# Health insurance premiums 2027 in S-chanf (GR), for an adult aged 26 or over who wants a deductible of 300 CHF without accident cover

_Compulsory basic health insurance (KVG/LAMal) · adult (26 and over) · without accident cover · monthly premiums in CHF_

In [S-chanf](https://praemiencheck.onedoc.ch/en/gr/s-chanf/) ([canton Graubünden](https://praemiencheck.onedoc.ch/en/gr/)), in 2027, for [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/gr/s-chanf/adult/) with a 300 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/gr/s-chanf/adult/no-accident/), the cheapest monthly basic insurance premium is **406.65 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 588.65 CHF with Galenos (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (300 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 406.65 | 397.05 | 373.05 | 349.15 | 325.05 | 301.15 | +3.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 422.15 | 411.35 | 384.25 | 357.05 | 330.05 | 302.85 | +5.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 422.15 | 411.35 | 384.25 | 357.05 | 330.05 | 302.85 | +5.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 422.15 | 411.35 | 384.25 | 357.05 | 330.05 | 302.85 | +5.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 423.25 | 412.45 | 385.35 | 358.15 | 331.15 | 303.95 | +1.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 423.25 | 412.45 | 385.35 | 358.15 | 331.15 | 303.95 | +1.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 425.55 | 414.75 | 387.65 | 360.45 | — | 306.25 | +3.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 427.95 | 417.15 | 390.05 | 362.85 | 335.85 | 308.65 | +3.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 428.25 | 417.45 | 390.25 | 363.15 | 336.05 | 308.85 | +1.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 428.65 | 417.85 | 395.65 | 368.55 | 336.45 | 309.35 | +2.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 428.65 | 417.85 | 395.65 | 368.55 | 336.45 | 309.35 | +3.6 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 428.95 | 417.95 | 390.45 | 362.85 | 335.35 | 307.75 | +3.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 429.30 | 418.45 | 391.30 | 364.10 | 336.95 | 309.85 | +4.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 429.35 | 418.55 | 391.35 | 364.25 | 337.15 | 310.05 | +5.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 429.45 | 418.65 | 391.55 | 364.35 | — | 310.15 | +2.4 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 430.35 | 420.15 | 394.95 | 369.55 | 344.15 | 318.95 | +4.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 431.55 | 420.55 | 392.95 | 365.35 | 337.85 | 310.25 | +3.6 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 432.85 | 422.55 | 397.15 | 371.65 | 346.05 | 320.65 | +3.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 433.15 | 422.35 | 395.15 | 368.05 | 340.95 | 313.85 | +3.9 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 433.45 | 423.45 | 398.55 | 373.65 | 348.65 | 323.75 | +4.5 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 433.45 | 423.45 | 398.55 | 373.65 | 348.65 | 323.75 | +4.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 434.35 | 423.50 | 396.35 | 369.20 | 342.05 | 314.90 | +5.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 438.05 | 427.25 | 400.15 | 372.95 | 345.95 | 318.75 | +0.4 % |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 441.65 | 430.45 | 403.65 | 377.15 | 350.55 | 327.75 | +3.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 443.55 | 432.75 | 410.65 | 383.45 | 361.35 | 334.25 | +1.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 443.55 | 432.85 | 405.85 | 378.45 | 351.45 | 324.45 | +3.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 443.65 | 432.65 | 404.85 | 377.15 | 349.55 | 321.75 | +0.6 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 444.15 | 433.25 | 405.65 | 378.05 | 350.55 | 322.95 | +3.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 446.05 | 435.35 | 408.45 | 380.95 | 354.05 | 327.05 | +3.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 447.35 | 437.15 | 411.55 | 385.55 | 359.85 | 334.25 | +3.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 447.85 | 437.05 | 409.85 | 382.75 | 355.65 | 328.55 | +0.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 447.85 | 437.05 | 409.85 | 382.75 | 355.65 | 328.55 | −0.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 448.55 | 442.75 | 420.55 | 393.45 | 366.35 | 339.15 | 0.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 449.15 | 438.35 | 411.25 | 384.05 | — | 329.85 | +2.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 450.25 | 439.45 | 412.35 | 385.15 | 358.05 | 330.95 | New tariff 2027 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 450.35 | 439.35 | 411.65 | 383.85 | 356.25 | 328.55 | +1.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 453.05 | 442.35 | 415.15 | 387.95 | — | 333.75 | +2.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 454.25 | 443.45 | 416.25 | 389.15 | 362.05 | 334.85 | +7.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 454.50 | 443.65 | 416.55 | 389.35 | 362.20 | 335.05 | +5.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 455.25 | 444.45 | 417.35 | 390.15 | 363.15 | 335.95 | +2.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 455.25 | 444.45 | 417.35 | 390.15 | 363.15 | 335.95 | +2.0 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 457.45 | 448.05 | 424.35 | 400.85 | 377.25 | 345.45 | +5.5 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 458.95 | 449.25 | 424.15 | 399.45 | 374.35 | 349.25 | +4.0 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 459.45 | 450.15 | 422.30 | 394.45 | 362.00 | 344.35 | +5.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 459.60 | 448.75 | 421.60 | 394.40 | 367.30 | 340.15 | +5.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 460.35 | 449.65 | 422.45 | 395.25 | 368.25 | 341.05 | +2.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 461.45 | 450.75 | 423.75 | 396.35 | 369.35 | 342.45 | +3.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 462.85 | 451.95 | 424.75 | 397.45 | 370.15 | 342.95 | +5.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 463.15 | 452.55 | 425.55 | 398.05 | 371.15 | 344.15 | +4.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 463.15 | 452.95 | 427.35 | 401.35 | 375.65 | 350.15 | +4.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 463.55 | 457.65 | 435.55 | 408.35 | 381.25 | 354.15 | 0.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 463.85 | 457.65 | 425.65 | 398.45 | 371.15 | 343.95 | +3.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 463.85 | 457.65 | 425.65 | 398.45 | 371.15 | 343.95 | +3.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 464.25 | 453.25 | 425.55 | 397.75 | 370.15 | 342.35 | +0.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 464.55 | 453.75 | 426.65 | 399.45 | 372.45 | 345.25 | +7.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 464.60 | 453.75 | 426.65 | 399.45 | 372.30 | 345.15 | +5.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 464.60 | 453.75 | 426.65 | 399.45 | 372.30 | 345.15 | +5.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 464.60 | 453.75 | 426.65 | 399.45 | 372.30 | 345.15 | +5.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 465.95 | 455.25 | 428.25 | 400.85 | 373.85 | 346.85 | +4.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 467.35 | 456.55 | 429.35 | 402.25 | 375.15 | 351.75 | +6.6 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 468.05 | 457.25 | 430.05 | 403.05 | 375.85 | 348.65 | +5.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 468.85 | 458.15 | 430.95 | 403.75 | — | 349.55 | −0.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 469.45 | 463.15 | 431.25 | 404.05 | 376.75 | 349.45 | +3.5 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 469.55 | 458.85 | 431.65 | 404.45 | 377.45 | 350.25 | +5.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 469.95 | 459.15 | 431.95 | 404.85 | 377.75 | 354.35 | +6.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 469.95 | 459.15 | 432.05 | 404.85 | 377.85 | 350.65 | +7.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 469.95 | 459.15 | 432.05 | 404.85 | 377.85 | 350.65 | +7.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 469.95 | 459.15 | 432.05 | 404.85 | 377.85 | 350.65 | +7.6 % |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 470.05 | 458.85 | 430.55 | 402.65 | 375.05 | 351.25 | +5.0 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 470.85 | 459.75 | 432.05 | 404.35 | 376.55 | 348.95 | +3.0 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 471.55 | 460.75 | 433.65 | 406.45 | 379.35 | 352.25 | +4.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 474.95 | 468.75 | 436.85 | 409.55 | 382.35 | 355.05 | +3.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 475.55 | 464.75 | 437.65 | 410.45 | 383.35 | 356.25 | +2.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 475.55 | 464.75 | 437.65 | 410.45 | 383.35 | 356.25 | +2.0 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 477.25 | 466.35 | 439.15 | 411.95 | 384.85 | 357.55 | +0.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 480.75 | 469.95 | 442.85 | 415.65 | 388.55 | 361.45 | +7.6 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 481.65 | 470.95 | 445.45 | 419.35 | 393.35 | 367.25 | +4.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 482.65 | 473.35 | 449.75 | 426.05 | 402.55 | 378.95 | −1.8 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 484.30 | 474.50 | 445.20 | 415.80 | 386.50 | 369.40 | +6.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 485.05 | 474.35 | 447.45 | 419.95 | 393.05 | 366.05 | +4.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 486.15 | 479.95 | 447.95 | 420.75 | 393.45 | 366.25 | +3.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 487.25 | 476.45 | 449.35 | 422.15 | 395.15 | 367.95 | −0.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 493.45 | 482.55 | 455.45 | 428.35 | 401.15 | 374.05 | 0.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 494.95 | 484.05 | 456.75 | 429.55 | 402.25 | 375.05 | +3.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 494.95 | 484.05 | 456.75 | 429.55 | 402.25 | 375.05 | +3.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 498.75 | 488.05 | 461.05 | 433.65 | 406.65 | 379.75 | +8.1 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 499.25 | 488.45 | 461.35 | 434.15 | 407.15 | 380.25 | +4.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 499.95 | 489.10 | 461.95 | 434.80 | 407.65 | 380.50 | +5.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 500.75 | 489.95 | 462.85 | 435.65 | 408.55 | 381.45 | +2.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 502.45 | 491.55 | 463.95 | 436.35 | 408.85 | 381.25 | +3.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 505.35 | 495.55 | 470.85 | 446.15 | 421.55 | 396.85 | −1.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 506.35 | 495.45 | 468.15 | 440.95 | 413.65 | 386.35 | +5.8 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 506.45 | 495.55 | 468.35 | 441.15 | 413.95 | 386.75 | +0.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 507.35 | 497.15 | 471.55 | 445.55 | 419.85 | 394.25 | +9.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 507.45 | 496.55 | 469.25 | 441.95 | 414.75 | 387.45 | +5.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 507.55 | 496.85 | 469.85 | 442.45 | 415.45 | 388.55 | +3.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 508.25 | 497.45 | 470.25 | 443.15 | — | 388.95 | +2.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 509.45 | 498.45 | 470.75 | 442.95 | 415.35 | 387.65 | +0.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 510.25 | 499.55 | 472.55 | 445.15 | 418.15 | 391.25 | +8.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 510.25 | 499.55 | 472.55 | 445.15 | 418.15 | 391.25 | +8.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 510.35 | 499.45 | 472.25 | 444.95 | 417.65 | 390.45 | +3.6 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 511.05 | 501.15 | 476.15 | 451.15 | 426.25 | 401.25 | −1.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 512.75 | 501.85 | 474.55 | 447.35 | 420.05 | 392.85 | +3.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 517.15 | 506.25 | 479.05 | 451.75 | 424.55 | 397.25 | +5.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 519.75 | 508.95 | 481.85 | 454.65 | 427.65 | 400.45 | +6.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 522.65 | 511.75 | 484.45 | 457.25 | 429.95 | 402.65 | +5.8 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 526.45 | 515.65 | 488.45 | 461.45 | 434.25 | 407.15 | +5.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 533.45 | 522.55 | 495.35 | 468.05 | 440.85 | 413.55 | +5.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 534.65 | 523.95 | 496.75 | 469.55 | 442.55 | 415.35 | +7.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 536.35 | 530.05 | 498.15 | 470.85 | 443.65 | 416.35 | +3.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 538.95 | 528.05 | 500.75 | 473.55 | 446.25 | 418.95 | +5.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 542.55 | 531.85 | 504.85 | 477.45 | 450.45 | 423.55 | +4.5 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 544.25 | 533.35 | 506.15 | 478.95 | 451.75 | 424.55 | +0.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 553.05 | 546.85 | 514.85 | 487.65 | 460.35 | 433.05 | +3.5 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 562.05 | 551.15 | 523.65 | 496.25 | 468.85 | 441.45 | −1.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 570.65 | 559.95 | 533.05 | 505.55 | 478.65 | 451.65 | +8.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 588.65 | 577.75 | 550.45 | 523.25 | 495.95 | 468.75 | +3.6 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in S-chanf for an adult aged 26 or over with a deductible of 300 CHF, without accident cover?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/gr/s-chanf/adult/no-accident/), the cheapest offer in [S-chanf](https://praemiencheck.onedoc.ch/en/gr/s-chanf/) is Agrisano (AGRIsmart) at 406.65 CHF a month. The cheapest standard model (free choice of doctor) is ÖKK (Standard model) at 469.55 CHF a month.

### How much does health insurance cost in S-chanf in 2027 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/gr/s-chanf/adult/) with a deductible of 300 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/gr/s-chanf/adult/no-accident/), monthly premiums run from 406.65 CHF (Agrisano, AGRIsmart) to 588.65 CHF (Galenos, Standard model): 117 offers from 24 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 406.15 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in S-chanf for an adult aged 26 or over without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 406.65 CHF a month with the 300 CHF deductible to 301.15 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/s-chanf/adult/no-accident/deductible-2500/): 105.50 CHF less a month, 1'266.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'707 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in S-chanf for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 469.55 CHF (ÖKK), family doctor / HMO 422.15 CHF (ÖKK), flexible model 422.15 CHF (ÖKK), telemedicine 406.65 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 411.40 CHF at Agrisano (AGRIsmart) gives 406.65 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: S-chanf is in region 2 of canton Graubünden.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/gr/s-chanf/adult/no-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in S-chanf (GR): every situation: https://praemiencheck.onedoc.ch/en/gr/s-chanf/
- Premiums 2027 in S-chanf (GR), adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/gr/s-chanf/adult/
- Premiums 2027 in S-chanf (GR), adult, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/gr/s-chanf/adult/no-accident/
- Child: https://praemiencheck.onedoc.ch/en/gr/s-chanf/child/
- Young adult: https://praemiencheck.onedoc.ch/en/gr/s-chanf/young-adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/gr/s-chanf/adult/with-accident/deductible-300/
- Deductible Premiums 2027 in S-chanf (GR), adult, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/s-chanf/adult/no-accident/deductible-500/
- Deductible Premiums 2027 in S-chanf (GR), adult, deductible of 1'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/s-chanf/adult/no-accident/deductible-1000/
- Deductible Premiums 2027 in S-chanf (GR), adult, deductible of 1'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/s-chanf/adult/no-accident/deductible-1500/
- Deductible Premiums 2027 in S-chanf (GR), adult, deductible of 2'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/s-chanf/adult/no-accident/deductible-2000/
- Deductible Premiums 2027 in S-chanf (GR), adult, deductible of 2'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/s-chanf/adult/no-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/gr/s-chanf/adult/no-accident/deductible-300/ — replace `gr` with your canton’s two-letter code (ge, vd, zh…), `s-chanf` with your municipality, `adult` with `child` or `young-adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-300` with `deductible-2500` for another deductible. Markdown version: add `.md`.