# Health insurance premiums 2027 in Muntogna da Schons (GR), for a child aged 0 to 18, deductible of 600 CHF, with accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · with accident cover · monthly premiums in CHF_

In [Muntogna da Schons](https://praemiencheck.onedoc.ch/en/gr/muntogna-da-schons/) ([canton Graubünden](https://praemiencheck.onedoc.ch/en/gr/)), in 2027, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/gr/muntogna-da-schons/child/) with a 600 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/gr/muntogna-da-schons/child/with-accident/), the cheapest monthly basic insurance premium is **58.65 CHF** with **vita surselva** (Sparmed model) and the most expensive is 132.20 CHF with Groupe Mutuel – Avenir (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2026 (600 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 93.10 | 88.45 | 81.95 | 76.35 | 69.80 | 64.25 | 58.65 | +4.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 96.60 | 90.80 | 85.00 | 79.10 | 73.30 | 67.50 | 61.60 | New tariff 2027 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 92.80 | — | 82.70 | 77.70 | 72.70 | 67.60 | 62.50 | +5.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 97.70 | 91.90 | 86.10 | 80.20 | 74.40 | 68.60 | 62.70 | +3.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 97.70 | 91.90 | 86.10 | 80.20 | 74.40 | 68.60 | 62.70 | +3.1 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 98.00 | 93.10 | 87.20 | 81.35 | 75.45 | 69.60 | 63.70 | +3.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 98.80 | 93.00 | 87.20 | 81.30 | 75.50 | 69.70 | 63.80 | +3.2 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 98.20 | — | 87.50 | 82.20 | 76.90 | 71.50 | 66.20 | +5.9 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 98.70 | — | 88.00 | 82.60 | 77.30 | 71.90 | 66.50 | +4.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 102.00 | 96.20 | 90.40 | 84.50 | 78.70 | 72.90 | 67.00 | +3.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 102.00 | 96.20 | 90.40 | 84.50 | 78.70 | 72.90 | 67.00 | +3.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 105.50 | — | 93.90 | — | 82.20 | — | 70.50 | +4.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 105.50 | — | 93.90 | — | 82.20 | — | 70.50 | +4.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 105.50 | — | 93.90 | — | 82.20 | — | 70.50 | +4.9 % |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 100.40 | 99.40 | 97.90 | 90.40 | 81.90 | 75.00 | 70.50 | New tariff 2027 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 105.90 | 100.10 | 94.30 | 88.40 | 82.60 | — | 70.90 | +9.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 106.20 | 100.40 | 94.60 | 88.70 | 82.90 | 77.10 | 71.20 | +4.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 106.50 | 100.70 | 94.90 | 89.00 | 83.20 | — | 71.50 | +9.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 106.90 | 101.10 | 95.30 | 89.40 | 83.60 | 77.80 | 71.90 | +5.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 107.20 | — | 95.60 | — | 83.90 | — | 72.20 | New tariff 2027 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 107.30 | 101.50 | 95.70 | 89.80 | 84.00 | 78.20 | 72.30 | +3.0 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 107.30 | — | 95.60 | 89.80 | 84.00 | 78.10 | 72.30 | +4.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 107.90 | 102.10 | 96.30 | 90.40 | 84.60 | — | 72.90 | +15.2 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 105.80 | 100.40 | 95.10 | 89.60 | 84.30 | 79.00 | 73.50 | +7.1 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 105.80 | 100.40 | 95.10 | 89.60 | 84.30 | 79.00 | 73.50 | +7.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 110.00 | 104.20 | 98.40 | 92.50 | 86.70 | 80.90 | 75.00 | +4.5 % |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 106.80 | 105.80 | 104.20 | 96.30 | 87.30 | 80.30 | 75.70 | +7.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 111.10 | 105.30 | 99.50 | 93.60 | 87.80 | — | 76.10 | +9.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 111.10 | 105.20 | 99.40 | 93.60 | 87.70 | 81.90 | 76.10 | +5.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 111.10 | 105.20 | 99.40 | 93.60 | 87.70 | 81.90 | 76.10 | +5.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 113.70 | 107.90 | 102.00 | 96.20 | 90.40 | 84.50 | 78.70 | +5.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 113.70 | 107.90 | 102.00 | 96.20 | 90.40 | 84.50 | 78.70 | +5.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 106.90 | — | 97.60 | — | 88.20 | — | 78.90 | +3.3 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 108.20 | — | 98.80 | — | 89.30 | — | 79.90 | +4.6 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 114.90 | 109.10 | 103.30 | 97.40 | 91.60 | 85.80 | 80.00 | +7.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 117.20 | — | 105.60 | — | 93.90 | — | 82.20 | +4.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 117.70 | 111.90 | 106.10 | 100.20 | 94.40 | — | 82.70 | +9.2 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 113.10 | 108.10 | 103.20 | 98.10 | 93.40 | 88.10 | 83.00 | −6.1 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 118.50 | — | — | 101.00 | — | — | 83.50 | +5.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 113.60 | — | 103.70 | — | 93.80 | — | 83.80 | +3.3 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 114.90 | — | 104.90 | — | 94.90 | — | 84.80 | +3.3 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 118.40 | 113.20 | 108.00 | 102.60 | 97.70 | 92.20 | 86.90 | −6.1 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 119.70 | 114.40 | 109.20 | 103.80 | 98.80 | 93.20 | 87.90 | −6.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 123.60 | 117.80 | 111.95 | 106.10 | 100.30 | 94.45 | 88.60 | New tariff 2027 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 120.20 | — | 109.80 | — | 99.30 | — | 88.70 | −0.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 124.20 | 118.40 | 112.60 | 106.70 | 100.90 | 95.10 | 89.20 | +4.2 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 124.20 | — | — | 106.70 | — | — | 89.20 | +5.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 124.90 | 119.10 | 113.25 | 107.40 | 101.60 | 95.75 | 89.90 | +7.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 124.90 | 119.10 | 113.25 | 107.40 | 101.60 | 95.75 | 89.90 | +7.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 124.90 | 119.10 | 113.25 | 107.40 | 101.60 | 95.75 | 89.90 | +7.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 124.90 | 119.10 | 113.25 | 107.40 | 101.60 | 95.75 | 89.90 | +7.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 124.90 | 119.10 | 113.25 | 107.40 | 101.60 | 95.75 | 89.90 | New tariff 2027 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 125.80 | 120.00 | 114.20 | 108.30 | 102.50 | 96.70 | 90.80 | +8.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 126.15 | 120.35 | 114.50 | 108.65 | 102.85 | 97.00 | 91.15 | +7.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 127.20 | 121.40 | 115.60 | — | 103.90 | — | 92.20 | +1.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 128.10 | — | 116.50 | — | 104.80 | — | 93.10 | +5.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 128.10 | — | 116.50 | — | 104.80 | — | 93.10 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 128.10 | — | 116.50 | — | 104.80 | — | 93.10 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 123.70 | — | 116.50 | — | 104.80 | — | 93.10 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 121.70 | — | 116.50 | — | 104.80 | — | 93.10 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 128.10 | — | 116.50 | — | 104.80 | — | 93.10 | New tariff 2027 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 128.20 | 122.40 | 116.50 | 110.70 | 104.90 | 99.00 | 93.20 | +4.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 128.20 | 122.40 | 116.50 | 110.70 | 104.90 | 99.00 | 93.20 | +4.8 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 128.70 | — | — | 111.20 | — | — | 93.70 | +5.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 128.75 | 122.95 | 117.10 | 111.25 | 105.45 | 99.60 | 93.75 | +7.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 128.90 | 123.10 | 117.30 | 111.40 | 105.60 | 99.80 | 93.90 | +2.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 129.40 | 123.60 | 117.80 | — | 106.10 | — | 94.40 | +1.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 129.60 | 123.80 | 118.00 | 112.10 | 106.30 | 100.50 | 94.60 | +11.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 129.60 | 123.80 | 118.00 | 112.10 | 106.30 | 100.50 | 94.60 | +13.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 129.60 | 123.80 | 118.00 | 112.10 | 106.30 | 100.50 | 94.60 | +11.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 129.70 | 123.90 | 118.10 | 112.20 | 106.40 | 100.60 | 94.70 | +2.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 130.40 | 124.60 | 118.80 | 112.90 | 107.10 | 101.30 | 95.40 | +2.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 130.40 | 124.60 | 118.80 | 112.90 | 107.10 | 101.30 | 95.40 | +2.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 131.20 | 125.40 | 119.60 | 113.70 | 107.90 | 102.10 | 96.20 | +4.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 131.20 | 125.40 | 119.60 | 113.70 | 107.90 | 102.10 | 96.20 | +4.9 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 131.60 | 125.80 | 120.00 | 114.10 | 108.60 | 102.50 | 96.60 | −6.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 132.20 | 126.30 | 120.50 | 114.70 | 108.80 | 103.00 | 97.20 | +4.9 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 133.10 | 127.30 | 121.50 | — | 109.80 | — | 98.10 | +1.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 133.60 | — | 122.00 | — | 110.30 | — | 98.60 | +3.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 134.00 | 128.20 | 122.40 | 116.50 | 110.70 | 104.90 | 99.00 | +11.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 134.20 | 128.40 | 122.50 | 116.70 | 110.90 | 105.00 | 99.20 | +7.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 138.40 | 132.50 | 126.70 | 120.90 | 115.00 | 109.20 | 103.40 | +7.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 138.40 | 132.50 | 126.70 | 120.90 | 115.00 | 109.20 | 103.40 | +7.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 138.40 | 132.50 | 126.70 | 120.90 | 115.00 | 109.20 | 103.40 | +7.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 138.40 | 132.50 | 126.70 | 120.90 | 115.00 | 109.20 | 103.40 | +7.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 139.20 | — | 127.50 | — | 115.80 | — | 104.20 | +13.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 139.80 | 133.90 | 128.10 | 122.30 | 116.40 | 110.60 | 104.80 | +7.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 140.10 | 134.30 | 128.50 | 122.60 | 116.80 | 111.00 | 105.10 | +4.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 140.10 | 134.30 | 128.50 | 122.60 | 116.80 | 111.00 | 105.10 | +4.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 140.80 | — | 129.10 | — | 117.40 | — | 105.80 | +13.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 140.80 | — | 129.10 | — | 117.40 | — | 105.80 | +13.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 140.80 | — | 129.10 | — | 117.40 | — | 105.80 | +13.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 143.30 | 137.50 | 131.70 | 125.80 | 120.00 | 114.20 | 108.30 | +2.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 144.00 | — | 132.30 | — | 120.60 | — | 109.00 | +13.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 144.90 | 139.10 | 133.30 | 127.40 | 121.60 | 115.80 | 109.90 | +10.9 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 146.20 | 140.40 | 134.60 | — | 122.90 | — | 111.20 | +0.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 148.70 | 142.90 | 137.10 | 131.20 | 125.40 | 119.60 | 113.70 | +4.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 149.60 | 143.80 | 138.00 | 132.10 | 126.30 | 120.50 | 114.60 | +10.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 149.60 | 143.80 | 138.00 | 132.10 | 126.30 | 120.50 | 114.60 | +10.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 151.30 | 145.50 | 139.70 | 133.80 | 128.00 | 122.20 | 116.30 | +10.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 154.60 | 148.80 | 143.00 | 137.10 | 131.30 | 125.50 | 119.60 | +10.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 159.90 | — | 148.30 | — | 136.60 | — | 124.90 | +13.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 167.20 | 161.40 | 155.60 | 149.70 | 143.90 | 138.10 | 132.20 | +10.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 103.30 | — | — | — | — | 74.20 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 105.70 | — | — | — | — | 76.60 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 105.70 | — | — | — | — | 76.60 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 107.00 | — | — | — | — | 77.90 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 108.20 | — | — | — | — | 79.10 | — | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 110.20 | 104.40 | 98.60 | 92.70 | 86.90 | 81.10 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 111.80 | — | — | — | — | 82.70 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 111.80 | — | — | — | — | 82.70 | — | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 113.20 | 108.20 | 103.10 | 98.10 | 93.00 | 85.90 | — | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 115.80 | 110.00 | 104.20 | 98.40 | 92.50 | 86.70 | — | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 120.40 | 114.60 | 108.80 | 102.90 | 97.10 | 91.30 | — | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 120.50 | 114.70 | 108.80 | 103.00 | 97.20 | 91.30 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 121.60 | — | — | — | — | 92.50 | — | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 130.10 | 124.30 | 118.50 | 112.70 | 106.80 | 101.00 | — | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Muntogna da Schons for a child aged 0 to 18 with a deductible of 600 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/gr/muntogna-da-schons/child/with-accident/), the cheapest offer in [Muntogna da Schons](https://praemiencheck.onedoc.ch/en/gr/muntogna-da-schons/) is vita surselva (Sparmed) at 58.65 CHF a month.

### How much does health insurance cost in Muntogna da Schons in 2027 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/gr/muntogna-da-schons/child/) with a deductible of 600 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/gr/muntogna-da-schons/child/with-accident/), monthly premiums run from 58.65 CHF (vita surselva, Sparmed) to 132.20 CHF (Groupe Mutuel – Avenir, Standard model): 117 offers from 24 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 105.20 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Muntogna da Schons for a child aged 0 to 18 with accident cover?

On the cheapest offer (vita surselva, Sparmed), the premium goes from 93.10 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/muntogna-da-schons/child/with-accident/deductible-0/) to 58.65 CHF with the 600 CHF deductible: 34.45 CHF less a month, 413.40 CHF a year. The 600 CHF deductible stays worthwhile up to around 459 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Muntogna da Schons for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 600 CHF and with accident cover, the cheapest premium per model is: standard model 63.70 CHF (vita surselva), family doctor / HMO 58.65 CHF (vita surselva), flexible model 62.70 CHF (Assura), telemedicine 61.60 CHF (Assura).

### Does a second or third child pay less in Muntogna da Schons?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 13 of the 24 insurers present in Muntogna da Schons file a reduced premium from a certain number of children insured with them, at a 600 CHF deductible and with accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Agrisano | AGRIsmart | 62.50 CHF | 25.70 CHF from the 3rd child |
| sana24 | Managed Care | 90.80 CHF | 29.10 CHF from the 3rd child |
| Visana | Managed Care | 76.10 CHF | 29.80 CHF from the 3rd child |
| SWICA | Standard model | 93.10 CHF | 30.30 CHF from the 3rd child |
| Galenos | Managed Care | 96.20 CHF | 32.10 CHF from the 3rd child |
| CONCORDIA | HMO | 71.20 CHF | 32.60 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 73.50 CHF | 36.80 CHF from the 3rd child |
| rhenusana | sanmed24 | 83.50 CHF | 41.80 CHF from the 3rd child |
| Assura | MediTel | 61.60 CHF | 60.10 CHF from the 4th child, 58.60 CHF from the 5th child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 93.90 CHF | 70.50 CHF from the 5th child |
| Groupe Mutuel – Philos | OptiMed (Healthcare network) | 94.60 CHF | 71.00 CHF from the 5th child |
| SLKK | SmartMed | 83.00 CHF | 71.70 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 114.60 CHF | 86.00 CHF from the 5th child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Muntogna da Schons is in region 3 of canton Graubünden.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/gr/muntogna-da-schons/child/with-accident/deductible-0/

## Related pages

- Health insurance premiums 2027 in Muntogna da Schons (GR): every situation: https://praemiencheck.onedoc.ch/en/gr/muntogna-da-schons/
- Premiums 2027 in Muntogna da Schons (GR), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/gr/muntogna-da-schons/child/
- Premiums 2027 in Muntogna da Schons (GR), child, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/gr/muntogna-da-schons/child/with-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/gr/muntogna-da-schons/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/gr/muntogna-da-schons/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/gr/muntogna-da-schons/child/no-accident/deductible-600/
- Deductible Premiums 2027 in Muntogna da Schons (GR), child, deductible of 0 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/muntogna-da-schons/child/with-accident/deductible-0/
- Deductible Premiums 2027 in Muntogna da Schons (GR), child, deductible of 100 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/muntogna-da-schons/child/with-accident/deductible-100/
- Deductible Premiums 2027 in Muntogna da Schons (GR), child, deductible of 200 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/muntogna-da-schons/child/with-accident/deductible-200/
- Deductible Premiums 2027 in Muntogna da Schons (GR), child, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/muntogna-da-schons/child/with-accident/deductible-300/
- Deductible Premiums 2027 in Muntogna da Schons (GR), child, deductible of 400 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/muntogna-da-schons/child/with-accident/deductible-400/
- Deductible Premiums 2027 in Muntogna da Schons (GR), child, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/muntogna-da-schons/child/with-accident/deductible-500/

Address of this page: praemiencheck.onedoc.ch/en/gr/muntogna-da-schons/child/with-accident/deductible-0/ — replace `gr` with your canton’s two-letter code (ge, vd, zh…), `muntogna-da-schons` with your municipality, `child` with `young-adult` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-600` with `deductible-0` for another deductible. Markdown version: add `.md`.