# Health insurance premiums 2027 in Rossa (GR), for a child aged 0 to 18, deductible of 500 CHF, with accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · with accident cover · monthly premiums in CHF_

In [Rossa](https://praemiencheck.onedoc.ch/en/gr/rossa/) ([canton Graubünden](https://praemiencheck.onedoc.ch/en/gr/)), in 2027, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/gr/rossa/child/) with a 500 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/gr/rossa/child/with-accident/), the cheapest monthly basic insurance premium is **69.10 CHF** with **vita surselva** (Sparmed model) and the most expensive is 142.05 CHF with Groupe Mutuel – Avenir (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2026 (500 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 97.85 | 92.70 | 86.55 | 80.40 | 75.30 | 69.10 | 62.95 | +4.3 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 103.25 | 97.85 | 92.45 | 85.95 | 80.55 | 75.15 | 68.70 | +2.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 107.45 | — | — | — | — | 78.35 | — | +2.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 107.45 | — | — | — | — | 78.35 | — | +2.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 108.75 | — | — | — | — | 79.65 | — | +2.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 110.05 | — | — | — | — | 80.95 | — | +5.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 110.25 | 104.45 | 98.65 | 92.75 | 86.95 | 81.15 | 75.25 | +4.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 110.95 | 105.15 | 99.35 | 93.45 | 87.65 | 81.85 | 75.95 | +4.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 111.85 | 106.05 | 100.25 | 94.35 | 88.55 | 82.75 | 76.85 | New tariff 2027 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 113.15 | 107.35 | 101.55 | 95.65 | 89.85 | 84.05 | 78.15 | +2.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 113.15 | 107.35 | 101.55 | 95.65 | 89.85 | 84.05 | 78.15 | +2.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 114.05 | — | — | — | — | 84.95 | — | +7.3 % |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 112.65 | 111.65 | 109.35 | 100.65 | 90.85 | 85.05 | 79.15 | +5.3 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 114.35 | 108.55 | 102.75 | 96.85 | 91.05 | 85.25 | 79.35 | +4.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 114.45 | 108.65 | 102.85 | 96.95 | 91.15 | 85.35 | 79.45 | +2.6 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 112.55 | — | 101.85 | 96.55 | 91.25 | 85.85 | 80.55 | +5.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 113.15 | — | 102.45 | 97.05 | 91.75 | 86.35 | 80.95 | +3.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 116.65 | — | — | — | — | 87.55 | — | +5.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 116.65 | — | — | — | — | 87.55 | — | +4.1 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 114.85 | 109.55 | 104.15 | 98.65 | 93.35 | 88.15 | 82.55 | +5.7 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 114.85 | 109.55 | 104.15 | 98.65 | 93.35 | 88.15 | 82.55 | +5.7 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 117.75 | 111.95 | 106.15 | 100.25 | 94.45 | 88.65 | — | −18.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 118.35 | 112.55 | 106.75 | 100.85 | 95.05 | 89.25 | 83.35 | +2.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 118.35 | 112.55 | 106.75 | 100.85 | 95.05 | 89.25 | 83.35 | +2.6 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 118.55 | 113.55 | 108.45 | 103.45 | 98.35 | 91.05 | — | +7.0 % |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 120.05 | 119.05 | 116.75 | 107.55 | 97.45 | 91.35 | 85.25 | +6.7 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 121.35 | 115.55 | 109.75 | 103.95 | 98.05 | 92.25 | — | +7.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 123.45 | 117.55 | 111.75 | 105.95 | 100.05 | 94.25 | 88.45 | +4.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 123.45 | 117.55 | 111.75 | 105.95 | 100.05 | 94.25 | 88.45 | +4.5 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 123.45 | — | 111.75 | 105.95 | 100.15 | 94.25 | 88.45 | +3.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 124.75 | 118.95 | 113.15 | 107.25 | 101.45 | 95.65 | 89.75 | +2.6 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 125.25 | 119.55 | 113.65 | 107.75 | 101.95 | 96.15 | 90.25 | +5.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 126.45 | 120.65 | 114.75 | 108.95 | 103.15 | 97.25 | 91.45 | +4.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 126.45 | 120.65 | 114.75 | 108.95 | 103.15 | 97.25 | 91.45 | +4.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 127.25 | — | — | — | — | 98.15 | — | +3.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 128.85 | 123.05 | 117.20 | 111.35 | 105.55 | 99.70 | 93.85 | +6.6 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 129.75 | 123.95 | 118.15 | 112.25 | 106.45 | 100.65 | 94.75 | +3.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 130.25 | 124.45 | 118.60 | 112.75 | 106.95 | 101.10 | 95.25 | +6.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 130.25 | 124.45 | 118.60 | 112.75 | 106.95 | 101.10 | 95.25 | +6.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 130.25 | 124.45 | 118.60 | 112.75 | 106.95 | 101.10 | 95.25 | +6.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 130.25 | 124.45 | 118.60 | 112.75 | 106.95 | 101.10 | 95.25 | +6.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 130.25 | 124.45 | 118.60 | 112.75 | 106.95 | 101.10 | 95.25 | +6.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 131.60 | 125.80 | 119.95 | 114.10 | 108.30 | 102.45 | 96.60 | +6.6 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 133.05 | 127.25 | 121.35 | 115.55 | 109.75 | 103.85 | — | −16.0 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 132.95 | 127.15 | 121.35 | 115.45 | 109.65 | 103.85 | — | −16.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 133.85 | 128.05 | 122.25 | 116.35 | 110.55 | 104.75 | 98.85 | +4.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 134.40 | 128.60 | 122.75 | 116.90 | 111.10 | 105.25 | 99.40 | +6.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 134.65 | 128.85 | 123.05 | 117.15 | 111.35 | 105.55 | 99.65 | +4.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 134.65 | 128.85 | 123.05 | 117.15 | 111.35 | 105.55 | 99.65 | +5.9 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 134.65 | 128.85 | 123.05 | 117.15 | 111.35 | 105.55 | 99.65 | +7.4 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 134.65 | 128.85 | 123.05 | 117.15 | 111.35 | 105.55 | 99.65 | +5.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 135.45 | 129.65 | 123.85 | 117.95 | 112.15 | 106.35 | 100.45 | +4.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 135.45 | 129.65 | 123.85 | 117.95 | 112.15 | 106.35 | 100.45 | +4.7 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 136.95 | 131.15 | 125.35 | 119.55 | 113.65 | 107.85 | — | +7.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 139.35 | 133.55 | 127.75 | 121.85 | 116.05 | 110.25 | 104.35 | +5.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | VIVA health plan | 133.35 | 127.55 | 124.85 | 119.05 | 116.45 | 110.55 | 104.75 | New tariff 2027 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 136.65 | 131.65 | 126.65 | 121.65 | 116.85 | 111.65 | 106.55 | +4.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 143.15 | 137.35 | 131.55 | 125.65 | 119.85 | 114.05 | 108.15 | +4.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 143.15 | 137.35 | 131.55 | 125.65 | 119.85 | 114.05 | 108.15 | +4.4 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 145.05 | 139.25 | 133.35 | 127.55 | 121.75 | 115.85 | 110.05 | +4.4 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 143.25 | 138.05 | 132.85 | 127.45 | 122.55 | 117.05 | 111.75 | +4.6 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 144.85 | 139.65 | 134.35 | 128.95 | 123.95 | 118.45 | 113.05 | +4.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 147.75 | 141.95 | 136.05 | 130.25 | 124.45 | 118.55 | 112.75 | +4.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 149.25 | 143.45 | 137.65 | 131.75 | 125.95 | 120.15 | 114.25 | +4.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 149.35 | 143.55 | 137.65 | 131.85 | 126.05 | 120.15 | 114.35 | +7.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 150.95 | 145.15 | 139.25 | 133.45 | 127.65 | 121.75 | 115.95 | +4.4 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 150.95 | 145.15 | 139.35 | 133.45 | 127.65 | 121.85 | 115.95 | +5.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 152.75 | 146.95 | 141.15 | 135.25 | 129.45 | 123.65 | 117.75 | +10.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 152.75 | 146.95 | 141.15 | 135.25 | 129.45 | 123.65 | 117.75 | +10.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 153.45 | 147.65 | 141.85 | 135.95 | 130.15 | 124.35 | 118.45 | +4.4 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 153.45 | 147.65 | 141.85 | 135.95 | 130.15 | 124.35 | 118.45 | +4.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 154.15 | 148.35 | 142.45 | 136.65 | 130.85 | 124.95 | 119.15 | +7.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 154.15 | 148.35 | 142.45 | 136.65 | 130.85 | 124.95 | 119.15 | +7.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 154.15 | 148.35 | 142.45 | 136.65 | 130.85 | 124.95 | 119.15 | +7.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 154.15 | 148.35 | 142.45 | 136.65 | 130.85 | 124.95 | 119.15 | +7.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 154.15 | 148.35 | 142.45 | 136.65 | 130.85 | 124.95 | 119.15 | +7.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 154.45 | 148.65 | 142.85 | 136.95 | 131.15 | 125.35 | 119.45 | +10.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 155.75 | 149.95 | 144.05 | 138.25 | 132.45 | 126.55 | 120.75 | +7.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 158.05 | 152.25 | 146.45 | 140.55 | 134.75 | 128.95 | 123.05 | +10.1 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 159.65 | 153.85 | 148.05 | 142.15 | 136.65 | 130.55 | 124.65 | +4.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 164.15 | 158.25 | 152.45 | 146.65 | 140.75 | 134.95 | 129.15 | +4.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 171.15 | 165.35 | 159.55 | 153.65 | 147.85 | 142.05 | 136.15 | +9.9 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 103.35 | — | 94.05 | — | 84.65 | — | 75.35 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 104.85 | 99.05 | 93.25 | 87.35 | 81.55 | — | 69.85 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 107.35 | — | 97.75 | — | 88.05 | — | 78.35 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 110.05 | — | 100.25 | — | 90.25 | — | 80.35 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 110.65 | — | 99.05 | — | 87.35 | — | 75.65 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 110.65 | — | 99.05 | — | 87.35 | — | 75.65 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 110.65 | — | 99.05 | — | 87.35 | — | 75.65 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 111.45 | — | 101.45 | — | 91.35 | — | 81.35 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 112.55 | 106.75 | 100.95 | 95.05 | 89.25 | — | 77.55 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 112.55 | — | 100.95 | — | 89.25 | — | 77.55 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 116.85 | — | 106.45 | — | 95.85 | — | 85.35 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 116.95 | 111.15 | 105.35 | 99.45 | 93.65 | — | 81.95 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 119.05 | 113.25 | 107.45 | 101.55 | 95.75 | — | 84.05 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 123.45 | — | 111.85 | — | 100.15 | — | 88.45 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 124.15 | 118.35 | 112.55 | 106.65 | 100.85 | — | 89.15 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 124.35 | — | 120.75 | — | 117.15 | — | 106.85 | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 127.95 | — | — | 110.45 | — | — | 92.95 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 130.35 | — | 118.75 | — | 107.05 | — | 95.35 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 130.95 | — | 127.35 | — | 118.55 | — | 106.85 | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 134.45 | — | — | 116.95 | — | — | 99.55 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 135.95 | 130.15 | 124.35 | — | 112.65 | — | 100.95 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 139.15 | 133.35 | 127.55 | — | 115.85 | — | 104.15 | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 139.45 | — | — | 121.95 | — | — | 104.45 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 141.85 | — | 130.25 | — | 118.55 | — | 106.85 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 141.85 | — | 130.25 | — | 118.55 | — | 106.85 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 141.85 | — | 130.25 | — | 118.55 | — | 106.85 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 141.85 | — | 130.25 | — | 118.55 | — | 106.85 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 142.75 | 136.95 | 131.15 | — | 119.45 | — | 107.75 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 149.25 | — | 137.65 | — | 125.95 | — | 114.25 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 151.05 | — | 139.35 | — | 127.75 | — | 116.05 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 151.05 | — | 139.35 | — | 127.75 | — | 116.05 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 151.05 | — | 139.35 | — | 127.75 | — | 116.05 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 154.55 | — | 142.95 | — | 131.25 | — | 119.55 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 156.95 | 151.15 | 145.35 | — | 133.65 | — | 121.95 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 172.25 | — | 160.65 | — | 148.95 | — | 137.25 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Rossa for a child aged 0 to 18 with a deductible of 500 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/gr/rossa/child/with-accident/), the cheapest offer in [Rossa](https://praemiencheck.onedoc.ch/en/gr/rossa/) is vita surselva (Sparmed) at 69.10 CHF a month.

### How much does health insurance cost in Rossa in 2027 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/gr/rossa/child/) with a deductible of 500 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/gr/rossa/child/with-accident/), monthly premiums run from 69.10 CHF (vita surselva, Sparmed) to 142.05 CHF (Groupe Mutuel – Avenir, Standard model): 117 offers from 24 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 113.35 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Rossa for a child aged 0 to 18 with accident cover?

On the cheapest offer (vita surselva, Sparmed), the premium goes from 97.85 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/rossa/child/with-accident/deductible-0/) to 62.95 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/rossa/child/with-accident/deductible-600/): 34.90 CHF less a month, 418.80 CHF a year. The 600 CHF deductible stays worthwhile up to around 465 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Rossa for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 500 CHF and with accident cover, the cheapest premium per model is: standard model 75.15 CHF (vita surselva), family doctor / HMO 69.10 CHF (vita surselva), flexible model 80.95 CHF (Helsana), telemedicine 78.35 CHF (Helsana).

### Does a second or third child pay less in Rossa?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 13 of the 24 insurers present in Rossa file a reduced premium from a certain number of children insured with them, at a 500 CHF deductible and with accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Agrisano | AGRIcontact | 85.85 CHF | 26.75 CHF from the 3rd child |
| Visana | Managed Care | 94.25 CHF | 29.55 CHF from the 3rd child |
| CONCORDIA | HMO | 81.15 CHF | 30.65 CHF from the 3rd child |
| sana24 | VIVA health plan | 110.55 CHF | 31.65 CHF from the 3rd child |
| Galenos | Managed Care | 115.85 CHF | 34.45 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 88.15 CHF | 41.75 CHF from the 3rd child |
| Aquilana | SMARTMED | 91.05 CHF | 43.15 CHF from the 3rd child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 104.75 CHF | 77.45 CHF from the 5th child |
| EGK | EGK-TelCare | 88.65 CHF | 77.55 CHF from the 3rd child |
| Groupe Mutuel – Philos | OptiMed (Healthcare network) | 105.55 CHF | 77.95 CHF from the 5th child |
| Assura | MediTel | 82.75 CHF | 80.95 CHF from the 4th child, 79.15 CHF from the 5th child |
| Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 123.65 CHF | 91.55 CHF from the 5th child |
| SLKK | SmartMed | 111.65 CHF | 97.55 CHF from the 3rd child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 73.85 CHF at vita surselva (Sparmed) gives 69.10 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Rossa is in region 1 of canton Graubünden.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/gr/rossa/child/with-accident/deductible-0/

## Related pages

- Health insurance premiums 2027 in Rossa (GR): every situation: https://praemiencheck.onedoc.ch/en/gr/rossa/
- Premiums 2027 in Rossa (GR), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/gr/rossa/child/
- Premiums 2027 in Rossa (GR), child, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/gr/rossa/child/with-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/gr/rossa/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/gr/rossa/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/gr/rossa/child/no-accident/deductible-500/
- Deductible Premiums 2027 in Rossa (GR), child, deductible of 0 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/rossa/child/with-accident/deductible-0/
- Deductible Premiums 2027 in Rossa (GR), child, deductible of 100 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/rossa/child/with-accident/deductible-100/
- Deductible Premiums 2027 in Rossa (GR), child, deductible of 200 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/rossa/child/with-accident/deductible-200/
- Deductible Premiums 2027 in Rossa (GR), child, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/rossa/child/with-accident/deductible-300/
- Deductible Premiums 2027 in Rossa (GR), child, deductible of 400 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/rossa/child/with-accident/deductible-400/
- Deductible Premiums 2027 in Rossa (GR), child, deductible of 600 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/rossa/child/with-accident/deductible-600/

Address of this page: praemiencheck.onedoc.ch/en/gr/rossa/child/with-accident/deductible-0/ — replace `gr` with your canton’s two-letter code (ge, vd, zh…), `rossa` with your municipality, `child` with `young-adult` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-500` with `deductible-600` for another deductible. Markdown version: add `.md`.