30 | 377.70 | 348.50 | 319.30 | 290.20 | 261.00 | +2.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 389.30 | 377.70 | 348.50 | 319.30 | 290.20 | 261.00 | +0.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 391.10 | 379.50 | 350.30 | 321.10 | 292.00 | 262.80 | +2.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 391.10 | 379.50 | 350.30 | 321.10 | 292.00 | 262.80 | +2.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 392.50 | 380.80 | 351.70 | 322.50 | 293.30 | 264.20 | +7.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 393.20 | 381.60 | 352.40 | 323.20 | 294.10 | 264.90 | +4.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 393.50 | 382.00 | 353.00 | 323.50 | 294.50 | 265.50 | +9.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 394.50 | 383.00 | 354.00 | 324.50 | 295.50 | 266.50 | +11.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 395.40 | 383.80 | 354.60 | 325.40 | 296.30 | 267.10 | +2.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 395.70 | 384.00 | 354.90 | 325.70 | 296.50 | 267.40 | +13.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 396.60 | 384.90 | 355.70 | 326.60 | 297.40 | 268.20 | +7.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 396.60 | 384.90 | 355.70 | 326.60 | 297.40 | 268.20 | +7.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 396.60 | 384.90 | 355.70 | 326.60 | 297.40 | 268.20 | +7.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 399.70 | 388.10 | 358.90 | 329.70 | 300.60 | 271.40 | +4.8 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 386.60 | 376.60 | 351.50 | 326.40 | 301.30 | 276.20 | −5.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 402.40 | 390.90 | 361.90 | 332.40 | 303.40 | 274.40 | +9.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 403.80 | 392.30 | 363.30 | 333.80 | 304.80 | 275.80 | +10.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 404.70 | 393.10 | 363.90 | 334.70 | 305.60 | 276.40 | +7.8 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 406.00 | 394.40 | 365.20 | 336.00 | 306.90 | 277.70 | +0.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 406.90 | 395.40 | 366.40 | 336.90 | 307.90 | 278.90 | +9.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 408.30 | 396.70 | 367.50 | 338.30 | 309.20 | 280.00 | +2.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 408.30 | 396.70 | 367.50 | 338.30 | 309.20 | 280.00 | +2.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 408.40 | 396.90 | 367.90 | 338.40 | 309.40 | 280.40 | +10.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 408.80 | 397.20 | 368.00 | 338.80 | 309.70 | 280.50 | +7.8 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 395.40 | 385.40 | 360.90 | 336.40 | 311.90 | 287.40 | +5.2 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 404.50 | 394.10 | 367.80 | 341.50 | 315.30 | 289.10 | −5.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 415.80 | 404.10 | 374.90 | 345.80 | 316.60 | 287.40 | +4.8 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 409.00 | 398.50 | 371.90 | 345.30 | 318.80 | 292.30 | −5.8 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 418.40 | 406.80 | 377.60 | 348.50 | 319.30 | 290.10 | +7.4 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 422.20 | 410.70 | 381.70 | 352.20 | 323.20 | 294.20 | +10.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 423.20 | 411.60 | 382.40 | 353.20 | 324.10 | 294.90 | +0.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 429.70 | 418.10 | 388.90 | 359.70 | 330.60 | 301.40 | +2.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 433.50 | 421.80 | 392.70 | 363.50 | 334.30 | 305.20 | +4.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 444.60 | 433.10 | 404.10 | 374.60 | 345.60 | 316.60 | +9.2 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 449.50 | 437.90 | 408.70 | 379.50 | 350.40 | 321.20 | −5.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 461.40 | 449.90 | 420.90 | 391.40 | 362.40 | 333.40 | +10.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 381.80 | 370.20 | 341.00 | 311.80 | — | 253.50 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 385.00 | 373.40 | 344.20 | 315.00 | — | 256.70 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 397.70 | 386.10 | 356.90 | 327.70 | — | 269.40 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 400.80 | 389.20 | 360.00 | 330.80 | — | 272.50 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 413.50 | 401.90 | 372.70 | 343.50 | — | 285.20 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 445.20 | 433.60 | 404.40 | 375.20 | — | 316.90 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Schmitten for a young adult aged 19 to 25 with a deductible of 2'000 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/gr/schmitten/young-adult/with-accident/), the cheapest offer in [Schmitten](https://praemiencheck.onedoc.ch/en/gr/schmitten/) is Agrisano (AGRIsmart) at 222.00 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 243.55 CHF a month.

### How much does health insurance cost in Schmitten in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/gr/schmitten/young-adult/) with a deductible of 2'000 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/gr/schmitten/young-adult/with-accident/), monthly premiums run from 222.00 CHF (Agrisano, AGRIsmart) to 362.40 CHF (Groupe Mutuel – Philos, Standard model): 117 offers from 24 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 279.80 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Schmitten for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 307.90 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/schmitten/young-adult/with-accident/deductible-300/) to 196.90 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/schmitten/young-adult/with-accident/deductible-2500/): 111.00 CHF less a month, 1'332.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'780 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Schmitten for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 2'000 CHF and with accident cover, the cheapest premium per model is: standard model 243.55 CHF (Sanitas), family doctor / HMO 225.80 CHF (CONCORDIA), flexible model 230.30 CHF (ÖKK), telemedicine 222.00 CHF (Agrisano).

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Schmitten is in region 3 of canton Graubünden.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/gr/schmitten/young-adult/with-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Schmitten (GR): every situation: https://praemiencheck.onedoc.ch/en/gr/schmitten/
- Premiums 2027 in Schmitten (GR), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/gr/schmitten/young-adult/
- Premiums 2027 in Schmitten (GR), young adult, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/gr/schmitten/young-adult/with-accident/
- Child: https://praemiencheck.onedoc.ch/en/gr/schmitten/child/
- Adult: https://praemiencheck.onedoc.ch/en/gr/schmitten/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/gr/schmitten/young-adult/no-accident/deductible-2000/
- Deductible Premiums 2027 in Schmitten (GR), young adult, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/schmitten/young-adult/with-accident/deductible-300/
- Deductible Premiums 2027 in Schmitten (GR), young adult, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/schmitten/young-adult/with-accident/deductible-500/
- Deductible Premiums 2027 in Schmitten (GR), young adult, deductible of 1'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/schmitten/young-adult/with-accident/deductible-1000/
- Deductible Premiums 2027 in Schmitten (GR), young adult, deductible of 1'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/schmitten/young-adult/with-accident/deductible-1500/
- Deductible Premiums 2027 in Schmitten (GR), young adult, deductible of 2'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/schmitten/young-adult/with-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/gr/schmitten/young-adult/with-accident/deductible-300/ — replace `gr` with your canton’s two-letter code (ge, vd, zh…), `schmitten` with your municipality, `young-adult` with `child` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-2000` with `deductible-2500` for another deductible. Markdown version: add `.md`.