# Health insurance premiums 2027 in Muntogna da Schons (GR), for an adult aged 26 or over who wants a deductible of 2'000 CHF with accident cover

_Compulsory basic health insurance (KVG/LAMal) · adult (26 and over) · with accident cover · monthly premiums in CHF_

In [Muntogna da Schons](https://praemiencheck.onedoc.ch/en/gr/muntogna-da-schons/) ([canton Graubünden](https://praemiencheck.onedoc.ch/en/gr/)), in 2027, for [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/gr/muntogna-da-schons/adult/) with a 2'000 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/gr/muntogna-da-schons/adult/with-accident/), the cheapest monthly basic insurance premium is **325.60 CHF** with **vita surselva** (Sparmed model) and the most expensive is 492.95 CHF with Groupe Mutuel – Avenir (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (2'000 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 424.25 | 413.95 | 385.65 | 355.60 | 325.60 | 299.85 | +7.4 % |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 419.05 | 408.85 | 381.55 | 355.05 | 330.55 | 307.05 | +5.0 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 417.05 | 406.95 | 381.75 | 356.45 | 331.25 | 306.05 | +4.4 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 434.15 | 422.55 | 393.35 | 364.15 | 335.05 | 305.85 | +3.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 434.45 | 422.85 | 393.65 | 364.45 | 335.35 | 306.15 | +4.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 434.45 | 422.85 | 393.65 | 364.45 | 335.35 | 306.15 | +4.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 434.45 | 422.85 | 393.65 | 364.45 | 335.35 | 306.15 | +4.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 436.75 | 425.15 | 395.95 | 366.75 | 337.65 | 308.45 | +4.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 441.85 | 430.25 | 401.05 | 371.85 | 342.75 | 313.55 | +4.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 444.65 | 433.05 | 403.85 | 374.65 | 345.55 | 316.35 | +6.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 444.85 | 433.25 | 404.05 | 374.85 | 345.75 | 316.55 | +0.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 447.25 | 435.60 | 406.45 | 377.25 | 348.10 | 318.95 | +5.1 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 440.35 | 429.55 | 402.75 | 375.95 | 349.15 | 322.45 | +6.1 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 440.35 | 429.55 | 402.75 | 375.95 | 349.15 | 322.45 | +6.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 449.55 | 437.95 | 408.75 | 379.55 | 350.45 | 321.25 | +3.9 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 441.45 | 430.65 | 404.05 | 377.35 | 350.65 | 324.05 | +4.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 450.25 | 438.65 | 409.45 | 380.25 | 351.15 | 321.95 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 451.25 | 439.55 | 415.55 | 386.35 | 352.05 | 322.95 | 0.0 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 447.25 | 438.20 | 406.55 | 379.45 | 352.35 | 320.70 | +8.9 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 443.85 | 433.05 | 406.35 | 379.45 | 352.55 | 325.85 | +3.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 452.50 | 440.85 | 411.70 | 382.50 | 353.35 | 324.20 | +6.7 % |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 446.05 | 435.65 | 407.15 | 379.65 | 353.95 | 328.05 | +6.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 455.35 | 443.75 | 414.55 | 385.35 | 356.25 | 327.05 | +2.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 455.35 | 443.75 | 414.55 | 385.35 | 356.25 | 327.05 | +2.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 455.45 | 443.85 | 414.65 | 385.45 | 356.35 | 327.15 | +3.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 455.45 | 443.85 | 414.65 | 385.45 | 356.35 | 327.15 | +5.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 456.65 | 444.95 | 415.75 | 386.65 | 357.45 | 328.25 | +7.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 456.85 | 450.15 | 415.95 | 386.85 | 357.65 | 328.45 | +4.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 456.85 | 450.15 | 415.95 | 386.85 | 357.65 | 328.45 | +4.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 458.05 | 446.45 | 417.25 | 388.05 | 358.95 | 329.75 | +8.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 460.35 | 448.75 | 419.55 | 390.35 | 361.25 | 332.05 | +2.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 460.75 | 449.15 | 419.95 | 390.75 | 361.65 | 332.45 | +3.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 461.45 | 449.85 | 425.75 | 396.65 | 362.35 | 333.15 | +4.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 462.35 | 455.65 | 421.45 | 392.35 | 363.15 | 333.95 | +4.5 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 464.95 | 453.35 | 424.15 | 394.95 | 365.85 | 336.65 | +0.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 466.05 | 454.45 | 425.25 | 396.05 | 366.95 | 337.75 | +0.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 466.15 | 454.55 | 425.35 | 396.15 | 367.05 | 337.85 | +0.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 466.85 | 455.15 | 426.05 | 396.85 | 367.65 | 338.55 | +12.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 467.15 | 455.65 | 426.65 | 397.15 | 368.15 | 339.15 | +4.6 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 467.75 | 456.15 | 426.95 | 397.75 | 368.65 | 339.45 | +0.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 467.75 | 461.15 | 426.95 | 397.75 | 368.65 | 339.45 | +4.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 469.85 | 458.35 | 429.35 | 399.85 | 370.85 | 341.85 | +4.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 461.45 | 454.95 | 430.95 | 401.75 | 372.55 | 343.45 | +1.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 472.25 | 460.55 | 431.45 | 402.25 | 373.05 | 343.95 | +12.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 472.25 | 460.55 | 431.45 | 402.25 | 373.05 | 343.95 | +12.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 472.25 | 460.55 | 431.45 | 402.25 | 373.05 | 343.95 | +12.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 473.55 | 461.90 | 432.75 | 403.55 | 374.40 | 345.25 | +6.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 474.35 | 462.75 | 433.55 | 404.35 | 375.25 | 346.05 | +1.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 475.55 | 463.95 | 434.75 | 405.55 | 376.45 | 347.25 | +2.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 475.55 | 463.95 | 434.75 | 405.55 | 376.45 | 347.25 | +2.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 471.15 | 460.15 | 432.65 | 404.65 | 377.05 | 349.55 | +4.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 476.75 | 465.15 | 435.95 | 406.75 | 377.65 | 348.45 | +8.1 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 468.95 | 458.45 | 431.45 | 404.95 | 377.95 | 351.05 | +5.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 478.80 | 467.15 | 438.00 | 408.80 | 379.65 | 350.50 | +6.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 478.75 | 472.15 | 437.95 | 408.75 | 379.65 | 350.45 | +4.5 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 478.95 | 467.35 | 438.15 | 408.95 | 379.85 | 350.65 | +6.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 479.45 | 467.85 | 438.65 | 409.45 | 380.35 | 351.15 | +8.1 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 466.65 | 456.65 | 431.55 | 406.45 | 381.45 | 356.35 | −5.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 481.85 | 470.25 | 441.05 | 411.85 | 382.75 | 353.55 | +2.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 481.85 | 470.25 | 441.05 | 411.85 | 382.75 | 353.55 | +0.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 471.75 | 460.05 | 436.05 | 406.85 | 382.85 | 353.65 | +7.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 482.85 | 471.15 | 442.05 | 412.85 | 383.65 | 354.55 | +3.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 483.05 | 471.45 | 442.25 | 413.05 | 383.95 | 354.75 | +12.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 483.25 | 471.65 | 442.45 | 413.25 | 384.15 | 354.95 | +4.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 484.05 | 472.40 | 443.25 | 414.05 | 384.90 | 355.75 | +6.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 484.05 | 472.40 | 443.25 | 414.05 | 384.90 | 355.75 | +6.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 484.05 | 472.40 | 443.25 | 414.05 | 384.90 | 355.75 | +6.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 485.95 | 474.45 | 445.45 | 415.95 | 386.95 | 357.95 | +4.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 476.85 | 470.35 | 446.25 | 417.15 | 387.95 | 358.75 | +1.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 487.85 | 476.25 | 447.05 | 417.85 | 388.75 | 359.55 | +0.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 493.05 | 481.55 | 452.55 | 423.05 | 394.05 | 365.05 | +10.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 495.95 | 484.45 | 455.45 | 425.95 | 396.95 | 367.95 | +10.1 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 492.05 | 480.45 | 453.05 | 425.05 | 397.05 | 369.05 | +5.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 493.05 | 482.05 | 454.55 | 426.55 | 398.95 | 371.45 | +10.0 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 498.45 | 486.85 | 457.65 | 428.65 | 399.35 | 370.15 | +7.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 488.55 | 478.15 | 451.85 | 425.55 | 399.35 | 373.15 | −5.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 499.45 | 487.85 | 458.65 | 429.45 | 400.35 | 371.15 | +7.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 499.45 | 487.85 | 458.65 | 429.45 | 400.35 | 371.15 | +7.3 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 487.15 | 477.05 | 451.65 | 426.25 | 400.85 | 366.75 | +6.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 500.75 | 489.15 | 459.95 | 430.75 | 401.65 | 372.45 | +2.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 501.15 | 489.45 | 460.35 | 431.15 | 401.95 | 372.85 | +4.5 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 494.05 | 483.55 | 456.95 | 430.35 | 403.85 | 377.35 | −5.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 507.55 | 495.95 | 466.75 | 437.55 | 408.45 | 379.25 | 0.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 508.55 | 496.95 | 467.75 | 438.55 | 409.45 | 380.25 | +3.7 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 510.05 | 498.45 | 469.25 | 440.05 | 411.05 | 382.05 | +5.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 510.25 | 498.55 | 469.35 | 440.25 | 411.05 | 381.85 | +7.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 514.75 | 503.15 | 473.95 | 444.75 | 415.65 | 386.45 | +4.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 514.75 | 503.15 | 473.95 | 444.75 | 415.65 | 386.45 | +4.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 515.55 | 503.95 | 474.75 | 445.55 | 416.45 | 387.25 | +7.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 516.35 | 504.85 | 475.85 | 446.35 | 417.35 | 388.35 | +10.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 517.45 | 505.95 | 476.95 | 447.45 | 418.45 | 389.45 | +10.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 520.85 | 509.20 | 480.05 | 450.85 | 421.70 | 392.55 | +6.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 524.25 | 512.65 | 483.45 | 454.25 | 425.15 | 395.95 | +0.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 526.25 | 514.65 | 485.45 | 456.25 | 427.15 | 397.95 | +7.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 528.15 | 521.55 | 487.35 | 458.15 | 429.05 | 399.85 | +4.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 529.35 | 517.85 | 488.85 | 459.35 | 430.35 | 401.35 | +10.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 529.35 | 517.85 | 488.85 | 459.35 | 430.35 | 401.35 | +10.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 529.65 | 517.95 | 488.75 | 459.65 | 430.45 | 401.25 | +4.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 530.25 | 518.65 | 489.45 | 460.25 | 431.15 | 401.95 | +7.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 526.35 | 515.35 | 487.85 | 459.85 | 432.25 | 404.75 | +11.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 531.65 | 519.95 | 490.85 | 461.65 | 432.45 | 403.35 | +7.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 534.55 | 523.05 | 494.05 | 464.55 | 435.55 | 406.55 | +4.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 536.55 | 524.95 | 495.75 | 466.55 | 437.45 | 408.25 | +0.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 537.25 | 525.65 | 496.45 | 467.25 | 438.15 | 408.95 | +12.4 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 542.75 | 531.15 | 501.95 | 472.75 | 443.65 | 414.45 | +0.8 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 543.35 | 531.75 | 502.55 | 473.35 | 444.25 | 415.05 | −5.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 544.65 | 537.95 | 503.85 | 474.65 | 445.45 | 416.35 | +4.3 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 560.55 | 548.95 | 519.75 | 490.65 | 461.45 | 432.25 | +6.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 577.45 | 565.95 | 536.95 | 507.45 | 478.45 | 449.45 | +9.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 588.95 | 577.25 | 548.15 | 518.95 | 489.75 | 460.65 | +4.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 591.95 | 580.45 | 551.45 | 521.95 | 492.95 | 463.95 | +9.9 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 466.15 | 454.55 | 425.35 | 396.15 | — | 337.85 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 470.35 | 458.75 | 429.55 | 400.35 | — | 342.05 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 487.55 | 475.95 | 446.75 | 417.55 | — | 359.25 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 491.85 | 480.25 | 451.05 | 421.85 | — | 363.55 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 508.95 | 497.35 | 468.15 | 438.95 | — | 380.65 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 551.75 | 540.15 | 510.95 | 481.75 | — | 423.45 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Muntogna da Schons for an adult aged 26 or over with a deductible of 2'000 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/gr/muntogna-da-schons/adult/with-accident/), the cheapest offer in [Muntogna da Schons](https://praemiencheck.onedoc.ch/en/gr/muntogna-da-schons/) is vita surselva (Sparmed) at 325.60 CHF a month.

### How much does health insurance cost in Muntogna da Schons in 2027 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/gr/muntogna-da-schons/adult/) with a deductible of 2'000 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/gr/muntogna-da-schons/adult/with-accident/), monthly premiums run from 325.60 CHF (vita surselva, Sparmed) to 492.95 CHF (Groupe Mutuel – Avenir, Standard model): 117 offers from 24 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 390.75 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Muntogna da Schons for an adult aged 26 or over with accident cover?

On the cheapest offer (vita surselva, Sparmed), the premium goes from 424.25 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/muntogna-da-schons/adult/with-accident/deductible-300/) to 299.85 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/muntogna-da-schons/adult/with-accident/deductible-2500/): 124.40 CHF less a month, 1'492.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'959 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Muntogna da Schons for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 2'000 CHF and with accident cover, the cheapest premium per model is: standard model 352.35 CHF (vita surselva), family doctor / HMO 325.60 CHF (vita surselva), flexible model 335.35 CHF (ÖKK), telemedicine 331.25 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 330.35 CHF at vita surselva (Sparmed) gives 325.60 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Muntogna da Schons is in region 3 of canton Graubünden.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/gr/muntogna-da-schons/adult/with-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Muntogna da Schons (GR): every situation: https://praemiencheck.onedoc.ch/en/gr/muntogna-da-schons/
- Premiums 2027 in Muntogna da Schons (GR), adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/gr/muntogna-da-schons/adult/
- Premiums 2027 in Muntogna da Schons (GR), adult, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/gr/muntogna-da-schons/adult/with-accident/
- Child: https://praemiencheck.onedoc.ch/en/gr/muntogna-da-schons/child/
- Young adult: https://praemiencheck.onedoc.ch/en/gr/muntogna-da-schons/young-adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/gr/muntogna-da-schons/adult/no-accident/deductible-2000/
- Deductible Premiums 2027 in Muntogna da Schons (GR), adult, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/muntogna-da-schons/adult/with-accident/deductible-300/
- Deductible Premiums 2027 in Muntogna da Schons (GR), adult, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/muntogna-da-schons/adult/with-accident/deductible-500/
- Deductible Premiums 2027 in Muntogna da Schons (GR), adult, deductible of 1'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/muntogna-da-schons/adult/with-accident/deductible-1000/
- Deductible Premiums 2027 in Muntogna da Schons (GR), adult, deductible of 1'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/muntogna-da-schons/adult/with-accident/deductible-1500/
- Deductible Premiums 2027 in Muntogna da Schons (GR), adult, deductible of 2'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/muntogna-da-schons/adult/with-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/gr/muntogna-da-schons/adult/with-accident/deductible-300/ — replace `gr` with your canton’s two-letter code (ge, vd, zh…), `muntogna-da-schons` with your municipality, `adult` with `child` or `young-adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-2000` with `deductible-2500` for another deductible. Markdown version: add `.md`.