# Health insurance premiums 2027 in Mesocco (GR), for a young adult aged 19 to 25 who wants a deductible of 500 CHF with accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · with accident cover · monthly premiums in CHF_

In [Mesocco](https://praemiencheck.onedoc.ch/en/gr/mesocco/) ([canton Graubünden](https://praemiencheck.onedoc.ch/en/gr/)), in 2027, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/gr/mesocco/young-adult/) with a 500 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/gr/mesocco/young-adult/with-accident/), the cheapest monthly basic insurance premium is **340.40 CHF** with **CONCORDIA** (HMO model) and the most expensive is 550.30 CHF with SLKK (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (500 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 352.00 | 340.40 | 311.20 | 282.00 | 252.90 | 223.70 | +1.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 354.00 | 342.40 | 313.20 | 284.00 | 254.90 | 225.70 | +2.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 355.55 | 343.90 | 314.75 | 285.55 | 256.40 | 227.25 | +3.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 355.55 | 343.90 | 314.75 | 285.55 | 256.40 | 227.25 | New tariff 2027 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 358.60 | 347.00 | 317.80 | 288.60 | 259.50 | 230.30 | +5.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 358.50 | 347.00 | 318.00 | 288.50 | 259.50 | 230.50 | +3.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 359.25 | 347.60 | 318.45 | 289.25 | 260.10 | 230.95 | +3.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 359.25 | 347.60 | 318.45 | 289.25 | 260.10 | 230.95 | +3.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 359.25 | 347.60 | 318.45 | 289.25 | 260.10 | 230.95 | +3.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 359.25 | 347.60 | 318.45 | 289.25 | 260.10 | 230.95 | +3.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 359.25 | 347.60 | 318.45 | 289.25 | 260.10 | 230.95 | New tariff 2027 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 360.50 | 348.90 | 319.70 | 290.50 | 261.40 | 232.20 | +3.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 360.50 | 348.90 | 319.70 | 290.50 | 261.40 | 232.20 | +3.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 360.50 | 348.90 | 319.70 | 290.50 | 261.40 | 232.20 | +3.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 360.60 | 349.10 | 320.10 | 290.60 | 261.60 | 232.60 | +3.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 362.60 | 351.10 | 322.10 | 292.60 | 263.60 | 234.60 | +3.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 364.30 | 352.70 | 323.50 | 294.30 | 265.20 | 236.00 | +1.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 366.50 | 354.90 | 325.70 | 296.50 | 267.40 | 238.20 | New tariff 2027 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 370.35 | 358.70 | 329.55 | 300.35 | 271.20 | 242.05 | +3.7 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 371.50 | 360.70 | 333.90 | 307.20 | 280.30 | 253.50 | +4.1 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 371.50 | 360.70 | 333.90 | 307.20 | 280.30 | 253.50 | +4.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 372.90 | 361.40 | 332.40 | 302.90 | 273.90 | 244.90 | +3.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 378.30 | 366.60 | 341.80 | 312.70 | 279.10 | 249.90 | New tariff 2027 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 380.20 | 368.60 | 339.40 | 310.20 | 281.10 | 254.90 | +6.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 381.10 | 369.40 | 340.30 | 311.10 | 281.90 | 252.80 | +3.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 385.50 | 373.80 | 344.70 | 315.50 | 286.30 | 257.20 | +3.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 385.50 | 373.80 | 344.70 | 315.50 | 286.30 | 257.20 | +3.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 385.50 | 373.80 | 344.70 | 315.50 | 286.30 | 257.20 | +3.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 385.90 | 374.30 | 345.10 | 315.90 | — | 257.60 | +3.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 386.80 | 375.20 | 346.00 | 316.80 | 287.70 | 267.50 | +7.8 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 389.30 | 378.60 | 352.00 | 325.30 | 298.60 | 271.90 | +4.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 390.30 | 378.70 | 349.50 | 320.30 | 291.20 | 262.00 | +1.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 390.30 | 378.70 | 349.50 | 320.30 | 291.20 | 262.00 | +1.9 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 390.70 | 379.10 | 349.90 | 320.70 | 291.60 | 262.40 | +0.6 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 391.50 | 380.70 | 353.90 | 327.10 | 300.20 | 273.40 | +3.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 394.20 | 382.60 | 353.40 | 324.20 | 295.10 | 265.90 | +3.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 394.90 | 383.30 | 354.10 | 324.90 | 295.80 | 266.60 | +1.9 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 395.60 | 384.00 | 354.80 | 325.60 | — | 267.30 | +3.4 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 397.50 | 385.90 | 356.70 | 327.50 | 298.40 | 269.20 | +1.7 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 396.50 | 386.40 | 361.00 | 335.70 | 310.30 | 278.30 | +5.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | VIVA health plan | 399.30 | 387.60 | 358.40 | 329.30 | 300.10 | 270.90 | New tariff 2027 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 399.50 | 387.90 | 358.70 | 329.50 | 300.40 | 271.20 | +4.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 399.70 | 388.10 | 358.90 | 329.70 | 300.60 | 271.40 | +0.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 399.90 | 388.30 | 359.10 | 329.90 | 300.80 | 274.60 | +6.5 % |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 398.60 | 388.60 | 365.00 | 340.10 | 315.10 | 288.60 | New tariff 2027 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 400.50 | 388.90 | 359.70 | 330.50 | 301.40 | 272.20 | +3.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 396.10 | 389.40 | 355.20 | 326.10 | 296.90 | 267.70 | +3.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 396.10 | 389.40 | 355.20 | 326.10 | 296.90 | 267.70 | +3.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 402.00 | 390.40 | 361.20 | 332.00 | — | 273.70 | +3.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 398.10 | 390.80 | 361.60 | 332.50 | 298.90 | 269.70 | New tariff 2027 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 403.60 | 392.00 | 362.80 | 333.60 | 304.50 | 275.30 | +1.7 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 403.80 | 392.20 | 363.00 | 333.80 | 304.70 | 275.50 | +4.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 405.20 | 393.60 | 364.40 | 335.20 | — | 276.90 | +3.4 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 405.60 | 394.00 | 364.80 | 335.70 | 306.50 | 277.30 | +5.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 404.50 | 397.80 | 363.70 | 334.50 | 305.30 | 276.20 | +3.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 409.60 | 398.00 | 368.80 | 339.60 | 310.50 | 281.30 | +0.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 409.50 | 398.00 | 369.00 | 339.50 | 310.50 | 281.50 | +7.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 409.70 | 398.20 | 369.20 | 339.70 | 310.70 | 281.70 | +3.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 410.20 | 398.60 | 369.40 | 340.20 | 311.10 | 281.90 | +8.1 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 407.90 | 398.90 | 376.40 | 353.90 | 330.90 | 308.40 | +4.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 411.60 | 400.00 | 370.80 | 341.60 | 312.50 | 283.30 | +1.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 413.20 | 401.60 | 372.40 | 343.20 | 314.10 | 284.90 | +5.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 408.90 | 402.30 | 368.10 | 338.90 | 309.80 | 280.60 | +3.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 414.20 | 402.70 | 373.70 | 344.20 | 315.20 | 286.20 | +7.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 413.50 | 406.20 | 381.40 | 352.30 | 331.90 | 302.70 | New tariff 2027 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 418.10 | 406.50 | 377.30 | 348.10 | — | 289.80 | +1.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 422.40 | 410.80 | 381.60 | 352.40 | 323.30 | 294.10 | +4.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 422.40 | 410.80 | 381.60 | 352.40 | 323.30 | 294.10 | +3.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 422.70 | 411.00 | 381.90 | 352.70 | 323.50 | 294.40 | +5.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 423.60 | 412.10 | 383.10 | 353.60 | 324.60 | 295.60 | +7.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 424.20 | 412.70 | 383.70 | 354.20 | 325.20 | 296.20 | +4.6 % |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 424.00 | 413.50 | 389.30 | 363.40 | 337.30 | 309.50 | +5.2 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 425.50 | 413.80 | 384.70 | 355.50 | 326.30 | 297.20 | +3.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 422.30 | 415.00 | 390.20 | 361.10 | 340.70 | 311.50 | New tariff 2027 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 421.80 | 415.10 | 381.00 | 351.80 | 322.60 | 293.50 | +3.6 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 427.80 | 416.20 | 387.30 | 357.80 | 333.80 | 310.80 | +4.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 428.30 | 416.80 | 387.80 | 358.30 | 329.30 | 300.30 | +7.3 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 428.00 | 416.85 | 389.50 | 359.50 | 329.55 | 303.90 | +5.7 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 432.10 | 420.50 | 391.30 | 362.10 | 333.00 | 303.80 | +1.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 434.10 | 422.60 | 393.60 | 364.10 | 335.10 | 306.10 | +4.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 435.70 | 424.00 | 394.90 | 365.70 | 336.50 | 307.40 | +3.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 438.00 | 426.40 | 397.20 | 368.00 | 338.90 | 309.70 | +3.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 439.10 | 427.60 | 398.60 | 369.10 | 340.10 | 311.10 | +4.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 439.80 | 428.20 | 399.00 | 369.80 | 340.70 | 311.50 | 0.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 435.50 | 428.20 | 399.00 | 369.80 | 340.70 | 311.50 | New tariff 2027 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 442.10 | 430.40 | 401.30 | 372.10 | 342.90 | 313.80 | +3.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 442.10 | 430.40 | 401.30 | 372.10 | 342.90 | 313.80 | +3.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 437.30 | 430.70 | 396.50 | 367.30 | 338.20 | 309.00 | +3.6 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 443.30 | 433.30 | 408.80 | 384.30 | 359.80 | 335.30 | +4.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 444.00 | 437.30 | 403.20 | 374.00 | 344.80 | 315.70 | +3.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 449.10 | 437.50 | 408.30 | 379.10 | 350.00 | 320.80 | +0.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 450.30 | 438.70 | 409.50 | 380.30 | — | 322.00 | +3.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 450.90 | 439.20 | 410.00 | 380.90 | 351.70 | 322.50 | +5.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 451.40 | 439.80 | 410.60 | 381.40 | 352.30 | 323.10 | +3.7 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 451.00 | 442.00 | 410.40 | 383.35 | 356.30 | 324.70 | +5.9 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 454.00 | 442.50 | 413.50 | 384.00 | 355.00 | 326.00 | +4.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 455.60 | 443.90 | 414.70 | 385.60 | 356.40 | 327.20 | +5.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 455.60 | 443.90 | 414.70 | 385.60 | 356.40 | 327.20 | +5.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 455.60 | 443.90 | 414.70 | 385.60 | 356.40 | 327.20 | +5.9 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 455.70 | 444.10 | 414.90 | 385.80 | 356.60 | 327.40 | +5.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 459.20 | 447.60 | 418.40 | 389.20 | 360.10 | 330.90 | +3.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 464.90 | 453.30 | 424.10 | 394.90 | 365.80 | 336.60 | +5.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 467.20 | 455.60 | 426.40 | 397.20 | 368.10 | 338.90 | New tariff 2027 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 468.00 | 456.50 | 427.50 | 398.00 | 369.00 | 340.00 | +7.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 469.60 | 458.00 | 428.80 | 399.60 | 370.50 | 341.30 | +5.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 472.40 | 460.80 | 431.60 | 402.40 | 373.30 | 344.10 | +2.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 472.40 | 460.80 | 431.60 | 402.40 | 373.30 | 344.10 | +2.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 477.60 | 466.00 | 436.80 | 407.60 | 378.50 | 349.30 | +2.1 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 483.20 | 473.20 | 448.10 | 423.00 | 398.00 | 372.90 | +3.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 492.30 | 480.60 | 451.40 | 422.30 | 393.10 | 363.90 | +3.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 493.20 | 481.60 | 452.40 | 423.20 | 394.10 | 364.90 | +2.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 493.20 | 481.60 | 452.40 | 423.20 | 394.10 | 364.90 | +2.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 496.10 | 484.60 | 455.60 | 426.10 | 397.10 | 368.10 | +4.6 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 505.70 | 495.20 | 468.90 | 442.70 | 416.50 | 390.20 | +3.9 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 511.30 | 500.70 | 474.20 | 447.60 | 421.10 | 394.50 | +3.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 519.10 | 507.50 | 478.30 | 449.10 | 420.00 | 390.80 | +2.1 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 561.90 | 550.30 | 521.10 | 491.90 | 462.80 | 433.60 | +3.9 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Mesocco for a young adult aged 19 to 25 with a deductible of 500 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/gr/mesocco/young-adult/with-accident/), the cheapest offer in [Mesocco](https://praemiencheck.onedoc.ch/en/gr/mesocco/) is CONCORDIA (HMO) at 340.40 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 358.70 CHF a month.

### How much does health insurance cost in Mesocco in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/gr/mesocco/young-adult/) with a deductible of 500 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/gr/mesocco/young-adult/with-accident/), monthly premiums run from 340.40 CHF (CONCORDIA, HMO) to 550.30 CHF (SLKK, Standard model): 117 offers from 24 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 306.80 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Mesocco for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (CONCORDIA, HMO), the premium goes from 352.00 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/mesocco/young-adult/with-accident/deductible-300/) to 223.70 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/mesocco/young-adult/with-accident/deductible-2500/): 128.30 CHF less a month, 1'539.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 2'011 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Mesocco for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 500 CHF and with accident cover, the cheapest premium per model is: standard model 358.70 CHF (Sanitas), family doctor / HMO 340.40 CHF (CONCORDIA), flexible model 347.60 CHF (Sanitas), telemedicine 342.40 CHF (CONCORDIA).

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Mesocco is in region 1 of canton Graubünden.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/gr/mesocco/young-adult/with-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Mesocco (GR): every situation: https://praemiencheck.onedoc.ch/en/gr/mesocco/
- Premiums 2027 in Mesocco (GR), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/gr/mesocco/young-adult/
- Premiums 2027 in Mesocco (GR), young adult, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/gr/mesocco/young-adult/with-accident/
- Child: https://praemiencheck.onedoc.ch/en/gr/mesocco/child/
- Adult: https://praemiencheck.onedoc.ch/en/gr/mesocco/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/gr/mesocco/young-adult/no-accident/deductible-500/
- Deductible Premiums 2027 in Mesocco (GR), young adult, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/mesocco/young-adult/with-accident/deductible-300/
- Deductible Premiums 2027 in Mesocco (GR), young adult, deductible of 1'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/mesocco/young-adult/with-accident/deductible-1000/
- Deductible Premiums 2027 in Mesocco (GR), young adult, deductible of 1'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/mesocco/young-adult/with-accident/deductible-1500/
- Deductible Premiums 2027 in Mesocco (GR), young adult, deductible of 2'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/mesocco/young-adult/with-accident/deductible-2000/
- Deductible Premiums 2027 in Mesocco (GR), young adult, deductible of 2'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/mesocco/young-adult/with-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/gr/mesocco/young-adult/with-accident/deductible-300/ — replace `gr` with your canton’s two-letter code (ge, vd, zh…), `mesocco` with your municipality, `young-adult` with `child` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-500` with `deductible-2500` for another deductible. Markdown version: add `.md`.