# Health insurance premiums 2026 in La Punt Chamues-ch (GR) La Punt Chamues-ch is in premium region 2 of the [canton of Graubünden](https://praemiencheck.onedoc.ch/en/gr/). In 2026, the cheapest health insurance premium in La Punt Chamues-ch is: - For [an adult without accident cover](https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/adult/no-accident/): **391.95 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/adult/no-accident/deductible-300/) (Agrisano, AGRIsmart), **280.65 CHF** with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/adult/no-accident/deductible-2500/) (ÖKK, Family doctor). - For [a young adult without accident cover](https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/young-adult/no-accident/): **284.65 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/young-adult/no-accident/deductible-300/) (Agrisano, AGRIsmart), **179.45 CHF** with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/young-adult/no-accident/deductible-2500/) (ÖKK, Family doctor). - For [a child with accident cover](https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/child/with-accident/): **86.75 CHF** a month with a [0 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/child/with-accident/deductible-0/) (Agrisano, AGRIsmart), **56.25 CHF** with a [600 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/child/with-accident/deductible-600/) (vita surselva, Sparmed). ## Without accident cover: from 280.65 to 571.85 CHF a month depending on the deductible and the model 117 offers from 24 health insurers. With a deductible of 300 CHF, the cheapest is **391.95 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 571.85 CHF with SLKK (Standard model). Lowest premium: - 300 CHF: 391.95 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/adult/no-accident/deductible-300/ - 500 CHF: 382.35 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/adult/no-accident/deductible-500/ - 1'000 CHF: 358.65 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/adult/no-accident/deductible-1000/ - 1'500 CHF: 334.75 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/adult/no-accident/deductible-1500/ - 2'000 CHF: 307.85 CHF (ÖKK, Family doctor) — https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/adult/no-accident/deductible-2000/ - 2'500 CHF: 280.65 CHF (ÖKK, Family doctor) — https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/adult/no-accident/deductible-2500/ | Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | |---|---|---|---:|---:|---:|---:|---:|---:| | [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 391.95 | 382.35 | 358.65 | 334.75 | 310.85 | 287.05 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 400.05 | 389.25 | 362.05 | 334.95 | 307.85 | 280.65 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 400.05 | 389.25 | 362.05 | 334.95 | 307.85 | 280.65 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 400.05 | 389.25 | 362.05 | 334.95 | 307.85 | 280.65 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 406.75 | 396.05 | 368.85 | 341.65 | 314.65 | 287.45 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 411.35 | 400.65 | 373.45 | 346.25 | — | 292.05 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 412.20 | 401.40 | 374.25 | 347.05 | 319.95 | 292.75 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 412.35 | 401.55 | 374.35 | 347.15 | 320.05 | 292.95 | | [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 412.65 | 402.55 | 377.65 | 352.55 | 327.45 | 302.35 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 413.05 | 402.25 | 375.05 | 347.95 | 320.85 | 293.75 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 413.35 | 402.45 | 380.35 | 353.15 | 321.05 | 293.95 | | [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 414.05 | 404.05 | 379.05 | 354.15 | 329.25 | 304.35 | | [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 414.05 | 404.05 | 379.05 | 354.15 | 329.25 | 304.35 | | [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 415.95 | 405.05 | 377.45 | 349.85 | 322.35 | 294.75 | | [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 415.95 | 405.05 | 377.45 | 349.85 | 322.35 | 294.75 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 416.15 | 405.45 | 378.25 | 351.05 | 324.05 | 296.85 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 416.15 | 405.45 | 378.25 | 351.05 | 324.05 | 296.85 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 416.15 | 405.45 | 378.25 | 351.05 | 324.05 | 296.85 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 418.25 | 407.45 | 385.25 | 358.15 | 326.05 | 298.95 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 419.05 | 408.25 | 381.05 | 353.95 | — | 299.75 | | [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 419.55 | 409.45 | 383.95 | 358.45 | 332.95 | 307.45 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 421.15 | 410.35 | 383.15 | 356.05 | 328.95 | 301.75 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 422.85 | 412.05 | 384.95 | 357.75 | 330.75 | 303.55 | | [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed | 424.35 | 413.15 | 386.35 | 359.95 | 333.25 | 310.45 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 429.65 | 418.95 | 392.05 | 364.55 | 337.65 | 310.65 | | [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 430.75 | 419.75 | 392.15 | 364.55 | 337.05 | 309.45 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 431.05 | 420.15 | 393.05 | 365.95 | 338.85 | 311.65 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 431.55 | 420.75 | 393.55 | 366.35 | 339.25 | 312.05 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 432.15 | 421.45 | 394.55 | 367.05 | 340.15 | 313.15 | | [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 432.95 | 423.55 | 399.85 | 376.35 | 352.75 | 321.35 | | [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 433.00 | 424.25 | 393.60 | 367.30 | 336.60 | 324.35 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 433.45 | 423.15 | 397.65 | 371.55 | 345.95 | 320.35 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 435.95 | 425.25 | 398.05 | 370.85 | 343.85 | 316.65 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 435.95 | 425.25 | 398.05 | 370.85 | 343.85 | 316.65 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 436.05 | 425.25 | 398.05 | 370.95 | 343.85 | 316.65 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 436.05 | 425.25 | 398.05 | 370.95 | 343.85 | 316.65 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 436.05 | 425.25 | 398.05 | 370.95 | 343.85 | 316.65 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 436.25 | 425.45 | 398.25 | 371.05 | 343.95 | 316.80 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 436.95 | 426.05 | 398.75 | 371.45 | 344.25 | 316.95 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 437.65 | 426.85 | 399.65 | 372.55 | 345.45 | 318.35 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 438.05 | 427.35 | 400.15 | 372.95 | — | 318.75 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 438.25 | 427.35 | 405.25 | 378.05 | 350.95 | 323.85 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 440.05 | 429.25 | 402.15 | 374.95 | 347.95 | 320.75 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 440.45 | 429.35 | 401.65 | 373.95 | 346.25 | 318.55 | | [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 440.65 | 430.95 | 405.85 | 381.25 | 356.15 | 331.05 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 441.05 | 430.25 | 403.05 | 375.85 | 348.75 | 321.60 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 441.05 | 430.25 | 403.05 | 375.85 | 348.75 | 321.60 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 441.15 | 430.35 | 403.15 | 375.95 | 348.85 | 321.65 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 441.95 | 431.15 | 403.95 | 376.85 | — | 322.55 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 442.65 | 431.95 | 404.95 | 377.55 | 350.55 | 323.55 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 442.65 | 432.35 | 406.85 | 380.75 | 355.15 | 329.55 | | [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 442.95 | 432.15 | 405.05 | 377.95 | 350.85 | 323.65 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 444.55 | 433.55 | 405.85 | 378.05 | 350.45 | 322.65 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 445.05 | 434.25 | 407.05 | 379.95 | 352.85 | 325.75 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 445.25 | 434.55 | 407.55 | 380.15 | 353.15 | 326.15 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 445.85 | 435.05 | 407.95 | 380.75 | 353.65 | 326.55 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 445.85 | 435.05 | 407.95 | 380.75 | 353.65 | 326.55 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 445.95 | 435.15 | 408.05 | 380.85 | 353.75 | 326.65 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 446.05 | 435.25 | 408.05 | 380.95 | 353.85 | 326.75 | | [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 446.95 | 435.75 | 407.45 | 379.65 | 351.95 | 328.15 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 447.05 | 436.35 | 409.45 | 381.95 | 355.05 | 328.05 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 447.55 | 441.25 | 409.35 | 382.05 | 354.85 | 327.55 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 447.55 | 441.25 | 409.35 | 382.05 | 354.85 | 327.55 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 448.15 | 437.35 | 415.15 | 388.05 | 360.95 | 333.85 | | [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 450.35 | 439.65 | 412.45 | 385.35 | 358.25 | 331.05 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 450.75 | 439.95 | 412.85 | 385.65 | 358.65 | 331.45 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 450.85 | 440.05 | 412.95 | 385.75 | 358.75 | 331.55 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 452.85 | 446.65 | 414.75 | 387.45 | 360.25 | 332.95 | | [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 456.05 | 444.55 | 419.20 | 386.90 | 359.20 | 347.65 | | [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 456.55 | 445.45 | 417.75 | 390.05 | 362.35 | 334.65 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 458.25 | 452.05 | 420.15 | 392.85 | 365.65 | 338.35 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 460.55 | 449.95 | 422.95 | 395.45 | 368.55 | 341.55 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 460.95 | 449.95 | 422.15 | 394.45 | 366.75 | 339.05 | | [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 462.45 | 451.75 | 426.25 | 400.15 | 374.15 | 348.15 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 463.15 | 452.25 | 430.15 | 403.05 | 375.85 | 348.75 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 463.25 | 453.05 | 427.45 | 401.45 | 375.75 | 350.15 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 463.55 | 452.85 | 425.85 | 398.45 | 371.45 | 344.55 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 465.65 | 454.85 | 427.75 | 400.55 | 373.55 | 346.35 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 465.65 | 454.85 | 427.75 | 400.55 | 373.55 | 346.35 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 468.55 | 457.85 | 430.65 | 403.45 | — | 349.25 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 469.05 | 462.85 | 430.85 | 403.65 | 376.35 | 349.15 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 471.25 | 460.55 | 433.55 | 406.15 | 379.15 | 352.25 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 471.25 | 460.55 | 433.55 | 406.15 | 379.15 | 352.25 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 474.65 | 463.85 | 436.65 | 409.45 | 382.35 | 355.15 | | [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 476.25 | 465.35 | 438.05 | 410.75 | 383.55 | 356.25 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 477.25 | 466.35 | 439.05 | 411.85 | 384.55 | 357.25 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 477.25 | 466.35 | 439.05 | 411.85 | 384.55 | 357.25 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 477.95 | 467.05 | 439.85 | 412.55 | 385.35 | 358.05 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 479.05 | 468.15 | 440.85 | 413.55 | 386.35 | 359.05 | | [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 479.35 | 468.65 | 441.45 | 414.35 | 387.25 | 360.35 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 486.85 | 476.05 | 448.85 | 421.75 | 394.65 | 367.55 | | [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 487.35 | 476.35 | 448.75 | 421.15 | 393.65 | 366.05 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 488.25 | 477.35 | 450.05 | 422.85 | 395.55 | 368.35 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 490.45 | 479.65 | 452.45 | 425.35 | 398.25 | 371.05 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 490.55 | 479.85 | 452.65 | 425.45 | 398.45 | 371.25 | | [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 491.15 | 481.75 | 458.15 | 434.55 | 410.95 | 387.35 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 491.75 | 481.15 | 454.15 | 426.65 | 399.75 | 372.75 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 492.15 | 481.25 | 453.95 | 426.65 | 399.45 | 372.15 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 493.05 | 482.15 | 455.05 | 427.95 | 400.75 | 373.65 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 493.35 | 482.45 | 455.25 | 427.95 | 400.75 | 373.45 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 494.45 | 483.55 | 456.25 | 428.95 | 401.75 | 374.45 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 495.25 | 484.45 | 457.35 | 430.15 | — | 375.95 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 496.15 | 485.35 | 458.25 | 431.05 | 404.05 | 376.85 | | [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 498.35 | 487.55 | 460.35 | 433.35 | 406.15 | 378.95 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 503.65 | 492.75 | 465.55 | 438.25 | 410.95 | 383.75 | | [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 505.35 | 494.45 | 467.15 | 439.85 | 412.65 | 385.35 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 505.85 | 494.85 | 467.05 | 439.35 | 411.75 | 383.95 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 508.85 | 497.85 | 470.65 | 443.35 | 416.15 | 388.85 | | [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 514.15 | 504.35 | 479.65 | 454.95 | 430.35 | 405.65 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 517.55 | 511.25 | 479.35 | 452.05 | 424.85 | 397.55 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 518.55 | 507.85 | 480.85 | 453.45 | 426.45 | 399.55 | | [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 519.95 | 510.05 | 485.05 | 460.05 | 435.15 | 410.25 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 527.15 | 516.45 | 489.45 | 462.05 | 435.05 | 408.05 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 533.65 | 527.45 | 495.45 | 468.25 | 440.95 | 413.75 | | [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 541.75 | 530.95 | 503.65 | 476.35 | 449.15 | 421.85 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 567.65 | 556.75 | 529.55 | 502.25 | 475.05 | 447.75 | | [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 571.85 | 560.95 | 533.55 | 506.05 | 478.75 | 451.25 | 117 offers from 24 health insurers.: https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/adult/no-accident.md ## With accident cover: from 302.15 to 608.75 CHF a month depending on the deductible and the model 117 offers from 24 health insurers. With a deductible of 300 CHF, the cheapest is **412.85 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 608.75 CHF with SLKK (Standard model). Lowest premium: - 300 CHF: 412.85 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/adult/with-accident/deductible-300/ - 500 CHF: 402.75 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/adult/with-accident/deductible-500/ - 1'000 CHF: 377.75 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/adult/with-accident/deductible-1000/ - 1'500 CHF: 352.65 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/adult/with-accident/deductible-1500/ - 2'000 CHF: 327.45 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/adult/with-accident/deductible-2000/ - 2'500 CHF: 302.15 CHF (ÖKK, Family doctor) — https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/adult/with-accident/deductible-2500/ | Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | |---|---|---|---:|---:|---:|---:|---:|---:| | [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 412.85 | 402.75 | 377.75 | 352.65 | 327.45 | 302.45 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 430.45 | 418.85 | 389.65 | 360.45 | 331.35 | 302.15 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 430.45 | 418.85 | 389.65 | 360.45 | 331.35 | 302.15 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 430.45 | 418.85 | 389.65 | 360.45 | 331.35 | 302.15 | | [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 434.65 | 424.05 | 397.75 | 371.35 | 344.95 | 318.55 | | [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 435.65 | 426.85 | 396.00 | 369.55 | 338.65 | 326.35 | | [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed | 437.65 | 426.05 | 398.45 | 371.15 | 343.65 | 320.15 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 437.75 | 426.15 | 396.95 | 367.75 | 338.65 | 309.45 | | [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 440.45 | 428.85 | 399.65 | 370.45 | 341.35 | 312.15 | | [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 440.45 | 428.85 | 399.65 | 370.45 | 341.35 | 312.15 | | [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 441.95 | 431.25 | 404.45 | 377.55 | 350.75 | 323.95 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 442.75 | 431.15 | 401.95 | 372.75 | — | 314.45 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 443.15 | 431.55 | 402.35 | 373.15 | 344.05 | 314.85 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 443.25 | 431.65 | 402.45 | 373.25 | 344.15 | 314.95 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 444.55 | 432.95 | 403.75 | 374.55 | 345.45 | 316.25 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 444.85 | 433.15 | 409.35 | 380.15 | 345.65 | 316.45 | | [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 445.55 | 434.85 | 407.95 | 381.15 | 354.35 | 327.55 | | [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 445.55 | 434.85 | 407.95 | 381.15 | 354.35 | 327.55 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 447.85 | 436.25 | 407.05 | 377.85 | 348.75 | 319.55 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 447.85 | 436.25 | 407.05 | 377.85 | 348.75 | 319.55 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 447.85 | 436.25 | 407.05 | 377.85 | 348.75 | 319.55 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 450.15 | 438.45 | 414.65 | 385.55 | 350.95 | 321.85 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 450.95 | 439.35 | 410.15 | 380.95 | — | 322.65 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 453.15 | 441.55 | 412.35 | 383.15 | 354.05 | 324.85 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 455.05 | 443.45 | 414.25 | 385.05 | 355.95 | 326.75 | | [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 456.05 | 444.45 | 415.25 | 386.05 | 356.95 | 327.75 | | [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 458.85 | 447.25 | 421.75 | 389.25 | 361.40 | 349.80 | | [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 460.95 | 449.35 | 420.15 | 391.55 | 362.95 | 338.45 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 462.45 | 450.95 | 421.95 | 392.45 | 363.45 | 334.45 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 463.85 | 452.25 | 423.05 | 393.85 | 364.75 | 335.55 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 463.85 | 452.15 | 422.95 | 393.85 | 364.65 | 335.45 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 463.85 | 452.25 | 423.05 | 393.85 | 364.75 | 335.55 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 465.05 | 453.55 | 424.55 | 395.05 | 366.05 | 337.05 | | [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 465.85 | 455.75 | 430.35 | 405.05 | 379.65 | 345.95 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 466.45 | 455.45 | 427.95 | 399.95 | 372.35 | 344.85 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 467.85 | 456.15 | 426.95 | 397.85 | 368.65 | 339.45 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 468.25 | 456.65 | 427.45 | 398.25 | 369.15 | 339.95 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 468.95 | 457.35 | 428.15 | 398.95 | 369.85 | 340.65 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 469.15 | 457.55 | 428.35 | 399.15 | 370.05 | 340.85 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 469.15 | 457.55 | 428.35 | 399.15 | 370.05 | 340.85 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 469.25 | 457.55 | 428.35 | 399.25 | 370.05 | 340.85 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 469.25 | 457.55 | 428.35 | 399.25 | 370.05 | 340.85 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 469.25 | 457.55 | 428.35 | 399.25 | 370.05 | 340.85 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 470.95 | 459.35 | 430.15 | 400.95 | 371.85 | 342.65 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 471.45 | 459.85 | 430.65 | 401.45 | — | 343.15 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 471.55 | 459.95 | 436.15 | 406.95 | 377.75 | 348.65 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 473.55 | 461.95 | 432.75 | 403.55 | 374.45 | 345.25 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 474.10 | 462.50 | 433.30 | 404.10 | 375.00 | 345.80 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 474.10 | 462.50 | 433.30 | 404.10 | 375.00 | 345.80 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 474.15 | 462.55 | 433.35 | 404.15 | 375.05 | 345.85 | | [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 474.25 | 463.75 | 436.75 | 410.25 | 383.25 | 356.35 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 475.55 | 463.95 | 434.75 | 405.55 | — | 347.25 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 476.35 | 464.85 | 435.85 | 406.35 | 377.35 | 348.35 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 476.35 | 465.35 | 437.85 | 409.85 | 382.25 | 354.75 | | [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 476.65 | 465.05 | 435.85 | 406.75 | 377.55 | 348.35 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 478.85 | 467.25 | 438.05 | 408.85 | 379.75 | 350.55 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 479.15 | 467.65 | 438.65 | 409.15 | 380.15 | 351.15 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 479.15 | 472.55 | 438.35 | 409.15 | 380.05 | 350.85 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 479.15 | 472.55 | 438.35 | 409.15 | 380.05 | 350.85 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 479.75 | 468.15 | 438.95 | 409.75 | 380.65 | 351.45 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 479.75 | 468.15 | 438.95 | 409.75 | 380.65 | 351.45 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 479.85 | 468.25 | 439.05 | 409.85 | 380.75 | 351.55 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 479.95 | 468.35 | 439.15 | 409.95 | 380.85 | 351.65 | | [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 480.85 | 469.15 | 440.05 | 410.85 | 381.65 | 352.55 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 481.15 | 469.65 | 440.65 | 411.15 | 382.15 | 353.15 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 482.25 | 470.65 | 446.85 | 417.65 | 388.45 | 359.35 | | [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 484.65 | 473.05 | 443.85 | 414.65 | 385.55 | 356.35 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 484.95 | 478.25 | 444.15 | 414.95 | 385.75 | 356.65 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 485.05 | 473.45 | 444.25 | 415.05 | 385.95 | 356.75 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 485.15 | 473.55 | 444.35 | 415.15 | 386.05 | 356.85 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 485.45 | 473.85 | 444.65 | 415.45 | 386.35 | 357.15 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 490.65 | 484.05 | 449.85 | 420.65 | 391.55 | 362.35 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 495.65 | 484.15 | 455.15 | 425.65 | 396.65 | 367.65 | | [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 497.65 | 486.05 | 458.65 | 430.65 | 402.65 | 374.65 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 498.35 | 486.65 | 462.85 | 433.75 | 404.55 | 375.35 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 498.55 | 487.55 | 460.05 | 432.05 | 404.45 | 376.95 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 498.85 | 487.35 | 458.35 | 428.85 | 399.85 | 370.85 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 501.05 | 489.45 | 460.25 | 431.05 | 401.95 | 372.75 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 501.05 | 489.45 | 460.25 | 431.05 | 401.95 | 372.75 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 502.25 | 495.55 | 461.35 | 432.25 | 403.05 | 373.85 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 504.25 | 492.65 | 463.45 | 434.25 | — | 375.95 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 507.05 | 495.55 | 466.55 | 437.05 | 408.05 | 379.05 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 507.05 | 495.55 | 466.55 | 437.05 | 408.05 | 379.05 | | [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 509.65 | 498.05 | 468.85 | 439.65 | 410.55 | 381.35 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 510.15 | 498.55 | 469.35 | 440.15 | 411.05 | 381.85 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 510.95 | 499.35 | 470.15 | 440.95 | 411.85 | 382.65 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 510.95 | 499.35 | 470.15 | 440.95 | 411.85 | 382.65 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 511.75 | 500.15 | 470.95 | 441.75 | 412.65 | 383.45 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 512.85 | 501.25 | 472.05 | 442.85 | 413.75 | 384.55 | | [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 515.85 | 504.25 | 475.05 | 445.85 | 416.75 | 387.85 | | [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 515.95 | 504.35 | 475.15 | 445.95 | 416.85 | 387.65 | | [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 522.75 | 512.85 | 487.75 | 462.55 | 437.55 | 412.45 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 522.75 | 511.15 | 481.95 | 452.75 | 423.65 | 394.45 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 523.85 | 512.25 | 483.05 | 453.85 | 424.75 | 395.55 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 526.95 | 515.25 | 486.05 | 456.95 | 427.75 | 398.55 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 527.65 | 516.05 | 486.85 | 457.65 | 428.55 | 399.35 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 527.85 | 516.25 | 487.05 | 457.85 | 428.75 | 399.55 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 528.25 | 516.55 | 487.45 | 458.25 | 429.05 | 399.95 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 529.15 | 517.65 | 488.65 | 459.15 | 430.15 | 401.15 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 529.35 | 517.65 | 488.55 | 459.35 | 430.15 | 401.05 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 530.45 | 518.85 | 489.65 | 460.45 | 431.35 | 402.15 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 532.75 | 521.15 | 491.95 | 462.75 | 433.65 | 404.45 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 532.95 | 521.35 | 492.15 | 462.95 | — | 404.65 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 533.85 | 522.25 | 493.05 | 463.85 | 434.75 | 405.55 | | [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 536.15 | 524.55 | 495.35 | 466.25 | 437.05 | 407.85 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 539.25 | 527.55 | 498.45 | 469.25 | 440.05 | 410.95 | | [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 540.75 | 529.15 | 499.95 | 470.75 | 441.65 | 412.45 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 544.75 | 533.05 | 503.95 | 474.75 | 445.55 | 416.45 | | [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 547.35 | 536.95 | 510.65 | 484.35 | 458.15 | 431.85 | | [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 553.45 | 542.95 | 516.35 | 489.75 | 463.35 | 436.75 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 554.05 | 547.45 | 513.25 | 484.05 | 454.95 | 425.75 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 557.95 | 546.45 | 517.45 | 487.95 | 458.95 | 429.95 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 567.15 | 555.65 | 526.65 | 497.15 | 468.15 | 439.15 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 571.35 | 564.65 | 530.55 | 501.35 | 472.15 | 443.05 | | [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 579.75 | 568.15 | 538.95 | 509.75 | 480.65 | 451.45 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 607.75 | 596.05 | 566.95 | 537.75 | 508.55 | 479.45 | | [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 608.75 | 597.15 | 567.95 | 538.75 | 509.65 | 480.45 | 117 offers from 24 health insurers.: https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/adult/with-accident.md ## Without accident cover: from 179.45 to 468.05 CHF a month depending on the deductible and the model 117 offers from 24 health insurers. With a deductible of 300 CHF, the cheapest is **284.65 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 468.05 CHF with SLKK (Standard model). Lowest premium: - 300 CHF: 284.65 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/young-adult/no-accident/deductible-300/ - 500 CHF: 275.15 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/young-adult/no-accident/deductible-500/ - 1'000 CHF: 251.35 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/young-adult/no-accident/deductible-1000/ - 1'500 CHF: 227.55 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/young-adult/no-accident/deductible-1500/ - 2'000 CHF: 203.65 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/young-adult/no-accident/deductible-2000/ - 2'500 CHF: 179.45 CHF (ÖKK, Family doctor) — https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/young-adult/no-accident/deductible-2500/ | Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | |---|---|---|---:|---:|---:|---:|---:|---:| | [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 284.65 | 275.15 | 251.35 | 227.55 | 203.65 | 179.95 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 298.75 | 287.95 | 260.75 | 233.65 | 206.55 | 179.45 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 298.75 | 287.95 | 260.75 | 233.65 | 206.55 | 179.45 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 298.75 | 287.95 | 260.75 | 233.65 | 206.55 | 179.45 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 299.75 | 288.95 | 261.75 | 234.60 | 207.50 | 180.30 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 299.85 | 289.05 | 261.95 | 234.75 | 207.65 | 180.45 | | [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 299.85 | 289.85 | 264.85 | 239.65 | 214.55 | 189.65 | | [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 300.35 | 290.35 | 265.45 | 240.55 | 215.55 | 190.65 | | [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 300.35 | 290.35 | 265.45 | 240.55 | 215.55 | 190.65 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 302.90 | 292.10 | 264.95 | 237.75 | 210.65 | 183.45 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 302.90 | 292.10 | 264.95 | 237.75 | 210.65 | 183.45 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 302.90 | 292.10 | 264.95 | 237.75 | 210.65 | 183.45 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 303.05 | 292.25 | 265.05 | 237.85 | 210.75 | 183.65 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 303.05 | 292.25 | 265.05 | 237.85 | 210.75 | 183.65 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 303.85 | 293.05 | 265.95 | 238.75 | 211.65 | 184.55 | | [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 304.95 | 294.75 | 269.35 | 243.75 | 218.25 | 192.85 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 308.35 | 297.65 | 270.75 | 243.25 | 216.35 | 189.35 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 308.45 | 297.65 | 270.55 | 243.35 | 216.35 | 189.15 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 310.15 | 299.45 | 272.55 | 245.05 | 218.05 | 191.15 | | [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 310.85 | 299.85 | 272.25 | 244.65 | 217.15 | 190.45 | | [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 310.85 | 299.85 | 272.25 | 244.65 | 217.15 | 190.45 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 311.95 | 301.25 | 274.25 | 246.85 | 219.85 | 192.95 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 312.55 | 301.75 | 274.55 | 247.35 | 220.25 | 193.15 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 313.35 | 302.45 | 275.25 | 248.25 | 221.05 | 193.95 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 315.85 | 305.05 | 277.95 | 250.75 | 223.65 | 196.55 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 316.15 | 305.35 | 281.95 | 254.85 | 223.95 | 196.85 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 316.95 | 306.05 | 279.05 | 251.85 | 224.75 | 197.65 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 316.95 | 306.05 | 279.05 | 251.85 | 224.75 | 197.65 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 316.95 | 306.05 | 279.05 | 251.85 | 224.75 | 197.65 | | [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 319.05 | 309.65 | 286.05 | 262.55 | 238.85 | 220.35 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 320.95 | 310.25 | 283.25 | 255.85 | 228.85 | 201.85 | | [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 321.85 | 310.95 | 283.35 | 255.75 | 228.25 | 200.65 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 324.35 | 313.45 | 286.25 | 259.25 | 232.05 | 204.85 | | [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 326.55 | 315.75 | 288.55 | 261.55 | 234.35 | 208.55 | | [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 326.85 | 316.15 | 288.95 | 261.85 | 234.75 | 207.55 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 326.95 | 316.15 | 288.95 | 261.85 | 234.75 | 207.65 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 328.75 | 317.95 | 290.85 | 263.65 | 236.65 | 209.45 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 329.05 | 318.05 | 290.35 | 262.55 | 234.95 | 207.15 | | [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 331.95 | 320.75 | 293.15 | 265.45 | 237.65 | 210.05 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 331.95 | 321.15 | 293.95 | 266.85 | 239.75 | 212.65 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 331.95 | 321.15 | 293.95 | 266.85 | 239.75 | 212.65 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 331.95 | 321.15 | 293.95 | 266.85 | 239.75 | 212.65 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 332.15 | 321.05 | 293.35 | 265.65 | 237.95 | 210.25 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 332.45 | 321.75 | 294.55 | 267.35 | 240.35 | 213.15 | | [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 332.55 | 321.65 | 294.35 | 267.05 | 239.85 | 212.55 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 332.55 | 326.35 | 294.45 | 267.15 | 239.85 | 212.65 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 332.55 | 326.35 | 294.45 | 267.15 | 239.85 | 212.65 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 332.95 | 325.85 | 298.75 | 271.65 | 240.75 | 213.65 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 333.35 | 322.55 | 295.45 | 268.25 | — | 214.05 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 335.95 | 325.15 | 297.95 | 270.85 | 243.75 | 216.65 | | [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 336.35 | 328.05 | 307.15 | 286.15 | 264.75 | 243.85 | | [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 338.65 | 327.85 | 300.55 | 273.25 | 246.05 | 218.75 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 339.05 | 328.25 | 301.05 | 273.95 | — | 219.75 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 340.15 | 333.85 | 301.95 | 274.65 | 247.45 | 220.15 | | [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed | 341.45 | 331.75 | 310.25 | 285.75 | 262.25 | 232.75 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 343.85 | 337.65 | 305.75 | 278.45 | 251.15 | 223.95 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 344.15 | 333.35 | 306.25 | 279.05 | 251.95 | 224.85 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 344.35 | 333.35 | 305.55 | 277.85 | 250.25 | 222.45 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 345.35 | 334.65 | 307.65 | 280.25 | 253.25 | 226.25 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 346.05 | 335.25 | 308.05 | 282.85 | 257.55 | 234.15 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 347.45 | 336.55 | 309.25 | 282.05 | 254.75 | 227.55 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 347.45 | 336.55 | 309.25 | 282.05 | 254.75 | 227.55 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 347.75 | 336.95 | 309.75 | 282.65 | 255.55 | 228.45 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 347.75 | 336.95 | 309.75 | 282.65 | 255.55 | 228.45 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 349.35 | 338.65 | 311.65 | 284.25 | 257.25 | 230.25 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 349.75 | 339.05 | 312.05 | 284.65 | 257.65 | 230.65 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 353.05 | 342.25 | 315.15 | 287.95 | — | 233.75 | | [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 353.05 | 342.35 | 315.45 | 288.05 | 265.75 | 244.35 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 353.15 | 342.45 | 315.45 | 288.05 | 261.05 | 234.15 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 353.25 | 347.05 | 315.15 | 287.85 | 260.65 | 233.35 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 353.55 | 342.65 | 315.55 | 290.35 | 265.05 | 241.65 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 355.75 | 344.95 | 317.75 | 290.65 | 263.55 | 236.45 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 355.85 | 345.05 | 317.95 | 290.75 | — | 236.55 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 357.25 | 346.45 | 319.25 | 292.15 | 265.05 | 237.95 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 357.35 | 346.65 | 319.65 | 292.25 | 265.25 | 238.35 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 358.05 | 347.35 | 320.35 | 292.95 | 265.95 | 238.95 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 358.35 | 347.45 | 320.25 | 292.95 | 265.75 | 238.45 | | [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 359.65 | 349.55 | 327.25 | 301.55 | 277.25 | 246.65 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 359.65 | 348.85 | 321.75 | 294.55 | 267.45 | 240.35 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 360.85 | 350.05 | 322.95 | 295.75 | 268.65 | 241.55 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 361.35 | 350.65 | 323.65 | 296.25 | 269.25 | 242.35 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 362.15 | 351.45 | 324.45 | 297.05 | 270.05 | 243.15 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 363.35 | 352.45 | 325.25 | 297.95 | 270.75 | 243.45 | | [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 364.35 | 353.35 | 325.75 | 298.15 | 270.65 | 243.05 | | [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 366.05 | 356.75 | 333.95 | 311.15 | 288.45 | 265.65 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 366.85 | 360.65 | 328.65 | 301.45 | 274.15 | 246.95 | | [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 367.45 | 356.65 | 329.55 | 302.45 | 275.25 | 248.15 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 368.45 | 357.65 | 330.55 | 303.35 | 276.25 | 249.15 | | [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 368.55 | 357.55 | 330.25 | 303.05 | 275.75 | 248.45 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 370.95 | 360.05 | 332.75 | 305.55 | 278.25 | 250.95 | | [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 371.65 | 360.35 | 333.95 | 303.80 | 273.65 | 251.05 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 372.15 | 365.95 | 333.95 | 306.75 | 279.45 | 252.25 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 374.25 | 363.35 | 336.05 | 308.85 | 281.55 | 254.35 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 374.65 | 363.95 | 336.95 | 309.55 | 282.55 | 255.55 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 374.85 | 363.95 | 336.65 | 309.45 | 282.15 | 254.85 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 374.85 | 363.95 | 336.65 | 309.45 | 282.15 | 254.85 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 375.45 | 364.75 | 337.55 | 310.35 | — | 256.15 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 375.95 | 365.05 | 337.75 | 310.55 | 283.25 | 255.95 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 378.05 | 367.05 | 339.35 | 311.55 | 283.95 | 256.15 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 378.35 | 367.55 | 340.35 | 313.25 | 286.15 | 259.05 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 378.35 | 367.55 | 340.35 | 313.25 | 286.15 | 259.05 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 382.55 | 371.75 | 344.55 | 317.45 | 290.35 | 263.25 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 382.65 | 371.75 | 344.55 | 317.25 | 289.95 | 262.75 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 386.55 | 375.65 | 348.45 | 321.15 | 293.85 | 266.65 | | [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 391.45 | 381.90 | 351.80 | 324.00 | 294.30 | 268.50 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 391.45 | 380.65 | 353.55 | 326.35 | 299.25 | 272.15 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 395.15 | 384.35 | 357.25 | 330.05 | 303.05 | 275.85 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 395.15 | 384.35 | 357.25 | 330.05 | 303.05 | 275.85 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 395.25 | 384.45 | 357.25 | 330.15 | — | 275.85 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 395.35 | 384.75 | 357.75 | 330.25 | 303.35 | 276.35 | | [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 401.75 | 392.45 | 368.85 | 345.15 | 321.65 | 298.05 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 409.85 | 399.15 | 372.25 | 344.75 | 317.85 | 290.85 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 413.15 | 402.25 | 374.95 | 347.75 | 320.45 | 293.15 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 416.15 | 405.45 | 378.25 | 351.05 | 324.05 | 296.85 | | [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 420.75 | 410.85 | 386.15 | 361.45 | 336.85 | 312.15 | | [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 425.45 | 415.55 | 390.55 | 365.55 | 340.65 | 315.65 | | [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 468.05 | 457.15 | 429.65 | 402.25 | 374.85 | 347.45 | 117 offers from 24 health insurers.: https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/young-adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/young-adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/young-adult/no-accident.md ## With accident cover: from 189.65 to 498.25 CHF a month depending on the deductible and the model 117 offers from 24 health insurers. With a deductible of 300 CHF, the cheapest is **299.95 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 498.25 CHF with SLKK (Standard model). Lowest premium: - 300 CHF: 299.95 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/young-adult/with-accident/deductible-300/ - 500 CHF: 289.95 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/young-adult/with-accident/deductible-500/ - 1'000 CHF: 264.85 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/young-adult/with-accident/deductible-1000/ - 1'500 CHF: 239.75 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/young-adult/with-accident/deductible-1500/ - 2'000 CHF: 214.65 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/young-adult/with-accident/deductible-2000/ - 2'500 CHF: 189.65 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/young-adult/with-accident/deductible-2500/ | Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | |---|---|---|---:|---:|---:|---:|---:|---:| | [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 299.95 | 289.95 | 264.85 | 239.75 | 214.65 | 189.65 | | [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 315.95 | 305.35 | 279.05 | 252.55 | 226.15 | 199.85 | | [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 321.25 | 310.55 | 283.75 | 256.85 | 230.05 | 203.25 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 321.55 | 309.95 | 280.75 | 251.55 | 222.45 | 193.25 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 321.55 | 309.95 | 280.75 | 251.55 | 222.45 | 193.25 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 321.55 | 309.95 | 280.75 | 251.55 | 222.45 | 193.25 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 322.35 | 310.75 | 281.55 | 252.35 | 223.25 | 194.05 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 322.45 | 310.85 | 281.65 | 252.45 | 223.35 | 194.15 | | [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 323.35 | 312.55 | 285.75 | 258.95 | 232.15 | 205.35 | | [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 323.35 | 312.55 | 285.75 | 258.95 | 232.15 | 205.35 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 325.75 | 314.15 | 284.95 | 255.75 | 226.65 | 197.45 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 325.75 | 314.15 | 284.95 | 255.75 | 226.65 | 197.45 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 325.75 | 314.15 | 284.95 | 255.75 | 226.65 | 197.45 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 325.85 | 314.25 | 285.05 | 255.85 | 226.75 | 197.55 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 325.85 | 314.25 | 285.05 | 255.85 | 226.75 | 197.55 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 327.05 | 315.45 | 286.25 | 257.05 | 227.95 | 198.75 | | [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 329.15 | 317.55 | 288.35 | 259.15 | 230.05 | 201.75 | | [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 329.15 | 317.55 | 288.35 | 259.15 | 230.05 | 201.75 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 331.95 | 320.45 | 291.45 | 261.95 | 232.95 | 203.95 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 332.05 | 320.45 | 291.25 | 262.05 | 232.95 | 203.75 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 333.85 | 322.35 | 293.35 | 263.85 | 234.85 | 205.85 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 335.85 | 324.35 | 295.35 | 265.85 | 236.85 | 207.85 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 336.05 | 324.45 | 295.25 | 266.05 | 236.95 | 207.75 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 337.25 | 325.55 | 296.35 | 267.25 | 238.05 | 208.85 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 340.05 | 328.45 | 299.25 | 270.05 | 240.95 | 211.75 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 340.35 | 328.65 | 303.55 | 274.35 | 241.15 | 212.05 | | [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 340.85 | 329.25 | 300.05 | 270.85 | 241.75 | 212.55 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 341.15 | 329.45 | 300.35 | 271.15 | 241.95 | 212.85 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 341.15 | 329.45 | 300.35 | 271.15 | 241.95 | 212.85 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 341.15 | 329.45 | 300.35 | 271.15 | 241.95 | 212.85 | | [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 343.45 | 333.35 | 307.95 | 282.65 | 257.25 | 237.25 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 345.45 | 333.95 | 304.95 | 275.45 | 246.45 | 217.45 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 346.65 | 335.05 | 305.85 | 276.65 | 247.55 | 218.35 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 349.05 | 337.35 | 308.15 | 279.05 | 249.85 | 220.65 | | [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 349.65 | 337.95 | 308.85 | 279.65 | 250.45 | 221.35 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 349.85 | 338.25 | 309.05 | 279.85 | 250.75 | 221.55 | | [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 351.45 | 339.85 | 310.65 | 281.55 | 252.35 | 224.55 | | [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 351.85 | 340.25 | 311.05 | 281.85 | 252.75 | 223.55 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 351.95 | 340.35 | 311.15 | 281.95 | 252.85 | 223.65 | | [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed | 352.15 | 342.15 | 319.95 | 294.65 | 270.45 | 240.05 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 353.95 | 342.35 | 313.15 | 283.95 | 254.85 | 225.65 | | [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 355.95 | 344.35 | 315.15 | 285.95 | 256.85 | 227.65 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 356.15 | 349.55 | 315.35 | 286.15 | 257.05 | 227.85 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 356.15 | 349.55 | 315.35 | 286.15 | 257.05 | 227.85 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 357.25 | 345.65 | 316.45 | 287.25 | 258.15 | 228.95 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 357.25 | 345.65 | 316.45 | 287.25 | 258.15 | 228.95 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 357.25 | 345.65 | 316.45 | 287.25 | 258.15 | 228.95 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 357.85 | 346.25 | 317.05 | 287.85 | 258.75 | 229.55 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 358.45 | 350.75 | 321.65 | 292.45 | 259.25 | 230.15 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 358.85 | 347.25 | 318.05 | 288.85 | — | 230.55 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 361.55 | 349.95 | 320.75 | 291.55 | 262.45 | 233.25 | | [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 362.05 | 353.05 | 330.65 | 308.05 | 285.05 | 262.55 | | [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 362.55 | 350.95 | 321.75 | 292.55 | 263.45 | 234.25 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 362.75 | 351.15 | 321.95 | 292.75 | 263.65 | 234.45 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 364.25 | 357.55 | 323.45 | 294.25 | 265.05 | 235.95 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 364.95 | 353.35 | 324.15 | 294.95 | — | 236.65 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 368.25 | 361.65 | 327.45 | 298.25 | 269.15 | 239.95 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 370.45 | 358.85 | 329.65 | 300.45 | 271.35 | 242.15 | | [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 370.95 | 360.45 | 337.45 | 310.95 | 285.95 | 254.35 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 371.75 | 360.25 | 331.25 | 301.75 | 272.75 | 243.75 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 372.05 | 360.45 | 331.25 | 302.05 | 272.95 | 243.75 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 372.05 | 360.45 | 331.25 | 302.05 | 272.95 | 243.75 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 372.45 | 360.85 | 331.65 | 304.55 | 277.35 | 252.15 | | [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 373.90 | 362.55 | 336.00 | 305.65 | 275.35 | 252.60 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 374.25 | 362.65 | 333.45 | 304.25 | 275.15 | 245.95 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 374.25 | 362.65 | 333.45 | 304.25 | 275.15 | 245.95 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 376.05 | 364.55 | 335.55 | 306.05 | 277.05 | 248.05 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 376.45 | 364.95 | 335.95 | 306.45 | 277.45 | 248.45 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 378.35 | 371.65 | 337.55 | 308.35 | 279.15 | 250.05 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 380.05 | 368.45 | 339.25 | 310.05 | — | 251.75 | | [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 380.05 | 368.45 | 339.55 | 310.05 | 286.05 | 263.05 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 380.15 | 368.65 | 339.65 | 310.15 | 281.15 | 252.15 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 380.55 | 368.85 | 339.65 | 312.55 | 285.35 | 260.25 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 382.85 | 371.25 | 342.05 | 312.85 | 283.75 | 254.55 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 383.05 | 371.45 | 342.25 | 313.05 | — | 254.75 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 383.85 | 372.15 | 342.95 | 313.85 | 284.65 | 255.45 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 384.55 | 372.85 | 343.75 | 314.55 | 285.35 | 256.25 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 384.65 | 373.15 | 344.15 | 314.65 | 285.65 | 256.65 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 385.35 | 373.85 | 344.85 | 315.35 | 286.35 | 257.35 | | [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 385.75 | 374.15 | 344.95 | 315.75 | 286.65 | 257.45 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 387.05 | 375.45 | 346.25 | 317.05 | 287.95 | 258.75 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 388.35 | 376.75 | 347.55 | 318.35 | 289.25 | 260.05 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 388.95 | 377.45 | 348.45 | 318.95 | 289.95 | 260.95 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 389.15 | 377.55 | 348.35 | 319.15 | 290.05 | 260.85 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 389.85 | 378.35 | 349.35 | 319.85 | 290.85 | 261.85 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 392.85 | 386.25 | 352.05 | 322.85 | 293.75 | 264.55 | | [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 393.85 | 384.25 | 353.95 | 326.00 | 296.10 | 270.15 | | [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 393.95 | 383.95 | 359.45 | 334.95 | 310.45 | 285.95 | | [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 394.45 | 382.75 | 353.55 | 324.45 | 295.25 | 266.05 | | [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 395.45 | 383.85 | 354.65 | 325.55 | 296.35 | 267.15 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 396.55 | 384.95 | 355.75 | 326.55 | 297.45 | 268.25 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 397.25 | 385.55 | 356.35 | 327.25 | 298.05 | 268.85 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 398.25 | 386.65 | 357.45 | 328.25 | 299.15 | 269.95 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 398.55 | 391.85 | 357.65 | 328.55 | 299.35 | 270.15 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 400.75 | 389.15 | 359.95 | 330.75 | 301.65 | 272.45 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 401.45 | 389.75 | 360.55 | 331.45 | 302.25 | 273.05 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 401.45 | 389.75 | 360.55 | 331.45 | 302.25 | 273.05 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 402.55 | 390.95 | 361.75 | 332.55 | 303.45 | 274.25 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 403.15 | 391.65 | 362.65 | 333.15 | 304.15 | 275.15 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 404.15 | 392.55 | 363.35 | 334.15 | — | 275.85 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 407.15 | 395.55 | 366.35 | 337.15 | 308.05 | 278.85 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 407.15 | 395.55 | 366.35 | 337.15 | 308.05 | 278.85 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 409.75 | 398.15 | 368.95 | 339.75 | 310.65 | 281.45 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 411.65 | 400.05 | 370.85 | 341.65 | 312.55 | 283.35 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 413.95 | 402.35 | 373.15 | 343.95 | 314.85 | 285.65 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 421.25 | 409.65 | 380.45 | 351.25 | 322.15 | 292.95 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 425.25 | 413.65 | 384.45 | 355.25 | 326.15 | 296.95 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 425.25 | 413.65 | 384.45 | 355.25 | 326.15 | 296.95 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 425.35 | 413.75 | 384.55 | 355.35 | — | 297.05 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 425.55 | 414.05 | 385.05 | 355.55 | 326.55 | 297.55 | | [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 427.75 | 417.75 | 392.65 | 367.55 | 342.55 | 317.45 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 441.15 | 429.65 | 400.65 | 371.15 | 342.15 | 313.15 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 442.35 | 430.75 | 401.55 | 372.35 | 343.25 | 314.05 | | [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 447.85 | 437.45 | 411.15 | 384.85 | 358.75 | 332.45 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 447.85 | 436.25 | 407.05 | 377.85 | 348.75 | 319.55 | | [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 452.95 | 442.35 | 415.85 | 389.25 | 362.75 | 336.15 | | [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 498.25 | 486.65 | 457.45 | 428.25 | 399.15 | 369.95 | 117 offers from 24 health insurers.: https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/young-adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/young-adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/young-adult/with-accident.md ## With accident cover: from 56.25 to 155.15 CHF a month depending on the deductible and the model 117 offers from 24 health insurers. With a deductible of 0 CHF, the cheapest is **86.75 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 155.15 CHF with Groupe Mutuel – Avenir (Standard model). Lowest premium: - 0 CHF: 86.75 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/child/with-accident/deductible-0/ - 100 CHF: 86.00 CHF (vita surselva, Sparmed) — https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/child/with-accident/deductible-100/ - 200 CHF: 76.75 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/child/with-accident/deductible-200/ - 300 CHF: 71.75 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/child/with-accident/deductible-300/ - 400 CHF: 66.75 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/child/with-accident/deductible-400/ - 500 CHF: 61.65 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/child/with-accident/deductible-500/ - 600 CHF: 56.25 CHF (vita surselva, Sparmed) — https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/child/with-accident/deductible-600/ | Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |---|---|---|---:|---:|---:|---:|---:|---:|---:| | [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 86.75 | — | 76.75 | 71.75 | 66.75 | 61.65 | 56.65 | | [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 90.80 | 86.00 | 79.30 | 73.55 | 67.75 | 62.00 | 56.25 | | [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 91.55 | — | 81.05 | 75.75 | 70.55 | 65.15 | 59.95 | | [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 93.15 | — | 82.45 | 77.05 | 71.75 | 66.35 | 60.95 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 95.65 | — | 86.65 | — | 77.45 | — | 68.35 | | [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 95.85 | 90.80 | 84.75 | 78.70 | 72.60 | 67.55 | 62.50 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 97.85 | 92.05 | 86.25 | 80.35 | 74.55 | 68.75 | 62.85 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 97.85 | 92.05 | 86.25 | 80.35 | 74.55 | 68.75 | 62.85 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 98.25 | 92.45 | 86.65 | 80.75 | 74.95 | — | 63.25 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 98.25 | — | 88.95 | — | 79.65 | — | 70.25 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 98.95 | 93.15 | 87.35 | 81.45 | 75.65 | 69.85 | 63.95 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 98.95 | — | — | — | — | 69.85 | — | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 98.95 | — | — | — | — | 69.85 | — | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 98.95 | — | — | — | — | 69.85 | — | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 99.45 | — | 87.85 | — | 76.15 | — | 64.45 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 99.45 | — | 87.85 | — | 76.15 | — | 64.45 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 99.45 | — | 87.85 | — | 76.15 | — | 64.45 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 99.55 | 93.75 | 87.95 | 82.05 | 76.25 | — | 64.55 | | [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed | 99.95 | 98.95 | 97.15 | 88.95 | 79.55 | 74.15 | 68.45 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 100.15 | 94.35 | 88.55 | 82.65 | 76.85 | — | 65.15 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 100.15 | — | — | — | — | 71.05 | — | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 101.15 | — | 89.55 | — | 77.85 | — | 66.15 | | [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 101.75 | — | 90.05 | 84.25 | 78.45 | 72.55 | 66.75 | | [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 101.85 | 96.45 | 91.15 | 85.65 | 80.35 | 75.05 | 69.55 | | [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 101.85 | 96.45 | 91.15 | 85.65 | 80.35 | 75.05 | 69.55 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 102.35 | 96.55 | 90.75 | 84.85 | 79.05 | 73.25 | 67.35 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 102.35 | 96.55 | 90.75 | 84.85 | 79.05 | 73.25 | 67.35 | | [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 102.75 | 96.95 | 91.15 | 85.25 | 79.45 | 73.65 | 67.75 | | [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 102.75 | 96.95 | 91.15 | 85.25 | 79.45 | 73.65 | 67.75 | | [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 103.25 | 98.15 | 93.15 | 88.05 | 82.95 | 75.95 | — | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 103.85 | — | — | — | — | 74.75 | — | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 103.85 | — | — | — | — | 74.75 | — | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 104.65 | — | 94.75 | — | 84.85 | — | 74.85 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 105.35 | 99.55 | 93.75 | 87.85 | 82.05 | — | 70.35 | | [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 105.45 | 104.45 | 102.55 | 93.95 | 84.05 | 78.45 | 72.95 | | [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 105.75 | 99.95 | 94.15 | 88.35 | 82.45 | 76.65 | — | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 105.95 | — | 95.95 | — | 85.95 | — | 75.85 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 106.25 | — | — | — | — | 77.15 | — | | [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 106.45 | 100.65 | 94.85 | 88.95 | 83.15 | 77.35 | 71.45 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 107.55 | — | — | — | — | 78.45 | — | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 107.95 | 102.15 | 96.35 | 90.45 | 84.65 | 78.85 | 72.95 | | [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 108.45 | 107.55 | 106.55 | 105.55 | 104.55 | 103.55 | — | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 109.35 | — | 100.25 | — | 88.55 | — | 76.95 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 111.05 | — | 99.45 | — | 87.75 | — | 76.05 | | [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 111.15 | 105.35 | 99.55 | 93.65 | 87.85 | 82.05 | 76.15 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 111.25 | 105.45 | 99.65 | 93.75 | 87.95 | — | 76.25 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 111.35 | 105.55 | 99.75 | 93.85 | 88.05 | 82.25 | 76.35 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 111.35 | 105.55 | 99.75 | 93.85 | 88.05 | 82.25 | 76.35 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 113.85 | — | 104.75 | — | 93.05 | — | 81.45 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 114.15 | 108.35 | 102.45 | 96.65 | 90.85 | 84.95 | 79.15 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 114.15 | 108.35 | 102.45 | 96.65 | 90.85 | 84.95 | 79.15 | | [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 114.75 | — | — | 97.25 | — | — | 79.75 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 115.05 | — | 104.25 | — | 93.35 | — | 82.45 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 116.15 | 110.35 | 104.55 | 98.65 | 92.85 | 87.05 | 81.15 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 117.30 | 111.50 | 105.70 | 99.80 | 94.00 | 88.20 | 82.30 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 117.30 | 111.50 | 105.70 | 99.80 | 94.00 | 88.20 | 82.30 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 117.30 | 111.50 | 105.70 | 99.80 | 94.00 | 88.20 | 82.30 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 117.30 | 111.50 | 105.70 | 99.80 | 94.00 | 88.20 | 82.30 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 117.35 | — | — | — | — | 88.25 | — | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 117.45 | 111.65 | 105.85 | 99.95 | 94.15 | 88.35 | 82.45 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 118.65 | 112.85 | 107.05 | 101.15 | 95.35 | 89.55 | 83.65 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 118.75 | 112.95 | 107.15 | 101.25 | 95.45 | 89.65 | 83.75 | | [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 119.35 | 113.55 | 107.75 | 101.95 | 96.05 | 90.25 | — | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 120.15 | 114.35 | 108.55 | 102.65 | 96.85 | 91.05 | 85.15 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 120.15 | 114.35 | 108.55 | 102.65 | 96.85 | 91.05 | 85.15 | | [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 120.65 | — | — | 103.15 | — | — | 85.65 | | [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 120.95 | 115.15 | 109.35 | 103.45 | 97.65 | 91.85 | 85.95 | | [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 121.05 | 120.15 | 119.15 | 118.15 | 117.15 | 116.15 | — | | [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 121.05 | 120.15 | 119.15 | 118.15 | 117.15 | 116.15 | — | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 121.15 | 115.35 | 109.55 | 103.65 | 97.85 | 92.05 | 86.15 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 121.45 | 115.65 | 109.85 | — | 98.15 | — | 86.45 | | [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 121.55 | 116.55 | 111.55 | 106.55 | 101.75 | 96.55 | 91.45 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 122.65 | 116.85 | 111.05 | — | 99.35 | — | 87.65 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 123.45 | — | 111.85 | — | 100.15 | — | 88.45 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 123.45 | — | 111.85 | — | 100.15 | — | 88.45 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 123.45 | — | 111.85 | — | 100.15 | — | 88.45 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 123.45 | — | 111.85 | — | 100.15 | — | 88.45 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 123.85 | 117.95 | 112.15 | 106.35 | 100.45 | 94.65 | 88.85 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 123.95 | — | 112.35 | — | 100.65 | — | 88.95 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 124.15 | 118.35 | 112.55 | 106.65 | 100.85 | 95.05 | 89.15 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 124.35 | 118.55 | 112.75 | 106.85 | 101.05 | 95.25 | 89.35 | | [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 125.15 | — | — | 107.75 | — | — | 90.15 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 125.25 | 119.45 | 113.65 | 107.75 | 101.95 | 96.15 | 90.25 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 125.95 | 120.15 | 114.35 | 108.45 | 102.65 | 96.85 | 90.95 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 126.65 | 120.85 | 115.05 | 109.15 | 103.35 | 97.55 | 91.65 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 126.65 | 120.85 | 115.05 | 109.15 | 103.35 | 97.55 | 91.65 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 127.25 | 121.45 | 115.65 | — | 103.95 | — | 92.25 | | [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 127.45 | 122.25 | 117.05 | 111.65 | 106.75 | 101.25 | 95.95 | | [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 128.95 | 123.65 | 118.35 | 112.95 | 107.95 | 102.45 | 97.05 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 129.25 | 123.45 | 117.55 | 111.75 | 105.95 | 100.05 | 94.25 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 129.35 | 123.55 | 117.65 | 111.85 | 106.05 | 100.15 | 94.35 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 129.35 | 123.55 | 117.65 | 111.85 | 106.05 | 100.15 | 94.35 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 132.45 | 126.55 | 120.75 | 114.95 | 109.05 | 103.25 | 97.45 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 133.25 | — | 121.55 | — | 109.95 | — | 98.25 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 133.55 | 127.65 | 121.85 | 116.05 | 110.15 | 104.35 | 98.55 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 134.85 | — | 123.15 | — | 111.45 | — | 99.85 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 134.85 | — | 123.15 | — | 111.45 | — | 99.85 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 134.85 | — | 123.15 | — | 111.45 | — | 99.85 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 134.85 | 129.05 | 123.25 | 117.35 | 111.55 | 105.75 | 99.85 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 136.65 | 130.85 | 125.05 | 119.15 | 113.35 | 107.55 | 101.65 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 136.65 | 130.85 | 125.05 | 119.15 | 113.35 | 107.55 | 101.65 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 136.65 | 130.85 | 125.05 | 119.15 | 113.35 | 107.55 | 101.65 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 136.65 | 130.85 | 125.05 | 119.15 | 113.35 | 107.55 | 101.65 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 137.65 | 131.85 | 125.95 | 120.15 | 114.35 | 108.45 | 102.65 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 137.65 | 131.85 | 125.95 | 120.15 | 114.35 | 108.45 | 102.65 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 138.05 | — | 126.35 | — | 114.65 | — | 103.05 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 138.15 | 132.25 | 126.45 | 120.65 | 114.75 | 108.95 | 103.15 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 138.35 | 132.55 | 126.75 | 120.85 | 115.05 | 109.25 | 103.35 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 138.35 | 132.55 | 126.75 | 120.85 | 115.05 | 109.25 | 103.35 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 139.65 | 133.85 | 128.05 | 122.15 | 116.35 | 110.55 | 104.65 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 139.95 | 134.15 | 128.35 | 122.45 | 116.65 | 110.85 | 104.95 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 140.05 | 134.25 | 128.45 | — | 116.75 | — | 105.05 | | [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 142.15 | 136.35 | 130.55 | 124.65 | 119.15 | 113.05 | 107.15 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 143.15 | 137.35 | 131.55 | 125.65 | 119.85 | 114.05 | 108.15 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 148.35 | 142.55 | 136.75 | 130.85 | 125.05 | 119.25 | 113.35 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 153.95 | — | 142.25 | — | 130.55 | — | 118.95 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 155.15 | 149.35 | 143.55 | 137.65 | 131.85 | 126.05 | 120.15 | 117 offers from 24 health insurers.: https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/child/with-accident/deductible-0/ · All deductibles: https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/child/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/child/with-accident.md ## Without accident cover: from 53.55 to 143.95 CHF a month depending on the deductible and the model 117 offers from 24 health insurers. With a deductible of 0 CHF, the cheapest is **82.15 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 143.95 CHF with Groupe Mutuel – Avenir (Standard model). Lowest premium: - 0 CHF: 82.15 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/child/no-accident/deductible-0/ - 100 CHF: 85.25 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/child/no-accident/deductible-100/ - 200 CHF: 72.65 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/child/no-accident/deductible-200/ - 300 CHF: 67.95 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/child/no-accident/deductible-300/ - 400 CHF: 63.15 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/child/no-accident/deductible-400/ - 500 CHF: 58.35 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/child/no-accident/deductible-500/ - 600 CHF: 53.55 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/child/no-accident/deductible-600/ | Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |---|---|---|---:|---:|---:|---:|---:|---:|---:| | [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 82.15 | — | 72.65 | 67.95 | 63.15 | 58.35 | 53.55 | | [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 86.75 | — | 76.75 | 71.75 | 66.75 | 61.65 | 56.65 | | [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 88.25 | — | 78.05 | 72.95 | 67.95 | 62.75 | 57.65 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 88.55 | — | 80.15 | — | 71.65 | — | 63.15 | | [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 90.20 | 85.45 | 78.80 | 73.10 | 67.30 | 61.60 | 55.90 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 90.65 | 85.25 | 79.95 | 74.45 | 69.05 | 63.65 | 58.15 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 90.65 | 85.25 | 79.95 | 74.45 | 69.05 | 63.65 | 58.15 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 90.95 | — | 82.35 | — | 73.65 | — | 64.95 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 91.05 | 85.65 | 80.25 | 74.75 | 69.35 | — | 58.45 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 91.75 | 86.35 | 80.95 | 75.45 | 70.05 | 64.65 | 59.15 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 91.75 | — | — | — | — | 64.65 | — | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 91.75 | — | — | — | — | 64.65 | — | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 91.75 | — | — | — | — | 64.65 | — | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 92.15 | — | 81.35 | — | 70.55 | — | 59.65 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 92.15 | — | 81.35 | — | 70.55 | — | 59.65 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 92.15 | — | 81.35 | — | 70.55 | — | 59.65 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 92.25 | 86.85 | 81.45 | 75.95 | 70.55 | — | 59.75 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 92.85 | 87.45 | 82.05 | 76.55 | 71.15 | — | 60.25 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 92.85 | — | — | — | — | 65.75 | — | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 93.75 | — | 82.95 | — | 72.05 | — | 61.25 | | [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 94.45 | 89.35 | 84.45 | 79.35 | 74.45 | 69.45 | 64.35 | | [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 94.45 | 89.35 | 84.45 | 79.35 | 74.45 | 69.45 | 64.35 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 94.85 | 89.45 | 84.05 | 78.55 | 73.25 | 67.85 | 62.35 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 94.85 | 89.45 | 84.05 | 78.55 | 73.25 | 67.85 | 62.35 | | [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 95.25 | 90.20 | 84.20 | 78.20 | 72.15 | 67.10 | 62.10 | | [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 95.65 | 90.95 | 86.25 | 81.65 | 76.85 | 70.35 | — | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 96.25 | — | — | — | — | 69.25 | — | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 96.25 | — | — | — | — | 69.25 | — | | [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 96.45 | — | 85.25 | 79.75 | 74.25 | 68.65 | 63.15 | | [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 96.85 | 91.35 | 85.95 | 80.35 | 74.85 | 69.35 | 63.75 | | [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 96.85 | 91.35 | 85.95 | 80.35 | 74.85 | 69.35 | 63.75 | | [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed | 96.85 | 95.85 | 94.15 | 86.15 | 77.05 | 71.85 | 66.25 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 96.95 | — | 87.75 | — | 78.55 | — | 69.25 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 97.55 | 92.15 | 86.75 | 81.25 | 75.95 | — | 65.05 | | [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 98.05 | 92.65 | 87.25 | 81.85 | 76.35 | 70.95 | — | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 98.15 | — | 88.85 | — | 79.55 | — | 70.15 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 98.55 | — | — | — | — | 71.45 | — | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 99.75 | — | — | — | — | 72.65 | — | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 100.05 | 94.65 | 89.25 | 83.85 | 78.45 | 73.05 | 67.55 | | [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 100.35 | 94.85 | 89.35 | 83.85 | 78.35 | 72.85 | 67.25 | | [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 101.15 | 100.25 | 99.35 | 98.45 | 97.45 | 96.55 | — | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 101.35 | — | 92.85 | — | 82.05 | — | 71.15 | | [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 102.15 | 101.25 | 99.35 | 91.05 | 81.45 | 75.95 | 70.65 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 102.95 | — | 92.15 | — | 81.25 | — | 70.45 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 103.05 | 97.65 | 92.25 | 86.85 | 81.45 | — | 70.55 | | [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 103.05 | 97.65 | 92.25 | 86.75 | 81.35 | 75.95 | 70.55 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 103.75 | 98.35 | 92.85 | 87.45 | 81.95 | 76.55 | 71.05 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 103.75 | 98.35 | 92.85 | 87.45 | 81.95 | 76.55 | 71.05 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 105.55 | — | 97.05 | — | 86.25 | — | 75.35 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 106.35 | 100.95 | 95.45 | 90.05 | 84.55 | 79.15 | 73.65 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 106.35 | 100.95 | 95.45 | 90.05 | 84.55 | 79.15 | 73.65 | | [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 106.45 | — | — | 90.15 | — | — | 73.85 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 106.55 | — | 96.55 | — | 86.45 | — | 76.25 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 107.85 | 102.45 | 97.05 | 91.55 | 86.15 | 80.75 | 75.25 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 108.85 | 103.45 | 98.05 | 92.55 | 87.15 | 81.75 | 76.25 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 108.85 | 103.45 | 98.05 | 92.55 | 87.15 | 81.75 | 76.25 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 108.85 | 103.45 | 98.05 | 92.55 | 87.15 | 81.75 | 76.25 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 108.85 | 103.45 | 98.05 | 92.55 | 87.15 | 81.75 | 76.25 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 108.85 | — | — | — | — | 81.75 | — | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 109.05 | 103.65 | 98.25 | 92.75 | 87.35 | 81.95 | 76.45 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 110.05 | 104.75 | 99.35 | 93.85 | 88.45 | 83.05 | 77.55 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 110.15 | 104.75 | 99.35 | 93.85 | 88.45 | 83.05 | 77.55 | | [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 110.65 | 105.25 | 99.85 | 94.55 | 89.05 | 83.65 | — | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 111.45 | 106.05 | 100.65 | 95.15 | 89.75 | 84.35 | 78.85 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 111.45 | 106.05 | 100.65 | 95.15 | 89.75 | 84.35 | 78.85 | | [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 111.85 | — | — | 95.65 | — | — | 79.35 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 112.45 | 107.05 | 101.65 | 96.15 | 90.75 | 85.35 | 79.85 | | [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 112.85 | 112.05 | 111.15 | 110.15 | 109.25 | 108.35 | — | | [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 112.85 | 112.05 | 111.15 | 110.15 | 109.25 | 108.35 | — | | [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 113.95 | 109.25 | 104.55 | 99.85 | 95.35 | 90.45 | 85.65 | | [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 114.05 | 108.55 | 103.15 | 97.55 | 92.05 | 86.55 | 80.95 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 114.45 | — | 103.65 | — | 92.75 | — | 81.95 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 114.45 | — | 103.65 | — | 92.75 | — | 81.95 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 114.45 | — | 103.65 | — | 92.75 | — | 81.95 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 114.45 | — | 103.65 | — | 92.75 | — | 81.95 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 114.95 | — | 104.15 | — | 93.25 | — | 82.35 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 115.15 | 109.65 | 104.15 | — | 92.95 | — | 81.85 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 115.35 | 109.95 | 104.55 | 99.05 | 93.65 | 88.25 | 82.75 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 115.45 | 109.95 | 104.55 | 99.05 | 93.65 | 88.15 | 82.75 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 115.75 | 110.25 | 104.85 | 99.35 | 93.95 | 88.45 | 83.05 | | [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 116.05 | — | — | 99.85 | — | — | 83.55 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 116.05 | 110.65 | 105.25 | 99.85 | 94.45 | 89.05 | 83.55 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 116.25 | 110.75 | 105.25 | — | 94.15 | — | 83.05 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 116.75 | 111.35 | 105.95 | 100.45 | 95.05 | 89.65 | 84.25 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 117.45 | 112.05 | 106.65 | 101.15 | 95.75 | 90.35 | 84.85 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 117.45 | 112.05 | 106.65 | 101.15 | 95.75 | 90.35 | 84.85 | | [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 119.45 | 114.55 | 109.65 | 104.65 | 100.05 | 94.85 | 89.85 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 120.45 | 115.05 | 109.55 | 104.15 | 98.65 | 93.25 | 87.75 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 120.55 | 115.15 | 109.65 | 104.25 | 98.75 | 93.35 | 87.85 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 120.55 | 115.15 | 109.65 | 104.25 | 98.75 | 93.35 | 87.85 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 120.65 | 115.15 | 109.65 | — | 98.45 | — | 87.35 | | [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 120.85 | 115.95 | 110.95 | 105.95 | 101.25 | 95.95 | 90.95 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 123.45 | 117.95 | 112.55 | 107.05 | 101.65 | 96.15 | 90.75 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 123.65 | — | 112.75 | — | 101.95 | — | 91.05 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 124.45 | 119.05 | 113.55 | 108.15 | 102.65 | 97.25 | 91.75 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 125.05 | — | 114.25 | — | 103.35 | — | 92.55 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 125.05 | — | 114.25 | — | 103.35 | — | 92.55 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 125.05 | — | 114.25 | — | 103.35 | — | 92.55 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 125.05 | 119.65 | 114.25 | 108.75 | 103.35 | 98.05 | 92.55 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 127.45 | 121.95 | 116.55 | 111.05 | 105.65 | 100.15 | 94.75 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 127.45 | 121.95 | 116.55 | 111.05 | 105.65 | 100.15 | 94.75 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 127.45 | 121.95 | 116.55 | 111.05 | 105.65 | 100.15 | 94.75 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 127.45 | 121.95 | 116.55 | 111.05 | 105.65 | 100.15 | 94.75 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 128.05 | — | 117.15 | — | 106.35 | — | 95.55 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 128.25 | 122.85 | 117.55 | 112.05 | 106.65 | 101.25 | 95.75 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 128.25 | 122.85 | 117.55 | 112.05 | 106.65 | 101.25 | 95.75 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 128.35 | 122.85 | 117.45 | 111.95 | 106.55 | 101.05 | 95.65 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 128.35 | 122.85 | 117.45 | 111.95 | 106.55 | 101.05 | 95.65 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 128.75 | 123.35 | 117.85 | 112.45 | 106.95 | 101.55 | 96.05 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 129.55 | 124.15 | 118.75 | 113.25 | 107.85 | 102.45 | 97.05 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 129.75 | 124.35 | 118.95 | 113.55 | 108.15 | 102.75 | 97.25 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 132.75 | 127.25 | 121.75 | — | 110.65 | — | 99.55 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 132.75 | 127.35 | 121.95 | 116.45 | 111.05 | 105.75 | 100.25 | | [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 133.35 | 127.85 | 122.45 | 116.85 | 111.75 | 105.95 | 100.45 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 138.35 | 132.95 | 127.45 | 122.05 | 116.55 | 111.05 | 105.65 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 142.85 | — | 131.95 | — | 121.15 | — | 110.35 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 143.95 | 138.55 | 133.15 | 127.65 | 122.25 | 116.85 | 111.35 | 117 offers from 24 health insurers.: https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/child/no-accident/deductible-0/ · All deductibles: https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/child/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/child/no-accident.md \* insurer’s default model Last modified: 28/09/2026 ## Frequently asked questions ### Which health insurer is the cheapest in La Punt Chamues-ch in 2026? For [an adult without accident cover](https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/adult/no-accident/): Agrisano (AGRIsmart) at 397.10 CHF a month with a [deductible of 300 CHF](https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/adult/no-accident/deductible-300/), and ÖKK (Family doctor) at 280.65 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/adult/no-accident/deductible-2500/). Each situation above leads to the full list of offers. ### Are the premiums the same across the whole region? Yes. La Punt Chamues-ch is in premium region 2 of [canton Graubünden](https://praemiencheck.onedoc.ch/en/gr/): every municipality in that region has exactly the same premiums. The region depends on your municipality of residence, not your postcode. ### Until when can I change health insurer for 2026? Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The deductible changes on the same date, by telling your insurer. ### Do I need to include accident cover? Generally no if you work at least 8 hours a week for the same employer: their accident insurance (UVG/LAA) also covers non-occupational accidents. Otherwise, include accident cover if you are not already fully covered by another UVG/LAA accident policy. ### Why is the FOPH-approved premium higher than the price shown? The amount shown is the FOPH-approved premium, the same one as on priminfo.admin.ch, less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person receives 61.80 CHF, which the insurer deducts from the invoices: 5.15 CHF a month, the same amount for everyone. The approved premium of 397.10 CHF at Agrisano therefore gives 391.95 CHF; the ranking does not change. Your invoice may still differ, for example with your canton’s individual premium reduction. Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website. Canonical: https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/ ## Related pages - For an adult aged 26 or over: https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/adult/ - For a young adult aged 19 to 25: https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/young-adult/ - For a child aged 0 to 18: https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/child/ - Without accident cover: from 280.65 to 571.85 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/adult/no-accident/ - With accident cover: from 302.15 to 608.75 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/adult/with-accident/ - Without accident cover: from 179.45 to 468.05 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/young-adult/no-accident/ - With accident cover: from 189.65 to 498.25 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/young-adult/with-accident/ - With accident cover: from 56.25 to 155.15 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/child/with-accident/ - Without accident cover: from 53.55 to 143.95 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/child/no-accident/ Address of this page: praemiencheck.onedoc.ch/en/gr/la-punt-chamues-ch/ — replace `gr` with your canton’s two-letter code (ge, vd, zh…) and `la-punt-chamues-ch` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.